Transcript Highlights:

• We also created a resource on federal policy changes and ensured our team, as well as agents, brokers
• We also created a resource on federal policy changes and ensured our team, as well as agents, brokers
• In 2025, more Idahoans than ever worked with these trusted partners, agents and brokers.
• Working with agents and brokers is always key to finding... ...medical needs and their budgets.
• Working with agents and brokers is always key to finding that perfect match. Thanks. Follow up.

Committee: House Health and Welfare

Transcript Highlights:

• the Last Mile Broadband Expansion Program, which is operated by the California Public Utilities Commission
• To meet operational needs, we're requesting a one-time increase of $2.2 million from the Data Broker
• authorize a temporary cash-flow loan of up to $1 million from the Consumer Privacy Fund to the Data Broker
• Registry Fund, due to the timing of our revenue structure and the data broker side.
• To meet operational needs, we're requesting a one-time increase of $2.2 million from the data broker

Transcript Highlights:

• In January of 2025, the Federal Trade Commission reported that the Big Three have their own specialty
• And the broker comes back and says, if you want this medical coverage, no, you cannot. you know, it's
• And as an employer, I went to my insurance broker and I said, okay, I own I went to my insurance broker
• And the broker comes back and says, if you want this medical coverage, no, you cannot.
• The broker comes back and says, if you want this medical coverage, no, you cannot.

Committee: House Health and Mental Health

Summary: The committee first took testimony on House Bill 1681, which would require health carriers and pharmacy benefit managers to count amounts paid by or on behalf of an enrollee for certain medications toward out-of-pocket maximums when no generic substitute is available. The sponsor described the bill as helping patients with serious illnesses afford needed drugs. The committee then adopted a substitute that rolled HB 1681 together with House Bills 1941 and 2279, including an ERISA-related labor exemption, and passed the combined committee substitute by a vote of 15-2. The committee next heard House Bill 2365, which was also combined with related bills through a substitute that changed terminology to “delivery systems.” That substitute was adopted by voice vote, and the House Committee substitute for House Bills 2365, 2490, and 2249 was then approved unanimously, 18-0. After that, the committee heard House Bill 2149, the dementia care coordinator bill. The sponsor and supporters from the Alzheimer’s Association and family caregivers argued the state needs a central point person to coordinate resources, improve early detection, support caregivers, and connect rural residents to services. Members raised concerns about the fiscal note, whether the work duplicates existing Area Agencies on Aging and Alzheimer’s Association services, and whether two FTEs would be effective statewide. No vote was taken on HB 2149 during the portion provided. The committee also heard House Bill 2309, which would prohibit Missouri insurance coverage for organ transplants or related services involving organs taken from prisoners of conscience in China. The sponsor and supporters framed the bill as a human-rights measure aimed at condemning organ harvesting and abuse of Falun Gong practitioners and other prisoners of conscience. Members asked whether there was documentation of such transplants in Missouri and whether federal oversight exists; the sponsor said there is no reporting mechanism and no known opposition. No action was taken on the bill in the excerpt. Finally, the committee began testimony on House Bills 1975 and 1850, pharmacy benefit manager reform bills. The sponsors said the measures are intended to protect local pharmacies, improve transparency, limit harmful audit practices, and create a critical access pharmacy program. Supporters, including a pharmacy business group, argued PBM practices drive up drug costs and close pharmacies. Opponents, including a carpenters’ health plan representative, warned the bills could increase costs for self-funded plans, limit network and mail-order arrangements, and shift more administrative burden onto plan sponsors. The hearing continued with questions and testimony, but no final vote is shown in the provided transcript.

Transcript Highlights:

• It basically tackles the problem of data privacy. privacy, we had data brokers that were managing people's
• exercising their privacy rights that exist under state law with respect to data that is collected by data brokers
• does is follow the recommendations of different observers in this space that we require the data brokers
• Senate Bill 1343 relating to the notice requirements of a data broker registration statement and internet
• Senate Bill 1343 secretary read the caption Senate Bill 1343 related to notice requirements of a data broker

