Transcript Highlights:

• Senate Bill 1307 instructs the Texas Department of Insurance (TDI) to create a health insurance reference
• I would say that is wholly lacking under Texas code. And who had to bear the fine?
• Let me see, that's under the Texas Medical Code under 159.
• Here as a resource witness with the Texas Department of Insurance.
• What we do is go to a requested amendment to Texas Administrative Code 90.8(a).

Bills: SB95, SB268, SB493, SB619, SB660, SB922, SB984, SB1098, SB1188, SB1307, SB1332, SB1822

Keywords: immunization, written informed consent, civil liability, health care provider, vaccine compensation, administrative penalty, health care, licensing, complaint procedure, disciplinary action, law enforcement, pharmacy benefit manager, PBM, gag clause, prescription drug pricing, out-of-pocket cost, cash price, pharmacist, pharmacy, prescription drug benefit

Transcript Highlights:

• These agencies are the Texas Department of Criminal Justice, the Texas Department of Information Resources
• House Bill 2127, as well as three new codes: the elections code, the penal code, and in our committee
• ... re-empted codes.
• Texas court and therefore bakes in the constitutional infirmities with the Texas Regulatory Consistency
• Texas must bring its state codes up to par with federal immigration law to cut these costs.

Bills: SB324, SB1978, SB2139, SB2401, SB2587, SB2610, SB2858, SB3016

Keywords: E-verify, employment verification, state contracts, immigration, labor compliance, ERCOT, Texas electric grid, interconnection, Public Utility Commission, PUC, Public convenience and necessity, electric cooperative, municipally owned utility, electric utility, transmission, generation facilities, grid reliability, Federal Energy Regulatory Commission, FERC, SERC

Transcript Highlights:

• This is the Texas law on Texas arbitration for surplus lines of insurance that we...
• It also requires that the insurance contract be interpreted according to Texas law.
• The rules only apply when the home state of the insured is Texas.
• Chairman John Schnauzer, representing the Insurance Council of Texas.
• When you're applying for insurance, we have about 160 property casualty insurers in Texas.

Bills: SB388, SB455, SB917, SB925, SB1006

Keywords: dispatchable generation, electricity, natural gas, ERCOT, energy credits, utilities regulation, renewable energy, arbitration, insurance contracts, surplus lines, Texas law, insurance policy, boiler inspection, boiler safety, inspection report deadline, certificate inspection, authorized inspector, inspection agency, Health and Safety Code, board of boiler rules

Transcript Highlights:

• The State of Texas does not require agencies to purchase insurance to protect critical assets, nor does
• It's really incredible what you will learn about the lack of insurance coverage in the state of Texas
• The Texas Business and Commerce Code has it different that the spam texts are not classified.
• We are a nonprofit that advocates for the water supply here in Central Texas, but all of Texas.
• Penal Code.

Bills: HB1958, HB2031, HB2879, HB3285, HB3995, HB4487, HB4558, HB4560, HB4876, HB4899, HB5212, HB5317, HB5543, HB5567, SB1333

Keywords: firearm possession, tenant rights, landlord regulations, civil penalties, property code, justified use of force, deadly force, property rights, home defense, smart devices, data privacy, personal data collection, user consent, mobile application, data transparency, HOA, property owners association, property owners' association, Texas Property Code, Chapter 202

Transcript Highlights:

• The chair calls Senator Zaffirini, the Dean of the Texas Senate.
• I'm with Globe Life Insurance. I'm here to support Senate Bill 1330. in McKinney, Texas. Thank you.
• I'm with the Texas Hospital Association.
• Texas, including Travis County.
• My name is Sheila Hemphill with Texas Right-to-Know.

Bills: SB 53, SB53, SB125, SB315, SB379, SB457, SB541, SB599, SB896, SB921, SB963, SB1038, SB1084, SB1330, SB1461

Keywords: voter registration, election procedures, provisional ballot, change of address, residence requirements, mental health, court proceedings, notice requirements, legal filings, electronic documents, autologous blood donation, direct blood donation, blood bank, hospital, Health and Safety Code, physician order, preoperative blood donation, patient blood reserve, transfusion, surgery

Transcript Highlights:

• SB1643 proposes a shift in how property and casualty insurance... Rates are regulated in Texas.
• Okay, Beaman Floyd, Texas Coalition of Affordable Insurance Solutions, shown again.
• Now it's the Insurance Council of Texas showing registered against SB1643, correct? Correct, Mr.
• Okay, members, we're gonna call Albert Betts, Executive Director, Insurance Council of Texas.
• Albert Betts, Executive Director, Independent Insurance Agents of Texas.

