Transcript Highlights:

• or banks loaning money on quitclaim deeds.
• So when a county has a merger or when an ambulance district is wanting to do a merger, the county commission
• So, like, the first page, you have the merger, right?
• We voted in a November 2024 election for the merger.
• So if they merge and everyone's cool with the merger and the merger passes, unless they add specific

Summary: The House met after a quorum call and several members introduced job shadows, interns, and 4-H guests. Once 93 members were present, the chamber moved to House Bills for Perfection. House Bill 1707 was taken up first and amended with a title change; sponsors said it would stop the Department of Revenue from taxing credit card processing fees charged to vendors. Members described it as a small-business measure, and the bill was ordered perfected and printed as amended. The House then considered House Committee Substitute for House Bill 2819, which would authorize rounding cash sales to the nearest five cents in light of the penny’s elimination. Supporters said it would give businesses clear authority to round and avoid compliance problems or lawsuits. The substitute was adopted and the bill was ordered perfected and printed. House Committee Substitute for House Bill 2103 followed, a property-fraud and notary-fraud bill that would require warning signs in recorder offices, increase penalties for false filings and notary-related fraud, and raise fines for notary seal vendors. Supporters said it was aimed at deterring deed fraud and protecting homeowners; some members questioned whether it went far enough or whether it could burden honest notaries. The substitute was adopted and the bill was ordered perfected and printed. House Bill 1800, dealing with the Hancock Amendment inflationary growth factor for property tax assessments, drew the most debate. An amendment changed the title and another amendment lowered the cap on revenue growth from 5% to 3% when inflation exceeds that level. Supporters argued it would help taxpayers keep more of their money; opponents warned it would reduce funding for schools, fire districts, ambulance districts, libraries, and community colleges and could force more frequent ballot measures. The amendment and the bill were both adopted, and the bill was ordered perfected and printed. House Committee Substitute for House Bill 2600, which would create a clearer process for ambulance district consolidation and improve rural EMS access, was also amended to preserve county commission authority over subdistricts, allow at-large districts in some cases, require voter approval for mergers, and tighten timing and election procedures. Members said the changes would help struggling ambulance districts while keeping local control, and the substitute was adopted and ordered perfected and printed. The House then adjourned after announcements about upcoming committee meetings and events.

Transcript Highlights:

• or banks loaning money on quitclaim deeds.
• So when a county has a merger or when an ambulance district is wanting to do a merger, the county commission
• So when there is a merger, When there is a merger, or if they are working on collecting something, it
• So when there is a merger, was the county clerk working on the petition side, so when there is a merger
• So if they merge and everyone's cool with the merger and the merger passes, unless they add specific

Summary: The House met after a quorum was established and began with several introductions of special guests, including job shadows, 4-H participants, and interns. The chamber then moved to House Bills for Perfection, taking up HB 1707, which would stop sales tax from being imposed on credit card processing fees charged to vendors. Members asked for clarification about the bill’s scope and the title amendment, and the bill sponsor explained that the measure simply prevents tax from being charged on those fees. HB 1707 was then ordered perfected and printed. The House next considered HB 2819, a bill responding to the end of penny minting by authorizing rounding of cash sales to the nearest five cents. Supporters said the bill would give businesses a clear legal framework and reduce compliance risk. The chamber adopted the committee substitute and ordered the bill perfected and printed. Members then took up HB 2103, a property-fraud and notary-fraud bill aimed at strengthening penalties, requiring warning signs in recorder of deeds offices, and speeding court review for alleged victims. Supporters said it was needed to deter fraudulent deed filings and protect homeowners, while opponents argued it focused too much on notaries and recorders rather than the people committing the fraud. The committee substitute was adopted and the bill was ordered perfected and printed. The House also debated HB 1800, which would lower the inflationary cap on certain property-tax revenue growth from 5% to 3%. The discussion centered on whether the change would protect taxpayers or reduce funding for schools, fire districts, libraries, and other local services. An amendment was adopted that broadened the title and added property-assessment language, and the bill was then ordered perfected and printed. Finally, the House considered HB 2600, dealing with ambulance district consolidation and governance. The bill was described as a response to struggling rural EMS systems, with provisions for consolidation plans, public hearings, and voter involvement. An amendment modified the process for subdistricts, at-large districts, timing, and merger procedures, and the committee substitute as amended was adopted and ordered perfected and printed. The House then moved to announcements and adjourned until the next scheduled meeting.

