Video & Transcript Research : 'Texas Department of Banking'
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TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 7th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- The chair calls Marcus Adams on behalf of the Texas Department of Banking. He's a resource witness.
- Adams, I see you are registered as Marcus Adams on behalf of the Texas Department of Banking; you're
- Under Chapter 712 of the Texas Health and Safety Code, the Texas Department of Banking regulates perpetual
- We show you registered as Marcus Adams on behalf of the Texas Department of Banking, and you are testifying
- Adams, we show you as registered on behalf of the Texas Department of Banking, and you're testifying
Keywords:
HB 3803, Texas Health and Safety Code, Chapter 712, perpetual care cemetery, perpetual care trust fund, cemetery regulation, financial confidentiality, confidential records, regulatory examination, Texas Department of Banking, commissioner disclosure, interagency information sharing, state agency enforcement, federal agency disclosure, trust fund oversight, burial services, cemetery trust, consumer protection, state banks, Texas Finance Code
TX
Transcript Highlights:
- It maintains the authority with the Department of Banking and extends the effective date to January 1st
- of 2026 to allow the Department of Banking sufficient time to license the operators.
- an ongoing discussion at the Department of Banking.
- Additionally, two years ago, I worked with the Department of Banking on a separate licensing issue too
- certain advisory bodies for programs administered by the Texas Department of Licensing and Regulation
Keywords:
SB 383, ERCOT, Texas Utilities Code, interconnection, wind power facility, offshore wind, coastal wind, nearshore wind, Gulf of America, Texas coast, three marine leagues, electric grid, transmission line, distribution facility, renewable energy, battery storage, energy storage, grid access, power grid, electric service
TX
Transcript Highlights:
- It keeps the authority with the Department of Banking, and it extends the effective date to January 1
- , 2026, to allow the Department of Banking sufficient time to license these kiosks.
- an ongoing discussion at the Department of Banking.
- an ongoing discussion at the Department of Banking.
- Two years ago, I've worked with the Department of Banking on a separate licensing issue, too.
Keywords:
SB 383, ERCOT, Texas Utilities Code, interconnection, wind power facility, offshore wind, coastal wind, nearshore wind, Gulf of America, Texas coast, three marine leagues, electric grid, transmission line, distribution facility, renewable energy, battery storage, energy storage, grid access, power grid, electric service
Summary:
The committee took up a long list of pending bills before moving to several bills on the day’s posting. It reported favorably SB 438, SB 512, SB 647, SB 648, SB 715, SB 758, SB 1964, SB 2121, SB 2145, SB 2167, SB 2330, SB 2349, SB 2443, SB 2629, SB 2702, SB 1495, and SB 2268, with several of those adopted from committee substitutes. Some measures were sent to the local and uncontested calendar, while others were reported to the full Senate. Votes on the pending-business bills were generally strong, though SB 715 and SB 2330 drew recorded opposition; SB 647 and SB 648 had one member present not voting because of confusion over the deed-related bills.
A major discussion centered on SB 715, which would establish a reliability standard and penalties/incentives for generation resources. Senator Sparks said the committee substitute would avoid unfairly penalizing existing dispatchable generation, allow wind and solar to qualify through storage or backup power, give the PUC flexibility to set standards and phase in the program, and exempt switchable units. Critics raised concerns that it could raise consumer costs and destabilize the market, while supporters argued it would improve reliability. The committee substitute was adopted and the bill was reported out 6-4.
The committee also heard testimony on SB 2330, dealing with payroll deduction for association dues, where the author said the bill would end state involvement in dues collection except for first responders covered by meet-and-confer agreements. Members questioned why teachers and other employees were treated differently, and the bill was reported out 6-5. Other notable bills included SB 2864 on building-integrated photovoltaics, SB 1012 on sale of surplus state property, SB 2221 on fraudulent UCC filings, SB 1705 regulating cryptocurrency kiosks with licensing, transaction limits, fee caps, and a 72-hour hold, SB 1181 on combative sports licensing, SB 2586 on HOA transparency, SB 2075 as a TDLR cleanup bill, and SB 383 restricting offshore wind interconnection based on impacts to shipping, wildlife, and coastal interests. Several of these were left pending after testimony, with SB 1705 drawing both law enforcement support and industry concerns over the fee caps and limits.
