Video & Transcript Research : 'loan restructuring'

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US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, July 16, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • collection has been turned into a traveling museum hosting free exhibitions nationwide, as well as loaning
  • of time in the Colts organization as it continues to grow in Indianapolis. nationwide as well as loaning
  • artifacts nationwide as well as loaning artifacts to<01:00:46.319> museum,<01:00:46.880> nonprofits
  • authorize the Secretary of Veterans Affairs to take certain actions in the case of a default on a home loan
MN

Minnesota 2025-2026 Regular Session

Senate Floor Session - 04/23/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • away their opportunity and their ability to buy their house, to buy their car, to pay their student loan
  • , to pay their house, to buy their car, to pay their<01:43:09.679> student<01:43:10.080> loan
  • to<01:43:11.040> do<01:43:11.199> the<01:43:11.360> things their student loan
  • , to do the things their student loan, to do the things that<01:43:11.840> they<01:43:12.080><
Keywords: 1187, senate, all
NH
Transcript Highlights:
  • across the state, including the New Hampshire Agricultural Experiment Station, New Hampshire Community Loan
  • across the state, including the New Hampshire Agricultural Experiment Station, New Hampshire Community Loan
  • across the state, including the New Hampshire Agricultural Experiment Station, New Hampshire Community Loan
  • across the state, including the New Hampshire Agricultural Experiment Station, New Hampshire Community Loan
Keywords: 928, house, all
Summary: The committee first took up a Senate message on HB 179, relative to hazardous waste accident fees. Members reviewed the Senate amendment, which would cap the daily non-payment penalty at no more than $1,000 per day and limit the cumulative penalty to 25% of the cost, with no additional daily penalty if the responsible party is following an agreed payment plan. Members discussed the change from the committee’s earlier version, which had allowed penalties up to 100% of the damages, and agreed the revised language was reasonable. The committee voted to concur with the Senate amendment and indicated the bill could be placed on consent. The committee then recessed SB 302, requiring background checks for solid waste facility owners, because a late request for an additional change had not yet been fully reviewed. It next voted on SB 229, relative to the sale of uninspected bison, red deer, and elk meat. Supporters said the bill would expand retail access to these meats, support New Hampshire farms, and improve food security. Members also noted the Department of Agriculture did not object, that the bill would remove a sunset and keep more workable inspection rules in place, and that the animals involved are largely from closed herds. The committee voted unanimously to pass SB 229 and agreed to place it on consent. Finally, the committee considered SB 50, establishing a committee to study the regulation of private animal boarding facilities. Members described disturbing testimony about missing, injured, or dead dogs and the lack of clear oversight, licensing, or even a reliable list of kennels in the state. They discussed possible study topics including licensing, inspection authority, standards, penalties, and protections for both pet owners and boarding operators, including disclosure of medical conditions. The committee voted unanimously to pass SB 50 and also agreed to place it on consent. After the executive sessions, the committee heard a presentation from the New Hampshire Food Alliance on the state’s first food and agriculture strategic plan, introduced by director Nicole Cardwell, with participation from advisory committee members including Rep. Bixby and Commissioner Sean Jasper.
NH

New Hampshire 2025 Regular Session

Senate Commerce (04/15/2025)

Commerce

Transcript Highlights:
  • Uh, Abby Bronson from the New Hampshire Community Loan Fund. Good morning, Miss Bronson.
  • This particular amendment repeals the requirement that vehicle funding loan contracts have successive
  • existing statute, um, we have that requirement that payments need to be the same over the course of a loan
  • existing statute, um, we have that requirement that payments need to be the same over the course of a loan
Keywords: 1191, senate, all
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/26/25

Commerce Finance and Policy

Transcript Highlights:
  • to my bank either repossessing my car or forcing me to pay for a policy, tacking that onto my car loan
  • to my bank either repossessing my car or forcing me to pay for a policy, tacking that onto my car loan
  • to my bank either repossessing my car or forcing me to pay for a policy, tacking that onto my car loan
  • to my bank either repossessing my car or forcing me to pay for a policy, tacking that onto my car loan
MN