Transcript Highlights:

• It's good for both banking associations, for the Department of Banking, and for the banks of Mississippi
• Uh, banks and banking revise various definitions.
• for parity with national banks and national banks apply for parity with state charter banks.
• Uh banks and banking Senate Bill 2383.
• national banks apply for par with state charter<00:02:27.680><c> banks.

Committee: Joint Business and Financial Institutions

Bills: HB268 , SB279 , SB304 , SB303 , SB298 , HB268 , SB279 , SB304 , SB303 , SB298

Committee: Senate County and Municipal Government

Keywords: lottery winnings, lottery prize, state lottery, income tax exemption, tax exemption, gambling, games of chance, prize proceeds, Alabama Department of Revenue, state income tax, tax relief, winnings, jackpot, lotto, Alabama State House, Montgomery, Legislative Council, demolition, state capitol, state capitol building

Transcript Highlights:

• It also establishes that an acting local health officer has the same duties, powers, and authority as
• They've been trained, licensed, and ethically bound to act in the best interest of their patients.
• So in the bill before you annually for health plans... ...health parity and addiction equity act.
• Failing to act means continuing policies that contribute to preventable opioid-related deaths.
• Failing to act means continuing policies that contribute to preventable opioid-related deaths.

Bills: SB6226 , SB6305 , SB5924 , SB5990 , SB5185 , SB5845 , SB6071 , SB6258

Committee: Senate Health & Long-Term Care

Keywords: SB 6226, Washington, audiology, audiologist, hearing aid specialist, speech-language pathologist, telehealth, teleaudiology, clinical autonomy, clinical judgment, in-person care, remote care, Board of Hearing and Speech, hearing instruments, hearing aids, dispensing hearing aids, standards of care, professional licensure, health professions regulation, patient-centered care

Transcript Highlights:

• Senate Bill 544 creates the Golf Course Best Management Practices Certification Act.
• We're just saying that the act of how they grow grass, maintain grass, and how it affects the environment
• We're just saying that the act of how they grow grass, maintain grass, and how it affects the environment
• and currently DEP is working on, for three years, to pass some rules on a water quality mitigation banking
• process in the statute. with establishment of mitigation banking process in the statute.

Bills: S0544 , S0636 , S0848 , S0546

Committee: Senate Environment and Natural Resources

Keywords: golf courses, best management practices, fertilizer regulation, Department of Agriculture, environmental protection, certification, beach management, beach erosion, beach nourishment, coastal resilience, shoreline protection, critical erosion, critically eroded beach, Florida DEP, Department of Environmental Protection, coastal flooding, compound flooding, storm surge, inlet management, coastal engineering

Bills: SSB1035 , SSB1034 , SSB1033 , SSB1031

Committee: Joint State Government

Keywords: Iowa lottery, lottery, lotto, on-line lotto, self-service kiosk, instant tickets, pull-tab tickets, gaming regulation, Department of Revenue, lottery commission, lottery security, public records exemption, open records, Chapter 99G, general fund, lottery fund, revenue transfer, state revenue, gaming integrity, vendor restrictions

Transcript Highlights:

• There's been mergers and mergers and mergers.
• banks?
• account, because it's like having a bank account, is that correct?
• If I had the goal in my bank account, because it's like having a bank account, I understand.
• So between the bank, the different one that operates, the… All parties.