Bills: SB1642, SB1643, SB2530

Keywords: Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance, commercial automobile insurance, rate approval, consumer protection, windstorm insurance, Texas Windstorm Insurance Association, administrative penalties, coastal counties, 1184, house, all

Transcript Highlights:

• Sure, so Texas.
• The bill seeks to amend Chapter 28. 8a of the Texas Water Code by implementing, implementing planning
• West Texas.
• Currently, the Texas Water Code establishes floodplain regulations, but in Enforcement of these regulations
• As Texas faces more frequent and severe storms.

Bills: HB 1089, HB 1163, HB 1177, HB 1238, HB1318, HB1400, HB1407, HB1532, HJR7, HJR7

Keywords: coastal protection, environmental management, Gulf Coast, storm risk management, funding, Texas General Land Office, healthcare, insurance reform, patient access, insurance regulation, affordable care, health insurance, consumer rights, coverage transparency, claims process, insurance regulations, aggregate production, environmental impact, financial responsibility, reclamation

Transcript Highlights:

• And Texas remains the ninth.
• I'm with the Nature Conservancy in Texas, and we're super supportive of this bill TNC has worked in Texas
• Texas.
• are in South Texas right now.
• More and be more common in Texas. Okay.

Bills: HB 1089, HB 1163, HB 1177, HB 1238, HB1318, HB1400, HB1407, HB1532, HJR7, HJR7

Keywords: coastal protection, environmental management, Gulf Coast, storm risk management, funding, Texas General Land Office, healthcare, insurance reform, patient access, insurance regulation, affordable care, health insurance, consumer rights, coverage transparency, claims process, insurance regulations, aggregate production, environmental impact, financial responsibility, reclamation

Transcript Highlights:

• Members, Texas is...
• in Texas, stay in Texas, and scale in Texas.
• Texas. Texas. OK. A prohibition of the...
• I'm Albert Betts, Executive Director of the Insurance Council of Texas.
• This legislation addresses the challenges many Texas veterans face when attempting to purchase a HUD-code

Bills: HB 104, HB2054, HB3459, HB3745, HB4486, HB4488, HB4601, HB104

Keywords: Texas Future Fund, investment review board, economic stabilization, innovative technology, national defense, HB 2054, Texas volunteer fire department assistance fund, Rural Volunteer Fire Department Assistance Program, volunteer fire departments, wildfire mitigation, wildland fire, rural fire protection, insurer assessment, insurance premium tax, state appropriations, firefighting grants, emergency services, high-risk wildfire areas, Texas Comptroller, Texas Government Code

Transcript Highlights:

• be contracted with any admitted insurance company in Texas and prohibits insurance companies from terminating
• That in every AI-generated denial, the Texas Department of Insurance is to be notified, and a report
• This is really a critical step in updating the Texas autism insurance mandate.
• SB 1307 instructs the Texas Department of Insurance (TDI) to create a health insurance reference guide
• With the Insurance Council of Texas, we show you registered for HB 4074. Is that correct?

Bills: HB813, HB1680, HB3569, HB4074, HB4635, HB5178, SB527, SB1307, SB1822

Keywords: autism, health insurance, coverage, medical treatment, health benefit plan, HIV prevention, prescription drug, prior authorization, health benefits, insurance coverage, insurance, contract termination, property and casualty, insurance agents, discrimination, appraiser, umpire, licensing requirements, continuing education, admin penalties

Transcript Highlights:

• House Bill 201 amends 2312.001. of the Texas Occupations Code, adding language that strengthens our legal
• code for our state employees.
• to the criminal code procedure.
• House Bill 272 adds Texas Penal Code 32.315, fraudulent use of possession of a firearm. credit debit
• And we don't think it is insurance.

