Transcript Highlights:

• putting in pipes, and building infrastructure, primarily understanding that we were going to lose our CAP
• keep that water or that tax for another three years in order to get them to 2030. 2030 was when the CAP
• You might know that the CAP operates the Central Arizona Groundwater Replenishment District.
• We have some serious concerns as to why, at this time, there's so much unknown about the CAP and our
• cities with CAP water to get designated.

Bills: HB2026 , HB2027 , HB2028 , HB2031 , HB2078 , HB2094 , HB2095 , HB2101 , HB2102 , HB2103 , HB2260 , HB2278 , HB2827 , HB2932 , HB2933 , HB2934 , HB2986 , HCM2009 , HCR2038

Committees: House Natural Resources, Energy & Water , House House Natural Resources, Energy & Water Committee of Reference

Keywords: assured water supply, groundwater, commingling, commingled water, water supply, Arizona Department of Water Resources, ADWR, active management area, AMA, subdivision plat, development approval, water rights, municipal provider, private water company, certificate of assured water supply, written commitment of water service, groundwater savings credits, gray water reuse, replenishment district, Central Arizona Project

Transcript Highlights:

• It's his Social Security income tax cap. All right.
• We're open to the cap.
• The credit, as proposed, has a cap of $500,000 per taxpayer per year, and an aggregate annual cap of
• The credit, as proposed, has a cap of $500,000 per taxpayer per year, and an aggregate annual cap of
• An aggregate annual cap of $10 million.

Bills: SB190 , SB152 , SB77 , SB150 , SB151 , SB156 , SB172 , SB182 , SB185 , SB212 , SB170 , SB133 , SB174 , SB163

Committee: Senate Senate Tax, Business & Transportation

Keywords: cancer treatment, revenue bonds, Gila Regional Medical Center, Nor-Lea General Hospital, healthcare funding, telecommunications, low-income assistance, lifeline, broadband, rural broadband, universal service fund, public regulation commission, PRC, 911 surcharge, telecommunications relay service, VoIP, mobile service, internet affordability, digital equity, digital inclusion

Transcript Highlights:

• So is there some kind of cap on the voucher to keep you within a range so that, you know, whatever the
• This is a cap that's been in place since 2011, and ultimately you know that the costs of these projects
• When this cap remains in place, it becomes very arbitrary and is going to lead to fewer housing units
• In the real world, that's what this bill seeks to do: raise that cap.
• Now, all we're asking for is that the cap be increased so that the state housing agency board, led by

Bills: HB164 , HB164 , HB411 , HB627 , HB 1226 , HB1677 , HB1865 , HB1997 , HB2985 , HB3462 , HB4188 , HB4685 , HB4840 , HB5370 , HB5424 , HB5466 , HB5509 , HB5660 , HB5673

Committee: House Intergovernmental Affairs

Keywords: HB 164, HB164, Texas Flood Recovery, Reimbursement, and Reconstruction Program, Texas Division of Emergency Management, TDEM, Hill Country floods, July 2025 floods, flood recovery, disaster relief, flood reimbursement, reconstruction grants, resiliency standards, floodplain, base flood elevation, FEMA, Federal Emergency Management Agency, insurance denial, property damage, tenant assistance, rental property

Transcript Highlights:

• There was a $2 million cap established in statute in 2011. I think it's important to know.
• million cap.
• It's just a cap.
• You know, it's just removing an arbitrary cap. It's not mandating a $3 million. development.
• Bowling's point, over time, this $2 million cap becomes very arbitrary.

Bills: HB164 , HB411 , HB627 , HB 1226 , HB1677 , HB1865 , HB1997 , HB2985 , HB3462 , HB4188 , HB4685 , HB4840 , HB5370 , HB5424 , HB5466 , HB5509 , HB5660 , HB5673 , HB164

Committee: House Intergovernmental Affairs

Keywords: migrant labor, housing regulations, civil penalties, complaints, occupants' rights, remediation, education, retaliation, housing, rental regulation, municipal authority, local government, leasing, housing regulation, local control, rental properties, leasing laws, landlord, tenant rights, municipal regulation

Transcript Highlights:

• Speaker, last year we ran a bill that capped the surcharge at 2% for retailers on the amount that they
• If you listen to committee or were in the oversight committee, we talked about should we raise the cap
• And we just decided not to, you know, raise the cap to 3.5 or 4% or so on because I think that would
• How did we get to the $250 million bond cap?
• or would entice the lender to offer a lower rate.