Summary: The Ways and Means Committee met on April 2, 2025, with a quorum present and took up four bills. The committee first heard HB 4041, which would create the Corkscrew Grove Stewardship District in Collier County to finance and maintain infrastructure such as transportation, utilities, and stormwater systems without changing county regulatory authority. The bill drew no opposition, was reported favorably, and passed 14-0. The committee then considered HB 1485, which repeals Florida’s aviation fuel tax provisions. The sponsor argued the change would simplify the tax code, attract airline investment, and support lower fares and more routes. Members raised concerns about the estimated recurring $22.8 million impact on the State Transportation Trust Fund and $2 million on general revenue, and airport representatives warned of reduced grant and development funding, especially for general aviation and municipal airports. Supporters said the change would increase competition and fuel sales in Florida. The bill was reported favorably on a 12-5 vote. Next, the committee heard HB 999, which would recognize gold and silver as legal tender, allow electronic debit access to bullion accounts, and remove tax burdens on transactions involving precious metals. The sponsor and supporters described the bill as a way to protect purchasing power and provide an alternative parallel to the dollar, while opponents and some members raised concerns about consumer protections, predatory practices, privacy, and the role of the Office of Financial Regulation in rulemaking. After extensive testimony, the bill was reported favorably 19-0. Finally, the committee considered PCB WMC 25-01, which would reduce the state sales tax rate from 6% to 5.25% and also lower several related taxes, including the business rent tax, nonresidential electricity tax, mobile home sales tax, and coin-operated amusement machine tax. The proposal was estimated to reduce revenue by about $5.5 billion annually. Members discussed impacts on the budget, education funding, and whether savings would reach consumers, while supporters emphasized relief for Floridians and business competitiveness. The bill passed unanimously 19-0 and was reported favorably. The chair then noted a prior procedural apology on the record, and the meeting adjourned.

Transcript Highlights:

• I present AB 1184, the Homeowner Association Accountability and Transparency Act of 2026.
• As I stated in both the Banking and Judiciary Committees, I told a story about my mom last year, who
• Senate Bill 25 by Senator Umberg, an act relating to business.
• This bill creates a smoother and more efficient merger review process by giving the Attorney General
• to concerns before a merger is final.

Transcript Highlights:

• Third reading of a bill: An act establishing a sick leave bank for Paul Stavarski, an employee in the
• A bill establishing the Massachusetts Data Privacy Act.
• And so it's important that we act today, but we act In a way that doesn't disrupt those developments
• Third reading of a bill: An Act establishing the Massachusetts Data Privacy Act, Senate No. 608.
• Third reading of a bill: An Act establishing the Massachusetts Data Privacy Act, Senate No. 608.

Summary: The Senate opened with the Pledge of Allegiance, recognized several guests in the chamber, and adopted a resolution congratulating Coleman-Nee on election as National Commander of the Disabled American Veterans. It also took up several local and personnel matters, including a sick leave bank for Emily Cullick and later Paul Stavarski, and local bills affecting the town of Weston and a Dorchester housing/library procurement exemption; those measures were advanced to third reading or engrossment as appropriate. The chamber also suspended Joint Rule 12 to refer several House petitions to committees. The main business was Senate No. 2516, the Massachusetts Data Privacy Act, which came before the Senate on a Ways and Means substitute (Senate Document 2608). Senators Creem, Moore, Charles, Feingold, Keenan, and others spoke in support, describing the bill as a comprehensive consumer privacy measure with data minimization rules, limits on sensitive data, protections for minors, and strong Attorney General enforcement. Several amendments were debated, with many rejected or withdrawn, while some were adopted, including provisions on geolocation data protections, opting out of targeted advertising, affiliate and merger/acquisition protections, internal operations exemptions, parental access to child data, and a Ways and Means amendment. A number of other amendments on employee data, union data, loyalty programs, AI training, reporting, and related issues were either not adopted or held/withdrawn. After the amendment process, the Senate adopted the amended Ways and Means substitute and ordered the bill to a third reading. The bill was then passed to be engrossed on a roll call vote of 40-0. The Senate also adopted an order to adjourn to the following Monday at 11:00 a.m. and to dispense with printing a calendar. The session adjourned in memory of Darrow Logan Alexander of South Boston.

Transcript Highlights:

• I present AB 1184, the Homeowner Association Accountability and Transparency Act of 2026.
• As I stated in both the banking and judiciary committees, I told a story about my mom last year, who
• Senate Bill 25 by Senator Umberg, an act relating to business.
• This bill creates a smoother and more efficient merger review process by giving the Attorney General
• to concerns before a merger is final.

