Transcript Highlights:

• I would love if the group could put those together and share with the staff and distribute.
• They're searchable through the nationwide multi-state licensing system.
• I'm not talking necessarily about Medicaid, but some of the, say, the Arkansas Teacher Retirement System
• I'm not talking necessarily about Medicaid, but some of the, say, the Arkansas Teacher Retirement System
• Can systems be hacked? Yes, ma'am, they can. And is there anything foolproof? No, ma'am.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.

Transcript Highlights:

• Yet we don't have a comprehensive mapping system to help first responders and community planners.
• <04:50:27.120> It<04:50:27.360> makes more electrical energy demand.
• It makes more electrical energy demand.
• Lives were saved because of the early alarm systems and the expertise of the first responders.
• saved because of the early alarm systems saved because of the early alarm systems and<07:35:19.120

Keywords: U.S. House of Representatives Floor Proceedings on Monday, July 14, 2025, 1012, house, all

Transcript Highlights:

• While many counties in California already have EMD systems, some rural areas where ambulance response
• I'm very proud to say that I have been the chief of EMS systems both in the UK, on the East Coast of
• Knowing that... ...more effective disaster response and more equitable aid distribution.
• It's really a much improved system. Thank you. Thank you.
• They expose a systemic vulnerability that puts lives at risk.

Summary: The committee first took up a consent calendar of multiple bills, moving them forward mostly to Appropriations, with AB 1531 sent to Insurance. It then heard AB 645, requiring emergency medical dispatch training for public safety dispatchers who handle medical calls. Supporters said standardized dispatcher training would improve CPR and other pre-arrival instructions, especially in rural areas with long response times; there was no opposition, and the bill was moved to Appropriations. AB 716, on statewide hydrogen fire safety standards and a State Fire Marshal hydrogen expert, also drew support and was sent to Utilities and Energy. AB 783, aimed at lowering disaster rebuilding costs by allowing state contracting for construction materials in declared disaster areas, was supported by housing and building groups and moved to Appropriations. AB 591, creating a public works mutual aid plan for disasters, and AB 1200, expanding disaster preparedness through tabletop exercises, a State Lifelines Council, and CERT training, both received supportive testimony and were sent to Appropriations. The committee also heard AB 300, which would require regular updates to fire hazard severity zone maps; witnesses from fire agencies and cities supported moving the review schedule to every five years, and the bill was sent to Appropriations as amended. AB 986 would add landslides and climate-change-exacerbated conditions to the definition of state and local emergencies; supporters from Rancho Palos Verdes and the League of California Cities described severe land movement and major costs, while members raised concerns about overbroad emergency declarations. The bill nonetheless advanced to Appropriations. AB 478, requiring local emergency plans to include pet rescue procedures and longer holding periods for rescued animals, was supported by the author, a mayor, and animal advocacy groups; members suggested revisiting the 90-day reclamation period and transfer rules, but the bill moved to Appropriations. Later, AB 598 proposed school mapping technology for K-12 campuses so first responders can access accurate layouts during emergencies. The sponsor and dispatch representatives said the maps could reduce response times and improve coordination, while committee members asked about costs, vendor neutrality, rural school funding, and coordination with the 911 Advisory Board; the bill was moved to Appropriations with members noting possible follow-up amendments. Throughout the meeting, several votes were left open for later addition, and the committee eventually recorded additional aye votes and one no vote on AB 783 and a not-voting position on AB 986 before adjourning.

