Transcript Highlights:

• of SJR 5.
• I'm here testifying in support of SGR 59 on behalf of the Texas Association of Builders. and over 10,000
• Likewise, the security of our examination has been vetted for highest standards by Florida, Arkansas,
• One incident of repeat should probably get you out of there, depending on the severity of the incident
• In fact, about a third of all of our students do that.

Bills: SB530, SB757, SB769, SB1085, SB1241, SB1242, SB1409, SB1878, SB2138, SB2314, SB2231, SB2361, SB2431, SJR59

Keywords: accreditation, postsecondary education, Texas Higher Education Coordinating Board, baccalaureate degrees, junior colleges, program delivery, faculty recruitment, higher education, performance standards, student loan debt, degree programs, funding, students with disabilities, accessibility, enrollment, report, SB 1085, Sul Ross State University, Rio Grande College, Del Rio

Transcript Highlights:

• We do have concern though, of course, about, uh, tax rates and the ability of other taxing of other tax
• , of Mexico and other parts of South America.
• to help us secure the future of our restaurants, and thank you, and to be clear, this is not just a
• Chairman and members of, of, of this committee.
• You're sort of getting two for the price of one.

Bills: HB8, HB9, HJR1, HB 22

Keywords: HB 8, Texas public school accountability, school accountability, public school transparency, STAAR, state assessments, instructionally supportive assessment program, Student Success Tool, Texas Education Agency, TEA, accountability ratings, A-F ratings, through-year assessment, benchmark testing, norm-referenced assessment, college career military readiness, CCMR, local accountability plan, school district performance, campus turnaround

Transcript Highlights:

• And I think for probably all of us, there's just a lot of anxiety.
• Our anxiousness, we've all, a lot of us have been away from our homes for most of this year and.
• Dean of the Senate moves to excuse Senator Eckhardt on matters of important family business.
• Dean of the Senate moves to excuse Senators Miles and West on account of important business.
• Dean of the Senate moves to dispense with the reading of yesterday's journal. Is there objection?

Bills: SB 2, SB 3, SB 10, SB 16, SB 5, SB 9, SB 7, SB 17, SB 4, SB 19, SB 54, HB23, HB17, HB16, SB19, SB53, SB54, HB16, HB17, HB23, HB27, SB9, SB7, SB17, SB4, SB2, SB3, SB10, SB16, SB5

Keywords: flash flood, flood warning, outdoor warning siren, emergency alert, disaster preparedness, flood mitigation, Hill Country floods, Texas Water Development Board, municipalities, counties, local government mandate, public safety, grant program, backup power, weather siren, emergency management, flood-prone area, warning system, real property theft, real property fraud

Transcript Highlights:

• . to strengthen court security, with hundreds of threats reported each year, including bomb threats and
• Of course, I yield.
• Of course I do. ... Did I? Of course. Friendly question. Okay.
• And so clearly, the session we're in now is not going to apply to any of us because of the timing of
• And so one of the concerns that I'm hearing from several of my counties is that you can have tens of

Bills: SB 2, SB 3, SB 10, SB 16, SB 5, SB 9, SB 7, SB 17, SB 4, SB 19, SB 54, HB23, HB17, HB16, SB19, SB53, SB54, HB16, HB17, HB23, HB27, SB9, SB7, SB17, SB4, SB2, SB3, SB10, SB16, SB5

Keywords: flash flood, flood warning, outdoor warning siren, emergency alert, disaster preparedness, flood mitigation, Hill Country floods, Texas Water Development Board, municipalities, counties, local government mandate, public safety, grant program, backup power, weather siren, emergency management, flood-prone area, warning system, real property theft, real property fraud

Transcript Highlights:

• In the judicial branch of state government, to state affairs: House Bill 17 relating to the requirements
• House Bill 23 relating to the exemption from ad valorem taxation of property owned by certain non-profit
• Senate Bill 19 relating to a prohibition on the making and acceptance of political contributions during
• certain change of address notices to state affairs.
• The Chair announces the signing of the House Bill 4, calling in the presence of the Senate. Mr.

