Christina Moon — Christina Moon introduces herself as the new Deputy Secretary of Housing Finance at BCSH, outlines her nearly two decades of experience in affordable housing, state funding, and local government program design, and says she is committed to making the housing system work better in her new role.
AB434 — Described as passed legislation that created the SuperNOFA and consolidated HCD programs into one funding application.
AB519 — Described as creating a working group to discuss a one-stop-shop model.
AB519 — Cited as existing work that dovetails with HDFC's one-stop-shop effort for multifamily affordable housing finance.
Anamarie Ãvila FarÃas — The speaker praised Assembly Member Avila Farias as the person leading the committee and noted her knowledge of housing issues.
Christina Moon — Named as part of the first panel, associated with the California Housing Finance Agency.
AB519 — AB 519 is referenced as having established a working group, which is being discussed as a mechanism that could be expanded or supplemented to improve fund administration and help identify inefficiencies.
Sharon Quirk-Silva — Likely the intended member referenced as 'Schiavo'; credited with AB 519 and a working group on a one-stop-shop model.
Sharon Quirk-Silva — Likely the speaker being addressed or identified as 'Assembly Member Quirk-Silva'; thanked the co-chairs and introduced questions and comments.
Sharon Quirk-Silva — The speaker gives a shout-out to Assembly Member Sharon Quirk-Silva for her work on Sub-5 and increasing funding from zero to $1.5 billion.
AB2011 — Cited as a streamlining bill from 2022.
Buffy Wicks — Likely the intended member referenced as 'Wix' in connection with AB 2011.
SB423 — Cited as a streamlining bill from 2023.
Scott Wiener — Referenced as the author of SB 423.
AB2006 — Referenced as the prior work establishing cross-agency asset management and compliance alignment.
Marina Wyant — Introduced herself as the executive director for the Tax Credit Allocation Committee and the Debt Limit Allocation Committee.
Marina Wyant — Identified as providing excellent direction to the committees' staff.
Marina Wyant — Referenced as having illustrated the availability of additional tax-exempt bonds and credits.
Andrew — Referenced as having illustrated the financing structure in his presentation.
Andrew — Referenced in connection with a slide showing a slight cost difference.
Rebecca Franklin — Rebecca Franklin introduced herself as the chief deputy director of the California Housing Finance Agency and continued her opening testimony by describing CalHFA’s role and history.
Ann Silverberg — Ann Silverberg, CEO for Northern California and Northwest Affordable at Related, introduced herself and described Related’s 35-year track record of developing about 20,000 housing units, including 16,000 affordable units. She then thanked members for their support of housing funding in the budget process and for statewide legislation that has made it easier to quickly approve and build affordable housing.
Ann Silverberg — Ann Silverberg described a resident who moved from hardship into affordable housing, graduated from Stanford, and is now thriving, then pivoted to argue that despite such success stories, California’s housing production is still far from sufficient. She emphasized that the state continues to fall behind on measures like rent burden and homelessness, and said that even with tools such as tax-exempt bonds and access to credits, the situation underscores the need for more housing funding.
SB2 — Suggested as a possible source of housing funding through recording fees and transfer tax.
Luz Rivas — Referred to as Madam Chair and addressed by the speaker.
Mark González — Likely referenced as 'Daily did a bill'; speaker says the bill is listed in the materials.
Ann — The speaker continues a follow-up exchange centered on Ann, first referencing Ann’s earlier conversation and then directly addressing Ann with another question.
Ann — The speaker directs questions to Ann about program qualifications, coverages, sustainability, and replicability across the state.
Ann — Referenced as someone who could speak more about the issue of building quality and recapitalization timing.
Nick Schultz — A member Lee is referenced as having asked questions on data; the transcript does not clearly identify which Lee, so the name is retained as uncertain.
Marina Espinoza — Marina Espinoza of the California Housing Consortium thanks the committee and supports affordable housing funding, including bond financing. A later reference notes that she had previously mentioned the affordable housing bond, reinforcing the same policy point.
Natalie Spivak — Natalie Spivak of Housing California begins testimony focused on affordable housing and homelessness.
Housing California — Housing California is described as a statewide nonprofit advocacy organization focused on affordable housing and ending homelessness.
Paul Schaefer — Introduced himself as public policy manager with the California Council for Affordable Housing and thanked the committee for focusing on housing finance.
Tia Boatman Patterson — Introduced herself as executive director, president, and CEO of the California Community Reinvestment Corporation.
Karen Stout — Karen Stout introduced herself and spoke on behalf of her clients, including California YIMBY and UnidosUS, emphasizing housing finance and housing as the top policy priority.
AB595 — Described as a bill that would have extended LIHTC credits to homeownership opportunities but is held in Appropriations.
Ben Medcalf — Ben Medcalf is introduced as the next panel witness and identified as the managing director for the Turner Center for Housing Innovation at UC Berkeley.
Ben Metcalf — Introduced himself as being with the Turner Center at UC Berkeley and said he would discuss housing markets and state actions to spur more housing construction.
Thomas Wilson — Thomas Wilson, CEO of City Connect Partners, introduced his firm as a market-rate and missing-middle housing developer and said he would share real-world experience from the housing finance process. He explained that for infill development, the key factors are timing, predictability, and entitlement certainty rather than corporate balance sheets, because those conditions determine whether homes can be delivered. He then began describing a typical project workflow, starting with identifying a project and moving toward acquisition and local bank financing.
SB1123 — Cited as one of the new laws giving developers optimism.
SB1123 — Cited as a tool that projects are using but that may still be stuck in the system.
AB1893 — Cited as one of the new laws giving developers optimism.
SB130 — SB 130 is discussed as a budget trailer bill with provisions affecting development, and the speaker explains that when SB 130 was being considered, the project was expected to qualify for the new CEQA exemption under its provisions.
SB330 — Listed among statutes intended to accelerate housing production.
SB35 — Listed among statutes intended to accelerate housing production.
SB35 — Cited as an example of a law that has helped affordable builders more than market-rate developers.
Tia Boatman — The speaker references Tia Boatman as having made an earlier point about re-engineering the system.