Bills: SJR37, SJR57, SCR8, SB8, SB108, SB125, SB251, SB318, SB378, SB379, SB396, SB472, SB487, SB503, SB533, SB565, SB583, SB608, SB650, SB686, SB689, SB707, SB710, SB763, SB854, SB875, SB916, SB924, SB925, SB958, SB961, SB965, SB987, SB988, SB1006, SB1019, SB1021, SB1024, SB1026, SB1038, SB1146, SB1185, SB1194, SB1202, SB1252, SB1253, SB1330, SB1343, SB1362, SB1497, SB1498, SB1499, SB1527, SB1547, SB1596, SB1697, SJR36, SJR12, SJR57, SJR37, SCR22, SCR12, SCR8, SB925, SB1362, SB565, SB765, SB62, SB666, SB707, SB888, SB687, SB847, SB1248, SB504, SB857, SB305, SB296, SB284, SB1497, SB1499, SB1498, SB241, SB304, SB621, SB1023, SB1024, SB686, SB371, SB204, SB609, SB670, SB850, SB854, SB413, SB1346, SB1033, SB1220, SB1073, SB810, SB1539, SB447, SB875, SB406, SB985, SB965, SB1119, SB1505, SB1194, SB1253, SB1215, SB1302, SB856, SB583, SB673, SB681, SB1172, SB1252, SB378, SB608, SB955, SB957, SB988, SB1019, SB1021, SB1120, SB251, SB541, SB379, SB1737, SB266, SB1415, SB1527, SB125, SB599, SB1330, SB53, SB916, SB1352, SB785, SB710, SB472, SB1450, SB1502, SB1566, SB414, SB1062, SB961, SB1038, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB108, SB8, SB318, SB507, SB533, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB1146, SB763, SB667, SB1059, SB617, SB1567, SB503, SB16, SB310, SB311, SB396, SB505, SB1209, SB1210, SB1470, SB264, SB924, SB1029, SB1185, SB1202, SB1358, SB1364, SB1569, SB1697, SB1376, SB1228, SB519, SB878, SB1350, SB462, SB1535, SB827, SB1585, SB207, SB1207, SB1619, SB1396, SB920, SB1484, SB1273, SB1741, SB7, SB927, SB1227, SB1229, SB1353, SB1366, SB1464, SB1709, SB1729, SB1733, SB1744, SB1772, SB1816, SB1841, SB2188, SB1147, SB879, SB1008

Keywords: voter ID, citizenship, election integrity, constitutional amendment, voting rights, central bank digital currency, CBDC, Federal Reserve, digital dollar, digital currency, cashless payments, financial privacy, cybersecurity, government surveillance, financial surveillance, money laundering, terrorism financing, illicit finance, banking policy, monetary policy

Transcript Highlights:

• staff across the Health Care System staff across the Health Care System deserve<00:25:57.320>
• You'd also have to prove they have the intent to sell or distribute.
• You'd also have to prove they have the intent to sell or distribute.
• You'd also have to prove they have the intent to sell or distribute.
• You'd also have to prove they have the intent to sell or distribute.

Keywords: Meeting Start: 00:00:00 Roll Call: 00:00:09 SB 64: 00:01:20 SB 73: 00:05:33 HB 662: 00:09:40 HB 320: 00:20:17, 958, all

Summary: The House Judiciary Committee met with a quorum and first approved Senate Bill 64, as amended, on a 14-0 vote. The bill was described as a copper theft prevention measure aimed at protecting key infrastructure assets, including telecommunications and electrical highway infrastructure. Testimony in support came from Senator Brandon Storm and representatives from Charter Communications and law enforcement, who said copper theft and related vandalism are damaging fiber and other infrastructure across the state. A committee substitute was adopted before the vote. The committee then considered Senate Bill 73, relating to sexual extortion. Senator Julie Rocky Adams and Kentucky Youth Advocates testified that sextortion is a fast-growing crime against children and that the bill would make sexual extortion a felony, create civil remedies for victims, and require school-based education and resources. The bill passed 15-0 and was reported favorably for floor consideration. House Bill 662, relating to personally identifiable information, was also approved after discussion and a committee substitute. Representative John Blanton said the bill would help protect judges and certain medical review personnel from public disclosure of personal information while preserving provider access needed for appeals and communications. The Kentucky Medical Association supported the concept but stressed the need to preserve provider-facing information so doctors can conduct peer-to-peer reviews and appeals. The bill passed 15-0 with one pass vote. House Bill 320, relating to controlled substances on hospital property, was taken up for discussion only and no vote was taken. Representative Mike Klein and a St. Elizabeth nurse testified that hospitals are seeing illicit drug use and trafficking on campus and argued for a drug-free zone to protect staff, patients, and visitors. Committee members raised concerns about how the bill would apply to unconscious overdose patients, lawfully prescribed medications, emergency situations, and whether possession should be treated differently from trafficking. The chair ruled a motion out of order because the item was for discussion only, and the bill remained under consideration.