TX
Transcript Highlights:
- It passed the House unanimously and was requested by the Texas Department of Education. of Banking.
- This also is a clean-up bill requested by the Texas Department of Banking.
- Members, Texas banks can be placed under supervision. by the Department of the Banking Commissioner determines
- It's another cleanup bill requested by the Texas Department of banking, I would close a loophole by clarifying
- services business. businesses to be monitored for fraud by the Department of Banking.
Bills:
HB 431, HB 1522, HB 1922, HB 2467, HB 2468, HB 3228, HB 3229, HB 3306, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 4344, HB 4386, HB 4739
Keywords:
HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, open meetings, public notice, transparency, government efficiency
TX
Transcript Highlights:
- It passed the House unanimously and was requested by the Texas Department of Banking.
- This is a clean-up bill requested by the Texas Department of Banking.
- This also is a cleanup bill requested by the Texas Department of Banking.
- Members, Texas banks can be placed under supervision by the department if the banking commissioner determines
- It's another cleanup bill requested by the Texas Department of Banking and would close a loophole by
Bills:
HB 431, HB 1522, HB 1922, HB 2467, HB 2468, HB 3228, HB 3229, HB 3306, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 4344, HB 4386, HB 4739
Keywords:
HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, open meetings, public notice, transparency, government efficiency
TX
Transcript Highlights:
- It passed the House unanimously and was requested by the Texas Department of Banking.
- This is a cleanup bill requested by the Texas Department of Banking.
- This also is a cleanup bill requested by the Texas Department of Banking.
- Members, Texas banks can be placed under supervision by the Department of the Banking, Department of
- Members, Texas banks can be placed under supervision by the Department of the Banking Commissioner determines
Bills:
HB431, HB1522, HB1922, HB2467, HB2468, HB3228, HB3229, HB3306, HB3803, HB3804, HB3805, HB3806, HB4219, HB4238, HB4344, HB4386, HB4739
Keywords:
HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, open meetings, public notice, transparency, government efficiency
Summary:
The committee first took up pending business and favorably reported several House bills without opposition, including HB 11, HB 132, HB 1041, HB 1606, HB 2286, and HB 5061. Each was moved out of committee with a recommendation that it do pass and be printed, and several were also recommended for the local and uncontested calendar. The committee then heard HB 3306, which would extend existing construction-contract indemnity exceptions to electric infrastructure construction, maintenance, and vegetation management work for electric utilities and transmission and distribution utilities. The sponsor said the bill would reduce litigation and insurance costs for ratepayers, while construction industry witnesses argued it would shift liability onto subcontractors and create broad-form indemnity in a way Texas law has generally prohibited since 2011. HB 3306 was left pending.
The committee also heard HB 4739, a Comptroller-requested cleanup bill to repeal an outdated Finance Code provision requiring remittance of a portion of certain delinquency charges to the state, and HB 3803, HB 3804, and HB 3806, all Department of Banking-requested cleanup bills dealing with confidentiality and supervision rules for perpetual care funds, state banks, and trust companies. Those bills were briefly explained and left pending without testimony. HB 4219, aimed at improving Public Information Act compliance by requiring timely notice when records do not exist or are being withheld, allowing complaints to the Attorney General, and imposing training and fee consequences for noncompliance, drew support from a journalist and a policy analyst and was also left pending.
The committee then heard HB 4238 on coerced debt and identity theft. The sponsor explained that the committee substitute narrows the bill to court-ordered findings of identity theft/coerced debt, gives collectors seven business days to stop collection activity, and removes a section to avoid litigation over court orders. A law professor and a family violence advocate testified in strong support, describing coerced debt as a barrier for domestic violence and elder abuse survivors trying to rebuild credit and access housing, jobs, and utilities. The bill was left pending. HB 1522, which would require local governments to post meeting notices three business days in advance and make budget materials more accessible online and in physical form, also drew support, though a school business officials representative raised concerns about the timing language, proposed-budget wording, and taxpayer impact statements for school districts; the bill was left pending after discussion.
Later, the committee heard additional pending bills, including a PUC background-check bill that would expand the commission’s authority to check current employees and contractors and obtain FBI criminal history information, HB 3805 updating money services business regulation, HB 431 extending HOA solar-panel protections to solar tiles, and HB 3228 and HB 3229 on wind and solar recycling financial assurance and recycler solvency. HB 3228 received support from a Sierra Club witness who said recycling and disposal plans are needed for end-of-life renewable energy equipment, and HB 3229 was described as requiring recyclers to show financial resources at 125 percent through a letter of credit or bond. These bills were heard and left pending.
