Video & Transcript Research : 'creditor process'

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HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • If it's eventually appeals process.
  • Um, they can't go through an appeal<00:29:39.360> process. appeal process. appeal process.
  • is dragged out by the appeals process. is dragged out by the appeals process.
  • <00:32:52.159> but lender has dragged out the process but lender has dragged out the process
  • this is a judicial foreclosure process this is a judicial foreclosure process where<00:32:56.000
Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
AZ

Arizona 2026 Regular Session

03/24/2026 - Senate Natural Resources

Natural Resources

Transcript Highlights:
  • The department does not use a solar map layer in its decision-making process.
  • The department does not use a solar map layer in its decision-making process.
  • The Joint Committee on Capital Review reviews the closure recommendation and the process.
  • And in the legislative process, we sit here right now in a committee.
  • Planning and zoning processes are important.
Summary: The Natural Resources Committee approved the March 17 minutes and then took up a long calendar of bills, holding HCR 2038. HB 2787, which would bar the state and its political subdivisions from using personnel or financial resources to enforce, administer, or cooperate with the Mexican wolf reintroduction program, drew opposition from Sierra Club and Humane World for Animals/Animal Defense League of Arizona, who argued it would hinder wolf recovery and undercut science-based wildlife management. The committee nevertheless gave HB 2787 a do-pass recommendation by a 4-3 vote. The committee then considered HB 2055 on a Brackish Groundwater Recovery Program Fund and HB 2782 on disclosure requirements for regulatory assets in utility rates. Testimony on HB 2055 raised concerns that brackish groundwater is still groundwater and that pumping it could cause localized impacts, but the bill initially received a do-pass recommendation before a later vote failed on reconsideration. HB 2782 prompted discussion about Corporation Commission authority and utility regulation, but it ultimately received a do-pass recommendation. The committee also heard HB 2781, a solar energy decommissioning and financial assurance bill, with testimony from environmental groups, industry representatives, and a local official; an amendment by Senator Sundareshan to strengthen financial assurance and remove the remediation fund failed, and the underlying bill also failed on a tied 4-4 vote. Later, the committee approved HB 2975, which would suspend use of solar scoring maps on state trust lands and require new mining and housing scoring maps, despite opposition from environmental groups and neutral comments from the State Land Department that the solar map is only a guidance tool. HB 2696, as amended, passed after the committee adopted amendments shifting the Arizona Commerce Authority’s fuel-price mandate and creating a fuel resiliency task force; testimony focused on fuel supply, pipeline capacity, refinery access, and whether the ACA was the right agency to lead the effort. The committee also passed HCM 2009 urging Congress to require legislative approval for new national monuments and to streamline mining and land-swap processes, and HB 2889, which funds ADEQ monitoring of uranium contamination and creates a statewide registry and tribal partnership program. Finally, the committee approved HB 2763, which would require legislative approval before the Arizona Game and Fish Commission could close a shooting range. Supporters said it was meant to protect facilities like Ben Avery and preserve safe shooting locations, while opponents argued the bill was unnecessary because existing review steps already exist and there was no imminent closure threat. The committee also heard testimony on the bill from Game and Fish, which said the measure would add another layer to an already extensive closure process and that the department was neutral on the proposal.
HI

Hawaii 2026 Regular Session

EDU Public Hearing 03-18-2026

Education

Transcript Highlights:
  • <01:14:50.640> here understand our licensing processes here understand our licensing processes
  • <01:24:31.920> is processing of those applications is processing of those applications is
  • So, we did look back at process.
  • like throughout that process. like throughout that process.
  • facilitating and rolling out the process facilitating and rolling out the process for<01:54:50.960
AL

Alabama 2026 1st Special Session

Alabama Senate Judiciary Committee Feb 3rd, 2026

Judiciary

Transcript Highlights:
  • So that is early on in the process.
  • No different than any capital offense now. >> You know, certainly they have to go through the process
  • So that is early on in the process. No different than any capital offense now.
  • <00:11:47.680> No<00:11:47.920> different early on in the process.
  • No different early on in the process.
TX

