Transcript Highlights:

• </c><00:15:40.880><c> Uh</c> declarants are reporting. Uh declarants are reporting.
• </c> insurance with a statewide insurance insurance with a statewide insurance plan.<00:43:15.599><c>
• You would look at liability insurance, theft insurance, vehicle insurance if the grant drives, make sure
• You would look at liability insurance, theft insurance, vehicle insurance if the grant drives, make sure
• 01:23:31.679><c> vehicle</c> insurance, theft insurance, vehicle insurance, theft insurance, vehicle

Bills: HF3422, HF3461, HF2904

Keywords: state grants, grant oversight, grants management, executive agencies, Minnesota Department of Administration, commissioner of administration, fraud prevention, waste prevention, grant monitoring, financial reconciliation, grant compliance, state government, public funds, grant recipients, competitive grants, grant administration, administrative oversight, monitoring visits, grant policy, legislative leave

Transcript Highlights:

• I would like to call this meeting of Business and Insurance to order.
• This is for the middle people and healthcare insurance.
• But in my car insurance, I would actually have another option.
• I don't work for an insurance carrier.
• Insurance carriers are trying to catch up with these rising costs.

Bills: SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits

Transcript Highlights:

• Insurance.
• My first question to the senator: would you believe that insurers, insurance carriers currently, must
• Is insurance the only industry or Is insurance the only industry where we have seen increased pricing
• Auto insurance rates at that time, the previous year, Auto insurance rates at that time, the previous
• All as an independent insurance agent. I don't work for an insurance carrier.

Bills: SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits

Summary: The Senate Business and Insurance Committee met and first laid over Senate Bills 1969 and 1624 without hearing them. It then considered SB 1953, a health insurance transparency bill requiring third-party administrators to provide employers information on what was spent on employee health benefits; an amendment deleting the word “welfare” was adopted, and the bill passed 7-1. SB 1277, which codifies a three-week work-search requirement for unemployment benefits, passed 8-0. SB 1287, amended to change “may” to “shall,” would bar the Oklahoma Abstractors Board from licensing applicants not legally authorized to work in the U.S.; after questions about the need for the bill and the alleged loophole, it passed 7-2. The committee also passed SB 1061, a cleanup measure on mortgage broker licensing and renewal fees, and SB 1916, which would move the Oklahoma Receivership Office under the Insurance Department and streamline receivership operations. SB 1589, as amended to reference Indian Gaming Regulatory Act authorization, would increase penalties for illegal sweepstakes/gambling operations and expand enforcement against entities profiting from illegal gambling; it passed unanimously. SB 2178, a compromise special-event license bill requiring liability insurance coverage, also passed unanimously. Two major insurance reform bills were debated at length and failed. SB 1444 would shift homeowners insurance rate regulation from a use-and-file system to prior filing with authority for the Insurance Commissioner to declare rates excessive; after testimony from a homeowner about a large premium increase and extensive debate over regulation and market effects, it failed 4-5. SB 1438 would require reporting of underwriting gains and profits, cap average profits at 5% over three years, and require rebates or premium credits if profits exceeded that level; supporters argued it would protect consumers, while opponents warned of market disruption and reduced competition. It failed 2-7. The committee then passed SB 1501, clarifying medical marijuana grow reclamation bond requirements, SB 1873, correcting a drafting error in a prior bill and delaying its effective date, and SB 1364, requiring an affidavit of encumbrances before transferring a medical marijuana business license.

Transcript Highlights:

• </c> health insurance survey bill. health insurance survey bill.
• </c> insurance or I get a paycheck." insurance or I get a paycheck."
• </c> collected and reported by the LBO. collected and reported by the LBO.
• </c> self-insurance. So, cut us out." self-insurance. So, cut us out."
• </c> to report on the CAN grants. to report on the CAN grants.