Summary: The Assembly convened, established a quorum after a roll call, and opened with a prayer and the Pledge of Allegiance. Routine procedural motions followed, including unanimous-consent actions to suspend rules for adjournment-in-memory remarks, guest introductions, and expedited floor processing of certain bills and committee reports. The chamber also recognized several guests, including Sacramento Police Detective Jason Collins, student musician Ethan Shue, and Glendale Councilmember Artie Kasakian. On the floor file, AB 1184 by Assembly Member Patterson, the Homeowner Association Accountability and Transparency Act of 2026, was presented as a measure to add basic transparency requirements for HOAs; it passed 56-0. AB 871 by Assembly Member Stephanie, addressing financial elder abuse and scam reporting/training for financial institutions, also passed 56-0. On the Senate side, SB 25 by Senator Umberg, which would give the California Attorney General earlier access to federal merger-notification filings to streamline merger review, passed 43-14 after the Majority Leader presented it. The Assembly then held several adjournment-in-memory tributes, including Paul R. Ignatius, former U.S. Secretary of the Navy and Glendale native; Oxnard Police Commander Scott Aaron; Private First Class Tanner F. Rubio of the U.S. Marine Corps; and former Yolo County Supervisor Betsy Marchand. Members and family guests offered remarks honoring their service and legacies, followed by a moment of silence for PFC Rubio. The session concluded with announcements about upcoming floor and committee deadlines and adjourned until Monday, January 26 at 1 p.m.

Transcript Highlights:

• Acting Speaker.
• Acting Speaker.
• Acting Speaker.
• Acting Speaker, seatmate, speaker extraordinaire.
• Senate Bill 521 by Senator Boudreaux relates to banks and the use of a bank name following mergers and

Bills: HR133 , HR134 , HR135 , HR136 , HR137 , HR138 , HR139 , HR140 , HR141 , HR142 , HR143 , HR144 , HR145 , HR146 , HR147 , HR148 , HR149 , HR150 , HR151 , HR152 , HR119 , HR120 , HR121 , HR122 , HR123 , HR125 , HR126 , HR127 , HR128 , HR129 , HR130 , HR131 , HR132 , HCR53 , HCR54 , HCR55 , HCR56 , SCR3 , SCR22 , SB4 , SB18 , SB66 , SB106 , SB201 , SB256 , SB274 , SB292 , SB326 , SB386 , SB406 , SB422 , SB423 , SB456 , SB475 , HCR3 , HB1 , HB3 , HB27 , HB71 , HB214 , HB225 , HB241 , HB244 , HB306 , HB312 , HB313 , HB314 , HB345 , HB366 , HB383 , HB446 , HB473 , HB511 , HB514 , HB655 , HB730 , HB743 , HB836 , HB983 , HB1027 , HB1037 , HB1043 , HB1082 , HB1091 , HB1096 , HB1103 , HB1126 , HB1167 , HB1174 , HB1175 , HB1230 , HB1237 , HB1238 , SB162 , SB349 , SB350 , SB382 , SB383 , HB76 , HB132 , HB181 , HB210 , HB250 , HB265 , HB275 , HB291 , HB322 , HB342 , HB475 , HB486 , HB616 , HB635 , HB639 , HB690 , HB740 , HB757 , HB761 , HB774 , HB808 , HB855 , HB872 , HB883 , HB886 , HB903 , HB949 , HB962 , HB996 , HB1003 , HB1036 , HB1054 , HB1071 , HB1076 , HB1078 , HB1113 , HB1132 , HB1146 , HB1232 , HB1233 , HB21 , HB24 , HB29 , HB31 , HB39 , HB45 , HB77 , HB136 , HB150 , HB263 , HB273 , HB299 , HB315 , HB376 , HB377 , HB431 , HB444 , HB450 , HB519 , HB533 , HB538 , HB559 , HB562 , HB663 , HB664 , HB715 , HB717 , HB805 , HB822 , HB823 , HB834 , HB864 , HB867 , HB1017 , HB1018 , HB1068 , HB1134 , HB1137 , HB1234 , HB1235 , HB1236 , HB961 , HB399 , HB868 , HB905 , HB180 , HB192 , HB284 , HB476 , HB915 , HB952 , HB1006 , HB401 , HB51 , HB58 , HB140 , HB982 , HB1010 , HB750 , HB911 , HB977 , HB901 , HR20 , HR74 , HB9 , HB151 , HB193 , HB310 , HB393 , HB459 , HB577 , HB582 , HB605 , HB614 , HB615 , HB682 , HB733 , HB773

Keywords: commendation, leadership, energy sector, Shell USA, Louisiana pride, House Resolution 134, HR134, honorary resolution, Bob Lupo, Robert E. Smith Lupo, Lakeview, New Orleans, civic service, philanthropy, real estate development, Hurricane Katrina recovery, community service, charitable giving, public recognition, Louisiana House of Representatives

Transcript Highlights:

• An act relating to authorizing... House Bill 1941, clerk will read.
• An act relating to authorizing... Section expires June 30, 2027.
• An act relating to inmates' settlements or awards resulting from legal action.
• An act relating to restraint. Act is null and void.
• House Bill 2345, clerk will read: An act relating to responding.

