Video & Transcript Research : 'foreclosures'
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MN
Minnesota 2025-2026 Regular Session
Committee on Judiciary and Public Safety - 04/09/25
Judiciary and Public Safety
TX
Transcript Highlights:
- heirs' property makes it susceptible to predatory practices and improper threats of eviction or foreclosure
Bills:
SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368
Keywords:
temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start
Summary:
The Senate Committee on Business and Commerce met with a quorum and first took up several pending and uncontested bills. It favorably reported SB 1405, SB 1762, SB 1977, SB 2077, SB 2148, and SB 1968, and also moved SB 2321 to the local and uncontested calendar. The committee then heard SB 819, which would change how the Public Utility Commission reviews proposed utility-scale solar and related interconnection projects. The committee substitute would shift the default so interconnection is allowed unless the PUC affirmatively prohibits it within 180 days, limit denial to cases where harm substantially outweighs benefits, remove public meeting requirements, retain setback and financial assurance provisions, add optional application materials such as national security and environmental information, and restore local control over county tax abatements. The substitute was adopted and SB 819 was favorably reported to the full Senate on a 7-3 vote.
The committee then took up SB 231, focused on CenterPoint’s use of large emergency generators after Hurricane Beryl. Senator King explained that the original bill was intended to prevent customers from being charged for non-mobile generators that were leased at great cost and did not match the bill’s emergency-response purpose. CenterPoint’s Jason Ryan apologized for the company’s communication failures and said the company would make customers whole through a combination of rate reductions, foregone storm-cost recovery, and a donation of the 15 large generators to ERCOT for about two years to address a San Antonio-area reliability issue, with the company absorbing the associated costs. PUC Executive Director Connie Corona said the commission could enforce the agreement through its contested-case process. Public testimony included consumer and reliability advocates, one of whom argued utility-scale microgrids should be preserved as a policy option. SB 231 was left pending.
The committee also heard SB 986, which would create an alternative process for routine Public Information Act requests so local governments can make initial redactions without sending every routine exception to the Attorney General, while preserving an appeal path and training requirements. Supporters said it would reduce backlog and speed access to records; opponents argued it would shift the burden to requesters and encourage delay. The AG’s office testified that the process could improve efficiency and still fit within current timelines if used promptly. SB 986 was left pending. Finally, SB 584 was briefly laid out to require consumer reporting agencies that buy data from others to ensure the information complies with Texas law on excluded items such as bankruptcies, judgments, and tax liens, and SB 600 was heard on heir property. SB 600’s substitute would strengthen notice, require an attorney ad litem, add an heir’s bill of rights, allow settlement conferences, and require fair-market-value sales protections; supporters said it would curb predatory partition practices, while opponents warned some provisions could burden or diminish minority heirs’ property rights. SB 584 and SB 600 were left pending after testimony.
CA
MN
Transcript Highlights:
- from the fund that's supposed to help property owners that were cheated out of their equity in a foreclosure
- cheated out of their equity cheated out of their equity in<03:01:57.960>
a <03:01:58.000>foreclosure - in a foreclosure process. in a foreclosure process.
MN
Minnesota 2025 1st Special Session
House Commerce Finance and Policy Committee 3/12/25
Commerce Finance and Policy
Transcript Highlights:
- The language allows for electronic notice for foreclosure situations if agreed to by the lenders and
- The language allows for electronic notice for foreclosure situations if agreed to by the lenders and
- The language allows for electronic notice for foreclosure situations if agreed to by the lenders and
Keywords:
mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements
MO
TX
Transcript Highlights:
- Senate Bill 2833 by Johnson relating the non-judicial foreclosure sale. of certain residential real property
Bills:
SJR 12, SJR 81, SCR 39, SB 22, SB 32, SB 241, SB 393, SB 414, SB 458, SB 464, SB 568, SB 583, SB 609, SB 660, SB 693, SB 731, SB 732, SB 746, SB 783, SB 785, SB 897, SB 993, SB 996, SB 1008, SB 1029, SB 1035, SB 1036, SB 1120, SB 1122, SB 1147, SB 1163, SB 1188, SB 1197, SB 1209, SB 1227, SB 1245, SB 1267, SB 1307, SB 1321, SB 1332, SB 1386, SB 1394, SB 1396, SB 1470, SB 1494, SB 1537, SB 1596, SB 1598, SB 1610, SB 1664, SB 1814, SB 1822, SB 1841, SB 1948, SB 2065, SB 2155, SB 2406, SB 2407, SJR 12, SJR 36, SJR 81, SJR 50, SJR 4, SCR 22, SCR 12, SCR 39, SB 765, SB 62, SB 666, SB 888, SB 687, SB 847, SB 1248, SB 504, SB 305, SB 296, SB 284, SB 241, SB 304, SB 1023, SB 204, SB 609, SB 670, SB 850, SB 854, SB 413, SB 1346, SB 1033, SB 1220, SB 1073, SB 810, SB 1539, SB 447, SB 1119, SB 1505, SB 1215, SB 1302, SB 583, SB 673, SB 681, SB 1172, SB 955, SB 957, SB 1120, SB 541, SB 266, SB 1415, SB 53, SB 1352, SB 785, SB 1450, SB 1502, SB 1566, SB 414, SB 1062, SB 711, SB 746, SB 1404, SB 1448, SB 507, SB 1026, SB 1349, SB 1355, SB 1433, SB 1434, SB 1596, SB 1403, SB 667, SB 1059, SB 1567, SB 310, SB 311, SB 505, SB 1209, SB 1210, SB 1470, SB 264, SB 1029, SB 1358, SB 1364, SB 1569, SB 1376, SB 1228, SB 519, SB 1350, SB 462, SB 827, SB 1585, SB 1396, SB 1484, SB 1273, SB 927, SB 1227, SB 1229, SB 1353, SB 1464, SB 1709, SB 1729, SB 1733, SB 1744, SB 1772, SB 1841, SB 1147, SB 1008, SB 2016, SB 1173, SB 1163, SB 996, SB 568, SB 1370, SB 1321, SB 1101, SB 860, SB 993, SB 693, SB 1610, SB 1537, SB 1332, SB 1307, SB 963, SB 493, SB 984, SB 619, SB 1122, SB 455, SB 522, SB 1057, SB 1239, SB 1254, SB 1255, SB 1259, SB 1341, SB 1664, SB 1877, SB 464, SB 1277, SB 32, SB 732, SB 660, SB 731, SB 921, SB 268, SB 1822, SB 1188, SB 1589, SB 397, SB 1058, SB 1036, SB 1267, SB 2112, SB 1930, SB 532, SB 1035, SB 2155, SB 508, SB 292, SB 291, SB 901, SB 1333, SB 1436, SB 1494, SB 964, SB 779, SB 1378, SB 2312, SB 1719, SB 1386, SB 287, SB 2143, SB 1245, SB 261, SB 1247, SB 1948, SB 2406, SB 2407, SB 1882, SB 1197, SB 1814, SB 618, SB 38, SB 393, SB 2065, SB 1371, SB 1394, SB 1365, SB 2243, SB 2226, SB 2039, SB 1919, SB 1895, SB 1598, SB 1493, SB 1810, SB 1791, SB 1706, SB 1644, SB 1238, SB 783, SB 458, SB 22, SB 651, SB 897, SB 1809, SB 1080, SB 745, SB 826, SB 989, SB 1320, SB 1437, SB 2320, SB 2289, SB 1171, SB 664, SB 1637, SB 2064, SB 868, SJR 40, SJR 27, SCR 38, SCR 37, SB 1079, SB 1243, SB 1504, SB 1851, SB 1879, SB 2237, SB 1257, SB 2034, SB 1522, SB 883, SB 249, SB 1318, SB 1151, SB 596, SB 1191, SB 226, SB 570, SB 870, SB 991, SB 60, SB 365, SB 1067, SB 1786, SB 326, SB 1401, SB 1592, SB 1728, SB 1265, SB 586, SB 529, SB 217, SB 209, SB 1923, SB 1559, SB 1839, SB 387, SB 1874, SB 1872, SB 1873, SB 1921, SB 1883, SB 1677, SB 95, SB 1620, SB 1838, SB 2024, SB 2429, SB 1999, SB 511, SB 2309, SB 2166, SB 871, SB 510, SB 33, SB 2420, SB 1860, SB 1541, SB 1316, SB 1314, SB 1313, SB 1426, SB 1398, SB 1869, SB 1750, SB 1871, SB 36, SB 855, SB 1233, SB 760, SB 2425, SB 2037, SB 1758, SB 1759, SB 2365, SB 1924, SB 762, SB 1271, SB 1818, SB 605, SB 1405, SB 1762, SB 1968, SB 1977, SB 2077, SB 2148, SB 2321, SB 1967, SB 1662, SB 1663, SB 2124, SB 2204
Keywords:
parental rights, education, constitutional amendment, school choice, child education, tax exemption, ad valorem, tangible personal property, income production, border security, southern border, federal immigration policy, illegal immigration, cartels, transnational cartels, fentanyl, drug trafficking, human trafficking, Operation Lone Star, Texas border
Summary:
The meeting primarily focused on educational reforms, particularly in special education funding. Notably, Senator Bettencourt laid out the transformative impacts of Senate Bill 568, which aims to lift a historical cap on special education funding that affected approximately 775,000 students. The discussions included plans for an intensity-based funding model that could ensure fair distribution of resources depending on individual needs, thereby enhancing educational support for diverse learning requirements. Senators acknowledged past failures in the special education framework, emphasizing the necessity of moving towards a system that is transparent and focused on delivering adequate services.