TX
Transcript Highlights:
- This is a cleanup bill requested by the Texas Department of Banking.
- This also is a cleanup bill requested by the Texas Department of Banking.
- Members, Texas banks can be placed under supervision by the Department of Banking.
- Department of Banking.
- Members, Texas banks can be placed under supervision by the Department of Banking if the commissioner
Bills:
HB431, HB1522, HB1922, HB2467, HB2468, HB3228, HB3229, HB3306, HB3803, HB3804, HB3805, HB3806, HB4219, HB4238, HB4344, HB4386, HB4739
Keywords:
HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, open meetings, public notice, transparency, government efficiency
Summary:
The Senate Committee on Business and Commerce met with a quorum and first took up pending business, reporting several House bills favorably to the full Senate, including HB 11, HB 132, HB 1041, HB 1606, HB 2286, and HB 5061, with some also recommended for the local and uncontested or contested calendars. The committee then heard and left pending HB 3306, which would extend construction-contract indemnity exceptions to electric infrastructure work, including construction, maintenance, and vegetation management for utilities. Supporters said it would align utility infrastructure work with public works and reduce litigation and ratepayer costs, while opponents argued it would shift liability onto subcontractors and create broad-form indemnity concerns.
Members also heard HB 4739, a Comptroller-requested cleanup bill repealing an outdated Finance Code provision tied to delinquency charges on retail charge accounts, and left it pending without testimony. The committee then considered several Department of Banking cleanup bills, including HB 3803, HB 3804, and HB 3806, all left pending after brief explanations and no public opposition. HB 4219, dealing with public information requests, drew support from a journalist and a policy analyst who said it would improve transparency by requiring timely responses, notice when records do not exist, and training or fee consequences for noncompliance; it was left pending.
The committee also heard HB 4238, a committee substitute addressing coerced debt and identity theft, which would bar collection of certain debts from victims who obtain a qualifying court order. A law professor and a family violence advocate supported the bill as narrow, protective relief for domestic violence and elder abuse survivors, and it was left pending. Other bills heard and left pending included HB 1522 on local government budget meeting posting and taxpayer impact disclosures, HB 4344 authorizing background checks for PUC employees and contractors, HB 3805 updating money services business regulation, HB 431 extending solar-panel HOA protections to solar tiles, HB 3228 and HB 3229 on wind and solar recycling financial assurance, and HB 1922 clarifying the accrual date for construction defect claims under right-to-repair law. The committee recessed subject to the call of the chair.
TX
TX
Texas 89th Regular
Pensions, Investments & Financial Services May 19th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- We show you registered as James Quintero on behalf of Texas Public Policy Foundation testifying for the
- The Texas Public Policy Foundation brings them in at every hearing. Are there any examples of...
- The Chair calls James Contero, who is registered on behalf of the Texas Public Policy Foundation.
- Only California and New York have a higher level of local debt per capita. ...than Texas.
- Endeavors outside of those core functions, like running one or more public banks, siphon away finite
Keywords:
bond election, ballot proposition, debt obligation, municipal bonds, local government finance, property tax, ad valorem tax, school district bonds, county bonds, special taxing district, voter information document, public debt, municipal finance, tax-supported debt, election ballot language, bond transparency, homestead tax impact, capital improvements, general obligation bonds, public bank
AZ
Transcript Highlights:
- the Arizona Game and Fish Department, including the appointment of the director, the creation of policies
- all of the species that the Game and Fish Department... ...preservation and protection of all of the
- The bill requires the director of the Arizona Department of Water Resources, if a recovery well permit
- Chair and members Senate Bill 1785 requires the director of the Arizona Department of Water Resources
- We have our federal partners; our main partner is NRCS out of the Department of Agriculture.
