Video & Transcript Research : 'replacement cycle'
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NM
Transcript Highlights:
- And what it does is, we've had two election cycles since 2020 in which we've had natural disasters impact
- physically go into their county clerk's office or early voting site or election day site and request a replacement
FL
Florida 2025 Regular Session
December 9, 2025 - 09:30 AM
Transcript Highlights:
- that government is slow to adopt new technology, whether it's due to risk aversion long budgetary cycles
- I does not replace licensed professionals are make decisions, support our people and strengthen services
NM
New Mexico 2025 Regular Session
IC - Legislative Education Study Jun 27th, 2025
Transcript Highlights:
- The cost of replacing that is at least $1000 a square foot.
- Others obviously are legislative capital allocations, and we thank you again about a year ago, uh, cycle
TX
Transcript Highlights:
- A year, a two-year cycle, a decade. This is decades of planning.
- that you've got that time for your family. ...your family because that's time that just can't be replaced
Bills:
SB27, SB30, SB293, HB4, HB2974, HB5138, SJR36, SJR50, SJR63, SCR12, SCR39, SB2023, SB62, SB666, SB847, SB284, SB854, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1122, SB731, SB397, SB508, SB1436, SB287, SB1882, SB393, SB1791, SB209, SB2429, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB1200, SB1845, SB2458, SB801, SB3014, SB3013, SB758, SB2797, SB2076, SB2876, SB1640, SB1449, SB1181, SB1234, SB2926, SB2841, SB1528, SB1854, SB317, SB1250, SB2082, SB1237, SB2819, SB629, SB2608, SB1602, SB2009, SB867, SB640, SB1698, SB2680, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB2334, SB1367, SB2044, SB2363, SB2565, SB1888, SB3036, SB3057, SB3043, SB3063, SB3035, SB203, SB2688, SB2522, SB2459, SB2655, SB2251, SB1884, SB2928, SB2566, SB2549, SB2553, SB2919, SB1944, SB1232, SB1798, SB2603, SB2607, SB2683, SB1319, SB3045, SB3071, HB796, HB1523, HB5294, HB748, HB3395, HB180, HB3171, HB146, HB5596, HB5694, HB1135, HB3225, HB186, HB1449, HB3793, HB112, HB104, HB3336, HB3520, HB3320, HB5663, HB2399, HB111, HB3483, HB4580, HB3748, HB632, HB4730, HB5690, HB5689, HB3385, HB4359, HB5381, HB123, HB5606, HB1057, HB3664, HCR141, HCR40, HCR59
Keywords:
judicial conduct, judges discipline, judicial compensation, retirement benefits, judicial transparency, SJR 50, constitutional amendment, Texas Constitution, Article VIII, securities tax, transaction tax, occupation tax, financial markets, broker-dealer, stock exchange, securities exchange, trading platform, clearing agency, transfer agent, FINRA
MN
Minnesota 2025-2026 Regular Session
State Committee Meeting - 2025-04-03
State Government Finance and Policy
Transcript Highlights:
- That would be for each instance of the word "fee" to be replaced with the word "penalty," just so that
- So transportation is key, and that coordination across the life cycle and across abilities is absolutely
FL
Florida 2025 Regular Session
Banking and Insurance Mar 31st, 2025
FL
Transcript Highlights:
- Senate Bill 38 amends the Florida Statutes to conform to the directive of the legislature to replace
- make sure these services are available to the children in the system in hopes they don't repeat the cycle
Bills:
SCR5, SCR13, SB3, SB6, SB10, SB12, SB13, SB15, SB17, SB18, SB19, SB24, SB35, SB57, SB65, SB112, SB284, SB290, SB388, SB400, SB402, SB412, SB495, SB499, SB502, SB509, SB621, SB706, SB740, SB815, SB842, SB854, SB875, SB893, SB917, SB974, SB1025, SB1061, SB1073, SB1106, SB1268, SB1281, SB1300, SB1362, SB1379, SB1447, SB1451, SB1555, SB1902, SJR36, SJR12, SCR13, SCR25, SCR5, SCR22, SCR12, SCR24, SB495, SB412, SB10, SB18, SB565, SB372, SB842, SB765, SB62, SB19, SB666, SB707, SB888, SB687, SB706, SB847, SB290, SB13, SB1248, SB740, SB14, SB1006, SB504, SB917, SB925, SB388, SB1902, SB1121, SB995, SB857, SB305, SB296, SB284, SB35, SB6, SB815, SB3, SB1281, SB1379, SB1300, SB1497, SB1499, SB1498, SB1451, SB1061, SB15, SB65, SB241, SB304, SB402, SB499, SB621, SB974, SB1023, SB1024, SB1025, SB1106, SB686, SB112, SB371, SB204, SB400, SB609, SB1447, SB670, SB502, SB427, SB850, SB854, SB413, SB1555, SB1362, SB1346, SB1033, SB1220, SB1073, SB810, SB987, SB1539, SB893, SB447, SB875, SB406, SB509, SB985, SB965, SB17, SB1119, SB1505, SB12, SB24, SB57, SB1194, SB1253, SB1215, SB1532, SB1268, SB1302, SB856, SB650, SB583, SB673, SB840, SJR57, SCR8, SB213, SB681, SB1172, SB1252, SB378, SB610, SB918, SB1343, SB608, SB487, SB955, SB957, SB988, SB990, SB1019, SB1021, SB1120, SB251, SB958, SB535, SB761, SB1, SB541, SB315, SB379, SB1018, SB1737, SB266, SB1415, SB3, SB6, SB15, SB35, SB290, SB706, SB842, SB917, SB1281, SB1451, SB1902, SB12, SB13, SB17, SB19, SB388, SR261, SR265, SR276, SR277, SR281, SR286, SR293, SCR5, SCR13, SB2425, SB2880, SB10, SB12, SB13, SB17, SB18, SB19, SB388, SB412, SB495, SB2425, SB2880
Keywords:
SCR 5, Senate Concurrent Resolution 5, Texas School for the Deaf, TSD, Robert Rives, gymnasium naming, building naming, honorary resolution, commemorative resolution, deaf education, hard of hearing, Gallaudet University, alumni hall of fame, football coach, school facility naming, education K-16, State Affairs, Texas Legislature, public school tribute, water rights
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration Mar 18th, 2025
US
US Federal 2025-2026 Regular Session
Hearings to examine risk management, credit, and rural business views on the agricultural economy, focusing on views from the field. Mar 11th, 2025 at 01:30 pm
Agriculture, Nutrition, and Forestry Committee
Transcript Highlights:
- farm credit associations, we utilize several practices to work with producers through challenging cycles
- when I ask people, why is flood insurance going up so much, and the answer is it costs a lot more to replace
Keywords:
farm bill, rural economy, crop insurance, access to credit, young farmers, USDA funding freeze, agricultural policy, risk management
Summary:
The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Revenue Jun 21st, 2026 at 10:00 am
Joint Committee on Revenue
Transcript Highlights:
- And that bill actually got rid of GILTI, replaced it with a new concept that changed how what is now
- The state of Massachusetts needs to find new revenue sources to help replace the federal cutbacks.
- In the last budget cycle, we saw a cut to the DPH budget across the board and BSAS within that.
Summary:
The Joint Committee on Revenue, chaired by Senator James Eldridge and Representative Adrian Madaro, opened its hearing with a moment of silence for the late Lowell State Senator Ed Kennedy and reviewed hearing procedures and deadlines. The committee then took testimony on several corporate tax bills, including S. 2033/H. 3110 on offshore tax avoidance, H. 3248 on a manufacturing tax exemption, H. 3057 on a tiered corporate minimum tax, and S. 2041 on a corporate tax haven blacklist, along with a separate business interest deduction bill. No votes were taken during the hearing.
Supporters of S. 2033/H. 3110, including labor unions, health care workers, educators, public health advocates, seniors, and several legislators, argued that Massachusetts needs new revenue to offset federal cuts to Medicaid, SNAP, health care, education, and other services. They said the bill would raise roughly $400 million annually by increasing the share of offshore profits included in the state tax base from 5% to 50%, and they framed it as a fairness measure that would require large multinational corporations to pay more while leaving most local businesses and workers unaffected. Testimony emphasized risks to MassHealth, PCA services, adult dental care, hospitals, schools, and public health programs if new revenue is not raised.
