Provides hospital, surgical and medical insurance coverage for perimenopausal and menopausal care and treatment.
Impact
If enacted, S09230 would have a substantial impact on state laws regarding health insurance coverage. It would specifically enhance the rights of women to receive essential healthcare services related to perimenopausal and menopausal symptoms. The bill stipulates that while insurance providers may implement annual deductibles and coinsurance arrangements, the essential services must be covered, thus preventing discrimination against women seeking these specific treatments. Consequently, this could lead to broader healthcare access and equity for women regarding age-related health issues.
Summary
Bill S09230 proposes to amend insurance law in the state of New York to mandate that all health insurance policies, which cover hospital, surgical, or medical care, include provisions for coverage of perimenopausal and menopausal care and treatment administered by licensed healthcare providers. This includes coverage for a range of symptoms associated with these transitional phases of a woman's life, such as irregular menstrual periods, hot flashes, and disruptions in sleep, among others. The intent of the bill is to ensure that women receive the necessary medical attention and support during this critical time without being burdened by exorbitant out-of-pocket costs.
Contention
The discussion surrounding S09230 may reveal points of contention, particularly concerning the financial implications for insurance companies and their customers. Proponents may argue that it is a necessary step towards enhancing women's health rights, while opponents may express concerns regarding the potential increase in insurance premiums or the economic strain it could place on insurers. There may also be debates around the specifics of the mandated treatments and how they should be covered, including whether coverage should extend to all related symptoms or be more narrowly defined.
Insurance: health insurers; coverage for treatment of menopause and perimenopause symptoms and waiver of prior authorization for prescription drugs or treatments for menopause and perimenopause symptoms; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406zz.
Insurance: health insurers; coverage for treatment of menopause and perimenopause symptoms and waiver of prior authorization for prescription drugs or treatments for menopause and perimenopause symptoms; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406zz.
Relates to preventing discrimination and increasing awareness of rights for employees with menstrual-related conditions, perimenopausal-related conditions and menopausal-related conditions; requires employers to provide employees with an informational pamphlet on any regulations relating to the rights of employees.
Providing for medical assistance coverage and insurance coverage of screening, prevention and treatment measures for osteoporosis as a result of menopause.
Designates October of each year as "Menopause Awareness Month" October 11 of each year as "Perimenopause Day," and October 18 of each year as "Postmenopause Day" in New Jersey.
Establishes interagency council on menopause in DOH and requires certain lincensed health care professionals to distribute menopause informational pamphlets under certain circumstances.
Designates October of each year as "Menopause Awareness Month," October 11 of each year as "Perimenopause Day," and October 18 of each year as "Postmenopause Day" in New Jersey.
Enacts the menopause awareness improvement act; establishes a menopause education program; establishes course work or training in menopausal health; directs the commissioner of labor to conduct a study on the impact of menopause on the workforce.