Bills: SB 2, SB 3, SB 10, SB 16, SB 5, SB 9, SB 7, SB 17, SB 4, SB 19, SB 54, HB23, HB17, HB16, SB19, SB53, SB54, HB16, HB17, HB23, HB27, SB9, SB7, SB17, SB4, SB2, SB3, SB10, SB16, SB5

Keywords: flash flood, flood warning, outdoor warning siren, emergency alert, disaster preparedness, flood mitigation, Hill Country floods, Texas Water Development Board, municipalities, counties, local government mandate, public safety, grant program, backup power, weather siren, emergency management, flood-prone area, warning system, real property theft, real property fraud

Transcript Highlights:

• The Dean of the Senate moves to excuse Senators Birdwell and West for matters of important business.
• The Dean of the Senate moves to dispense with the reading of yesterday's journal. Any objection?
• The Chair announces the signing of the following in the presence of the Senate: Senate Bill 1.
• House Bill 18 relates to a restriction on the acceptance of political contributions in the making of
• The Dean of the Senate. Thank you, Mr. President.

Bills: SB 2, SB 10, HB27, HB18, HB17, SB 9, SB 7, SB 17, SB 4, HB18, SR 1, SR 2, SR 5, HB18, HB17, SB9, SB7, SB17, SB4, SR1, SR2, SR5, SB2, SB10, HB27

Keywords: HB 18, Texas Legislature, quorum break, quorum-busting, legislative walkout, absent legislators, political contributions, campaign finance, political expenditures, legislative caucus, specific-purpose committee, Texas Ethics Commission, civil penalty, show cause order, district court, Fifteenth Court of Appeals, session fundraising, travel lodging food expenses, legislative session, compelled attendance

Transcript Highlights:

• That the president of the Senate designate from among the members of the committee the senators to serve
• of the Senate as applicable.
• And there are a lot of things about her life that maybe all of us didn't know fully, but one of the things
• So I'm proud of all of you. I know we always didn't agree on every issue.
• The Dean of the Senate. Moves of the Senate. You make the motion. Go ahead. Thank you, Mr.

Bills: SB 2, SB 10, HB27, HB18, HB17, SB 9, SB 7, SB 17, SB 4, HB18, SR 1, SR 2, SR 5, HB18, HB17, SB9, SB7, SB17, SB4, SR1, SR2, SR5, SB2, SB10, HB27

Keywords: HB 18, Texas Legislature, quorum break, quorum-busting, legislative walkout, absent legislators, political contributions, campaign finance, political expenditures, legislative caucus, specific-purpose committee, Texas Ethics Commission, civil penalty, show cause order, district court, Fifteenth Court of Appeals, session fundraising, travel lodging food expenses, legislative session, compelled attendance

Transcript Highlights:

• Members of the quorum are present.
• Men of honor can stand above it.
• The Dean of the Senate moves to dispense with the reading of yesterday's journal.
• Hagenbuch, Paul, Hinojosa of New Oasis, Hinojosa of Hidalgo, Huffman.
• of the nature.

Bills: SB 2, SB 5, SB 10, SB 9, SB 7, SB 17, SB 4, HB17, HB7, HB7, HB15, HB15, HB27, HB1, HB7, HB15, HB18, SB9, SB7, SB17, SB4, HB17, HB27, HB1, SB8, HCR13, SB2, SB5, SB10

Keywords: disaster relief, flood preparedness, emergency funding, local government support, meteorological forecasting, school assessment, public education, accountability, transparency, education standards, STAAR, Texas Education Agency, TEA, public school accountability, school ratings, A-F ratings, assessment reform, student testing, benchmark tests, interim assessments

Transcript Highlights:

• passed the following measures: HB7 by Leach, relating to prohibitions on the manufacture and provision of
• abortion-inducing drugs, including the jurisdiction of and effect of certain judgments by courts within
• I'm referring the prohibitions on the manufacturing and provision of abortion-inducing drugs to State
• Bill 15, relating to certain files maintained by a law enforcement agency regarding certain employees of

Bills: SB 2, SB 5, SB 10, SB 9, SB 7, SB 17, SB 4, HB17, HB7, HB7, HB15, HB15, HB27, HB1, HB7, HB15, HB18, SB9, SB7, SB17, SB4, HB17, HB27, HB1, SB8, HCR13, SB2, SB5, SB10

Keywords: disaster relief, flood preparedness, emergency funding, local government support, meteorological forecasting, school assessment, public education, accountability, transparency, education standards, STAAR, Texas Education Agency, TEA, public school accountability, school ratings, A-F ratings, assessment reform, student testing, benchmark tests, interim assessments

Transcript Highlights:

• of thing.
• victims of these types of violent offenses and victims of these kinds of negligent offenses. by police
• None of those things have been exposed, none of those to the light of day because the Department of Public
• 96 officers of the Department of Public Safety.
• of bills.

