Transcript Highlights:

• and the... ...where input is absolutely sought from educators and others in the fields and in this capital
• That is five hours minimum, or five weeks minimum, of attorney time that will be spent to comply with
• The minimum scores...
• The minimum scores a student needs to reach each of those tiers of achievement.

Keywords: 970, all

Transcript Highlights:

• the state capitol in a week or two, some of them will be traveling to Delta today at the nation's capital
• And so the minimum requirement at the lowest lowest Level I believe is either 10 or 15 years.
• sentence that only carries up to five years, but the requirement to register as a sex offender for a minimum
• Some of these guys are charging a minimum of $3 to $400, some as much as $1,000 per person per day over
• I believe the minimum was about $300,000.

Bills: SCR17, SB2104, SB2155, SB1428, SB1250, SB1651, SB1794, SB444, SB1061, SB1327, SB1425, SB1455, SB1458, SB1460, SB1480, SB1530, SB1543, SB1555, SB1593, SB1209, SB1730, SB1733, SB1769, SB1805, SB2069, SB2095, SB1503

Keywords: trusts, Oklahoma Uniform Trust Code, trust administration, trustee, beneficiary, qualified beneficiary, nonjudicial settlement agreement, trust accounting, fiduciary duty, forfeiture clause, no-contest clause, in terrorem clause, certification of trust, trust property, district court jurisdiction, venue, surcharge trustee, trust protector, trust advisor, principal distribution

Transcript Highlights:

• Yeah, it's a minimum, so it's really a consumer protection.
• so it's really a consumer minimum so it's really a consumer protection<04:57:38.760> I<04:57:
• did require $2.4 billion capital did require $2.4 billion capital expenditure<05:01:13.520> and
• capital investment.”
• I like what you're saying, two to four at least, even a minimum. I'm good with two to four.

Keywords: 1189, house, all

Summary: The public hearing opened on HB 728-FN, which would authorize video lottery terminals at charity gaming facilities and repeal historic horse racing licensing. Representative Om explained that the bill would convert the current historic horse racing terminals into true video lottery terminals/slot machines and change the revenue split, reducing the operator share from 75% to 70% while increasing the state share from 25% to 30%. He also noted the bill would increase the amount going to charities and other state beneficiaries. Former State Rep. Pat Brammy, who had served on the Charitable Gaming Study Commission, testified in support of the bill’s basic structure. He said a consultant’s report found historic racing machines cost facilities 12% to 18% more to operate because of totalizer and track-related fees, and that slot machines would be cheaper because there are more manufacturers and more competition. He argued that although the operator share drops by 5%, facilities could still benefit from lower operating costs, and he said the commission concluded that moving to slot machines would increase revenues to facilities, charities, and the state. He also said the bill would create a more stable stream of funding for problem gambling, since the current HHR “breakage” funding mechanism is limited and dependent on a single vendor. Brammy also discussed the commission’s concerns about market concentration in HHR machines, saying the commission found the market was dominated by only a few manufacturers and recommended legislation to address that issue under Article 83 of the state constitution. He interpreted the bill as allowing a phase-in of slot machines upon passage, with the remaining HHR provisions phasing out by January 1, 2028, and said facilities would likely transition as leases expire. Committee members asked about HHR contracts, machine programming, testing, and whether removing HHR would reduce competition; Brammy said he believed leases were likely short-term, machines are tested by a lab, and the legislature could decide whether the change is appropriate. No vote or final action was taken at the hearing.

Transcript Highlights:

• other thing I wanted to point out in our challenges is that, you know, we have a significant need for capital
• for some EMR uh Capital funds and that<00:08:31.440> that<00:08:31.680> is<00:08:31.840
• But again, the capital cost to start a program is very, very expensive.
• It's just the initial capital.
• interviews then vetting the minimum interviews then vetting the minimum qualification<01:11:28.920

