Video & Transcript Research : 'foreclosure'

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CA

California 2025-2026 Regular Session

Senate Housing Committee Jun 24th, 2026

Housing

Transcript Highlights:
  • Without rehabilitation, these developments can fall into disrepair and foreclosure, resulting in the
  • prioritizing at-risk HCD projects will reduce the risk of losing affordable housing to disrepair and foreclosure
Keywords: 987, senate, all
NM

New Mexico 2026 Regular Session

House - Chamber Meeting Part 2 Feb 12th, 2026 at 12:58 pm

New Mexico House Floor Meeting

Transcript Highlights:
  • If there's a foreclosure, for instance... Any home in that kind of situation would happen.
  • If there's a foreclosure, for instance, right, when people can't make their down payment mortgage or
FL

Florida 2025 Regular Session

May 2, 2025 - 09:00 AM

Transcript Highlights:
  • A bank has to move into second lien priority behind a foreclosure on a lien.
Summary: The Select Committee on Property Taxes held its first meeting with opening remarks from the co-chairs and ranking member framing the committee’s task as developing property tax legislation for next session. Staff then gave a high-level overview of Florida property taxes, explaining how ad valorem taxes work, the roles of property appraisers, tax collectors, taxing authorities, value adjustment boards, and the Department of Revenue, and reviewing key concepts such as just value, assessed value, exemptions, taxable value, millage rates, homestead exemptions, Save Our Homes, and portability. The presentation also emphasized that property tax law is largely rooted in the Florida Constitution and that local governments choose millage rates, which affects collections. No public comment was taken. The committee then discussed five Speaker-proposed concepts. Proposal 1 would require cities, counties, and special districts to hold a referendum on eliminating property taxes on homestead properties; members raised concerns about local funding, public safety, special districts, renters, and the need for extensive voter education, with some suggesting countywide elections or town halls instead. Proposal 2 would create a new $500,000 homestead exemption for non-school taxes and a $1 million exemption for seniors 65+ or long-term homesteaders; members split between seeing it as meaningful relief for seniors and warning it could devastate local tax bases, especially in lower-value or rural counties, while also potentially trapping older homeowners in place. Proposal 3 would authorize the Legislature to raise homestead exemptions by general law; some liked the flexibility, but others worried about statewide one-size-fits-all impacts, political difficulty in reversing changes, and the need for local revenue replacement. Proposal 4 would change assessment caps for homestead and non-homestead property; several members said it would not provide enough relief and could shift burdens to rental properties and non-homestead owners. Proposal 5, eliminating foreclosure on homestead property for tax liens, drew the strongest opposition, with members saying it would undermine lien priority, mortgage and title systems, and incentives to pay taxes. Throughout the meeting, members repeatedly stressed the need to understand local fiscal impacts, including police, fire, infrastructure, and other services funded by property taxes, and to consider alternative revenue sources or offsets if taxes are reduced. The co-chairs said the committee is still in the information-gathering stage, that all ideas remain on the table, and that members should do “homework” by meeting with local taxing authorities and learning how property taxes are set and spent in their districts. The meeting ended with no votes on the proposals and adjournment after a motion to rise.
FL