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part I) Apr 3rd, 2025
Business & Commerce
Transcript Highlights:
- Makes it susceptible to predatory practices and improper threats of eviction or foreclosure.
Bills:
SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368
Keywords:
temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start
CA
California 2025-2026 Regular Session
Assembly Public Safety Committee Mar 11th, 2025
Transcript Highlights:
- If they can't adjust rents, many will face foreclosure.
Summary:
The committee heard several public safety-related bills. AB 383 by Assembly Member Davies would expand and clarify firearm restrictions tied to juvenile adjudications, allow certain minor firearm possession for hunting or training with guardian approval, and authorize warrants in some domestic violence-related firearm surrender situations. Supporters, including a district attorney representative, argued it would close gaps in existing law and improve public safety; opponents said it would over-criminalize youth and disproportionately affect marginalized communities. The bill passed as amended to Appropriations.
AB 400 by Assembly Member Pacheco would require law enforcement K-9 units to meet statewide POST standards covering training, use of force, and handler skills. Supporters said the bill would create consistency, accountability, and safer deployments; opponents argued the standards were inadequate and would legitimize harmful canine practices. After debate over whether the bill expanded canine use or simply standardized it, the committee approved AB 400 and sent it to Appropriations.
AB 380 by Assembly Member Gonzalez would extend price-gouging protections during emergencies, including for hotels, food, essential goods and services, and commercial property, and would remove the 12-month lease limit loophole for rent gouging. Supporters said the bill responds to wildfire-related exploitation and provides clarity for disaster victims; business and landlord groups warned it could amount to commercial rent control and create uncertainty for future emergencies. The author said he would continue working on amendments, and the bill passed as amended to Appropriations.
AB 358 by Assembly Member Alvarez would create a narrow exception to Cal-ECPA so law enforcement could inspect tracking or surveillance devices found in a person’s home, vehicle, or property with the finder’s consent. Supporters said the change would help stalking and domestic violence victims preserve evidence quickly; privacy advocates argued warrants and existing emergency exceptions already cover these situations. The chair proposed narrowing the language to “tracking or surveillance device,” and the bill was held on call after an initial roll with only three votes in favor. The transcript also began AB 247, which would raise pay for incarcerated hand crew firefighters, with testimony from formerly incarcerated firefighters in support, but the discussion was not completed in the excerpt.
US
US Federal 2025-2026 Regular Session
Hearings to examine perspectives from the field, focusing on farmer and rancher views on the agricultural economy. Feb 26th, 2025 at 09:30 am
Agriculture, Nutrition, and Forestry Committee
Transcript Highlights:
- to move forward with their spring planting and are ultimately at risk for losing their farms in foreclosure
Keywords:
agriculture, avian flu, bipartisan farm bill, economic challenges, poultry, dairy, specialty crops
Summary:
The committee meeting focused on crucial discussions surrounding the challenges faced by the agriculture sector, particularly concerning avian flu and its impact on poultry and dairy producers. Members provided insights into the economic struggles within the industry, emphasizing the need for a new bipartisan farm bill that addresses the diverse needs of specialty crop and livestock producers. Witnesses from various agricultural sectors spoke about their experiences, illustrating the high costs, regulatory burdens, and emerging diseases that threaten their operations. The meeting underscored a commitment to exploring solutions that will help maintain market stability and ensure food security.
