Video & Transcript Research : 'risk mitigation'

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FL
Transcript Highlights:
  • Florida citizens are not adequately adequately informed about the potential health risks of fluoride,
  • Studies are needed to address the possible risks of fluoridation at the CDC recommended level.
  • Community water fluoridation at low levels as one most cost-effective disease mitigating exercise.
  • IQ, particularly in children, also linked to ADHD, hormonal issues, tirade issues and even higher risk
  • behalf of the Florida Action Network and their plaintiffs and deemed fluoridation an unreasonable risk
Keywords: 999, senate, all
CA

California 2025-2026 Regular Session

Assembly Appropriations Committee Mar 19th, 2025

Transcript Highlights:
  • bill with GSE guidelines and clarify that a mortgage servicer may offer borrowers forbearance loss mitigation
  • developers can rely on the project costs they originally budgeted and secured funding for without the risk
  • The bill's benefits include stabilizing the insurance market and avoiding disaster-related fiscal risks
  • With the increasing risk of climate-intensified wildfires and disasters like we have seen recently in
  • find insurance coverage in the traditional are not admitted surplus line markets with the increasing risk
Summary: The Assembly Appropriations Committee met on March 19, 2025, adopted its committee rules unanimously, and then heard a series of housing, insurance, and disaster-recovery bills. Early bills focused on wildfire relief and insurance issues, including AB 238 on mortgage forbearance for Los Angeles County wildfire survivors, AB 493 on insurance payout interest for homeowners, AB 597 on consumer protections after disasters, and AB 226 on strengthening the California FAIR Plan’s liquidity tools. Supporters generally framed these measures as necessary protections for disaster survivors and market stability, while opponents and concerned witnesses raised issues such as investor guidelines, compliance conflicts, and market disruption. Several members also noted equity concerns and the need to balance relief with consistency across the state. The committee also heard a cluster of housing-production bills. AB 306 proposed a six-year pause on new state building code updates affecting residential construction and limits on local code modifications, drawing strong support from housing and building industry groups who argued it would reduce costs and improve predictability. It also drew opposition from code, environmental, and clean-energy advocates, who warned about safety, local control, and the loss of important code updates. AB 253 would allow licensed third-party professionals to perform plan checks if local review takes 30 days or more, and AB 301 would impose state-agency permitting timelines similar to those already applied to local governments; both were presented as ways to reduce delays and speed housing development. AB 462 would exempt ADU construction from coastal development permit requirements in Los Angeles County, especially to aid fire recovery and expand housing supply. After hearing testimony and brief member discussion on each measure, the committee placed the bills on suspense or advanced them as appropriate. In the suspense hearing at the end of the meeting, the committee took up the suspense-file bills and reported AB 226, AB 238, AB 301, and AB 306 out with due pass recommendations on roll call votes. The meeting then adjourned.
NH

New Hampshire 2026 Regular Session

Senate Commerce (01/20/2026)

Commerce

Transcript Highlights:
  • Um, so action, how do we mitigate it?
  • office that there is certainly some risk office that there is certainly some risk involved<00:36
  • Um, that's often poses safety risks.
  • <01:13:45.199> So put their hard-earned money at risk.
  • So put their hard-earned money at risk.
Keywords: 1191, senate, all
NH

New Hampshire 2026 Regular Session

House Environment and Agriculture (01/13/2026)

Environment and Agriculture

Transcript Highlights:
  • We're risking our lives because, as was mentioned, this is the core of the food chain.
  • We're risking our lives because, as was mentioned, this is the core of the food chain.
  • And so the way that risk assessment.
  • They shoulder enormous risk.
  • Diamides, uh, have their own risks, of course, um, but they are far less toxic to bees.
Keywords: 1189, house, all
TX

