Video & Transcript : 'money transmitter' :
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TX
Texas 89th Regular
Pensions, Investments & Financial Services May 12th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- Senate Bill 512 makes clear that a user cannot be fined for a violation of terms of service by a money
- This applies to licensed money transmission license holders, such as companies like PayPal, Venmo, Cash
- The private company now gets to decide to take your money if you say something they disagree with.
- This serves as a disincentive for money transmission businesses from imposing these fines.
- I remind you that last session is when we really passed a fairly significant money service businesses
Keywords:
SB 512, Texas Finance Code, money transmission, money services business, money transmitter, money transmission licensee, terms of service, consumer protection, civil penalty, attorney general enforcement, account closure, refund of balance, financial services regulation, payments industry, fintech, prepaid accounts, remittance, licensee compliance, local government debt, municipal finance
OK
Transcript Highlights:
- Revenues are deposited in the drug money laundering and wire transmitter revolving fee.
- Oklahoma, but I can still send them money overseas.
- Wire transmitting fee or money sent through wire transmitters is, a lot of it is used for drug money
- They're not sending a lot of money. Maybe they're only sending a little money.
- just waive that, and now they're out that money.
Committee:
Senate Public Safety
Keywords:
forfeiture, criminal offenses, law enforcement, Class D1 offenses, property seizure, SB1612, mandatory reporting, violent injury reporting, gunshot wound, stab wound, poisoning, burn injury, explosive injury, medical reporting, healthcare providers, law enforcement notification, evidence preservation, patient video records, confidentiality waiver, misdemeanor penalty
Summary:
The Public Safety Committee took up several criminal justice and public safety measures. Senate Bill 1936, as amended, increased penalties for impersonating law enforcement from a misdemeanor to a felony and expanded seizure provisions; amendments added federal law enforcement agents and state troopers to the covered officers, and the bill passed unanimously. Senate Bill 1612, requested by Tulsa police, would require limited reporting and sharing of certain injury-related information and hospital video/photo evidence with law enforcement to aid violent-crime investigations; members raised HIPAA, scope, and criminalization concerns, but the bill passed 5-2. Senate Bill 1543 would aggregate multiple DUI offenses within one year into a single felony case; after questions about sentencing, municipal charges, and deterrence, it passed 6-2. Senate Bill 1260 would require child sex traffickers and human traffickers to serve 100% of their sentences without parole or earned credits, and it passed 6-2.
The committee also considered Senate Bill 1988, which would increase wire-transfer fees on funds sent outside the United States and restore an income-tax credit for Oklahoma filers; members questioned whether it functioned as a tax, its impact on lower-income senders and service members, and its connection to drug trafficking. The bill failed on a 4-4 vote. Senate Bill 1859, creating an OSBI cybercrime and fraud unit with an estimated $3 million fiscal impact, passed unanimously after testimony that cyber and cryptocurrency fraud are growing and often harm elderly victims. Senate Bill 2041 would make a third possession offense for methamphetamine, fentanyl, or cocaine a felony, with supporters saying it would push offenders toward drug court and opponents warning it would increase incarceration; it passed 6-2. Finally, Senate Bill 1257 would classify THC as a Schedule I drug to align with federal law and close trafficking loopholes, and it passed unanimously. Senate Bill 1584 was laid over at the author’s request.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 7th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- So, we regulate money services businesses under Chapter 152 of the Texas Finance Code, as it relates
- That relates to the money transmission portion of that chapter.
- In Texas, the way money or monetary value is defined... ...under that chapter pretty much excludes most
- So money transmission that's engaged in through Bitcoin or Ethereum wouldn't be covered under Chapter
- House Bill 3805 seeks to clarify that this applies to money service businesses.
Keywords:
HB 3803, Texas Health and Safety Code, Chapter 712, perpetual care cemetery, perpetual care trust fund, cemetery regulation, financial confidentiality, confidential records, regulatory examination, Texas Department of Banking, commissioner disclosure, interagency information sharing, state agency enforcement, federal agency disclosure, trust fund oversight, burial services, cemetery trust, consumer protection, state banks, Texas Finance Code
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Apr 23rd, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- say oh my gosh it's gonna cost and they have to pass that down to the consumers there is certainly money
- But this is the Oklahoma Money Transmission Modernization Act.