Transcript Highlights:

• **Speaker**: We will distribute them right now.
• We call those often net system revenue bonds.
• For system revenues, some examples are water and wastewater systems, hospitals, universities, electricity
• The net system revenue is typically water or sewer pledges.
• But we have to have the ratings on the prospectus before that gets distributed.

Transcript Highlights:

• Currently, the system allows for setting our folks who are in our system up for failure when they come
• . to carry on the transit systems.
• Honestly, I don't use the transit system.
• Honestly, I don't use the transit system.
• Honestly, I don't use the transit system.

Summary: The House met with prayer, the Pledge of Allegiance, and approval of the previous day’s journal by a 133-0 vote. Members then spent much of the morning introducing interns, special guests, pages, and a doctor of the day, along with a recognition of Teacher Appreciation Day and a brief announcement about a Missouri contestant on American Idol. The chamber then took up a long series of Senate bills and House amendments, largely on crime, public safety, corrections, and related issues. Measures discussed included drone enforcement authority for law enforcement, a Missouri Ranger/school safety proposal and school bus stop-arm penalties, automatic expungement for certain drug offenses, Alzheimer’s and dementia training for law enforcement and adult protective services, fire hydrant testing, pseudoephedrine access, prison cell phone contraband, hands-free cell phone law fixes, critical infrastructure/copper theft, a parent-accountability bill involving minors, fentanyl trafficking, Attorney General staff carrying firearms, and a domestic violence registry. Several members raised concerns about school safety, privacy, criminal justice policy, and whether some proposals were too broad or punitive, while others emphasized public safety, victim support, and administrative clarity. The most extended debate centered on a death-penalty post-conviction relief amendment, with supporters arguing it would align Missouri law with federal procedures and speed up lengthy appeals, and opponents warning it could reduce safeguards in capital cases. After a roll call vote, that amendment was adopted 75-68. Another notable debate involved a first-responder buffer zone amendment, where supporters said it would protect officers and others during tense encounters, while opponents argued it could chill public recording of police activity. The House also adopted amendments on domestic violence protections, child abuse interview recording and camp background checks, inmate reentry documents and job preparation, and several technical fixes to previously passed bills. A point of order was sustained on one untimely distributed amendment, but most other amendments were adopted by voice vote or roll call.

Transcript Highlights:

• Additionally, innovative technologies such as the closed loop system already exist.
• This was distributed to your desk and it has pictures of, for example, the first picture is cattle being
• water right now, given the state of people's health right now, given the state of our health care system
• failed to provide notice and that funds were withheld that, that were rightfully should have been distributed
• yet they get these extra supplemental income that helps them pay for their medications, to pay the electric

Transcript Highlights:

• I mean, our water systems, our electric systems, our critical communication systems—these are all essential
• And I think this bill is using a hammer to address the entire system, as opposed to a scalpel to address
• The secretary will read the caption: Senate Bill 2148, relating to the reliability of the electricity
• The secretary will read the caption: Senate Bill 2148, relating to the reliability of the electricity
• A dual system has a lot of advantages.

