Transcript Highlights:

• My parents did their best to protect me from financial stress until I started applying to college.
• Please oppose HF 2634 and protect the promise. Thank you for your testimony. All right.
• Through the clinic, we both develop student skills. and we help protect our community.

Bills: HF2634, HF2241, HF2649, HF2520, HF2610

Keywords: North Star Promise, scholarship, higher education, Minnesota Office of Higher Education, in-demand jobs, workforce development, career training, job market, high-demand occupations, high-demand industries, college aid, state financial aid, FAFSA, student eligibility, program of study, degree program, certificate program, community college, university, labor market data

Transcript Highlights:

• to protect me from financial<00:19:58.320> stress<00:19:58.640> until<00:19:58.960>
• Please oppose HF2634<00:21:08.000> and<00:21:08.240> protect<00:21:08.480> the<00
• and protect the promise Minnesota made<00:21:09.760> to<00:21:09.840> its<00:21:10.080
• Through the clinic, we both develop student skills and knowledge, and we help protect our community.
• <00:48:21.440> our and knowledge and we help protect our and knowledge and we help protect

Bills: HF2634, HF2241, HF2649, HF2520, HF2610

Keywords: North Star Promise, scholarship, higher education, Minnesota Office of Higher Education, in-demand jobs, workforce development, career training, job market, high-demand occupations, high-demand industries, college aid, state financial aid, FAFSA, student eligibility, program of study, degree program, certificate program, community college, university, labor market data

Bills: HB205, HB226, HB234

Keywords: sales tax, use tax, exemption, tax conformity, tangible personal property, Alabama Department of Revenue, retail tax, consumer use tax, nonresident, religious publications, church magazines, Bible class materials, Sunday school materials, tax administration, indirect tax, state revenue, HB226, homestead exemption, ad valorem tax, property tax

Transcript Highlights:

• and the Supreme Court has consistently ruled that minors, just like adults, have First Amendment protections
• While the bill intends to protect minors, it could create more harm by exposing them to security threats
• Listen, we have regulations protecting... ...Listen, we have regulations protecting our children from
• Let's protect our children. I'm asking this committee to give HB276 a favorable recommendation.
• The focus is to protect...

Bills: HB235, HB276, HB285

Keywords: social media, age verification, minors, under 16, children online safety, online privacy, platform regulation, deceptive trade practice, Attorney General, civil penalties, punitive damages, consumer protection, account creation, algorithmic feeds, internet safety, youth social media, minor safety, child online safety, teen accounts, parental controls

Transcript Highlights:

• Minnesota deserves these protections. Minnesota deserves these protections.
• <01:08:23.359> So their protection as well. So their protection as well.
• to protect information. That's my goal. to protect information. That's my goal.
• this protection would apply to. this protection would apply to.
• in society versus protection of data. in society versus protection of data.

Bills: HF1027, HF2226, HF1916, HF1915, HF1567, HF1986

Keywords: mortgage foreclosure, redemption, foreclosure surplus, sheriff's sale, junior lienholder, mortgagor, homeowner protections, loss mitigation, dual tracking, foreclosure redemption period, certificate of redemption, certificate of sale, sheriff, county recorder, registrar of titles, homeownership center, lien priority, real property, foreclosure by advertisement, surplus funds

Transcript Highlights:

• It sets up a two-year statute of limitations in the granting of protective orders for the filing of protection
• I did not get a protective order. How?
• Their victims are protected.
• It's for immediate protection.
• be a lifetime protective order.

Bills: HB809, HB 1193, HB1916, HB2558, HB1973, HB2350, HB2399, HB2340, HB 116, HB330, HB2496, HB116

Keywords: digitized signature, waiver of citation, marriage dissolution, electronic notarization, family law, HB 1193, informal marriage, common-law marriage, declaration of informal marriage, confidentiality, privacy, county clerk, vital statistics unit, Family Code, Health and Safety Code, marriage records, public records, personally identifying information, PII, legal representative

Transcript Highlights:

• Tim Stevenson, Department of State Health Services, Consumer Protection Division, and on the bill.
• In 2023, these jobs and businesses will disappear, along with that tax revenue and consumer protections
• Build a future where responsible businesses can thrive, consumers are protected, and Texas continues
• So regulations that protect both consumers and the future of this hemp industry. Thank you.
• And we want to continue to do that, and we welcome regulation that protects consumers.

