Video & Transcript Research : 'consumer information'

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TX
Transcript Highlights:
  • Others for answering questions, getting information.
  • Principles of limited government and free enterprise empower consumers with information while allowing
  • And the consumer doesn't use cash.
  • So if you're talking about addressing the consumer in the marketplace, the consumer wants to use a credit
  • In the world, as long as there are choices, it will also require consumer statements to include information
TX
Transcript Highlights:
  • I'm Sandy Havlal, President of the Texas Consumer Association.
  • body that receives a public information request may withhold or redact information that falls under
  • This should be public information. information. We received more exceptions than documents.
  • In reality, networks charge acquirers, not consumers.
  • But why would we have them sending the information to TCEQ?
TX

Texas 89th Regular

Business and Commerce (Part I) Apr 3rd, 2025

Business & Commerce

Transcript Highlights:
  • body that receives a public information request may withhold or redact information that falls under
  • It says that a consumer reporting agency that buys data from another consumer reporting agency or third
  • This is what it is: this reporting of information that’s prohibited by a consumer protection agency—by
  • consumer protection agency—they should be excluded from your consumer report, like bankruptcies, suits
  • It says that a consumer reporting agency that buys data from another consumer reporting agency or third
Summary: The Senate Committee on Business and Commerce met with a quorum and first took up several pending and uncontested bills. It favorably reported SB 1405, SB 1762, SB 1977, SB 2077, SB 2148, and SB 1968, and also moved SB 2321 to the local and uncontested calendar. The committee then heard SB 819, which would change how the Public Utility Commission reviews proposed utility-scale solar and related interconnection projects. The committee substitute would shift the default so interconnection is allowed unless the PUC affirmatively prohibits it within 180 days, limit denial to cases where harm substantially outweighs benefits, remove public meeting requirements, retain setback and financial assurance provisions, add optional application materials such as national security and environmental information, and restore local control over county tax abatements. The substitute was adopted and SB 819 was favorably reported to the full Senate on a 7-3 vote. The committee then took up SB 231, focused on CenterPoint’s use of large emergency generators after Hurricane Beryl. Senator King explained that the original bill was intended to prevent customers from being charged for non-mobile generators that were leased at great cost and did not match the bill’s emergency-response purpose. CenterPoint’s Jason Ryan apologized for the company’s communication failures and said the company would make customers whole through a combination of rate reductions, foregone storm-cost recovery, and a donation of the 15 large generators to ERCOT for about two years to address a San Antonio-area reliability issue, with the company absorbing the associated costs. PUC Executive Director Connie Corona said the commission could enforce the agreement through its contested-case process. Public testimony included consumer and reliability advocates, one of whom argued utility-scale microgrids should be preserved as a policy option. SB 231 was left pending. The committee also heard SB 986, which would create an alternative process for routine Public Information Act requests so local governments can make initial redactions without sending every routine exception to the Attorney General, while preserving an appeal path and training requirements. Supporters said it would reduce backlog and speed access to records; opponents argued it would shift the burden to requesters and encourage delay. The AG’s office testified that the process could improve efficiency and still fit within current timelines if used promptly. SB 986 was left pending. Finally, SB 584 was briefly laid out to require consumer reporting agencies that buy data from others to ensure the information complies with Texas law on excluded items such as bankruptcies, judgments, and tax liens, and SB 600 was heard on heir property. SB 600’s substitute would strengthen notice, require an attorney ad litem, add an heir’s bill of rights, allow settlement conferences, and require fair-market-value sales protections; supporters said it would curb predatory partition practices, while opponents warned some provisions could burden or diminish minority heirs’ property rights. SB 584 and SB 600 were left pending after testimony.
TX
Transcript Highlights:
  • Rates, and it is very challenging from the consumer standpoint.
  • It's the needed investment for consumers, and for those reasons, we strongly support the bill.
  • I just think they need to have a little bit more data and information. So, this is a good bill.
  • I think the bill ensures they have access to that information, but also makes sure that information that
  • These costs can significantly impact consumers' monthly electricity bills.
FL