Summary: The Senate convened with an invocation, received a House message that H.B. 422 had passed the House, and heard gubernatorial nominations for the Council on Sex Offender Treatment. The chamber also recognized the Doctor of the Day and several visiting groups and adopted a resolution designating June 20, 2025, as Texas Nuclear Legislative Day. Members then considered and passed several bills and resolutions, often by suspending the regular order and the constitutional three-day rule. SB 311 passed to final passage on the Texas Supreme Court’s writ power. SB 883, on off-label prescription access for COVID-19 treatment, passed to engrossment. SB 1706, creating an Open Meetings Act exception for certain defense, military, and aerospace deliberations, passed despite concerns from Sen. Eckhardt that the bill’s use of “deliberate” could weaken open-government protections. CS SB 1677, directing a study on diabetes-related amputations, passed with support from Sen. Menendez. SB 1967 expanded flood infrastructure fund eligibility to certain multipurpose projects, and SB 1255, a cleanup bill on mold assessor and remediator regulation, passed unanimously. The Senate also approved CS SJR 40 and CS SB 871, which would change emergency and disaster law to require legislative involvement after prolonged or widespread emergencies and to limit gubernatorial suspension powers, with Sen. Eckhardt questioning whether the bill could slow urgent business closures during a disaster. Additional measures passed included SB 1426 transferring management of the First Capital State Historic Site to the Texas Historical Commission, SB 249 requiring TxDOT to fund memorial markers for fallen peace officers, SB 1592 centralizing collection of hotel occupancy taxes from accommodation intermediaries, SB 1271 allowing concurrent jurisdiction on military installations for certain juvenile matters, SB 745 creating a higher penalty for intoxication manslaughter involving multiple deaths, SB 365 shortening the academic fresh start waiting period at public colleges, and SB 1171 adjusting compensation and standards for certain Texas Juvenile Justice Department inspector general employees. CS SB 36, creating a Homeland Security Division within DPS, passed after questions about its relationship to federal homeland security and its focus on border security and critical infrastructure. The latter part of the session focused heavily on CS SB 38, a major eviction and squatter-related bill. Sen. Bettencourt described widespread squatter cases and argued the bill, with a Moody amendment, would clarify notice and eviction procedures while balancing property-owner and tenant rights. Sen. West said he supported addressing squatters but worried the broader eviction changes could harm vulnerable renters, especially single mothers, and said he would vote present not voting. The discussion continued with additional testimony from Sen. Kolkhorst about the need for a balanced eviction process.

Transcript Highlights:

• It has been distributed. The lady from St.
• Currently, the system allows for setting our folks who are in our system up for failure when they come
• Honestly, I don't use the transit system.
• Honestly, I don't use the transit system.
• honestly I don't use the transit system in a in a I don't use the transit system.

Keywords: 959, house, all

Transcript Highlights:

• uh, low pressure uh, within the system uh, low pressure uh, within the system uh,<00:20:38.760><
• systems are infrastructure, and eligibility systems that deliver benefits are infrastructure.
• very, very, very old computer systems very, very, very old computer systems that<00:29:26.040>
• systems are infrastructure, and eligibility systems that deliver benefits are infrastructure.
• into 50-year-old systems. into 50-year-old systems.

Keywords: 1187, senate, all

Transcript Highlights:

• we want it to be, and that is electric we want it to be, and that is electric rates. rates. rates
• have one of the best education systems have one of the best education systems in<00:56:04.000>
• , strengthening our mental health system, strengthening our mental health system, a<01:02:53.599>
• By creating an our election system.
• system assembly to the launch decision. system assembly to the launch decision.

Keywords: 1189, house, all

Transcript Highlights:

• We should just stick with the system that we have. Further debate.
• for the purpose of expanding those same systems.
• Thank you. ...system.
• Unfortunately, not all of that is being distributed.
• Unfortunately, not all of that is being distributed.

