Transcript Highlights:

• While protecting consumer privacy is very important, this bill diverges from the approaches adopted in
• We urge the committee to take a balanced, workable approach that protects consumers without undermining
• Our issue is that not only do we want the data protected, but we want the entities protected as well,
• You know we do believe in strong consumer privacy protections But we do have concerns with the bill as
• TechNet Strongly supports comprehensive consumer privacy protections, but our concern is that SB 53 moves

Bills: SB20, SB53, SB86, SB96, SB129

Keywords: prior authorization, pharmacy benefits manager, PBM, health insurer, prescription drugs, step therapy, formulary, auto-adjudication, electronic portal, appeals, medical necessity, serious mental illness, mental health, schizophrenia, bipolar disorder, major depression, substance use disorder, addiction treatment, cancer, autoimmune disorder

Transcript Highlights:

• It upholds the sanctity of life and protects parental rights during a family's most vulnerable moment

Bills: SB1328, SB1380, SB1436, SB1558, SB1572, SB1651, SB1805, SB1831, SB1836, SB2014, SB2023, SB2044, SB2179, SB933

Keywords: parents' rights, healthcare consent, minors, medical records, protection, legal guardianship, hospital, fetal death, miscarriage, healthcare, state health department, vital records, patient rights, child care, licensing, definitions, foster care, child welfare, mental health, substance abuse

Transcript Highlights:

• It lets them know that they can protect their data.
• It lets them know that they can protect their data.
• that because consumers actually have a choice.
• That is a consumer choice.
• I think the legislature has told TDI to protect consumers clearly, but if they're going to take that

Bills: SB213, SB378, SB610, SB681, SB918, SB1172, SB1252, SB1343, SCR8

Keywords: SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual

Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, first reporting SB 1006 favorably after adopting a committee substitute that adds quarterly ZIP-code-level reporting to TDI on insurer declinations, cancellations, and nonrenewals. The committee also adopted substitutes and favorably reported SB 388, which adds nuclear to a credit program and excludes batteries from the dispatchable definition; SB 917; SB 504, which narrows reporting requirements for certain local entities, raises a salary threshold, and authorizes AG injunctive relief; SB 925, which clarifies that federal match dollars are included in a PLA-related prohibition; and SB 815, which removes downcoding references and focuses on AI use in prior authorization. SB 815 advanced on an 8-2 vote, while SB 388 advanced 6-3 and the others were reported 9-0 or 6-0 as noted. The committee then heard testimony on SB 378, which would prohibit aestheticians and cosmetologists from administering injections or using prescriptive medical devices unless legally authorized and would clarify TDLR disciplinary authority. The author and a retired neurosurgeon testified that unsafe, unauthorized injections pose real patient risks, and a TDLR witness said the bill addresses a long-standing regulatory gap. SB 378 was left pending after testimony. The committee also heard SB 1252, aimed at reducing municipal permitting barriers for residential backup power systems; the author and industry witnesses said city permitting is costly and inconsistent, while municipal utility representatives and advocates said the substitute preserved safety and utility oversight. That bill was also left pending. Additional bills heard but left pending included SB 1172, which would let LPs and LLCs sell their own property without a real estate license; SB 681, which would extend engineer license renewal periods and apply similar flexibility to engineering firms; SB 918, a TDLR cleanup bill for orthotics and prosthetics exemptions; SB 1343, which would require data brokers to post a clear link explaining Texans’ privacy rights and how to exercise them; SB 213, which would prohibit forced bundling of residential property and auto insurance while preserving voluntary discounts; SB 610, which would codify TDLR’s anti-trafficking unit; and SCR 8, expressing opposition to a central bank digital currency over privacy, security, and financial-stability concerns. Public testimony on SB 1343 and SB 213 was generally supportive, with consumer and advocacy groups emphasizing privacy, competition, and survivor safety, and the committee closed the day with those measures and others left pending.

Transcript Highlights:

• Consumers also may want to purchase a damage waiver which is offered by rental car companies to protect
• Senate Bill 72 would provide financial security to consumers by providing them the option to purchase
• We support Senate Bill 72 because consumers and businesses that rent from us have asked for collision
• This is a simple definition change, and although it's simple for our customers that desire the protections
• private sector in exploring investments outside their traditional opportunities in ways that may help protect

Bills: SB 21, SB 72, SB 140, SB 262, SB 370, SB 372, SB 495, SB 627, SB 703, SB 764, SB 842

Keywords: cryptocurrency, bitcoin, investment reserve, economic resilience, financial security, vehicle rental, damage waiver, consumer rights, business regulations, refund policy, telephone solicitation, telemarketing, text message marketing, SMS marketing, robotext, spam text, consumer protection, deceptive trade practices, DTPA, Business & Commerce Code