Bills: SJR57 , SCR8 , SB8 , SB14 , SB24 , SB108 , SB112 , SB125 , SB213 , SB251 , SB315 , SB318 , SB371 , SB378 , SB379 , SB472 , SB487 , SB502 , SB513 , SB565 , SB621 , SB650 , SB689 , SB707 , SB710 , SB761 , SB763 , SB815 , SB854 , SB875 , SB896 , SB916 , SB925 , SB958 , SB961 , SB965 , SB973 , SB987 , SB990 , SB995 , SB1006 , SB1018 , SB1019 , SB1024 , SB1026 , SB1146 , SB1194 , SB1198 , SB1253 , SB1330 , SB1343 , SB1362 , SB1379 , SB1497 , SB1498 , SB1527 , SB1532 , SB1547 , SB1596 , SJR36 , SJR12 , SJR57 , SCR22 , SCR12 , SCR8 , SB565 , SB765 , SB62 , SB666 , SB707 , SB888 , SB687 , SB847 , SB1248 , SB14 , SB1006 , SB504 , SB925 , SB995 , SB857 , SB305 , SB296 , SB284 , SB815 , SB1379 , SB1497 , SB1499 , SB1498 , SB241 , SB304 , SB621 , SB1023 , SB1024 , SB686 , SB112 , SB371 , SB204 , SB609 , SB670 , SB502 , SB850 , SB854 , SB413 , SB1362 , SB1346 , SB1033 , SB1220 , SB1073 , SB810 , SB987 , SB1539 , SB447 , SB875 , SB406 , SB985 , SB965 , SB1119 , SB1505 , SB24 , SB1194 , SB1253 , SB1215 , SB1532 , SB1302 , SB856 , SB650 , SB583 , SB673 , SB213 , SB681 , SB1172 , SB1252 , SB378 , SB1343 , SB608 , SB487 , SB955 , SB957 , SB988 , SB990 , SB1019 , SB1021 , SB1120 , SB251 , SB958 , SB761 , SB541 , SB315 , SB379 , SB1018 , SB1737 , SB266 , SB1415 , SB1527 , SB125 , SB599 , SB1330 , SB53 , SB916 , SB896 , SB1352 , SB973 , SB785 , SB710 , SB472 , SB1450 , SB1502 , SB1566 , SB414 , SB1062 , SB1547 , SB961 , SB1038 , SB513 , SB578 , SB711 , SB746 , SB942 , SB1404 , SB1448 , SB1738 , SB108 , SB8 , SB318 , SB507 , SB533 , SB689 , SB1026 , SB1349 , SB1355 , SB1433 , SB1434 , SB1596 , SB1403 , SB1198 , SB1146 , SB763 , SB667 , SB1059 , SB617 , SB1567 , SB503 , SJR37 , SB16 , SB310 , SB311 , SB396 , SB505 , SB1209 , SB1210 , SB1470 , SB264 , SB924 , SB1029 , SB1185 , SB1202 , SB1358 , SB1364 , SB1569 , SB1697 , SB1376 , SB1228 , SB519 , SB878 , SB1350 , SB462 , SB1535 , SB827 , SB1585 , SB207 , SB1207 , SB1619 , SB1396 , SB920 , SB1484 , SB1273 , SB1741

Transcript Highlights:

• Before we go on, what is the Blue Ribbon Commission? Sure.
• We have long regulated franchise offerings, but this law explicitly requires the third-party brokers
• It's a system we call Francis, and this would facilitate the capture of third-party franchise broker
• Now we are on item number 12, the Commission on State Mandates.
• And except for you're called the Commission on State Mandates—nobody likes state mandates.

Transcript Highlights:

• Before we go on, what is the Blue Ribbon Commission? Sure.
• We have long regulated franchise offerings, but this law explicitly requires the third-party brokers
• It's a system we call Francis, and this would facilitate the capture of third-party franchise broker
• Now we are on item number 12, the Commission on State Mandates.
• I have none, except for you're called the Commission on State Mandates.