Minnesota 2025 1st Special Session

House Capital Investment Committee 3/6/25

Capital Investment

Transcript Highlights:
  • /c> $162 per month per connection on a $162 per month per connection on a 30-year<01:19:16.239> loan
  • > max<01:19:17.639> out<01:19:17.840> the<01:19:18.000> city's 30-year loan
  • and will max out the city's 30-year loan and will max out the city's affordability<01:19:19.159>
  • factored out a couple different things where we could undertake a $5.5 million bond and/or public finance loan
MN

Minnesota 2025 1st Special Session

House Housing Finance and Policy Committee 3/4/25

Housing Finance and Policy

Transcript Highlights:
  • The HOA should certainly be able to charge interest on amounts owed; otherwise, it's a free loan to the
  • interest on amounts out otherwise it's a interest on amounts out otherwise it's a free<00:47:45.640> loan
  • 46.520> the<00:47:46.599> owners<00:47:46.920> that<00:47:47.040> are free loan
  • to the to the owners that are free loan to the to the owners that are not<00:47:47.319> paying
Keywords: 1183, house
MN

Minnesota 2025 1st Special Session

Committee on Finance - 02/27/25

Finance

Transcript Highlights:
  • concerned about is our public facilities authority for wastewater and clean water and our revolving loan
  • > revolving water and clean water and our revolving water and clean water and our revolving Loan
  • > it's<00:53:24.040> my<00:53:24.559> understanding<00:53:25.000> that Loan
  • program it's my understanding that Loan program it's my understanding that if<00:53:25.440> we
Keywords: 1187, senate, all
MN

Minnesota 2025 1st Special Session

House Taxes Committee 2/26/25

Taxes

Transcript Highlights:
  • Survivors are forced to take out credit or loans in their name, but from which they never receive a benefit
  • survivors are forced to take out<00:17:31.080> credit<00:17:31.480> or<00:17:31.679> loans
  • in<00:17:32.400> their<00:17:32.640> name<00:17:33.400> but out credit or loans
  • in their name but out credit or loans in their name but from<00:17:33.880> which<00:17:34.160
Keywords: 1183, house
MN

Minnesota 2025-2026 Regular Session

House Education Finance Committee 2/25/25

Education Finance

Transcript Highlights:
  • across our state and take out the middleman, right, where, you know, families are not having to get a loan
  • you know families are not having to<01:19:20.800> get<01:19:20.960> a<01:19:21.120> loan
  • 21.719> not<01:19:22.040> having<01:19:22.400> to<01:19:23.400> um to get a loan
  • they're not having to um to get a loan they're not having to um figure<01:19:23.840> out<01:19
Bills: HF1, HF779, HF1034
HI

