Transcript Highlights:

• piece to someone's already insurance plan. >> You're much.
• This is insurance for farmers in the state of Florida who have a very difficult time getting insurance
• Then, you know, that's the only insurance I have health insurance.
• opportunity to have private insurance.
• or the private insurance they have.

Transcript Highlights:

• Insurance did not cover my eye exam. The problem is we're missing them. I was missed.
• Insurance did not cover my eye exam.
• We also were looking for liability and statutory alignment.
• We're looking for liability and statutory alignment.
• Liability exposure when a state-directed action results in a child being placed in danger.

Committee: Joint Joint Committee on Children, Families and Persons with Disabilities

Summary: The committee held a hybrid hearing on a range of bills affecting children, families, disability rights, homelessness, and social services. Early testimony focused on H.215, which would support children experiencing homelessness by speeding access to child care vouchers and early intervention screenings. Boston officials, Horizons for Homeless Children, Head Start, pediatric and early education advocates, and families described delays in child care and early intervention, the developmental risks of homelessness, and the need for automatic referrals and faster access to services. Testimony also supported H.216, which would improve emergency housing assistance by restoring presumptive eligibility, reducing documentation barriers, extending shelter stays from six to nine months, and creating an ombudsperson; providers and legal advocates said current rules leave families sleeping in cars or outside and create unnecessary administrative hurdles. The committee also heard strong support for H.210, which would repeal the “Learn Fair” school attendance sanction that cuts cash assistance to families when children miss school. Advocates from legal aid, education, and anti-poverty organizations argued the policy is punitive, burdensome, and ineffective, disproportionately affecting low-income, disabled, and Hispanic/Latino families. Several speakers said chronic absenteeism should be addressed through supports such as family outreach, wraparound services, and school engagement rather than benefit cuts. Legislators and school officials from Salem also testified that their districts reduced absenteeism through supportive strategies, not sanctions. Additional testimony addressed children’s vision bills H.202 and H.166, with optometrists and researchers urging better screening, data systems, and treatment access to close achievement gaps caused by untreated vision problems. Senator Lovely also presented S.2714, proposing a study of discrimination in public accommodations for people with service animals. Later, testimony on H.279 supported changing social work licensure rules to remove exam requirements that speakers said disproportionately exclude multilingual candidates and candidates of color. The hearing also included testimony on bills related to the Judge Rotenberg Center and electric shock devices, with disability rights advocates opposing continued use of the devices and urging the committee to reject licensing or authorization for them. No votes or committee actions were taken during the hearing.

Transcript Highlights:

• by a special commission, including members of the General Court, to study access to unemployment insurance
• by a special commission, including members of the General Court, to study access to unemployment insurance
• House Bill 2111, amending the unemployment insurance law for workers with fluctuating work schedules.
• Second reading of the bills: An Act amending the unemployment insurance laws for workers with fluctuating
• Just at the top, you know, quick read of this, just the premium increases in liability insurance, the

Summary: The House opened with the Pledge of Allegiance and then took up several procedural matters, including adopting a resolution recognizing the work of Ukraine Forward and suspending Joint Rule 12 for a number of petitions. The chamber also scheduled several bills for later consideration, including measures on unemployment insurance for fluctuating work schedules, the Medical Society mission statement, a youth training wage, bridge and intersection namings, handicapped parking fines, public-way safety, excavation restoration, motor vehicle safety, and a Newton police age requirement. Two engrossed local bills were passed to be enacted: one authorizing retired police officers as special police in Plainville and another allowing Orange to increase its Board of Selectmen membership. The main policy debate centered on House No. 5151, An Act relative to energy affordability, clean power, and economic competitiveness. Supporters described it as a broad affordability and clean-energy package that would cut costs for ratepayers, reform Mass Save, speed clean-energy procurement and interconnection, return a portion of alternative compliance payments to customers, and address biomass and other energy issues. Opponents argued the bill relied too heavily on long-term programs and new administrative structures while offering little immediate relief, and raised concerns about costs being shifted to consumers, impacts on natural gas, and the pace of implementation. Several amendments were debated and rejected, including proposals to shift public benefit charges away from peak hours, pause public benefit charges for a year, require greater utility disclosure before rate increases, and add a forest-clearing penalty for solar development. One amendment to the energy bill was adopted: a consolidated amendment that included budget-billing consumer protections for gas customers, requiring notice and conservation recommendations when usage rises significantly. The House also adopted an amendment to a separate conservation-restriction bill for Hanson, changing a figure in the underlying law, and passed that bill to be engrossed as amended. The energy bill’s consolidated amendment passed by roll call, while several other amendments failed by roll call votes. The House observed multiple moments of silence honoring Jaden Booker, Thomas Skip Karam, former Freetown Police Chief Carlton Abbott, and former Representative and Senator William Q. “Biff” McLean, Jr.