Florida 2026 Regular Session

Rules Feb 3rd, 2026

Rules

Transcript Highlights:
  • SB 7024, OGSR, cybersecurity information technology and operational technology information by governmental
  • SB 7024, OGSR, cybersecurity information technology and operational technology information by Governmental
  • Allison Clark with Equal Ground Action Fund is here for information. You have information for us?
  • What is a defense attorney supposed to do with this information?
  • It gives them proprietary information.
Summary: The Committee on Rules met with 14 members present and considered a long agenda of bills, including several open-government sunset reauthorizations, consumer and election measures, claims bills, and policy bills on public safety, ethics, and child protection. The committee reported favorably SB 7024 and SB 7026, which extend and consolidate public-records/public-meeting exemptions for cybersecurity information and trade secrets held by agencies, and SB 7020, which reenacts the aquaculture records exemption for the Department of Agriculture and Consumer Services. It also approved SB 14 and SB 24, two uncontested Miami-Dade County claims bills, and SB 16, a claims bill for Heriberto Sanchez Mayan involving severe injuries after an unlawful arrest and transport incident in St. Petersburg. Several bills drew substantial testimony. SB 308, creating the Florida Museum of Black History Board of Directors and designating St. Johns County as the museum site, received extensive support from advocates and lawmakers who emphasized preserving the full and accurate history of Black Floridians; some speakers urged safeguards to ensure historians and community members help shape the museum’s content. The committee also favorably reported CS for SB 564, allowing registered or pre-registered high school students to volunteer at polling places for community service hours, with supporters saying it would build civic engagement and help election offices. CS for SB 52, which exempts unpaid volunteer armed security at houses of worship from Class D and G licensing requirements, was also reported favorably after testimony both supporting the need for church security and cautioning that congregations should retain control over whether weapons are allowed. The committee approved CS for SB 1396 on litigation financing and consumer protection after a lengthy debate over transparency, foreign funding, and whether the bill would chill access to courts. Supporters said it would create guardrails and disclose foreign involvement; opponents argued it could burden plaintiffs and reveal litigation strategy. The committee also reported favorably CS for SB 504 and SB 506, creating a framework and related public-records exemption for code inspector body cameras, with discussion about notice to property owners and protection of sensitive footage. Additional favorable actions included CS for SB 572, updating ethics law to reflect foster family relationships, and CS for SB 590, tolling the statute of limitations for failure-to-report child abuse offenses until the offense is known to law enforcement or another charging authority.
TX

Texas 89th Regular

Public Health Apr 14th, 2025

Public Health

Transcript Highlights:
  • Just get the data and collect the information so that we can make informed decisions that can inform
  • I have a somewhat jaded view of this, but we presented the information... ...information.
  • Information sharing that information. Miss Reed, okay.
  • them additional information.
  • Information between the physician and the APRN.
TX

Texas 89th Regular

Public Health Apr 14th, 2025

Public Health

Transcript Highlights:
  • Information Act.
  • While the Attorney General does maintain a website informing consumers of their privacy rights and providing
  • While the Attorney General does maintain a website informing consumers of their privacy rights and providing
  • While the Attorney General does maintain a website informing consumers of their privacy rights and providing
  • While the Attorney General does maintain a website informing consumers of their privacy rights and providing
TX

Texas 89th Regular

Senate Session Mar 6th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Bill 1463 by Hinojosa Vidalgo relating to the confidentiality of certain home address information and
  • Senate Bill 1524 by Middleton, relating to the collection of confidentiality of information regarding
  • Senate Bill 1560 by Schwartner, relating to the submission to the legislature of financial information
  • To transportation, Senate Bill 1569 by King relating the availability of certain personal information
  • law of certain contact information of a notary public to be business and commerce.
US
Transcript Highlights:
  • So we're taking another shot at making sure consumers aren't being taken advantage of by anti-competitive
  • The patients and consumers who can't afford to keep paying the bills. sky-high prices for their prescription
  • For too long, consumers have been a threat.
  • The bipartisan legislation simply is a good governance bill that improves information sharing between
  • Increasing options for consumers and lowering prices.
Summary: The meeting focused on addressing the high cost of prescription drugs and the abusive practices that contribute to elevated prices affecting American families. Several bills were presented, including proposals to end pay-for-delay deals and to enhance transparency in the operations of pharmacy benefit managers (PBMs). The discussion was notable for its emphasis on consumer protection and ensuring that cheaper generic drugs reach the market more effectively. Members expressed frustration over past attempts to pass similar legislation stalling in the Senate, leading to renewed efforts to push these bills forward.
TX