Bills: HB2997 , HB2021 , HB3041 , HB1823 , HB3372 , HB1427 , HB3127 , HB3128 , HCR1020 , HB4198 , HB3000 , HB3001 , HB3002 , HB3003 , HB3004 , HB3005 , HB3006 , HB3007 , HB3008 , SB392 , HB3320

Keywords: motor vehicles, administrative fines, license regulation, state agencies, employment levels, after-school programs, grant funding, community organizations, child care, Oklahoma Department of Human Services, credit card transactions, payment methods, service charge, consumer rights, financial regulation, housing finance, Oklahoma Housing Finance Agency, publication requirements, housing policy, state regulations

Transcript Highlights:

• We are a participant lender as envisioned here.
• And so we would be in a subordinate position because of the larger bank lender.
• We are a participant lender as envisioned here.
• So we're effectively buying a participation in larger bank lender.
• The 1.2% statutory rate cap would remain unchanged.

Summary: The committee held a public hearing on a series of housing, education, workforce, and court-related bills. On Substitute Senate Bill 5884, staff described changes to a sales and use tax deferral for redeveloping vacant or underused land into affordable housing, including broader eligible property definitions and lower affordability thresholds in designated areas. Testimony was mixed: builders opposed language they feared could encourage project labor agreements, while Spokane and Kent representatives supported the bill but asked for flexibility on affordability mix requirements. On Senate Bill 6256, which expands a property tax exemption for nonprofit low-income rental housing to include certain co-located community uses during construction and extends the pre-construction exemption period, testimony was strongly supportive from housing nonprofits and local housing partners, with questions focused on clawback provisions. The committee also heard Substitute Senate Bill 6027, which expands allowable uses of local housing and supportive housing sales tax revenue, adjusts a REET exemption timeline, broadens emergency housing definitions, and changes use of the Affordable Housing for All account. County, housing, and nonprofit witnesses said the bill would help preserve housing and services amid federal funding uncertainty, though Snohomish County asked for an amendment to allow rental assistance. Substitute Senate Bill 6018 would revise the Housing Finance Commission’s authority, including direct lending and bond counsel terms; commission staff said it would modernize outdated restrictions and improve financing flexibility. Substitute Senate Bill 6028 would create a revolving loan fund for mixed-income homeownership projects; supporters said it would help smaller infill projects pencil, while staff noted the loans would be subordinate and carry some risk. Later, the committee heard Senate Bill 6275 on the community reinvestment program, which would require periodic plan updates, reporting, and a WSIPP study, while also expressing legislative intent to continue at least $100 million annually in the account. Advocates, workforce groups, legal aid providers, and small business owners testified that the program supports communities harmed by past disinvestment and should be made permanent and more accountable. Substitute Senate Bill 5961 would move the Imagination Library program from DCYF to OSPI; early literacy advocates and local partners supported the transfer as better aligned with school readiness. Substitute Senate Bill 5969 would integrate IEP transition plans with high school and beyond plans, and a prior critic said amendments addressed her concerns. Second Substitute Senate Bill 5292 would shift PFML premium rate-setting to the annual actuarial report and raise the reserve target; labor and industry witnesses supported the change, while a policy group opposed the program’s costs. The committee also heard Senate Bill 5868 to add one superior court judge each in Skagit and Yakima counties. Judges and county officials testified that caseloads, population growth, and backlogs justify the additions, and county leaders said they had already budgeted for their share. Finally, Substitute Senate Bill 5827 would allow service members to use pre-discharge certification to claim veterans’ civil service preference; the sponsor said it would solve a timing problem for transitioning service members. No votes or final committee actions were taken in the transcript, as the meeting consisted of bill briefings and public testimony.

Transcript Highlights:

• >> It can go straight to the lender or to the individual.
• >> It can go straight to the lender or to the individual.
• </c> of are doing it straight to the lender. of are doing it straight to the lender.
• A $750,000 cap on this thing.
• I can estimate it to cap on this thing.