Opponents, including the Mass Taxpayers Foundation and the Council on State Taxation, argued the proposal is poor tax policy and likely unconstitutional because it would tax foreign-source income without allowing foreign tax credits or a comparable apportionment method. They said Massachusetts should take a broader, coordinated approach to federal tax changes rather than a standalone bill, and warned of litigation risk and possible double taxation. Supporters such as MassBudget and former tax counsel Don Griswold countered that the bill is a reasonable rough-justice approach, consistent with federal and neighboring-state treatment, and that it would primarily affect a small number of very large multinationals. On S. 2041, the Global Business Alliance opposed the proposed tax haven blacklist, while supporting a separate bill allowing business interest deductibility.
NM
New Mexico 2025 Regular Session
IC - Revenue Stabilization and Tax Policy Aug 14th, 2025
Revenue Stabilization & Tax Policy Committee
Transcript Highlights:
- An annual period doesn't always reflect the real business cycle for a business, but we also apportion
- It's going to cost about $5 million to repair it, and it's a good thing that it was due to be replaced
- exactly what it's being paid for, but it's part of your general fund, which means that you've got to replace
NM
New Mexico 2025 Regular Session
IC - Transportation Infrastructure Revenue Subcommitee Jul 17th, 2025
Transcript Highlights:
- The replacement for Ivan Militar, who was the former Youth Soccer Director for El Paso Locomotive.
- I have been two months into the replacement, inheriting what is a fantastic and beautiful community partnership
- And constructing, and sort of that life cycle, to ensure that projects are competitive when we're competing
TX
Transcript Highlights:
- Our loans are used for common household expenses like debt consolidation, AC replacement, home and auto
- Our loans are used for common household expenses like debt consolidation, AC replacement, home and auto
- They trap borrowers in a cycle of debt and worsen financial hardships.
Bills:
SB1113, SB1117, SB1206, SB1460, SB1802, SB1906, SB1917, SB2340, SB2455, SB2680, SB2690, SB705, SB748
Keywords:
SB 1113, converter's license, converter license, motor vehicle dealer, auto dealer, vehicle conversion, converted vehicles, direct sales, retail sales, trailer, semitrailer, manufactured trailer, chassis, manufacturer's statement of origin, MSO, Occupations Code, Transportation Code, Texas Department of Motor Vehicles, dealer licensing, general distinguishing number
Summary:
The committee took up pending business first and reported several bills favorably, including SB 2139, SB 2610, SB 1856, SB 2530, SB 2401, SB 2858, and SB 3016, with most of those measures moving out on committee substitutes and being sent to the local and uncontested calendar or to the full Senate. The committee also heard SB 1906 on expanding Chapter 342E consumer lending rates; supporters argued it would modernize Texas law and expand access to safe, regulated credit, while opponents from Texas Appleseed and AARP warned it would raise costs on already expensive loans and worsen debt burdens. SB 1906 was left pending after testimony. The committee also reconsidered and re-voted SB 1856 after a procedural issue, with the substitute ultimately adopted and the bill reported favorably.
The committee then heard SB 1113, which would clarify that certain vehicle converters, including a Texarkana business, do not need an additional dealer license to sell converted vehicles. The bill’s supporters described a long-standing business model and said the new metal license plate rules had created problems, while the Texas Automobile Dealers Association opposed the bill in its current form and said it could be resolved through DMV action or narrower changes. DMV said it was still researching a possible administrative fix, and SB 1113 was left pending. The committee also heard SB 2680, a Public Information Act cleanup bill dealing with emergency deadlines, business-day exclusions, and litigation timing; broadcasters and other open-government advocates argued the issues were already addressed by prior law and court rulings, while the Attorney General’s office said the bill would help with catastrophe notices and timing conflicts. SB 2680 was left pending.
Other bills heard included SB 1117, which would allow any Texas-licensed dentist to administer botulinum toxin neuromodulators for aesthetic purposes in the oral and maxillofacial region; the author and dental witnesses said it would clarify scope and improve access, and the bill was left pending. SB 2340 would clarify the Attorney General’s investigative authority over Texas corporations, including pre-suit depositions and sworn written questions; opponents raised due process and separation-of-powers concerns, and the bill was left pending. The committee also heard SB 705 and SB 748, both TDLR cleanup bills, and SB 1206, which would impose timelines and notice requirements on municipalities reviewing transmission projects; SB 1206 was supported by an electric cooperative and left pending. SB 1460, creating an ethics violation registry tied to licensing consequences, drew constitutional and due-process objections from several witnesses and was also left pending. After a recess, the committee heard SB 1802 on landlord duties to repair mobility assistance devices like elevators and ramps in rental housing, with the author describing prolonged outages affecting seniors; the bill was left pending. Finally, SB 2455, creating an Energy Waste Advisory Committee to coordinate efficiency and demand-response programs, drew support from energy-efficiency and environmental witnesses and was left pending, and SB 2690, targeting deceptive business-certification solicitations, was laid out and opened to testimony before the transcript ended.
ND
North Dakota 2025-2026 Regular Session
Senate Floor Session Apr 10th, 2025 at 12:30 pm
North Dakota Senate Floor Meeting
Transcript Highlights:
- Page 814, line 11, replace Hendricks Davis with Davis Hendricks.
- Page 1033, line 18, replace re-engroased with engrossed.
- suspicion, I worry that more children will die or face long-term physical or emotional harm, and that the cycle
Summary:
The Senate opened with prayer, the Pledge of Allegiance, and a quorum call, then approved journal corrections and moved to elect Senator Kyle Davison as President Pro Tem. Davison was nominated, elected by unanimous ballot, escorted to the rostrum, sworn in, and gave remarks thanking his family, colleagues, and faith, emphasizing relationships, service, and stewardship. The chamber also recognized National Public Health Week with a floor statement honoring public health workers and training programs, and that statement was ordered printed in the journal.
The Senate then considered several House bills, beginning with HB 1485, which increases the personal needs allowance for Medicaid residents in certain facilities by $15 per month and indexes it to inflation; the amendment was adopted and the bill passed 46-1. HB 1018, the State Historical Society budget, was amended to adjust one-time and ongoing funding for museum exhibits, repatriation compliance, archives storage, local historic grants, and the military gallery project, then passed 42-0 with one senator excused from voting due to a conflict. HB 1181, defining gender in state code as an individual’s sex and removing a broader application section, passed 41-6. HB 1144, adding a penalty and enforcement mechanism related to transgender student accommodations and restroom use in public schools, passed 40-7 with its emergency clause.
The Senate also passed HB 1600, creating an immigration law clinic at the University of North Dakota School of Law and shifting its funding to the strategic investment and improvements fund, by 34-13. HB 1019, the Parks and Recreation budget, was amended to fund deferred maintenance, technology, sewer work, matching grants, and other park projects, add language requiring legislative approval for new or renamed state parks, and clarify use of the Teddy Roosevelt Presidential Library line of credit; a proposed amendment to remove funding for the International Peace Gardens cactus conservatory failed 20-27, and the bill then passed 39-8. HB 1417, dealing with parole/probation violations, court fees, and a study of criminal justice fees, passed 40-7 after amendments.
The most extensive debate centered on HB 1450, which would require parent or guardian access to a minor’s medical exam room and notice of questions asked of the minor, with exceptions for emancipation and suspected abuse or trafficking. Supporters framed it as a parental rights and transparency measure, while opponents warned it could hinder screening for abuse, neglect, mental health concerns, and confidential care; multiple senators shared personal experiences on both sides. A proposed amendment to narrow the bill failed 21-26, and the transcript ends amid continued debate on the bill itself, with no final vote shown in the excerpt.