Summary: The committee opened with the State Controller’s Office May Revision requests, including funding for Fiscal book-of-record stabilization, a Broadcom IDMS licensing adjustment, the California State Payroll System, ACFR reporting automation, and $3 million for unclaimed property outreach. Testimony emphasized progress on Fiscal becoming the state’s accounting book of record in July, faster ACFR publication, and the move to electronic unclaimed property claims. Members asked about the size of the unclaimed property fund and how quickly money is transferred to the General Fund; the Controller’s office said about $15 billion is held, with most excess transferred regularly, and the LAO noted the fund is the General Fund’s fourth-largest revenue source. No concerns were raised by Finance or the LAO, and the item was closed after no public comment. The committee then heard the administration’s proposal to tax prewritten digital software and software-as-a-service, with Finance saying it would modernize sales tax treatment and raise an estimated $450 million General Fund and $560 million local revenue in 2026-27. The LAO supported modernizing the tax but suggested broader digital goods coverage and a business-use exemption; industry and taxpayer groups opposed the proposal, warning of higher costs for consumers and businesses. Members also heard CDTFA’s administrative request tied to the proposal, plus a separate CDTFA budget reduction reflecting lower operational needs; that reduction was presented as a savings item and drew positive reactions. Next, the committee considered federal conformity for “Trump accounts,” which would align California tax treatment with federal rules for tax-deferred children’s accounts and avoid tracking burdens for families. The LAO recommended approval, and the item drew no opposition. The committee also heard a proposal to cut the first-year $800 annual business tax to $400 for LLCs, LPs, and LLPs; Finance argued it would lower startup costs and encourage new business formation, while the LAO said the benefit was not well targeted and could subsidize entities that would form anyway. Members discussed the policy tradeoff, and public commenters split between support for small business relief and concern about revenue loss. The final major revenue item was a permanent business tax credit limitation, capping credits at the greater of $5 million per corporation or 50% of pre-credit liability, while excluding the low-income housing tax credit and personal income tax credits. Finance said it would raise significant revenue from large profitable corporations, and the LAO said it was a reasonable option but noted it would mainly affect the R&D credit and could have future implications for programs like California Competes. Public testimony was sharply divided, with business groups opposing the cap and anti-poverty advocates supporting it as a way to recapture revenue. The committee also heard FTB’s CalFile realignment request, which would return most of the direct-file-related resources to the General Fund while retaining a smaller staff to improve CalFile, and the California Arts Council’s request to reauthorize the Keep Arts in Schools voluntary contribution fund, which members and advocates supported despite relatively modest annual donations. The hearing continued with GoBiz proposals on civic media funding, CA RISE reappropriation, and a semiconductor facility reversion, with the LAO supporting the latter two and members raising questions about the civic media program’s scope, outreach, and inclusion of broadcast and ethnic media.

Transcript Highlights:

• This bill specifically changes the responsibilities of that commission.
• Members, this amendment pertains to the makeup of the commission.
• It simply adds some very general requirements of the members of the commission.
• bill from legislation passed in 2024 that deals with licensing fees and renewal fees for mortgage brokers
• It adds the definition of the word 'originated,' clarifying that brokered loans aren't included in the

Bills: SCR17 , SB2104 , SB2155 , SB1428 , SB1250 , SB1651 , SB1794 , SB444 , SB1061 , SB1327 , SB1425 , SB1455 , SB1458 , SB1460 , SB1480 , SB1530 , SB1543 , SB1555 , SB1593 , SB1209 , SB1730 , SB1733 , SB1769 , SB1805 , SB2069 , SB2095 , SB1503

Summary: The Senate began with several ceremonial recognitions, including citations for the Destiny Christian School girls volleyball team and football team for state championships, and for Delta Sigma Theta Sorority, Incorporated, in connection with Delta Day at the Capitol and Women’s History Month. Members and guests were welcomed to speak briefly before the chamber returned to its agenda. The chamber then considered a series of bills. SB 444, dealing with hospice handling and disposal of controlled dangerous substances left after a patient’s death, passed 39-0. SB 1327, restoring the Tourism and Recreation Commission’s authority and adding general commission-member requirements, passed 27-12. SB 1061, a mortgage broker fee cleanup bill, passed 38-0. SB 1425, repealing an obsolete health care workforce board, passed 40-0. SB 1455, extending the sunset for the Board of Governors of the Architects, Landscape Architects, and Licensed Interior Designers, passed 28-11 and then also passed the emergency with 38-1. SB 1458, an Attorney General-request bill to align grand jury witness confidentiality statutes, failed 24-14. The Senate also passed SB 1460, which increases penalties for repeat peeping Tom and clandestine recording offenses and makes second or subsequent offenses sex offenses, by a vote of 38-3. SB 1480, creating a youth apprenticeship pilot program, passed 42-0 and then passed the emergency. SB 1530, updating the Oklahoma Research Development Rebate Program and encouraging private partnerships with higher education, passed 36-4. SB 1543, allowing multiple DUI charges within one year to be prosecuted as a single felony case and making related cleanup changes, passed 37-6 after extended debate about diversion, due process, and testing issues. SB 1555, aligning the state definition of intellectual disability with federal standards, passed 42-0, with a later correction noting the final vote as 42-1. SB 1593, updating outdated OSU-Tulsa trustee language, passed 43-0 and then passed the emergency. SB 1730, requiring law enforcement to copy OSBI on sexual offense reports, passed 37-6. SB 1209, which would have excluded Sundays and federal holidays from the eviction filing-to-hearing timeline, failed on a 21-21 tie after debate over landlord rights, service timing, and court delays.

