Provides that insurance policies which provide hospital, surgical or medical coverage shall provide coverage for hysterectomies; provides that such coverage shall include inpatient hospital coverage for a minimum period of seventy-two hours after surgery.
Summary
Bill A06492 aims to amend New York's insurance law by mandating that all insurance policies providing hospital, surgical, or medical coverage must include full coverage for hysterectomies. This coverage must encompass a minimum of seventy-two hours of inpatient hospital care following the surgery. The bill ensures that such coverage can include annual deductibles and coinsurance as deemed appropriate by the superintendent, while also clarifying that it does not restrict or eliminate any existing coverage rights under current law or contracts.
Impact
The passage of this bill would significantly enhance the insurance coverage for hysterectomies in New York, ensuring that patients undergoing this procedure are not burdened with excessive out-of-pocket costs. It would apply to all relevant insurance policies issued or renewed after the bill's effective date, thereby impacting a wide range of insurance providers and their policyholders. The bill reinforces the rights of patients to receive necessary medical care without financial hindrance, aligning state law with the needs of individuals requiring hysterectomies.
Sentiment
The sentiment surrounding Bill A06492 appears to be generally supportive, as it addresses a critical healthcare need for women and aims to improve access to necessary medical procedures. However, without specific voting history or committee discussions available, it is difficult to gauge any significant opposition or concerns raised during the legislative process.
Contention
While the bill is largely seen as a positive step for women's health, potential points of contention may arise regarding the implications for insurance companies, particularly in terms of cost management and the impact on premiums. Stakeholders such as insurance providers might express concerns about the financial burden of mandated coverage, while advocates for women's health will likely emphasize the necessity of such coverage for patient welfare.
Provides that dental insurance coverage shall include coverage for night guards; defines dental night guards; provides that dental night guards shall be covered under Medicaid.
Provides that dental insurance coverage shall include coverage for night guards; defines dental night guards; provides that dental night guards shall be covered under Medicaid.
Provides that dental insurance coverage shall include coverage for night guards; defines dental night guards; provides that dental night guards shall be covered under Medicaid.
Provides that Medicaid and policies issued in this state that provide coverage for hospital, surgical or medical care shall provide coverage for standard fertility preservation services when a necessary cancer treatment may directly or indirectly cause iatrogenic infertility to a covered person.
Provides that Medicaid and policies issued in this state that provide coverage for hospital, surgical or medical care shall provide coverage for standard fertility preservation services when a necessary cancer treatment may directly or indirectly cause iatrogenic infertility to a covered person.
Provides that every health insurance policy which provides coverage for hospital, surgical or medical care shall provide coverage for the standard diagnostic testing for ovarian cancer upon the recommendation of a physician; provides that such standard diagnostic testing shall include a pelvic examination, a sonogram and a CA 125 blood test and related laboratory and diagnostic services.