Transcript Highlights:

• </c><00:06:47.319><c> companies</c> real estate agents Brokers companies real estate agents Brokers companies
• </c><00:07:22.520><c> if</c><00:07:22.639><c> they're</c> place holds on transactions if they're place
• Extend consumer protections to business-to-business transactions and revitalize private enforcement for
• Extend consumer protections to business-to-business transactions and revitalize private enforcement for
• </c><00:12:52.320><c> and</c> business to business transactions and business to business transactions

Keywords: 1187, senate, all

Transcript Highlights:

• It will also amend the exemption for certain non-issuer transactions by certain dealers to require the
• The exemption will allow the commission to prescribe a form for the notice of transaction that an issuer
• Now, the mergers and acquisition brokers section of Chapter 517 is amended to adopt a revision to NASAA's
• model rule for certain mergers and acquisition brokers.
• Are there safeguards that exist to ensure exempted transactions don't lead to increased fraud or financial

Summary: The committee met with a quorum present and heard several insurance- and financial-services-related bills. HB 315 was temporarily postponed. The chair also noted that, following the speaker’s remarks, members should expect additional special meetings as the committee investigates insurance-related issues and seeks transparency and the truth. HB 497, relating to nonprofit agricultural organization health coverage, was presented as a way to give Florida Farm Bureau members—especially farmers, ranchers, and small business owners—more affordable health coverage options. An amendment added statutory placement changes, disclosures that the product is not commercially sold, and annual financial audits. Members discussed ACA-related protections, fraud, and insolvency concerns, and the bill received support from Florida Farm Bureau and was reported favorably 16-0. HB 379, the annual securities package, updated exemptions, foreign jurisdiction rules, the Florida Invest Local Exemption, merger-and-acquisition broker rules, fingerprinting requirements, and technical issues in the Securities Guarantee Fund. Three amendments clarified entity definitions and fingerprint/live-scan requirements; the bill drew support from industry and OFR and passed favorably 17-0. The PCS for HB 147 on consumer debt collection clarified prohibited communications during nighttime hours, with the sponsor and supporters explaining the intent was to allow email while restricting other forms of contact and reduce litigation over passive communications. Members and public witnesses discussed ambiguity in the wording, and the sponsor said further cleanup language may still be needed; the PCS was reported favorably 17-0. HB 655 on pet insurance and wellness programs created a regulatory framework for pet insurance, drew support from industry and humane society representatives, and passed favorably 17-0. HB 367 on home and service warranty association financial requirements allowed financial compliance through multiple contractual liability insurance policies and alternative parent-company documentation; an amendment corrected cross-references and duplicative language, and after questions about consumer protections and insolvency, the bill was reported favorably 17-0. Finally, HB 7003 preserved a public-records exemption for sensitive financial technology sandbox application materials; members discussed the sandbox concept and possible future issues, but no amendments were taken and the bill passed favorably 17-0. The meeting adjourned without objection.

Transcript Highlights:

• It has also created opportunities for third-party tee-time brokers to capture and broker those times
• that is not performed by consent of the parties. to restrain third-party brokering that is not performed
• We'll leave the roll open. of these brokers that got laughed at and saying that everything they was doing
• 90-plus percent of the tickets that go onto these platforms are being sold by these professional brokers
• Currently, that customer views this transaction as a bit of the Wild West.

Keywords: 988, house, all

Transcript Highlights:

• Office of Inspector General of the Texas Juvenile Bill 1172 by Perry relating to exempting certain transactions
• loss prevention equipment to finance Senate Bill 1232 by hand. cockrilling to certain health care transaction
• providers. and Human Services Senate Bill 1343 by Johnson relating to the notice requirements of a data broker
• broker registration state and internet website to business and commerce.