Transcript Highlights:

• Trent Nate of Boise to the Idaho Health Insurance Exchange Board. Welcome, sir.
• I am a market president for Select Health, which is a health insurance company.
• I've been in the health insurance field for almost 20 years in one capacity or another.
• I am actually a market president for Select Health, which is a health insurance company.
• I've been in the health insurance field for almost 20 years in one capacity or another.

Committee: Senate Commerce and Human Resources

Transcript Highlights:

• </c> attorney general and the insurance attorney general and the insurance companies<00:17:32.400><c>
• </c> of liability on my shoulders. of liability on my shoulders.
• Not in ... insurance company needs more proof. insurance company needs more proof.
• Insurance companies do not.
• That is the massage insurance bill.

Bills: HF362 , HF2590 , HF2760 , HF3444

Committee: House Health Finance and Policy

Transcript Highlights:

• we have the Personnel Cabinet up on item number three regarding a couple of issues: state health insurance
• regarding a couple of issues, state regarding a couple of issues, state health<00:03:23.280><c> insurance
• plans and the executive health insurance plans and the executive branch<00:03:25.840><c> salary</c><
• Chris Chamus, commissioner for the Department of Employee Insurance.
• And we have on first on the agenda the state health insurance plans.

Summary: The committee met on November 5, 2025, and first approved the minutes after a moment of silence for the UPS airport tragedy. The main presentation was from the Personnel Cabinet on the state health insurance plans and executive branch salary schedule adjustments. Officials said the health plan covers roughly 265,000 active members and up to about 300,000 across all benefit offerings, including school board employees, retirees, and other eligible groups. They described rising claims and expenditures, especially from high-cost claimants and pharmacy spending, and said recent premium and benefit changes were intended to balance costs while preserving recruitment and retention efforts. They also explained that employee premiums had not increased for several years, while employer contributions rose sharply in recent years, and projected a 10% employer increase and 3% employee increase going forward based on actuarial analysis. Committee members asked about deductibles, GLP-1 drug costs, claims validation, and the causes of cost growth; officials said the plan uses multiple payment-integrity vendors and that the increases reflect utilization, drug trends, and high-cost cases rather than a change in coverage. The committee also discussed executive branch salary schedule adjustments. Personnel and budget officials explained that when the legislature approves annual pay increases, the salary schedule is adjusted by the same percentage through executive order so the minimum and midpoint stay aligned with approved compensation levels. They said the 2025 adjustment was a 3% match effective September 16 and that the change was costless because salaries had already been increased. Members raised concerns about salary compression, noting that new hires can sometimes be paid near the level of long-serving employees. Officials said the adjustment helps prevent compression from worsening but does not solve it, and they acknowledged prior RFP efforts to address the issue were unsuccessful because no qualified bidder met the requirements. After the health plan and salary discussions, the committee began a presentation from the Cabinet for Health and Family Services on Kentucky’s senior meal program. Secretary Stack explained that the program is a federal-state-local partnership under the Older Americans Act, with area development districts helping deliver services. He outlined eligibility rules, noting that congregate meals at senior centers are available to people age 60 and older, with a spouse of any age allowed to join, and that home-delivered meals have additional homebound and assistance requirements. Members asked whether there was any means test for congregate meals, and the secretary said there is not; the only threshold is age for the center-based meals, while the home-delivered program has additional criteria.

