Video & Transcript Research : 'premium structure'

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TX

Texas 89th 2nd C.S.

Disaster Preparedness & Flooding, Select Aug 22nd, 2025

Disaster Preparedness & Flooding, Select

Transcript Highlights:
  • Obviously, that's a major property and casualty loss that causes everybody's premiums to go up.
  • What's the role of natural infrastructure, not just structural but non-structural infrastructure?
  • This enforcement structure balances deterrence with due process and ensures there are real consequences
  • One was increased funding for low-water crossing safety with structural upgrades and warning systems.
  • Yeah, and it hit the structure that Brock was in. Yeah. Okay. Before it—yes, please go ahead.
Summary: The committee met in special session to hear a series of flood, preparedness, and youth-camp safety bills, with members repeatedly noting that many of the measures were intended as planning, warning, or authority-clarifying bills rather than direct spending bills. House Bill 254 would expand eligibility for the Rural Infrastructure Disaster Recovery Program to include Kerr County and 18 other flood-affected counties by raising the GDP cap and lowering the poverty threshold; it drew no opposition and was left pending. House Bill 68 would direct a study of flood mitigation in flatland areas, especially in the Rio Grande Valley, to develop cost-effective drainage and infrastructure recommendations; local officials and advocates supported it, and it was also left pending. The committee then heard several youth camp bills tied to the recent Hill Country flooding. House Bill 75 would impose flood-aware building and site standards for youth camps near floodplains, and House Bill 71 would require camps and youth activity entities to submit emergency preparedness plans to TDEM, coordinate with local responders, and maintain readiness protocols; both bills were supported by safety advocates and camp representatives, and both were left pending. House Bill 171 would require campgrounds near flood-prone waters to give written flood-risk notice to campers and obtain signed acknowledgment; it was presented as informed consent and left pending. Testimony on these bills emphasized Camp Mystic and other recent flood tragedies, with some witnesses urging broader building-code and floodplain reforms. The committee also heard House Bill 117, which would let counties regulate impervious cover for flood mitigation in unincorporated areas. Supporters, including county officials, environmental groups, and residents, argued that rapid development in the Hill Country and other growing areas is worsening runoff and downstream flooding; opponents from the builders’ association said counties already have substantial authority and warned about overreach into rural property use. After extensive testimony, the bill was left pending. Senate Bill 18 would streamline permitting for certain flood control districts to repair dams and reservoirs and build small holding areas, and it was left pending after supportive testimony from Plum Creek Conservation District. Senate Bill 3 would create a state-backed outdoor flood warning siren program for identified flood-prone areas, funded through a grant program; witnesses generally supported it, though some cautioned that sirens are not sufficient by themselves and may not be heard indoors or in overnight storms. It too was left pending. The committee also began hearing House Bill 149 on public-safety radio interoperability, but the transcript cuts off before the bill’s full testimony or action is shown.
AZ

Arizona 2026 Regular Session

04/01/2026 - Senate Floor Session

Arizona Senate Floor Meeting

Transcript Highlights:
  • The prices we pay for insurance are premiums.
  • The prices we pay for insurance are premiums.
  • The prices we pay for insurance, our premiums, depend on these companies that provide modeling services
Keywords: 1182, all
Summary: The Arizona Senate convened with prayer and the Pledge of Allegiance, welcomed guests from the Arizona Psychiatric Society and Brigadier General John Connolly, and adopted a lighthearted April Fool’s proclamation directing the sergeant-at-arms to wear a silk top hat. The chamber also approved a House request to adjourn from April 2 to April 7, and transmitted Senate Bills 1181 and 1473 to the Governor. Later, the Senate observed a moment of silence for Passion Swartz after a personal privilege statement about her disappearance and death, and discussed the need to improve turquoise alert practices. The Senate then considered two Committee of the Whole calendars. On the first, it advanced HB 2120 on property tax exemptions and disability determinations, HB 2174 on insurance modeling/data organizations, HB 2289 on truth-in-taxation bond notices, HB 2861 on marital/postnuptial agreements, and HB 2903 on banks and financial institutions, all receiving do-pass recommendations and later passing the Senate. On the second calendar, it advanced HB 208 on school libraries and professional associations, HB 2040 on public educational institutions and adoption information, HB 2075 on school employee contracts, HB 2203 on Department of Education reporting requirements, HB 2255 on school employee training, HB 2383 on school district leases and housing development, and HB 257 on a special plate tied to the mining museum; all were adopted from committee and passed the Senate, with HB 2255 requiring and receiving a three-quarters vote. Several bills drew floor debate and recorded opposition. Senators argued that HB 2075 unfairly applied transparency rules only to school districts, HB 2174 weakened insurance consumer protections, HB 2289 could bias voters on bond measures, HB 2903 used vague “social credit score” language, HB 2008 attacked school librarians, and HB 2040 imposed adoption messaging in health settings. Despite these objections, the Senate passed each measure by recorded vote, with HB 2223 and HB 2203 passing unanimously or near-unanimously, and the remaining bills passing by varying margins before being transmitted to the House.
US
Transcript Highlights:
  • Of premium markets associated with the biofuel industry.
  • we're talking about it, if you can lower the carbon score for your ethanol, you can actually charge a premium
  • Carbon pipelines help add that premium to biofuels and biofuel markets by lowering that carbon intensity
AZ