- The legitimate players that are in the money transmitter space, as far as bitcoin kiosks are great with
Bills:
HB4322 , HB4202 , HB4203 , HB4457 , HB3983 , HB3660 , HB3802 , HB2933 , HB2955 , HB2956 , HB3781 , HB3521 , HB3794 , HB3796 , HB3800
Committee:
Senate Business and Insurance
Keywords:
funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Apr 23rd, 2026
Business and Insurance
Transcript Highlights:
- There is certainly money and wiggle room within that system, within that profit, to do what I think is
- This is the Oklahoma Money Transmission Modernization Act.
- This is the Oklahoma Money Transmission Modernization Act.
- The legitimate players that are in the money transmitter space, as far as Bitcoin kiosks, are great with
Bills:
HB4322 , HB4202 , HB4203 , HB4457 , HB3983 , HB3660 , HB3802 , HB2933 , HB2955 , HB2956 , HB3781 , HB3521 , HB3794 , HB3796 , HB3800
Committee:
Senate Business and Insurance
Keywords:
funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation
Summary:
The Business and Insurance Committee first handled a series of executive nominations, including appointments or reappointments to the Oklahoma Securities Commission, Real Estate Commission, State Athletic Commission, Accountancy Board, Commission on Consumer Credit, Uniform Building Code Commission, Abstractors Board, Used Motor Vehicle Dismantler and Manufactured Housing Commission, and State Banking Board. Most nominees briefly addressed the committee, and the nominations were advanced by unanimous or near-unanimous votes. One HB 4488 was laid over at the start of the meeting.
The committee then considered several bills. HB 4322, which would remove a dual-licensure requirement for funeral directors and embalmers, drew questions about consumer protection and body care procedures and passed 6-3. HB 4202, changing workers’ compensation fee schedule treatment for radiology, passed unanimously. HB 4203, directing the Uniform Building Code Commission to explore guidelines for single-exit configurations in certain buildings up to four stories, passed 7-2 after concerns were raised about fire safety. HB 4457, dealing with specialty pharmacies, pharmacy benefit managers, and access to specialty medications, passed unanimously.
Members also debated HB 3983, which would move Oklahoma’s moist smokeless tobacco tax to a weight-based system; supporters argued it would improve fairness and revenue stability, while opponents said it would raise taxes on some products and lacked consumer protections. It passed 6-3. HB 3660, authorizing natural organic reduction as an additional end-of-life option, prompted a lengthy debate over dignity, religious concerns, and consumer choice; it passed 5-4. HB 3802, prohibiting auto insurers from raising premiums solely because a spouse died, passed unanimously. HB 2933, a consumer protection insurance bill, passed 9-0 after extensive discussion of claims handling and insurer accountability. Additional insurance and regulatory measures—HB 2955, HB 2956, HB 3781, HB 3521, HB 3796, HB 3794, and HB 3800—were also advanced, most with little or no opposition. The chair closed by noting all executive nominations and legislation had been cleared from the committee for the year.
WA
Washington 2025-2026 Regular Session
Senate Pro Forma Floor Session Jan 22nd, 2026 at 12:30 pm
Washington Senate Floor Meeting
Keywords:
employment eligibility, firefighters, law enforcement, citizenship, legal authorization, public safety, mortgage lending, fraud, prosecution, financial regulations, consumer protection, broadband, infrastructure, loan assistance, economic development, technology access, criminal offense, fingerprinting, state regulations, SB 5280
WA
Washington 2025-2026 Regular Session
Senate Floor Session Jan 21st, 2026 at 12:30 pm
Washington Senate Floor Meeting
Transcript Highlights:
- A revenue stream and local revenue availability and grant money to the local jurisdictions that could
- The BEAD money that has recently gone out has extended broadband to our rural communities, for which
- We don't have enough money in transportation now to do half the things we want to do.
- I mean, we scramble to try and find enough money to do Safe Routes to School. It's a great program.
- I mean, we scramble to try and find enough money to do Safe Routes to School. It's a great program.
Keywords:
employment eligibility, firefighters, law enforcement, citizenship, legal authorization, public safety, mortgage lending, fraud, prosecution, financial regulations, consumer protection, broadband, infrastructure, loan assistance, economic development, technology access, criminal offense, fingerprinting, state regulations, SB 5280
Summary:
The Senate opened with ceremonial items, approved the previous day’s journal, and referred committee reports and new introductions. Members then adopted Senate Resolution 8669 recognizing National Blood Donor Month after remarks emphasizing the life-saving need for blood donations and the work of blood coalition partners. The Senate also adopted Senate Resolution 8667 honoring Monica Alexander for her long public service with the Washington State Patrol and Criminal Justice Training Commission, with multiple senators praising her leadership, reforms, and mentorship.