Bills: SJR36, SJR3, SB616, SB565, SB384, SB5, SJR52, SJR53, SJR54, SJR55, SCR18, SCR19, SCR22, SB27, SB29, SB35, SB1151, SB1152, SB1153, SB1154, SB1155, SB1156, SB1157, SB1158, SB1159, SB1160, SB1161, SB1162, SB1163, SB1164, SB1165, SB1166, SB1167, SB1168, SB1169, SB1170, SB1171, SB1172, SB1173, SB1174, SB1175, SB1176, SB1177, SB1178, SB1179, SB1180, SB1181, SB1182, SB1183, SB1184, SB1185, SB1186, SB1187, SB1188, SB1189, SB1190, SB1191, SB1192, SB1193, SB1194, SB1195, SB1196, SB1197, SB1198, SB1199, SB1200, SB1201, SB1202, SB1203, SB1204, SB1205, SB1206, SB1207, SB1208, SB1209, SB1210, SB1211, SB1212, SB1213, SB1214, SB1215, SB1216, SB1217, SB1218, SB1219, SB1220, SB1221, SB1222, SB1223, SB1224, SB1225, SB1226, SB1227, SB1228, SB1229, SB1230, SB1231, SB1232, SB1233, SB1234, SB1235, SB1236, SB1237, SB1238, SB1239, SB1240, SB1241, SB1242, SB1243, SB1244, SB1245, SB1246, SB1247, SB1248, SB1249, SB1250, SB1251, SB1252, SB1253, SB1254, SB1255, SB1256, SB1257, SB1258, SB1259, SB1260, SB1261, SB1262, SB1263, SB1264, SB1265, SB1266, SB1267, SB1268, SB1269, SB1270, SB1271, SB1272, SB1273, SB1274, SB1275, SB1276, SB1277, SB1278, SB1279, SB1280, SB1281, SB1282, SB1283, SB1284, SB1285, SB1286, SB1287, SB1288, SB1289, SB1290, SB1291, SB1292, SB1293, SB1294, SB1295, SB1296, SB1297, SB1298, SB1299, SB1300, SB1301, SB1302, SB1303, SB1304, SB1305, SB1306, SB1307, SB1308, SB1309, SB1310, SB1311, SB1312, SB1313, SB1314, SB1315, SB1316, SB1317, SB1318, SB1319, SB1320, SB1321, SB1322, SB1323, SB1324, SB1325, SB1326, SB1327, SB1328, SB1329, SB1330, SB1331, SB1332, SB1333, SB1334, SB1335, SB1336, SB1337, SB1338, SB1339, SB1340, SB1341, SB1342, SB1343, SB1344, SB1345, SB1621, SJR57

Keywords: dementia, Alzheimer's disease, Parkinson's disease, research funding, state budget, prevention, healthcare, medical research, Dementia Prevention and Research Institute, aquifer, water management, Edwards Aquifer, sustainability, regulatory framework, SB 565, Texas Water Code, TCEQ, Texas Commission on Environmental Quality, compliance agreement, enforcement suspension

Transcript Highlights:

• portion of the Code of Virginia related to professions and occupations, regulation of real estate brokers
• portion of the Code of Virginia related to professions and occupations, regulation of real estate brokers
• portion of the Code of Virginia related to professions and occupations, regulation of real estate brokers
• House Bill 954 deals with rounding procedures for cash transactions upon the suspension of the minting
• House Bill 954 deals with rounding procedures for cash transactions upon the suspension of the minting

Keywords: March 06, 2026 - Regular Session, 976, house, all

Transcript Highlights:

• Plan to report to the public and Legislature quarterly on the clearinghouse programs; and requires brokers
• it can provide an offer to a Fair Plan policyholder while providing the same offer to the agent or broker
• Chairman and members, John Norwood, on behalf of the Independent Insurance Agents and Brokers of California
• Agents' and brokers' client lists and work products are going to be protected from abuse, I believe.
• When a utility partners with a home protection company to deliver those repair plans, the transactions

Keywords: 987, senate, all

Transcript Highlights:

• They understand how that's going to transact.
• Just as eBay brokers the transaction between a seller and a buyer, just as Lyft or Uber brokers the transaction
• And this is an example of a credit transaction.
• Is there still not enough money in a transaction where you can exclude 6.25% from a 2% transaction fee
• The Illinois law calls for a $1,000 per transaction fine.