Keywords: 912, senate, all

Summary: The joint Ways and Means and Health and Human Services committees heard Hawaii Health Systems Corporation’s biennium budget request, with testimony from HHSC leadership on the Hilo/Big Island region (HTH 212) and the Oahu region (HTH 215), plus discussion of capital improvement projects and systemwide partnerships. HHSC described its role as the rural healthcare safety net, serving a high share of Medicare, Medicaid/Quest, and uninsured patients, and said its costs are elevated by state employee fringe benefits, which it said are about 64% compared with roughly 30% in the private sector. HHSC also said pandemic-era federal aid, including relief funds and PPP loans totaling about $100 million, reduced the need for general fund support in prior years. For HTH 212, HHSC said its general fund request for fiscal years 2026 and 2027 was higher than the governor’s recommendation because of rising insurance, pharmaceutical, and contractor labor costs, and because it includes $13.2 million in FY 2026 and $2.3 million in FY 2027 for Epic electronic medical record implementation in East Hawaii. For HTH 215, HHSC said the requested general funds were aligned with the governor’s recommendation, in part because of increased Medicaid reimbursement rates for long-term care facilities under prior legislation. HHSC also said it was restoring a special fund ceiling so the region could spend its cash collections on operations. Members asked about the 64% fringe rate, and HHSC explained the difference was mainly due to defined-benefit pension and retiree health insurance costs, which private hospitals generally do not bear at the same level. Members also asked about the Daniel K. Akaka State Veterans Home, and HHSC said operations would be funded through the general fund corporation for the home when it opens, with management by Ohana Pacific, but no additional legislative operating funds were being requested at that time. Other questions focused on staffing and vacancies, including an abolished procurement position and an ongoing IT help desk recruitment need. HHSC highlighted several capital and partnership projects, including a $25 million state CIP request matched by $25 million from the Benioff family for the Benioff Health Center, an ER expansion and reconfiguration at Corner Community Hospital, and $7.5 million in each fiscal year for Kauai EMR capital funds to join the Epic platform. Testimony also described collaborations with Queen’s, the University of California San Francisco, Hawaii Pacific Health, the Hawaii Cancer Consortium, the Department of Health, and the state hospital to improve specialty access, clinical trials, behavioral health, and patient placement across the system.

Transcript Highlights:

• We committed $10 million of capital for that mission and ultimately ended up winning.
• and intellectual capital than almost anywhere else in the country.
• DARPA can invest directly $300 million of non-dilutive capital into the company.
• Over four years matched by $60 million from DARPA at the baseline minimum.
• And it's a really great, again, to take it back to venture capital—a really great seed investment.

Transcript Highlights:

• So about a 12% capital risk charge.
• <01:30:48.560> That's<01:30:48.800> exactly 5% capital risk charge.
• That's exactly 5% capital risk charge.
• Historically, we operated through a different capital adequacy reserve report.
• Historically, we operated through a different capital adequacy reserve report.

Keywords: 928, house, all

Summary: The subcommittee continued work on Senate Bill 297 and a new amendment dealing with pooled risk management programs and whether they should be regulated under the insurance department. Lisa Duket, executive director of SchoolCare, testified at length that the draft language could allow co-mingling of public entity risk funds, could trigger producer-licensing requirements for staff who are not actually brokers, and may not fit public entity risk pools because they are not insurance companies. She also raised concerns about the March 1 reporting deadline, the proposed uniform accounting language, aggregate excess insurance, examination costs being charged to the program, and confidentiality provisions that she argued may conflict with right-to-know principles for public entities. She urged the committee to slow down and consider a study committee or more time for review, saying the regulated entities were not adequately involved in drafting the proposal. Chairman Hunt and the department responded that the bill is intended to create a licensure-based regulatory model, similar to other licensed industries, and that the pooled risk management program would be exempt from producer licensing while anyone else selling or negotiating such coverage would need a producer license. The department said failure to comply would be handled through an administrative licensing process, with denial or nonrenewal of a license and appeal through the department process. On the reporting deadline, the department said March 1 is a standard filing date used for financial analysis and that the filing can be the most recent annual report, regardless of fiscal year end. They also explained that the confidentiality language was taken from existing RSA 5B, that aggregate excess insurance was included as a solvency measure, and that the draft was intended to preserve familiar language while adapting it for pooled risk programs. The discussion did not include a final vote or formal action on the bill in the portion provided. The committee appeared to be compiling follow-up questions for the insurance department and considering whether additional revisions or a slower process would be needed before moving the bill forward.