The chamber then took up a series of gubernatorial appointments to college boards of trustees, confirming Rosa Peralta to the Seattle College District, Stephen Zimmerman to Wenatchee Valley College, and Tara Lear to Walla Walla Community College, each by roll call vote. After caucus, the Senate returned to third reading and considered several bills, including SB 5068 on law enforcement, corrections, and prosecutors; SB 5252 on property tax exemptions for nonprofit public assembly halls and meeting places; SB 5280 on consumer protections for virtual currency kiosks; SB 5124 on patient access and skilled nursing facility discharge coordination; and SB 5436 on interference with access to places of religious worship. Most of these measures were amended and then passed, with SB 5068 and SB 5436 drawing debate over immigration status and protest activity, respectively.
Later, the Senate passed SB 5705, narrowing traffic safety penalties to focus on distracted driving in school zones; ESSB 5594, delaying implementation of biosimilar drug access provisions; SB 5169, expanding out-of-court testimony options for child victims and witnesses; ESSB 5098, expanding weapons restrictions to additional public buildings and outdoor public spaces, despite opposition over firearm preemption and self-defense concerns; SB 5188, allowing rural broadband repair loans; SB 5109, making the mortgage lending fraud prosecution account permanent with a fee increase; SSB 5240, authorizing schools to use available anaphylaxis medication in emergencies; SB 5420, ensuring veterans and uniformed service members access to benefits and opportunities; SB 5467, simplifying surplus property sales by water-sewer districts; SSB 5331, strengthening insurance enforcement and restitution authority; and ESSB 5071, updating child endangerment law to include fentanyl and synthetic opioids, with an amendment adding a parenting-alternative approach for child defendants. The Senate also adopted an amendment to SB 5581 to include public transportation providers in safe-system transportation infrastructure planning and then advanced the bill toward final passage.
WA
Washington 2025-2026 Regular Session
Senate Floor Session Jan 21st, 2026
Washington Senate Floor Meeting
Transcript Highlights:
- A revenue stream and local revenue availability and grant money to the local jurisdictions that could
- The BEAD money that has recently gone out has extended broadband to our rural communities, for which
- We don't have enough money in transportation now to do half the things we want to do.
- We don't have enough money in transportation now to do half the things we want to do.
- I mean, we scramble to try and find enough money to do Safe Routes to School. It's a great program.
Keywords:
employment eligibility, firefighters, law enforcement, citizenship, legal authorization, public safety, mortgage lending, fraud, prosecution, financial regulations, consumer protection, broadband, infrastructure, loan assistance, economic development, technology access, criminal offense, fingerprinting, state regulations, SB 5280
Summary:
The Senate opened with ceremonial business, including the roll call, colors, pledge, and prayer, then approved the previous day’s journal and referred committee reports and new introductions. Members also suspended rules to consider multiple resolutions and bills. Senate Resolution 8669, honoring National Blood Donor Month, was adopted after remarks emphasizing the life-saving importance of blood donation and recognizing the Northwest Blood Coalition, whose members were introduced in the gallery.
The chamber then adopted Senate Resolution 8667 honoring Monica Alexander, executive director of the Criminal Justice Training Commission, with multiple senators praising her career in the State Patrol, her leadership on regional training academies, sexual assault kit reform, and public safety culture. The Senate also confirmed several gubernatorial appointments to college boards, including Rosa Peralta to the Seattle College District Board of Trustees, Stephen A. Zimmerman to Wenatchee Valley College, and Tara Lear to Walla Walla Community College, each by 49-0 roll call votes.
The Senate spent much of the session on third-reading bills, often amending them before final passage. Measures passed included SB 5068 on agencies, firefighters, prosecutors, and limited authority; ESSB 5252 on property tax exemptions for nonprofit public assembly halls; SB 5280 on virtual currency kiosk consumer protections; ESSB 5124 on patient access and skilled nursing facility identification; ESSB 5436 on interference with access to places of worship; SB 5705 on traffic safety penalties in school zones; ESSB 5594 on biosimilar medicines; SSB 5169 on out-of-court testimony for child victims and witnesses; ESSB 5098 on weapons restrictions in certain public buildings and parks; SB 5188 on broadband infrastructure repair loans; SB 5109 on the mortgage lending fraud prosecution account; SSB 5240 on anaphylaxis medications in schools; SB 5420 on veterans’ benefits access; SB 5467 on water-sewer district surplus property sales; SSB 5331 on insurer accountability; ESSB 5071 on endangerment with controlled substances involving fentanyl or synthetic opioids; and ESSB 5581 on safe system/complete streets transportation strategies. Most of these bills passed with broad bipartisan support, though some drew opposition over firearms restrictions, insurance penalties, or transportation costs. Several bills were amended on the floor before final passage, including changes to dates, scope, and technical language, and the session concluded with additional business beginning on SB 5649.