Keywords: 995, all

Summary: The Special Commission on the future of payments and sales transactions by credit card heard extensive testimony from credit union, banking, retail, restaurant, and payments-industry representatives about proposals to limit interchange fees, especially on the tax and tip portions of transactions. Several witnesses opposed state-level restrictions, arguing they would create a patchwork of rules, burden state-chartered institutions, raise compliance complexity, and ultimately reduce resources for fraud prevention, cybersecurity, rewards, and access to credit. Others, including retail and merchant advocates, said swipe fees are a significant and growing cost for small businesses and that states should consider reforms such as limiting fees on taxes and tips, allowing surcharging, improving transparency in merchant contracts, and studying collection costs more closely. Witnesses also discussed recent legal and regulatory developments, including Illinois’s interchange-fee law, OCC and NCUA interim rules, and the ongoing Visa/Mastercard antitrust settlement. Industry representatives said the Illinois law has been delayed and is likely preempted for most transactions, while merchant advocates argued the state efforts and court rulings show that networks and banks do not set fees competitively. The proposed antitrust settlement was described by some as a meaningful but limited merchant victory, with temporary fee reductions and expanded surcharge/steering rights, while others said it still falls short of structural reform. The commission members pressed witnesses on the practical effects of fees, the cost of cash, whether merchants can pass costs through, and whether small businesses are actually seeing benefits from the current system. Members repeatedly emphasized the need for a fair middle ground that protects both small businesses and the payment system. No substantive votes or policy actions were taken beyond accepting testimony, and the meeting ended with adjournment after all scheduled witnesses had spoken.

Transcript Highlights:

• Allowing the use of agents and brokers would contradict that.
• The one thing that every bad actor has had in common is that they've used brokers and agents.
• But the harm that the use of brokers can and will cause still exists.
• But the harm that the use of brokers can and will cause still exists.
• Certainly, what we're talking about today is a financial transaction.

Bills: S0266, S0394, S0540, S0632, S0642, S0832, S0834, S1028

Keywords: public adjuster, contract cancellation, state of emergency, vulnerable adults, disciplinary actions, financial regulation, information security, financial exploitation, licensing, transportation, insurance, TNC, ride-sharing, automobile liability, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, residential property insurance

Summary: The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably. The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written. Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.

Transcript Highlights:

• The next model rule governs broker, dealer, and agents' dishonest or unethical business practices.
• , entering into a transaction with or for a customer at a price that is not reasonably related to the
• Finally, the amendment transactions.
• > the</c><00:57:16.079><c> broker</c><00:57:16.400><c> dealer</c> improves broker deal the broker dealer
• improves broker deal the broker dealer section<00:57:17.440><c> by</c><00:57:17.680><c> incorporating

Keywords: 1187, senate, all

Transcript Highlights:

• The data broker industry stands to profit from this bill immensely, given that they're the ones often
• If you give data to a data broker, they are going to sell it. They are going to breach it.
• If you give data to a data broker, they are going to sell it. They are going to breach it.
• The data broker million people, and now they operate an age verification product.
• If you give data to a data broker, they are going to sell it. They are going to breach it.

Summary: The Consumer Protection and Business Committee held a public hearing on House Bill 2112, which would require commercial entities, including some social media companies, to use age verification before allowing access to websites where more than one-third of the material is sexual content harmful to minors. Staff explained that the bill would require reasonable age verification methods, prohibit retention of identifying information, exempt bona fide news and public-interest sites, and authorize the Attorney General to enforce the law through civil penalties. The bill would also require warning notices on landing pages and advertisements, with content to be developed by the Department of Health. Prime sponsor Representative Mari Leavitt said the bill is intended to protect children from harmful online sexual content and argued that parental controls are not sufficient. She cited pediatric and public-health concerns, said the bill is modeled on laws upheld elsewhere, and emphasized that the measure is aimed at commercial entities rather than school-based sharing or general adult access. Supportive testimony from parents, clinicians, and advocates described early exposure to pornography, mental health harms, and the need to place responsibility on platforms rather than families alone. Opposition testimony focused on privacy, free speech, enforcement, and scope. Several witnesses argued that age verification systems create data-security risks even if data is not retained, that the bill’s definitions and one-third threshold are vague and could sweep in LGBTQ, health, educational, or artistic content, and that enforcement would be difficult against out-of-state websites. Some opponents said the law would push users to less-compliant sites and would not effectively protect children. A technology industry witness said the bill is narrow and comparable to carding for alcohol or tobacco, while a Free Speech Coalition representative said the law is ineffective in practice and offered to discuss amendments. No vote was taken during the hearing.