Arizona 2026 Regular Session

01/13/2026 - House Floor Session

Arizona House Floor Meeting

Transcript Highlights:
  • SCR 2089, premium. SCR 2090, long term. HB 2087, driving on highways. HB 2088, legal tender.
  • SCR 2089, premium. SCR 2090, long term. SCR 2091, financial surveillance. SCR 2092, eligibility.
Keywords: 1182, all
Summary: The House opened with prayer and the Pledge of Allegiance, approved the Journal, and welcomed Dr. Andrew Carroll as Doctor of the Day. Members also heard a proclamation recognizing January 13, 2026, as Arizona Human Trafficking Awareness Day, with remarks highlighting the work of the Arizona Human Trafficking Survivor Coalition and the importance of survivor-led prevention and awareness efforts. The chamber also offered brief personal remarks honoring former Senator Barbara Lange and noting Representative Khyl Powell’s recovery. The House then took up procedural business, including two motions related to adjournment: granting the Senate consent to adjourn after Thursday, January 15, 2026, until Tuesday, January 20, 2026, and requesting the Senate’s consent for the House to do the same. Both motions passed by voice vote. The House also received a long list of first- and second-reading bill referrals covering a wide range of topics, including elections, water, education, health care, criminal justice, agriculture, transportation, and several memorials and resolutions. No substantive floor debate or final votes on individual bills occurred in this transcript. The House also announced committee schedules and cancellations for the day and following days, including meetings for Commerce, Education, Natural Resources, Judiciary, and Ways and Means. The chamber adjourned by motion until 1:15 p.m. on Wednesday, January 14, 2026.
NM

New Mexico 2025 Regular Session

IC - Public School Capital Outlay Oversight Task Sep 9th, 2025

Public School Capital Outlay Oversight Task Force

Transcript Highlights:
  • So it's very important that we are on task with creating structure for this particular document.
  • No doubt, New Mexico spends on public school utilities. structure spends about $95 million on utilities
  • Let's first start with the authorizing structure.
  • We have a nice structure here.
  • But the similarities in terms of our structure and our ask were close to identical because we all kind
LA