Transcript Highlights:

• I'm getting multiple notices from both my real estate broker and the Department of Housing that I need
• to take from both my real estate broker and the Department of Housing that I need to make sure that
• It outlines implementation and enforcement duties of the Arizona Corporation Commission.
• It requires the required characteristics of Corporation Commission rules to include outlined provisions
• It requires the required characteristics of Corporation Commission rules to include outlined provisions

Summary: The committee worked through a long Minority Caucus calendar covering a wide range of bills, with many items on consent and several pulled for discussion. Early items included resolutions on Judea and Samaria, bullion depository bills, a produce incentive appropriation, a biennial budget proposal, and a veterans services appropriation. Members also heard transportation-related bills on driver permits, citations, boat insurance, English proficiency for commercial drivers and motor carriers, photo enforcement, and a measure restricting incarceration for unpaid fines and fees. Several members raised concerns about constitutional issues, public safety, or whether bills were duplicative or targeted at specific groups. A large portion of the meeting focused on education and school governance bills. These included proposals on school district bond advisors, restrictions on school property leases and purchases, public meeting requirements, term limits and training for school board members, patriotic youth group access to students, computer science proficiency, and a bill requiring fingerprint clearance cards for traffic school instructors. Members repeatedly criticized what they described as inconsistent treatment of public schools versus ESA/private school programs, and several education bills were pulled from consent for further discussion. Other bills addressed child safety and family law, including DCS credit freezes, recorded child interviews, parents’ rights notices, mandatory reporting of threats by minors, sex offender residency and GPS monitoring, and a bill on guardianship rights during DCS investigations. The committee also considered a number of social services, health, and labor/consumer bills. These included SNAP work requirement and verification measures, a SNAP error-rate audit, dementia care telemonitoring funding, a Braille transcription appropriation, court fee limits, a physician assistant compact, pediatric licensure compact, and a kratom regulation bill. Members debated an earned wage access licensing bill at length, with opponents calling it predatory and akin to payday lending, while supporters argued it provided a regulated consumer option. Other measures covered cash acceptance by businesses, 529-to-Roth IRA rollovers, AI rules for state agencies, and a bill on public nuisance actions by the Attorney General. Several of these drew warnings about constitutional problems, preemption, or burdens on vulnerable populations. Energy, water, and tax policy also featured prominently. The committee heard bills on fuel formulations, gas tax relief, data centers and small modular nuclear reactors, utility reporting, and a Commerce Authority mandate to reduce fuel prices. Members criticized some proposals as favoring industry, preempting local control, or lacking a clear funding plan. The meeting ended after additional items on veterans, sample ballot mailing dates, and other miscellaneous measures, with multiple bills noted as pulled from consent or subject to later votes; no final roll-call results were detailed in the transcript excerpt.

Transcript Highlights:

• Page 23 is the America 250 Missouri Commission.
• The majority of this funding is going to be expended in FY26 as the commission is planning.
• After doing that, the commission thought maybe that was a little bit too close, just in case there were
• and also work with... ...the Conservation Commission and come to some sort of agreement where they do
• He's a much better broker than I am because I tried to broker it.

Committee: House Budget

Transcript Highlights:

• </c> And uh and then we have two commission And uh and then we have two commission members<00:07:51.919
• So, I left some with the commission.
• </c><00:15:44.480><c> or</c> think about as a state um commission or think about as a state um commission
• Ammon on the commission.
• </c><00:48:45.119><c> I</c> of Wyoming that formed a commission I of Wyoming that formed a commission