Transcript Highlights:

• </c> of that dollar on chain to transact of that dollar on chain to transact with.<00:20:51.840><c> So
• </c> component of the global transaction component of the global transaction volume<00:26:22.080><c>
• ><00:31:58.960><c> of</c><00:31:59.120><c> the</c> transactions and the structure of the transactions
• </c> own payments, our own uh transactions. own payments, our own uh transactions.
• ><c> transactions</c><01:37:20.800><c> that</c> over 71 billion transactions that over 71 billion transactions

Keywords: 1189, house, all

Summary: The commission met with a quorum, approved the agenda, and approved the November 12 minutes after a motion, second, and unanimous voice/online consent. The chair said the meeting would include two presentations—one from Noah Herman of Fortress Global and one from John Kicko and team from Hedera—followed by discussion of the commission’s next steps and public comment. The chair also noted he was still seeking a clerk for note-taking. Herman’s presentation focused on stablecoins, blockchain use cases, and operational considerations for states and other institutions. He described Fortress as an enterprise crypto-wallet and treasury platform serving corporates, governments, and nonprofits, and used examples such as Save the Children and a large global commodities firm to illustrate custody and treasury management on blockchain rails. He said stablecoins are designed to maintain a U.S. dollar peg, are increasingly backed by treasuries and subject to greater transparency, and are being adopted by major firms and payment companies because they can improve speed, reduce cost, and simplify payments. He also highlighted market growth, including claims that stablecoins now represent a significant share of on-chain activity and are a major holder of U.S. Treasuries. He identified custody as a key issue for state and institutional use, outlining qualified custody, managed custody, and self-custody models. He said the main practical challenge for the commodities client was moving funds safely and quickly across global time zones and that blockchain rails could solve problems that traditional banking rails could not. He framed the broader trend as one of accelerating institutional adoption, citing recent acquisitions and product launches by Visa, Stripe, Citi, and PayPal as evidence that stablecoin infrastructure is becoming mainstream.

Transcript Highlights:

• A lot of 61,000 licensing transactions.
• In your non-banking division, you regulate pawn brokers too.
• I know one of my palm brokers too.
• Can you some issues with palm brokers.
• </c> are some industry some some palm brokers are some industry some some palm brokers within<01:39:14.960

Keywords: Appropriations - Room 216, 22 January, 2026; 8:00 AM, 925, all

Transcript Highlights:

• </c><00:07:03.360><c> House</c><00:07:03.680><c> Bill</c> public agency transactions.
• House Bill public agency transactions.
• I'm now those years, I've been a broker.
• </c><00:41:52.240><c> I</c><00:41:52.480><c> deal</c> principal broker of my company.
• I deal principal broker of my company.

Keywords: Convene 00:00:00 Senate Message 00:05:32 Calendar/2nd Readings 00:06:28 Orders of the Day 00:08:06 HB 459 00:08:16 HB 293 00:10:44 HB 379 00:20:16 HB 526 00:24:16 HB 264 00:39:32 HB 448 00:43:37 Motions, Petitions, and Communications 00:46:17 Introduction of New Bills and Resolutions 00:57:26 Recess for ConC/Rules Meeting 00:58:27 ConC/Rules Report 01:01:42 Floor Amendments 01:03:00 Adjournment 01:03:24, 958, all

Transcript Highlights:

• They understand how that's going to transact.
• Just as eBay brokers the transaction between a seller and a buyer, just as Lyft or Uber brokers the transaction
• But almost 1.4% of all transactions end up in default.
• Is there still not enough money in a transaction where you can exclude 6.25% from a 2% transaction fee
• The Illinois law calls for a $1,000 per transaction fine.