Bills: SB 2, SB 5, SB 10, SB 9, SB 7, SB 17, SB 4, HB17, HB7, HB7, HB15, HB15, HB27, HB1, HB7, HB15, HB18, SB9, SB7, SB17, SB4, HB17, HB27, HB1, SB8, HCR13, SB2, SB5, SB10

Keywords: disaster relief, flood preparedness, emergency funding, local government support, meteorological forecasting, school assessment, public education, accountability, transparency, education standards, STAAR, Texas Education Agency, TEA, public school accountability, school ratings, A-F ratings, assessment reform, student testing, benchmark tests, interim assessments

Transcript Highlights:

• of the DA.
• It's one of our prosecutors in our criminal division would handle it.
• It's one of our prosecutors in our criminal division would handle it.
• And I think some of the, a lot of the things that Mr.
• And I think some of the, a lot of the things that Mr.

Bills: HCR41, HB11, HB227, HB243, HB278, HB335, HB424, HB454, HB455, HB492, HB623, HB641, HB660, HB708, HB719, HB940, HB1029, HB1053, HB1069, HB1077

Keywords: coupons, rebates, alcohol regulation, malt beverages, Louisiana Department of Revenue, remembrance, Charlie Kirk, state recognition, October 14, memorial day, court filings, electronic filing, letter size paper, privacy, legal procedure, recusal, district attorney, substitute attorney, appointment process, legal proceedings

Transcript Highlights:

• It could be some sort of benefit for rehabilitation of housing post-storm through some of these entities
• because most of the Justices of the Peace are not lawyers, and none of the courts are courts of record
• city of St.
• It's one of our prosecutors in our criminal division who would handle it.
• And I think some of the, a lot of the things that Mr.

Bills: HCR41, HB11, HB227, HB243, HB278, HB335, HB424, HB454, HB455, HB492, HB623, HB641, HB660, HB708, HB719, HB940, HB1029, HB1053, HB1069, HB1077

Keywords: coupons, rebates, alcohol regulation, malt beverages, Louisiana Department of Revenue, remembrance, Charlie Kirk, state recognition, October 14, memorial day, court filings, electronic filing, letter size paper, privacy, legal procedure, recusal, district attorney, substitute attorney, appointment process, legal proceedings

Summary: The committee first took up H.C.R. 41, which would direct the ATC to allow electronic rebates for beer purchases and clarify that rebates are the manufacturer’s responsibility. The author and supporters said it would align beer with wine and other liquor rules. With no opposition, the resolution was moved forward. The committee then advanced H.B. 1029, which extends a moratorium on certain alcoholic beverage permits in House District 3 to give Shreveport and the MPC more time to revise local ordinances; it also moved forward without objection. The committee next considered two related bills by Rep. Egan on district attorney funding. H.B. 660, as amended, raises the state warrant amount used to support assistant district attorneys from $50,000 to $60,000 and sets district attorney salaries at $65,000 effective July 1, 2026. The Louisiana District Attorneys Association and several DAs supported the bill, saying it would help recruit and retain prosecutors. H.B. 719, also amended, increases the number of assistant district attorney warrants in many judicial districts statewide, with supporters describing it as a response to crime, population changes, and local workload needs. Both bills were reported favorably as amended. Rep. Ventrella’s H.B. 227, allowing court filings on letter-sized paper instead of only legal-sized paper, was also moved favorably. The committee then heard extensive testimony on H.B. 335 by Rep. Henry, which would expand citizenship verification requirements for entities administering public benefits. Supporters said it was meant to ensure state dollars go to U.S. and Louisiana citizens and to add accountability for NGOs; opponents, including farmers, food-access nonprofits, and health providers, argued it would create administrative burdens, chill participation in SNAP-related programs, and discourage vulnerable people from seeking food or medical help. After an amendment exempting nonprofit food distribution was adopted, the bill was reported favorably by a 12-5 vote. Finally, the committee took up H.B. 623, a tobacco and vapor products permitting bill. After adopting a three-minute rule, the committee accepted an amendment removing tobacco products from the proposed three-tier permitting system and excluding lawful marijuana products authorized by LDH. The amended bill was then reported favorably. The transcript ends as the committee was beginning H.B. 708.