Hawaii 2025 Regular Session

AEN/EEP/AGR Joint Info Briefing - Mon Feb 24, 2025 @ 1:00 PM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • Actually, you know, one of the things that I see, and I'm sorry, CH loan is just maybe educating consumers
  • the things that I see and I'm<01:49:08.560> sorry<01:49:08.840> CH<01:49:09.159> loan
  • <01:49:09.880> is<01:49:10.080> just I'm sorry CH loan is just I'm sorry CH loan is
Keywords: 910, house, all
Summary: This joint informational briefing of Senate and House committees focused on restricted use pesticides in Hawaiʻi, with opening remarks framing the issue as one of health, environmental impact, and state-level regulation. The briefing reviewed the history of pesticide disclosure efforts, including prior county actions, a 2016 court ruling that shifted responsibility to the state, and Act 45, which enabled disclosure of restricted use pesticide data. Speakers highlighted 2019 reporting data showing concentrated use in parts of Oʻahu and Kauaʻi, especially near schools and communities, and identified fumigants such as 1,3-dichloropropene and metam sodium as among the heaviest-used products. Concerns were raised about potential links to cancer, respiratory illness, reproductive harms, Parkinson’s disease, and developmental effects, as well as the lack of long-term mixture studies and the need for better buffer zones, reporting, and farmer transition support. The Department of Agriculture’s pesticides program manager described the state’s regulatory framework, explaining the distinction between general use and restricted use pesticides and the department’s role under FIFRA and Hawaiʻi law. He outlined the branch’s enforcement, education/certification, registration, and laboratory functions, including inspections, complaint response, market surveillance, applicator certification, product review, groundwater protection modeling, and special registrations. He also noted staffing and resource limitations, including the absence of an in-house toxicologist and long-term monitoring capacity, and compared Hawaiʻi’s resources to California’s much larger pesticide regulatory program. He said the department supports Act 231, which was passed the previous year and is moving forward this session. A pediatrician speaking for the Hawaiʻi chapter of the American Academy of Pediatrics emphasized concerns about chronic low-level pesticide exposure in children, citing AAP policy statements and technical reports that associate exposure with cancer, leukemia, birth defects, neurobehavioral issues, and asthma. Drawing on work with the Kauaʻi Joint Fact Finding Task Force, the speaker said the group found the west side of the island to be an unhealthy community but could not prove causation because of missing drift, geospatial, and biomarker data. The testimony pointed to elevated cancer mortality, pneumonia admissions, obesity, dialysis, and developmental delay indicators, and described concerns about pesticide drift near schools and homes, including reports of children becoming ill after nearby spraying and low levels of chlorpyrifos detected in dust samples. An environmental health scientist from the University of Hawaiʻi described a pilot project using restricted use pesticide data in a public health context. She said the project began after seeing maps of Central Oʻahu pesticide use and aimed to pair GIS data with health and ethnicity data, while also conducting community focus groups. Preliminary focus group themes included calls to action, voting and policymaker awareness, concern about pesticide use near homes and fields, lack of community consent, and a desire to stay engaged. No votes or formal committee actions were taken during the briefing.
NH

New Hampshire 2025 Regular Session

Senate Commerce (02/18/2025)

Commerce

Transcript Highlights:
  • It doesn't include savings or paying back student loans.
  • 27.800> student include savings or paying back student include savings or paying back student loans
  • 29.679> the<01:18:29.800> minimum<01:18:30.159> wage<01:18:30.440> was loans
  • um the minimum wage was loans um the minimum wage was established<01:18:31.080> in<01:18:31.199
Keywords: 1191, senate, all
MN

Minnesota 2025-2026 Regular Session

Committee on State and Local Government - 02/13/25

State and Local Government

Transcript Highlights:
  • At one point, the host received an email from her asking if they give out loans because she couldn’t
  • <00:58:26.559> they<00:58:26.760> give<00:58:26.920> out<00:58:27.079> loans
  • her asking if if they give out loans her asking if if they give out loans because<00:58:27.680><
Keywords: 1187, senate, all
NH

New Hampshire 2025 Regular Session

Senate Executive Departments and Administration (02/12/2025)

Executive Departments and Administration

Transcript Highlights:
  • You know, what we just did with the loan forgiveness is...
  • you know the what we just did<02:11:32.800> with<02:11:33.040> the<02:11:33.199> loan
  • /c><02:11:33.480> forgiveness<02:11:34.280> is<02:11:34.719> you did with the loan
  • forgiveness is you did with the loan forgiveness is you know<02:11:36.000> that<02:11:36.280>
Keywords: 1191, senate, all
HI