Bills: SB143, SB367, SB388, SB398

Keywords: bulletproof vests, body armor, peace officers, law enforcement funding, police equipment, officer safety, local police, sheriff's office, municipal police, parish law enforcement, grant fund, special fund, Louisiana Commission on Law Enforcement, criminal justice, protective gear, NIJ standards, USMCA, small agencies, public safety, Act 739

Bills: HB27, HB290, HB308, HB311, HB382, HB417, HB575, HB755, HB980

Keywords: HB 290, Act 426, sunset law, Department of the Treasury, Louisiana Treasury, re-creation, reauthorization, statutory entities, termination date, sunset review, Title 49, fiscal administration, state finance, agency continuation, legislative authority, insurance premiums, Municipal Fire and Police, dedicated fund, assessments, Louisiana legislation

Bills: SB159, SB159

Keywords: sales tax exemption, use tax exemption, diapers, baby supplies, baby formula, baby bottles, baby wipes, breast pump, breast milk pumping equipment, lactation, nursing bra, nursing pads, maternity wear, pregnancy clothing, postpartum clothing, menstrual products, tampons, sanitary napkins, panty liners, menstrual cups

Transcript Highlights:

• We're here to try to protect our children from the digital version of what we already protect them from
• while trying to protect children.
• We believe that children need to be protected.
• to protect minors from accidental exposure.
• I'm a big proponent of consumer protection. Protection for minors, um, but I don't...

Bills: SB186, SB187

Keywords: internet filtering, child protection, obscene content, civil liability, manufacturers, app store, app store provider, app developer, mobile app, age verification, parental consent, minor safety, child online safety, parental controls, age gating, digital privacy, data protection, in-app purchases, online consumer protection, deceptive trade practice

Transcript Highlights:

• HB317 focuses on protecting minors with HB317 focuses on protecting minors with online app purchases
• This is about protecting our children.
• We do different things to protect our children, all to come up with one goal: to protect our children
• To protect your constituents and to protect the children of the state, that work must proceed within
• If I don't think that's the group we’re trying to protect; the ones we’re trying to protect are the ones

Bills: HB285, HB317

Keywords: HB285, TJ's Law, traffic infraction, traffic ticket, uniform traffic ticket and complaint, minor driver, juvenile driver, parent notification, guardian notification, emergency contact, law enforcement, citing agency, traffic citation, driver safety, youth safety, Alabama traffic law, Section 12-12-56, Children and Senior Advocacy, House Judiciary, reasonable effort

Transcript Highlights:

• Rates, and it is very challenging from the consumer standpoint.
• It's the needed investment for consumers, and for those reasons, we strongly support the bill.
• and protected, including the implementation of strong customer protection safeguards.
• promote small business and residential consumer interests in the Texas electricity markets.
• These costs can significantly impact consumers' monthly electricity bills.

Bills: SB483, SB522, SB783, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1762, SB1856, SB1877, SB1977

Keywords: utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness

Transcript Highlights:

• It just brings a little bit of protection to those that might be caught in a situation where they were
• It just brings a little bit of protection to those that might be caught in a situation where they were
• ><00:06:33.199> little<00:06:33.360> bit<00:06:33.440> of<00:06:33.600> protection
• just brings a little bit of protection just brings a little bit of protection to<00:06:34.319>

Bills: HB9, HB52, HB53, HB99, HB9, HB52, HB53, HB99

Keywords: elder abuse, elder exploitation, financial exploitation, elderly person, senior abuse, probate, inheritance forfeiture, slayer statute, intestate succession, will contest, joint tenancy, right of survivorship, joint bank account, beneficiary designation, life insurance proceeds, estate law, Alabama probate law, vulnerable adults, senior advocacy, forfeiture of benefits

Transcript Highlights:

• is likely that the market will lower prices to make these dental procedures more affordable for consumers

Bills: SR29, SB667, SB1466, SB1942, SB1989, SB1670, SB1716, SB1521, SB1273, SB1433, HJR1032, SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: chiropractic, licensure, animal chiropractic, Board of Chiropractic Examiners, licensing requirements, midwifery, healthcare, Advisory Committee, state health policy, public safety, dental insurance, health care, medical necessity, insurance claims, dentist rights, Oklahoma College Savings Plan, 529 plan, 529 savings account, college savings, higher education savings

Transcript Highlights:

• kiosk available where people can exchange cash for a preloaded card at no additional fee to the consumer
• What we're doing is increasing the cap from $6 million to $8 million, and then tying it to the consumer
• Then the state, unfortunately, has to take responsibility for these and clean them up to protect the

Bills: HB27, HB143, HB205, HB308, HB311, HB417, HB430, HB562, HB812, HB1129

Keywords: inmates, department of public safety, per diem, local correctional facilities, jail funding, insurance premiums, Municipal Fire and Police, dedicated fund, assessments, Louisiana legislation, hazardous waste, cleanup fund, environmental protection, state treasury, Consumer Price Index, law enforcement, firefighters, health insurance, survivors benefits, Lafayette

Transcript Highlights:

• I'm the manager of the Consumer Protection Division at the Attorney General's Office.
• The Attorney General's Office administers the consumer protection restitution account.
• , consumers with an outsized amount of loss threaten to exhaust the fund to the detriment of other consumers
• consumers.
• consumers.