Transcript Highlights:

• I hope after today's hearing that, at a minimum, you will get to visit and share...
• I believe that there should be an age gate to these products of 21 and up at a minimum, and...
• Miles away from this capital and cannot be here due to the sheer time and cost of travel.
• Stripping this ability disproportionately hurts the very communities most distant from the capital.
• Lacking capital know-how, we hired a lobbyist who helped us craft a bill, make it prominent enough in

Bills: SB5, SB11, SB12, SB 5, SB 11, SB 12

Keywords: hemp regulation, consumable products, cannabinoids, occupational licenses, criminal offenses, SB 11, Texas attorney general, election crimes, election law enforcement, criminal prosecution, Election Code, Government Code Chapter 402, local prosecutors, county attorney, district attorney, grand jury, probable cause reports, state election offenses, voter fraud, election integrity

Transcript Highlights:

• You know, sales tax is less economically damaging than property taxes, which is a direct tax on capital
• Reducing the property tax burden reduces the tax on capital.
• Capital investment increases the return on investment, which makes Texas an attractive place to grow.
• I spoke earlier about the significance. of property tax reduction to encourage capital investment in
• capital investments.

Bills: HB8, HB9, HJR1, HB22, HB8, HB9, HJR1, HB22

Keywords: HB 8, school finance, compressed tax rate, maximum compressed tax rate, MCR, PYMCR, property tax, school district taxes, Education Code, Tax Code, state aid, school funding formula, local school taxes, Texas school finance, tax rate compression, public education funding, ad valorem tax, tangible personal property, income-producing property, business personal property

Transcript Highlights:

• If your bill passes with a capital crime and has a mandatory death penalty without qualification, I know
• You realize that the language in this bill would suggest that if he were tried for a capital crime, then
• I voted for it to lower the threshold to allow for the death penalty and did the same thing for capital
• The legal system must operate without bias, yet we know that capital sentencing has historically been
• Why wouldn't we at minimum do the glide path? Allow the students who are already there.

Bills: SJR2, SB4, SJR36, SJR2, SB4, SJR1, SJR5, SB9, SB40, SJR2, SB4, SR98, SJR40, SJR41, SJR42, SJR43, SJR44, SJR45, SJR46, SJR47, SCR13, SB6, SB13, SB21, SB826, SB827, SB828, SB829, SB830, SB831, SB832, SB833, SB834, SB835, SB836, SB837, SB838, SB839, SB840, SB841, SB842, SB843, SB844, SB845, SB846, SB847, SB848, SB849, SB850, SB851, SB853, SB854, SB855, SB856, SB857, SB858, SB859, SB860, SB861, SB862, SB863, SB864, SB865, SB866, SB867, SB868, SB869, SB870, SB871, SB872, SB873, SB874, SB875, SB876, SB877, SB878, SB879, SB880, SB881, SB882, SB883, SB884, SB885, SB886, SB887, SB888, SB889, SB890, SB891, SB892, SB893, SB894, SB895, SB896, SB897, SB898, SB899, SB900, SB901, SB902, SB903, SB904, SB905, SB906, SB907, SB908, SB909, SB910, SB911, SB912, SB913, SB914, SB915, SB916, SB917, SB918, SB919, SB920, SB921, SB922, SB923, SB924, SB925, SB926, SB927, SB928, SB929, SB930, SB931, SB932, SB933, SB934, SB935, SB936, SB937, SB938, SB939, SB940, SB941, SB942, SB943, SB944, SB945, SB946, SB947, SB948, SB949, SB950, SB951, SB952, SB953, SB954, SB955, SB956, SB957, SB958, SB959, SB960, SB961, SB962, SB963, SB964, SB965, SB966, SB967, SB968, SB969, SB970, SB971, SB972, SB973, SB974, SB975, SB976, SB977, SB978, SB979, SB980, SB981, SB982, SB983, SB984, SB985, SB986, SB987, SB988, SB989, SB990, SB991, SB992, SB993, SB994, SB995, SB996, SB997, SB998, SB999, SB1000, SJR40, SJR41, SJR42, SJR43, SJR44, SJR45, SJR46, SJR47, SCR13, SB6, SB13, SB21, SB826, SB827, SB828, SB829, SB830, SB831, SB832, SB833, SB834, SB835, SB836, SB837, SB838, SB839, SB840, SB841, SB842, SB843, SB844, SB845, SB846, SB847, SB848, SB849, SB850, SB851, SB853, SB854, SB855, SB856, SB857, SB858, SB859, SB860, SB861, SB862, SB863, SB864, SB865, SB866, SB867, SB868, SB869, SB870, SB871, SB872, SB873, SB874, SB875, SB876, SB877, SB878, SB879, SB880, SB881, SB882, SB883, SB884, SB885, SB886, SB887, SB888, SB889, SB890, SB891, SB892, SB893, SB894, SB895, SB896, SB897, SB898, SB899, SB900, SB901, SB902, SB903, SB904, SB905, SB906, SB907, SB908, SB909, SB910, SB911, SB912, SB913, SB914, SB915, SB916, SB917, SB918, SB919, SB920, SB921, SB922, SB923, SB924, SB925, SB926, SB927, SB928, SB929, SB930, SB931, SB932, SB933, SB934, SB935, SB936, SB937, SB938, SB939, SB940, SB941, SB942, SB943, SB944, SB945, SB946, SB947, SB948, SB949, SB950, SB951, SB952, SB953, SB954, SB955, SB956, SB957, SB958, SB959, SB960, SB961, SB962, SB963, SB964, SB965, SB966, SB967, SB968, SB969, SB970, SB971, SB972, SB973, SB974, SB975, SB976, SB977, SB978, SB979, SB980, SB981, SB982, SB983, SB984, SB985, SB986, SB987, SB988, SB989, SB990, SB991, SB992, SB993, SB994, SB995, SB996, SB997, SB998, SB999, SB1000