Bills: HF3794, HF4472, HF4410, HF4347, HF4412, HF4398, HF4397, HF4201, HF4199, HF4203, HF3706, HF4071, HF4120, HF4175, HF4188

Keywords: surveillance, price discrimination, wage discrimination, automated decision systems, consumer protections, data privacy, biometrics, school district health insurance, charter school health benefits, employee benefits, public sector health insurance, health insurance survey, Legislative Budget Office, LBO report, premium costs, retiree coverage, broker commissions, third-party administrator, health plan transparency, health reimbursement arrangement

Transcript Highlights:

• It allocates 100% of insurance assessments to insurance fraud investigations, which is up from 70%.
• It allocates 100% of insurance assessments to insurance fraud investigations, which is up from 70%.
• We are happy to report back to this committee and the insurance industry as well to ensure that what
• the insurance agency?
• regulatory when they're the insurance regulatory when they're reporting<01:41:57.560><c> a</c><01:41

Bills: HF2335, HF2400, HF2401, HF2522

Keywords: Medicare, health insurance, supplement policies, preexisting conditions, medical assistance, premium classification, real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, continuing education, out-of-state, licensing, commerce, fraud prevention, automobile theft, law enforcement, insurance crimes, 1183

Transcript Highlights:

• The legislation's intent is to increase public safety by expediting crime solving by requiring a report
• of serious injury arising from criminal activity while protecting reporters who share such information
• Are you concerned that they could be more worried about documentation and reporting the scene of the
• All that information's already reported.
• In my world as a commercial insurance agent, we see it on the commercial side.

Bills: SB1936, SB1612, SB1543, SB1260, SB1988, SB1859, SB2041, SB1257, HB4272, HB3277, HB3148, HB3651, HB3323, HB4287, HB4105, HB3304, HB3345

Keywords: forfeiture, criminal offenses, law enforcement, Class D1 offenses, property seizure, SB1612, mandatory reporting, violent injury reporting, gunshot wound, stab wound, poisoning, burn injury, explosive injury, medical reporting, healthcare providers, law enforcement notification, evidence preservation, patient video records, confidentiality waiver, misdemeanor penalty

Transcript Highlights:

• In FY24, there was only a 91% reporting rate, which is good.
• As of today, I have received no investigation report.
• Dollars in insurance to cover my time frame.
• note, and our insurance costs go up.
• And trust me, insurance costs have gone completely through the roof.

Bills: HB 1239, HB1990, HB1748, HB1749, HB2578, HB2986, HB1970, HB3163, HB2733, HB1922, HB 113, HB 1088, HB1938, HB3004, HB2637, HB2960, HB113

Keywords: public health, access to healthcare, insurance reforms, medical expenses, healthcare providers, mental health, protective custody, preliminary examination, detention period, emergency circumstances, emergency detention, legal framework, detention, healthcare, liability, landowners, nonagricultural land, trespassing, public safety, interpreters

Transcript Highlights:

• Under the law, a timeline is started when the contractor receives a report.
• Seeing none, Vice Chair Johnson moves that House Bill 581, without amendments, be reported to the full
• Representative Gonzalez moves that House Bill 421, as substituted, be reported to the full House with
• Being none, Vice Chair Hayes moves that House Bill 1110, without amendments, be reported to the full
• H.J.R. 12, without amendments, be reported to the full House with the recommendation that it do pass

Bills: HB 1239, HB1990, HB1748, HB1749, HB2578, HB2986, HB1970, HB3163, HB2733, HB1922, HB 113, HB 1088, HB1938, HB3004, HB2637, HB2960, HB113

Keywords: public health, access to healthcare, insurance reforms, medical expenses, healthcare providers, mental health, protective custody, preliminary examination, detention period, emergency circumstances, emergency detention, legal framework, detention, healthcare, liability, landowners, nonagricultural land, trespassing, public safety, interpreters

Transcript Highlights:

• In the same survey, 93% of the physicians reported experiencing delays while waiting for insurers to
• It is reported that insurers are mandating pediatric patients to experience severe symptoms such as swelling
• They discuss how it would work better if the insurance plans would combine the data and report the data
• Now, what I would say on that report, that's a report of all physicians, not all physicians that have
• Events Reporting System.