Transcript Highlights:

• We're just trying to provide a level of reasonableness to some of the operational uses of this forecast
• That's one of the biggest jumps of the sharks in the abuse of financial and money power that I've seen
• said that we all have unalienable rights and the purpose of government is to secure these rights.
• I am here on behalf of... ...of Favor Delivery to testify in support of SB2154.
• Questions, members of Senator West or of these witnesses?

Bills: SB 438, SB 512, SB 647, SB 648, SB 1495, SB 2121, SB 2145, SB 2154, SB 2167, SB 2184, SB 2211, SB 2268, SB 2349, SB 2443, SB 2629, SB 2702, SB 2902

Keywords: SB 438, Texas, State Office of Administrative Hearings, SOAH, administrative law judge, ALJ, public information act, open records, confidentiality, privacy, home address, home telephone number, emergency contact information, social security number, family members, Government Code 552.117, Government Code 552.1175, Tax Code 25.025, public records, government transparency

Summary: The meeting of the committee commenced with the establishment of a quorum, where members discussed and voted on five significant bills related to energy efficiency, insurance regulation, and public utility governance. Notably, Senate Bill 2717 was presented, incorporating feedback to foster collaboration among various state agencies for improved energy efficiency performance. This was followed by a detailed discussion on Senate Bill 1642, which proposed changes to the Texas Department of Insurance's executive structure to optimize management and consumer focus. Each bill saw active participation from senators who moved to adopt committee substitutes for clarity and responsiveness to stakeholder concerns, indicating a proactive approach to legislative issues.

Transcript Highlights:

• types of mixes of generation that we can?
• to some of the operational uses of the forecast.
• And so that's one of the biggest jumping of the sharks of the abuse of financial and money power that
• said that we all have inalienable rights, and the purpose of government is to secure these rights.
• Inalienable rights, and the purpose of government is to secure these rights.

Bills: SB438, SB512, SB647, SB648, SB1495, SB2121, SB2145, SB2154, SB2167, SB2184, SB2211, SB2268, SB2349, SB2443, SB2629, SB2702, SB2902

Keywords: SB 438, Texas, State Office of Administrative Hearings, SOAH, administrative law judge, ALJ, public information act, open records, confidentiality, privacy, home address, home telephone number, emergency contact information, social security number, family members, Government Code 552.117, Government Code 552.1175, Tax Code 25.025, public records, government transparency

Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, voting favorably on SB 1612, SB 2717, SB 1468, SB 1642, and SB 1789. SB 1612 was reported favorably with objections to the local and contested calendar, while SB 2717, SB 1468, SB 1642, and SB 1789 were reported favorably, with SB 1642 and SB 1789 sent to the floor. SB 2717 would create the Texas Energy Efficiency Council; SB 1642 would add an executive director to the Texas Department of Insurance structure; and SB 1789 would establish pole standards and clarify PUC authority and remedies. The committee also heard an ERCOT update from CEO Pablo Vegas on the updated long-term load forecast, which showed a much higher unadjusted growth projection driven largely by data centers. ERCOT described an adjusted forecast using historical delays and lower realized build rates, and members discussed reliability, generation timelines, and the importance of SB 6 for demand response and flexibility. The committee then heard and left pending SB 2629, which would allow condominium and property owners’ association meetings and voting by electronic means; SB 2702, which would let nationally certified professionals test backflow prevention assemblies without a separate TCEQ license; SB 2167, which would let TDLR pause new license applications tied to human trafficking emergency orders or pending SOAH cases; SB 2349, which would exempt short-term leases and certain leasebacks from flood disclosure requirements; SB 2121, which would tighten the data broker registry law; and SB 2443, which would authorize TDLR electronic delivery of notices and other documents. Testimony generally supported these bills as cleanup, modernization, or workforce-streamlining measures, with some members expressing caution about electronic meetings and emphasizing in-person accountability. The committee also heard SB 2902 on coerced debt and identity theft, with testimony from a law professor and family violence advocates supporting stronger protections for survivors and suggesting a police report as an additional proof option. SB 512, a refiled bill restricting money transmission license holders from fining users for terms-of-service violations, also received supportive testimony and was left pending. Later, the committee heard SB 2145 on allowing certain TIF boards to meet virtually in narrow circumstances, SB 2268 on extending Texas Energy Fund loan deadlines in some cases, SB 1495 creating an EV supply equipment advisory board, SB 2154 regulating delivery network companies under a statewide framework, SB 2184 lowering the age for pyrotechnic operator and fireworks display permits from 21 to 18, SB 2211 on combining data centers, power generation, and produced-water desalination projects, and SB 647 on title theft protections and clerk authority to refuse fraudulent filings. Most of these bills were left pending after brief testimony and questions, with members focusing on reliability, regulation, and safeguards against fraud.