Bills: SB3, SB810, SB965, SB1073, SB1119, SB1505, SB 3

Keywords: Texas Education Code, public schools, school district, open-enrollment charter school, teacher speech, employee speech, biological sex, pronouns, gender identity, retaliation, discipline, workplace protections, school personnel, education policy, LGBTQ, transgender, charter schools, SB 965, religious speech, prayer

Transcript Highlights:

• Floyd has dedicated his life to serving and protecting fellow Oklahomans by also serving 40 years in
• Followed his lead by serving and protecting our citizens.

Bills: HR1037, HR1043, SB1491, SB1451, SB1286, SB1581, SB1521, SB201, SB1290, SB169, SB1377, SB1991, SB1346, SB1509, SB1928, SB2028, SB2071, SB2110, SB2117, SB2127, SB2134, SB722, SB3

Keywords: National Poetry Month, poetry, education, cultural celebration, arts and humanities, child abuse, prevention, community support, family safety, child welfare, presidential electors, vacancies, oath of office, political party, elections, voter registration, election integrity, Secretary of State, cancellation of registration, gender neutrality

Transcript Highlights:

• My feelings are that the Bill of Rights are for individuals and to protect residents and consumers and
• protections, not facilities or businesses or entities.
• Consumers and protections, not facilities or businesses or entities?
• And again, back to the original goal of protecting and promoting healthy babies.
• Offer both forms of product so that the consumer can make their own decision.

Bills: HB4336, HB1818, HB3194, HB3538, HB3682, HB3762, HB3793, HB3930, HB3931, HB3934, HB4124, HB4200, HB4410, HB4457, HB4473, HB3884, HB1912

Keywords: interventional pain management, pain management clinic, chronic pain, acute pain, spinal injections, epidural steroid injection, peripheral nerve block, nerve ablation, spinal cord stimulator, intrathecal infusion pump, endoscopic diskectomy, fluoroscopy, physician supervision, allopathic physician, osteopathic physician, CRNA, certified registered nurse anesthetist, nurse anesthetist, freestanding pain management facility, medical licensure

Transcript Highlights:

• eliminate the involuntary exposure of secondhand smoke, in particular to workers and children, and protect

Bills: HB4336, HB1818, HB3194, HB3538, HB3682, HB3762, HB3793, HB3930, HB3931, HB3934, HB4124, HB4200, HB4410, HB4457, HB4473, HB3884, HB1912

Keywords: interventional pain management, pain management clinic, chronic pain, acute pain, spinal injections, epidural steroid injection, peripheral nerve block, nerve ablation, spinal cord stimulator, intrathecal infusion pump, endoscopic diskectomy, fluoroscopy, physician supervision, allopathic physician, osteopathic physician, CRNA, certified registered nurse anesthetist, nurse anesthetist, freestanding pain management facility, medical licensure

Bills: SB874, SB2098, SB2110, SB2126, SB2154, SB2160, HB818, SB2047, SB2116, SB2246, SB2250, SB2334, SB2505, SB2520, SB2561, SB2721, SB2820, SB2971, SB3019

Keywords: veterinary medicine, prescription, consumer rights, transparency, pet medication, agriculture, clean plant program, disease-free plants, Hawaii agriculture, plant propagation, conservation, soil health, climate change, food security, small farmers, technical assistance, Hawaii, grant program, small farms, midsize farms

Transcript Highlights:

• This bill is a consumer protection measure protecting Texans from cities increasing fees on every one
• And do you want me to list the consumer protections?
• RCAT fully supports SB 1036 because it promotes clear standards, consumer protections, and fair business
• My name is and I work with Texas Appleseed on consumer protection and fair financial services. issues
• Residential backup power systems protect homeowners from extreme weather, save consumers. consumer's

Bills: SB264, SB542, SB924, SB1008, SB1029, SB1036, SB1057, SB1058, SB1185, SB1202, SB1358, SB1364, SB1376, SB1569, SB1664, SB1697, SJR50

Keywords: SB 264, Texas Workers' Compensation Act, group self-insurance, self-insured groups, workers' compensation, Texas Department of Insurance, commissioner of insurance, certificate of approval, guaranty fund, trust fund, wind down, dissolution, labor code, insurance regulation, employer coverage, risk pool, business and commerce, trade workforce economic development, property owners' association, water conservation

Transcript Highlights:

• So thank you and I consumer protections.
• <00:50:04.400> music protecting consumers in the live music protecting consumers in the live
• <00:58:51.839> protection easily without any consumer protection easily without any consumer
• These environments lack basic consumer protections.
• True consumer protection keeps attend.