Bills: HB201, HB272, HB618, HB 1094, HB 1142, HB201, HB272

Keywords: financial crime, card fraud, motor fuel theft, law enforcement, criminal activity, skimmers, prevention, training, credit card fraud, debit card fraud, prosecution, illegal possession, state law, HB 618, Texas insurance code, IVF, in vitro fertilization, fertility treatment, infertility coverage, government employee health benefits

Transcript Highlights:

• first Jack and Jill chapter that was formed in Texas.
• , to South Texas.
• Texas has a whole lot of election dates.
• Texas Music Incubator Program, to Finance.
• Senate Bill 2992 by Johnson, relating to the operations of the Texas military forces on the Texas-Mexico

Bills: SJR12, SJR81, SCR39, SB22, SB32, SB241, SB393, SB414, SB458, SB464, SB568, SB583, SB609, SB660, SB693, SB731, SB732, SB746, SB783, SB785, SB897, SB993, SB996, SB1008, SB1029, SB1035, SB1036, SB1120, SB1122, SB1147, SB1163, SB1188, SB1197, SB1209, SB1227, SB1245, SB1267, SB1307, SB1321, SB1332, SB1386, SB1394, SB1396, SB1470, SB1494, SB1537, SB1596, SB1598, SB1610, SB1664, SB1814, SB1822, SB1841, SB1948, SB2065, SB2155, SB2406, SB2407

Keywords: parental rights, education, constitutional amendment, school choice, child education, tax exemption, ad valorem, tangible personal property, income production, border security, southern border, federal immigration policy, illegal immigration, cartels, transnational cartels, fentanyl, drug trafficking, human trafficking, Operation Lone Star, Texas border

Summary: The Senate opened with a quorum call, invocation, approval of routine motions, and the reading of gubernatorial nominations and several honorary resolutions. The chamber adopted resolutions recognizing Jack and Jill of America Day and DJ Daniel Day at the Capitol, with multiple senators offering remarks praising youth leadership, perseverance, and public service. The Senate also introduced the Doctor of the Day and then proceeded to a long series of floor actions on bills. A major focus was Committee Substitute for Senate Bill 568, which overhauls special education funding and services in public schools by moving from a placement-based model to an intensity-based system tied to student needs and IEPs. Senators Bettencourt, Creighton, and Menendez emphasized transparency, parent input, evaluation funding, dyslexia services, and better alignment of funding with actual services; Senator Hinojosa shared a personal story about dyslexia and the importance of early intervention. The bill was advanced on second and third reading and finally passed 30-0. The Senate also passed SB 1396 to prohibit national sex education standards in public schools, SB 2065 on the Texas Emergency Services Retirement System, SB 1664 requiring clearer public disclosure of transmission and distribution utility rate changes, SB 1029 on advertising certain used motor vehicles, SB 1120 expanding rights for family violence victims, SB 1036 regulating residential solar retail transactions, SB 464 creating school-proximity restrictions and penalties for tobacco and vaping sales, SB 1035 giving farmers and ranchers equitable relief from certain local agricultural regulations, SB 1610 addressing civil commitment facility safety and prosecution issues, SB 1197 extending drone restrictions to spaceports, and SB 1386 changing legislative witness immunity from transactional to testimonial immunity. Another major bill was Committee Substitute for Senate Bill 1188, which updates electronic health record requirements. Senator Kolkhorst said the bill builds on Texas medical privacy law by requiring U.S.-based storage of EMR data, prohibiting recording of voter registration status and credit score information, requiring provider verification and disclosure for AI-assisted diagnosis or treatment recommendations, preserving parental access to minors’ records until age 18, and ensuring EMRs can capture metabolic health and biological sex information. A floor amendment clarified the bill’s scope and enforcement, and the bill passed 23-7. Several measures drew debate, especially SB 414 on bond ballot transparency, where Senators Eckhardt and Menendez questioned whether requiring estimated interest and total debt cost on ballots could be misleading or difficult to implement because interest rates and financing terms can change before issuance or over time. The transcript ends during that discussion, with no final action shown on SB 414.

Transcript Highlights:

• The committee substituted House Bill 3699 with a Texas Labor Code 2008.002 defines "labor" and the "person
• The Texas Workforce Commission administers the State Unemployment Insurance Program, which provides financial
• Based on the calculations of where this bill is at and the Texas Unemployment Insurance Trust Fund as
• Eric Holland with the Texas Workforce Commission, I'm the insurance director.
• Texas has already recognized that the sale of insurance should be exempted from this law, and HB 3466

Bills: HB 112, HB199, HB621, HB1349, HB2214, HB3466, HB3698, HB3699, HCR9, HB112, HB199, HCR9

Keywords: science park district, economic development, technology innovation, higher education collaboration, infrastructure development, Texas Economic Development Office, workforce development, unemployment benefits, state average unemployment rate, benefit year, economic support, Texas Workforce Commission, property owners' association, free speech, assembly rights, government officials, political candidates, floodplain, landlord, tenant