Bills: HB1160 , HB1289 , HB1339 , HB1798 , HB1065 , HB1795 , HB2107 , HB2113 , HB2124 , HB2125 , HB2133 , HB2134 , HB2140 , HB2185 , HB2191 , HB2205 , HB2211 , HB2219 , HB2245 , HB2253 , HB2283 , HB2343 , HB2406 , HB2501 , HB2531 , HB2574 , HB1170 , HB1544 , HB1834 , HB2156 , HB2188 , HB2206 , HB2360 , HB2471 , HB2478 , HB2525 , HB2605 , HJM4012 , HB1104 , HB1152 , HB1254 , HB1443 , HB1710 , HB1750 , HB1903 , HB1941 , HB1974 , HB1982 , HB1983 , HB2006 , HB2034 , HB2105 , HB2179 , HB2203 , HB2215 , HB2223 , HB2239 , HB2247 , HB2297 , HB2303 , HB2322 , HB2329 , HB2334 , HB2338 , HB2345 , HB2348 , HB2350 , HB2353 , HB2355 , HB2363 , HB2367 , HB2379 , HB2388 , HB2399 , HB2418 , HB2420 , HB2428 , HB2441 , HB2462 , HB2464 , HB2467 , HB2495 , HB2505 , HB2534 , HB2539 , HB2544 , HB2551 , HB2554 , HB2557 , HB2575 , HB2577 , HB2588 , HB2594 , HB2604 , HB2636 , HB2714 , HB1160 , HB1289 , HB1339 , HB1798 , HB1065 , HB1795 , HB2113 , HB2124 , HB2125 , HB2134 , HB2140 , HB2185 , HB2191 , HB2205 , HB2211 , HB2219 , HB2245 , HB2253 , HB2283 , HB2343 , HB2406 , HB2501 , HB2574 , HB1170 , HB1544 , HB1834 , HB2156 , HB2188 , HB2206 , HB2471 , HB2478 , HB2605 , HJM4012 , HB1104 , HB1152 , HB1254 , HB1443 , HB1903 , HB1941 , HB1982 , HB2006 , HB2034 , HB2105 , HB2179 , HB2203 , HB2297 , HB2303 , HB2322 , HB2329 , HB2345 , HB2350 , HB2379 , HB2388 , HB2399 , HB2418 , HB2462 , HB2464 , HB2495 , HB2539 , HB2544 , HB2551 , HB2554 , HB2588 , HB2636 , HB1128 , HB1408 , HB1570 , HB1742 , HB1823 , HB2089 , HB2104 , HB2114 , HB2172 , HB2192 , HB2207 , HB2251 , HB2262 , HB2266 , HB2294 , HB2298 , HB2319 , HB2320 , HB2323 , HB2351 , HB2354 , HB2374 , HB2401 , HB2405 , HB2429 , HB2431 , HB2442 , HB2451 , HB2479 , HB2496 , HB2515 , HB2523 , HB2540 , HB2593 , HB2632 , HB2661 , HB1496 , HB1898 , HB2095 , HB2157 , HB2225 , HB2274 , HB2311 , HB2325 , HB2333 , HB2476 , HB2508 , HB2552

Keywords: design review, local government, land use, zoning, project permits, housing density, middle housing, affordable housing, parking minimums, single-family zoning, infill development, growth management, comprehensive plan, permit streamlining, objective development regulations, architectural review, administrative review, transit-oriented development, accessory dwelling units, ADU

Transcript Highlights:

• Um, that is a step-down program for people who are kind of acting out or causing issues.
• Um, that is a step-down program for people who are kind of acting out or causing issues.
• Um, that is a step-down program for people who are kind of acting out or causing issues.
• And so that's where you can see um you know our who are kind of acting out or causing who are kind of
• acting out or causing issues.<00:41:54.720><c> Um</c><00:41:55.120><c> the</c><00:41:55.200><c> Commission