Bills: SB227, SB269, SB407, SB463, SB527, SB547, SB1283, SB1380, SB1383, SB1511, SB1640, SB1784, SB2069

Keywords: school funding, education reform, state budget, property taxes, equity in education, healthcare policy, vaccines, exemptions, religious beliefs, public health, workplace violence, healthcare facilities, definition expansion, safety regulations, health and safety code, health insurance, anesthesia, pediatric dental services, coverage, medical necessity

Transcript Highlights:

• Dental insurance and parents normally cover the cost of medically necessary dental procedures.
• However, some medical health insurers do not want to cover the anesthesia.
• Health insurance will pay for anesthesia when a child needs ear tubes or when the child needs their tonsils
• However, we find it difficult to get insurers to approve payment for the medically necessary anesthesia
• Health insurance for necessary general anesthesia for these dental procedures.

Bills: SB227, SB269, SB407, SB463, SB527, SB547, SB1283, SB1380, SB1383, SB1511, SB1640, SB1784, SB2069

Keywords: school funding, education reform, state budget, property taxes, equity in education, healthcare policy, vaccines, exemptions, religious beliefs, public health, workplace violence, healthcare facilities, definition expansion, safety regulations, health and safety code, health insurance, anesthesia, pediatric dental services, coverage, medical necessity

Transcript Highlights:

• In recent years, dentists have found it difficult to get medical insurance to cover general anesthesia
• Dental insurance and parents normally cover the cost of medically necessary dental procedures.
• However, some medical health insurers do not want to cover the anesthesia necessary to safely care for
• Health insurance will pay for anesthesia when a child needs ear tubes or when the child needs their tonsils
• This bill simply says that if medical insurance provides coverage for general anesthesia for other medically

Bills: SB 227, SB 269, SB 407, SB 463, SB 527, SB 547, SB 1283, SB 1380, SB 1383, SB 1511, SB 1640, SB 1784, SB 2069

Keywords: school funding, education reform, state budget, property taxes, equity in education, healthcare policy, vaccines, exemptions, religious beliefs, public health, workplace violence, healthcare facilities, definition expansion, safety regulations, health and safety code, health insurance, anesthesia, pediatric dental services, coverage, medical necessity

Transcript Highlights:

• In the same survey, 93% of the physicians reported experiencing delays while waiting for insurers to
• In the same survey, 93% of the physicians reported experiencing delays while waiting for insurers to
• Dentists report that insurers are mandating pediatric patients to experience severe symptoms, such as
• Covered by dental insurance.
• So I think we would suggest that we don't really need to do the reporting if we're going to report it

Bills: SB227, SB269, SB407, SB463, SB527, SB547, SB1283, SB1380, SB1383, SB1511, SB1640, SB1784, SB2069

Keywords: school funding, education reform, state budget, property taxes, equity in education, healthcare policy, vaccines, exemptions, religious beliefs, public health, workplace violence, healthcare facilities, definition expansion, safety regulations, health and safety code, health insurance, anesthesia, pediatric dental services, coverage, medical necessity

Summary: The Senate Committee on Health and Human Services met with several members initially absent, then later established a quorum. The committee heard multiple bills, with most testimony focusing on access to care, insurance practices, senior safety, and health care worker protections. Several bills were laid out with committee substitutes, and public testimony was limited to two minutes per witness. Most bills were left pending after testimony, with no final votes taken in the portion provided. Senate Bill 2069 would create a work group to study the feasibility of a statewide acute psychiatric bed registry; the substitute shifts appointment authority to the Health and Human Services Commissioner and extends reporting and sunset dates. Senate Bill 463 would expand workplace violence protections to additional hospice, home and community support, intermediate care, and state-supported living center settings. Senate Bill 1283 would require background checks and transparency measures for senior retirement communities after testimony about the Dallas-area serial killings of elderly residents. Senate Bill 1784 would require 60 days’ written notice before medical debt is sent to collections. Senate Bill 527 would require medical insurance coverage for general anesthesia for medically necessary pediatric dental procedures for children under 13 with qualifying conditions; pediatric dentists testified that denials delay needed care. A major portion of the meeting centered on prior authorization. Senate Bill 1380 would eliminate prior authorization for a broad list of services, including emergency, primary, mental health, substance use, chemotherapy, preventive, pediatric hospice, and certain chronic-condition care. Physicians and hospice advocates supported the bill, describing delays, administrative burden, and patient harm, while health plans opposed blanket exemptions and argued prior authorization helps prevent unnecessary care and control costs. Relatedly, Senate Bill 547 would require insurers to report gold-card prior authorization exemptions to TDI and create a centralized database and annual report; TMA supported better tracking, while health plans warned of duplicative reporting and administrative cost. Senate Bill 407 would require health care facilities to honor conscience- and religion-based vaccine exemptions for employees, with testimony from a physician and vaccine-choice advocate supporting the bill. The committee also heard Senate Bill 1383, which would regulate senior living referral agencies, allow more flexible compensation structures, and add disclosure and consumer protections; an out-of-state referral company and A Place for Mom supported it. Senate Bill 1511 would allow freestanding emergency centers to provide outpatient services in addition to emergency care, with consumer protections such as estimates, limits on facility fees, and restrictions on balance billing. The chair repeatedly announced that bills were being left pending after testimony, and no final committee action or recorded votes were taken in the transcript provided.