OK
Transcript Highlights:
- States' revenues are deposited in the drug money laundering and wire transmitter revolving fee.
- Transmitter is sent over outside the United States.
- Wire transmitting fees or money sent through wire transmitters is a lot of it is used for drug money
- The revenue is used to combat drug trafficking and money laundering.
- They're not they're not sending a little money.
Bills:
SB1936 , SB1612 , SB1543 , SB1260 , SB1988 , SB1859 , SB2041 , SB1257 , HB4272 , HB3277 , HB3148 , HB3651 , HB3323 , HB4287 , HB4105 , HB3304 , HB3345
Committee:
Senate Public Safety
Keywords:
forfeiture, criminal offenses, law enforcement, Class D1 offenses, property seizure, SB1612, mandatory reporting, violent injury reporting, gunshot wound, stab wound, poisoning, burn injury, explosive injury, medical reporting, healthcare providers, law enforcement notification, evidence preservation, patient video records, confidentiality waiver, misdemeanor penalty
OK
Oklahoma 2026 Regular Session
Judiciary and Public Safety Oversight Mar 3rd, 2026 at 10:30 am
Judiciary and Public Safety Oversight
Transcript Highlights:
- Members, House Bill 3521 is the Oklahoma Money Transmission Modernization Act.
- that can go along with dealing with people's money.
- Representative, you talked about money going into a trust, and I believe you put a threshold of 10,000
- is set to get the money out?
- They know they have children, and they're not paying the money that they're supposed to be paying for
Bills:
HB1016 , HB1453 , HB1992 , HB2015 , HB2940 , HB2959 , HB2997 , HB3037 , HB3045 , HB3053 , HB3087 , HB3267 , HB3301 , HB3453 , HB3495 , HB3521 , HB3581 , HB3584 , HB3586 , HB3587 , HB3662 , HB3691 , HB3695 , HB3697 , HB3742 , HB3743 , HB3845 , HB4058 , HB4125 , HB4198 , HB4227 , HB4425
Committee:
House Judiciary and Public Safety Oversight
Keywords:
minors, content creation, trust account, compensation, civil action, digital content, Oklahoma statutes, foreign ownership, property rights, agricultural land, Attorney General, divestment, real estate, felony penalties, motor vehicles, towing services, combination vehicles, wrecker fees, possessory lien, landlord
OK
Oklahoma 2026 Regular Session
Judiciary and Public Safety Oversight Mar 3rd, 2026
Judiciary and Public Safety Oversight
Transcript Highlights:
- Members, House Bill 3521 is the Oklahoma Money Transmission Modernization Act.
- that can go along with dealing with people's money.
- Representative, if you talked about money, Thank you, Mr. Chairman.
- Is that where the money starts going into a trust?
- Where is the age limit set to get the money out?
Bills:
HB1016 , HB1453 , HB1992 , HB2015 , HB2940 , HB2959 , HB2997 , HB3037 , HB3045 , HB3053 , HB3087 , HB3267 , HB3301 , HB3453 , HB3495 , HB3521 , HB3581 , HB3584 , HB3586 , HB3587 , HB3662 , HB3691 , HB3695 , HB3697 , HB3742 , HB3743 , HB3845 , HB4058 , HB4125 , HB4198 , HB4227 , HB4425
Committee:
House Judiciary and Public Safety Oversight
Keywords:
minors, content creation, trust account, compensation, civil action, digital content, Oklahoma statutes, foreign ownership, property rights, agricultural land, Attorney General, divestment, real estate, felony penalties, motor vehicles, towing services, combination vehicles, wrecker fees, possessory lien, landlord
Summary:
The committee heard and advanced a large number of bills covering tort claims, criminal law, child protection, licensing, housing, and public transparency. Early measures included HB 3037, adding students in curricular activities to the Government Tort Claims Act definition of employee; HB 3581, revising riot statutes and removing a no-bail provision; HB 458, allowing voluntary blood type notation on driver’s licenses; HB 2929, tightening mandatory child abuse reporting by school employees; and HB 3087, extending garnishment notice and objection timelines. All of those bills received unanimous or near-unanimous due-pass recommendations.