Hawaii 2025 Regular Session

HSH Public Hearing - Thu Feb 6, 2025 @ 10:00 AM HST

Human Services & Homelessness

Transcript Highlights:
  • We don't—we can't just go get a loan and pay it off.
  • nonprofit We don't we can't just go get nonprofit We don't we can't just go get a<00:12:08.560> loan
  • a loan a loan and<00:12:10.560> pay<00:12:10.839> off<00:12:11.519> so<00:12
Keywords: 910, house, all
Summary: The House Committee on Human Services and Homelessness met on February 6, 2025, and heard testimony on several measures. HB 44, which would appropriate funds to the Department of Human Services to work with community-based organizations on social services needs, drew broad support from nonprofit providers and coalitions that said contracts and reimbursement rates have not kept pace with the actual cost of services, leaving agencies unable to retain staff or meet demand. DHS said it supported the bill’s intent but asked for clarification because the language was broad and did not specify which organizations or how funds should be allocated. Committee members and the bill’s introducer discussed how to make the measure more specific and equitable, including whether to set a percentage increase, use a baseline date, and direct DHS to distribute funds among different program areas; the True Cost Coalition and DHS agreed to follow up in writing with proposed language and a funding number. The committee then heard HB 1349, which would authorize Medicaid/CHIP coverage for income-qualified pregnant persons and children regardless of immigration status. Supporters, including the Legal Clinic, Aloha Care, and the Hawaiʻi Coalition for Immigrant Rights, said the bill would improve prenatal and child health, reduce the chilling effect of immigration enforcement on care-seeking, and help prevent premature or underweight births by ensuring earlier access to providers. DHS provided comments and the committee asked where the measure would fit in the budget; the department identified the relevant budget code. Written testimony in support came from multiple advocacy and health organizations and dozens of individuals. Finally, the committee heard HB 613, which would appropriate funds to DHS for emergency shelter and services for unaccompanied homeless youth. The Office of the Public Defender, the Statewide Office of Homelessness and Housing Solutions, the Office of Youth Services, Rise, the Hawaiʻi State LGBTQ+ Commission, and others supported the bill, emphasizing youth homelessness, the need for coordinated shelter and outreach, and the high share of LGBTQ+ youth among homeless minors. OYS asked that the committee consider funding its existing Safe Spaces pilot rather than creating a new program, while DHS said it supported the intent but wanted clarification because multiple department programs could be implicated. No votes were taken during the hearing; the chair instead requested follow-up language and funding information for HB 44 and continued the measures for further consideration.
MN

Minnesota 2025-2026 Regular Session

Committee on Taxes - 01/15/25

Taxes

Transcript Highlights:
  • For individuals, Minnesota conformed to the exclusion for student loan forgiveness due to death and disability
  • Minnesota conformed to the exclusion for Minnesota conformed to the exclusion for student<01:27:41.280> loan
  • forgiveness<01:27:42.119> due<01:27:42.320> to<01:27:42.520> death student loan
  • forgiveness due to death student loan forgiveness due to death and<01:27:43.119> disability<01
Keywords: 1187, senate, all
LA