Keywords:
petting zoos, animal encounters, public health, handwashing, supervision, sanitization, safety regulations, civil penalties, water supply, groundwater, Phoenix, certificates, long-term storage credits, water conservation, municipal provider, replenishment obligation, water banking, annual report, Arizona Water Banking Authority, water supply management
TX
Keywords:
tax, ad valorem, voter-approval, local government finance, property tax, repeal, tax rates, school finance, tax reduction, compressed tax rate, education, funding, HB 176, Texas border security, interstate compact, Government Code Chapter 794, Texas-Mexico border, border enforcement, immigration enforcement, ICE 287(g)
TX
Transcript Highlights:
- the clerk of the committee.
- Texas is on the front lines.
- southern part of the United States.
- Members, we do have one resource witness from the Department of Public Safety, Jason Day.
- This is the codification of federal law.
Keywords:
counter-unmanned aircraft systems, C-UAS, counter-drone, drone mitigation, unmanned aircraft systems, UAS, border security, U.S.-Mexico border, aviation safety, airspace regulation, federal preemption, Homeland Security, Department of Defense, Department of Justice, Department of Energy, FBI, state-local coordination, tribal and territorial partners, border patrol, cartels
Summary:
The Senate Committee on Border Security met with a quorum present and first took up HCR 98, a resolution urging Congress to improve coordination among federal, state, and local authorities on counter-unmanned aircraft systems (C-UAS) technology for border security. The author and sponsor described increasing drone activity along the border, saying unauthorized drones are used to track agents, identify weaknesses, and smuggle contraband, and argued for clearer procedures to detect, identify, and neutralize such aircraft. There was no public testimony, and the committee voted 4-0 to report HCR 98 favorably to the full Senate; the resolution was also ordered for local and uncontested calendar placement without objection.
The committee then heard HB 180, sponsored by Chairman Birdwell, which would authorize the governor to coordinate directly with Mexican officials and individual Mexican states on border security agreements and appoint representatives to implement them. Birdwell said the bill would codify prior border-security cooperation efforts, improve responses to cross-border challenges such as drug and human trafficking, and include a finding that entrants from foreign countries must use a legal port of entry. No questions were asked, and there was no invited or public testimony.
After the hearing, the committee left HB 180 pending. The meeting concluded with no further business and the committee standing in recess subject to the call of the chair.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 23rd, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- Department of Licensing.
- skimmer to the Texas Department of Licensing and Regulation.
- I mean, the Department of Banking is the one that has to come in and take over that cemetery and use
- Well, I mean, the roads, and I would need to talk with the Department of Banking, but if you look at
- of Texas.
Bills:
HB886, HB1514, HB2434, HB2688, HB2802, HB3161, HB3221, HB4029, HB4339, HB4591, HB4774, HB4802, HB4853, HB5627, SB1737
Keywords:
retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 23rd, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- Be registered as Chris Jones on behalf of the Combined Law Enforcement Association of Texas (CLEAT),
- of Texas.
- from the Employees Retirement System of Texas.
- bank interest rate for loans in Texas.
- partnering with banks out of state.
Bills:
HB886, HB1514, HB2434, HB2688, HB2802, HB3161, HB3221, HB4029, HB4339, HB4591, HB4774, HB4802, HB4853, HB5627, SB1737
Keywords:
retirement, supplemental payment, benefits, Employees Retirement System, eligible annuitants, legislation, annuity, service credit, Employees Retirement System of Texas, employee benefits, pension reform, public retirement systems, municipality pensions, firefighters, police officers, retirement age, DROP program, actuarial studies, pension benefits, municipal retirement
TX
Transcript Highlights:
- You're here on behalf of Texas Association of Manufacturing. You're for the bill. Is that correct?
- to the creation of a central bank digital currency.
- SCRA expresses the Texas legislature's strong opposition to the creation of a central bank digital currency
- of Texas.
- You're testifying on behalf of Texas Association of Builders, and you're for the bill.
Keywords:
residential solar, solar retailer, solar salesperson, solar panel sales, solar lease, solar installation, renewable energy, clean energy, consumer protection, deceptive sales, door-to-door solicitation, occupational registration, TDLR, Texas Department of Licensing and Regulation, Texas Commission of Licensing and Regulation, Public Utility Commission, electrical contractor, interconnection, net metering, Truth in Lending Act
TX
Transcript Highlights:
- My name is John Ross Hubbard, and I am here on behalf of the Texas Association of Manufacturers.
- creation of a central bank digital currency.
- The Texas Legislature strongly opposes the creation of a central bank digital currency and urges federal
- I serve as the Executive Director of the Roofing Contractors Association of Texas.