Summary: The commission met with a quorum, approved the agenda, and approved the November 12 minutes after a motion, second, and unanimous voice/online consent. The chair said the meeting would include two presentations—one from Noah Herman of Fortress Global and one from John Kicko and team from Hedera—followed by discussion of the commission’s next steps and public comment. The chair also noted he was still seeking a clerk for note-taking. Herman’s presentation focused on stablecoins, blockchain use cases, and operational considerations for states and other institutions. He described Fortress as an enterprise crypto-wallet and treasury platform serving corporates, governments, and nonprofits, and used examples such as Save the Children and a large global commodities firm to illustrate custody and treasury management on blockchain rails. He said stablecoins are designed to maintain a U.S. dollar peg, are increasingly backed by treasuries and subject to greater transparency, and are being adopted by major firms and payment companies because they can improve speed, reduce cost, and simplify payments. He also highlighted market growth, including claims that stablecoins now represent a significant share of on-chain activity and are a major holder of U.S. Treasuries. He identified custody as a key issue for state and institutional use, outlining qualified custody, managed custody, and self-custody models. He said the main practical challenge for the commodities client was moving funds safely and quickly across global time zones and that blockchain rails could solve problems that traditional banking rails could not. He framed the broader trend as one of accelerating institutional adoption, citing recent acquisitions and product launches by Visa, Stripe, Citi, and PayPal as evidence that stablecoin infrastructure is becoming mainstream.

Transcript Highlights:

• And then, to my time on the Human Rights Commission, I've served in this role since 2008. So...
• And so it's with great pride that I've served on this commission for such an experience.
• the years, or an increase in volume or type, as you've had the longevity on the commission.
• the years, or an increase in volume or type, as you've had the longevity on the commission.
• And I think the dedication that she has goes on to this commission, this Human Rights Commission currently

Committee: Senate State Affairs

Transcript Highlights:

• So I have to submit a packet to the Public Service Commission certifying all these things that they are
• So when the Public Service Commission takes a look at this, they compensate somewhat for that because
• inadvertently interact with the large load tariffs that we already have set up and approved by the commission
• We do all things metals, scrap metal processing, and the commodities of brokers and their dealers.
• We do all things metals, scrap metal processing, and the commodities of brokers and their dealers.

Committee: House Utilities

Transcript Highlights:

• And not only did the money go out, but the bigger concern is the exploitation of the patient brokers
• SB 1494 strengthens Arizona's unlawful patient brokering laws to crack down on schemes where illegal
• brokers flip access members into marketplace plans, pay premiums to steer them to specific facilities
• When we say a broker... Let me kind of explain how this was working.
• When we say a broker, these aren't licensed brokers, either, just shady people who would go to parks

Committee: House House Health & Human Services Committee of Reference

Summary: The committee heard several bills related to radiation protection in cardiac catheterization labs and later a stem cell/regenerative therapy bill. On SB 1121, which would allow hospitals with radiation protection systems to let clinicians forgo lead aprons if they work in the designated safety area and use real-time dosimetry, testimony was largely supportive or neutral after a late amendment gave radiation safety officers discretion to require protective gear if exposures approach thresholds. The committee adopted the amendment and passed SB 1121 on a 9-1 vote. SB 1120, a more prescriptive bill requiring at least 50% of cath lab rooms in hospitals to be equipped with the radiation protection system, drew divided testimony: sponsors and several physicians argued it would reduce orthopedic injury and radiation exposure and improve recruitment and retention, while hospital and radiology groups objected to the mandate, cost, limited vendor pool, and lack of clarity in the bill’s definitions. After adopting an amendment excluding children’s hospitals, the committee deadlocked 6-6 and SB 1120 failed to pass. The committee then considered SB 1118, which would appropriate $3 million to help rural hospitals install radiation protection systems in cath lab rooms. The sponsor said the funding would help rural facilities meet the same safety goals, and the committee passed the bill 6-5. The committee also heard SB 1214, a “guardrails” bill regulating non-FDA-approved stem cell and regenerative therapies, requiring informed consent, sourcing and reporting standards, advertising limits, and civil penalties for violations. Supporters said it would protect patients while allowing access to promising therapies; some members raised concerns about evidence and commercialization, but after adopting a technical amendment, the bill passed 9-3. The transcript ended as the committee moved on to SB 1630, which would seek federal approval for a home- and community-based service benefit for adults with serious mental illness; the sponsor described it as a capped, Medicaid-based community care option, and Access testified neutral while estimating a fiscal impact, but no final action on SB 1630 appears in the excerpt.

Transcript Highlights:

• The reviews are scheduled by a five-member citizen commission, and the legislative auditor must recommend
• The Citizen Commission endorsed all of the legislative auditor's recommendations.
• The second is a brokered natural gas use tax exemption for consumers.
• whether the tax savings they have gets passed on to consumers through the Utilities Transportation Commission
• There is a B&O exemption, a public utility exemption, and a brokered natural gas exemption.