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 26th, 2026 at 12:10 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- Follow-up language simply requires lien holders to also be notified of a lien on a property before any foreclosure
- up: Language simply requires lien holders to also be notified of a lien on a property before any foreclosure
Bills:
SB65, SB248, SB330, SB378, SB844, SB1330, SB1410, SB1475, SB1476, SB1565, SB1618, SB1623, SJR39, SJR47, SB2084, SB1655, SB1679, SB2174, SB1775, SB1873, SB1204, SB1884, SB1916, SB1937, SB1447, SB1500, SB2007, SB2074, SB1944, SB2018, SB1984, SB2026, SB2045, SB2049, SB2062, SB2112, SB2118, SB2127, SB2134, SB2135, SB2139, SB2154, SB1195
Keywords:
SB65, naloxone, Narcan, opioid overdose, overdose reversal, opioid antagonist, emergency opioid antagonist, substance abuse services, harm reduction, public health, overdose prevention, good samaritan, civil immunity, criminal immunity, controlled substances, addiction treatment, fentanyl, opioid crisis, school overdose response, first aid
ND
North Dakota 2026 1st Special Session
Legislative Audit and Fiscal Review Committee Mar 24th, 2026 at 10:00 am
Legislative Audit and Fiscal Review Committee
ND
North Dakota 2025-2026 Regular Session
Legislative Audit and Fiscal Review Committee Mar 24th, 2026
Transcript Highlights:
- If we're talking about the actual foreclosures in our servicing portfolio, our delinquencies are really
- We might have in a given year less than 10 or 20 foreclosures that we actually end up proceeding on.
Summary:
The committee met to receive a series of audit presentations, beginning with the statewide Annual Comprehensive Financial Report (ACFR) for fiscal year 2025. The State Auditor’s Office and OMB reported a clean, unmodified opinion for the state, with strong financial results including a $40.6 billion net position, $30.99 billion in assets, $1.81 billion in liabilities, and continued Legacy Fund growth. OMB also explained the new GASB 101 compensated-absences reporting change and discussed pension-liability fluctuations tied to discount-rate assumptions and investment performance. Members asked about how the state compares to others and about the effect of short-term commodity price swings, and OMB said the report reflects actual fiscal-year results rather than forecasts.
The committee then heard the University System audit, which also received a clean opinion but included four findings: misreporting of Strategic Investment and Improvements Fund revenue, insufficient monitoring of service organizations at CTS, NDSU, and UND, improper bank reconciliations at Dakota College of Bottineau, Dickinson State, and Williston State, and investment/cash reconciliation problems at Bismarck State College related to bond proceeds. University officials agreed with the findings and said corrective actions were underway, including internal review of bank reconciliations. Members raised questions about NDSU’s use of certificates of deposit, and university staff explained that CDs are used to earn interest on funds being accumulated for future projects.
Several other audits were presented, most with clean opinions and no findings, including the State Auditor’s Office, Workforce Safety and Insurance, Housing Finance Agency, Housing Incentive Fund, Job Service North Dakota, the Retirement and Investment Office, PERS, the Center for Distance Education, the Commission on Legal Counsel for Indigents, the Ethics Commission, and the Office of Administrative Hearings. Notable exceptions included a State Fair Association audit with an adverse opinion on the foundation component unit because its financial statements were not available for audit, and a Securities Department performance audit finding that performance-based pay increases and bonuses were issued without required evaluations. The committee also discussed the State Auditor’s future needs, including more staff capacity, data analytics, cybersecurity reviews, possible subpoena authority, independent legal counsel, and whether some audits—such as the Ethics Commission and State Fair—should be handled by independent third parties or under different statutory arrangements.
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Jan 23rd, 2026 at 12:42 pm
House Appropriations & Finance
Transcript Highlights:
- In the Second District and the 13th District also have a foreclosure mediation program that has actually
- I used to do that way back when; it greatly helped in foreclosure cases and got those to finality much
Summary:
The committee first heard an Aging and Long-Term Services Department budget presentation comparing the LFC and executive recommendations. The main differences were in the Aging Network, Adult Protective Services, Program Support, and Long-Term Care Division, especially the executive’s proposed $10 million infusion into the Kiki Savadra Senior Dignity Fund and $6.2 million for expanding New Mexico Care. LFC staff explained that the committee recommendation was lower in general fund and fund-balance use, while the executive emphasized rising senior population needs, meal and transportation costs, and the cost savings of keeping older adults at home. The secretary also reviewed the department’s special requests, including the conference on aging, outreach, emergency preparedness, and the Kiki fund, and described New Mexico Care’s growth, its evaluation results, and the department’s plan to separate Kiki into its own accounting fund.
Members largely focused on senior services, rural meal delivery, transportation, caregiver support, and the Kiki fund. Several members urged stronger support for non-metro aging providers and for New Mexico Care, citing its role in keeping seniors out of nursing homes and the program’s reported savings and outcomes. Questions also covered eligibility, background checks for caregivers, respite care, dementia and Alzheimer’s screening, and whether Kiki funds can support home modifications such as ramps. The committee then voted to adopt the LFC recommendation with one executive language change: adding the executive’s page 14 language allowing an additional 12.5% distribution for initial payments to aging network providers at the start of FY27. Representative Dow opposed the motion.