Transcript Highlights:

• You remember the COVID liability; I looked at... How many were one and two? It's shocking.
• As we know, you can't get a mortgage without Windstorm Insurance.
• To sum that up, insurance costs have exploded. They've gone from 20% of people's premiums to 60%.
• Committee Substitute Senate Bill 2530 relating to the Texas Windstorm Insurance Association.
• Committee Substitute Senate Bill 2530 relating to the Texas Windstorm Insurance Association.

Bills: HB135 , HCR64 , SCR3 , SCR30 , SB500 , SB739 , SB816 , SB898 , SB1283 , SB1351 , SB1423 , SB1531 , SB1540 , SB1666 , SB1721 , SB1886 , SB1931 , SB2001 , SB2075 , SB2154 , SB2173 , SB2217 , SB2284 , SB2375 , SB2383 , SB2386 , SB2398 , SB2448 , SB2476 , SB2540 , SB2580 , SB2589 , SB2693 , SB2707 , SB2776 , SB2786 , SB2801 , SB2864 , SB2927 , SJR84 , SCR30 , SB243 , SB324 , SB393 , SB457 , SB511 , SB529 , SB547 , SB636 , SB646 , SB659 , SB715 , SB731 , SB735 , SB800 , SB801 , SB904 , SB1065 , SB1141 , SB1181 , SB1224 , SB1241 , SB1242 , SB1250 , SB1266 , SB1285 , SB1359 , SB1434 , SB1442 , SB1467 , SB1502 , SB1524 , SB1528 , SB1551 , SB1585 , SB1640 , SB1754 , SB1757 , SB1777 , SB1844 , SB1863 , SB1972 , SB2007 , SB2035 , SB2046 , SB2055 , SB2069 , SB2082 , SB2119 , SB2139 , SB2154 , SB2200 , SB2201 , SB2269 , SB2310 , SB2330 , SB2357 , SB2366 , SB2401 , SB2422 , SB2514 , SB2530 , SB2533 , SB2543 , SB2544 , SB2550 , SB2568 , SB2589 , SB2660 , SB2693 , SB2695 , SB2707 , SB2717 , SB2721 , SB2742 , SB2753 , SB2807 , SB2846 , SB2891 , SB2925 , SB2938 , SJR3 , SJR18 , SB5 , SB326 , SB767 , SB769 , SB783 , SB914 , SB963 , SB1035 , SB1197 , SB1271 , SB1415 , SB1437 , SB1619 , SB1637 , SB1786 , SB1806 , SB494 , SB530 , SB2312 , SB1 , SB260 , HB135 , HB 1109 , HB1392 , HB22 , HCR64 , SJR36 , SJR50 , SJR63 , SJR84 , SJR59 , SCR12 , SCR39 , SCR48 , SCR19 , SCR30 , SCR3 , SB2023 , SB62 , SB666 , SB847 , SB284 , SB854 , SB1073 , SB810 , SB1505 , SB583 , SB1502 , SB507 , SB1434 , SB1376 , SB1585 , SB1772 , SB2016 , SB1163 , SB1122 , SB731 , SB397 , SB508 , SB1436 , SB287 , SB261 , SB1882 , SB393 , SB1791 , SB209 , SB2429 , SB1999 , SB511 , SB2309 , SB510 , SB1085 , SB1975 , SB2717 , SB1262 , SB1524 , SB636 , SB2056 , SB884 , SB517 , SB1200 , SB1845 , SB1863 , SB2681 , SB2200 , SB2199 , SB1757 , SB2458 , SB2201 , SB801 , SB2533 , SB3014 , SB3013 , SB758 , SB1721 , SB1013 , SB2797 , SB2383 , SB2119 , SB2448 , SB1777 , SB1283 , SB2076 , SB2786 , SB2876 , SB2284 , SB1540 , SB2929 , SB2540 , SB2595 , SB2217 , SB715 , SB500 , SB1640 , SB2001 , SB2514 , SB2753 , SB2398 , SB1241 , SB2927 , SB2173 , SB2538 , SB898 , SB1449 , SB2529 , SB2846 , SB2476 , SB986 , SB1181 , SB2075 , SB2154 , SB2864 , SB1359 , SB2386 , SB2550 , SB1351 , SB1423 , SB1931 , SB2245 , SB2589 , SB2707 , SB410 , SB2776 , SB2580 , SB1886 , SB1234 , SB739 , SB456 , SB1666 , SB2801 , SB2055 , SB1012 , SB2926 , SB2138 , SB1242 , SB2615 , SB2310 , SB1224 , SB2972 , SB2841 , SB3016 , SB2139 , SB1856 , SB2035 , SB1528 , SB1141 , SB2401 , SB2530 , SB2375 , SB547 , SB1266 , SB1373 , SB1467 , SB2069 , SB2269 , SB2480 , SB672 , SB904 , SB2695 , SB2891 , SB2422 , SB2543 , SB1854 , SB317 , SB2539 , SB2532 , SB2925 , SB1250 , SB2082 , SB2203 , SB457 , SB2357 , SB2721 , SB243 , SB1285 , SB2568 , SB1959 , SB1442 , SB1454 , SB2520 , SB2541 , SB1708 , SB1237 , SB1844 , SB1586 , SB1551 , SB3039 , SB2819 , SB66 , SB629 , SB1015 , SB2342 , SB2903 , SB2933 , SB1965 , SB2477 , SB3029 , SB2605 , SB2419 , SB1957 , SB375 , SB250 , SB777 , SB628 , SB2523 , SB2367 , SB2703 , SB2608 , SB2778 , SB3044 , SB2965 , SB2521 , SB865 , HB2525 , HB3093 , SB1032 , SB2165 , SB2501 , SB2675 , SB2452 , SB2835