Summary: House Finance met in work session on January 13, 2026, beginning with the introduction of new member Rep. Janice Zahn and a reminder about short-session amendment deadlines. The committee then heard JLARC’s 2025 tax preference performance reviews, covering nine preferences. JLARC recommended continuing several preferences, including natural gas transportation fuel exemptions, reduced B&O rates for travel agents and tour operators, a property tax exemption for nonprofit low-income housing developers, a property tax exemption for multipurpose senior centers, a sales and use tax remittance for disabled veteran adapted housing, a trade convention attendance nexus exemption, a B&O exemption for agricultural fertilizer and seed sales, and a hazardous substance tax exemption for certain pesticides. JLARC also recommended allowing unused silicon smelter-related preferences to expire. Members asked about legislative intent, data limitations, and how performance metrics should be tied more clearly to policy objectives; committee leaders and JLARC staff discussed a new standardized rubric for future tax preference performance statements and fiscal note review. The committee also noted that bills related to some of the reviewed preferences were already introduced. For the low-income housing exemption, JLARC said nonprofit developers were building homes as intended but that the current spending-based metric did not fully reflect the policy goal, and it recommended the legislature decide whether to continue or modify the preference. For multipurpose senior centers, JLARC said the exemption met its inferred objective and recommended continuation, with possible consideration of making it permanent. For the disabled veteran adapted housing remittance, JLARC said few eligible veterans were claiming the benefit and recommended continuation with changes to improve access and consultation with the Department of Veterans Affairs. On the trade convention attendance exemption, JLARC said use was unknown but the preference likely helped keep Washington competitive with other states and recommended continuation, though members questioned the lack of direct evidence and the administrative-burden rationale. The committee then received an update from the Economic and Revenue Forecast Council. The forecast showed the U.S. economy slowing but still growing, with Washington expected to have modest growth, weak employment gains, continued personal income growth, and slow construction. ERFC said tariffs and trade policy remained the biggest risks, inflation was expected to stay elevated in the near term, and the Federal Reserve had cut rates three times in 2025 with two more cuts projected in 2026. State revenues were up $105 million in the current biennium compared with the November forecast, but down $185 million in the next biennium, with growth driven in part by recent legislative changes and improved estate tax collections. Members asked about sector-specific employment trends, the impact of high-income households on retail sales, and how state revenues compare with personal income over time. The meeting adjourned after the forecast presentation.

Transcript Highlights:

• culmination of months of thoughtful collaboration among operators, contractors, attorneys, and insurance brokers
• I anticipate you may hear similar observations from our contractors and insurance brokers.
• amendment, the party desiring additional insured status initiates the request to the other party or its broker
• Once the policy is purchased, the additional insured will be informed by the primary insured or its broker

Committee: House Insurance

Summary: The House Insurance Committee met on March 24 and first adopted minutes from several 2025 regular session meetings without objection. The committee then took up House Bill 941, which would modify the Louisiana Oilfield Anti-Indemnity Act and clarify when additional insured coverage is enforceable in the oil and gas industry. The bill’s author and witnesses from the Louisiana Oil and Gas Association and Expand Energy described it as a compromise reached after months of discussion among operators, contractors, insurers, and attorneys to codify the Marcel exception, reduce confusion over insurance coverage, renewal notice, group coverage, and deductible responsibility, and provide clearer guidance for litigation and claims. A substantive amendment adding a seven-day renewal notification period was adopted, and the bill was reported favorably with amendments. The committee next heard House Bill 825, which revises the Stated Value Homeowners Policy Act and removes a requirement that the Department of Insurance mail notices about stated value policies to every policyholder in the state. The author said the bill was largely a cleanup measure after Senate changes, and the amendment package also clarified replacement cost language and added protections for insurance agents by removing a cause of action against them. Testimony in support came from insurance industry representatives and the Department of Insurance, and the committee adopted the amendments and reported the bill favorably with amendments. After HB 825, the chair announced a brief recess because Representative Glorioso was not present for the next item. No votes were taken on the remaining matter before the recess.