Texas 89th Regular

Delivery of Government Efficiency Mar 26th, 2025

Delivery of Government Efficiency

Transcript Highlights:
  • We believe that in a competitive system, the consumer wins. So the consumer wins, or is it that?
  • After, when we got information that we requested as part of our, I guess, public information.
  • Have you ever obtained whistleblower information from an HHSC employee and then used that information
  • So back to this information. I think Aetna is making a request, a public information request.
  • So, are you saying that your public information requests only dealt with prior bids, not information
TX

Texas 89th Regular

Business and Commerce Apr 10th, 2025

Business & Commerce

Transcript Highlights:
  • I think that's important to inform kind of what you would expect in the future.
  • We need to find a way to get some reliable information on timelines for building new generation.
  • If the data center consumes X number of demand.
  • Personal identifying information held by...
  • And the recourse for the information that we received back from our legal counsel...
Summary: The meeting of the committee commenced with the establishment of a quorum, where members discussed and voted on five significant bills related to energy efficiency, insurance regulation, and public utility governance. Notably, Senate Bill 2717 was presented, incorporating feedback to foster collaboration among various state agencies for improved energy efficiency performance. This was followed by a detailed discussion on Senate Bill 1642, which proposed changes to the Texas Department of Insurance's executive structure to optimize management and consumer focus. Each bill saw active participation from senators who moved to adopt committee substitutes for clarity and responsiveness to stakeholder concerns, indicating a proactive approach to legislative issues.
TX
Transcript Highlights:
  • And I think that's important to inform kind of what you would expect in the future.
  • on timelines on building new generation that's really. some good information on timelines on building
  • Thank you for your information.
  • But you guys are part, you've put forth some information.
  • Senator Nichols noted that page 12 had some of that information, but it stops at 2024, which is just
Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, voting favorably on SB 1612, SB 2717, SB 1468, SB 1642, and SB 1789. SB 1612 was reported favorably with objections to the local and contested calendar, while SB 2717, SB 1468, SB 1642, and SB 1789 were reported favorably, with SB 1642 and SB 1789 sent to the floor. SB 2717 would create the Texas Energy Efficiency Council; SB 1642 would add an executive director to the Texas Department of Insurance structure; and SB 1789 would establish pole standards and clarify PUC authority and remedies. The committee also heard an ERCOT update from CEO Pablo Vegas on the updated long-term load forecast, which showed a much higher unadjusted growth projection driven largely by data centers. ERCOT described an adjusted forecast using historical delays and lower realized build rates, and members discussed reliability, generation timelines, and the importance of SB 6 for demand response and flexibility. The committee then heard and left pending SB 2629, which would allow condominium and property owners’ association meetings and voting by electronic means; SB 2702, which would let nationally certified professionals test backflow prevention assemblies without a separate TCEQ license; SB 2167, which would let TDLR pause new license applications tied to human trafficking emergency orders or pending SOAH cases; SB 2349, which would exempt short-term leases and certain leasebacks from flood disclosure requirements; SB 2121, which would tighten the data broker registry law; and SB 2443, which would authorize TDLR electronic delivery of notices and other documents. Testimony generally supported these bills as cleanup, modernization, or workforce-streamlining measures, with some members expressing caution about electronic meetings and emphasizing in-person accountability. The committee also heard SB 2902 on coerced debt and identity theft, with testimony from a law professor and family violence advocates supporting stronger protections for survivors and suggesting a police report as an additional proof option. SB 512, a refiled bill restricting money transmission license holders from fining users for terms-of-service violations, also received supportive testimony and was left pending. Later, the committee heard SB 2145 on allowing certain TIF boards to meet virtually in narrow circumstances, SB 2268 on extending Texas Energy Fund loan deadlines in some cases, SB 1495 creating an EV supply equipment advisory board, SB 2154 regulating delivery network companies under a statewide framework, SB 2184 lowering the age for pyrotechnic operator and fireworks display permits from 21 to 18, SB 2211 on combining data centers, power generation, and produced-water desalination projects, and SB 647 on title theft protections and clerk authority to refuse fraudulent filings. Most of these bills were left pending after brief testimony and questions, with members focusing on reliability, regulation, and safeguards against fraud.
TX

Texas 89th 2nd C.S.