Summary: The House opened with prayer, a moment of silence for fallen Oviedo Officer Jimmy Serrano-Torres, the Pledge of Allegiance, and recognition of Chief Joseph Tuminelli as law enforcement officer of the day. The Rules and Ethics Committee report setting the special order calendar was adopted, and the Speaker announced schedule changes for the following week, including canceling the floor session on Monday and starting Tuesday at 10:30 a.m. The main floor action centered on CS/HB 7033, the House tax package. Sponsor Rep. Duggan described broad tax changes, including reducing the state sales tax rate from 6% to 5.25%, exempting certain bullion sales, repealing the aviation fuel tax, delaying the natural gas fuel tax, changing corporate income tax treatment for charitable trusts, reducing the pari-mutuel tax on card rooms, and major changes to tourist development tax (TDT) use. The bill would redirect most TDT revenue toward property tax relief, dissolve tourist development councils, and include related property tax and local tax administration changes. Several amendments were debated: a Driscoll amendment to preserve local TDT flexibility failed; Duggan’s amendment giving local governments 25% discretion over TDT revenues was adopted; Eskamani’s combined-reporting amendment failed; and a Duggan amendment requiring audit certification of compliance with the TDT/property tax relief provisions was adopted. After debate, CS/HB 7033 passed 78-29. The House then took up CS/CS/HB 1221 on local option taxes, which was presented as a companion-style measure to give local governments more flexibility while redirecting TDT revenues toward property tax relief. Supporters argued the bill would provide immediate relief to property owners and restore accountability in local tax use, while opponents warned it would undermine tourism funding, infrastructure, and local services. An amendment allowing local governments to retain 25% of TDT revenues for general purposes was adopted, and the bill passed 62-45 after floor debate. The final item shown was the reading of CS/CS/HJR 1257, a proposed constitutional amendment related to property tax exemptions and assessment limits, but the transcript cuts off before debate or action on that measure.

Transcript Highlights:

• <00:08:49.120> so rebalance our long-term care system so rebalance our long-term care system
• PBMs is a system that is in place.
• system.
• <01:27:31.159> system<01:27:32.159> you reimbursement uh distribution system you reimbursement
• uh distribution system you can<01:27:32.400> see<01:27:32.600> that<01:27:32.719> the

Keywords: 1191, senate, all

Transcript Highlights:

• Eric McClure, state court administrator, waives in support for the state court system.
• We have a system right now where we deal with rules of evidence.
• What was really critical for us is to focus on damaged electric vehicle batteries.
• What was really critical for us is to focus on damaged electric vehicle batteries.
• System still works today.

Summary: The committee took up a long agenda of retained bills and several new measures, with most receiving favorable reports after amendments. Major debate centered on CS/SB 706, which preempts airport naming to the state and designates Palm Beach International Airport as the Donald J. Trump International Airport subject to FAA and trademark-related conditions. Senator Jones offered amendments to avoid private royalty benefits, but both failed. Senators Berman, Osgood, Jones, and Pizzo spoke against the bill, raising concerns about naming an airport after a sitting president, lack of local input, and ethical issues; Senator Mayfield defended the bill as cost-free to the airport and noted the naming agreement. The committee ultimately voted the bill favorably. The committee also approved CS/SB 546 on conservation land notice requirements and CS/SB 1014 on municipal utility service to properties outside city limits, both with amendments and some opposition from the Florida League of Cities on the utility bill. Several other bills were heard and reported favorably with little controversy. CS/SB 1500 would streamline uncontested probate proceedings; SB 962 would exclude farms and farm operations from certain zoning definitions tied to affordable housing preemption; CS/SB 820 would strengthen reporting for problem-solving courts; SB 840 would revise portions of last year’s hurricane-related land-use law to narrow its scope and sunset temporary restrictions; and SB 856 would require online property listings to show estimated ad valorem taxes, with an amendment excluding social media platforms and broadening liability protections. SB 110 would clarify homestead exemption eligibility for 98-year or longer residential leases. SB 394 would exempt certain underwriting managers handling limited facultative reinsurance from licensure requirements, and SB 434 would prevent wind-hardening improvements from increasing assessed value for residential property tax purposes. The committee also advanced several public-safety and transparency measures. CS/CS/SB 658 and 608, a combined water-safety bill, would require safety features for rental properties with pools or nearby water bodies and authorize DBPR enforcement; supporters framed it as a response to Florida’s high child-drowning rates, and Airbnb waived in support. SB 748 would place constitutional language on restoration of voting rights on sentencing score sheets, with broad support from voting-rights and civil-rights groups. CS/SB 824 would require annual reporting of unimproved school-district land inventories, and CS/SB 848 would create a framework for off-site stormwater treatment and related credits, with support from builders and mitigation bankers. The committee also heard CS/SB 1036 on school counselors, which clarifies certification requirements and performance criteria after a delete-all amendment.

