New York 2025-2026 Regular Session

New York Assembly Bill A00486

Introduced
1/8/25  
Refer
1/8/25  

Caption

Provides for equitable disability policies; prohibits any difference, on the basis of race, color, religion, sex, marital status, or national origin in the amount or payment of premiums or rate charges, or in the benefits payable, or in any of the other terms or conditions of any policy of disability insurance under the workers' compensation law.

Summary

Bill A00486 seeks to amend the workers' compensation law in New York by introducing a new provision that prohibits insurance carriers from making distinctions based on race, color, religion, sex, marital status, or national origin in the issuance and management of disability insurance policies. This includes any differences in premium rates, benefits payable, or other terms and conditions of the insurance policies. The bill aims to ensure equitable treatment for all individuals seeking disability benefits under the workers' compensation framework.

Impact

If enacted, this bill would significantly impact the operations of insurance carriers and the state insurance fund by mandating non-discriminatory practices in the issuance of disability insurance policies. It would align New York's workers' compensation law with broader anti-discrimination principles, potentially leading to changes in how policies are structured and priced. This could also enhance access to benefits for marginalized groups who may have previously faced discrimination in insurance practices.

Sentiment

The sentiment surrounding Bill A00486 appears to be generally positive, as it aligns with contemporary values of equity and non-discrimination. However, there may be concerns raised by insurance companies regarding the potential financial implications of implementing such changes, which could lead to further discussions in committee and among stakeholders.

Contention

Notable points of contention may arise from insurance industry representatives who could argue that the bill might lead to increased costs or administrative burdens. Additionally, there may be debates about the practical implications of enforcing such non-discrimination measures and whether they could inadvertently affect the availability of certain coverage options.

Companion Bills

No companion bills found.

Previously Filed As

NY A02596

Provides for equitable disability policies; prohibits any difference, on the basis of race, color, religion, sex, marital status, or national origin in the amount or payment of premiums or rate charges, or in the benefits payable, or in any of the other terms or conditions of any policy of disability insurance under the workers' compensation law.

WI SJR98

Equality of rights on the basis of sex, gender identity, race, color, sexual orientation, disability, religion, national origin, marital status, family status, age, ancestry, or any other immutable characteristic and creating a private cause of action for violations of those rights by state actors (first consideration).

WI AJR108

Equality of rights on the basis of sex, gender identity, race, color, sexual orientation, disability, religion, national origin, marital status, family status, age, ancestry, or any other immutable characteristic and creating a private cause of action for violations of those rights by state actors (first consideration).

NY A03542

Provides the carrier or employer a credit against permanent partial disability benefits for temporary partial disability payments made in excess of 130 weeks.

NY S01728

Requires the modification of restrictive covenants prior to the sale of real property when covenants, conditions and restrictions exist which discriminate on the basis of race, color, religion, sex, sexual orientation, familial status, marital status, disability, national origin, source of income or ancestry.

NY A01820

Requires the modification of restrictive covenants prior to the sale of real property when covenants, conditions and restrictions exist which discriminate on the basis of race, color, religion, sex, sexual orientation, familial status, marital status, disability, national origin, source of income or ancestry.

NY S03178

Requires the modification of restrictive covenants prior to the sale of real property when covenants, conditions and restrictions exist which discriminate on the basis of race, color, religion, sex, sexual orientation, familial status, marital status, disability, national origin, source of income or ancestry.

NY A00317

Prohibits peremptory challenges of prospective jurors based on race, color, national origin, ancestry, gender, gender identity or expression, religion, religious practice, age, disability, or sexual orientation.

NY S02491

Prohibits peremptory challenges of prospective jurors based on race, color, national origin, ancestry, gender, gender identity or expression, religion, religious practice, age, disability, or sexual orientation.

SD HB1101

Prohibit an insurer from declining or limiting life, disability, or long-term care insurance policies based solely on an individual's status as a living organ donor.

Similar Bills

No similar bills found.