Texas 89th Regular

Criminal Justice May 20th, 2025

Criminal Justice

Transcript Highlights:
  • Additionally, it cleans up the staff disciplinary process to better comply with agency grievance policies
  • Currently, a defendant is required to pay $50 for the execution process of an arrest warrant.
  • This bill proposes a long-overdue increase in the fee for executing and processing arrest warrants from
  • No police time is used in these cases despite being processed by the computer and accruing the fee.
  • Compounding this problem is punitive action with no due process for those who are innocent, repeated
Summary: The Senate Committee on Criminal Justice met with a quorum and heard a long agenda of bills on criminal justice, public safety, mental health, victims’ rights, and related administrative issues. Early bills included HB 47, the omnibus sexual assault survivors bill, which would expand post-assault care, require courts to consider delays for adult survivors, bar sex offenders from rideshare driving, allow lease termination regardless of where an assault occurred, and require more reporting from sexual assault response teams. Testimony was generally supportive, though one witness raised concern that the bill’s reporting requirements could jeopardize county grant funding. HB 171, the Annel Borrego Act, would set a minimum period for court-ordered chemical dependency treatment; NAMI Texas supported it. HB 908 would require missing children reports to be sent to the National Center for Missing and Exploited Children within two hours, and HB 1443 would criminalize possession and promotion of childlike sex dolls; both drew supportive testimony and were left pending. HB 567, changing juvenile board chair selection in Parker County, and HB 4263, a TJJD workforce retention bill, were also heard and left pending after brief discussion and adoption of committee substitutes where applicable. The committee also heard several bills focused on jail and prison safety, court process, and victim protection. HB 2282 would raise the arrest warrant fee from $50 to $75; constables supported it as a cost-recovery measure, while the Texas Fair Defense Project opposed it as a regressive fee that burdens low-income defendants. HB 3464 would increase penalties for correctional employees who bring drugs or alcohol into prisons, with support from Harris County jail officials and a formerly incarcerated advocate who described the dangers of contraband and retaliation. HB 285, “Poncho’s Law,” would add criminal negligence to non-livestock animal cruelty offenses; animal welfare advocates said it would close a loophole that lets pet service businesses avoid accountability, and the bill was left pending. HB 2355 would keep certain Crime Victims Compensation records confidential when held by the Attorney General, and HB 2637 would standardize jury exemption ages and clean up jury disqualification reporting; both were left pending after limited testimony. Mental health and competency-related bills received significant attention. HB 305 would require a pretrial hearing within 14 days after a defendant is restored to competency, aimed at reducing repeated decompensation and the forensic waitlist; NAMI Texas supported it. HB 1741 would tighten procedures for not-guilty-by-reason-of-insanity outpatient commitments by requiring a stronger nexus to the receiving county and clearer supervision authority; law enforcement and mental health witnesses said it would improve public safety and treatment success. HB 2492 would make the four-hour family-violence post-bond cooling-off period mandatory rather than discretionary, and HB 1445 would allow a managed assigned counsel director to designate someone to approve certain payments for indigent defense attorneys; both were left pending. HB 1024 would require prompt execution of warrants for parole violators on superintensive supervision, and HB 1306 would extend first-responder-style benefits to death investigation professionals; neither drew opposition in the hearing. The committee also heard a series of public integrity and technology bills. HB 449 would expand the deepfake sexual content statute to include sexually explicit images, with Public Citizen supporting the change as necessary to address a rapidly growing problem. HB 1902 would create a new offense for “jugging,” or following bank or ATM customers to rob them; the Texas Bankers Association supported it. HB 2697 would require sureties to notify prosecutors before surrendering a felony defendant’s bond, and HB 2001 would sharply increase penalties for misuse of public information for financial gain and related coercion, with prosecutors and Texas Rangers describing bid-rigging and public corruption investigations as difficult to prove under current law because of short limitations periods and limited penalties. HB 1866 would grant Texas peace officer authority to National Park Service rangers within Texas park boundaries, and HB 4996 would increase penalties for fraudulent liens filed against public servants. Throughout the hearing, most bills were left pending after testimony, and several committee substitutes were adopted without objection.
TX