Transcript Highlights:

• Texas International Produce Association, and our more than 300 member companies engaged in import, distribution
• So the city came in and put in an electrical line to put in a stoplight down the road.
• the landowner, um, you know, when we brought it to their attention that it had irrigation, uh, electrical

Transcript Highlights:

• We have a House committee substitute to offer; it has been distributed, and I move for its adoption.
• There needs to be an auditing system.
• tax credit, grape and wine producers tax credit, alternative fuel vehicle refueling property and electric

Summary: The committee first met in executive session on House Bill 2998 and adopted a House committee substitute that narrowed the bill to a study of the Upper Mississippi River Basin and the Rural Development Office, with a new date of December 1, 2029. Members asked about the fiscal note and whether the proposal was simply a study rather than a broader project. The committee then voted the substitute do pass on a 21-0 roll call. The committee then held a public hearing on Senate Substitute for Senate Bill 913, which would extend several agricultural tax credits for five years and add/adjust provisions for short-line railroads, biodiesel, rolling stock, meat processing, specialty crops, and related programs. Senator Gregory and supporters said the bill would provide certainty for agricultural investment, rural development, ethanol and biodiesel production, meat processors, and short-line rail infrastructure, with several witnesses emphasizing return on investment, competitiveness, and the importance of keeping Missouri agriculture strong. Some members also discussed the rolling stock credit and local tax backfill, with supporters saying it simply makes local political subdivisions whole and does not create a double payment. Opponents, led by the State Public Advocate, argued Missouri’s tax credit system is too large, costly, and insufficiently audited, and said the state could not afford the projected fiscal impact. They criticized the credits as giveaways and questioned whether the programs would happen without incentives. Despite those objections, the hearing featured broad support from farm, rail, banking, agribusiness, chamber, and commodity groups, and no vote was taken on SB 913 before the committee adjourned.

Transcript Highlights:

• system in place to control that. Okay. system in place to control that. Okay.
• Uh so that broader distribution version.
• So, the way that it's written right now just talks about septic systems in general.
• ,<01:56:49.840> I construction um of septic systems, I construction um of septic systems,
• Uh we most 1450 including electricity.

Keywords: 1191, senate, all

Transcript Highlights:

• And obviously for the state, our tax code system is a voluntary compliance system.
• Compliance system, we expect businesses to understand what their tax obligation is and to voluntarily
• The big factor was TurboTax, including the Working Families Tax Credit in their tax filing system for
• The big factor was TurboTax including the Working Families Tax Credit in their tax filing system for
• If you were thinking about redoing an ERP system or something like that and redoing your information