Bills: SF1750, HF4250, HF3938, HF3904, HF3642

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan

Transcript Highlights:

• Otherwise, fee creep with credit card companies could go up and be detrimental to consumers.
• It's not really protecting the consumer or the small business.
• and I'm charging 5.5%, the language we would adopt would allow that 5.5% to be passed on to the consumer
• The amendment to 4335 prevents a patchwork of local pet bans that can push consumers toward unregulated
• The goal of this legislation is to maintain transparency, seller accountability, and health protections

Bills: HB1268, HB3041, HB3075, HB3378, HB3463, HB3619, HB3620, HB3624, HB3722, HB4335

Keywords: retirement, public employees, deferred option plan, service credit, contributions, distributions, credit card transactions, payment methods, service charge, consumer rights, financial regulation, rounding, cash payments, public finance, Oklahoma Common Cents Act, political subdivision, science and technology, research, board appointments, emergency legislation

Transcript Highlights:

• protection of in profession and consumer protection of in Minnesota.<00:07:56.879> On<00:07:57.120
• Consumer protection of kids cannot be disregarded in the online marketplace.
• Consumer protection of kids cannot be disregarded in the online marketplace.
• Minnesota for consumer protection. Minnesota for consumer protection.
• > cannot<00:21:35.120> be Consumer protection of kids cannot be Consumer protection of

Bills: HF357, HF3389, HF1434, HF2500, HF1606

Keywords: HF357, hasenpfeffer, card games, social skill game, Minnesota gambling law, tournament, contest, prize limit, low-stakes gaming, card game exemption, gambling exemption, cribbage, bridge, euchre, pinochle, Texas hold'em, whist, skat, sheepshead, gin

Transcript Highlights:

• The FTC has issued consumer alerts and guidance on digital ownership.
• Federal oversight through existing consumer protection frameworks can address these issues more effectively
• I think this is a great consumer protection bill, and I think that industry does need to do more, especially
• That's what we're trying to protect here.
• We've got another mobile home tenant protection bill for you.

Bills: HB2010, HB2192, HB2199, HB2279, HB2310, HB2459, HB2501, HB2555, HB2690, HB2693

Keywords: digital goods, advertising, ownership, license, consumer protection, refund policies, streaming services, minors, content creators, online platforms, compensation, trust accounts, child protection, video content, privacy, employment, mobile homes, recreational vehicles, landlord tenant laws, tenant rights

Transcript Highlights:

• year's sixth grader class is following up on that work by championing and testifying on a bill to protect
• 21.120> to championing and testifying on a bill to championing and testifying on a bill to protect
• 21.839> native<00:13:22.160> Amma<00:13:22.880> from<00:13:23.040> over protect
• the native Amma from over protect the native Amma from over fishing.<00:13:24.240> Mahalo<00:
• and suppliers away attracts consumers and suppliers away from<00:32:29.600> the<00:32:29.919>

Bills: HB1974, HB1853, HB1973, HB1574, HB2619, HB1966, HB1643, HB1671, HB2558, HB1854, HB2173, HB1575, HB2229, HB1535, HB1978, HB2508, HB1549, HB2187, HB1550, HB1977, HB2314, HB1871, HB2319, HB1591, HB1858, HB1898, HB2372, HB1765, HB2012, HB1706, HB1962, HB1963, HB1975, HB2009, HB2083, HB2224, HB1877, HB1959, HB1626, HB1665, HB2488, HB2456, HB2548, HB2207, HB1832, HB2079, HB1985, HB1618, HB2486, HB2242, HB2045, HB1703, HB2236, HB2480, HB1976, HB2287, HB2288, HB1777, HB276, HB1660, HB1676, HB1605, HB1751, HB1967, HB2383, HB2340, HB1946, HB2268, HB1950, HB2156, HB2118, HB1859, HB1863, HB1996, HB2114, HB2423, HB2429, HB2475, HB2534, HB2545, HB1813, HB1941, HB2474, HB2583, HB1576, HB1886, HB1939, HB2540, HB2590, HB2000, HB2163, HB2386, HB1691, HB1680, HB2516, HB1993, HB2442, HB1510, HB1958, HB1692