Bills: HB245 , SB16 , SB59 , SB62 , SB79 , SB88 , HB245 , SB16 , SB59 , SB62 , SB79 , SB88

Committee: Senate Finance and Taxation Education

Keywords: inhalants, controlled substances, butyl nitrite, nitrous oxide, amyl nitrite, health, public safety, SB16, four-point restraint, hog-tie, hog tie, prone restraint, law enforcement, police, sheriff, use of force, restraint techniques, positional asphyxia, arrest procedures, detention

Transcript Highlights:

• So I noticed that there is a $1 million cap on this.
• The lenders will pay the state back. And that's through a CD process.
• The lenders will pay the state back. And that's through a CD process.
• So I think the accountability is really with the lender.
• So the lender is taking the risk.

Summary: The committee met for a very long session and considered a large number of bills, with the chair noting the meeting would run late and providing pizza and a recess. Early measures included HB 1752, authorizing the AG’s office and district attorneys’ counsel to buy vehicles with available funds, and HB 2961, a tuition waiver for Gold Star recipients; both advanced with strong support, though HB 2961 drew a question about its estimated annual cost of roughly $312,000 to $520,000. Members also approved HB 2967, exempting certain family vehicle transfers from motor vehicle excise tax, and HB 2973, requiring school districts to use a specific accounting code to show how state-appropriated dollars are spent. Several education and transparency bills also moved forward, including HB 3031 on common course numbering, HB 3057 centralizing statutorily required reports with LOFT, and HB 3052 codifying child welfare procedures related to fentanyl exposure cases. The committee then took up a series of public safety, health, and infrastructure measures. HB 3242, which would create a framework for student prayer during non-instructional time, generated extensive debate over whether it was a mandate, whether it could create fiscal and supervision burdens, and whether it raised local control and constitutional concerns; it passed 17-10. Other bills approved included HB 3066 creating a revolving fund tied to rural behavioral health workforce dollars, HB 3086 requiring the DOC director to brief the board annually on budget and inmate deaths, HB 3175 creating an Oklahoma Advanced Nuclear Energy Office, HB 3177 letting the Oklahoma Corporation Commission set salaries for its court reporters, HB 3178 establishing standard depreciation tables for farm equipment, HB 3429 creating an alternative funding mechanism for career tech capital projects, HB 3548 encouraging youth-run small businesses, HB 3638 directing Oklahoma to participate in the federal Summer EBT program, and HB 3704 expressing intent to opt into a federal tax credit for scholarship-granting organizations. Later, the committee approved HB 1590 creating an education infrastructure linked deposit program for charter and nonprofit schools, HB 3759 requiring temporary school allocations to be set before June 30, HB 3831 recognizing and funding Oklahoma Task Force One after federal support declines, HB 3904 unbundling Medicaid maternal health payments, and HB 4092 creating a protected 988 mental health trust fund and related oversight. After a brief recess, the committee continued with HB 1979 creating a task force to study a centralized early childhood office, HB 1983 requiring a middle school course on online scams and digital safety, HB 1242 expanding agricultural sales tax exemptions to deer and elk, HB 1250 creating a law enforcement public safety technology revolving fund, HB 2952 changing motor vehicle excise tax treatment for trade-ins, HB 3404 setting up a prescribed burn association fund, HB 3671 allowing experienced teachers to carry career teacher status to a new district with approval, HB 3920 extending a tax exemption to organ transplant nonprofits, HB 4118 creating a nonrefundable caregiver tax credit, HB 3944 cleaning up the State Finance Act, HB 3969 renaming a correctional facility after a former sheriff, HB 3973 creating a revolving fund tied to reopening Swojack, HB 3975 and HB 3976 creating mechanisms for oversight and potential funding of rural health initiatives, HB 3978 updating the Oklahoma World Jobs Act, HB 3983 serving as a placeholder for tobacco tax negotiations, and HB 3984 creating a mechanism to recruit productive new residents. Most bills passed on strong votes, while HB 1983 failed in committee 13-14 and was not reported out.

Transcript Highlights:

• CAP was envisioned and designed to build on these best practices from the local level and bring this
• CAP was envisioned and designed to build on these best practices from the local level and bring this
• is a partnership between the state and nonprofit lenders to quickly distribute CAP is a partnership
• So CAP will change that, and we urge your aye vote today on SB 1091. Thank you. Thank you.
• and were capped out at a certain amount.