Summary: The House Finance Committee held a work session that began with welcoming new member Rep. Janice Zahn, who introduced herself as representing the 41st Legislative District. The Department of Revenue then gave an update on the Antio-related legislation following the Washington Supreme Court decision and the 2025 session changes. DOR explained its voluntary disclosure program and the new expanded voluntary disclosure agreement for taxpayers with unreported investment income, including broader eligibility and interest/penalty relief, but said utilization has been minimal so far because additional implementation questions remain unresolved. The committee next received the annual update on the Working Families Tax Credit. DOR reported record participation in 2025, with about $205 million refunded through October and a major increase in applications after TurboTax added the credit to its filing software. Officials said most dollars went to households with children, outreach efforts remained important, and community partners and state agencies helped increase uptake. Members focused heavily on fraud concerns, especially tax preparers allegedly filing claims without applicants’ knowledge or diverting refunds; DOR said it is using fraud detection tools, training preparers, and trying to make applicants whole, but current law does not provide direct penalties against preparers. The final portion covered implementation of engrossed substitute Senate Bill 5814, which expanded sales tax to certain services. DOR described the new tax framework, its guidance process, and the large volume of ruling requests and outreach since the law took effect October 1. Committee members asked about fiscal assumptions, the scope of taxable services, and whether the department had revised its implementation estimates; DOR said the fiscal note assumed broad application absent explicit exemptions and that no expenditure revision had been made. In stakeholder testimony, Expedia and T-Mobile argued the law creates complexity and competitive disadvantages for Washington businesses, while a construction training provider said the tax raises tuition for workers seeking required certifications. School and nonprofit representatives said the tax will increase costs for special education services, arts programming, and other public-facing activities, and urged exemptions or further legislative fixes. The chair closed by noting the committee would revisit 5814 in the next session and then adjourned the meeting.

Transcript Highlights:

• and Vancouver region for the personal earthquake endorsements, and then a bit more of a broader distribution
• Again, smaller in number, but wider in distribution all the way around Washington state. So with...
• Smaller in number, but wider in distribution all the way around Washington state.
• went through everything from how would you get cash from point A to point B, where would you get electricity
• went through everything from how would you get cash from point A to point B, where would you get electricity

Summary: The committee heard a work session on earthquake insurance, beginning with background from the Office of the Insurance Commissioner. OIC staff explained that earthquake and earth movement are generally excluded from standard property policies, that earthquake coverage is usually purchased through endorsements or standalone policies with high deductibles and relatively high premiums, and that surplus lines are a limited backstop market not covered by the state guarantee fund. They also described parametric insurance and captive insurance as more specialized products generally suited to commercial or governmental buyers rather than ordinary consumers. A second panel of insurance and banking experts focused on commercial earthquake exposure, especially for older buildings, collateralized loans, and potential knock-on effects to banks and consumers if a major quake caused widespread damage. Members asked about consumer impacts, mitigation incentives, inventories of vulnerable buildings, and whether legislation such as prior work on unreinforced masonry could help reduce risk. The Washington Bankers Association said earthquake insurance is expensive and that affordability is a major concern, while also noting banks participate in disaster-recovery planning and would be affected by major regional losses. No votes or formal actions were taken. The committee then received a presentation from the Washington State Institute for Public Policy on its cannabis and Initiative 502 research. WSIPP staff described the agency as a nonpartisan research institute that conducts legislative-directed studies and explained that its long-term I-502 assignment includes periodic reports leading to a final benefit-cost evaluation in 2032. Staff summarized findings from a 2023 report showing that cannabis possession convictions fell sharply after legalization, though some racial disproportionalities persisted, and that closer retail access was associated with higher reported adult cannabis use, more fatal traffic crashes involving drivers from nearby areas, and higher rates of cannabis use disorder diagnoses among Medicaid enrollees. A 2023 youth-focused report found that students attending schools near retailers were more likely to report cannabis use, had more unexcused absences, and were less likely to graduate on time. In the newest 2025 Medicaid study, staff said retail access was associated with higher probabilities of cannabis use disorder diagnoses, related hospitalizations, inpatient treatment, and co-occurring mental health diagnoses, with event-study analysis suggesting the increases appeared after retailers opened rather than before. Members asked about racial disproportionality, the meaning of cannabis use disorder diagnoses, THC and impairment, whether the findings reflected medical versus recreational use, and how the results should be interpreted in light of broader trends and data limitations. No formal committee action was taken.