Transcript Highlights:

• types of mixes of generation that we can?
• types of mixes of generation that we can?
• of harm.
• And so that's one of the biggest jumping of the sharks of the abuse of financial and money power that
• said that we all have inalienable rights, and the purpose of government is to secure these rights.

Bills: SB438, SB512, SB647, SB648, SB1495, SB2121, SB2145, SB2154, SB2167, SB2184, SB2211, SB2268, SB2349, SB2443, SB2629, SB2702, SB2902

Keywords: SB 438, Texas, State Office of Administrative Hearings, SOAH, administrative law judge, ALJ, public information act, open records, confidentiality, privacy, home address, home telephone number, emergency contact information, social security number, family members, Government Code 552.117, Government Code 552.1175, Tax Code 25.025, public records, government transparency

Summary: The Senate Committee on Business and Commerce met with a quorum and first voted out several pending bills. Senate Bill 1612 was reported favorably to the full Senate with objections sent to the local and contested calendar. The committee then adopted committee substitutes and favorably reported Senate Bills 2717, 1468, 1642, and 1789, with 1642 and 1789 sent to the floor. SB 2717 would create the Texas Energy Efficiency Council and add agencies to it; SB 1468 and SB 1642 were discussed as changes affecting utility and insurance-related structures; and SB 1789 would establish pole standards, with the author saying it would clarify PUC authority and create more practical statewide standards. The committee also heard an ERCOT update from Pablo Vegas, who said Texas load growth remains strong but ERCOT is adjusting its large-load forecast downward using historical delays and realization rates for data centers and other large loads. He said the adjusted forecast is still very high, but more realistic for planning, and members discussed reliability, generation timelines, demand response, and the role of Senate Bill 6 in helping model large data centers as flexible load. The committee then took testimony on a series of bills and left most pending after public comment. SB 2629 would allow condominium and property owners associations to hold meetings and vote electronically; testimony supported it as a way to improve access, though some members expressed concern about overuse of virtual meetings. SB 2702 would let nationally certified professionals test backflow prevention assemblies instead of requiring a separate TCEQ license, and was supported as a workforce and public health measure. SB 2167 would let TDLR pause new massage-establishment license applications when an applicant is subject to a human trafficking emergency order or pending SOAH case. SB 2349 would exempt short-term residential leases and certain leasebacks from floodplain disclosure requirements while allowing the notice to be included in the lease packet. SB 2121 would tighten the data broker registry law from the prior session, and SB 2443 would allow TDLR to use electronic delivery for notices and contested-case documents. Additional bills focused on consumer protection, housing, and regulatory administration. SB 2902 would help victims of coerced debt and identity theft stop collection efforts by requiring proof such as a court order or FTC report; advocates said it would protect survivors while still preventing fraud. SB 512 would bar money transmission license holders from fining users for terms-of-service violations in a way that forfeits account funds, and supporters framed it as a protection against private financial penalties. SB 2145 would allow public improvement districts and tax increment finance districts to meet virtually with at least one member physically present, while SB 2268 would give the PUC flexibility to extend Texas Energy Fund loan deadlines in certain cases. SB 1495 would create an advisory board for electric vehicle supply equipment standards, SB 2154 would extend statewide regulation to delivery network companies, SB 2184 would lower the age for pyrotechnic operator and fireworks display licenses from 21 to 18, SB 438 would expand confidentiality protections for SOAH administrative law judges, SB 2211 would treat digital products and desalinated water as industrial products to support combined energy-water projects, and SB 647 would strengthen title-theft protections by improving notice and clerk authority to reject fraudulent filings. Most of these bills were left pending after testimony, and several drew support from industry, consumer, or advocacy witnesses along with some member concerns about electronic meetings, licensing, and data accuracy.