Florida 2025 Regular Session

March 25, 2025 - 12:00 PM

Transcript Highlights:
  • housing, tax exemptions for affordable housing, revised development impact assessments, expedited foreclosure
Summary: The committee heard five housing- and resilience-related bills. HB 793 would create an International Aerospace Innovation Fund administered by Space Florida to support aerospace research, workforce development, and commercialization; it was amended with a clarifying change and passed unanimously. C.S. for HB 411 would extend an affordable housing property tax exemption to certain nonprofit projects on leased land through a housing finance authority, such as Habitat for Humanity projects; it also passed unanimously. HB 701 would require local housing assistance plans to allow mobile home owners on leased land to seek help with lot rent, and it passed unanimously after an amendment and testimony from mobile home advocates and AARP in support. The committee also considered C.S. for HB 393, which expands the My Safe Florida Condominium Pilot Program to help eligible condominiums fund hurricane mitigation projects, including roof-related work, with added eligibility and inspection requirements. The bill drew support from condo and housing groups and passed unanimously with committee substitute. The final and most extensive measure, HB 943, would significantly revise state land-use and development rules to promote affordable housing by limiting local restrictions, changing zoning and approval standards, adjusting parking and impact fee rules, and expanding accessory dwelling unit and mixed-use provisions. It generated extensive testimony, with many local officials, city and county groups, and preservation advocates opposing it as overly broad and preemptive, while housing and business groups supported it. HB 943 was amended several times during the meeting, including changes related to church-owned property, parking, historic landmarks, manufactured homes as accessory dwelling units, and fair housing language. The sponsor repeatedly said the bill was a work in progress and that additional changes would be made. After debate from members emphasizing both the need for more housing and the need to preserve local control, the committee approved HB 943 on a 14-1 vote, with Rep. Casello voting no.
US
Transcript Highlights:
  • that can mean the difference, I know you all know better than me, between economic viability and foreclosure
Summary: The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.
MN

Minnesota 2025-2026 Regular Session

Committee on Housing and Homelessness Prevention - 03/03/26

Housing and Homelessness Prevention

Transcript Highlights:
  • driver, and her mother, a foster parent, despite their lifelong service, they lost their home to foreclosure
  • lost their their lifelong service, they lost their home<01:43:05.600> to<01:43:05.840> foreclosure
  • today<01:43:07.199> as<01:43:07.440> she<01:43:07.600> builds home to foreclosure
  • . today as she builds home to foreclosure. today as she builds her<01:43:08.080> home<01:43:08.480
Keywords: 1187, senate, all
MN
Transcript Highlights:
  • themselves in financial crisis, the farmer lender mediation program can be the difference between foreclosure
  • program can be the difference mediation program can be the difference between<01:23:40.000> foreclosure
  • > and<01:23:41.280> staying<01:23:41.600> on<01:23:41.760> the between foreclosure
  • and staying on the between foreclosure and staying on the land.
Keywords: 1187, senate, all
MN

Minnesota 2025 1st Special Session

Senate Floor Session - Part 2 - 05/18/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • murders, or Senator Duckworth for the same bill, or for Senator Kreun for his provision relating to foreclosure
  • his provision for Senator Kun for his provision relating<01:27:20.080> to<01:27:20.239> foreclosure
  • relating to foreclosure relating to foreclosure sales<01:27:23.600> or<01:27:23.840> Senator
Keywords: 1187, senate, all
NH

New Hampshire 2025 Regular Session

Senate Commerce (04/29/2025)

Commerce

Transcript Highlights:
  • There is no foreclosure. So there's no risk of credit damage.
  • There<00:48:05.839> is<00:48:06.000> no There is no There is no foreclosure.<00:48:08.640
  • 09.119> there's<00:48:09.359> no<00:48:09.520> risk<00:48:09.760> of foreclosure
  • So, there's no risk of foreclosure. So, there's no risk of credit<00:48:10.520> damage.
Keywords: 1191, senate, all
HI