Louisiana 2026 Regular Session

Senate May 11th, 2026

Louisiana Senate Floor Meeting

Bills: SCR63, SCR12, HB89, HB451, HB595, HB617, HB621, HB730, HB1064, HB1125, HB221, HCR58, SB106, SB206, SB248, SB441, SB104, SB122, SB180, SB260, SB424, SB476, SCR9, SCR30, SB57, SB414, SB525, SB35, SB65, SB135, SB215, SB246, SB249, SB269, SB276, SB282, SB296, SB323, SB363, SB369, SB474, SB484, SB490, SB492, SB500, SB501, SB513, HCR31, HB462, HB547, HB613, HB691, HB712, HB720, HB723, HB728, HB735, HB747, HB759, HB825, HB845, HB846, HB903, HB904, HB907, HB923, HB929, HB941, HB962, HB965, HB1036, HB287, HB370, HB515, HB521, HB570, HB1200, HB29, HB39, HB58, HB67, HB73, HB76, HB77, HB82, HB112, HB121, HB125, HB132, HB134, HB151, HB154, HB155, HB161, HB166, HB187, HB191, HB207, HB211, HB224, HB238, HB241, HB242, HB250, HB260, HB265, HB275, HB300, HB320, HB338, HB339, HB349, HB379, HB399, HB427, HB463, HB464, HB468, HB545, HB550, HB551, HB565, HB588, HB639, HB725, HB782, HB805, HB808, HB834, HB847, HB853, HB858, HB861, HB883, HB916, HB937, HB977, HB1012, HB1027, HB1044, HB1054, HB1091, HB1117, HB90, HB127, HB138, HB150, HB201, HB268, HB273, HB285, HB315, HB354, HB355, HB360, HB376, HB445, HB506, HB606, HB649, HB665, HB681, HB721, HB746, HB757, HB781, HB835, HB844, HB857, HB872, HB886, HB889, HB892, HB982, HB987, HB1037, HB1068, HB1072, HB1078, HB1085, HB1132, HB1137, HB1167, HB1174, HB1232, HB1238, HB23, HB136, HB17, HB21, HB51, HB55, HB74, HB106, HB108, HB133, HB140, HB159, HB168, HB215, HB226, HB263, HB296, HB299, HB322, HB364, HB519, HB535, HB538, HB568, HB571, HB622, HB635, HB676, HB772, HB784, HB1006, HB1018, HB1033, HB1034, HB1043, HB1070, HB1134, HB1237, HB1239, HB36, HB119, HB126, HB129, HB245, HB271, HB280, HB337, HB351, HB677, HB726, HB789, HB850, HB956, HB966, SB149, SB382
Summary: The Senate convened with 32 members present, heard a guest prayer from Pastor Dr. Michael Linton, and proceeded through routine journal approval and legislative bureau reports. The chamber received numerous House messages on passed Senate bills and House bills, introduced several resolutions and concurrent resolutions, and recognized Former Legislators’ Day with remarks honoring deceased former members and welcoming back past legislators and other officials. The Senate also adopted SCR 63, which asks the Legislative Auditor to review how fiscal notes are developed and prepared, after an amendment clarifying the study’s scope and a 33-0 vote. The body then took up a series of Senate bills returned from the House. It concurred in House amendments to SB 106 (crime scene recordings/public records), SB 206 (blood pressure testing in schools, narrowed to athletes), SB 248 (polling place closures for very small precincts), SB 104 (highway memorial designation), SB 122 (bridge preservation), SB 180 (disabled veterans’ homestead exemption transfer language), SB 260 (youth athletics safety training/Coach Safely Act), and SB 476 (garnishment service wording). It rejected House amendments to SB 441 on pre-kindergarten programs. SB 57 on nutrition cleanup, SB 414 on medical debt protection, SB 525 on unclaimed property purchases, SB 501 on postsecondary health information postings, and SB 276 on bail bond producer affidavits all advanced or passed, with SB 57 and SB 414 ultimately passing and SB 525 and SB 501 also receiving final passage. The Senate also adopted SCR 30, a resolution urging Congress to ensure accountability and release of Epstein-related files, and later took up SB 513, a pilot program involving average bid/design-build contracting for certain airport-related projects, which passed 25-10 after extended questioning about its purpose and safeguards. SB 484, revising higher education governance and removing LUMCON language in favor of a study commission, passed 36-1. In personal privilege remarks, senators recognized Louisiana Arts Day and introduced guest Ed Tillman. The chamber then began a long series of House bills, including HB 462 on the Capital Area Road and Bridge District board composition, HB 547 on photographing voter registration information, HB 613 on marking driver’s licenses with citizenship status, HB 691 on voter-roll verification through the federal SAVE system, and HB 712 waiving certain OMV fees for homeless individuals; several of these bills were explained and moved toward final passage as the session continued.
MO