Transcript Highlights:

• But the 4% versus 6% is that based off of the value of the fund?
• For example, the treasurer is a member of some of these boards.
• To paint the picture, our pensions receive funds off the top to the tune of hundreds of millions of dollars
• it outside of here that really Some of these seem out of order because they make changes that we haven't
• law or section of law.

Bills: HB1739, HB1784, HB1889, HB2116, HB2206, HB3625, HB2939, HB3028, HB3265, HB3313, HB3413, HB3414, HB3415, HB3416, HB3417, HB3418, HB3420, HB3588, HB3748, HB3721, HB3852, HB4132, HB4263, HB4303, HB4311, HB4428, HB4429, HB4434

Keywords: retirement, law enforcement, disability benefits, pension system, Oklahoma, education reform, local control, student outcomes, curriculum changes, school funding, public retirement systems, pension, retirement benefits, cost-of-living adjustment, COLA, inflation adjustment, CPI-U, Consumer Price Index, firefighters pension, police pension

Transcript Highlights:

• orbit and back into the Department of Public Safety's own authority to secure its own legal counsel,
• What you have here is kind of a shell of a bill of something that Mr.
• What you have here is kind of a shell of a bill of something that Mr. Lill fire districts.
• What you have here is kind of a shell of a bill of something that Mr.
• The Department of Public Safety funding is designed to strengthen border security and public safety efforts

Bills: HB2063, HB2271, HB2416, HB2478, HB2593, HB2692, HB2813, HB2992, HB2993, HB4044

Keywords: corrections oversight, appropriation, independent office, public safety, funding, firefighters, insurance rates, workers' compensation, firefighter cancer reimbursement, rate deviations, cost analysis, premiums, border security, drug trafficking, human smuggling, law enforcement funding, Arizona, immigration, education reform, K-12

Transcript Highlights:

• agriculture and bio department of agriculture and bio security. security. security.
• It authorizes the division of animal industry of the Department of Agriculture and Biosecurity to adopt
• <00:48:52.800> any division of aquatics didn't have any division of aquatics didn't have any
• <00:49:27.520> industry<00:49:28.079> of division division of animal industry of division
• division of animal industry of the<00:49:28.480> department<00:49:28.880> of<00:49:29.119

Bills: HB1602, HB2246, HB1707, HB2216, HB2594, HB2595, HB2155, HB2113, HB2207, HB1832, HB2015, HB2152, HB2548

Keywords: agriculture, grant specialist, financial support, farmers, Hawaii, federal grants, grant administration, revolving fund, department of agriculture and biosecurity, grant compliance, transportation, reimbursement, food security, local production, sustainability, agricultural loans, financing, Department of Agriculture and Biosecurity, Hawaii agriculture, loan portfolio

Transcript Highlights:

• The bill would limit the recovery of attorney's fees or prompt pay act on top of what it states.
• The chair calls Albert Betts, Executive Director of Insurance. Council of Texas.
• I am licensed by the Texas Department of Insurance and other state departments of insurance as a public
• So for the average repair claim cycle time without an umpire, from the date of loss to the estimate of
• We ran out of time. Yes, sir.

Bills: HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458

Keywords: insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage

Transcript Highlights:

• Resolving these disputes through the Texas Department of Insurance's Division of Workers' Compensation
• Alan Craddock, TDI Division of Workers' Compensation.
• I'm Allen Craddock, the Deputy Commissioner for Hearings at the Division of Workers' Compensation.
• This bill secures sensitive patient data from the potential threat of storing that data outside.
• like tens of thousands of them.

Bills: HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458

Keywords: insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage