Transcript Highlights:

• Senator Cumbry, and acts to amend the Financial Services Law in relation to requiring certain... ...disclosures
• That's going to focus on consumer protection, of course, disclosures, limits on fees, and recourse options
• So a few highlights on student lending in the budget: refinancing disclosure.
• appropriate governance and escalation paths for the models themselves and the use of them, and then clear disclosures
• And I know you mentioned the disclosure.

Committee: Senate Banks

Summary: The Senate Banking Committee met for its first meeting of the session, with Chair James Sanders Jr. and Ranking Member George Borrello opening the hearing and noting a collaborative approach to committee work. The committee first considered and advanced several bills: S.114, which would prohibit state-chartered banks from investing in or financing private prisons; S.2040, which would require money transmitters to provide a consumer warning; S.5473, which would require disclosures in advertisements involving virtual tokens; and S.8406, Sanders’ bill to amend the community bank deposit program. Each bill was moved and approved by committee, with S.8406 passing unanimously. The committee then heard from Caitlin Azar, Acting Superintendent of the Department of Financial Services (DFS), who outlined her background and DFS priorities. She emphasized affordability, consumer protection, stability, and innovation, and discussed DFS-led initiatives in the governor’s budget, including Banking Development Districts, non-bank mortgage CRA regulations, CDFI investment guidance, and consumer restitution. She also said DFS plans to issue buy-now-pay-later regulations in February, expand student lending protections and borrower education, and continue work on insurance affordability, including auto and homeowners insurance reforms, anti-fraud efforts, and discounts tied to telematics, dash cameras, and safe-driving courses. Members questioned Azar about the balance between regulation and access, especially in crypto, buy-now-pay-later, and insurance markets. She said DFS aims to preserve competition while preventing discriminatory or excessive practices, and described existing oversight of virtual currency, including coordination with federal regulators. Another member asked about AI in auto insurance underwriting and pricing; Azar said DFS requires transparency, bias review, governance controls, and consumer recourse, and that credit scores cannot be used to deny or increase rates. The chair also raised concerns about foreclosure in Southeast Queens, improving BDD paperwork and data collection, and increasing the number of state-chartered credit unions. Azar said DFS is working on process improvements, community input, and maintaining open communication with the committee, but no additional votes or formal actions were taken during the DFS hearing.

Transcript Highlights:

• cybersecurity records such as network configuration, passwords, and incident response plans from public disclosure
• Response plans from public disclosure requirements. With that, I ask for a due pass.
• What we're adding in here is a disclosure within 30 days for being able to make sure that any of the
• You can see that there's requirements for the disclosure of evidence by the state and how that will work

Bills: HB2650 , HB2696 , HB3177 , HB3264 , HB3298 , HB3321 , HB3322 , HB3497 , HB3499 , HB3500 , HB3742 , HB3845 , HB3941 , HB3970 , HB3980 , HB3981 , HB4421

Committee: Senate Judiciary

Summary: The Senate Judiciary Committee met and advanced a large slate of House bills, with most measures receiving unanimous or near-unanimous support and little debate. Early in the meeting, House Bill 2696 passed to exempt sensitive cybersecurity records—such as network configurations, passwords, and incident response plans—from public disclosure. House Bill 3941, which modifies the salary structure for bailiffs to help district courts recruit and retain them, also advanced. House Bill 3970, authorizing court reporters to use speech-to-text technology, was amended to add an effective date and emergency clause before passing. The committee also approved several criminal justice and court administration measures. House Bill 3264 makes domestic violence by strangulation an 85% crime. House Bill 3321 directs the cost administration implementation committee to gather county data and produce an annual report. House Bill 3497 clarifies when the state may appeal pretrial decisions to the Court of Criminal Appeals. House Bill 3499 expands special judges’ authority to include certain vehicle and personal property title matters, and House Bill 3500 passed from a committee substitute. House Bill 3845 was described as bringing Oklahoma into compliance with federal requirements tied to child support enforcement and driver’s license revocation processes. Several bills focused on district attorney recruitment and criminal procedure. House Bill 3980 creates a loan repayment assistance program for assistant district attorneys serving in high-need areas, and House Bill 3981 creates a related locality incentive program; both advanced after questions about title status and later appropriations handling. House Bill 4421, “Leo’s Law,” aimed at protecting children from fentanyl poisoning, also passed. House Bill 3742, described as a due process protection act, would require timely disclosure of charges and evidence to defendants and their counsel. The committee also advanced House Bill 3177, extending parity to Corporation Commission reporters, and House Bill 3322, which addresses how courts interpret duplicate statutory sections. No bills were rejected, and the meeting adjourned with notice that more controversial measures would be heard the following week.

Transcript Highlights:

• This prohibits the public disclosure of a legislator's personal contact information and a voter's affidavit
• This prohibits the<00:03:28.720><c> public</c><00:03:28.959><c> disclosure</c><00:03:29.360><c> of</c
• ><00:03:29.519><c> a</c><00:03:29.599><c> legislator's</c> the public disclosure of a legislator's the
• public disclosure of a legislator's personal<00:03:30.480><c> contact</c><00:03:30.879><c> information

Bills: SB2731 , SB2830 , SB2914 , SB3072

Committee: Senate Judiciary

Summary: The Judiciary Committee met on a decision-making agenda and considered four Senate bills. SB 2731 would cap misdemeanor jail terms at 364 days and allow people previously sentenced to one year to seek modification; the chair recommended passage with amendments limiting the change to nonviolent offenses, and the measure was adopted with one no vote. SB 2830 would extend the statute of limitations for misconduct-in-office offenses by public servants to allow prosecution during service and for 10 years afterward; members discussed tightening the definition of misconduct in office while leaving the public servant definition unchanged, and it was adopted with amendments. SB 2914, which would prohibit public disclosure of legislators’ personal contact information and certain voter and campaign records, was deferred because the chair believed existing law already covered much of the issue and wanted to see how that law works over time. SB 3072 would require a mandatory 12-month minimum sentence for first-degree theft involving property or services valued over $250,000; the committee recommended passage with amendments clarifying that the sentence could be imposed as a condition of probation or before parole, and it was adopted with the vice chair voting with reservation. The committee then adjourned.

Transcript Highlights:

• 51 relative to automatic renewal contracts, to provide definitions and to provide for required disclosures
• Bill 1036 by Representative Bowie, which is an act in Title 18 relative to the Campaign Finance Disclosure
• Title 18, relative to the Campaign Finance Disclosure Act, to provide for definitions.
• spending during a calendar year to be considered a committee for the purpose of the Campaign Finance Disclosure

Bills: SCR12 , HB1259 , HB221 , HB509 , HCR117 , HCR58 , SCR29 , SCR33 , SB295 , SB312 , SB326 , SB348 , SB485 , SCR9 , SCR58 , SB35 , SB65 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , SB514 , HCR32 , HCR5 , HCR95 , HB75 , HB198 , HB244 , HB302 , HB325 , HB623 , HB719 , HB749 , HB755 , HB761 , HB797 , HB823 , HB1028 , HB1049 , HB1194 , HB1199 , HB1201 , HB1222 , HB17 , HB27 , HB36 , HB41 , HB73 , HB140 , HB166 , HB181 , HB211 , HB223 , HB226 , HB271 , HB308 , HB337 , HB399 , HB410 , HB487 , HB690 , HB712 , HB730 , HB750 , HB759 , HB762 , HB775 , HB906 , HB966 , HB968 , HB1006 , HB1009 , HB1018 , HB1036 , HB1062 , HB1081 , HB1086 , HB1098 , HB1107 , HB1112 , HB1203 , HB1215 , HB1220 , HB1242 , HB1252 , HB1256 , SB208 , SB217 , SB274 , SB283 , SB300 , SB341 , SB382 , SB387 , SB389 , SB401 , SB408 , SB449 , SB469 , HB74 , HB119 , HB134 , HB368 , HB414 , HB552 , HB732 , HB776 , HB848 , HB870 , HB953 , HB956 , HB1117 , HB1236 , SB29 , SB42 , SB43 , SB78 , SB149 , SB441 , HB210 , HB258 , HB359 , HB468 , HB784

Keywords: logging, recognition, John Keith, environment, safety, Mississippi River bridge, Trump Expressway, transportation, federal funding, Louisiana highways, injection wells, public hearing, geologic sequestration, environmental impact, public comment, HCR117, House Concurrent Resolution 117, HOPE Committee, Homeowner Protection and Efficiency, Louisiana Citizens Property Insurance Corporation

Transcript Highlights:

• passion of not only mine, of yours, but of most of the members in this body, regardless of political affiliation
• Most of the members in this body, regardless of political affiliation or where they are on the political
• be honest about our state's business incentive model, too, which operates by first requiring non-disclosure

Bills: SB1177 , HB3705 , SB1942 , SB2026 , SB1533 , SB1327 , SB2065 , SB2155 , SB2159

Summary: The House convened, completed the roll call, received an invocation focused on grief and remembrance, and heard several special presentations recognizing a brave child, visiting groups, and multiple student-athlete teams and school groups in the galleries. The chamber also introduced the Doctor of the Day and Nurse of the Day. The main business was consideration of the Joint Committee report on Senate Bill 1177, the general appropriations bill, presented by Chairman Caldwell-Trey. Most of the floor time was spent on extended questions about the budget’s major features. Caldwell-Trey explained the bill as a largely flat or modestly increased budget that includes a $200 million transfer to a new sovereign wealth fund, $225 million in set-asides, a $12.5 million “dream accounts” program for newborns, and funding tied to teacher pay, education, workforce, public safety, agriculture, and health agencies. Members questioned the use of one-time funds for recurring expenses, the reduction in state contributions to the OPRS pension system, Medicaid assumptions, emergency management funding, veterans’ services, child care, school counselors, and the lack of funding for some requested items such as National Board Certified Teacher stipends and veterans’ facility maintenance. Caldwell-Trey defended the budget as transparent, early, and designed to preserve cash reserves while supporting core services. No final vote on the appropriations report is reflected in the transcript excerpt. The House also heard explanations that the limits bills would be run later in committee, and that the budget negotiations were still ongoing with the Senate and governor on some related items. The session ended with the queue closed after the budget questioning, and the transcript cuts off during additional remarks from Representative Timmons.

Transcript Highlights:

• Written disclosure requirements require health care providers who have an investment interest in the
• what networks or what managed care entities a particular physician to whom you are referring is affiliated
• And so consequently, it is the second part of your... ...is affiliated.

Summary: The committee met and first reported favorably CS for SB 1782, which creates a new offense for dangerous excessive speeding, with support noted from the Orange County Sheriff’s Office and the Florida PBA. It also reported favorably CS for SB 306, which addresses Medicaid managed care provider network access by requiring after-hours and holiday appointment availability and a minimum level of primary care participation. CS for SB 716, imposing mandatory minimum sentences for certain sexual offenses committed by registered sex offenders or predators, and CS for SB 1084, expanding protections against non-consensual dissemination of intimate images and digitally forged intimate images, were also approved. The committee then approved CS for CS for SB 1604, a corrections package that would require prepayment of court costs for certain inmate lawsuits, shorten the limitations period for confinement-condition claims, allow consecutive sentencing in some cases, and revise mental health treatment procedures in correctional settings. Members discussed constitutional concerns and access-to-courts issues, but the bill was reported favorably. CS for CS for SB 1804, which creates a capital offense for trafficking a child 12 or younger or a mentally incapacitated person for sexual exploitation, drew extensive debate and opposition from the Florida Conference of Catholic Bishops, the Florida Association of Criminal Defense Lawyers, and Floridaans for Alternatives to the Death Penalty; despite objections about constitutionality and ethics, it was reported favorably. The committee also approved CS for SB 1838, expanding protections for court officials against tampering, harassment, and retaliation, and CS for CS for SB 890, the Emily Adkins Family Protection Act, which creates a statewide VTE registry and requires blood clot screening and training in hospitals and care facilities. Members and public witnesses spoke in strong support of the blood clot bill, including family members and survivors. Finally, the committee reported favorably CS for SB 1252, directing FDLE to study a statewide pawn data database, CS for SB 468, increasing penalties for fleeing or eluding law enforcement and allowing vehicle impoundment, CS for SB 490, expanding off-duty concealed carry eligibility for correctional officers and correctional probation officers, and CS for SB 572, the Pam Rock Act on dangerous dogs, which was amended to refine enclosure, confiscation, euthanasia, and insurance requirements.

Transcript Highlights:

• Chair, also I'll also make a disclosure. So I would... What are doing? Mr.
• Chair, also I'll also make a disclosure, so I work in this area. I do medical malpractice law.
• I actually practice in this area of law too, so I'll make the same disclosure.
• So I'll make the same disclosure that I do a series of work.
• So, in the spirit of disclosure, our rules don't make us do this, In the spirit of disclosure, our rules

Summary: The committee first took up House Bill 61, which would raise aggravated battery on a peace officer from a third-degree to a second-degree felony in cases involving great bodily harm or a deadly weapon. The sponsor and supporters said the bill fixes an inconsistency in current law, where aggravated assault on an officer can be punished more severely than aggravated battery causing serious injury. Law enforcement representatives, the Chiefs Association, CBRC, and chamber representatives testified in support, and the New Mexico Sentencing Commission was noted as having endorsed the bill by a 6-3-4 vote. After questions about proportionality and plea bargaining, the committee voted due pass on HB 61 without objection. The committee then returned to House Bill 99, a medical malpractice reform bill, and several members made conflict-of-interest disclosures before debating amendments. The discussion focused heavily on the patient compensation fund, surcharge setting, and whether an advisory board or the superintendent should control rates. Amendments to segregate future fund money, require surcharges no lower than the advisory board’s recommendation, and create a commission with more actuarial and financial expertise were debated at length; the committee rejected the first two amendments. Members and witnesses argued over whether past undercharging of hospitals and doctors led to insolvency and taxpayer bailouts, and whether the bill should require more transparency and oversight. The committee also debated amendments on punitive damages. One proposal would have delayed punitive damage claims until after substantial discovery; opponents said it would conflict with civil procedure, prolong litigation, and likely be struck down. Another would have tied punitive damages to a multiple of compensatory damages or a percentage of net worth; supporters said that would better deter harmful conduct, while opponents said it would create uncertainty and more discovery. That amendment also failed. A final punitive-damages amendment would have removed caps in cases involving sexual assault or intoxication by a health care provider and protected the first $5 million of an independent provider’s personal assets; it too was rejected after members said it would shield egregious misconduct and go beyond the bill’s purpose.

Transcript Highlights:

• For example, the board did not include all statutorily required disclosures on its disclosure form and
• did not maintain all disclosures of substantial interest in a single special file for public inspection
• the board provided evidence of correcting some of these deficiencies, including creating a new disclosure
• form that addresses all substantial interests, and store all substantial-interest disclosures in a special
• on its disclosure form and did not maintain all disclosures of substantial interest in a single special

Summary: The Joint Natural Resources and House Natural Resources, Energy and Water Committees of Reference heard the Arizona Auditor General’s sunset review of the Arizona State Veterinary Medical Examining Board. The audit found the board generally met some licensing requirements, but it did not timely investigate and resolve 49 of 159 complaints in fiscal year 2024, and it did not fully comply with conflict-of-interest disclosure and filing requirements. The Auditor General also identified weaknesses in continuing-education verification and other sunset-factor areas, and the board agreed to implement all 21 recommendations. Board staff said complaint volume has risen sharply since the pandemic, that the board’s process is slower because every case goes through an investigative committee and then the full board, and that it has already corrected some conflict-of-interest issues and is adding tools to improve continuing-education audits. The committee then heard testimony from the board’s executive director and from the Arizona Veterinary Medical Association. The executive director emphasized the board’s public-protection mission, described the shortage of veterinarians and veterinary technicians, and said the board is working to improve efficiency through a new e-licensing system and staff training. Members asked about the shortage of large-animal veterinarians, complaint backlogs, and whether the board could do more to recruit rural practitioners; the board said it lacks direct recruiting authority but supports multiple licensure pathways and loan-assistance efforts. The veterinary association supported the board’s oversight and said it is also working on rural and large-animal workforce issues through partnerships and advocacy. The committee then voted to recommend continuing the board for eight years, until July 1, 2034. The committee next took up the Arizona State Land Department, beginning with the Auditor General’s presentation on the department’s sunset review and prior special audit. The audit found the department had not updated its required five-year disposition plan since 2011, had sold more than 48,000 acres without an active plan, had allowed agricultural rental rates to go unchanged since 2006 despite market increases, and had not consistently inspected mineral-related leases or properly managed reclamation bonds. The Auditor General said these issues created risks of lost revenue, reduced transparency, and public-safety hazards, and recommended 18 corrective actions in the main review plus 34 additional recommendations on other issues; the department agreed to most recommendations but declined to adopt a written policy for commissioner-initiated land sales. Commissioner Robin Sahid said the department is working through audit recommendations, has created a rules team, improved its customer portal, and is pursuing new policies on water use, transportation-basin leases, and disposition planning. Members questioned the department about agricultural leases, groundwater valuation, the Fondomonte leases and reimbursement for improvements, the canceled Coyotes land auction, backlog and processing times, and the use of consultants and administrative funds. The commissioner said the department had over 2,000 applications in queue when she arrived, that it has made progress reducing the backlog, and that it is conducting stakeholder outreach on water-efficiency standards and lease addenda. No final vote on the land department continuation was taken in the portion provided.

Transcript Highlights:

• For example, the board did not include all statutorily required disclosures on its disclosure form and
• did not maintain all disclosures of substantial interest in a single special file for public inspection
• the board provided evidence of correcting some of these deficiencies, including creating a new disclosure
• form that addresses all substantial interests, and store all substantial-interest disclosures in a special
• on its disclosure form and did not maintain all disclosures of substantial interest in a single special

Summary: The committee first heard an Auditor General presentation on the Arizona State Veterinary Medical Examining Board’s sunset review. The audit found the board generally met some licensing requirements, but it did not timely investigate and resolve 49 of 159 complaints in fiscal year 2024, and it did not fully comply with conflict-of-interest disclosure and filing requirements. The Auditor General also noted the board lacked a formal process to verify continuing education compliance. The board’s executive director said the agency had already corrected some conflict-of-interest issues, was working to improve complaint handling, and would implement all 21 recommendations. A veterinarian representing the Arizona Veterinary Medical Association supported the board and said the profession is also working to address the shortage of large-animal veterinarians. The committee then voted to recommend continuation of the board for eight years, until July 1, 2034. The committee next received the Auditor General’s sunset review of the Arizona State Land Department. The audit identified three major problem areas: the department had not updated its required five-year disposition plan for state trust land since 2011, it had not adjusted agricultural rental rates to reflect market conditions for many years, and it had not consistently inspected mineral-related leases and permits before releasing reclamation bonds. The Auditor General said these issues risked lower returns for trust beneficiaries, lost revenue, and public safety hazards, and made 18 recommendations in the performance audit plus 34 additional recommendations in the sunset review. The department agreed to implement or partially implement nearly all recommendations and said it had begun a mass appraisal process. State Land Commissioner Robin Zahid then testified that the department was making operational improvements, including rulemaking updates, stakeholder outreach on water-use policy, a new customer-service status bar, and process changes for land sales and mining applications. She defended the decision not to renew the Fondomonte leases in a transportation basin, citing the high value of groundwater and the trust’s fiduciary duty. Members questioned her about agricultural lease water charges, the status of a water policy framework and addendum, the lack of a formal expedited review process, the Fondomonte reimbursement payments for improvements, and the department’s handling of a high-profile land auction tied to the Coyotes arena proposal. Several members also asked for follow-up information on pending residential housing applications, acreage, administrative fees, and third-party contractors.

Transcript Highlights:

• Senate Bill 1419 additionally outlines the disclosures in a distributed energy generation system, or
• It requires the disclosure regarding potential utility rate or tax incentive changes to substantiate
• It outlines separate disclosures of major components in the agreement if the system is purchased, Instinct
• It outlines separate disclosures of major components in the agreement if the system is purchased rather
• Instead, this proposal focuses on common-sense safeguards, steps such as requiring clear disclosures,

Bills: SB1137 , SB1200 , SB1419 , SB1447 , SB1560 , SCM1004

Committees: House Natural Resources, Energy & Water , House House Natural Resources, Energy & Water Committee of Reference

Keywords: underground utilities, utility locating, dig safe, call before you dig, excavation safety, damage prevention, one-call center, locate request, white lining, large project coordination, buried infrastructure, subsurface utilities, utility marking, locator wire, locator strip, interactive positive response system, landlord duties, apartment community, mobile home park, sewer line

Transcript Highlights:

• It specifies that the disclosures required by the bill only apply to leases entered into after December
• So this is a simple notification and disclosure bill.
• I appreciate the amendment and appreciate the idea of full disclosure of all the conditions that might
• that's their job to identify, but it should be coming on the seller to identify through seller disclosure
• that's their job to identify, but it should be coming on the seller to identify through seller disclosure

Summary: The Senate Housing Committee met on cutoff day and first considered two gubernatorial appointments to the Housing Finance Commission. Aaron T. McGrath and Ann T. Malone each testified about their housing finance and affordable housing backgrounds, their prior commission or sector experience, and their interest in improving housing affordability and equity. Senators asked brief questions and offered supportive comments, and both appointments were heard without objection. The committee then heard and later acted on a series of housing-related bills. ESHB 1500 would expand resale certificate requirements for common interest communities by adding reserve studies, audits, and governing documents, limiting certain fees, allowing rush service fees, and creating enforcement rights; testimony was split between Realtors, who supported the consumer-protection goals but sought clarifications and more time for rescission, and HOA/management representatives, who warned against limiting third-party processing tools and sought more flexibility. EHB 1501 would require associations to answer certified written inquiries from owners within 30 days, subject to reasonable association rules; the sponsor framed it as a basic right to a response, while HOA representatives supported the intent but asked for clearer limits and coordination with existing law. EHB 1345 would allow detached ADUs outside urban growth areas under detailed guardrails; builders, Realtors, counties, and housing advocates supported it as a rural housing tool, and the committee heard that it had been the product of years of negotiation. In executive session, the committee adopted amendments and advanced several bills. It approved a metering requirement for water use in SB 5470 on detached ADUs outside UGAs, narrowed SB 5729 to permit-review provisions, adopted a substitute for SB 6015 on permit-ready factory-built housing plans, and moved forward SB 6069 on transitional, supportive, and emergency housing with zoning and local process changes. It also advanced SB 1686 on deferred utility connection fees, SB 6200 on portable cooling devices for renters and mobile home occupants after rejecting an amendment to remove window units, SB 6201 creating tax exemptions for social housing agencies, SB 6214 establishing land bank authorities, and SB 6237 requiring flood-risk disclosures in rental housing. The committee then returned to public testimony on ESHB 1500, EHB 1501, and EHB 1345, hearing additional support and concerns, and adjourned after thanking staff for their work on cutoff day.

Transcript Highlights:

• And so this is part of our principle of non-disclosure of that type of information.
• ><c> order</c><00:10:27.440><c> to</c><00:10:27.600><c> qualify</c><00:10:28.000><c> for</c> or disclosure
• in order to qualify for or disclosure in order to qualify for homestead<00:10:28.640><c> exemption.
• of our Um and so this is um part of our principle<00:10:34.640><c> of</c><00:10:34.800><c> non-disclosure
• of that type principle of non-disclosure of that type of<00:10:36.160><c> information.

Committee: Joint Finance

Transcript Highlights:

• Jeff Sigerson, Campaign Finance and Public Disclosure Board: Thank you, Madam Chair.
• district you reside in, to have a background check on all addresses to determine the amount of disclosure
• 10.720><c> public</c> with the campaign finance and public with the campaign finance and public disclosure
• board I appreciate the the disclosure board I appreciate the the question<00:09:14.360><c> it</c><00
• required on the report um disclosure required on the report um frankly<00:09:56.720><c> the</c><00:09

Transcript Highlights:

• It updates the New Mexico Rental Purchase Agreement Act to include electronic disclosures for required
• The existing disclosure requirements of the Act may be met through electronic means as long as the required
• So the Act requires disclosure of certain information: the cost, what the full cost would be, and what
• Is there any objection to the do pass motion on Senate Bill 179 electronic disclosure?
• So, this bill essentially bumps it from 90 days to 45 days, but it also kind of beefs up the disclosure

Committee: Senate Senate Judiciary

Transcript Highlights:

• As we all know when we buy and sell homes, there are disclosures and you fix them if there are problems
• As we all know when we buy and sell homes, there are disclosures and you fix them if there are problems
• It's not a disclosure. It's a standard of compliance.
• It's not a disclosure. It's a standard of compliance.
• It's not a disclosure. It's a standard of compliance.

Committee: House Judiciary

Transcript Highlights:

• Again, all this does is require disclosure of information, which is dictated in the bill and it's in
• So this is all about disclosure and transparency.
• To come see it, I had to sign a non-disclosure to get a hard drive, as big and mighty as my phone.
• House Bill 4885, relating to the disclosure of confidential records to a managed assigned counsel program
• The disclosure of information in an officer's department file is permitted if the disclosure is allowed

Bills: SB203 , SB317 , SB397 , SB511 , SB524 , SB731 , SB781 , SB801 , SB867 , SB1071 , SB1087 , SB1232 , SB1444 , SB1483 , SB1782 , SB1798 , SB1861 , SB1944 , SB2082 , SB2233 , SB2309 , SB2363 , SB2497 , SB2549 , SB2566 , SB2603 , SB2607 , SB2617 , SB2688 , SB2717 , SB2797 , SB2841 , SB2919 , SB2928 , SB2969 , SB3063 , HB 12 , HB26 , HB33 , HB34 , HB45 , HB48 , HB 130 , HB148 , HB198 , HB431 , HB647 , HB668 , HB677 , HB748 , HB754 , HB791 , HB 1022 , HB 1193 , HB 1240 , HB 1242 , HB1318 , HB1397 , HB1520 , HB1584 , HB1729 , HB1922 , HB1950 , HB2003 , HB2027 , HB2029 , HB2254 , HB2350 , HB2559 , HB2607 , HB2663 , HB2712 , HB2768 , HB2775 , HB2788 , HB2789 , HB2802 , HB2894 , HB2960 , HB3033 , HB3041 , HB3126 , HB3228 , HB3229 , HB3474 , HB3560 , HB3594 , HB3611 , HB3698 , HB3699 , HB3700 , HB3805 , HB4187 , HB4219 , HB4238 , HB4344 , HB4384 , HB4739 , HB4753 , HB4804 , HB4850 , HB4885 , HB5560 , HCR90 , SJR34 , SB529 , SB541 , SB693 , SB963 , SB1173 , SB1241 , SB1383 , SB1559 , SB1646 , SB1734 , SB1833 , SB1883 , SB1968 , SB2544 , SB1 , SB17 , SB260 , SB509 , SB1506 , SB1637 , SB2308 , SJR36 , SJR50 , SJR63 , SJR60 , SCR12 , SCR39 , SB2023 , SB2309 , SB1861 , SB2617 , SB62 , SB666 , SB847 , SB284 , SB854 , SB810 , SB1505 , SB583 , SB507 , SB1434 , SB1772 , SB2016 , SB1122 , SB731 , SB397 , SB508 , SB1436 , SB287 , SB1882 , SB393 , SB1791 , SB209 , SB2429 , SB511 , SB1085 , SB1975 , SB2717 , SB1262 , SB636 , SB2056 , SB884 , SB1200 , SB1845 , SB2458 , SB801 , SB3014 , SB3013 , SB758 , SB2797 , SB2076 , SB2876 , SB1640 , SB1449 , SB1181 , SB1234 , SB2926 , SB2841 , SB1528 , SB1854 , SB317 , SB1250 , SB2082 , SB1237 , SB2819 , SB629 , SB2608 , SB1602 , SB2009 , SB867 , SB640 , SB1698 , SB2680 , SB913 , SB1071 , SB1086 , SB1087 , SB1483 , SB1444 , SB1553 , SB1556 , SB1703 , SB2133 , SB2297 , SB2298 , SB2622 , SB2955 , SB2334 , SB1367 , SB2044 , SB2363 , SB2565 , SB1888 , SB3036 , SB3057 , SB3043 , SB3063 , SB3035 , SB203 , SB2688 , SB2522 , SB2459 , SB2655 , SB2251 , SB1884 , SB2928 , SB2566 , SB1749 , SB2549 , SB2553 , SB2919 , SB1782 , SB1944 , SB1232 , SB2969 , SB2497 , SB1798 , SB2603 , SB2607 , SB781 , SB524 , SB2233 , SB2683 , SB1319 , SB1978 , SB3038 , SB3045 , SB1633 , SB1538 , SB719 , SB3071 , HB1393 , HB2559 , HB26 , HB2607 , HB3810 , HB388 , HB 12 , HB2712 , HB1633 , HB1318 , HB685 , HB4753 , HB198 , HB762 , HB148 , HB1520 , HB2286 , HB1606 , HB132 , HB45 , HB48 , HB33 , HB 1022 , HB1458 , HB5560 , HB 1240 , HB1950 , HB2027 , HB2768 , HB2788 , HB2791 , HB3146 , HB3698 , HB3699 , HB1893 , HB3700 , HB4850 , HB4187 , HB1397 , HB4885 , HB4804 , HB3751 , HB3611 , HB2775 , HB2061 , HB2003 , HB1729 , HB 1242 , HB791 , HB2029 , HB647 , HB2522 , HB4738 , HB3033 , HB3594 , HB3474 , HB2563 , HB2802 , HB34 , HB 128 , HB 130 , HB581 , HB668 , HB677 , HB766 , HB2259 , HB2960 , HB2358 , HB2894 , HB4384 , HB2663 , HB748 , HB793 , HB 1193 , HB1734 , HB2340 , HB2350 , HB3104 , HB5180 , HB4739 , HB1584 , HB4344 , HB4238 , HB4219 , HB3806 , HB3805 , HB3804 , HB3803 , HB3229 , HB3228 , HB1922 , HB1522 , HB431 , HB3597 , HB1612 , HB4224 , HB754 , HB1314 , HB2254 , HB2789 , HB3560 , HB4643 , HB 1237 , HB3126 , HB2856 , HB3114 , HB3041 , HB3505 , HB4205 , HB5652 , HB3687 , HB5424 , HB4506 , HB3370 , HB2025 , HB4273 , HB3395 , HB3376 , HB2733 , HB2495 , HB4325 , HB2071 , HB2510 , HB138 , HB18 , HB 107 , HB694 , HB923 , HB1639 , HB1700 , HB2187 , HB3211 , HB4529 , HB4655 , HB5342 , HB2516 , HB4783 , HB1894 , HB1965 , HB 102 , HB300 , HB1875 , HB2513 , HB2713 , HB39 , HB 114 , HB24 , HB3088 , HB4163 , HB3479 , HB2842 , HB519 , HB609 , HB 1275 , HB1592 , HB3348 , HCR90 , HCR98 , SB524 , SB781 , SB1782 , SB2497 , SB2969 , HB 12 , HB33 , HB34 , HB45 , HB48 , HB 130 , HB148 , HB198 , HB431 , HB668 , HB677 , HB754 , HB791 , HB 1022 , HB 1193 , HB 1242 , HB1318 , HB1520 , HB1729 , HB1922 , HB1950 , HB2003 , HB2027 , HB2029 , HB2559 , HB2607 , HB2663 , HB2768 , HB2775 , HB2789 , HB2802 , HB2894 , HB2960 , HB3041 , HB3228 , HB3229 , HB3474 , HB3560 , HB3594 , HB3611 , HB3698 , HB3699 , HB3700 , HB3805 , HB4238 , HB4344 , HB4739 , HB4804 , HB4885 , HB5560 , SB1861 , SB2309 , SB2617 , SB511 , SR545 , HJR47 , HB75 , HB 108 , HB 111 , HB521 , HB 1052 , HB 1249 , HB1373 , HB1403 , HB1449 , HB1586 , HB1629 , HB1646 , HB1794 , HB1820 , HB1831 , HB1845 , HB1939 , HB1960 , HB1991 , HB2014 , HB2080 , HB2136 , HB2159 , HB2293 , HB2313 , HB2399 , HB2512 , HB2581 , HB2593 , HB2621 , HB2638 , HB2655 , HB2658 , HB2694 , HB2731 , HB2757 , HB2803 , HB2807 , HB2814 , HB2844 , HB2999 , HB3053 , HB3142 , HB3171 , HB3234 , HB3254 , HB3320 , HB3349 , HB3405 , HB3420 , HB3463 , HB3516 , HB3520 , HB3631 , HB3679 , HB3680 , HB3694 , HB3722 , HB3732 , HB3749 , HB3793 , HB3833 , HB3928 , HB3977 , HB4014 , HB4042 , HB4076 , HB4099 , HB4105 , HB4112 , HB4158 , HB4204 , HB4207 , HB4234 , HB4449 , HB4454 , HB4520 , HB4535 , HB4559 , HB4582 , HB4630 , HB4669 , HB4748 , HB4795 , HB4847 , HB4848 , HB4916 , HB4924 , HB5093 , HB5302 , HB5509 , HB5624 , HB5627 , HB5629 , HB5632 , HB5639 , HB5664 , HB5693 , HB5698 , HB2851 , HB5154 , HB5339 , HJR47 , HB75 , HB 108 , HB 111 , HB521 , HB 1052 , HB 1249 , HB1373 , HB1403 , HB1449 , HB1586 , HB1629 , HB1646 , HB1794 , HB1820 , HB1831 , HB1845 , HB1939 , HB1960 , HB1991 , HB2014 , HB2080 , HB2136 , HB2159 , HB2293 , HB2313 , HB2399 , HB2512 , HB2581 , HB2593 , HB2621 , HB2638 , HB2655 , HB2658 , HB2694 , HB2731 , HB2757 , HB2803 , HB2807 , HB2814 , HB2844 , HB2999 , HB3053 , HB3142 , HB3171 , HB3234 , HB3254 , HB3320 , HB3349 , HB3405 , HB3420 , HB3463 , HB3516 , HB3520 , HB3631 , HB3679 , HB3680 , HB3694 , HB3722 , HB3732 , HB3749 , HB3793 , HB3833 , HB3928 , HB3977 , HB4014 , HB4042 , HB4076 , HB4099 , HB4105 , HB4112 , HB4158 , HB4204 , HB4207 , HB4234 , HB4449 , HB4454 , HB4520 , HB4535 , HB4559 , HB4582 , HB4630 , HB4669 , HB4748 , HB4795 , HB4847 , HB4848 , HB4916 , HB4924 , HB5093 , HB5302 , HB5509 , HB5624 , HB5627 , HB5629 , HB5632 , HB5639 , HB5664 , HB5693 , HB5698 , HB2851 , HB5154 , HB5339

Transcript Highlights:

• Act 199 defines seven specific disclosures that had to be made to the owners as a part of their annual
• This bill does one thing: it simply enforces the existing law that if you don't do this disclosure as
• Act 199 defines seven specific disclosures that had to be made to the owners as a part of their annual
• This bill does one thing: it simply enforces the existing law that if you don't do this disclosure as
• </c><00:46:58.079><c> better</c> funding better disclosures better funding better disclosures better

Committee: House Consumer Protection & Commerce

Summary: The Committee on Consumer Protection and Commerce met on March 12, 2025, and heard testimony on several bills, with most measures drawing support from state boards, agencies, and industry groups. SB 102 (restaurants) had one supportive testifier and no questions. SB 1367 SD1 (installment loans) drew support from DCCA and other boards, but the chair raised concerns about a proposed $5 debit-card convenience fee, saying it seemed high and suggesting it might be amended downward; DCCA said it would check with industry on the likely impact. SB 1373 SD2 (administrative licensure action against sex offenders) received broad support from DCCA and multiple professional licensing boards, including psychology, physical therapy, naturopathic medicine, chiropractic, dentistry, massage therapy, nursing, optometry, barbering and cosmetology, the Hawaii Medical Board, and HPD. The committee then heard SB 1142 SD1 (insurance proceeds), which was supported by DCCA, the Council for Native Hawaiian Advancement, AARP, Hawaiʻi Realtors, and the Hawaiʻi Insurers Council, while State Farm offered comments and the Hawaii Bankers Association opposed. Testimony focused on insurance access after the Lahaina wildfires and the need to address underinsured homeowners. The committee also discussed SB 144 SD2 (stabilization of property insurance), with support from the Hawaii Green Infrastructure Authority, AARP, Hawaiʻi Realtors, and the Hawaiʻi Insurers Council, and comments from the Attorney General and DCCA Insurance Division about revising the financing structure and correcting bill language. Opponents and reservationed supporters argued the bill may not help if applicants can still obtain coverage at very high prices, while supporters said it would expand market capacity and provide a safety net as climate-related losses continue. Finally, SB 253 SD2 (condominium reserves) received support from Hawaiʻi Realtors, CI, and several individual testifiers. Supporters said it would enforce existing disclosure requirements under Act 199 and improve reserve funding transparency, while one individual argued stronger enforcement and an ombudsman-style office would be more effective. The chair reminded testifiers to stay on the bill at hand. No votes or final committee actions were taken during the portion of the meeting reflected in the transcript.

Transcript Highlights:

• The bill requires various disclosures.
• The bill requires various disclosures related to virtual currency be made before opening a new account
• The bill requires certain disclosures before each transaction in virtual currency, such as the transaction
• The first is that the required disclosure to a customer regarding losses due to fraudulent or accidental
• provided to the Insurance Commissioner as part of the licensing process is not subject to public disclosure

Summary: The Senate Finance Committee met with a quorum present, approved the prior meeting minutes, and then considered a series of House bills and committee substitutes. House Bill 5438, dealing with changes to Step 7 of the school aid formula and allowable uses of certain education allocations, was amended to adopt the Education Committee’s changes and then reported to the full Senate. House Bill 4087 creating the West Virginia-Ireland Education Alliance was also reported, as was House Bill 4191, which expands child care tax credit eligibility for employer-sponsored facilities and changes subsidy payments from attendance-based to enrollment-based reimbursement; senators emphasized its workforce and economic development benefits. House Bill 5074, which reallocates medical cannabis fund balances and future revenues, was amended to increase the Child Protective Commission pilot funding from $3 million to $5 million and remove proposed ibogaine research funding for Marshall and WVU before being reported. House Bill 5353, regulating virtual currency kiosks and money transmission licensure, and House Bill 5527, creating licensure and oversight for wellness reimbursement program administrators, both received strike-and-insert amendments and were reported. House Bill 5687, which phases down the metallurgical coal severance tax and adds a temporary oil and gas tax reduction with county/municipal revenue adjustments, was amended and reported. House Bill 4418, creating an electronic system for municipal business and occupation tax filing and collection with a 1% administrative fee and a participation threshold, was also reported. The committee then took up House Bill 4245, the Revenue Rules Bundle, which bundles 26 legislative rules from the Department of Revenue and related agencies. The bundle included alcohol, banking, insurance, racing, and tax rules, with several sunset extensions and repeals of outdated rules; the committee adopted a strike-and-insert amendment affecting a lottery consumer protection rule and a pre-need cemetery company rule, then reported the bill. House Bill 5168, providing a $12 million lottery-funded stream for emergency medical services, was amended to clarify the uses of the funds, rename one fund, require a 30% county match for mental health treatment spending, and create two additional county-based EMS funds; senators described it as a needed permanent funding source for EMS, and it was reported. Throughout the meeting, members generally supported the measures, with some discussion on technical details, funding allocations, and the impact of the bills on local services and workforce needs. At the end of the meeting, the chair announced that Senate House Bills 4004, 4006, and 4009 would not be taken up that day, and the committee adjourned.

Transcript Highlights:

• A 2023 study conducted by the Urban Institute, which reviewed 2023 Home Mortgage Disclosure Act data,
• A 2023 study conducted by the Urban Institute, which reviewed 2023 Home Mortgage Disclosure Act data,
• A recent Home Mortgage Disclosure Act analysis shows that California credit unions exceed or equal CRA-compelled
• But funding disclosure is limited and is often the result of dissatisfied investors feuding after the
• We see this as an important step toward full disclosure for both the defendant and the justice system

Summary: The Assembly Banking and Finance Committee met to hear several bills, beginning with a consent calendar that included AB 665 and AB 866, both adopted on a do pass basis and referred to Appropriations. The committee then took up AB 801, which would create a California Community Reinvestment Act to require covered financial institutions, including state-chartered banks, credit unions, residential mortgage lenders, and money transmitters, to meet the financial needs of low- and moderate-income communities and communities of color. The author and supporters argued the bill would close gaps left by the federal CRA, address redlining and discriminatory lending, and expand investment in housing, small business, and community development. Support came from community groups, CDFIs, labor, and housing advocates, while opposition from mortgage bankers and credit unions argued the bill would impose costly new reporting and regulatory burdens, especially on institutions they said already serve underserved borrowers well. Committee members discussed the scope of the bill, the experience of other states with state CRA laws, and possible carve-outs or tiered treatment for smaller credit unions. AB 801 was passed as amended and referred to Appropriations, with the roll left open and later completed; one member voted no and others were not voting or voted aye as the roll was finalized. The committee also heard AB 743, which would require licensing and surety bonds for commercial lawsuit financing and bring those transactions under DFPI oversight. The author said the bill was aimed at a largely unregulated, multi-billion-dollar industry and was intended to increase transparency and address concerns about foreign interests, fraud, and abusive litigation funding practices, while not affecting consumer legal funding. Supporters, including Unified Patents, the Civil Justice Association of California, the California Chamber of Commerce, the California Trucking Association, and the American Property Casualty Insurance Association, said the bill was an important first step toward disclosure and regulation. There was no opposition testimony. AB 743 passed unanimously as amended and was referred to Appropriations, with the roll held open briefly for absent members before the committee adjourned.

Transcript Highlights:

• State your name, affiliation, and your position on the bill only. Thank you, Madam Chair.
• Please come forward with your name, affiliation, and your position on the bill. Good afternoon.
• Please come forward, state your name, affiliation, and position on the bill.
• Please come forward with your name, affiliation, and position on the bill.
• Researchers affiliated with public and private academic, medical, and research institutions, as well

Summary: The Assembly Health Committee heard a long agenda of health bills focused on access to preventive care, behavioral health, hospital services, and patient safety. Early items included AB 554, which would expand and protect access to HIV prevention drugs like PrEP, including injectable forms and coverage protections; supporters said it would shore up access amid federal threats, while insurers opposed it as a costly benefit mandate. AB 577 would limit insurer and PBM practices that steer medications away from physician offices and require more transparency and patient consent; doctors and patient advocates supported it, while health plans and insurers warned it could raise drug costs and disrupt specialty pharmacy networks. AB 546 would require coverage for portable HEPA purifiers for vulnerable enrollees during declared emergencies, especially wildfire smoke events, with support from air quality and public health groups and opposition from insurers concerned about benefit expansion and cost. The committee also heard AB 224, which would codify California’s updated essential health benefits benchmark plan after a public review process, adding infertility treatment, hearing aids, and durable medical equipment if approved by CMS for the 2027 plan year. DMHC said the state had completed the review and needed legislation to meet federal timing, and the measure drew broad support. AB 1032 would require plans and insurers to reimburse up to 12 additional behavioral health visits for enrollees in wildfire-affected counties for a limited period after an emergency; supporters argued it would fill gaps in trauma care after disasters, while insurers said existing parity and continuity-of-care rules already address the issue and that the bill could create inequities. AB 849 would require trained chaperones for sensitive ultrasound exams and training on how to observe and intervene; it was backed by a survivor and patient advocates, with hospitals and health districts raising staffing concerns. Later, AB 1196 would direct the Department of Public Health to update outdated rules requiring three surgeons for certain heart surgeries using cardiopulmonary bypass; supporters said the rule no longer reflects modern practice and strains staffing, while cardiology representatives had no formal opposition but wanted to review amendments. AB 1113 would codify a right to wear a mask for health reasons in public spaces, with support from disability and public health groups. AB 1386 sought to add perinatal care to the list of basic hospital services, prompting testimony about maternity ward closures, workforce shortages, and rural access; the author said the bill would be amended further and that the committee would need to revisit timelines and implementation details. The committee also heard AB 1429, which would address Kaiser’s repeated mental health parity violations and improve access to behavioral health care, though the transcript cuts off before any action on that bill is shown. Several bills were moved with motions and seconds, but many were held for quorum; AB 1196, AB 1113, and AB 1386 were among the measures advanced to a roll call or held on call, and the committee repeatedly noted that final votes would occur when quorum was available.