Bills: SCR 13, SCR 24, SB 1, SB 12, SB 15, SB 17, SB 24, SB 57, SB 65, SB 213, SB 371, SB 372, SB 378, SB 379, SB 388, SB 400, SB 402, SB 427, SB 495, SB 499, SB 502, SB 509, SB 535, SB 583, SB 610, SB 621, SB 650, SB 706, SB 740, SB 840, SB 854, SB 856, SB 875, SB 893, SB 918, SB 925, SB 974, SB 995, SB 1006, SB 1018, SB 1025, SB 1061, SB 1073, SB 1106, SB 1121, SB 1194, SB 1252, SB 1253, SB 1268, SB 1300, SB 1343, SB 1362, SB 1447

Keywords: water rights, treaty compliance, Rio Grande, agriculture, drought, international water, Texas water supply, Texas, Israel, trade, investment, partnership, economic ties, technological innovation, bilateral relations, appropriations, budget, state funding, education, healthcare

Transcript Highlights:

• . report. report.
• reports, personal well-being These reports, personal well-being reports,<00:09:31.040><c> are</c><00
• </c><00:14:36.160><c> After</c> report nor submitted the report.
• After report nor submitted the report.
• reports on reports and outrageous fiscal reports on reports and information<01:37:57.520><c> that</c>

Bills: HF3901, HF962, HF4428, HF4478, HF1775

Keywords: foster care, ombudsperson, investigative powers, children's rights, complaint process, HF4428, Medical Assistance, Medicaid, community engagement, work requirement, work mandate, employment requirement, community service, 80 hours, half-time student, income threshold, federal minimum wage, eligibility verification, benefit suspension, benefit termination

Transcript Highlights:

• We’re not going to make the report public. We’re going to report just to GOSEP.
• Who performs this report? Who performs this report?
• Who performs this report?
• The report that you raised up to show Rep. Jordan, what's in that report?
• I provided a report.

Bills: HB241, HB267, HB467, HB673, HB744, HB798, HB1026, HB1027, HB1091, HB1096, HB1103, HB1212, HB1230

Keywords: financial records, consumer protection, banking law, disclosure, service of process, home inspectors, board membership, licensing, term limits, Louisiana State Board, residential roof, coastal zone, fortified roof, building standards, construction code, insurance, hurricane resilience, safety, security cameras, abandoned property

Transcript Highlights:

• Who reports?
• Who reports?
• Who reports?
• Who reports?
• Who reports? And what would penalties? Who reports?

Bills: HF1392, HF2233, HF695, HF2228, HF1289

Keywords: consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress

Transcript Highlights:

• , if they move a pet insurance...
• So basically, rather than ceasing writing pet insurance, if you move a policyholder from one insurance
• Agency’s home heating oil tank insurance program.
• agency's home heating oil tank insurance program.
• Could we bring up the standing committee report form, please?