Committee: House Housing and Community Development

Transcript Highlights:

• would do a UCCC filing if they put collateral up to make a loan or to receive a loan from a small lender
• But it is capped at the actual filing fee. So it's not an increase in cost to the borrower.
• loan or to receive a loan from<00:04:08.480><c> a</c><00:04:08.720><c> small</c><00:04:08.959><c> lender
• </c><00:04:09.680><c> and</c><00:04:10.000><c> there's</c><00:04:10.319><c> a</c> from a small lender
• </c> it is capped at the actual filing fee. it is capped at the actual filing fee.

Committee: Joint Finance

Transcript Highlights:

• So I noticed that there is a $1 million cap on this.
• And the whole program would be capped at $50 million if I remember right.
• That lenders are responsible for vetting all that they're the ones taking the risk.
• The lenders will pay the state back, and that's through an ACD process.
• So, so I think the accountability is really with the lender now like anything else if those funds were

Bills: HB1242 , HB1250 , HB1590 , HB1752 , HB1979 , HB1983 , HB2952 , HB2961 , HB2967 , HB2973 , HB2988 , HB3031 , HB3047 , HB3052 , HB3066 , HB3086 , HB3175 , HB3177 , HB3178 , HB3240 , HB3404 , HB3429 , HB3548 , HB3638 , HB3671 , HB3704 , HB3759 , HB3831 , HB3904 , HB3920 , HB3944 , HB3969 , HB3973 , HB3975 , HB3976 , HB3978 , HB3983 , HB3984 , HB4092 , HB4118

Committee: House Appropriations and Budget

Keywords: HB1242, cervidae, deer, elk, sales tax exemption, agricultural exemption, livestock, ranching, farm tax, agricultural sales tax, Oklahoma Tax Commission, agriculture, producer sales, private treaty, special livestock sale, tax relief, farm products, rural economy, local law enforcement, Public Safety Technology Revolving Fund

Transcript Highlights:

• </c><00:03:03.720><c> more</c> administer an aggregate cap more administer an aggregate cap more easily
• </c> reserves program to incentivize lenders reserves program to incentivize lenders into<00:35:35.520
• </c> have to be local but um local uh lenders have to be local but um local uh lenders uh<00:44:20.680
• </c><00:44:23.280><c> um</c> uh it would be based on the lenders um uh it would be based on the lenders
• </c><00:44:40.040><c> yourself</c> you do not pick that lender yourself you do not pick that lender yourself

Committee: Senate Commerce and Consumer Protection

Summary: The committee opened by outlining testimony procedures and then heard SB 376 on tax credits, which would create a home fire safety improvement tax credit. Testimony from the Tax Foundation of Hawaiʻi urged that the concept would be better handled as a subsidy program and raised drafting concerns about unclear definitions and eligibility. Later, the committees agreed to pass SB 376 with amendments, including making the credit nonrefundable, clarifying third-party certification, deleting recapture-related language, and making technical changes. Members then heard SB 417, which would make unlicensed contractor work during or within five years after an emergency or disaster a class B felony. The Contractors License Board was listed for comments, and the Subcontractors Association supported the measure. The committees ultimately recommended passage with technical, non-substantive amendments and an adjusted effective date, and the measure was adopted. A substantial portion of the meeting focused on SB 782, which would require free and accessible voice communication services for incarcerated people and prohibit state agencies from profiting from those services, while also directing the PUC to set standards and providing funding for the SAVIN victim notification program. Supporters, including the Public Defender, ACLU of Hawaiʻi, Worth Rises, and others, argued the bill would reduce costs for families, improve reentry, and align adult corrections with the juvenile system. Opponents, including the Department of Corrections and Rehabilitation, the Hawaiʻi Paroling Authority, and SAVIN-related witnesses, warned that changing the funding structure could weaken victim notification and safety services. The committees deferred SB 782. The committee also heard SB 999 on fireworks, which would repeal permissible consumer fireworks uses, impose civil penalties and forfeiture remedies, and create a forfeiture special fund for safety education. The Department of Law Enforcement and Honolulu Police Department supported the bill, while fireworks industry representatives and others opposed it, arguing prohibition would be ineffective and urging stronger enforcement and education instead. The committees deferred SB 999 for further consideration, and SB 1136 on insurance was also deferred after insurers and the Department of Commerce and Consumer Affairs opposed it. In the later joint session with the Committee on Economic Development and Tourism, SB 744 on condominium loans was heard with support from the Hawaii Green Infrastructure Authority and banking groups, while one testifier raised concerns that the program could function like C-PACE financing and add risky debt to condominium associations; testimony and discussion continued on that measure.