Transcript Highlights:

• The bill does not create any new liabilities for the newspaper or television station so long as it does
• The bill does not create any new liabilities for the newspaper or television station so long as it does
• So I guess I look at it as kind of some context behind why we're providing a strict liability defense
• First of all, I don't believe that there should be strict liability for a former phosphate mine just
• First of all, I don't believe that there should be strict liability for a former phosphate mine just

Committee: Senate Judiciary

Summary: The Judiciary Committee met with a quorum present and considered several bills. SB 106 on exploitation of vulnerable adults would allow service of process on scammers through the same nontraditional communication methods they use; it passed 8-0. CS/SB 280 on candidate qualification would create an enforceable party-affiliation requirement and a private right of action to disqualify noncompliant candidates; it passed unanimously. CS/SB 948 on flood disclosures was amended to extend disclosure requirements to residential leases, condo developer leases, and mobile homes, with tenant remedies if disclosures are not provided and flooding causes major losses; it passed 8-0. The committee also advanced CS/SB 498 on IOTA interest rates after a lengthy debate over legal aid funding and bank regulation. Supporters argued the bill would restore sustainability and fairness to the program by setting alternative interest-rate benchmarks, while opponents said it would cut funding for civil legal aid and that banks participate voluntarily. After testimony from legal aid leaders and bankers, the bill passed 7-2. SB 774, requiring clerks to electronically transmit certain mental health, substance abuse, and risk protection orders to sheriffs within six hours, was presented in response to a fatal Volusia County incident and passed 11-0. CS/SB 752 on defamation and online publication was amended to require removal from a website rather than the internet, then passed 8-2 after testimony from the media, a private attorney, and supporters who said it would help people harmed by false online reports. The committee also heard SB 832 on former phosphate mining lands, which would create a narrow defense against strict liability claims if notice and gamma radiation survey requirements are met. The bill was amended to clarify notice provisions and received support from industry and technical witnesses describing radiation surveys and reclamation practices. The transcript cuts off before the final vote on SB 832, so no committee action on that bill is shown in the excerpt.

Transcript Highlights:

• We also administer a large health insurance program.
• So we were set to pay off that unfunded liability in 2054.
• standpoint, how would you not establish the liability for the benefits if you're allocating the liability
• Overstatement of a liability that doesn't exist.
• It's almost a double liability because.