- Texas Strip, we're in the middle of changing things.
Keywords:
residential solar, solar retailer, solar salesperson, solar panel sales, solar lease, solar installation, renewable energy, clean energy, consumer protection, deceptive sales, door-to-door solicitation, occupational registration, TDLR, Texas Department of Licensing and Regulation, Texas Commission of Licensing and Regulation, Public Utility Commission, electrical contractor, interconnection, net metering, Truth in Lending Act
TX
Transcript Highlights:
- the Texas Department of Criminal Justice.
- occupations by an inmate at the Texas Department of Criminal Justice.
- I'm Brian Collier, Executive Director of the Texas Department of Criminal Justice.
- members to include the Texas Higher Education Coordinating Board, the Texas Department of Education,
- office, the Texas Department of Criminal Justice, and the Board of Pardons and Paroles.
Keywords:
mental health, women's health, county jail, depression screening, criminal justice, HB 2854, Pokuaa-Flowers Act, parole, mandatory supervision, electronic monitoring, releasee, parole officer, hospital visit approval, general hospital, law enforcement notification, DSHS, Department of State Health Services, corrections, public safety, liability immunity
TX
Transcript Highlights:
- Senator Hinojosa of Hidalgo? Present. Senator Eckhardt? Senator Hinojosa of Nueces.
- to the clerk of the committee.
- Texas is on the front lines.
- We do have one resource witness from the Department of Public Safety, Jason.
- Senator Hinojosa of Hidalgo? Aye. Senator Hinojosa of Nueces?
Keywords:
counter-unmanned aircraft systems, C-UAS, counter-drone, drone mitigation, unmanned aircraft systems, UAS, border security, U.S.-Mexico border, aviation safety, airspace regulation, federal preemption, Homeland Security, Department of Defense, Department of Justice, Department of Energy, FBI, state-local coordination, tribal and territorial partners, border patrol, cartels
TX
Transcript Highlights:
- Department of Insurance.
- Floyd, we show you as Executive Director of Texas Watch for SB 1643. That's not you? Texas Watch?
- The Chair calls Wendell, Executive Director of Texas Watch. Where is she?
- Albert Betts, Executive Director, Independent Insurance Agents of Texas.
- The Chair calls Reagan Elmer, Director of Governmental Affairs, Independent Insurance Agents of Texas
Keywords:
Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance, commercial automobile insurance, rate approval, consumer protection, windstorm insurance, Texas Windstorm Insurance Association, administrative penalties, coastal counties, 1184, house, all
TX
Transcript Highlights:
- . ...to ensure we honor this great steak of Texas.
- strip steak and urges the Texas Department of Agriculture to promote the name in efforts to support
- a town that truly embodies the spirit of Texas patriotism.
- This resolution names Pflugerville as the Trail Capital of Texas.
- of Texas for a period of 10 years.
Keywords:
Pflugerville, Trail Capital, health and wellness, outdoor recreation, community connectivity, patriotism, town designation, community engagement, Trophy Club, Texas Town of Patriotism, Mineola, Sweets Capital, Texas, local economy, cultural identity, community events, Port Aransas, Mustang Island, Fishing Capital of Texas, Texas fishing
Summary:
The Senate Committee on Administration met with a quorum and heard several Senate Concurrent Resolutions recognizing Texas places and traditions. SCR 46, by Senator Sparks, proposed renaming the New York strip steak as the Texas strip steak to honor Texas cattle production and the state’s beef industry. No public testimony was offered, and the committee voted 4 ayes and 1 present not voting to report it favorably to the full Senate.
The committee also heard SCR 18, by Senator Parker, designating Trophy Club as a symbol of Texas patriotism, SCR 4, by Senator Eckhardt, naming Pflugerville the Trail Capital of Texas, and SCR 43, by Senator Hinojosa, designating Port Aransas as the official fishing capital of Texas for 10 years. Each resolution received no public testimony, was reported favorably by unanimous or near-unanimous committee vote, and was placed on the local and uncontested calendar for April 24, 2025.
Afterward, the committee reviewed the April 24 local and uncontested calendar, noting several bills removed because of penalties, fiscal notes, or significant opposition, with SB 1727 specifically raised by a member. The committee then certified the April 24, 2025 list by a 6-0 vote and recessed. SCR 31 was left pending.