Summary: The Special Commission on the future of credit card payments and their impacts on small businesses heard testimony from credit union, retail, banking, and payments industry representatives. Much of the discussion focused on proposals to exclude sales tax and tips from interchange fees, the Illinois Interchange Fee Prohibition Act and related litigation, and whether similar state action in Massachusetts would help small businesses or instead create a patchwork that burdens state-chartered institutions. Witnesses from defense and community credit unions argued interchange helps fund fraud prevention, cybersecurity, member services, and low-fee products, while retail and NRF representatives said merchants are paying significant swipe fees and that state laws like Illinois’s are aimed at reducing costs that are not being passed on to consumers. Several witnesses emphasized that the current payment system provides security, fraud protection, rewards, and access to credit, and that many of the costs merchants complain about are actually bundled processor or acquirer fees rather than interchange itself. Others countered that small businesses are struggling with rising overall costs and that Massachusetts should consider reforms such as allowing surcharging, improving transparency in merchant contracts, and studying collection costs. There was also discussion of the recent Visa/Mastercard antitrust settlement, with industry witnesses describing it as meaningful relief for merchants and opponents saying it is temporary and incomplete. No formal votes were taken on legislation. The commission accepted oral testimony, noted that written testimony would be accepted through July 31, and concluded the meeting by unanimously voting to adjourn. The chair and members said they would continue gathering testimony and work toward recommendations, with the chair stressing the need to find a fair middle ground that supports both small businesses and the broader payments ecosystem.

Transcript Highlights:

• They understand how that's going to transact.
• Just as eBay brokers the transaction between a seller and a buyer, just as Lyft or Uber brokers the transaction
• And this is an example of a credit transaction.
• Is there still not enough money in a transaction where you can exclude 6.25% from a 2% transaction fee
• The Illinois law calls for a $1,000 per transaction fine.

Keywords: 1212, all

Summary: The Special Commission on the future of credit card payments and their impacts on small businesses heard extensive testimony from credit unions, retailers, payment industry groups, and a credit card issuer. Much of the discussion focused on proposed state laws that would limit interchange fees on the tax and tip portions of transactions, especially Illinois’s Interchange Fee Prohibition Act and similar efforts in other states. Witnesses opposing the proposals argued that interchange helps fund fraud protection, cybersecurity, rewards, and access to credit, and warned that state-by-state rules would create a patchwork that could harm state-chartered banks and credit unions, raise compliance costs, and reduce consumer access to credit. Supporters of reform argued that swipe fees are a significant burden on merchants, especially small businesses, and that current pricing is opaque and often bundled with other processor charges. Several witnesses emphasized that the current payment system provides major benefits to merchants and consumers, including security, convenience, faster settlement, online commerce, and broader access to credit. One witness from Capital One said the industry’s losses from fraud and default are substantial and that interchange helps offset those risks; he also noted that merchants already have some tools, such as surcharging where allowed and negotiating clearer processor contracts. Retail representatives and the National Retail Federation countered that small businesses are under pressure from many costs and that interchange and related fees remain a real pain point, with some urging the commission to consider reforms that would return more money to businesses without disrupting the system. There was also discussion of the recent Visa/Mastercard antitrust settlement, with industry witnesses describing it as a significant merchant win that includes temporary rate reductions, more surcharge flexibility, and the ability to decline certain card tiers. No votes were taken. The meeting concluded after all scheduled testimony was heard, with the commission chair saying the session had been productive and that the committee would continue gathering testimony and written comments before making recommendations.