Several bills drew more substantial discussion. HB 4227, the Cindy Clemishire Act, was amended to allow minors to discuss sexual abuse with health care providers and was named after a survivor; it passed 13-0. HB 4125, restoring Second Amendment rights to certain nonviolent felons, passed 13-1 but members raised concerns about federal law and asked for further explanation before floor consideration. HB 1453, which would criminalize hostile foreign nationals and entities owning Oklahoma real property and agricultural land, generated extensive debate over indirect ownership, foreclosure timelines, logrolling, and constitutional concerns, and it ultimately failed 3-10. HB 3521, modernizing money transmission regulation and adding payment processors and digital asset kiosks, passed 13-0.
Other measures advanced after questions or minor amendments, including HB 3691 on self-certifying medical fitness for a Class D license, HB 2015 on landlord-tenant repair and tenant remedies, HB 2940 on recording public meetings, HB 1016 on trust protections for minors appearing in monetized online content, HB 3267 making breaking and entering an occupied dwelling a felony without needing proof of another intended crime, HB 3695 expanding the definition of great bodily injury for DUI cases, HB 3453 shifting the burden in eminent domain cases to the condemning authority, and HB 3053 creating parole review criteria for older eligible inmates. The committee also advanced bills on self-defense definitions, straw purchasing of land for prohibited foreign parties, human trafficking parole guidelines, child welfare/adoption terminology, outpatient treatment, child support-related license revocations, workplace violence protective orders, and protections for charities reporting sexual misconduct. The meeting ended with several bills laid over and the committee adjourning, with a note that it would meet again Thursday.
TX
Transcript Highlights:
- Senate Bill 512 makes clear that a user cannot be fined for a violation of terms of service by a money
- The bill puts in place a civil penalty with a fine set at three times the amount of. by the money transmission
- That's one of the biggest jumps of the sharks in the abuse of financial and money power that I've seen
Bills:
SB 438 , SB 512 , SB 647 , SB 648 , SB 1495 , SB 2121 , SB 2145 , SB 2154 , SB 2167 , SB 2184 , SB 2211 , SB 2268 , SB 2349 , SB 2443 , SB 2629 , SB 2702 , SB 2902
Committee:
Senate Business & Commerce
Keywords:
SB 438, Texas, State Office of Administrative Hearings, SOAH, administrative law judge, ALJ, public information act, open records, confidentiality, privacy, home address, home telephone number, emergency contact information, social security number, family members, Government Code 552.117, Government Code 552.1175, Tax Code 25.025, public records, government transparency
Summary:
The meeting of the committee commenced with the establishment of a quorum, where members discussed and voted on five significant bills related to energy efficiency, insurance regulation, and public utility governance. Notably, Senate Bill 2717 was presented, incorporating feedback to foster collaboration among various state agencies for improved energy efficiency performance. This was followed by a detailed discussion on Senate Bill 1642, which proposed changes to the Texas Department of Insurance's executive structure to optimize management and consumer focus. Each bill saw active participation from senators who moved to adopt committee substitutes for clarity and responsiveness to stakeholder concerns, indicating a proactive approach to legislative issues.
TX
Transcript Highlights:
- Senate Bill 512 makes clear that a user cannot be fined for a violation of terms of service by a money
- place a civil penalty with a fine set at three times the amount of the fine or penalty imposed by the money
- And so that's one of the biggest jumping of the sharks of the abuse of financial and money power that
- And money power that I've seen over the last decade, and this is designed to address that.
Bills:
SB438 , SB512 , SB647 , SB648 , SB1495 , SB2121 , SB2145 , SB2154 , SB2167 , SB2184 , SB2211 , SB2268 , SB2349 , SB2443 , SB2629 , SB2702 , SB2902
Committee:
Senate Business & Commerce
Keywords:
SB 438, Texas, State Office of Administrative Hearings, SOAH, administrative law judge, ALJ, public information act, open records, confidentiality, privacy, home address, home telephone number, emergency contact information, social security number, family members, Government Code 552.117, Government Code 552.1175, Tax Code 25.025, public records, government transparency
Summary:
The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, voting favorably on SB 1612, SB 2717, SB 1468, SB 1642, and SB 1789. SB 1612 was reported favorably with objections to the local and contested calendar, while SB 2717, SB 1468, SB 1642, and SB 1789 were reported favorably, with SB 1642 and SB 1789 sent to the floor. SB 2717 would create the Texas Energy Efficiency Council; SB 1642 would add an executive director to the Texas Department of Insurance structure; and SB 1789 would establish pole standards and clarify PUC authority and remedies. The committee also heard an ERCOT update from CEO Pablo Vegas on the updated long-term load forecast, which showed a much higher unadjusted growth projection driven largely by data centers. ERCOT described an adjusted forecast using historical delays and lower realized build rates, and members discussed reliability, generation timelines, and the importance of SB 6 for demand response and flexibility.