Transcript Highlights:

• financial crisis to protect regular people from predatory and deceptive practices of big banks and lenders
• financial crisis to protect regular people from predatory and deceptive practices of big banks and lenders
• financial crisis to protect regular people from predatory and deceptive practices of big banks and lenders
• financial crisis to protect regular people from predatory and deceptive practices of big banks and lenders
• </c> prohibiting junk feed or capping prohibiting junk feed or capping predatory<00:27:08.240><c> payday

Committee: Senate Commerce and Consumer Protection

Transcript Highlights:

• Scammers are posing as investors, predatory lenders offering upfront cash in exchange for long-term NIL
• And which essentially is the same as payday lenders. And, you know, we, Anything.
• And which essentially is the same as payday lenders.
• and predatory lenders of all different types, I found it hard to believe that in an industry so big
• There's no caps. There's no regulation in our space right now. So with that, it's...

Summary: The committee held an informational hearing on name, image, and likeness (NIL) and financial literacy for student athletes, with members framing California as a national leader on NIL but emphasizing the need for stronger protections and more consistent education. The chair and witnesses discussed how NIL opportunities now include both third-party endorsement deals and school revenue-sharing arrangements, and how the current landscape varies widely by institution, leaving athletes with a patchwork of rules and support. Several witnesses argued that student athletes, especially younger ones and those from low-income or first-generation backgrounds, are vulnerable to predatory contracts, tax problems, and pressure from family, agents, or lenders. The first panel featured Tyree Dillingham and Brandon Copeland, who called for standardized financial literacy, better guardrails against predatory NIL advances, and a player-led association or similar collective voice for athletes. They described examples of athletes not understanding paychecks, taxes, or contract terms, and warned that some schools and collectives blur the line between education and marketing. Copeland also argued that college athletics now functions like a professional business and that athletes need representation and a standard contract structure to protect them. The second panel focused on lived experience, including testimony from attorney Anthony Coronae and student athlete Mikey Williams. Coronae described reviewing a contract that he said functioned like a predatory loan disguised as marketing support, with the company taking exclusive rights to Williams’ NIL and requiring repayment far beyond the advance. Williams testified that he signed without a lawyer, later lost endorsements, scholarship, and housing stability, and only later learned the contract’s consequences. He said a required financial literacy course at Sacramento State helped him begin to understand budgeting, taxes, and contracts, and he urged the legislature to require legal review or stronger safeguards for athletes. The third panel, from San Diego State University, highlighted a more structured institutional model. Athletic director Brendan Hill described a mandatory four-year life-skills program that includes financial literacy, resume workshops, internships, and branding education, while student athlete Sloan Benchoff said the program helped her manage money and prepare for post-college life. Witnesses agreed that support is uneven across schools, that some agents and lenders are exploiting athletes, and that California should consider standardized financial education and agent regulation while also being careful not to create rules that unintentionally restrict athlete rights. No formal vote or bill action was taken at the hearing.

Transcript Highlights:

• We also offer additional financing outside of the state's annual bond cap through our innovative bond
• So we could use those federal resources and, you know, private lenders.
• So we could use those federal resources and, you know, private lenders.
• It's more of the lenders, though. Developers, we finally feel like we've got positive movement.
• our private lenders.