Louisiana 2026 Regular Session

Municipal Apr 29th, 2026

Municipal

Transcript Highlights:
  • more traditional, where folks are just either abandoning their property, particularly multifamily structures
  • more traditional, where folks are just either abandoning their property, particularly multifamily structures
  • and multifamily dwellings fall under commercial properties. ...structures and multifamily dwellings
  • that threaten public health, safety, welfare, and the... ...conditions in privately owned structures
  • and remediation costs, employee displacement, labor and material shortages, increased insurance premiums
Summary: The committee met on April 29 and considered a series of local and special bills affecting municipal and parish governance, blight enforcement, development districts, and term limits. Early action included a motion to apply a three-minute rule. House Bill 483, concerning the Fulberg/Marini Security and Improvement District in Orleans Parish, was voluntarily deferred after discussion and no support cards. House Bill 484, which revised the New Orleans Regional Business Park board by reducing membership from 12 to 11 and giving the mayor four direct appointments with removal authority, was adopted as a substitute and reported favorably. Senate Bill 78, dealing with the Shreveport Downtown Development District, was amended to correct a legislative district reference and then reported favorably. The committee also heard announcements that several previously deferred bills would not be heard that day. Several Shreveport-related blight bills were advanced. House Bill 1051, authorizing demolition of certain dilapidated properties in Shreveport, was amended to allow the city to rely on findings from code enforcement, fire, police, or other public safety officials, and then reported favorably. House Bill 1080, addressing condemned commercial property in Shreveport, was also reported favorably, though the author said he would continue consulting with the city attorney before floor consideration. House Bill 66 for Alexandria expanded the city’s administrative adjudication authority to cover a broader range of ordinance violations, including building, zoning, vegetation, nuisance, sewer, drainage, licensing, and permit matters; it was supported by the city and reported favorably. House Bill 326, requiring the Tickfaw police chief candidate to reside within the village, also passed favorably. House Bill 793, a contentious bill concerning recorded subdivision plats and prescription, drew extensive testimony from the author, parish officials, a former appellate judge, and the McCormick family. Supporters said the bill closes a loophole exposed by recent court rulings that could let noncompliant plats become enforceable after five years without actual notice to local governments, while opponents argued the current substitute still creates uncertainty and could burden property owners; the author said the bill was prospective only and would also go to the Law Institute. Despite the debate, the committee moved the substitute favorably. Senate Bill 148, allowing municipalities to pay a modest per diem to planning and zoning commission members by local ordinance, was reported favorably with support from Lake Charles. The committee rejected House Bill 208, which would have let St. Helena Parish voters decide whether to impose term limits on parish governing authority members. The bill’s author argued the people should decide, but the St. Helena Police Jury opposed it and committee members emphasized local control; the final vote was 3 yeas to 10 nays. House Bill 1215, concerning the disposition of historical statues and monuments, was amended to bar the Office of State Parks from placing transferred monuments back in the parish from which they were removed, and then was reported favorably. House Bill 472, authorizing local rent stabilization ordinances during a governor-declared emergency, was amended to limit such ordinances to the emergency period, tie increases to the consumer price index, and cap them at 365 days; discussion continued on whether the measure duplicated existing price-gouging laws and whether a broader study would be preferable.
NH
Transcript Highlights:
  • of the earlier language made it difficult to decide exactly who in a company or who in a company structure
  • of the earlier language made it difficult to decide exactly who in a company or who in a company structure
  • of the earlier language made it difficult to decide exactly who in a company or who in a company structure
  • The premiums are going to go up for that kennel because the insurance companies are constantly having
  • would get so bad that it would premiums would get so bad that it would put<01:52:49.280> them
Keywords: 928, house, all
Summary: The committee first heard Senate Bill 302, which would update New Hampshire’s solid waste facility background-check law so the state can continue to access federal FBI criminal databases for checks on key owners and officers. Senator Howard Pearl and DES Waste Management Director Mike Whimsatt said the bill is the third attempt to correct prior drafting problems that prevented the FBI from accepting the language. They explained that the existing statute has long required background checks for hazardous and solid waste facility applicants because of concerns about organized crime, but the current wording is too ambiguous for federal use. The bill also includes technical corrections, clarifies which company officers must be checked, specifies which DES officials receive the results, and removes the Department of Justice as an unnecessary middleman. Committee members asked about the purpose of the bill, whether family members are covered, who pays the cost, and whether permits have ever been denied; Whimsatt said the applicant still pays, the checks focus on key officers, and at least one permit had been denied in the past due to a felony conviction. The hearing then closed, with one person listed in favor on the blue sheet and no opposition noted online. The committee then opened Senate Bill 229, which would allow retailers to sell uninspected bison, red deer, and elk meat and remove the sunset on the existing program. Senator Pearl said the bill would expand market opportunities for farmers while keeping labeling and traceability requirements in place, including identifying the meat as uninspected and maintaining records of the source farms. Representative Bixby, who had worked on earlier legislation, explained the current framework in detail: the animals are raised on closed farms, must be fenced, cannot be newly imported, and are subject to annual veterinary herd inspections and recordkeeping. He said the prior bison inspection regime was too burdensome for farmers to maintain, and the current law was intended as a workable compromise. Questions from members focused on how many farms participate, how many animals have been sold, and whether the program posed disease risks; the witness said he did not know the exact numbers, and Bixby said the existing import and fencing rules help prevent chronic wasting disease from entering the state. No vote was taken during the hearing, and the bill was left before the committee for further consideration.
TX