The committee then heard and left pending SB 2629, which would allow condominium and property owners’ association meetings and voting by electronic means; SB 2702, which would let nationally certified professionals test backflow prevention assemblies without a separate TCEQ license; SB 2167, which would let TDLR pause new license applications tied to human trafficking emergency orders or pending SOAH cases; SB 2349, which would exempt short-term leases and certain leasebacks from flood disclosure requirements; SB 2121, which would tighten the data broker registry law; and SB 2443, which would authorize TDLR electronic delivery of notices and other documents. Testimony generally supported these bills as cleanup, modernization, or workforce-streamlining measures, with some members expressing caution about electronic meetings and emphasizing in-person accountability.
The committee also heard SB 2902 on coerced debt and identity theft, with testimony from a law professor and family violence advocates supporting stronger protections for survivors and suggesting a police report as an additional proof option. SB 512, a refiled bill restricting money transmission license holders from fining users for terms-of-service violations, also received supportive testimony and was left pending. Later, the committee heard SB 2145 on allowing certain TIF boards to meet virtually in narrow circumstances, SB 2268 on extending Texas Energy Fund loan deadlines in some cases, SB 1495 creating an EV supply equipment advisory board, SB 2154 regulating delivery network companies under a statewide framework, SB 2184 lowering the age for pyrotechnic operator and fireworks display permits from 21 to 18, SB 2211 on combining data centers, power generation, and produced-water desalination projects, and SB 647 on title theft protections and clerk authority to refuse fraudulent filings. Most of these bills were left pending after brief testimony and questions, with members focusing on reliability, regulation, and safeguards against fraud.
TX
Transcript Highlights:
- Senate Bill 512 makes clear that a user cannot be fined for a violation of terms of service by a money
- place a civil penalty with a fine set at three times the amount of the fine or penalty imposed by the money
- And so that's one of the biggest jumping of the sharks of the abuse of financial and money power that
Bills:
SB438 , SB512 , SB647 , SB648 , SB1495 , SB2121 , SB2145 , SB2154 , SB2167 , SB2184 , SB2211 , SB2268 , SB2349 , SB2443 , SB2629 , SB2702 , SB2902
Committee:
Senate Business & Commerce
Keywords:
SB 438, Texas, State Office of Administrative Hearings, SOAH, administrative law judge, ALJ, public information act, open records, confidentiality, privacy, home address, home telephone number, emergency contact information, social security number, family members, Government Code 552.117, Government Code 552.1175, Tax Code 25.025, public records, government transparency
Summary:
The Senate Committee on Business and Commerce met with a quorum and first voted out several pending bills. Senate Bill 1612 was reported favorably to the full Senate with objections sent to the local and contested calendar. The committee then adopted committee substitutes and favorably reported Senate Bills 2717, 1468, 1642, and 1789, with 1642 and 1789 sent to the floor. SB 2717 would create the Texas Energy Efficiency Council and add agencies to it; SB 1468 and SB 1642 were discussed as changes affecting utility and insurance-related structures; and SB 1789 would establish pole standards, with the author saying it would clarify PUC authority and create more practical statewide standards. The committee also heard an ERCOT update from Pablo Vegas, who said Texas load growth remains strong but ERCOT is adjusting its large-load forecast downward using historical delays and realization rates for data centers and other large loads. He said the adjusted forecast is still very high, but more realistic for planning, and members discussed reliability, generation timelines, demand response, and the role of Senate Bill 6 in helping model large data centers as flexible load.
The committee then took testimony on a series of bills and left most pending after public comment. SB 2629 would allow condominium and property owners associations to hold meetings and vote electronically; testimony supported it as a way to improve access, though some members expressed concern about overuse of virtual meetings. SB 2702 would let nationally certified professionals test backflow prevention assemblies instead of requiring a separate TCEQ license, and was supported as a workforce and public health measure. SB 2167 would let TDLR pause new massage-establishment license applications when an applicant is subject to a human trafficking emergency order or pending SOAH case. SB 2349 would exempt short-term residential leases and certain leasebacks from floodplain disclosure requirements while allowing the notice to be included in the lease packet. SB 2121 would tighten the data broker registry law from the prior session, and SB 2443 would allow TDLR to use electronic delivery for notices and contested-case documents.