The committee then moved to the Attorney General’s budget. LFC staff explained that the office’s budget relies heavily on the Consumer Settlement Fund, with both recommendations reducing general fund revenue while increasing settlement-fund use, and that performance measures were in consensus. The Attorney General said the office was not seeking more general fund, but wanted greater ability to use funds it recovers. He highlighted major consumer and public safety work, including litigation against major social media and AI platforms, a case involving Snapchat and child exploitation/extortion, the statewide crime gun intelligence center, efforts to address oilfield theft, work on missing and murdered Indigenous persons, and efforts to protect federal funds coming into New Mexico.
MN
Minnesota 2025 1st Special Session
Agriculture, Veterans, Broadband, and Rural Development - Subcommittee on Veterans - 03/19/25
Agriculture, Veterans, Broadband, and Rural Development - Subcommittee on Veterans
AZ
Transcript Highlights:
- It's a pre-foreclosure. So I think these things are important to discuss.
Keywords:
sentencing, correctional facilities, multiple sentences, death penalty, aggravating circumstances, juvenile offenses, class 2 felony, foreign donations, election administration, certification, Arizona Revised Statutes, transparency, public disclosure, victims' rights, attorney fees, government accountability, right to counsel, legal representation, parents' rights, family law
Summary:
The committee approved the minutes and then took up several election, family court, and criminal justice bills. SB 1425, the “big bill,” would move Arizona’s 2026 primary election date earlier and adjust related election administration timelines; the chair’s amendment moved the primary to July 21 and removed the shortened curing/ID deadlines. County officials testified in support, explaining the timing changes and the need to align dates, and the committee adopted the amendment and gave the bill a do-pass recommendation. SB 1289, dealing with certifications for entities providing money or resources for election administration and foreign funding disclosures, also received a do-pass recommendation after testimony from supporters arguing it would block foreign influence in election administration and ballot issue spending. The committee later heard SCR 1013, a related resolution that would more directly prohibit foreign-source money for election administration and ballot measures; the sponsor and supporters said it was similar to SB 1289 but broader, and testimony focused on foreign money flowing through nonprofit networks.
The committee then considered SB 1326, which would allow courts to award attorney fees and costs to victims when a party violates or worsens a victim’s rights. A victim’s attorney testified that the bill would provide needed accountability and guidance, while opponents argued the term “exacerbates” was vague and that existing remedies already exist. The committee approved SB 1326 on a 4-3 vote. SB 1402, requiring courts to impose a fee on certain probationers to cover electronic monitoring costs, drew support from the sponsor and advocates who said offenders should pay for monitoring, and opposition from defense attorneys who warned it could burden indigent probationers and divert money from treatment; it also received a 4-3 do-pass recommendation.
The most extensive debate was on SB 1330, which would allow a parent in certain custody cases to request a jury trial on parenting time or legal decision-making. Supporters, including several parents, described costly and traumatic family court experiences and argued a jury would provide a neutral check on judges and court-appointed professionals. County and court representatives opposed the bill, saying family cases require specialized judicial expertise, jury trials would delay urgent matters, increase costs, and risk confidentiality. Despite those concerns, the committee adopted the bill on a 4-3 vote. The committee also approved SB 1328, which declares state policy favoring parental rights and a child’s equal access to both co-parents, after adopting an amendment adding legislative intent language. Finally, SB 1329, which would let parents sue court-appointed professionals who deviate from professional ethics or standards in custody matters, passed 4-3 after testimony from parents and advocates who said court appointees lack accountability, while opponents said existing malpractice and licensing remedies already address misconduct.
OK
Oklahoma 2026 Regular Session
Appr/Sub-Public Safety and Judiciary 2ND REVISED Jan 28th, 2026 at 09:00 am
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Nov 19th, 2025
Transcript Highlights:
- This would include legal services for fraud, domestic violence, disability rights, foreclosures, etc.
NM
New Mexico 2025 Regular Session
IC - Economic and Rural Development Jul 7th, 2025
Economic & Rural Development & Policy Committee
Transcript Highlights:
- The risk that they take by not foreclosure of their homes.
NH
Transcript Highlights:
- sensitive to economic cycles, whereas housing loans are typically secured by the property, allowing for foreclosure
- property, typically secured by the property, allowing<04:11:06.960>
for <04:11:07.279>foreclosure - <04:11:08.479>
as <04:11:08.720>a <04:11:08.960>primary allowing for foreclosure - as a primary allowing for foreclosure as a primary recourse.<04:11:10.880>
Business <04:11:11.279