Committee: House Delivery of Government Efficiency

Transcript Highlights:

• It could also be co-insurance, such as 40% co-insurance applied up into an out-of-pocket max or up into
• you know, a 40% co-insurance that's be, you know, a 40% co-insurance that's applied<00:21:28.400><c>
• </c> on insurance. on insurance.
• ><c> or</c><03:31:00.960><c> to</c> to insurance, to be self-insured, or to to insurance, to be self-insured
• </c><03:39:06.440><c> Commissioners</c> Association of Insurance Commissioners Association of Insurance

Committee: House Commerce and Consumer Affairs

Transcript Highlights:

• She said she would like to discuss liability insurance in school facilities and apologized for not getting
• </c><01:26:59.760><c> insurance</c><01:27:00.600><c> in</c><01:27:01.160><c> school</c> the liability
• insurance in school the liability insurance in school facilities<01:27:02.640><c> and</c><01:27:02.800
• </c> Yeah, looking at overall insurance Yeah, looking at overall insurance policies,<01:27:39.520><c>
• ,</c><01:27:43.520><c> how</c> money they're spending on insurance, how money they're spending on insurance

Summary: The committee heard from Superintendent Megan Degenfelder on several interim topics centered on student-centered learning. She highlighted work-based learning and dual/concurrent enrollment, saying the state is updating accountability measures and should examine whether these programs are helping students progress, avoid duplicative costs, and reduce the need for remedial college coursework. She also discussed broader life-skills education, including financial literacy and soft skills, and said districts vary widely in what they offer. On gifted and talented programs, she noted that districts are statutorily required to provide them but the state does not have a clear picture of how consistently they are implemented, and she suggested the committee may want to study that area further. Members asked follow-up questions about whether dual enrollment should be evaluated only by time-to-degree, and Degenfelder said the analysis should also consider additional credentials and remedial coursework. Senator Schuler and others raised the idea of making financial literacy or other life-skills content more common, though Degenfelder said she did not favor a statewide mandate and instead preferred incentives and district-level implementation. The committee also discussed artificial intelligence in schools as an information-sharing topic, with Degenfelder saying the department is beginning a landscape analysis with districts and teachers. She then reviewed NAEP results, noting Wyoming performs strongly in fourth grade but drops sharply by eighth grade, and said the state wants to understand where students are falling off. Members also raised concerns about international comparisons and the need to improve literacy and math outcomes. The committee then moved to member-submitted topics. Representative Strock proposed reviewing the governance structure of state education, arguing that the current split among the Department of Education, State Board of Education, and other boards creates inefficiency and confusion, especially for licensure and programs like CTE. Senator Scott noted that turnover in the superintendent’s office could be a practical issue in any restructuring, and Strock responded that administrative staff could handle day-to-day operations. Representative Williams then introduced a discussion of common core standards and literacy, arguing that standards may be too broad and not specific enough, especially in early grades, and that Wyoming should emphasize phonics, basic reading, math, and civics more directly. Representative Guggenmos agreed that narrowing early-grade focus to math and literacy could improve outcomes. Finally, Representative Williams raised virtual education, saying it is growing quickly and the committee should study funding, accountability, and student support more closely; the chair opened that topic for further discussion.

Transcript Highlights:

• </c> Social Security unemployment insurance Social Security unemployment insurance Workforce<01:08:40.040
• and self-insurers that are active in Minnesota.
• </c><01:14:12.159><c> and</c> from an assessment on insurers and from an assessment on insurers and self-insurers
• </c> Insurance so there is no insurance Insurance so there is no insurance company<01:20:16.560><c> to
• </c> costs are minimized our insurance costs are minimized our insurance companies<01:40:40.239><c> have

Committee: House Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:

• , when it's in your yard; general liability, if something were to happen while you're towing the vehicle
• So again, just to review what we've done: we have made sure that there is no liability, that everyone
• My only concern is to tag this for rules on the Good Samaritan liability.
• That liability piece is reading a little wonky to me. ...on the Good Samaritan liability.
• That liability piece is reading a little wonky to me.

