Provides that dental insurance coverage shall include coverage for night guards; defines dental night guards; provides that dental night guards shall be covered under Medicaid.
Summary
Bill S02648 mandates that dental insurance policies in New York must provide coverage for dental night guards when prescribed by a licensed dentist. The bill defines a night guard as a protective device that covers the teeth and gums to prevent and reduce injury. The legislation aims to ensure that individuals requiring night guards for dental health are financially supported through their insurance plans, thereby promoting better oral health outcomes.
Impact
The passage of this bill will amend existing insurance laws in New York, specifically sections 3216, 3221, and 4303 of the insurance law, as well as section 365-a of the social services law. It will require all dental insurance policies to include coverage for night guards, which may lead to increased accessibility of dental care for patients who need these devices. Additionally, it will extend coverage for night guards under Medicaid, potentially benefiting low-income individuals who rely on state assistance for their dental needs.
Sentiment
The sentiment surrounding Bill S02648 appears to be largely positive, as evidenced by the unanimous support in committee votes and the Senate floor votes. The bill received significant backing from members of the Senate, indicating a strong consensus on the importance of including night guards in dental insurance coverage.
Contention
While there is no significant contention noted in the discussions or voting history, some concerns may arise regarding the potential increase in insurance premiums as a result of expanded coverage. However, these concerns have not been prominently voiced in the available committee discussions or voting records.
Same As
Provides that dental insurance coverage shall include coverage for night guards; defines dental night guards; provides that dental night guards shall be covered under Medicaid.
Provides that dental insurance coverage shall include coverage for night guards; defines dental night guards; provides that dental night guards shall be covered under Medicaid.
Provides that dental insurance coverage shall include coverage for night guards; defines dental night guards; provides that dental night guards shall be covered under Medicaid.
An act to amend Section 1680 of the Business and Professions Code, to amend Section 1367.03 of, and to add Section 1374.191 to, the Health and Safety Code, and to amend Section 10133.54 of, and to add Section 10120.6 to, the Insurance Code, relating to health care coverage.
Addresses non-covered dental services by requiring all policies providing coverage of and all contracts for dental services issued to include a disclosure stating that a participating provider may charge their normal fee for services that are not covered; requires a cost estimate to be provided.
Addresses non-covered dental services by requiring all policies providing coverage of and all contracts for dental services issued to include a disclosure stating that a participating provider may charge their normal fee for services that are not covered; requires a cost estimate to be provided.