Keywords: HB1974, hearing loss, audiology, audiologist, hearing screening, hearing aids, cochlear implants, tele-audiology, communication access, assistive technology, speech-language pathology, deafness, hard of hearing, public health, kupuna, keiki, dementia, cognitive decline, fall prevention, State Health Planning and Development Agency

Transcript Highlights:

• Our department also has the ability to enforce consumer protection laws against sellers that don't comply
• <00:48:59.520> protection<00:49:00.000> laws<00:49:00.400> against enforce consumer
• protection laws against enforce consumer protection laws against sellers<00:49:01.119> that<00
• Public safety and consumer protection opportunity.
• <01:46:58.560> protection Uh public safety and consumer protection Uh public safety and consumer

Bills: HB1974, HB1853, HB1973, HB1574, HB2619, HB1966, HB1643, HB1671, HB2558, HB1854, HB2173, HB1575, HB2229, HB1535, HB1978, HB2508, HB1549, HB2187, HB1550, HB1977, HB2314, HB1871, HB2319, HB1591, HB1858, HB1898, HB2372, HB1765, HB2012, HB1706, HB1962, HB1963, HB1975, HB2009, HB2083, HB2224, HB1877, HB1959, HB1626, HB1665, HB2488, HB2456, HB2548, HB2207, HB1832, HB2079, HB1985, HB1618, HB2486, HB2242, HB2045, HB1703, HB2236, HB2480, HB1976, HB2287, HB2288, HB1777, HB276, HB1660, HB1676, HB1605, HB1751, HB1967, HB2383, HB2340, HB1946, HB2268, HB1950, HB2156, HB2118, HB1859, HB1863, HB1996, HB2114, HB2423, HB2429, HB2475, HB2534, HB2545, HB1813, HB1941, HB2474, HB2583, HB1576, HB1886, HB1939, HB2540, HB2590, HB2000, HB2163, HB2386, HB1691, HB1680, HB2516, HB1993, HB2442, HB1510, HB1958, HB1692

Keywords: HB1974, hearing loss, audiology, audiologist, hearing screening, hearing aids, cochlear implants, tele-audiology, communication access, assistive technology, speech-language pathology, deafness, hard of hearing, public health, kupuna, keiki, dementia, cognitive decline, fall prevention, State Health Planning and Development Agency

Transcript Highlights:

• Fewer rate cases means less cost for the PUCN, for the Bureau of Consumer Protection, for us as a company
• One of the participants in these types of proceedings is the Bureau of Consumer Protection, run by the
• But with respect to the consumer protection, the expense is incurred... ...would be cost allocated back
• So there are consumer protections baked into this bill. ...includes a plan for educating customers, so
• there are consumer protections baked into this bill, and if the plan does not include those protections

Bills: AB568, SB90, SB133, SB147, SB229, SB233, SB240, SB245, SB280, SB378, SB393, SB417, SB434, SB494, SB495

Keywords: higher education, Nevada System of Higher Education, operational expenses, instructional expenses, public funding, education funding, teacher grants, classroom supplies, instructional support, specialized personnel, civics education, Nevada Center for Civic Engagement, funding, youth programs, civic involvement, Southern Nevada, Clark County, Las Vegas Valley, regional planning, economic resiliency

Bills: HB55, HB608, HB997, HB1035, HB1045, HB1048, HB1049, HB1057, HB1131, HB1177, HB1201

Keywords: juror confidentiality, public records, criminal procedure, privacy, court disclosure, intercollegiate athletics, confidentiality, revenue sharing, student athletes, official journal, public notices, government transparency, local government, municipal website, school board notices, parish council, police jury, special districts, levee district, drainage district