Texas 89th Regular

Health and Human Services Apr 30th, 2025

Health & Human Services

Transcript Highlights:
  • Implementing a standardized screening process is imperative.
  • Implementing a standardized screening process is imperative.
  • with the carrier to have an informal settlement process before an arbitration process actually happens
  • Prior to 2019, when we just had the mediation process, 95% was solved through the informal process.
  • So is it a positive process? No, no. It's not.
Summary: The committee met with a quorum and announced it would vote on pending bills at 10:30, with public testimony limited to two minutes. It first took up Senate Bill 905, a TDLR cleanup bill on licensing regulation of speech-language pathologists and audiologists. Senator Zafferini said the committee substitute would streamline advisory board consultation, remove obsolete provisional licenses, and allow any licensed physician to authorize hearing instruments for minors; the substitute was adopted and the bill left pending. The committee then heard House Bill 451, which would require universal screening for commercial sexual exploitation risk for children in DFPS conservatorship and youth under TJJD jurisdiction. The author and witnesses from Children at Risk, the Fort Bend Anti-Trafficking Collective, and Texas CASA supported the bill as a prevention tool with existing infrastructure and training; the committee adopted the substitute and left the bill pending. The committee next considered Senate Bill 466, which would clarify that families may request a fetal death certificate at any gestational age, while keeping existing filing requirements for physicians. A constituent father testified about losing his 11-week-old daughter and being told he could not obtain a certificate, which he said prevented funeral arrangements; the substitute was adopted and the bill left pending. Senate Bill 2311 followed, requiring residential treatment centers to have a written agreement with the school that will educate resident children before becoming operational. The author cited a local dispute where an RTC and school district lacked communication, and witnesses from Texas CASA and Disability Rights Texas supported clearer educational planning while suggesting the Education Code may need conforming changes; the bill was left pending. The committee then heard Senate Bill 2826, known as Alyssa’s Law, which would create a statewide education program on medical child abuse for medical students, health care professionals, and CPS caseworkers. The author and Sheriff Bill Weyburn described Alyssa’s case as involving repeated unnecessary surgeries and argued the bill would improve awareness and early identification, while several witnesses and members raised concerns about false accusations, impacts on medically fragile children, and the need for scientific, peer-reviewed training and safeguards. After extensive discussion, the chair left the bill pending. The committee also heard House Bill 136, which would add certified lactation consultants as Medicaid providers to expand breastfeeding support; witnesses from lactation and nutrition fields said the bill would improve access, maternal and infant health, and long-term savings, and the bill was left pending. Finally, the committee took up Senate Bill 2805, a surprise-billing/arbitration measure that would clarify provider identifiers and shift arbitration costs to the losing party. The author said the substitute was a legislative counsel draft with no substantive difference, and witnesses from the Texas Medical Association, Texas Society of Anesthesiologists, and U.S. Anesthesia Partners supported the bill as a modest improvement that would reduce administrative confusion and make arbitration fairer without weakening patient protections. Members discussed how arbitration costs affect settlement behavior and how to define the “winner” in close cases. The bill was heard but not voted out during this segment.
TX

Texas 89th Regular

Criminal Jurisprudence Apr 15th, 2025

Criminal Jurisprudence

Transcript Highlights:
  • , and this is a consensus-based process that we have.
  • I have been through four jury processes here in Travis County. I take that process very seriously.
  • that continue to use the grand jury process.
  • Over the course of my career, I've seen the grand jury process be eroded, both in terms of due process
  • And so to take part in this process, they have that responsibility. Can any process be abused?
TX

Texas 89th Regular

Intergovernmental Affairs Apr 8th, 2025

Intergovernmental Affairs

Transcript Highlights:
  • So, going through the bid process is a little bit cumbersome, and it is cumbersome, and rightfully so
  • Because once you go through that process, they may not have the inventory or they're not big enough to
  • So I would think too that the delay in going through a bidding process when you already know what the
  • It's always my concern when you don't have to go back through a bidding process as far as protecting
  • So, the turn back rate is when a household qualifies, goes through the whole process, and has a voucher
TX

Texas 89th Regular

Intergovernmental Affairs Apr 8th, 2025

Intergovernmental Affairs

Transcript Highlights:
  • The bill doesn't change the competitive bidding process.
  • House Bill 3977 establishes a permissive process for meet and confer.
  • The bill ensures that the process remains completely permissive, that is, at the operating level. of
  • It's the same meet and confer process if that happens. So, I think so.
  • They've got a process that they're required to follow? I don't quite understand.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 2nd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • But what this bill does is provide an expedited process for adjudicating those suits.
  • And so the idea is, if we were to take that aspect out of the process...
  • However, our conscious mind is only processing four bits of information per second.
  • to gain access to their victim outside of the normal criminal investigatory process.
  • There's an internal process, and then there's outreach, especially with these special districts.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 2nd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • This process is already in place, right?
  • In 2024 alone, we processed almost 20,000 new case filings.
  • Now I'm forced to go through the. appeals process.
  • process can start, right?
  • Maintain the online notarization process.
AR