Summary: The Assembly Select Committee on Housing Finance and Affordability held its first hearing of 2025 to examine California’s housing finance system, with opening remarks emphasizing the state’s severe housing shortage, high costs, and the need for practical recommendations to the Legislature and Governor. Co-chairs described the committee as an educational and problem-solving forum focused on financing housing production, first-time homeownership, mixed-income developments, and affordability across the income spectrum. Witnesses from state agencies and the development sector were invited to explain how housing is financed and where the system is breaking down. Panelists from the California Housing Partnership, the Business, Consumer Services and Housing Agency, the Tax Credit Allocation Committee/State Treasurer’s Office, CalHFA, and Related outlined the “capital stack” used to finance affordable housing, stressing that projects typically rely on multiple public and private sources, including federal and state low-income housing tax credits, tax-exempt bonds, state subsidies, local funds, and rental income. Speakers noted that affordable housing rents generally cannot support full project costs without public subsidy, and that recent federal changes—especially the expansion of the 4% and 9% tax credit programs and the reduction of the bond financing threshold for 4% credits—should allow California to finance substantially more units. CalHFA also described its homeownership programs, including My Home, Dream For All, and disaster-related mortgage assistance, as well as its multifamily lending and bond issuance programs. Several witnesses and committee members emphasized that the system remains too complex, too slow, and underfunded. They pointed to the need for more state funding, a housing bond, a permanent funding source, and better coordination among agencies, while also citing recent streamlining efforts such as AB 434’s SuperNOFA, AB 519’s one-stop-shop working group, and the planned California Housing and Homeless Agency reorganization. Members raised concerns about equity, access, missing-middle housing, gender and racial disparities, and whether current programs adequately serve extremely low-income households and those at risk of homelessness. No formal votes or actions were taken during the hearing; the discussion ended with committee members and witnesses agreeing that both funding and administrative reform are needed to increase production and improve affordability.

Transcript Highlights:

• We also offer additional financing outside of the state's annual bond cap through our innovative bond
• So we could use those federal resources and, you know, private lenders.
• Lenders, equity partners demand clarity, such as timeline, clear rules, and enforceable approvals.
• It's more of the lenders, though. Developers, we finally feel like we've got positive movement.
• our private lenders.

Summary: The Assembly Select Committee on Housing Finance and Affordability held its first hearing of 2025 to examine how California finances affordable housing and homeownership. Co-chairs opened by describing the state’s severe housing shortage, high costs, and the need for the committee to identify practical recommendations. Panelists from the California Housing Partnership, the Business, Consumer Services and Housing Agency, the Treasurer’s housing finance committees, CalHFA, and Related discussed the layered financing structure used for affordable housing, including federal low-income housing tax credits, tax-exempt bonds, state subsidies, local funds, and rental assistance. Witnesses emphasized that affordable housing projects typically require multiple funding sources and that the system is often slowed by complex applications, overlapping rules, and too many layers of financing. Several speakers noted recent federal changes that expanded the 9% and 4% tax credit programs, including a lower bond-financing threshold for 4% credits, which should allow more projects to move forward. State officials also highlighted ongoing efforts to streamline the system, including the SuperNOFA, AB 519’s one-stop-shop working group, and the planned California Housing and Homeless Agency, which is intended to align housing, homelessness, and civil rights functions. CalHFA described its homeownership and multifamily programs, including My Home, Dream For All, Cal Assist Mortgage Fund, and the Mixed Income Program, and said its financing tools help first-time buyers and developers. Related and other housing providers said the state has made real progress through land-use reform, accountability enforcement, and faster tax credit allocation, but argued that funding remains far below need. They called for more state and permanent funding sources, more efficient administration, more support for ADU and modular financing, and better attention to deeper affordability, the “missing middle,” and equity impacts on renters, women, and communities of color. The hearing was informational only; no votes or formal actions were taken.

Transcript Highlights:

• These pledged to more than one lender.
• The bill's $5 to $750 cap on stacking.
• cost cap such as $10 a month.
• They require registration and or licensure by lenders, and they impose limits on the lenders.
• </c> lending laws equally across all lenders lending laws equally across all lenders should<01:23:49.360

Bills: HF2400 , HF1724 , HF3437 , HF4333 , HF2874 , HF4052

Committee: House Commerce Finance and Policy

Keywords: real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care

Transcript Highlights:

• The next category was the 24% category, and we went to a $10,000 cap from a $20,000 cap, so I cut it
• And then the top tier, which is the higher tier, the loans exceeding $10,000, I cap the rate at 17%.
• So I capped the rate at 17%. The current law was 21%, so we actually reduced the top one down 4%.
• One, most of us know that we got predatory lenders out there like payday lenders. Right. Right.
• And so look, well, I said, you know where I am on payday lenders and where I am on this.