Texas 89th Regular

Press Conference: Senator Sarah Eckhardt Mar 26th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • And today, we're here because democracy is at risk for too many Texans.
  • Texas criminal legal system can be overly punitive, with extremely long sentences that are often mitigated
Bills: SJR57, SCR8, SB8, SB14, SB24, SB108, SB112, SB125, SB213, SB251, SB315, SB318, SB371, SB378, SB379, SB472, SB487, SB502, SB513, SB565, SB621, SB650, SB689, SB707, SB710, SB761, SB763, SB815, SB854, SB875, SB896, SB916, SB925, SB958, SB961, SB965, SB973, SB987, SB990, SB995, SB1006, SB1018, SB1019, SB1024, SB1026, SB1146, SB1194, SB1198, SB1253, SB1330, SB1343, SB1362, SB1379, SB1497, SB1498, SB1527, SB1532, SB1547, SB1596, SJR36, SJR12, SJR57, SCR22, SCR12, SCR8, SB565, SB765, SB62, SB666, SB707, SB888, SB687, SB847, SB1248, SB14, SB1006, SB504, SB925, SB995, SB857, SB305, SB296, SB284, SB815, SB1379, SB1497, SB1499, SB1498, SB241, SB304, SB621, SB1023, SB1024, SB686, SB112, SB371, SB204, SB609, SB670, SB502, SB850, SB854, SB413, SB1362, SB1346, SB1033, SB1220, SB1073, SB810, SB987, SB1539, SB447, SB875, SB406, SB985, SB965, SB1119, SB1505, SB24, SB1194, SB1253, SB1215, SB1532, SB1302, SB856, SB650, SB583, SB673, SB213, SB681, SB1172, SB1252, SB378, SB1343, SB608, SB487, SB955, SB957, SB988, SB990, SB1019, SB1021, SB1120, SB251, SB958, SB761, SB541, SB315, SB379, SB1018, SB1737, SB266, SB1415, SB1527, SB125, SB599, SB1330, SB53, SB916, SB896, SB1352, SB973, SB785, SB710, SB472, SB1450, SB1502, SB1566, SB414, SB1062, SB1547, SB961, SB1038, SB513, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB108, SB8, SB318, SB507, SB533, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB1198, SB1146, SB763, SB667, SB1059, SB617, SB1567, SB503, SJR37, SB16, SB310, SB311, SB396, SB505, SB1209, SB1210, SB1470, SB264, SB924, SB1029, SB1185, SB1202, SB1358, SB1364, SB1569, SB1697, SB1376, SB1228, SB519, SB878, SB1350, SB462, SB1535, SB827, SB1585, SB207, SB1207, SB1619, SB1396, SB920, SB1484, SB1273, SB1741
CA
Transcript Highlights:
  • So if you could expand some on the natural-disaster risk that you see that you're trying to mitigate
  • Well, you know, one is earthquake risk in the Delta.
  • So that earthquake risk is relatively well known.
  • So that earthquake risk is relatively well known.
  • We're at risk of losing part of California's natural heritage.
Summary: The hearing opened with budget framing from the chair and the LAO, who said the May Revision addresses roughly a $14 billion budget problem and that the environment and transportation subcommittee’s proposals account for about $1.9 billion of the solution. The LAO urged members to focus on solutions that do not worsen out-year deficits, to preserve reserves, and to defer major policy changes that are not necessary to pass the budget, including the newly introduced water-related trailer bills. Members also raised concern about a late-dropped Olympic-related trailer bill, which the LAO likewise suggested should be deferred for fuller review. The first major item was the Delta Conveyance Project and related water quality control plan trailer bills. The administration argued the proposals would streamline permitting, water rights proceedings, judicial review, and land acquisition, and would clarify DWR’s bond authority for the project. DWR said the project is needed to protect water supply reliability against drought, earthquakes, sea level rise, and other climate-related disruptions, and that the tunnel would help move water when conditions are wet and safer for the environment. Committee members from both parties questioned the timing, the use of budget trailer bills for major policy changes, the scope of the CEQA and water-rights changes, the lack of a bond cap, cost growth, and eminent domain protections. The LAO recommended deferring both water trailer bills without prejudice. Public comment was sharply divided, with labor, water agencies, and some business groups supporting the project as climate adaptation and reliability infrastructure, while environmental, tribal, fishing, county, and community groups opposed it as an attempt to bypass public process and weaken protections. The committee then briefly heard the DMV’s Digital Experience Platform fee trailer bill, which would reinstate a $1 system improvement fee to help fund the vehicle-registration phase of the project. DMV said the fee would raise about $7 million annually and offset roughly $59 million to $60 million of project costs, while the LAO noted it would help but would not solve the Motor Vehicle Account’s broader structural gap. The hearing then moved to California High-Speed Rail, where the new CEO presented an updated plan and said the project remains a major climate and infrastructure investment. He reported a revised Merced-to-Bakersfield cost range of $34.9 billion to $38.5 billion, said the agency is trying to reduce risk through direct procurement of materials, and argued that stable annual funding is needed to avoid higher costs from delays.
NH