Arkansas 2026 1st Special Session

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT Mar 16th, 2026

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT

Transcript Highlights:
  • It is a different process.
  • It is a different process.
  • process has been in place for quite some time.
  • And while I can understand the claimant up here wanting some process here, we do have a due process where
  • How are you denied due process?
Summary: The committee first reviewed litigation reports from the Department of Labor and Licensing involving wage claims brought under the Arkansas Minimum Wage Act. Members questioned the department’s authority, jurisdiction, use of attorney fees and costs, and whether defendants had to be licensed. The department explained it has long enforced wage and overtime laws, that the claims were small-dollar cases handled by investigators and counsel, and that one case had been paid and dismissed while others were unresolved or had service issues. The committee voted to review or batch-file the labor cases after discussion. The University of Arkansas System then reported three pending lawsuits: an age- and race-discrimination claim by a tenured professor that was resolved early; an ADA/FMLA retaliation claim by a former employee that survived in part on a motion to dismiss and was moving into discovery; and a Section 1983 claim against a UAMS sergeant arising from a parking-ticket dispute, with the university explaining that only punitive damages could create personal exposure for the officer. The committee reviewed each report and voted to accept them. The Department of Finance and Administration presented a proposed tax settlement reducing a sales-and-use tax assessment from about $48,000 to $20,000 and waiving interest and penalties, which the committee approved for review. The Claims Commission then presented several claims: an unpaid salary differential for a Department of Health employee, reissued warrants, unpaid DHS bills, and multiple negotiated settlements involving ATRS, UAMS, Arkansas State Police, and ARDOT. Members approved or affirmed most of these items, including a $65,000 settlement in the Tetronics/ATRS matter, a $150,000 medical-negligence settlement, and several vehicle-accident settlements. The most extended debate involved a tax-delinquent property sale claim by Sharon Greer and relatives. The claimant argued they were not properly notified and sought the $4,200 excess from the 2009 sale. Land Commissioner counsel explained the excess had escheated to the county after the statutory claim period expired, while members debated sovereign immunity, standing, heirs, and whether the committee could or should award money anyway. The committee ultimately chose to hold the matter over for further review in a future joint session rather than decide it immediately. The committee also heard appeals from dismissed claims, including a UAMS medical-negligence claim, a land-sale notice claim, a pothole claim against ARDOT, and a judicial-immunity claim against the Court of Appeals; most dismissals were affirmed, and the Simpson matter was held over for additional review after the claimant testified.
AR

Arkansas 2026 1st Special Session

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT Mar 16th, 2026

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT

Transcript Highlights:
  • It is a different process.
  • It is a different process.
  • process where she can follow.
  • process where she can follow.
  • How were you denied due process? Well, the district court... How were you denied due process?
Keywords: 1204, all
NM

New Mexico 2026 Regular Session

Senate Chamber Feb 19th, 2026 at 08:53 am

New Mexico Senate Floor Meeting

Transcript Highlights:
  • Where does that person go to try to get this process started? To claim those benefits. Mr.
  • I very much appreciate you going step by step to explain the Process for the public and those people
  • So you're good, and I appreciate your experts being down here to walk us through the process.
  • It's a competitive... process statewide. Competitive in what regard, Mr. President, Senator?
  • President, Senator, it's a normal program and process that housing finance authorities can do.
Bills: SB273, SB37, SB100
FL

Florida 2025 Regular Session

April 8, 2025 - 03:00 PM

Transcript Highlights:
  • This was not a process that was set up for intelligent debate or fact-finding.
  • And let me tell you, a lot of people care about this town and we care about this process.
  • So this wasn't some type of delayed, drawn-out process that took effect.
  • It was a process, but we got there, and we worked harder.
  • He was denied his due process before the planning and zoning board.
Summary: The Ways and Means Committee met on April 8, 2025, and first took up several local bills that were presented briefly and then approved without public opposition. HB 4035 would merge the Fort Myers Beach Mosquito Control District and the Lee County Mosquito Control District, contingent on approval by voters in both districts at the 2026 election; it passed 15-0. HB 307 would extend to county property appraisers the same authority tax collectors already have to use salary savings for employee bonuses or incentives, and it passed 17-0 after testimony from property appraisers and their associations in support. HB 4047 and HB 4049 would adjust assessment caps for the Fort Pierce Farms Water Control District and the North St. Lucie River Water Control District, respectively, with inflation indexing, annual increase limits, and referendum approval requirements; both passed unanimously. The committee also adopted an amendment to the committee substitute for HB 1169, a broader water management district bill covering quorum and meeting rules, lobbying restrictions, ad valorem taxing authority for certain capital projects by referendum, budget reporting, bidding preferences, and additional oversight and funding information; the amended bill passed 16-0 and was reported favorably with committee substitute. The final and most heavily debated item was HB 4079, which would dissolve the Town of White Springs and return it to unincorporated Hamilton County. The sponsor argued the town had a pattern of mismanagement, including financial problems, audit findings, canceled elections, and public safety concerns, and said dissolution would lower taxes and preserve services through the county. Committee members asked about the town’s finances, audits, law enforcement, fire protection, debt, and whether the county could absorb services and liabilities. Public testimony was sharply divided. Supporters of dissolution cited audit findings, alleged illegal gambling operations, double taxation for law enforcement, high administrative costs, and intimidation at meetings. Opponents, including current and former town officials and residents, said the town had made progress, had corrected audit issues, maintained reserves, and was working to restore services and governance; they asked for more time and pointed to an upcoming election. No vote was taken on HB 4079 in the portion provided.
LA

Louisiana 2026 Regular Session

Health and Welfare May 19th, 2026

Health and Welfare

Transcript Highlights:
  • We're making that process more complicated. “...process more complicated.
  • And those individuals who work this process, they know that.
  • It's a really nice inclusion in the system and the process.
  • It's a really nice inclusion in the system and the process.
  • This bill has been moving through the process since the beginning.
OK