Texas 89th Regular

89th Legislative Session May 14th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • Well, what it does, it allows for the appraisals to set aside the value of the land and the structure
  • And so school districts, I just want to be sure their insurance premiums are proper.
  • And so each case that happens, whether it's the insurance premiums, the settlement, at the end of the
  • Yes, premiums. Yes. Yes. And any settlement.
  • It is structured as a pilot. which will expire in six years, so if the program's not effective, we can
Bills: HJR73, HB31, HB279, HB370, HB4768, HB513, HB875, HB982, HB 1085, HB2677, HB2874, HB5478, HB4880, HB4798, HB4514, HB4958, HB4508, HB3758, HB3830, HB3744, HB3622, HB741, HB2204, HB2860, HB4659, HB4578, HB813, HB712, HB1551, HB2790, HB2698, HB3365, HB3504, HB3118, HB2959, HB1862, HB 1026, HB4401, HB4164, HB3920, HB4737, HB4966, HB4967, HB1958, HB4979, HB5459, HB3862, HB1823, HB4415, HB4893, HB2343, HB 1228, HB4337, HCR141, SB250, SB1883, SB617, SB2411, SB2306, SB2929, SB552, SCR27, HJR218, HB168, HB2545, HB5436, HB4926, HB5165, HB4811, HB4755, HB3179, HB4310, HB4611, HB3637, HB3153, HB2786, HB2966, HB2159, HB5081, HB638, HB640, HB876, HB4809, HB5308, HB4687, HB5623, HB4412, HB3284, HB3420, HB3449, HB4098, HB4281, HB4120, HB4504, HB4370, HB4421, HB 1106, HB4070, HB2370, HB2407, HB2253, HB2273, HB2040, HB1586, HB3788, HB3993, HB4690, HB4696, HB2308, HB 1142, HB1533, HB1621, HB2242, HB2012, HB2193, HB2464, HB2348, HB2313, HB2289, HB1942, HB2011, HB1629, HB2993, HB3592, HB4076, HB4623, HB4535, HB4327, HB4520, HB3824, HB4921, HB2494, HB3066, HJR112, HB2695, HB3138, HB2442, HB3863, HJR73, HB4773, HB 1091, HB5115, HB5515, HB3372, HB5659, HB 127, HB386, HB 115, HB2868, HB 1249, HB4766, HB3720, HB4656, HB4879, HB 105, HB5383, HB4621, HB5431, HB5678, HB5534, HB4174, HB4212, HB3954, HB3966, HB3636, HB3918, HB1422, HB4765, HB4732, HB4742, HB5122, HB4518, HB5084, HB3986, HB4045, HB4144, HB3911, HB3976, HB4473, HB3425, HB3641, HB3642, HB3475, HB3509, HB3424, HB3383, HB4744, HB4531, HB4539, HB3159, HB5228, HB5370, HB4359, HB4398, HB4443, HB4466, HB3861, HB3849, HB4240, HB4706, HB4685, HB5354, HB5141, HB5686, HB3629, HB3554, HB3567, HB2015, HB3575, HB5381, HB1431, HB3514, HB4614, HB4546, HB4683, HB5681, HB5673, HB5663, HB4271, HB4350, HB4035, HB3807, HB3812, HB3552, HB3540, HB3715, HB3710, HB3664, HB4196, HB4233, HB4173, HB1998, HB3333, HB3510, HB4222, HB2070, HB2854, HB2347, HB 113, HB983, HB4847, HB1449, HB3833, HB5151, HB265, HB1845, HB782, HB 108, HB1960, HB158, HB1954, HB1955, HB2512, HB605, HB2581, HB2803, HB627, HB2667, HB1738, HB636, HB3679, HB2638, HB2655, HB871, HB2438, HB 1107, HB1765, HB1822, HB2153, HB4099, HB3732, HB3171, HB3178, HB3182, HB3749, HB2814, HB3977, HB4204, HB4207, HB4449, HB1820, HB1876, HB1939, HB1347, HB2593, HB2136, HB2132, HB2658, HB2413, HB2757, HB2080, HB3154, HB3063, HB3009, HB3448, HB3006, HB2844, HB3241, HB3680, HB3169, HB2078, HB2507, HB4559, HB3946, HB3460, HB3405, HB475, HB3463, HB3441, HB3520, HB2060, HB4731, HB4991, HB1991, HB5596, HB2014, HB2142, HB2673, HB2731, HB2417, HB2399, HB2301, HB3335, HB3234, HB3320, HB5573, HB4848, HB4748, HB4769, HB4795, HB2086, HB2234, HB2203, HB4916, HB5624, HB4505, HB139, HB5093, HB5302, HB5402, HB5606, HB2333, HB4630, HB4701, HB2583, HB2983, HB4924, HB3339, HB3793, HB3631, HB4882, HB5509, HB5499, HB5430, HB5561, HB5611, HB5043, HB5064, HB3733, HB3781, HB3219, HB32, HB4515, HB5348, HB3902, HB4420, HB3269, HB469, HB336, HB316, HB5396, HB993, HB1342, HB5216, HB2046, HB2188, HB2450, HB2813, HB2857, HB4075, HB2911, HB4682, HB3117, HB3253, HB3442, HB4820, HB4336, HB5356, HB3669, HB3428, HB5465, HB3662, HB2590, HB2288, HB1886, HB3458, HB5603, HB5620, HB1489, HB4101, HB4990, HB5685, HB4950, HB4980, HB5684, HB3507, HB3566, HB4487, HB4462, HB4876, HB4915, HB4663, HB5570, HB2929, HB5261, HB2920, HB4642, HB4746, HB1609, HB5403, HB5453, HB3844, HB2336, HB1572, HB 1226, HB2806, HB2617, HB2827, HB3948, HB3945, HB4266, HB4542, HB3319, HB1772, HB2496, HB1970, HB3434, HB5545, HB5577, HB31, HB279, HB370, HB4768, HB513, HB875, HB982, HB 1085, HB2677, HB2874, HB5478, HB4880, HB4798, HB4514, HB4958, HB4508, HB3758, HB3830, HB3744, HB3622, HB741, HB2204, HB2860, HB4659, HB4578, HB813, HB712, HB1551, HB2790, HB2698, HB3365, HB3504, HB3118, HB2959, HB1862, HB 1026, HB4401, HB4164, HB3920, HB4737, HB4966, HB4967, HB1958, HB4979, HB5459, HB3862, HB1823, HB4415, HB4893, HB2343, HB 1228, HB4337, HCR76, HCR127, HCR9, HCR40, HCR118, HR559, HCR59, HCR135, HCR141
HI