Missouri 2026 Regular Session

2026 Legislative Session - Day Seventy One - Friday, May 15 - Afternoon Session

Missouri House Floor Meeting

Transcript Highlights:
  • Banks are having to look at whether they can continue to operate and loan money to our farmers?
  • amendment, people will have some more financial freedom to buy a house, buy a car, pay off tuition loans
Summary: The House took up a series of conference committee reports and third-read Senate bills near the end of session, with several members also recognizing House drafters and research staff. The chamber first adopted and finally passed Senate Joint Resolution 87, which drew debate over whether the measure would remove the City of St. Louis sheriff as an elected office; supporters said the change also applied to other charter governments, while opponents argued it reduced local autonomy. The report and final passage both succeeded on 95-46 votes. Members then adopted and finally passed Senate Bill 973, a package combining a wholesaler/real estate transparency measure with a land bank provision. Senate Bill 1421, a broad public safety bill, was also advanced after a motion to exceed the conference differences; supporters highlighted provisions on clean slate, masked intimidation, prosecuting attorney salaries, fentanyl, gift card fraud, unmanned aircraft, and other public safety items. The conference report passed 116-18, the bill finally passed 110-25, and the emergency clause for the drone-related portion passed 136-5. The House also adopted and finally passed Senate Bills 835 and 1111, a combined conference report that included insurance consumer protections, court administration updates, treatment court and judgeship provisions, a St. Louis civil case surcharge, and the Uniform Public Expression Protection Act. Senate Bill 1408 was stripped back to a single issue authorizing MoDOT to consider raising rural interstate speed limits from 70 to 75 mph, and it passed 93-46. Senate Bill 913, extending several agriculture tax credits and adding a short line railroad credit, prompted extended debate over tax credits, budget pressures, and whether such incentives should be extended now or later; a proposed child tax credit amendment was withdrawn, and the bill ultimately passed 107-30. The House then began debate on Senate Bill 1553, a critical minerals and pharmaceutical manufacturing incentive bill, with supporters framing it as a jobs and supply-chain security measure and opponents raising questions about tax incentives and local impacts.
MO

Missouri 2026 Regular Session

Conference Committee on Budget May 4th, 2026 at 01:00 pm

Conference Committee on Budget

Transcript Highlights:
  • grants and scholarships, Fast Track House. 115, grants and scholarships, Public Safety, Senate. 125, loan
  • Loan program, Senate.
Keywords: 959, house, all
ND

North Dakota 2025-2026 Regular Session

Tribal and State Relations Committee Apr 13th, 2026

Transcript Highlights:
  • operation to understand all the little wheels that turn that make everything able for us to pay back our loans
  • operation to understand all the little wheels that turn that make everything able for us to pay back our loans
Summary: The meeting focused heavily on behavioral health and substance use treatment, especially the IMD exclusion and whether North Dakota should pursue a Section 1115 waiver to allow Medicaid reimbursement for services in institutions for mental diseases for adults ages 21 to 64. Turtle Mountain representatives described major local needs, including limited access to care, high syphilis rates, and the importance of timely public health data. They also discussed the tribe’s recovery center, which opened the prior year, now operating five levels of care with 16 beds, and the desire to expand capacity, possibly through an IMD waiver or related policy changes. Committee members also raised related issues such as rural health transformation funding, telehealth, workforce retention, and the need for better coordination between tribal and state public health systems. A central issue was Turtle Mountain Public Health’s long-running effort to secure a data use agreement with the state so it can receive surveillance data and respond directly to infectious disease cases among tribal members. Speakers said the tribe had a successful COVID-era agreement that allowed faster contact tracing and case management, but that agreement ended with the pandemic. They argued that current delays in sharing data, especially for sexually transmitted infections, leave the tribe unable to respond quickly, while the state and county epidemiology workload is too distant and stretched to be effective. Committee members expressed support and said they would look into the issue, noting that other tribes have secured similar agreements. The committee also heard a detailed presentation from the National Health Law Program on the IMD exclusion. The presenter explained that federal Medicaid law generally bars payment for care in facilities with more than 16 beds, but that states can use other tools such as state plan amendments, managed care arrangements, telehealth, and community-based services. He said IMD waivers are administratively complex, time-limited, and have shown mixed results in other states, with some gains in residential treatment access but limited evidence of improved overdose outcomes or stronger community-based care. He urged the committee to consider broader continuum-of-care solutions and cautioned that waivers alone are not a cure-all. No final vote was taken on the bill draft during the portion shown, but the committee discussed the proposal to appropriate $49,000 and one FTE to HHS to pursue an IMD waiver and report back in the next interim. Members also debated the policy rationale for the 16-bed limit, the role of the state versus tribal sovereignty, and whether the bill should move through the Health Care or Human Services committee in the future.