Bills: HB2291, HB2629, HB2439, HB1078, HB1701, HB2207, HB2501, HB2361, HB1932

Keywords: kratom, consumer protection, regulation, health safety, substance control, infrastructure, protection, safety, security, state regulations, public health, tobacco regulation, smoking cessation, vapor products, health policy, youth prevention, pet insurance, insurance regulation, animal welfare, claims processes

Summary: The committee opened a public hearing on House Bill 2291, the Kratom Consumer Protection Act, and received a staff briefing describing a licensing and regulatory framework for kratom processors and retailers, age restrictions, product bans, labeling and testing requirements, a public product directory, an 11% excise tax, and enforcement by the Liquor and Cannabis Board. The prime sponsor said the bill is intended to regulate natural kratom while banning synthetic or chemically altered products, and members asked about local authority, impaired driving, and whether the bill should more closely resemble cannabis or opioid regulation. Testimony was mixed: retailers and cities supported regulation but raised concerns about the $1,000 license fee and state preemption of local bans; public health and youth prevention witnesses supported the bill and warned about addiction, child exposure, and overdoses; kratom users and the Global Kratom Coalition defended natural kratom leaf as a lawful botanical and opposed treating it like cannabis or imposing high barriers to entry. The hearing on HB 2291 was then closed, and the committee moved into executive session on several other bills. In executive session, the committee heard staff briefings on multiple measures, including HB 2439 on cigarette, vapor product, and tobacco policy; HB 1078 on pet insurance continuity; HB 1701 on multiple liquor licensees in one facility; HB 2207 on bonded beer warehousing; HB 2501 on real estate disclosure language for heating oil tanks; HB 2361 on increasing the maximum small loan amount; and HB 1932 on cannabis consumption events. Members discussed proposed substitutes and amendments, including changes to consumer protection enforcement, coupon restrictions, local preemption, licensing details, and funding allocations. The committee also took a brief caucus recess before voting on bills. The committee adopted amendments and reported HB 2439, HB 1078, HB 1701, HB 2207, HB 2501, HB 2361, and HB 1932 out of committee with do-pass recommendations. HB 2439’s substitute was amended to limit one Consumer Protection Act enforcement provision to the Attorney General, adjust coupon language, and restore state preemption; the bill passed 12-3. HB 1078 passed unanimously after a substitute addressing affiliated-company policy transfers for pet insurance. HB 1701 and HB 2207 each passed with one dissenting vote after substitutes revised liquor and beer warehousing provisions. HB 2501 passed unanimously as a technical update to the seller disclosure form. HB 2361, as amended to make inflation adjustments biennial and change reporting requirements, passed 13-2. HB 1932, creating a regulated cannabis consumption event license, passed 11-4 after debate over public consumption and cannabis policy.

Transcript Highlights:

• House Bill 1216, expenses for prescription drugs and relating to self-insurance health care plans.
• But insurance companies can place a rider on your policy that says, Insurance companies can place a rider
• continued: "Tell insurance companies they're not welcome.
• Section 4 applies to the Public Employees Retirement System, Uniform Group Insurance Program, or, for
• The rest of the bill impacts other health insurance at what date? Mr.

Bills: SB2271, HB1216

Keywords: adult residential facilities, care services, Medicaid, payment rates, elderly care, health services, North Dakota, prescription drugs, drug affordability, copay assistance, copayment accumulator, deductible accumulator, out-of-pocket maximum, health insurance, health benefit plan, self-insured health plan, self-funded plan, third-party payment, manufacturer assistance, patient assistance program

Summary: The Appropriations Committee met with a quorum and took up three bills. House Bill 1216, dealing with prescription drug expense co-pay accumulators in health plans, was presented by Rep. Karen Carl’s, who explained it would prevent insurers from refusing to count third-party assistance toward deductibles for patients using high-cost, non-generic drugs. An amendment was offered to clarify effective dates, including a delayed January 1, 2026 start for PERS coverage. PERS testified that the amendment would align with its calendar-year benefit structure and likely reduce the fiscal note. The amendment was adopted 16-0, and the bill was set aside for further discussion later. House Bill 1199, creating a criminal justice data-sharing system and missing persons/missing Indigenous people task force, was introduced with a committee amendment changing the Attorney General reference to the Attorney General or designee. The committee noted the bill includes a $250,000 general fund appropriation for ongoing costs. The amendment passed 16-0, and the amended bill received a do pass recommendation by a 15-1 vote, with one no vote from Senator Magrum. House Bill 1531, appropriating $75,000 for an irrigation expansion study by the Agriculture Commissioner, was supported as a way to update older economic-impact studies on irrigation and assess opportunities for expansion. Members discussed its relationship to broader study pauses and the history of irrigation development in the state, including Garrison Diversion and remaining authorized acres. The bill passed 16-0. The committee then discussed scheduling for the coming week, noting a heavy bill load and plans for daily morning meetings before adjourning.