Additional bills focused on consumer protection, housing, and regulatory administration. SB 2902 would help victims of coerced debt and identity theft stop collection efforts by requiring proof such as a court order or FTC report; advocates said it would protect survivors while still preventing fraud. SB 512 would bar money transmission license holders from fining users for terms-of-service violations in a way that forfeits account funds, and supporters framed it as a protection against private financial penalties. SB 2145 would allow public improvement districts and tax increment finance districts to meet virtually with at least one member physically present, while SB 2268 would give the PUC flexibility to extend Texas Energy Fund loan deadlines in certain cases. SB 1495 would create an advisory board for electric vehicle supply equipment standards, SB 2154 would extend statewide regulation to delivery network companies, SB 2184 would lower the age for pyrotechnic operator and fireworks display licenses from 21 to 18, SB 438 would expand confidentiality protections for SOAH administrative law judges, SB 2211 would treat digital products and desalinated water as industrial products to support combined energy-water projects, and SB 647 would strengthen title-theft protections by improving notice and clerk authority to reject fraudulent filings. Most of these bills were left pending after testimony, and several drew support from industry, consumer, or advocacy witnesses along with some member concerns about electronic meetings, licensing, and data accuracy.
AL
Alabama 2025 Regular Session
Alabama House Financial Services Committee Mar 19th, 2025
Financial Services
Committee:
House Financial Services
TX
Transcript Highlights:
- At that point, I've already had to spend a bunch of money.
- this several times already, where We're at a point in having to decide, do we want to keep spending money
- Thank you members, 3085 is a continuation of the money services omnibus bill where we passed.
- Potentially the purpose of the legislation initially and the updates here are to better able the money
Bills:
HB 431 , HB 1522 , HB 1922 , HB 2467 , HB 2468 , HB 3228 , HB 3229 , HB 3306 , HB 3803 , HB 3804 , HB 3805 , HB 3806 , HB 4219 , HB 4238 , HB 4344 , HB 4386 , HB 4739
Committee:
Senate Business & Commerce
Keywords:
HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, open meetings, public notice, transparency, government efficiency
TX
Transcript Highlights:
- At that point I've already had to spend a bunch of money and I've gone through this several times already
- where we're at a point in having to decide do we want to keep spending money or do we try to then pay
- 3805 and recognizes the sponsor, Senator Johnson: Thank you members. 3805 is a continuation of the money
- essentially—the purpose of the legislation initially and the updates here are to better enable the money
Bills:
HB 431 , HB 1522 , HB 1922 , HB 2467 , HB 2468 , HB 3228 , HB 3229 , HB 3306 , HB 3803 , HB 3804 , HB 3805 , HB 3806 , HB 4219 , HB 4238 , HB 4344 , HB 4386 , HB 4739
Committee:
Senate Business & Commerce
Keywords:
HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, open meetings, public notice, transparency, government efficiency
TX
Transcript Highlights:
- At that point, I've already had to spend a bunch of money.
- this several times already where we're at a point in having to decide do we want to keep spending money
- House Bill 3805 is a continuation of the money services omnibus bill we passed last session to bring
- essentially, the purpose of the legislation initially and the updates here are to better enable the money
Bills:
HB431 , HB1522 , HB1922 , HB2467 , HB2468 , HB3228 , HB3229 , HB3306 , HB3803 , HB3804 , HB3805 , HB3806 , HB4219 , HB4238 , HB4344 , HB4386 , HB4739
Committee:
Senate Business & Commerce
Keywords:
HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, open meetings, public notice, transparency, government efficiency
Summary:
The committee first took up pending business and favorably reported several House bills without opposition, including HB 11, HB 132, HB 1041, HB 1606, HB 2286, and HB 5061. Each was moved out of committee with a recommendation that it do pass and be printed, and several were also recommended for the local and uncontested calendar. The committee then heard HB 3306, which would extend existing construction-contract indemnity exceptions to electric infrastructure construction, maintenance, and vegetation management work for electric utilities and transmission and distribution utilities. The sponsor said the bill would reduce litigation and insurance costs for ratepayers, while construction industry witnesses argued it would shift liability onto subcontractors and create broad-form indemnity in a way Texas law has generally prohibited since 2011. HB 3306 was left pending.
The committee also heard HB 4739, a Comptroller-requested cleanup bill to repeal an outdated Finance Code provision requiring remittance of a portion of certain delinquency charges to the state, and HB 3803, HB 3804, and HB 3806, all Department of Banking-requested cleanup bills dealing with confidentiality and supervision rules for perpetual care funds, state banks, and trust companies. Those bills were briefly explained and left pending without testimony. HB 4219, aimed at improving Public Information Act compliance by requiring timely notice when records do not exist or are being withheld, allowing complaints to the Attorney General, and imposing training and fee consequences for noncompliance, drew support from a journalist and a policy analyst and was also left pending.