FL
Florida 2026 5th Special Session
Appropriations Committee on Higher Education Apr 10th, 2025
Transcript Highlights:
- I'm the chair of the Audit and the Compliance Committee, and we're going through a process of replacing
- I'm the chair of the Audit and the Compliance Committee, and we're going through a process of replacing
- also had the honor of chairing our presidential search committee in 2022 and again in the current cycle
Summary:
The Appropriations Committee on Higher Education heard and approved two bills before moving into confirmation hearings for several university and college board nominees. CS/SB 1458 on apprenticeships and pre-apprenticeships was presented as a measure to improve consistency and transparency in local education agency partnerships, cap LEA administrative funding at 10% when applicable, and require public meetings and work papers for workforce funding model decisions. Support was noted from Associated Builders and Contractors, the Florida Chamber of Commerce, Foundations for Florida Futures, and Independent Electrical Contractors. The bill passed unanimously and was reported favorably.
The committee then considered CS/CS/SB 1726 on higher education governance and presidential searches after adopting a delete-all amendment and a late-filed amendment defining the final group of presidential applicants as no fewer than three. The amended bill added provisions on trustee citizenship and residency/alumni eligibility, interim president succession planning, longer presidential contract renewals, limits on candidate polling by universities, syllabus posting, textbook/open-access material lists, and other governance and academic policy changes. Senators raised concerns about the minimum-three finalist requirement, interim president selection, trustee eligibility, and polling restrictions, while supporters said the bill would depoliticize leadership selection and improve transparency. The bill was reported favorably after the amendments were adopted.
The committee then heard confirmation testimony from multiple appointees and reappointees, including nominees for FAMU, UNF, Pensacola State College, UWF, and UF. Most nominees emphasized ties to their institutions, student success, workforce development, military connections, and institutional growth. Several UWF nominees were questioned extensively about their votes for former chair Scott Yenner and his controversial comments about women and other groups; some said they were unaware of those remarks at the time of the vote and would not have supported him with that knowledge. Public testimony on UWF expressed concern about the nominees’ lack of higher education experience, their ties to the region, and the impact of Yenner’s views. The committee later voted to recommend a block of non-UWF nominees favorably, and it agreed to vote on the UWF nominees individually, with some remaining nominees deferred to a later hearing due to time.
CA
California 2025-2026 Regular Session
Assembly Insurance Committee Mar 19th, 2025
Transcript Highlights:
- establishes a grant program within my department to help qualifying residents cover the cost of new or replaced
- fire roofs and other essential fire... ...or replaced fire roofs and other essential fire safety measures
- And so it's an endless cycle.
Summary:
The committee first heard AB 597, a bill to strengthen consumer protections for disaster survivors who use public adjusters. The author and the Department of Insurance said the measure would cap public adjuster fees at 15% for claims tied to declared disasters, require clearer contracts, prohibit solicitation during emergency conditions, and allow consumers to rescind contracts that were solicited during prohibited periods. Insurance industry groups supported the bill, while public adjuster representatives opposed it as written but said they were willing to work on revisions. The committee approved the bill and re-referred it to Appropriations; the roll call was ultimately recorded as 16-0.
The committee then held its fourth oversight hearing on the Department of Insurance’s Sustainable Insurance Strategy, with Commissioner Ricardo Lara giving an extensive update on wildfire-related market reforms and consumer protections. He said the recent Southern California wildfires had not derailed the strategy and described actions including advance claim payments, a one-year moratorium on residential non-renewals in affected areas, a new fraud strike team, smoke-damage claim guidance, additional living expense protections, and a consumer claims tracker. He reported more than $12.1 billion in claims paid, over 37,000 claims filed, and more than 7,000 survivors assisted directly. He also discussed related bills and reforms, including AB 597, SB 495, SB 547, SB 429, SB 616, AB 888, and AB 2026.
Members questioned the commissioner about the Fair Plan’s growing exposure, the $1 billion assessment, rate increases, non-renewals, underinsurance, and whether the reforms would actually stabilize the market. Lara said the assessment was already approved, that policyholders would not be hit with one large bill because insurers have two years to recover costs, and that the department was pushing insurers to use catastrophe modeling and reinsurance tools in exchange for commitments to write more policies in wildfire-distressed areas. He said the department expects to see market stabilization by 2026, though he emphasized the timeline depends on insurer participation, implementation of the new regulations, and future disaster activity. Members generally expressed support for the goals of the strategy while pressing for clearer expectations for consumers and faster action on mitigation and market reform.
NH
New Hampshire 2026 Regular Session
House Resources, Recreation and Development (01/21/2026)
Resources, Recreation and Development
Transcript Highlights:
- In many cases, things are made more complicated by the life cycles of many listed species.
- <00:26:52.640>
They life cycles of many listed species. - They life cycles of many listed species.
- uh replacing the would know this. uh replacing the historic<02:30:43.840>
marker. - HB 1752 fixes this by... and the replace all language uh that I and the replace all language uh that
NH
New Hampshire 2025 Regular Session
House Criminal Justice and Public Safety (10/23/2025)
Criminal Justice and Public Safety
Transcript Highlights:
- This was a replace-all non-germane amendment, so we required a public hearing.
- Today I am introducing an replace-all amendment that the chairman just told you, which was a bill for
- replace<00:02:54.080>
all <00:02:54.239>amendment <00:02:54.560>that replace - all a replace all amendment that replace all a replace all amendment that the<00:02:54.879>
chairman - As you all know, we did just take a $25 million hit in the most recent budget cycle.
Summary:
The public hearing was on an SP 15 replace-all, non-germane amendment to Senate Bill 15, a proposal to require hard labor for certain serious offenses in the New Hampshire prison system. Representative Jennifer Rhodess, the co-sponsor, said the bill is intended to make incarcerated people productive, help reduce costs, and serve as a deterrent; she also noted a two-year effective date for implementation and said anyone who refuses hard labor would receive a 50% sentence increase. She framed the work as ordinary labor already done by many people in the state and said the committee would later hear related testimony and possible amendments.
Committee members questioned how the proposal would work in practice, especially for people already incarcerated, the difference between current prison work and the bill’s “hard labor,” and the impact on prison security and staffing. Rhodess said the bill only applies going forward, not retroactively, and that the Department of Corrections could better address operational details. Members also discussed the terminology, noting that “capital murder” is not a current New Hampshire charge and that the relevant offense is first-degree murder with mandatory life without parole.
Department of Corrections officials Jane Graham and Nicholas Duffy testified in a neutral position but raised significant implementation concerns. They said the department would need more resources, vehicles, security equipment, and possibly armed supervision for higher-risk crews, and noted a 47% corrections officer vacancy rate. Duffy described current work programs inside prisons and in the community, including correctional industries, kitchen and education jobs, transitional work crews, and community service projects such as road work and landscaping. He explained that current community crews are limited by custody level, court approval, staffing, and safety, and said C1 and C2 inmates are already in transitional or work-release settings, while C3 and higher inmates would pose greater risks if taken outside the walls. No vote was taken during the hearing.
MN
Minnesota 2025-2026 Regular Session
House Public Safety Finance and Policy Committee 3/28/25
Public Safety Finance and Policy
Transcript Highlights:
- They have specialized suits, and so this increase goes to replace some outdated equipment for them and
- They have specialized suits, and so this increase goes to replace some outdated equipment for them and
- Going into the previous budget cycle, the DOC had a critical staffing crisis and the lowest state staff
- Going into the previous budget cycle, the DOC had a critical staffing crisis and the lowest state staff
- Going into the previous budget cycle, the DOC had a critical staffing crisis and the lowest state staff
Bills:
HF2432
Keywords:
HF2432, judiciary finance bill, public safety finance bill, corrections policy, crime victims, victim services, Minnesota victims of crime account, court fees, marriage license fee, financial crimes, fraud investigations, insurance fraud, Bureau of Criminal Apprehension, BCA, Commerce Fraud Bureau, wage theft, automobile theft prevention, nonprofit security grants, 911 funding, POST Board
NH
Transcript Highlights:
- In your judgment, do you think that replacing our current containers with the kinds of containers proposed
- In your judgment, do you think that replacing our current containers with the kinds of containers proposed
- would expect "periodic" to be based mostly upon RSA changes, but on occasion it might be a multi-year cycle
- 45.760>
five <01:25:46.040>years <01:25:46.440>could <01:25:46.840>could cycle - so three to five years could could cycle so three to five years could could be<01:25:47.480>
also