Hawaii 2025 Regular Session

JHA Public Hearing - Thu Jan 30, 2025 @ 2:00 PM HST

Judiciary & Hawaiian Affairs

Transcript Highlights:
  • They’re often the last line of defense against foreclosures, evictions, family separations, deportations
  • > against times the last line of defense against times the last line of defense against foreclosures
  • <00:11:55.360> evictions<00:11:56.040> family foreclosures evictions family foreclosures
Keywords: 910, house, all
Summary: The House Committee on Judiciary and Hawaiian Affairs heard House Bill 4000, the Judiciary’s biennium budget bill for FY 2026-2027. Judiciary Director of Policy and Planning Brandon Kimura testified in strong support, outlining operating requests of about $6.17 million in FY 26 and $6.25 million in FY 27, 17 permanent positions and one temporary position, plus $9.9 million in capital improvements. He described funding needs for specialty courts, preparations for the Wahiawa District Court, an additional district court judge and staff for Kona, cybersecurity upgrades, the Criminal Justice Research Institute, statewide priority items, and restoration of several essential staff positions. He also said the Judiciary was seeking an additional $2 million for the Children’s Justice Center relocation lump sum because updated estimates had risen to about $8 million. The committee also discussed potential impacts from uncertain federal funding and asked for written follow-up on those risks and on the capital request, including coordination with Budget and Finance. Several organizations and individuals testified in support of the Judiciary budget, including the Hawaiʻi State Bar Association, Legal Aid Society of Hawaiʻi, and legal service providers. Mioko Eto asked for an additional $1 million for civil legal service providers, explaining that the current funding is spread across multiple providers and that the need remains high. David Copper of Legal Aid supported the request, citing statewide demand, 105 staff, 7,100 cases closed in the past year, and 15,000 calls received, while noting that many people seeking help cannot be served because of capacity limits. He also said recent federal funding disruptions and proposed cuts could affect legal services and related programs. Committee members asked about the Criminal Justice Research Institute’s mission; Kimura said its primary statutory role is to build a database focused on pre-trial reporting and data analysis, though it is also working on probation and mental health-related projects. No vote or final action on HB 4000 was taken in the hearing excerpt provided.
NM

New Mexico 2026 Regular Session

House - Taxation and Revenue Feb 9th, 2026 at 08:35 am

House Taxation & Revenue

Transcript Highlights:
  • Their properties, it sounds like, are in foreclosure.
Keywords: 996, all
CA

California 2025-2026 Regular Session

Senate Banking and Financial Institutions Committee Jun 17th, 2026

Banking and Financial Institutions

Transcript Highlights:
  • homes have become uninhabitable following a major disaster access mortgage forbearance and avoid foreclosure
Keywords: 987, senate, all
FL

Florida 2026 Regular Session

Appropriations Committee on Criminal and Civil Justice Oct 15th, 2025

Appropriations Committee on Criminal and Civil Justice

Transcript Highlights:
  • This dates back to the foreclosure experience in 2007 and how they served functions in that way.
Summary: The committee met to hear fiscal year 2026-2027 legislative budget requests from several justice-related agencies. The Florida Commission on Offender Review requested funding for investigator and revocation staff salary increases to address turnover, plus nonrecurring funds for Wi-Fi, seven vehicles, technology support, and commissioner salary adjustments. The State Courts Administrator presented a broad judicial branch request focused on trial court case-management technology, additional case managers, trust fund authority for child support hearing officers, courthouse furnishings, district court flexibility in staffing, a future courthouse for the Sixth District Court of Appeal, Supreme Court elevator replacement, POM accounting implementation support, judicial security liaison positions tied to the Florida Fusion Center, expanded senior management service authority, and judicial salary adjustments. The Office of the Attorney General outlined pay and operating requests for consumer protection, citizen services, ethics, crime compensation, victim services, vehicle replacement, IT and cybersecurity, lease and operating costs, and PALM-related expenses, while several senators questioned the office about outside counsel contracts, contingency-fee arrangements, transparency, and the use of private law firms. The Department of Corrections made the largest presentation, describing severe staffing shortages, high turnover, rising inmate populations, increased assaults, and heavy overtime use. Secretary Ricky Dixon said the agency’s request was driven by constitutional and public safety needs and included funding for operations, security equipment, inflationary costs, vehicle replacement, offender information system modernization, technology restoration, inmate health services, drug and food cost increases, staffing pilots, maintenance, security infrastructure, Florida PALM, recruitment and retention, and $56 million for new correctional housing units. Members asked about inmate labor, prison safety, overtime, vehicle breakdowns, and whether more National Guard support was needed; Dixon said the agency needed more staffing and pay competitiveness rather than a long-term military presence. A correctional officers’ union representative also urged support for pay raises, citing low pay and staffing concerns. No votes were taken on the budget requests. The chair allowed extended questioning, especially for the Department of Corrections, but noted time constraints and asked agencies to return in a later committee meeting, including FDLE, which was deferred because of a House site visit.
TX