New Hampshire 2026 Regular Session

House Commerce and Consumer Affairs (02/11/2026)

Commerce and Consumer Affairs

Transcript Highlights:
  • Surgeon General about these health risks. So what are these health risks?
  • It's a respiratory risk.
  • It's a it's a it's a cancer risk. It's a it's a respiratory<04:00:49.920> risk.
  • Insurance companies are excellent at mitigating risk.
  • companies are excellent at mitigating companies are excellent at mitigating risk.<04:08:11.040><
Keywords: 928, house, all
Summary: The hearing focused on House Bill 1281, which would establish standards and voluntary certification for agency-owned “facility comfort dogs” used by police and other public safety agencies. Representative Morton, the prime sponsor, said the bill is intended to create a consistent statewide framework because different departments currently use different policies. He emphasized that the bill is meant to distinguish comfort dogs from service animals, emotional support animals, and therapy dogs, and noted that a small amendment may be needed to make that distinction clearer. He also said the bill is timely under the ADA because comfort dogs fall outside service-animal protections, but still need training standards for public safety and consistency. Committee members questioned whether the bill was too detailed and whether the legislature should be setting rules on matters like training methods, diet, and breeding. Laura Barker of Hero Pups, who helped train New Hampshire’s first police comfort dog, supported the idea of a minimum standard but said the bill should be less prescriptive and should not interfere with therapy dogs or private handlers. She explained that comfort dogs vary in temperament and deployment needs, that raw diets raise zoonotic disease concerns, and that the program should remain voluntary and not cost the state money. Detective Michelle Jones of Portsmouth Police opposed the bill as written, saying the term “facility comfort dog” is confusing, the bill is overly restrictive, and some provisions go beyond what should be mandated by statute; she suggested a more flexible, guideline-based approach and noted that departments already have their own SOPs and can enforce them internally. Justin Brassen of the Manchester Police Department also testified, describing the history of comfort dog programs in New Hampshire and the work of a prior subcommittee formed through the governor’s commission on PTSD among first responders. He said there are currently no statewide standards and that the earlier study involved police, fire, EMS, dispatch, corrections, and NAMI New Hampshire, with the goal of creating a thoughtful work product. He agreed the bill needs work and answered questions about how departments handle training and public access. By the end of the hearing, members and witnesses discussed possible amendments, and one committee member suggested the bill may be better handled through interim study because of the amount of work still needed.
HI
Transcript Highlights:
  • <00:35:34.800> for youth are at a higher risk for youth are at a higher risk for incarceration
  • ,<00:57:08.319> affecting funding of 500,000 at risk, affecting funding of 500,000 at risk
  • <01:39:57.679> Hawaii whose health care is at risk. Hawaii whose health care is at risk.
  • ><02:24:08.560> our continues, we risk depleting our continues, we risk depleting our reserves
  • hospitals, and public safety at risk. hospitals, and public safety at risk.
Keywords: 910, house, all
Summary: This joint informational briefing on Act 310 grants and aid focused on organizations describing how federal funding cuts, Medicaid/SNAP changes, and related policy shifts are affecting their services and budgets. Committee members explained there would be no Q&A, testimony would be limited to one minute, and in-person participants would be heard before Zoom callers. Members repeatedly asked testifiers to identify the amount of federal funding lost or at risk. Testimony came from a wide range of nonprofits and community providers, including Aloha Care, Hawaii Bicycling League, Hawaii Literacy, Hawaii Youth Symphony, Healthy Mothers Healthy Babies Coalition of Hawaii, the Tsunami Museum, The Kohala Center, West Hawaii Community Health Center, West Hawaii Region Hospital Foundation, Sounding Joy Music Therapy, Big Brothers Big Sisters Hawaii, Dynamic Community Solutions, Feeding Hawaii Together, Girl Scouts of Hawaii, Hawaii Disability Rights Center, Hawaii Youth Services Network, Hawaiian Lending and Investments, Homana, Honolulu Theatre for the Youth, Kids Hurt Too Hawaii, and Kokua Kalihi Valley. Most described reduced or threatened federal support and requested state funding to maintain services such as health care access, food security, disaster preparedness, literacy and digital inclusion, youth mentoring, arts education, housing, and climate or agricultural resilience. Several speakers emphasized direct impacts on vulnerable populations, including kūpuna, low-income families, immigrants, homeless youth, and people with disabilities. Requests ranged from relatively small planning or program grants to multi-million-dollar stabilization asks, with some organizations citing specific losses such as reduced Medicaid or USDA funding, canceled EPA or FEMA support, or expiring federal grants. No votes or formal committee actions were taken during the briefing.
CA