Transcript Highlights:

• my witness, former state senator Kathleen Galdianity, who is representing the California Pawn Brokers
• Kathleen Galgianity, who is representing the California pawn brokers, will testify in support of this
• The pawn brokers are proud of their efforts to curtail the dissemination...
• Well, the pawn brokers are proud of their efforts to curtail the dissemination of stolen property.
• Because as licensed secondhand dealers, pawn brokers require that the customer provide a fingerprint,

Summary: The committee heard a series of bills on access to care, professional licensing, and consumer protection, beginning as a subcommittee because quorum was initially lacking. AB 1307 would create a pilot program allowing up to 30 qualified dentists from Mexico to work in underserved California areas for up to three years; the author and sponsor framed it as a cost-neutral way to address dental shortages, the California Dental Association moved from opposition to neutral after amendments, and members expressed support. AB 1703 would restrict use of osteopathic titles and osteopathic manipulative treatment to licensed DOs; supporters said it would prevent patient confusion and unlicensed practice, while non-physician osteopaths argued it would criminalize a long-standing, safe practice and reduce access. Members raised concerns about consumer clarity and access, and the author said she would continue working with opponents. AB 2250 made technical cleanup changes to last year’s hemp enforcement law, with support from the cannabis industry and no opposition. AB 1758 would raise the annual seller-of-travel assessment for the Travel Consumer Restitution Fund from $35 to $60, and AB 1794 would allow prescribed enteral nutrition formulas to be drop-shipped directly to patients’ homes with pharmacist oversight; both drew support and no opposition. AB 1775 would expand state licensing priority and related support for veterans discharged because of a federal transgender military policy, with emotional testimony from a transgender Army captain and support from equality and women’s organizations. AB 1939 would allow licensed professional fiduciaries to form corporations, and AB 2477 would create a limited provisional period for new pest control employees to work under supervision while licensing is pending; both were supported, though AB 2477 drew questions about supervision and committee amendments. AB 1999 would address veterinary workforce shortages by creating retired volunteer status, a shelter-veterinarian pathway, changes to VCPR rules, and narrowing the owner exemption to exclude surgical procedures; supporters cited animal welfare concerns, while some opponents warned about overreach. AB 2010 would permit high-quality, high-volume spay/neuter clinics in nontraditional settings to expand access, but the Veterinary Medical Board and some advocates opposed it unless amended over safety and clarity concerns. AB 2311 would let public health care district hospitals directly employ physicians, with supporters saying it would improve recruitment and access and opponents warning about erosion of physician autonomy; the author said the bill included safeguards, a sunset, and reporting requirements, and continued negotiations were ongoing. After quorum was established, the committee took roll-call votes and advanced the bills, generally on party-line or broad bipartisan votes, with several measures placed on call and others sent to Appropriations, Judiciary, Revenue and Taxation, Military and Veterans Affairs, or other committees as noted.

Transcript Highlights:

• my witness, former state senator Kathleen Galgianity, who is representing the California Pawn Brokers
• Kathleen Galgianity, who is representing the California pawn brokers, will testify in support of this
• The pawn brokers are proud of their efforts to curtail the dissemination...
• Well, the pawn brokers are proud of their efforts to curtail the dissemination of stolen property.
• Because as licensed secondhand dealers, pawn brokers require that the customer provide a fingerprint,

Keywords: 987, senate, all

Transcript Highlights:

• registry and requirement to try to regulate the harvesting of data by data brokers.
• It's been the practice of data brokers to try to get around that law.
• It's been the practice of data brokers to try to get around that law.
• There were two references to the role of revenue in determining what a data broker is.
• Members, coerced debt is the type of identity theft in which an abuser incurred related transactions

Bills: SB438, SB512, SB647, SB648, SB1495, SB2121, SB2145, SB2154, SB2167, SB2184, SB2211, SB2268, SB2349, SB2443, SB2629, SB2702, SB2902

Keywords: SB 438, Texas, State Office of Administrative Hearings, SOAH, administrative law judge, ALJ, public information act, open records, confidentiality, privacy, home address, home telephone number, emergency contact information, social security number, family members, Government Code 552.117, Government Code 552.1175, Tax Code 25.025, public records, government transparency

Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, voting favorably on SB 1612, SB 2717, SB 1468, SB 1642, and SB 1789. SB 1612 was reported favorably with objections to the local and contested calendar, while SB 2717, SB 1468, SB 1642, and SB 1789 were reported favorably, with SB 1642 and SB 1789 sent to the floor. SB 2717 would create the Texas Energy Efficiency Council; SB 1642 would add an executive director to the Texas Department of Insurance structure; and SB 1789 would establish pole standards and clarify PUC authority and remedies. The committee also heard an ERCOT update from CEO Pablo Vegas on the updated long-term load forecast, which showed a much higher unadjusted growth projection driven largely by data centers. ERCOT described an adjusted forecast using historical delays and lower realized build rates, and members discussed reliability, generation timelines, and the importance of SB 6 for demand response and flexibility. The committee then heard and left pending SB 2629, which would allow condominium and property owners’ association meetings and voting by electronic means; SB 2702, which would let nationally certified professionals test backflow prevention assemblies without a separate TCEQ license; SB 2167, which would let TDLR pause new license applications tied to human trafficking emergency orders or pending SOAH cases; SB 2349, which would exempt short-term leases and certain leasebacks from flood disclosure requirements; SB 2121, which would tighten the data broker registry law; and SB 2443, which would authorize TDLR electronic delivery of notices and other documents. Testimony generally supported these bills as cleanup, modernization, or workforce-streamlining measures, with some members expressing caution about electronic meetings and emphasizing in-person accountability. The committee also heard SB 2902 on coerced debt and identity theft, with testimony from a law professor and family violence advocates supporting stronger protections for survivors and suggesting a police report as an additional proof option. SB 512, a refiled bill restricting money transmission license holders from fining users for terms-of-service violations, also received supportive testimony and was left pending. Later, the committee heard SB 2145 on allowing certain TIF boards to meet virtually in narrow circumstances, SB 2268 on extending Texas Energy Fund loan deadlines in some cases, SB 1495 creating an EV supply equipment advisory board, SB 2154 regulating delivery network companies under a statewide framework, SB 2184 lowering the age for pyrotechnic operator and fireworks display permits from 21 to 18, SB 2211 on combining data centers, power generation, and produced-water desalination projects, and SB 647 on title theft protections and clerk authority to refuse fraudulent filings. Most of these bills were left pending after brief testimony and questions, with members focusing on reliability, regulation, and safeguards against fraud.

Transcript Highlights:

• registry and requirement to try to regulate the harvesting of data by data brokers.
• It's been the practice of data brokers to try to get around that law.
• It's been the practice of data brokers to try to get around that law.
• There were two references to the role of revenue in determining what a data broker is.
• Members, coerced debt is the type of identity theft in which an abuser incurred-related transactions

Bills: SB438, SB512, SB647, SB648, SB1495, SB2121, SB2145, SB2154, SB2167, SB2184, SB2211, SB2268, SB2349, SB2443, SB2629, SB2702, SB2902

Keywords: SB 438, Texas, State Office of Administrative Hearings, SOAH, administrative law judge, ALJ, public information act, open records, confidentiality, privacy, home address, home telephone number, emergency contact information, social security number, family members, Government Code 552.117, Government Code 552.1175, Tax Code 25.025, public records, government transparency