Texas 89th Regular

Water, Agriculture, and Rural Affairs May 19th, 2025

Water, Agriculture and Rural Affairs

Transcript Highlights:
  • So there has been a lot of foreclosures in cotton.
Summary: The Senate Committee on Water, Agriculture, and Rural Affairs met with only four members initially present, so quorum was not established until later in the hearing. The committee heard several agriculture-, wildlife-, and food-labeling-related bills, including HB 3479 on expanding the Rio Grande vegetative management program beyond carrizo cane to other noxious vegetation, SB 823 on shrimp origin labeling and restrictions on misrepresenting imported shrimp as Texas or Gulf shrimp, HB 3088 on giving Texas Parks and Wildlife more flexibility to procure resale goods for park gift shops, HB 1275 on permits for non-bovine dairy farms in certain TB-affected areas, HB 519 on honey production and packaging rules, HB 609 on cleaning oyster cages in-bay with bay water only, HB 1592 on a voluntary AgriLife pest and disease alert system, HB 2842 on targeted urban deer depredation permits, and HB 4163 on limiting city requirements that agricultural operators maintain roadside rights-of-way. Testimony generally came from industry groups, agency resource witnesses, and affected producers, with most witnesses supporting the bills and several bills drawing questions about enforcement, labeling responsibility, and the scope of local authority. The most extensive discussion centered on SB 823, where Vice Chair Hancock and others questioned why wholesalers would be covered if they cannot relabel products. The bill author and restaurant association witness said the measure was intended to improve transparency and allow enforcement against intentional mislabeling, while preserving a good-faith defense and clarifying that the bill does not create a private cause of action. HB 519 also drew supportive testimony from beekeepers and a family farm, who argued that current rules treat honey extraction and bottling too much like food manufacturing and burden small operations. HB 609 was presented as a way to save time and resources for cultivated oyster mariculture by allowing cage cleaning in the bay without soaps or chemicals, and HB 1592 was described as a voluntary opt-in alert system for pests and diseases coordinated through AgriLife and other state agencies. HB 43 generated the most detailed policy debate. The bill would restructure and expand the Texas Agricultural Finance Authority, update grant and loan programs, and create a pest and disease control depredation program. The committee substitute reduced some funding caps, changed references from predators to depredating animals, and made the financial provisions contingent on appropriations. Supporters from Texas Farm Bureau, cotton growers, grain and feed interests, and young farmers described severe drought, inflation, land loss, rising input costs, and shrinking infrastructure as major threats to agriculture, while one witness urged preserving priority for young farmers. After testimony, the committee adopted the committee substitute and reported HB 43 favorably. The committee also voted HB 519, HB 609, HB 1275, HB 1592, HB 3088, HB 3479, HB 2842, and HB 4163 favorably, with several recommended for the local and uncontested calendar. SB 823 was reported from committee on a 6-2 vote after adoption of the committee substitute. The meeting ended with notice that the committee would tentatively reconvene Friday morning and then recessed subject to the chair's call.
TX