California 2025-2026 Regular Session

Assembly Public Safety Committee Apr 29th, 2025

Transcript Highlights:
  • Weigh the risk and protect both public safety and second chances.
  • This risk is not simply theoretical.
  • If AB 922 moves forward, it must be heavily amended to mitigate its harms.
  • Thank you. the risks and responsibilities associated with each role.
  • Weakening it now, even slightly, risks significant setbacks.
Summary: The committee heard several public safety measures, beginning with housekeeping items and the adoption of a four-bill consent calendar. Bills on the consent calendar included AB 476 on metal theft, AB 619 on California Conservation Corps training for formerly incarcerated people, AB 1192 on child abuse or neglect reporting, and AB 1239 on human trafficking data. Several bills were pulled by the authors before hearing, and the committee also announced that AB 379 would be heard with a file notice waiver and AB 63 would be for testimony only. The most extensive discussion was on AB 366, which would require ignition interlock devices for anyone convicted of DUI. The author, Senator Archuleta, and a MADD representative gave emotional testimony about family members killed by drunk drivers and argued the bill would save lives. Support came from law enforcement, fire, medical, auto club, and safety groups. Opposition from public defenders and criminal justice advocates focused on loss of judicial discretion, costs for low-income drivers, and concerns about vendor oversight and effectiveness. The committee voted to pass AB 366 as amended to Appropriations. The committee also heard AB 1380, which would create a permanent pathway into firefighting careers for formerly incarcerated people who served on Cal Fire hand crews. The author and supporters said the bill would recognize service, improve reentry, and reduce recidivism; a fire labor group withdrew its opposition after amendments were discussed. The measure passed to Appropriations, though it remained on call pending one additional vote. AB 461, which would remove criminal penalties for parents of truant K-8 students and replace them with supportive responses, drew broad support from education and justice advocates but no opposition testimony; it was also passed to Appropriations and left on call pending one more vote. ACR 60, recognizing the Downey Police Department’s special-needs communication program for interactions with people with disabilities or sensory challenges, was adopted unanimously. The committee then heard AB 746 on creating an inmate cooperative program and a green reentry reserve for incarcerated workers. Supporters said it would build job skills, dignity, and reentry success; there was no opposition testimony. The bill passed to Appropriations and was left on call pending votes. Finally, AB 379 on human trafficking drew strong support from survivor advocates, law enforcement, and local officials for creating a survivor services fund and targeting buyers, but also strong opposition from survivors and civil liberties groups who warned it would criminalize vulnerable people and revive harmful loitering enforcement. The committee discussion continued with members weighing survivor support, public safety tools, and concerns about the bill’s amendments and scope.
TX
Transcript Highlights:
  • War and unrest in other countries affect our security and put our supply chains at risk of disruption
  • And recruit three new legal assistant positions and one mitigation specialist position.
  • And this year, our mitigation specialists has exceeded investigators at other state agencies.
  • And unfortunately, trained, experienced capital mitigation specialists are extremely hard to find.
  • Now, what is a mitigation specialist? There are investigators.
Bills: SB 1
Summary: The Senate Finance Committee convened for its first hearing of the 89th regular session, confirmed a quorum, adopted committee rules by a 15-0 vote, and began review of Senate Bill 1, the state budget for fiscal years 2026-27. Chair Huffman outlined the committee’s organization, introduced staff, and described the budget as conservative and focused on one-time investments. She highlighted major SB 1 priorities including property tax relief, full funding for public education formulas, teacher pay, school safety, border security, Medicaid growth, dementia research, energy and water infrastructure, transportation, wildfire suppression, and other capital and public safety needs. Comptroller Glenn Hager presented the biennial revenue estimate, saying the state has $194.6 billion available for general-purpose spending in 2026-27, with a projected $23.8 billion ending balance from the current biennium. He cautioned that revenue growth is returning to more normal levels and that lawmakers should avoid committing short-term surpluses to ongoing expenses. He also explained that the Economic Stabilization Fund is projected to hit its constitutional cap, meaning an estimated $5.6 billion in severance tax and related revenue would remain in general revenue in the upcoming biennium rather than flow into the fund. Senators discussed whether to raise or rename the fund and the implications of keeping more severance-tax revenue in general revenue. The Legislative Budget Board then gave an overview of SB 1 and the budget’s major funding changes. LBB staff explained that the bill is essentially flat at $332.9 billion in all funds, but includes large method-of-finance shifts and major property tax relief. They detailed how prior property tax relief enacted in the 88th Legislature grew from an estimated $18 billion to $22.7 billion because of higher property values and hold-harmless provisions, and said SB 1 continues that relief with a total of $51 billion in ongoing and new property tax support. Members asked extensive questions about the automatic growth in school tax compression, the constitutional homestead exemption, COVID-era federal funding, Medicaid assumptions, and the sunset of the non-homestead circuit breaker. No additional votes or final budget actions were taken beyond adoption of the committee rules.
MO