Transcript Highlights:

• culmination of months of thoughtful collaboration among operators, contractors, attorneys, and insurance brokers
• I anticipate you may hear similar observations from our contractors and insurance brokers.
• amendment, the party desiring additional insured status initiates the request to the other party or its broker
• Once the policy is purchased, the additional insured will be informed by the primary insured or its broker

Committee: House Insurance

Transcript Highlights:

• The next model rule governs broker, dealer, and agents' dishonest or unethical business practices.
• is not reasonably related to the securities' current market price, or receiving an unreasonable commission
• Finally, the amendment improves<00:57:15.359><c> broker</c><00:57:15.680><c> deal</c><00:57:15.920><c
• > the</c><00:57:16.079><c> broker</c><00:57:16.400><c> dealer</c> improves broker deal the broker dealer
• improves broker deal the broker dealer section<00:57:17.440><c> by</c><00:57:17.680><c> incorporating

Committee: Senate Commerce and Consumer Protection

Transcript Highlights:

• c><00:10:10.880><c> and</c><00:10:11.120><c> companies</c><00:10:12.000><c> and</c> estate agents Brokers
• and companies and estate agents Brokers and companies and then<00:10:12.200><c> we</c><00:10:12.320>
• That includes insurance agents and adjusters, real estate agents and brokers, property appraisers, debt
• </c><00:21:29.120><c> dealers</c> advisers representative broker dealers advisers representative broker
• In November 2024, as you've heard, the Federal Trade Commission released their report, which should be

Committee: Senate Commerce and Consumer Protection

Transcript Highlights:

• Each district paying its own brokers, managing its own contracts, absorbing its own shocks when an employee
• Each district paying its own brokers,<00:05:06.080><c> managing</c><00:05:06.479><c> its</c><00:05:06.800
• ><c> own</c><00:05:06.960><c> contracts,</c> brokers, managing its own contracts, brokers, managing its

Transcript Highlights:

• We’ll move on now to the Florida Gaming Control Commission.
• So now we're going to hear from the Public Service Commission.
• So we'll move to the Florida Commission on Human Relations.
• Their funding comes from assessment fees set by the commission.
• Their funding comes from assessment fees set by the commission.

Summary: The subcommittee met to review agency travel, budget reduction exercises, and member reports from agency meetings. Early discussion focused on the Department of Management Services (DMS), where members questioned the cost of travel for four out-of-state data/cyber staff and the secretary’s absence. DMS defended the hires as highly specialized enterprise cybersecurity and data personnel, said the positions were lawfully paid and posted, and explained that the staff work on statewide data cataloging and cyber risk reduction rather than agency-by-agency systems. Members also raised concerns about fleet inventory discrepancies and requested follow-up information on hiring, travel, and data inventory timelines. The chair said she would consider travel guardrails and possible reductions, and noted that DMS, the Lottery, and the Florida Commission on Human Relations did not meet the requested reduction target, while the Public Employee Relations Commission did not submit reductions. The committee then heard from the Florida Lottery about the secretary’s trip to Paris for the World Lottery Convention. Lottery staff said the trip was reimbursed through the multi-state lottery organization and was intended to share best practices and improve operations, though members questioned the value of the travel and requested reimbursement records and the trip agenda. The subcommittee also reviewed agency reduction exercises from several agencies. The Department of Revenue exceeded its target and was praised for frugality; DFS, the Florida Gaming Control Commission, the Office of Financial Regulation, the Office of Insurance Regulation, the Public Service Commission, the Division of Administrative Hearings, and the Department of Business and Professional Regulation each described how they met or approached their reduction goals, often through vacancies, reversions, or expense cuts. OIR warned that further reductions could hurt insurance regulation capacity, while OFR and PSC said their reductions were based on historical reversions and lower post-COVID travel or vacancy levels. Members then reported back on agency meetings. DMS members raised fleet tracking, real property audits, salary studies, and health plan savings ideas, and asked for follow-up on the Florida PALM project, cybersecurity grants, and state IT modernization. DFS members said the agency was efficient and that its Palm-related work and insurance consumer programs were important. Lottery members emphasized the agency’s revenue generation for education and its low administrative overhead. Gaming Control members highlighted storage costs for seized gaming equipment and suggested technology-based alternatives. PERC members said a union-related law had doubled their workload and asked for more staffing and possible AI assistance. OIR members stressed the need for a Tampa satellite office and more resources to recruit and retain specialized staff. The chair closed by saying the committee would continue reviewing travel, staffing, and reductions with an eye toward taxpayer value and transparency.