Business and Commerce Apr 10th, 2025

Business & Commerce

Transcript Highlights:
  • And I think that's important to inform what you would expect in the future.
  • Thank you for your information.
  • But you guys are part, you've put forth some information. Isn't looking at three, four, five sites.
  • "On the same day, but there were four abstentions, including the residential consumer and the Office
  • The PIA, and three, identifying home address information and tax appraisal district records.
Summary: The Senate Committee on Business and Commerce met with a quorum and first voted out several pending bills. Senate Bill 1612 was reported favorably to the full Senate with objections sent to the local and contested calendar. The committee then adopted committee substitutes and favorably reported Senate Bills 2717, 1468, 1642, and 1789, with 1642 and 1789 sent to the floor. SB 2717 would create the Texas Energy Efficiency Council and add agencies to it; SB 1468 and SB 1642 were discussed as changes affecting utility and insurance-related structures; and SB 1789 would establish pole standards, with the author saying it would clarify PUC authority and create more practical statewide standards. The committee also heard an ERCOT update from Pablo Vegas, who said Texas load growth remains strong but ERCOT is adjusting its large-load forecast downward using historical delays and realization rates for data centers and other large loads. He said the adjusted forecast is still very high, but more realistic for planning, and members discussed reliability, generation timelines, demand response, and the role of Senate Bill 6 in helping model large data centers as flexible load. The committee then took testimony on a series of bills and left most pending after public comment. SB 2629 would allow condominium and property owners associations to hold meetings and vote electronically; testimony supported it as a way to improve access, though some members expressed concern about overuse of virtual meetings. SB 2702 would let nationally certified professionals test backflow prevention assemblies instead of requiring a separate TCEQ license, and was supported as a workforce and public health measure. SB 2167 would let TDLR pause new massage-establishment license applications when an applicant is subject to a human trafficking emergency order or pending SOAH case. SB 2349 would exempt short-term residential leases and certain leasebacks from floodplain disclosure requirements while allowing the notice to be included in the lease packet. SB 2121 would tighten the data broker registry law from the prior session, and SB 2443 would allow TDLR to use electronic delivery for notices and contested-case documents. Additional bills focused on consumer protection, housing, and regulatory administration. SB 2902 would help victims of coerced debt and identity theft stop collection efforts by requiring proof such as a court order or FTC report; advocates said it would protect survivors while still preventing fraud. SB 512 would bar money transmission license holders from fining users for terms-of-service violations in a way that forfeits account funds, and supporters framed it as a protection against private financial penalties. SB 2145 would allow public improvement districts and tax increment finance districts to meet virtually with at least one member physically present, while SB 2268 would give the PUC flexibility to extend Texas Energy Fund loan deadlines in certain cases. SB 1495 would create an advisory board for electric vehicle supply equipment standards, SB 2154 would extend statewide regulation to delivery network companies, SB 2184 would lower the age for pyrotechnic operator and fireworks display licenses from 21 to 18, SB 438 would expand confidentiality protections for SOAH administrative law judges, SB 2211 would treat digital products and desalinated water as industrial products to support combined energy-water projects, and SB 647 would strengthen title-theft protections by improving notice and clerk authority to reject fraudulent filings. Most of these bills were left pending after testimony, and several drew support from industry, consumer, or advocacy witnesses along with some member concerns about electronic meetings, licensing, and data accuracy.
TX
Transcript Highlights:
  • And it is very challenging from the consumer standpoint, and I don't want to speak for staff.
  • I think the bill makes sure they have access to the information, but also makes sure that the information
  • I think the bill makes sure they have access to the information, but also makes sure that the information
  • This sets appropriate rates, often resulting in increases to consumers.
  • These costs can significantly impact Texas consumers' monthly electricity bills.
Summary: The Senate Business and Commerce Committee met with a quorum and first took up pending business, voting out several bills. Senate Bills 1697, 1569, 1202 as substituted, 1029, 1364, 1185, 924, 1008 as substituted, 264, 1376, and 1358 as substituted were reported favorably, with some sent to the local and uncontested calendar. The committee also adopted a substitute for SB 1202 and later corrected votes on several measures. SB 924 and SB 1376 drew some opposition, while the rest of the pending bills were reported without dissent or with limited nays. The committee then heard testimony on SB 1856, which would create an annual capacity-cost recovery rider for Entergy Texas customers in the MISO region. The author and Entergy argued the bill would better match rates to actual capacity costs and improve transparency, while the Texas Association of Manufacturers and the Public Utility Commission raised concerns about the short 10-day review period, rider proliferation, and the preference for full rate cases over piecemeal adjustments. The bill was left pending. The committee also heard and left pending SB 522 on CPA reciprocity, SB 1664 requiring TDUs to provide clearer, standalone rate-change disclosures, SB 1877 expanding OPUC’s access to market data, SB 1254 and SB 1255 as TDLR cleanup bills on professional employer organizations and mold assessors, SB 1341 updating manufactured housing rules, SB 1239 on sovereign debt and Texas governing law, and SB 1259 streamlining the surveyor-in-training licensing process. Additional bills discussed included SB 1977, which would cap recoverable legal expenses in electric, water, and sewer rate cases; OPUC and some consumer advocates supported the idea as a way to reduce ratepayer costs, while utility representatives warned it could discourage participation and increase rate shock. The committee also heard SB 1762 clarifying that geothermal energy conservation wells are not battery resources, and SB 783 allowing SECO to proceed with future energy-code rulemaking for state-funded buildings. Both drew supportive testimony from industry and environmental groups. All remaining bills heard during the meeting were left pending, and the committee recessed subject to the call of the chair.
TX