Missouri 2026 Regular Session

2026 Legislative Session - Day Sixty Nine - Wednesday, May 13

Missouri House Floor Meeting

Transcript Highlights:
  • Yes, I think it’s the same risk that right now we have deputy sheriffs that are in our schools.
  • So why risk that? Why would we risk that?
  • Is the Born Alive Abortion Survivors Protection Act worth taking that risk?
  • Is the Born Alive Abortion Survivors Protection Act worth taking that risk?
  • But we're going to risk babies' lives to try to fit other stuff into it.
Keywords: 959, house, all
Summary: The House opened with prayer and the Pledge of Allegiance, then approved the House Journal for the prior day by a 123-0 roll call vote. Members then used points of personal privilege to recognize National Police Week and honor fallen law enforcement officers with a moment of silence, and several members gave farewell remarks for departing colleagues and interns. The chamber also introduced a number of special guests, including student groups, interns, a former representative, and the University of Missouri wheelchair basketball team. The House then took up Senate messages and committee reports before acting on House Committee Substitute for House Bills 1839, 2921, and 3015. The sponsor explained the Senate amendment was a technical correction to an online age-verification provision related to pornography; the House concurred 104-30 and then finally passed the package 112-25. The chamber also considered the conference committee report on House Bill 2596, which was described as a small-business health plan measure that modernizes pooled-plan language and adds a 12-month contraception coverage provision while removing a Senate-added blood pressure cuff requirement. After debate on the conference report and a severability clause, the House adopted the report 120-26 and then third-read and passed the bill 119-27. Finally, the House debated Senate Bill 905, which would create the Missouri Ranger training program allowing schools to optionally place specially trained personnel with narrow law-enforcement authority on campus. Debate focused heavily on school safety, local control, training standards, liability, funding, and whether the proposal would improve protection or instead increase the presence of guns in schools. Supporters argued it would give districts another optional safety tool, especially where school resource officers are unavailable, while opponents said schools need more mental health and educational resources rather than armed personnel and raised concerns about training, child development, and unintended harm. The House adopted an amendment clarifying the program after a 96-46 vote, but the transcript cuts off before final passage of the bill.
MA
Transcript Highlights:
  • for the risk we have.
  • Other states took steps to help mitigate that. We did not.
  • It's going to hurt it by risking what's attracting those people.
  • Because there's a residual risk that Kansas will do something stupid like this in the future. Why?
  • Federal budget cuts already put our state programs at risk.
Keywords: 995, all
Summary: The Special Joint Committee on Initiative Petitions held a public hearing on two proposed ballot initiatives: one to reduce the state personal income tax rate from 5% to 4% over three years, and another to revise the state’s tax collection cap/62F process so it would be based on prior-year collections plus wage growth and include surtax revenue. The committee chair and House co-chair outlined the hearing process, and the first witness was Doug Howgate of the Massachusetts Taxpayer Foundation, who testified as the committee’s subject-matter expert on both measures. He said the income tax proposal would lower taxes broadly but would reduce state revenue by about $5.4 billion when fully implemented, with an estimated $800 million hit in FY27, and