Hawaii 2025 Regular Session

HHS DEFER, HHS-LBT, HHS Public Hearings 02-10-2025

Health and Human Services

Transcript Highlights:
  • the sense that we chose in the implementation to not implement the buying-in part, the paying of premiums
  • the sense that we chose in the implementation to not implement the buying-in part, the paying of premiums
  • the sense that we chose in the implementation to not implement the buying-in part, the paying of premiums
  • They are going to be paying premiums.
  • They are going to be paying premiums.
Keywords: 912, senate, all
Summary: The joint Health, Human Services, and Labor and Technology committee heard testimony on SB 447, a Department of Health pilot program related to recruitment, and SB 1043, a tax measure. On SB 447, the Department of Health said the pilot had streamlined hiring by delaying minimum-qualification review until later in the process, while the Department of Human Resources Development objected that parts of the bill could conflict with civil service rules, due process rights, and equal pay requirements. Several labor and employee groups testified, with some supporting the pilot as a way to address vacancies and others warning about merit-system concerns. The committee later voted to pass SB 447 as is. On SB 1043, testimony was mixed but largely focused on the bill’s tax changes, especially the proposed increase to the general excise tax and exemptions or credits for lower-income households. Supporters, including labor groups and housing/worker advocates, argued the bill would reduce burdens on working families, help with food insecurity, and keep residents in Hawaiʻi. Opponents, including the Tax Foundation of Hawaiʻi and some community witnesses, said the general excise tax is regressive and would raise costs across the state. The committee voted to advance SB 1043 with substantial amendments, deleting most of the bill except section two and setting a far-future effective date, while noting the fiscal impact had not been provided. The committee also deferred SB 633 and later deferred SB 1633 for further decision-making, scheduling continued consideration for February 12, 2025, in Room 225. The hearing included standard instructions on one-minute testimony, written testimony, and Zoom procedures, and the committee adjourned after taking the above actions.
FL

Florida 2025 Regular Session

April 16, 2025 - 08:00 AM

Transcript Highlights:
  • OUR RECOMMENDATION IS TO COMPLETE THE PROCESS AND ALLOW IN-STATE GROWERS TO CULTIVATE PREMIUM THC BOTANICALS
  • THE FULL ARRAY OF CANNABINOIDS IN THE CANNABIS PLANT THEY ARE ABLE TO ACCESS WITH YOUR FULL PREMIUM DELTA
NH