Bills: HF4881, HF4867, HF4422, HF4223

Keywords: healthcare, insurance, regulation, financial institutions, prescription drug affordability, consumer protection, restitution account, financial compensation, attorney general, distributions, property insurance, homeowners insurance, fire and allied lines, hail insurance, appraisal clause, loss adjustment, alternative dispute resolution, insurance claims, claim valuation, actual cash value

Bills: HB227

Keywords: HB227, kratom, Mitragyna speciosa, kratom products, kratom processor, kratom retailer, controlled substances, Texas Controlled Substances Act, Health and Safety Code, Penalty Group 1, tianeptine, 7-hydroxymitragynine, mitragynine, synthetic kratom, kratom alkaloids, adulterated products, product testing, lab testing, ISO 17025, labeling requirements

Bills: HB20, HB120

Keywords: fraudulent solicitation, disaster relief, nonprofit organizations, criminal penalties, consumer protection, fraud prevention, charitable donations, higher education, LGBTQ studies, DEI studies, program prohibition, educational policy, HB120, Texas, Texas Education Code, public universities, public colleges, queer studies, gay studies, lesbian studies

Transcript Highlights:

• And so, if we want to guide consumers into a safer product, a fair tax base is the way to do it.
• Members, House Bill 3790 is the Homeowner's Protection Act.
• And the bill also purports to be able to change it to where it protects consumers to be able to charge
• And based on the way that the the bill is written that the consumer will have to eat it.
• Serving on this board has been a great opportunity for me to help protect the public and ensure that

Bills: HB2933, HB3041, HB3048, HB3081, HB3297, HB3338, HB3673, HB3790, HB3983, HB4105, HB4139, HB4203, HJR1023

Keywords: insurance regulation, homeowner claims, premium discounts, catastrophe mitigation, civil penalties, credit card transactions, payment methods, service charge, consumer rights, financial regulation, insurance, nonadmitted insurers, surplus lines, Oklahoma, fire extinguisher, licensing, public safety, age qualification, State Fire Marshal, towing services

Transcript Highlights:

• You can sell, offer, or serve raw milk products without notifying the consumer that the product is not
• Chairman. 2127 is a work in progress to work with ODAF to address a myriad of crop protection issues.
• This is something we want to put in there to try to move this along to see what we can do to protect
• We all want to protect our agriculture and thank you for that question, but if you want to run a bill
• that would protect all industries, then I'd be happy to talk to you about that.

Bills: SB1346, SB1509, SB1928, SB2028, SB2071, SB2110, SB2117, SB2127, SB2134, SB722, SB3

Keywords: water infrastructure, wastewater, investment program, loans, local government, SB1509, groundwater, water wells, well spacing, water rights, Oklahoma Water Resources Board, OWRB, basin, subbasin, maximum annual yield, aquifer management, water allocation, water permits, temporary permits, irrigation

Bills: SB209, SB248, HB122, SB99, SB209, SB248, HB122, SB99

Keywords: sales tax exemption, Consumer Price Index, local government, clothing, school supplies, emergency preparedness, Alabama Administrative Procedure Act, APA, administrative law, judicial review, agency deference, Chevron deference, de novo review, contested case, state agency, regulatory power, individual liberty, statutory interpretation, rule interpretation, license revocation

Transcript Highlights:

• I work on consumer protection issues for Texas Appleseed, and I'm here to provide testimony.
• These regulations were originally created to protect consumers from unsolicited door-to-door and cold-call
• While keeping consumers protected under the FTC's cooling-off rule, Texas's Unfair and Deceptive Trade
• Consumer protections, like the three-day right to cancel, are critical for consumers, including older
• HB 3466 reduces regulatory burdens on businesses without weakening consumer protections, and with that

Bills: HB 112, HB199, HB621, HB1349, HB2214, HB3466, HB3698, HB3699, HCR9, HB112, HB199, HCR9

Keywords: science park district, economic development, technology innovation, higher education collaboration, infrastructure development, Texas Economic Development Office, workforce development, unemployment benefits, state average unemployment rate, benefit year, economic support, Texas Workforce Commission, property owners' association, free speech, assembly rights, government officials, political candidates, floodplain, landlord, tenant