Summary: The committee first heard HB 2957, which would prohibit cities, towns, counties, and districts from requiring a digital or mobile driver license for government identification purposes and would require physical licenses to be accepted. The sponsor argued the bill preserves choice, privacy, and state control over identification, and several supporters said it protects informed consent and limits biometric data use. Some members raised concerns about travel requirements and proof of legal status, but the sponsor said the bill would not eliminate Real ID or change federal travel rules. The committee recommended the bill do pass on a 4-3 vote. The committee then heard HB 2941, which would make certain unsafe motorcycle lane-splitting or lane-sharing behavior subject to reckless driving penalties. The sponsor said the bill is intended to address dangerous conduct and close a gap in enforcement, while a motorcycle rights advocate explained the difference between lane filtering, which is legal under Arizona law in limited circumstances, and lane splitting, which is not. Testimony emphasized public safety and education for riders. The committee approved the bill with a do pass recommendation on a 7-0 vote. Next, the committee considered HB 2305, as amended, dealing with private property towing. The bill would make towing rates a matter of statewide concern, tie charges to DPS tow service agreements, require documentation and notice requirements, and standardize rules for private towing carriers. Supporters said the measure would reduce confusion and predatory towing by creating uniform statewide standards, while opponents from the trucking industry argued the DPS rate structure was designed for emergency towing and that more stakeholder work was needed. After adopting an amendment clarifying the bill applies only to motor vehicles towed from private property, the committee passed the bill 7-0. Finally, the committee heard HB 2257, a strike-everything amendment changing how watercraft fee revenue is distributed between the watercraft licensing fund, the State Lake Improvement Fund, and boating safety/law enforcement purposes, while also requiring an annual expenditure report. Supporters said the change would help Mohave County and other local agencies that are covering more water patrol duties as Game and Fish resources are stretched, but Game and Fish warned the shift would create a significant fiscal impact and said the department is already operating with tight budgets. The committee adopted the amendment and gave the bill a do pass recommendation on a 4-3 vote.

Transcript Highlights:

• think it's all we're saying: whoever is managing the land, because they have operational costs and liabilities
• think it's all we're saying: whoever is managing the land, because they have operational costs and liabilities
• think it's all we're saying: whoever is managing the land, because they have operational costs and liabilities
• The primary focus of this was also to lower insurance costs, but, you know, let's say some homes decide
• Do their insurance costs really go down if, like, their neighbors' roof flies apart and debris falls

Committee: House Consumer Protection & Commerce

Summary: The committee heard testimony on HB 818 HD1, which would establish the Waiawa Community Development District. The Attorney General’s office said the bill may not comply with requirements for a special fund, and DLNR asked for further amendments so lease revenues would remain with DLNR while it continues managing the lands. DLNR cited ongoing costs, including the Uncle Billy’s demolition debt and management needs at Banyan Drive/Banyan Country Club. HCDA/Waiawa representatives supported the bill, agreed that DLNR should keep lease revenues while it remains the land manager, and said a future transfer of land management would change where revenues should go. Members focused on whether removing lease revenue would undercut the bill and on how existing and future revenues should be allocated. The committee then took up HB 338 HD1 and HB 339 HD1 on renewable energy-related utility transactions and procurement. Testimony came from the Consumer Advocate, the State Energy Office, the Public Utilities Commission, Hawaiian Electric, IBEW Local 1260, Ulupono Initiative, and Life of the Land. Supporters generally backed the measures, while some asked for labor-related strengthening language. Discussion centered on how the PUC should handle competing bids or offers in utility merger or acquisition situations, with concerns raised about NDAs, timing, and whether the original version or amended language better allowed public and intervenor participation. A witness from Life of the Land argued that utilities should not negotiate under NDA in a way that blocks later public competition, and a PUC-related witness said the current language was changed from the original to address PUC testimony. Finally, the committee heard HB 1467 HD1 on housing resiliency. OIP was not present, while B&F raised concerns about placing federal funds into a special fund, saying federal grant money should remain in a separate P fund for transparency, accountability, and single-audit compliance. State agencies and groups including OPSD, Hawaii Emergency Management Agency, the Climate Advisory Team, and Hawaii Realtors supported the measure. Testimony emphasized that many older roofs lack hurricane clips and that strengthening homes could reduce disaster sheltering and temporary housing costs. IBEW Local 1260 supported the bill but argued that building to current standards upfront is preferable to retrofitting later. Members questioned funding structure, eligibility, and whether the program should be needs-based; the bill was described as limited to households under 140% AMI. No votes or final actions were taken in the portion of the meeting provided.