Transcript Highlights:

• They later filed a report, but they were gone. It wasn't at the scene.
• They later filed a report, but they were gone. It wasn't at the scene.
• They later filed a report, but they were gone. It wasn't at the scene.
• They later filed a report, but they were gone. It wasn't at the scene.
• Hearing none, the bill is given a favorable report.

Bills: SB169, SB180, SB203, SB87, SB195, SB192, SB169, SB180, SB203, SB87, SB195, SB192, HB132, HB37, HB13, HB54, HB126, HB7, SB30, HB188, HB189, HB26, HB264, HB288, HB248, HB249, HB227, HB228

Keywords: Lieutenant Governor, vacancy, governor appointment, Alabama Constitution, state government, media monitoring, government contracts, state agencies, local agencies, media regulations, transparency, dental insurance, medical loss ratio, premium regulation, insurance commissioner, rebate, consumer protection, midwifery, licensed midwives, State Board of Midwifery

Transcript Highlights:

• First order: reports of standing committees. Secretary will read.
• I move that the gubernatorial appointments listed on the gubernatorial appointment report be referred
• Report February 1, 2026. Senator Riccelli. Thank you so much, Mr. President.
• I move that the measures on today's introductions and referrals report be referred to the committees
• Because the reality is that bills, you know, as we said earlier, there is no credit reporting.

Bills: SB5223, SB5993, SB5831, SB5928, SB6183, SB6071, SB5995, SB5966, SB5841, SB5840, SB6061, SB6058, SB5931, SB5944, SB5520, SB6011, SB6087, SB6076, SB5916, SB6016, SB5936, SB6137, SB5185, SB5956, SB6025, SB6009, SB5833, SB6161, SB6188, SB5890, SB5917, SB5820, SB5973, SJM8015, SB5816, SB6136, SB6091, SB6024

Keywords: criminal offense, fingerprinting, law enforcement, state regulations, public safety, medical debt, interest charges, consumer protection, healthcare, financial burden, mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, wildfire risk, disclosure, safety, environmental policy, risk assessment

Summary: The Senate opened with routine proceedings, including the roll call, approval of the previous day’s journal, referral of committee reports and gubernatorial appointments, and the removal of Senate Joint Memorial 8003 from the consent calendar to the regular calendar. The chamber also received and referred Engrossed Substitute House Bill 1604 to the Committee on Human Services, and later took up several gubernatorial confirmations. The Senate adopted Senate Resolution 8682 recognizing the YMCA’s 150th anniversary in Washington. Senators spoke in support, describing the YMCA’s role in child care, swim lessons, youth programs, civic engagement, camps, and community health, and guests from YMCA organizations were recognized on the floor. The Senate then confirmed Jeffrey P. Fairchild to the Whatcom Community College Board of Trustees, Randall V. Scott to the Lake Washington Institute of Technology Board of Trustees, and Anna M. Franklin to the Community Colleges of Spokane Board of Trustees, each by unanimous or near-unanimous roll call votes. The chamber also observed a moment of silence for the family of Representative Tom Dent after his wife suffered a stroke. After caucuses, the Senate returned to floor action on two major bills. Substitute Senate Bill 5185, creating a pilot pathway to physician licensure for international medical graduates, was advanced to final passage and approved 39-1. Engrossed Substitute Senate Bill 5993, lowering the interest rate on medical debt, drew extensive debate about affordability, charity care, and the impact on rural hospitals; amendments were considered, including one to make the bill prospective rather than retroactive, which was adopted, while a rural-hospital differential-rate amendment failed. The bill ultimately passed 29-19. The Senate then adjourned until Monday, February 9, 2026.