Texas 89th Regular

Senate Session May 9th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Over the last few years, there have been issues with cemeteries that have become subject to foreclosure
Bills: SB111, SB128, SB203, SB205, SB261, SB383, SB393, SB397, SB466, SB510, SB705, SB715, SB731, SB748, SB801, SB867, SB876, SB913, SB945, SB946, SB1013, SB1071, SB1086, SB1087, SB1181, SB1250, SB1285, SB1373, SB1400, SB1444, SB1483, SB1528, SB1553, SB1556, SB1581, SB1586, SB1608, SB1698, SB1730, SB1835, SB1858, SB1903, SB1946, SB1950, SB1986, SB2017, SB2043, SB2056, SB2058, SB2063, SB2082, SB2105, SB2133, SB2137, SB2177, SB2203, SB2260, SB2311, SB2334, SB2337, SB2340, SB2403, SB2417, SB2446, SB2452, SB2460, SB2519, SB2532, SB2565, SB2611, SB2619, SB2622, SB2633, SB2637, SB2655, SB2681, SB2688, SB2713, SB2717, SB2764, SB2781, SB2782, SB2790, SB2794, SB2797, SB2841, SB2847, SB2857, SB2878, SB2891, SB2943, SB2955, SB2959, SB2972, SB2995, SB3037, SB3047, SB3057, SB3059, HJR2, HJR99, HB26, HB29, HB136, HB166, HB206, HB353, HB451, HB517, HB1399, HB1672, HB2000, HB2198, HB2756, HB3204, HB3248, SJR3, SB5, SB72, SB509, SB616, SB963, SB985, SB1025, SB1080, SB1143, SB1172, SB1245, SB1267, SB1271, SB1273, SB1355, SB1422, SB1759, SB1786, SB2361, SB1, SB260, SB1506, SB1637, SCR48, SB375, SB410, SB672, SB777, SB1373, SB1454, SB1586, SB1704, SB1854, SB1856, SB2165, SB2203, SB2342, SB2367, SB2452, SB2501, SB2520, SB2521, SB2538, SB2539, SB2703, SB2835, SB2903, SB2926, SB2959, SB2965, SB3029, HB22, HB1392, HB3093, HB3096, HCR6, HCR12, HCR29, HCR50, HCR55, HCR56, HCR58, HCR70, HCR71, HCR74, HCR78, HCR80, HCR107, HCR116, HCR117, SJR36, SJR50, SJR63, SCR12, SCR39, SCR48, SB2023, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1163, SB1122, SB731, SB397, SB508, SB1436, SB287, SB261, SB1882, SB393, SB1791, SB209, SB2429, SB511, SB2309, SB510, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB1200, SB1845, SB2458, SB801, SB3014, SB3013, SB758, SB2797, SB2076, SB2876, SB1640, SB2538, SB1449, SB1181, SB1359, SB410, SB1234, SB2926, SB2972, SB2841, SB1856, SB1528, SB1373, SB672, SB2891, SB1854, SB317, SB2539, SB2532, SB1250, SB2082, SB2203, SB1285, SB1454, SB2520, SB1237, SB1586, SB2819, SB629, SB2342, SB2903, SB3029, SB375, SB777, SB2367, SB2703, SB2608, SB2965, SB2521, SB2165, SB2501, SB2452, SB2835, SB1602, SB1704, SB1723, SB1858, SB1946, SB2009, SB2177, SB2460, SB2785, SB867, SB1608, SB640, SB1698, SB705, SB748, SB2680, SB2994, SB2747, SB1950, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB3059, SB2637, SB2334, SB1861, SB2043, SB1367, SB2857, SB128, SB3058, SB2044, SB2363, SB2311, SB1986, SB2565, SB2943, SB1888, SB2417, SB3048, SB3052, SB3053, SB3036, SB3057, SB3056, SB3043, SB3037, SB3050, SB3063, SB3047, SB3035, SB2446, SB466, SB2611, SB2794, SB2105, SB2017, SB1790, SB1778, SB1730, SB2995, SB2847, SB205, SB2619, SB1903, SB203, SB3061, SB1581, SB2600, SB2799, SB2790, SB2688, SB2515, SB1230, SB876, SB2522, SB2639, SB2137, SB2519, SB2403, SB2459, SB3051, SB2655, SB2251, SB2764, SB2878, SB1884, SB111, SB582, SB2617, SB1835, SB2751, SB2959, SB2063, SB1400, SB2058, SB2260, SB2928, SB1310, HJR99, HJR2, HJR1, HB1109, HB1392, HB22, HB3093, HB517, HB1130, HB1689, HB2018, HB2884, HB1393, HB2730, HB1399, HB1244, HB467, HB331, HB2559, HB26, HB166, HB353, HB2000, HB2756, HB3248, HB3513, HB3204, HB3135, HB3012, HB2763, HB2523, HB2457, HB2415, HB2198, HB2143, HB1708, HB1672, HB767, HB1327, HB2723, HB451, HB140, HB109, HB3096, HB206, HB1238, HB1089, HB2890, HB9, HB2081, HB4215, HB2970, HCR6, HCR12, HCR29, HCR50, HCR55, HCR56, HCR58, HCR70, HCR71, HCR74, HCR78, HCR80, HCR107, HCR116, HCR117, SB2566, SB2344, SB1897, SB1749, SB1361, SB2549, SB2553, HB37, HB1899, HB3809, HB334, HB554, HB1593, HB2607, HB3526, HB3810, HB5092, HB388, HB2809, HB1151, HB913
MD