Transcript Highlights:

• However, I don't think there was any evidence supportive of actual insurance claims or insurance cost
• Insurance claims or insurance cost dropping.
• Big insurance companies want you to run out of time.
• So they’re not necessarily for insurance.
• The good-faith compliance and liability standards create a comprehensive liability framework governing

Transcript Highlights:

• It basically applies to the State of New Hampshire retiree health insurance plans and eliminates the
• insurance.
• insurance.
• </c><01:02:33.839><c> carriers</c><01:02:34.319><c> or</c> not paid for by insurance carriers or not
• paid for by insurance carriers or employers,<01:02:35.440><c> which</c><01:02:35.680><c> is</c><01:02

Committee: Senate Executive Departments and Administration

Transcript Highlights:

• attorneys, and the California Alliance and the Department of Insurance to address the long-term insurance
• to address the long-term insurance availability and affordability.
• in terms of the volatility of the insurance market.
• As mentioned, the implementation of the tiered rate structure and the ongoing liability insurance crisis
• insurance costs.

Summary: The Assembly Budget Subcommittee on Human Services heard an informational hearing on child welfare, foster care, community care licensing, child support, and related budget issues. CDSS described the Governor’s proposed child and family services budget, emphasized a family-centered and kin-first approach, and reported that foster care entries and congregate care placements have declined over the past decade. Witnesses also highlighted the importance of extended foster care to age 21, while noting persistent racial disparities for Native American and Black children and the need for stronger prevention, family finding, and community-based supports. A major focus was the proposed tiered rate structure (TRS), which CDSS said would shift funding from placement-based rates to child-centered supports, including care and supervision, strength-building dollars, and immediate needs funding paired with high-fidelity wraparound services. CDSS and county representatives said implementation is on track, with foundational policy guidance expected by the end of the year, CANS/CFT timeliness targeted by year-end, and the CWS CARES system nearing go-live in October 2026. Counties and providers raised concerns about whether the rate model and wraparound capacity will be sufficient, especially for higher-acuity youth, and asked for more data, clearer guidance, and continued collaboration. County Welfare Directors Association representatives also requested continued emergency response funding and an extension of flexible family supports, arguing both are needed to stabilize front-end child welfare work and bridge to TRS. Providers from FFAs and STRTPs warned that insurance costs, provider closures, and the transition to TRS could threaten service capacity unless the state addresses long-term insurance and reimbursement issues. LAO noted the Governor’s budget contains no new child welfare augmentations and said the main General Fund change reflects the expiration of one-time funding. No votes were taken; members instead asked for follow-up data, technical assistance, and possible future legislative or trailer bill solutions, including on insurance and implementation timelines.

Transcript Highlights:

• Why would we healthcare and insurance? Why would we do<00:30:48.640><c> that?
• And my sheriff feels the liability is so great on the interaction of some inadvertent situation.
• And my my sheriff<01:24:10.480><c> feels</c><01:24:10.800><c> the</c><01:24:10.960><c> liability</c><
• 01:24:11.440><c> is</c><01:24:11.679><c> so</c><01:24:12.000><c> great</c> sheriff feels the liability
• pool um to kind of government liability pool um to kind of reduce<01:27:01.920><c> that.

Transcript Highlights:

• So giving that sense of home, if you will, that insurance, if you will, that you have, is invaluable,
• So giving that sense of home, if you will, that insurance, if you will, that you have, is invaluable,
• Also, legal liability protection is removed.
• Also, legal liability protection is removed.
• companies to potential liability, exposing vaccine administrators to legal liability for injuries that