Bills: HR133 , HR134 , HR135 , HR136 , HR137 , HR138 , HR139 , HR140 , HR141 , HR142 , HR143 , HR144 , HR145 , HR146 , HR147 , HR148 , HR149 , HR150 , HR151 , HR152 , HR119 , HR120 , HR121 , HR122 , HR123 , HR125 , HR126 , HR127 , HR128 , HR129 , HR130 , HR131 , HR132 , HCR53 , HCR54 , HCR55 , HCR56 , SCR3 , SCR22 , SB4 , SB18 , SB66 , SB106 , SB201 , SB256 , SB274 , SB292 , SB326 , SB386 , SB406 , SB422 , SB423 , SB456 , SB475 , HCR3 , HB1 , HB3 , HB27 , HB71 , HB214 , HB225 , HB241 , HB244 , HB306 , HB312 , HB313 , HB314 , HB345 , HB366 , HB383 , HB446 , HB473 , HB511 , HB514 , HB655 , HB730 , HB743 , HB836 , HB983 , HB1027 , HB1037 , HB1043 , HB1082 , HB1091 , HB1096 , HB1103 , HB1126 , HB1167 , HB1174 , HB1175 , HB1230 , HB1237 , HB1238 , SB162 , SB349 , SB350 , SB382 , SB383 , HB76 , HB132 , HB181 , HB210 , HB250 , HB265 , HB275 , HB291 , HB322 , HB342 , HB475 , HB486 , HB616 , HB635 , HB639 , HB690 , HB740 , HB757 , HB761 , HB774 , HB808 , HB855 , HB872 , HB883 , HB886 , HB903 , HB949 , HB962 , HB996 , HB1003 , HB1036 , HB1054 , HB1071 , HB1076 , HB1078 , HB1113 , HB1132 , HB1146 , HB1232 , HB1233 , HB21 , HB24 , HB29 , HB31 , HB39 , HB45 , HB77 , HB136 , HB150 , HB263 , HB273 , HB299 , HB315 , HB376 , HB377 , HB431 , HB444 , HB450 , HB519 , HB533 , HB538 , HB559 , HB562 , HB663 , HB664 , HB715 , HB717 , HB805 , HB822 , HB823 , HB834 , HB864 , HB867 , HB1017 , HB1018 , HB1068 , HB1134 , HB1137 , HB1234 , HB1235 , HB1236 , HB961 , HB399 , HB868 , HB905 , HB180 , HB192 , HB284 , HB476 , HB915 , HB952 , HB1006 , HB401 , HB51 , HB58 , HB140 , HB982 , HB1010 , HB750 , HB911 , HB977 , HB901 , HR20 , HR74 , HB9 , HB151 , HB193 , HB310 , HB393 , HB459 , HB577 , HB582 , HB605 , HB614 , HB615 , HB682 , HB733 , HB773

Keywords: commendation, leadership, energy sector, Shell USA, Louisiana pride, House Resolution 134, HR134, honorary resolution, Bob Lupo, Robert E. Smith Lupo, Lakeview, New Orleans, civic service, philanthropy, real estate development, Hurricane Katrina recovery, community service, charitable giving, public recognition, Louisiana House of Representatives

Transcript Highlights:

• </c> as we call it is the state's a lender. as we call it is the state's a lender. uh<00:29:12.480><c
• </c><00:29:27.600><c> who</c> We participate with local lenders who We participate with local lenders
• </c> plays the lender and the lender pays us. plays the lender and the lender pays us.
• </c> a cap. a cap. um<00:53:57.440><c> you</c><00:53:57.760><c> did</c><00:53:58.000><c> increase</c>
• </c> that makes it qualify for farmer lender that makes it qualify for farmer lender mandatory<01:46:

Committee: Senate Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:

• So I mentioned we participate with local lenders, so the way that works is the local lender will actually
• The lender does most of the paperwork.
• The local lender will actually close the loan, and then we purchase 45% of it.
• The lender does most of the paperwork.
• So then the blended interest rate is a lot less than if they had just gone to the lender.

Bills: HF770 , HF857 , HF38 , HF1500 , HF43

Committee: House Agriculture Finance and Policy

Keywords: HF770, Rural Finance Authority, RFA, capital investment, state bonds, general obligation bonds, bonding bill, agricultural loans, farm loans, beginning farmer, new farmer, seller-sponsored loans, loan restructuring, agricultural improvement loans, livestock expansion, modernization loans, rural development, Minnesota agriculture, farm credit, chapter 41B