Maryland 2026 Regular Session

Senate Floor Session, 3/20/2026 #1

Maryland Senate Floor Meeting

Transcript Highlights:
  • . >> So would it still go into foreclosure? >> The lien would travel with the property.
  • 24.480> into >> So would could still go into >> So would could still go into foreclosure
  • . foreclosure. foreclosure.
Summary: The Senate convened with 38 members present and a quorum, then began with an invocation and several ceremonial introductions. The chamber recognized pioneering women of the Maryland State Police for Women’s History Month, including the original six female graduates and other firsts in the department, and also introduced the day’s doctor and a student intern. The Senate agreed to journalize the remarks honoring the Maryland State Police guests. The body then took up several Finance Committee bills, adopting committee amendments and favorable reports without objection on Senate Bills 385, 387, 389, 753, 469, and 608, each of which was ordered printed for third reading. SB 385 concerns immunization, screening, and preventive-service recommendations and pharmacist administration; SB 387 restricts predatory pricing and use of personal data by food retailers and delivery services; SB 389 makes transit-oriented development changes; SB 753 addresses financial exploitation protections for seniors and vulnerable adults; SB 469 authorizes a Maryland Automobile Insurance Fund affordability program; and SB 608 requires coverage for pharmacogenomic testing. Senate Bill 626, dealing with birth certificate sex designation changes and related identification documents, was briefly set aside at the request of a senator seeking possible amendments, with the presiding officer agreeing to hold it until the next session. Senate Bill 739, a climate change, homeowners insurance, and emergency management study bill, was also introduced with one amendment and sparked debate over its scope and funding, including discussion of a $150,000 Strategic Energy Investment Fund allocation and whether the study would examine the General Assembly’s own climate policies. The transcript ends during that discussion, before any final action on SB 739.
HI

Hawaii 2025 Regular Session

Senate Floor Session 04-30-2025 9:30am

Hawaii Senate Floor Meeting

Transcript Highlights:
  • handled a range of circuit court civil cases, including breach of contract, business disputes, foreclosure
  • business<00:13:39.040> disputes, contract, business disputes, contract, business disputes, foreclosure
  • ,<00:13:41.040> personal<00:13:41.440> injury, foreclosure, personal injury, foreclosure
Keywords: 912, senate, all
MN

Minnesota 2025 1st Special Session

Senate Floor Session - 05/06/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • regularly works advising homeowners and residents on CICs and HOAs, and is familiar with state foreclosure
  • It has a provision that the association may not begin foreclosure proceedings for delinquent payment
  • They can impose fines, enforce foreclosure, and dictate community standards without accountability.
  • There was one story in recent years where a homeowner lost their home in foreclosure for $56.
  • <00:31:40.240> for foreclosure for foreclosure for $56.<00:31:43.440> No<00:31:43.679><
Keywords: 1187, senate, all
NH

New Hampshire 2026 Regular Session

House Municipal and County Government (01/30/2026)

Municipal and County Government

Transcript Highlights:
  • It forced millions of Americans into foreclosure and financial distress.
  • It forced millions of Americans into foreclosure and financial distress.
  • ><00:44:31.760> into forced millions of Americans into forced millions of Americans into foreclosure
  • foreclosure and financial distress. foreclosure and financial distress.
  • it's going to, all of these foreclosures it's going to, all of these foreclosures and<01:05:47.359
Keywords: 1189, house, all