Summary: The Senate Committee on Business and Commerce met with a quorum and first voted out several pending bills. Senate Bill 1612 was reported favorably to the full Senate with objections sent to the local and contested calendar. The committee then adopted committee substitutes and favorably reported Senate Bills 2717, 1468, 1642, and 1789, with 1642 and 1789 sent to the floor. SB 2717 would create the Texas Energy Efficiency Council and add agencies to it; SB 1468 and SB 1642 were discussed as changes affecting utility and insurance-related structures; and SB 1789 would establish pole standards, with the author saying it would clarify PUC authority and create more practical statewide standards. The committee also heard an ERCOT update from Pablo Vegas, who said Texas load growth remains strong but ERCOT is adjusting its large-load forecast downward using historical delays and realization rates for data centers and other large loads. He said the adjusted forecast is still very high, but more realistic for planning, and members discussed reliability, generation timelines, demand response, and the role of Senate Bill 6 in helping model large data centers as flexible load. The committee then took testimony on a series of bills and left most pending after public comment. SB 2629 would allow condominium and property owners associations to hold meetings and vote electronically; testimony supported it as a way to improve access, though some members expressed concern about overuse of virtual meetings. SB 2702 would let nationally certified professionals test backflow prevention assemblies instead of requiring a separate TCEQ license, and was supported as a workforce and public health measure. SB 2167 would let TDLR pause new massage-establishment license applications when an applicant is subject to a human trafficking emergency order or pending SOAH case. SB 2349 would exempt short-term residential leases and certain leasebacks from floodplain disclosure requirements while allowing the notice to be included in the lease packet. SB 2121 would tighten the data broker registry law from the prior session, and SB 2443 would allow TDLR to use electronic delivery for notices and contested-case documents. Additional bills focused on consumer protection, housing, and regulatory administration. SB 2902 would help victims of coerced debt and identity theft stop collection efforts by requiring proof such as a court order or FTC report; advocates said it would protect survivors while still preventing fraud. SB 512 would bar money transmission license holders from fining users for terms-of-service violations in a way that forfeits account funds, and supporters framed it as a protection against private financial penalties. SB 2145 would allow public improvement districts and tax increment finance districts to meet virtually with at least one member physically present, while SB 2268 would give the PUC flexibility to extend Texas Energy Fund loan deadlines in certain cases. SB 1495 would create an advisory board for electric vehicle supply equipment standards, SB 2154 would extend statewide regulation to delivery network companies, SB 2184 would lower the age for pyrotechnic operator and fireworks display licenses from 21 to 18, SB 438 would expand confidentiality protections for SOAH administrative law judges, SB 2211 would treat digital products and desalinated water as industrial products to support combined energy-water projects, and SB 647 would strengthen title-theft protections by improving notice and clerk authority to reject fraudulent filings. Most of these bills were left pending after testimony, and several drew support from industry, consumer, or advocacy witnesses along with some member concerns about electronic meetings, licensing, and data accuracy.

Transcript Highlights:

• Professional brokers use sophisticated software and shell companies to purchase large quantities of tickets
• Professional brokers use sophisticated software and shell companies to purchase large qualities of tickets
• It simply allows financial institutions, broker-dealers, investment advisers, and other qualified professionals
• It authorizes financial institutions to temporarily delay suspicious transactions.
• It authorizes financial institutions to temporarily delay suspicious transactions when there is reasonable

Summary: The Senate considered a large number of amendments to an economic development bill and adopted them one by one, with repeated brief recesses as members finalized language. Early amendments made permanent the option for hybrid public meetings and added procedures for alleged open meeting law violations, authorized speed camera enforcement in school and construction safety zones, and created a retirement credit option for part-time teachers who reduced hours to care for children. Other adopted amendments updated gateway municipality designations every three years, capped ticket resale prices and banned speculative “ghost tickets,” and addressed vulnerable road users, crumbling concrete, and a fund for seasonal communities housing. Members also approved amendments to create a new framework for responding to crimes against women, including better investigation of staged suicides and adding sex and gender to the hate crimes statute; to establish a trigger law protecting private-sector labor organizing rights if federal labor law is weakened; to create a bottom-up “Enough Act” fund to fight poverty; to allow airport restaurants and bars at Logan to operate during flight hours; and to protect seniors and adults with disabilities from financial scams by allowing temporary delays of suspicious transactions and reporting to protective agencies. Additional housing-related amendments were adopted for rural communities, residential PACE financing, and a five-community tenant opportunity to purchase pilot program. A Senate Ways and Means amendment was then adopted, the substitute draft was applied to the underlying bill, and the bill was ordered to a third reading and then passed to be engrossed. The chamber also adopted an order to reconvene the following Monday at 11 a.m. and to dispense with printing a calendar. The Senate then adjourned.