Tennessee House Bill HB0316

Tennessee 2025-2026 Regular Session

• Introduced: 1/22/25
• Refer: 2/12/25

Caption

AN ACT to amend Tennessee Code Annotated, Title 4; Title 9; Title 45; Title 47 and Title 56, relative to consumer protection.

Summary

HB0316 amends Tennessee’s consumer protection law by lowering a monetary threshold in Tennessee Code Annotated, Section 45-1-128(a)(1). Specifically, it changes the amount from $100 billion to $50 billion. The bill is very narrow in scope and does not create a new regulatory program or new consumer remedy; instead, it revises an existing statutory benchmark tied to consumer protection enforcement or applicability. The bill takes effect July 1, 2025. Because the text only changes a dollar threshold, its practical effect will depend on how Section 45-1-128 is applied in the broader consumer protection framework. In general, the amendment would make the referenced provision apply at a lower financial level than under current law, potentially expanding the reach of the statute or altering when it is triggered.

Impact

HB0316 would amend one provision in Tennessee’s consumer protection statutes by reducing a statutory threshold from $100 billion to $50 billion. This changes the scope of the referenced law in Title 45 and may affect which entities, transactions, or conduct fall within the statute’s coverage, depending on the underlying provision’s operation. The bill does not amend penalties, enforcement procedures, or create new rights; it only adjusts the numeric trigger in existing law.

Sentiment

There is no recorded committee discussion or vote history in the provided materials, so the bill’s sentiment cannot be measured from debate or roll-call data. Based on the text alone, the measure appears technical and noncontroversial, with a limited and targeted statutory change rather than a broad policy shift.

Contention

No specific points of contention are documented in the available transcripts or voting history. The only potentially debatable issue is the policy effect of lowering the threshold from $100 billion to $50 billion, which could broaden the statute’s reach or change when it applies. Without committee remarks or votes, however, no particular legislator, stakeholder, or opposing argument can be identified.