Keywords: SJR 2, Senate Joint Resolution 2, constitutional amendment, homestead exemption, property tax relief, school property tax, ad valorem tax, residence homestead, school district taxes, Texas Constitution Article VIII, public school finance, homeowner exemption, elderly exemption, senior tax relief, disabled exemption, tax year 2025, voter approval, November 2025 ballot, local government, Ways & Means

Transcript Highlights:

• Secondly, the constitution indicates that capital gains and, if necessary, interest and dividend income
• Because the vast majority of the growth of the fund is in the form of capital gains, that benefit always
• of the fund is in the form of capital of the fund is in the form of capital gains,<00:12:32.480>
• And in this resolution, through item two, it provides some minimum standards for how the committee is
• through item two provides some minimum through item two provides some minimum standards<00:41:50.720

Bills: HF3900, HF1849

Keywords: permanent school fund, school endowment fund, Minnesota constitutional amendment, school aid, public school funding, State Board of Investment, investment income, distributable amount, school districts, property taxes, income taxes, voter approval, ballot question, constitutional amendment 2026, education finance, fund perpetuity, purchasing power, trust lands, swamp lands, internal improvement land fund

Transcript Highlights:

• And we think this is the minimum we need for the person who heads this third branch of government.
• And we think this is the minimum we need for the person who heads this third branch of government.
• And we think this is the minimum we need for the person who heads this third branch of government.
• And we think this is the minimum things.
• in this room capital G15 at 12:30. 12:30. 12:30.

Keywords: 1187, senate, all

Transcript Highlights:

• Capitalization grant.
• And so the idea is that we get federal dollars to capitalize, add additional capital money to our program
• So with that, the fund is fairly well capitalized right now.
• So with that, the fund is fairly well capitalized right now.
• , how much we ask for, and, of course, how much they capitalize.