Transcript Highlights:

• of Texas deserve better than that.
• But Texas is doing that.
• have come to Texas for it.
• Texas.
• I'm here on behalf of the Texas Dental Association and the Texas Academy of General Dentistry to respectfully

Bills: SB623, SB1266, SB1310, SB1373, SB1580, SB1952, SB2032, SB2269, SB2544, SB2653, SB2796

Keywords: pharmacist, vaccine administration, COVID-19, exclusive authority, healthcare, Medicaid, provider enrollment, credentialing, administrative burden, Texas Health and Human Services, senior retirement communities, emergency response, residential safety, contract provisions, health and safety regulations, medical staff privileges, hospital administration, healthcare regulation, Texas Health and Safety Code, consistency in privileges

Transcript Highlights:

• The fact of the matter is, in the state of Texas...
• on our Texas mailing list.
• Meeks, Executive Director of Texas Health Education Service, University of Texas system, and you're on
• Again, Laura Kincheloe, Texas.
• Texas who are in foster care.

Bills: HB173, HB184, HB484, HB678, HB 1211, HB1507, HB1705, HB1868, HB2290, HB2851, HB2856, HB3041, HB3204, HB173, HB184

Keywords: foreign donations, higher education, public institutions, national security, funding, prohibition, Texas law, healthcare, insurance, affordability, access, public health, foreign influence, education policy, student loan repayment, prosecuting attorneys, border prosecution unit, financial assistance, tobacco, cigarettes

Transcript Highlights:

• If you look at Texas colleges, and we can get that information from the Texas College Tobacco Policy
• I'm here representing the Texas Medical Association, the Texas Pediatric Society.
• They have reached out to TDI, the Texas Department of Insurance, and they have said there's no law saying
• As mentioned, the current insurance code is silent on whether we could do this.
• Members, we do have a resource. here today with the Texas Department of Insurance.

Bills: HB173, HB184, HB484, HB678, HB 1211, HB1507, HB1705, HB1868, HB2290, HB2851, HB2856, HB3041, HB3204, HB173, HB184

Keywords: foreign donations, higher education, public institutions, national security, funding, prohibition, Texas law, healthcare, insurance, affordability, access, public health, foreign influence, education policy, student loan repayment, prosecuting attorneys, border prosecution unit, financial assistance, tobacco, cigarettes

Transcript Highlights:

• Section 544.002 of the Insurance Code is intended to protect individuals from having insurance companies
• We have you registered, John Schnauz, insurance. Council of Texas.
• Let me show you John Schnauz, Insurance Counsel of Texas.
• T-A-L-H-I, Texas Association of Life and Health Insurers. We have you registered.
• National Farm Life is a small life insurance provider in Fort Worth, Texas.

Bills: HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432

Keywords: prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury

Transcript Highlights:

• Insurers have used loopholes to deny exemptions, so much so that fewer than 4% of physicians in Texas
• John Schnautz, Insurance Council of Texas. We show you neutral on HB3021. Is that correct?
• We've just had a good discussion about the loophole in the Texas insurance code that allows insurance
• However, Texas requires insurance providers to charge co-pays, deductibles, and co-insurance for yearly
• Windstorm Insurance Association and Texas Fair Plan Association.

Bills: HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432

Keywords: prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury

Transcript Highlights:

• Property Code.
• Regarding elections and filling positions on the board, the Texas Property Code allows the board to appoint
• Chapter 22 of the Texas Business Organizations Code requires three members.
• Code on voting procedures.
• When a property with a homeowner's association is sold, the Texas Property Code requires the association

Bills: HB 1087, HB2504, HB4113, HB5144, HB5146, HB5377, HB5543, SB140, SB264, SB1244, SB1343, SB2121, HR868

Keywords: property owners, board vacancy, special election, association governance, community management, property owners' association, resale certificate, fees, real estate regulation, homeowners, HB 4113, Texas Rising Star Program, child care, child-care providers, Texas Workforce Commission, TWC, safety barriers, crash-rated bollards, bollards, playground safety

Bills: SB 1468, SB 1612, SB 1789, SB 2530, SB 2571, SB 2717, SB 2967

Keywords: utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year