Bills: HB389 , HB1166 , HB1510 , HB1541 , HB1605 , HB1661 , HB1663 , HB1678 , HB1769 , HB1785 , HB1801 , HB1802 , HB1815 , HB1824 , HB1838 , HB1840 , HB1853 , HB1860 , HB1891 , HB1952 , HB1960 , HB1969 , HB1970 , HB1972 , HB1976 , HB2050 , HB2094 , HB2104 , HB2158 , HB2165 , HB2171 , HB2208 , HB2246 , HB2271 , HB2300 , HB2310 , HB2315 , HB2319 , HB2338 , HB2339 , HB2343 , HB2443 , HB2498 , HB2551 , HB2599 , HB2606 , SB17 , SB83 , SB99 , SB148 , SB411 , SB709 , SB847 , SB874 , SB888 , SB1032 , SB1166 , SB2001 , SB2014 , SB2031 , SB2041 , SB2050 , SB2057 , SB2061 , SB2074 , SB2075 , SB2089 , SB2095 , SB2101 , SB2102 , SB2108 , SB2109 , SB2110 , SB2125 , SB2135 , SB2138 , SB2140 , SB2146 , SB2151 , SB2152 , SB2175 , SB2203 , SB2239 , SB2246 , SB2247 , SB2253 , SB2261 , SB2268 , SB2271 , SB2272 , SB2320 , SB2340 , SB2347 , SB2353 , SB2363 , SB2367 , SB2372 , SB2376 , SB2386

Keywords: HB389, uncrewed aircraft, drone, drones, UAS, unmanned aerial vehicle, misuse of uncrewed aircraft, criminal offense, felony enhancement, drone crime, public safety, police, deputy sheriff, fire department, intoxicated operation, registration number tampering, property damage, bodily injury, Honolulu Prosecuting Attorney Package, Hawaii Revised Statutes

Transcript Highlights:

• that would um affect the merger acquisition.
• limitation, the parts of the language that would affect the merger acquisition.
• I don't think that Pele acts the same here anywhere else.
• </c><01:28:14.159><c> we</c><01:28:14.280><c> have</c> the whole bank or relas bank and we have the whole
• bank or relas bank and we have we<01:28:14.800><c> have</c><01:28:15.119><c> reserves</c><01:28:15.480

Committee: House Consumer Protection & Commerce

Summary: The committee met on March 19, 2025, and first heard SB 137 SD2 HD1 relating to electric utilities. The Division of Consumer Advocacy and the Public Utilities Commission said they stood on their written comments, IBEW Local 1260 supported the bill, and Ulupono Initiative also supported it. Hawaiian Electric supported the intent but asked for an amendment, saying the bill’s definition of “acquiring entity” was too broad and could unintentionally cover purely local utility transactions. A later witness from Life of the Land supported the bill only if the merger/acquisition language were removed, arguing the PUC would not have a workable mechanism to let a cooperative intervene in a utility sale process. Committee members questioned whether the bill could still work without that section, and Ulupono said it was open to clarifying language but did not seek to remove the provision; the discussion ended without a vote in the excerpt provided. The committee then took up SB 1220 SD2 relating to a renewable gas tariff. The Division of Consumer Advocacy and the PUC again stood on written comments. HGas strongly supported the measure, saying it would create a faster, more cost-effective path for a voluntary renewable gas tariff without requiring a full rate case, while preserving PUC oversight and consumer protections. The Coalition for Renewable Natural Gas also supported the bill, emphasizing that it would expand consumer choice and help Hawaii’s clean energy goals while keeping the program voluntary and shielding non-participating customers from costs. Henry Curtis of Life of the Land opposed the bill, arguing that HGas already had an active rate case and could have raised the issue there, and that the proposal did not increase renewable gas supply or speed up acquisition; he called it a gimmick. In response, HGas said the bill was mainly a mechanism to speed filing and that the details would be worked out in a PUC docket. Committee members pressed HGas on whether the measure would actually add renewable gas, what source would be used, and whether customers would simply be paying more for the same gas; HGas said it had two projects in development, including banagrass and hydrogen-related work, and that the tariff would be a voluntary opt-in rate for customers seeking renewable natural gas to meet sustainability goals. No vote was taken in the excerpt provided.