The committee then heard HB 4238 on coerced debt and identity theft. The sponsor explained that the committee substitute narrows the bill to court-ordered findings of identity theft/coerced debt, gives collectors seven business days to stop collection activity, and removes a section to avoid litigation over court orders. A law professor and a family violence advocate testified in strong support, describing coerced debt as a barrier for domestic violence and elder abuse survivors trying to rebuild credit and access housing, jobs, and utilities. The bill was left pending. HB 1522, which would require local governments to post meeting notices three business days in advance and make budget materials more accessible online and in physical form, also drew support, though a school business officials representative raised concerns about the timing language, proposed-budget wording, and taxpayer impact statements for school districts; the bill was left pending after discussion.
Later, the committee heard additional pending bills, including a PUC background-check bill that would expand the commission’s authority to check current employees and contractors and obtain FBI criminal history information, HB 3805 updating money services business regulation, HB 431 extending HOA solar-panel protections to solar tiles, and HB 3228 and HB 3229 on wind and solar recycling financial assurance and recycler solvency. HB 3228 received support from a Sierra Club witness who said recycling and disposal plans are needed for end-of-life renewable energy equipment, and HB 3229 was described as requiring recyclers to show financial resources at 125 percent through a letter of credit or bond. These bills were heard and left pending.
TX
Transcript Highlights:
- At that point, I've already had to spend a bunch of money.
- this several times already where we're at a point in having to decide: do we want to keep spending money
- HB 3805 is a continuation of the money services omnibus bill that we passed last session to bring Texas
- essentially, the purpose of the legislation initially and the updates here are to better enable the money
- essentially, the purpose of the legislation initially and the updates here are to better enable the money
Bills:
HB431 , HB1522 , HB1922 , HB2467 , HB2468 , HB3228 , HB3229 , HB3306 , HB3803 , HB3804 , HB3805 , HB3806 , HB4219 , HB4238 , HB4344 , HB4386 , HB4739
Committee:
Senate Business & Commerce
Keywords:
HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, open meetings, public notice, transparency, government efficiency
Summary:
The Senate Committee on Business and Commerce met with a quorum and first took up pending business, reporting several House bills favorably to the full Senate, including HB 11, HB 132, HB 1041, HB 1606, HB 2286, and HB 5061, with some also recommended for the local and uncontested or contested calendars. The committee then heard and left pending HB 3306, which would extend construction-contract indemnity exceptions to electric infrastructure work, including construction, maintenance, and vegetation management for utilities. Supporters said it would align utility infrastructure work with public works and reduce litigation and ratepayer costs, while opponents argued it would shift liability onto subcontractors and create broad-form indemnity concerns.
Members also heard HB 4739, a Comptroller-requested cleanup bill repealing an outdated Finance Code provision tied to delinquency charges on retail charge accounts, and left it pending without testimony. The committee then considered several Department of Banking cleanup bills, including HB 3803, HB 3804, and HB 3806, all left pending after brief explanations and no public opposition. HB 4219, dealing with public information requests, drew support from a journalist and a policy analyst who said it would improve transparency by requiring timely responses, notice when records do not exist, and training or fee consequences for noncompliance; it was left pending.
The committee also heard HB 4238, a committee substitute addressing coerced debt and identity theft, which would bar collection of certain debts from victims who obtain a qualifying court order. A law professor and a family violence advocate supported the bill as narrow, protective relief for domestic violence and elder abuse survivors, and it was left pending. Other bills heard and left pending included HB 1522 on local government budget meeting posting and taxpayer impact disclosures, HB 4344 authorizing background checks for PUC employees and contractors, HB 3805 updating money services business regulation, HB 431 extending solar-panel HOA protections to solar tiles, HB 3228 and HB 3229 on wind and solar recycling financial assurance, and HB 1922 clarifying the accrual date for construction defect claims under right-to-repair law. The committee recessed subject to the call of the chair.
TX
Transcript Highlights:
- Money laundering and these types of crimes used to be very simple.
- At the point where the money goes into the machine?
- Did the gentleman that lost the money, the senior that lost the money, did they find the scammer?
- You can't serve God. in money. And essentially, that's what's happening here.
- It all tilts the balance to the point that money makes a difference.
Committee:
Senate Business & Commerce
Keywords:
SB 383, ERCOT, Texas Utilities Code, interconnection, wind power facility, offshore wind, coastal wind, nearshore wind, Gulf of America, Texas coast, three marine leagues, electric grid, transmission line, distribution facility, renewable energy, battery storage, energy storage, grid access, power grid, electric service