Summary: The Senate opened with prayer, the Pledge of Allegiance, and several guest introductions, including students from Brooklyn and St. John’s University, followed by adoption of the resolution calendar with exceptions for two items. The chamber then took up a series of previously adopted resolutions recognizing Black Maternal Health Week, Workplace Violence Prevention Month, the one-year anniversary of the Jet Set nightclub tragedy in the Dominican Republic, New York Constitution Day, and the Month of the Military Child. Senators speaking on the maternal health resolution emphasized racial disparities in maternal mortality and the need for culturally competent care; the workplace violence resolution highlighted hospital safety programs; the Jet Set resolution was adopted in memory of the victims; and the Constitution Day speech reviewed New York’s delayed but eventual support for independence in 1776. The military child resolution stressed the sacrifices of military families and support for children of service members. All of these resolutions were adopted, and the resolutions were opened to co-sponsorship. The Senate then moved through the third reading calendar, passing several bills and laying others aside. Measures passed included bills on public health, environmental conservation, executive law, public authorities, and consumer protection. One notable debate involved a bill to require transparency from private arbitration organizations handling consumer cases; supporters argued it would provide basic public data and guard against conflicts of interest, while opponents said it would burden a useful dispute-resolution process and intrude on privacy. The bill passed after debate. Another debated bill would phase out number 4 heating oil statewide; supporters said cleaner alternatives exist and the fuel is harmful to public health, while opponents raised cost and transition concerns, especially for colder regions. That bill also passed. The chamber also considered a bill to create a rebate program for battery-powered landscaping equipment, funded through utility-related mechanisms administered by NYSERDA. Supporters said it would reduce air and noise pollution and help companies transition, while opponents argued ratepayers should not subsidize landscaping equipment. The bill passed after being restored to the non-controversial calendar. Finally, the Senate began discussion of a housing-related bill aimed at preserving manufactured home parks by enabling nonprofits or municipalities to acquire development rights and keep the land dedicated to that use, with the sponsor explaining that the goal is to protect affordable housing and help residents remain in their homes.

Transcript Highlights:

• The provision is necessary because a 2019 court decision created a strict liability litigation cloud
• assert a much needed and very narrow natural geology defense provided by this bill against strict liability
• I wanted to ask my colleague, if I may, does your dog have pet insurance?
• I wanted to ask my colleague, if I may, does your dog have pet insurance?
• So when we actually presented this bill in its first committee stop, which was Banking and Insurance,

Summary: The Senate convened with a quorum, opened with prayer and the Pledge, and heard several member introductions and recognitions. The Rules Chair moved CS/CS/SB 622 to the end of the special order calendar, which was adopted without objection. SB 80 on state land management was temporarily postponed, as were later bills SB 716 and CS/CS/CS/SB 1348. The chamber then took up a series of bills, often substituting House companions and adopting amendments before final passage. Measures approved included a comprehensive waste reduction and recycling plan (HB 295, 38-0), mitigation banking and land development changes with a phosphate mining lands amendment (CS/CS/SB 492, 35-3), aggravated animal cruelty with a searchable FDLE database and sentencing multiplier (HB 255, 37-0), the Spectrum Alert for missing children with autism and related training/funding (HB 711, 37-0), newborn screening for Duchenne muscular dystrophy (CS/CS/HB 1089, 36-0), and revisions to the My Safe Florida Condominium Pilot Program to expand eligible mitigation projects and adjust approval thresholds (CS/CS/HB 393, 37-0). The Senate also passed workforce education legislation allowing charter schools access to grant funding and expanding money-back guarantees (HB 1145, 37-0), a statewide study on automation and workforce impact (HB 827, 35-0), parole guideline revisions (HB 181, 37-0), court-appointed psychologist procedures in family law cases (HB 901, 37-0), sexual cyber harassment protections covering digitally forged intimate images (HB 1451, 37-0), a home health aide program for medically fragile children with training and reimbursement provisions (CS/CS/SB 1156, 37-0), substance abuse and mental health care changes including 988 oversight and involuntary examination procedures (HB 1091, 37-0), a feasibility study for a statewide pond data database (HB 1359, 37-0), and Department of Law Enforcement housekeeping changes and retired police dog reimbursements (HB 1053, 37-0). The most extensive debate centered on the charter schools bill (HB 443), which expanded charter autonomy, reporting parity, enrollment flexibility, and governance rules; after a delete-all amendment and a friendly amendment, it was placed on the third-reading calendar rather than immediately voted on. Several bills were briefly discussed with concerns about transparency, accountability, funding, and constitutional issues, but all bills brought to a vote during this segment passed.