New Hampshire 2025 Regular Session

Senate Health and Human Services (02/18/2025)

Health and Human Services

Transcript Highlights:
  • I will tell you that all of the CCRCs are structured a little bit differently.
  • I will tell you that all of the CCRCs are structured a little bit differently.
  • I will tell you that all of the CCRCs are structured a little bit differently.
  • There have to be structures of accountability.
  • <03:46:41.880> of structures of structures of accountability<03:46:44.239> got<03:46:44.399
Keywords: 1191, senate, all
LA
Transcript Highlights:
  • Those premiums that that business has paid into the system, into their policy, in order to provide for
  • that worker to get better so they can come back to work in service of their business, that premium is
  • we stack up in Louisiana as far as comparison to the other states in terms of how much we pay in premiums
  • , how much our businesses pay in premiums relative to other states?
  • We are not near the time. businesses pay in premiums relative to other states.
Summary: The committee first took up Senate Bill 408 by Senator Myers, a major workers’ compensation overhaul centered on creating an all-claims medical database, requiring electronic reporting and billing, and modernizing fee schedule and claims data collection. Myers said the bill was designed to improve transparency, reduce disputes, address outliers and abuse, and help injured workers return to work faster. The committee adopted technical amendments, then considered a large amendment set combining portions of House bills 780 and 1101, which added preliminary determination procedures, fraud language, temporary total disability and supplemental earnings benefit changes, and a fallback deadline for the department to establish a fee schedule if no agreement is reached by 2029. Several members and witnesses objected that the amendments were dropped late and would turn SB 408 into an omnibus bill; supporters argued the package was the best chance for comprehensive reform. After debate, the committee adopted the amendments and reported SB 408 favorably as amended. Testimony on SB 408 was sharply divided. Supporters, including some providers and injured-worker advocates, said the bill’s core value was transparency through the database and that the system needed modernization and a better fee schedule. Opponents argued the added amendments would burden pro se claimants, expand litigation, and weaken injured workers’ rights, especially through fraud and preliminary hearing provisions. Committee members also questioned whether the combined package was germane and whether it should be allowed to move as a single reform measure. Louisiana Workforce Commission staff explained the timeline for data collection, electronic billing, dispute rules, and eventual fee schedule rulemaking, and said the department could execute the law as amended. The committee then turned to House Bill 585 by Representative Chasson, concerning workplace violence and safety plans for small-box discount retailers. The bill was revised through a substitute that required covered retailers to develop and submit a written workforce safety plan, or submit an existing plan if one already existed. Representative Glorioso raised concerns that requiring a written safety plan could create new civil liability under Louisiana’s assumption-of-duty doctrine and increase litigation and insurance costs. Chasson responded that the intent was simply to encourage safety planning and that businesses already had such plans. The committee discussed possible narrowing language, but the transcript ends before a final disposition on HB 585 is shown.
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Jan 13th, 2026 at 09:00 am

House Appropriations & Finance

Transcript Highlights:
  • And while the LFC's recommendation of 4.7 appropriately accounts for mandated employee health care premium
  • Excluding health care premium... increases, the LFC recommendation maintains the agency's operating budget
  • The Executive's personal spending recommendation... ...funds employee health premium costs, rate increases
  • related to GSD and DO IT, while the LFC's recommendation only funds the agency's increased health care premium
  • For FY26, and like my counterparts said, ours does include money for all the healthcare premium costs
Keywords: 996, all
HI