he discussed possible effects on competitiveness, taxpayer savings, and public finances. On the 62F proposal, he said the revised cap would make refunds more likely, could have produced several large refunds in recent years, and would reduce stabilization fund deposits and constrain recovery after recessions. Committee members questioned Howgate about competitiveness, outmigration, prior tax ballot measures, spending growth, MassHealth, and the interaction between the income tax and surtax. He emphasized that taxes are only one part of the state’s overall competitiveness and that housing, public services, and other factors also matter. He also noted that the surtax is constitutionally restricted but can still support ongoing spending choices. After his testimony, the committee moved to the proponents’ panel. Proponents of both initiatives, including representatives from Taxpayers for an Affordable Massachusetts, the National Federation of Independent Business, Pioneer Institute, and the Mass Opportunity Alliance, argued that the measures would improve affordability, help retain residents and businesses, and support job growth. They cited polling support, outmigration, small-business reinvestment, and comparisons to lower-tax states such as North Carolina. Their economist, Rebecca Paxton, said her model showed smaller revenue losses than critics claim and projected that the revised revenue cap would not create additional annual revenue losses while producing more regular taxpayer refunds. Committee members pressed the panel on competitiveness, prior ballot initiative implementation, and whether the measures would actually address broader affordability pressures; the hearing ended with the committee continuing to take questions from the proponents.
CA

California 2025-2026 Regular Session

Senate Judiciary Committee Jun 23rd, 2026

Judiciary

Transcript Highlights:
  • AB 2023 requires operators of companion AIs to perform annual risk assessments and mitigate identified
  • Two items: risk assessments and the liability structure.
  • Two items: risk assessments and the liability structure.
  • Sold life insurance on enslaved individuals to mitigate the risk of their slave owners.
  • This bill ensures California law keeps pace with those risks.
Keywords: 987, senate, all
NM
Transcript Highlights:
  • And so now, if you turn to page five, we'll discuss four potential risks that universal childcare may
  • And so with this, I'll move on to discuss four potential strategies to mitigate these risks of universal
  • That was targeted interventions to low-income, at-risk kids.
  • Serving low-income and at-risk families is a priority of the Child Care Assistance Program.
  • mitigation.
Keywords: 996, all
MN

Minnesota 2025-2026 Regular Session

Working Group on Omnibus Transportation Bill - 06/06/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • <00:58:14.960> impact under the um GHG mitigation impact under the um GHG mitigation impact
  • <01:30:22.560> provides and greenhouse gas mitigation provides and greenhouse gas mitigation
  • Thank you very much. mitigating congestion and reducing mitigating congestion and reducing transportation
  • uh some greenhouse gas mitigation uh some greenhouse gas mitigation offsets<02:20:37.920> uh<
  • Greenhouse gas mitigation.
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 03/27/26

Commerce and Consumer Protection

Transcript Highlights:
  • The concern is that this bill, as drafted, risks sweeping in very, uh, the very tools that customers
  • Retailers are constantly seeking operational efficiencies to mitigate these growing costs.
  • So, I hope it's clear why chatbots present an unacceptable amount of risk to our children.
  • There are a lot of kids being exposed to this unacceptable risk.
  • Tween and teens are unacceptable risk.
Keywords: 1187, senate, all
NH