Texas 89th Regular

S/C on Defense & Veterans' Affairs Mar 17th, 2025

S/C on Defense & Veterans' Affairs

Transcript Highlights:
  • So, the poster will contain unemployment compensation information, contact information for the Texas
  • As everyone has alluded to, as we exit the armed forces, we do get a lot of information, but that information
  • Members, that's all the information.
  • Once all of that information is reported.
  • There's a lot of information out there for veterans, but it's too much information, okay?
HI
Transcript Highlights:
  • Beginning April 1st, 2027, it specifies that employers must report separation and wage information within
  • Employers must report separation and wage information within five calendar days of notice being sent,
  • We expect this information to be available to us in several weeks, in which case we will be supplying
NM

New Mexico 2026 Regular Session

Senate - Health and Public Affairs Feb 4th, 2026 at 06:25 pm

Senate Health & Public Affairs

Transcript Highlights:
  • , including health information and information of minors, so companies who work across the U S are already
  • 15,000 unique Consumers.
  • Data breaches are incredibly common and often reveal highly sensitive personal information about consumers
  • but these non-profits that have more personal information, healthcare information, by the way, why do
  • Do nonprofits not sell people's information?
Bills: SB20, SB53, SB86, SB96, SB129
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/4/26

Commerce Finance and Policy

Transcript Highlights:
  • specific to consumers, and information specific for businesses.
  • specific to consumers, and information specific to consumers, and information<00:07:18.520> specific
  • individual prices based on consumer individual prices based on consumer information.<00:26:11.440
  • Would this slow up that process to be able to post that and get that information out there to the consumers
  • information out there to the consumers? information out there to the consumers?
Bills: HF3794, HF3408
Summary: The committee first approved the minutes from March 3, 2026, and then received a presentation from the Minnesota Office of the Attorney General on the Minnesota Consumer Data Privacy Act. Assistant Attorney General Caitlin Miko and Deputy Attorney General Jessica Whitney reviewed the law’s scope, consumer rights, business obligations, and enforcement history. They said the law took effect July 31, 2025, gives Minnesotans rights to access, delete, and opt out of sale, profiling, and targeted advertising, and is enforced by the Attorney General with penalties up to $7,500 per violation. They reported more than 200 complaints in the first six months, many warning letters, and a shift from education to active enforcement now that the initial warning-letter period has expired. Committee members asked about how the universal opt-out works, what happens when companies deny deletion or editing requests, how the office determines willful noncompliance, and whether the law could burden small businesses. The AG’s office said the opt-out can be set through privacy-protective browsers or extensions, companies must respond to consumer requests within 45 days, small businesses are exempt as defined by the SBA, and investigations look for patterns and evidence of willful conduct rather than minor technical violations. The office also said it needs additional funding to fully staff enforcement efforts and noted that it has already issued subpoenas and civil investigative demands. The committee then took up House File 3408, the Stop Grocery Surveillance Price Gouging Act. The author explained that the bill would prohibit retail grocers, physical and online, from setting individualized prices based on consumer information, would limit certain uses of facial recognition and electronic shelf labels, and would preserve narrow exceptions for discounts and loyalty programs. Public testimony followed from the Minnesota Farmers Union in support, arguing that grocery consolidation and surveillance pricing could worsen already high food costs and harm fair competition. The Minnesota Grocers Association opposed the premise that grocery stores use surveillance pricing, said shelf prices are generally uniform and set from a single storewide database, and argued electronic shelf labels are efficient and not nefarious. A technology company representative similarly said ESLs do not use personal data or facial recognition, prices are uniform, and a 2025 study found no meaningful price increases after ESL adoption. The bill was laid over for possible further discussion after the testimony.