Summary: The task force met to focus on funding systems and incentive structures for a proposed regional waste infrastructure effort, including how a future WIPA framework might support solid waste planning in the Willamette Valley. Staff and members heard presentations from DEQ on the Clean Water State Revolving Fund, from Business Oregon on the Special Public Works Fund, and from Oregon State Treasury on state bonding capacity and the bond issuance process. Presenters explained how their programs are structured, how projects are scored or approved, what kinds of public entities and projects are eligible, and how interagency coordination and co-funding can work. DEQ emphasized that its revolving loan fund is driven by water-quality benefits and public-health criteria, while Business Oregon described a broader infrastructure loan program for public entities with no scoring system, and Treasury outlined the state’s debt-capacity process and the differences between general obligation and lottery bonds. Members used the presentations to discuss whether similar funding tools could support solid waste infrastructure, especially for transfer stations, regional hubs, and related facilities that may need to be built before Coffin Butte reaches the end of its lifespan. Several questions centered on whether public-private partnerships could qualify, whether equipment inside facilities could be financed, how repayment would work, and whether planning costs could be covered. DEQ and Business Oregon both said they could potentially collaborate on scoring or co-funding, but noted eligibility limits and the need for public ownership in many cases. Treasury said bond capacity is limited and competitive, especially for lottery bonds, and that project authorization generally runs on a two-year cycle, though unused authority can sometimes be reauthorized. In task force discussion, members debated whether the group should pursue a dedicated funding lane for the seven-county region rather than having local governments compete with other statewide needs. Some members stressed the importance of criteria to avoid stranded assets and to ensure funding is available when projects are ready, while others raised concerns about how cities and counties would generate revenue to repay debt during construction and early operations. The group also discussed flow control, system fees, and the need for regional collaboration among counties, cities, and haulers to create enough waste volume to support new infrastructure. Staff noted that pre-session filing materials for the legislature are due September 11, and the chair said the August meeting will focus on organizational structure and identifying partners. During public comment, Representative Kevin Mannix submitted written testimony supporting the WIPA concept and urging the task force to endorse it. Commissioner Bubba King of Yamhill County urged the task force to compare alternatives objectively and warned against adding bureaucracy before evaluating existing infrastructure and costs. Commissioners Kevin Cameron and Roger Nyquist of Marion and Linn counties described regional hub-and-spoke concepts, transfer stations, and intermodal options, emphasizing the need for planning, strategic siting, and collaboration with haulers and local governments.

Transcript Highlights:

• an enormous boon for economic liberty and also for the entrepreneurs and those with less access to capital
• currently these burdens, as I said, fall on first-time entrepreneurs, people with less access to capital
• I see a state that has not reached the state minimum. wage over the federal minimum wage in my lifetime
• working until I'm 80 to be the only things that I'm good for in this society, to feed the machine of capitalism
• their child to conversion therapy, a practice condemned by the UN as torture, but then come to the capital

Bills: HB1106, HB3284, HB541, HB713, HB1403, HB1586, HB1942, HB2070, HB2844, HB2851, HB3151, HB3749, HB3940, HB3963, HB4454, HB4466, HB4795, HB5154, HB5394, SB1357, HB1052, HB4099, HB4638, HB5147

Keywords: child abuse, neglect, gender identity, sexual orientation, child welfare, marriage, family, Texas Commission, family welfare, marriage support, stability, premarital education, child development, strong families, direct patient care, healthcare, physicians, medical services, insurance regulation, maternal health

Transcript Highlights:

• But in looking at the process through capital budget and with Perkins funding for reconstruction and
• budget and with Perkins through capital budget and with Perkins funding<00:37:20.720> of<00:37
• But in looking at the process through capital budget and with Perkins funding for reconstruction and
• I've described that, you know, the capital budget committee is going to look very closely at when we
• Number one, a guaranteed minimum daily quantity that may count as instructional time.

Keywords: 1191, senate, all

Transcript Highlights:

• I know it's not in this bill; it's different capital improvement requests.
• Capital Improvement like requests<00:32:38.000> but<00:32:38.200> we<00:32:38.320>
• members please note that he test capital members please note that he test uh<00:49:03.880> submitted
• We recently did a study, and the minimum estimate was $17 million for all our facilities, and that is
• estimate was 17 study and the minimum estimate was 17 million<01:11:42.040> for<01:11:42.280>

Keywords: 910, house, all

Summary: The House Committee on Higher Education met at the University of Hawaiʻi’s Bachman Hall and heard testimony on several UH-related bills. HB 542 would expand the Hawaiʻi Promise Program to provide unmet-need scholarships at four-year UH campuses. UH system officials, the UH Student Caucus, and a Honolulu Community College student testified in support, emphasizing college affordability, student retention, and workforce needs. Committee members asked about current program data, eligibility, transfer patterns, and cost; UH said it had data available, noted about 10% of current Hawaiʻi Promise students transfer to four-year campuses, and estimated the full expansion would cost about $12 million. UH also suggested a possible alternative of focusing on transfer opportunities from two-year to four-year campuses. The committee then heard HB 840, which concerns athletics appropriations for UH. UH Mānoa and UH Hilo supported the bill. UH officials said the funding would help cover recurring athletics operating costs, women’s sports travel and recruiting, Austin Awards, and a new nutrition fueling station, while Hilo said the money would help with travel, per diem, and conference-related costs. Members asked about the history of the athletics funding, the difference between Austin Awards and special talent waivers, NIL planning, and whether the appropriation should be restored to the base budget. UH explained that a $4 million athletics appropriation was originally made in 2018 or 2019, later removed from the base, and has been reappropriated annually since then. Finally, the committee heard HB 842, which would fund three additional permanent mental health practitioner positions at UH Mānoa’s Counseling and Student Development Center. UH supported the bill, and Academic Labor United and a high school student testified in favor, citing student stress, overwork, and the need for more counseling access. In questions, members discussed the current counselor-to-student ratio, recruitment challenges in a tight labor market, and strategies for hiring, including looking at candidates on soft-money grants who may be seeking stable employment. No votes or final committee actions were taken during the portion of the meeting provided.