New Hampshire 2026 Regular Session

House Environment and Agriculture (01/27/2026)

Environment and Agriculture

Transcript Highlights:
  • c><00:34:29.119> to<00:34:29.280> the<00:34:29.440> person always an inherent risk
  • to the person always an inherent risk to the person who's<00:34:29.839> taken<00:34:30.159>
  • You know, we manage risk all the time. We have to deal with the weather.
  • You know, we manage risk all the tools.
  • You know, we manage risk all the time.<01:39:03.920> We<01:39:04.080> have<01:39:04.159
Keywords: 1189, house, all
US
Transcript Highlights:
  • It also allows the Committee to gather concrete suggestions on ways to reduce the risk faced by taxpayers
  • Thank you for the opportunity to appear before you today to discuss managing risk in the SBA 7A Loan
  • The way we mitigate risk in a community development financial institution is with hands-on business assistance
  • He was concerned about the risk of undercapitalization.
  • We are still taking risk as in the entrepreneur who has put their entire business into it.
Summary: The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 5th, 2025

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • the risk to the state while speeding up the removal process.
  • The at-risk program, or at-risk statute, has also made a difference in helping us tackle derelict vessels
  • The at-risk program, or at-risk statute, has also made a difference in helping us tackle derelict vessels
  • There are six conditions that constitute a vessel as at risk of becoming derelict.
  • Any at-risk vessel with three or more citation convictions of the same at-risk condition in an 18-month
Summary: The committee heard three informational presentations. First, Lieutenant Rob Rowe of the Florida Fish and Wildlife Conservation Commission discussed derelict vessel removal, explaining the legal definition of derelict and at-risk vessels, the causes of vessel abandonment, and the impact of recent hurricanes on the number of cases. He said FWC has nearly 1,000 active derelict vessel cases, with 576 ready for removal, and described the agency’s use of ARPA funds, grants to local governments, contractor lists, and the V-TIP vessel turn-in program to speed removals and prevent vessels from becoming derelict. Senators asked about how to expedite removals, insurance coverage, due process timelines, and storage challenges; Rowe said the 21-day process is constrained by constitutional due process and that more staffing and prevention funding would help. Next, Stephen Fielder of the Department of Financial Services presented on the My Safe Florida Home program, which provides grants for homeowners to harden homes before storms. He reviewed program eligibility, grant types, reimbursement averages, and performance data, and said the program has received $633 million in appropriations overall. He noted that the program is outsourced to private vendors, has low administrative overhead, and has processed large numbers of inspections and reimbursements. Senators questioned contractor requirements, permits, overhead costs, and whether the program should be brought in-house; Fielder said permits are required before reimbursement, contractor licensing is verified, and the department is considering several administrative clarifications, including townhome roof work, inspection expiration, and whether grants should be limited per person or per home. A retired educator also testified in support of more assistance for homeowners facing insurance problems. Finally, Tom Berger of the Department of Management Services outlined the Florida Facilities Pool and the state’s real estate development and management work. He described the bonded facility program, the state’s 112 managed facilities, lease administration, parking contracts, maintenance operations, and more than $1 billion in active construction projects. He highlighted major projects such as the Emergency Operations Center, Capitol complex upgrades, a new visitor screening center, and facilities for other agencies including veterans’ services, juvenile justice, and the courts. Senators asked about lease terms, appropriation language, vacancy in leased space, and whether the state uses a uniform lease form; Berger said the lease document is standardized and that agencies determine their space needs. The meeting ended with no further business and adjournment by motion.
MN

Minnesota 2025 1st Special Session

House Public Safety Finance and Policy Committee 4/2/25

Public Safety Finance and Policy

Transcript Highlights:
  • are not only qualified, but do not have anything in their past history that may indicate a possible risk
  • <00:25:11.320> of and uh we would see increase risk of and uh we would see increase risk of
  • threats or risk factors that may<00:43:10.960> come<00:43:11.119> up<00:43:11.280>
  • Those are all at-risk students.
  • Those are all at-risk students.
Keywords: 1183, house