Bills: HB2929 , HB2956 , HB2955 , HB3128 , HB3880 , HB4294 , HB2970 , HB3338 , HB3443 , HB3783 , HB3800 , HB3818

Committee: House Commerce & Economic Development Oversight

Keywords: homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive

Bills: HB2929 , HB2956 , HB2955 , HB3128 , HB3880 , HB4294 , HB2970 , HB3338 , HB3443 , HB3783 , HB3800 , HB3818

Committee: House Commerce & Economic Development Oversight

Keywords: homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive

Transcript Highlights:

• Food bank, childcare institution, nursing home, childcare institution, nursing home, hospice, hospitality
• , health clinic, blood bank, public health clinic, public libraries, services for the disabled, health
• This bill that we have before the committee will renew the tax exemption for the Alabama Eye Bank.
• And I think it's just a balancing act that if we want to capture these counties, we got to run the risk
• meeting between both committees, both the House and Senate committees, to basically celebrate the Raise Act

Bills: SB177 , HB83 , HB203 , HB218 , HB256 , HB350 , HB530 , HB546 , HB577 , HB259

Committee: House Ways and Means Education

Keywords: entertainment, film, music, production incentives, Alabama Film Office, tax rebates, media industry, economic development, Baptist convention, tax exemption, sales and use tax, Alabama, nonprofit, HB203, High Socks for Hope, nonprofit tax exemption, sales tax, use tax, state tax exemption, local option tax exemption

Bills: SF119 , SSB1103 , SF46 , SSB1047 , SSB1070 , SF121

Committee: Joint Commerce

Keywords: auto insurance, motor vehicle insurance, financial responsibility, liability coverage, minimum coverage limits, bodily injury, property damage, uninsured driving, proof of insurance, insurance reform, car insurance, vehicle registration, transportation network company, rideshare, TNC, Iowa Code chapter 321A, insurance penalties, mandatory insurance, mortgage, mortgage banker

Transcript Highlights:

• So first, Senate Bill 114, sponsored by Senator O'Clair, an act to amend the Banking Law in relation
• For the next one: Senate Bill 2040, sponsored by Senator Gennaris, an act to amend the Banking Law in
• So the fifth: Senate Bill 8406, sponsored by Senator Sanders, an act to amend the Banking Law in relation
• to the community bank deposit program.
• I also coordinated between the 12 banks, the 12 district banks, as well as the OCC and the FDIC in that

Committee: Senate Banks

Summary: The Senate Banking Committee met for its first meeting of the session, with Chair James Sanders Jr. and Ranking Member George Borrello opening the hearing and noting a collaborative approach to committee work. The committee first considered and advanced several bills: S.114, which would prohibit state-chartered banks from investing in or financing private prisons; S.2040, which would require money transmitters to provide a consumer warning; S.5473, which would require disclosures in advertisements involving virtual tokens; and S.8406, Sanders’ bill to amend the community bank deposit program. Each bill was moved and approved by committee, with S.8406 passing unanimously. The committee then heard from Caitlin Azar, Acting Superintendent of the Department of Financial Services (DFS), who outlined her background and DFS priorities. She emphasized affordability, consumer protection, stability, and innovation, and discussed DFS-led initiatives in the governor’s budget, including Banking Development Districts, non-bank mortgage CRA regulations, CDFI investment guidance, and consumer restitution. She also said DFS plans to issue buy-now-pay-later regulations in February, expand student lending protections and borrower education, and continue work on insurance affordability, including auto and homeowners insurance reforms, anti-fraud efforts, and discounts tied to telematics, dash cameras, and safe-driving courses. Members questioned Azar about the balance between regulation and access, especially in crypto, buy-now-pay-later, and insurance markets. She said DFS aims to preserve competition while preventing discriminatory or excessive practices, and described existing oversight of virtual currency, including coordination with federal regulators. Another member asked about AI in auto insurance underwriting and pricing; Azar said DFS requires transparency, bias review, governance controls, and consumer recourse, and that credit scores cannot be used to deny or increase rates. The chair also raised concerns about foreclosure in Southeast Queens, improving BDD paperwork and data collection, and increasing the number of state-chartered credit unions. Azar said DFS is working on process improvements, community input, and maintaining open communication with the committee, but no additional votes or formal actions were taken during the DFS hearing.