Transcript Highlights:

• The chair of our capital budget subcommittee is ready to fill in at any point.
• <01:03:34.400> budget chair of our our capital budget chair of our our capital budget subcommittee
• Committee, Courtroom Security, Minimum Committee, Courtroom Security, Minimum Adequate<01:19:25.440
• Recognizing Senator from the capital city as the floor leader. Thank you, Mr. President.
• Recognizing the senator from the capital city as the floor leader. Thank you, Mr. President.

Keywords: Senate streaming session for Wednesday, April 8, 2026, 960, senate, all

Summary: The Senate convened, established a quorum, and handled several ceremonial and introductory matters before moving into committee reports. The chamber welcomed the doctor of the day, recognized an intern and a guest in the gallery, extended birthday wishes to Senator Chris West, and received remarks from the Romanian Ambassador to the United States, Dr. Andre Moraru, who emphasized Romania’s strategic partnership with the United States, NATO cooperation, investment ties, energy projects, and support for Ukraine. Senators also briefly noted Maryland’s military and diplomatic ties to Romania. The ambassador’s remarks were journalized, and members were given time to meet with him off the floor. The Senate then took up a series of second-reading bills, mostly from the Finance Committee, adopting committee amendments and favorable reports without objection. Among the measures advanced were Senate Bill 39 on behavioral health reimbursement rate methodology and a work group for certified community behavioral health clinics and outpatient mental health centers; Senate Bill 605 directing the Public Service Commission to study broadband and VoIP oversight; Senate Bill 721, Ralph’s Act, providing expedited DDA/Medicaid eligibility for certain recently relocated individuals; and Senate Bill 891 on perinatal mental health screening, coverage, training, and reporting. Each was amended in committee and ordered printed for third reading. The Senate also advanced several House bills, including House Bill 427 extending the task force on responsible use of natural psychedelic substances and adding an HBCU representative; House Bill 480 requiring transportation network companies to maintain written deactivation policies; House Bill 532 requiring overtime pay for firefighters employed by governmental units after 168 hours in a 28-day period; House Bill 816 reducing the Maryland Automobile Insurance Fund assessment cap from 3% to 1% and authorizing an affordability program; House Bill 829 requiring human trafficking awareness training for certain for-hire and rideshare drivers; House Bill 862 requiring a two-person crew for certain freight rail operations in shared corridors, contingent on similar action in neighboring states; and House Bill 999 revising Class 9 limited distillery license rules and production limits. Most of these bills were reported favorably, with no objections, and were ordered to third reading or passed for third reading as applicable.

Transcript Highlights:

• What is the minimum capital requirements appropriate to protect consumers and policyholders?

Transcript Highlights:

• President, that the Law that established school calendars has a minimum number of hours, not days.
• Amending the insurance holding company law, adding definitions, providing for group capital calculation

Transcript Highlights:

• investing in proven small business support tools: the Technical Assistance Program (TAP) and the Capital
• And since 2019, California women's business centers leveraged approximately $278.2 million in capital
• We're especially proud of that capital. 65% of that capital went to women-of-color-owned businesses.
• It's quite a burden, and ever-increasing minimum wage requirements.
• And the harder truth is that most businesses don't have capital to rebrand.

Keywords: 987, senate, all

Transcript Highlights:

• But in addition we have a focus on jobs, and we're working with about 30 top-tier venture capital groups
• And we have this in-state regionally focused venture capital program.
• What that has also meant is we didn't have a deep and wide bench of experienced venture capital funds
• Part of what these top-tier venture capital companies provide is access to nationwide networks, access
• And then we also have a minimum age of 55.

Keywords: 996, all