Hawaii 2025 Regular Session

CPN-AEN, HHS-CPN, TCA-CPN, CPN DEFER, CPN, CPN Public Hearings 04-01-2025

Commerce and Consumer Protection

Transcript Highlights:
  • This year, our premium increased $70,000.
  • To quote Sussio's response to me: "The main reason for the significant property premium increase is due
  • to me, quote, "The main reason for the significant<00:54:09.359> property<00:54:09.839> premium
  • <00:54:10.480> increase<00:54:11.040> is significant property premium increase is significant
  • property premium increase is due<00:54:11.520> to<00:54:11.599> the<00:54:11.839> 43%
Keywords: 912, senate, all
Summary: At a joint Senate hearing on SCR 198 and SR 178, the committees considered resolutions urging Hawaii insurers and the Hawaii Property Insurance Association to seek subrogation claims against polluters linked to worsening climate impacts and higher insurance costs. Testimony was overwhelmingly supportive, with 47 written testimonies in support and additional oral support from former Honolulu chief resilience officer Josh Tamro. The committees recommended passage with amendments, narrowing the language to refer specifically to polluters who knowingly engaged in misleading and deceptive practices about the connection between their products and climate change, along with technical non-substantive edits. Both committees adopted the amended resolutions by vote. At a separate joint hearing on STR 226 and SR 201, which urged changes to Medicaid 1915 home and community-based services waiver eligibility criteria, supporters argued the current rules and administrative guidance were inconsistent and left some people with intellectual and developmental disabilities, including those with mental health dual diagnoses, without proper access. The Hawaii State Council on Developmental Disabilities and Hawaii Disability Rights Center supported the intent but noted factual issues and said a memo from the department addressed only part of the problem, not the mental health-related concerns. After discussion, the chair concluded the resolution was not the best vehicle and deferred it, suggesting a more comprehensive bill would be needed. The Commerce and Consumer Protection committee also took up HB 799 HD2 SD1 on healthcare and recommended passage with amendments, including striking a written transfer-agreement requirement, shortening the sunset to June 30, 2028, removing a related timeline, and making technical corrections. In another joint hearing, SCR 222 and SR 197, which would have urged towing companies to have on-site ATMs for vehicle owners, drew opposition from the Office of Consumer Protection, which said Act 60 already requires credit and debit card acceptance and that ATMs could let companies evade the law. Members noted ongoing complaints and weak enforcement, and the chair recommended turning the issue into a task force for further study, with decision-making deferred because of quorum issues. The committee also heard several other resolutions: STR 57 and SR 41, urging Congress to create a national reinsurance program, received only supportive testimony; STR 70 and SR 54, calling for a pharmacy reimbursement working group, also drew support; and STR 123, proposing an attorney general-led landlord-tenant working group, received comments from the Attorney General’s Office suggesting a more appropriate lead agency and noting the Legislative Reference Bureau may be better suited to assist. No final adverse action was taken on those measures during the hearing segment described.
TX
Transcript Highlights:
  • They have to downscale the amount, or maybe not necessarily buy the premium product anymore.
  • the rate coming down, the amount of value that's in those funds, that area, because those are structurally
  • Any time you talk about structuring the salaries in a way that could give judges an incentive to... .
  • Well, the way things are currently structured is that everything is keyed off of, this is in a statute
  • Recommendations include $200,000 for increased benefits premiums provided by Walker County and $600,000
Bills: SB 1
Summary: The Senate Finance Committee held its first hearing of the 89th regular session, adopted nearly identical committee rules from the previous legislature by a 15-0 vote, and began review of Senate Bill 1, the state budget for fiscal years 2026-27. Chair Huffman outlined the budget framework, emphasizing conservative spending, a $332.9 billion all-funds budget, and major priorities including property tax relief, public education, border security, health and human services, transportation, energy, and water infrastructure. She also introduced committee and leadership staff and described the hearing schedule and public testimony procedures. Comptroller Glenn Hager presented the biennial revenue estimate, saying the state has $194.6 billion available for general-purpose spending, including a $23.8 billion ending balance, but warned that revenue growth is returning to more normal levels and that lawmakers should avoid using temporary spikes for ongoing commitments. Senators questioned him extensively about the Economic Stabilization Fund cap, sales tax trends, inflation, and whether the state should consider raising the cap or using severance-tax revenues differently. Hager said the Rainy Day Fund is expected to hit its cap, which would leave more severance-tax revenue in general revenue, and he stressed that infrastructure needs remain significant. The Legislative Budget Board then gave a detailed overview of SB 1 and the budget’s major components. LBB staff explained that the bill includes continued funding for the Foundation School Program, $850 million for the Texas State Technical College endowment, $1.3 billion for the Texas University Fund, $6.5 billion for border security, salary increases for correctional officers and state troopers, $3 billion for dementia research, higher community attendant wages, expanded community-based care, $5 billion for the Texas Energy Fund, and funding to clear volunteer fire department grant backlogs. They also outlined supplemental priorities such as water infrastructure, retirement legacy payments, rail grade separations, wildfire aircraft, and emergency facilities, and said the current controlling budget limit is the tax spending limit. A major portion of the hearing focused on property tax relief. LBB explained that prior-session relief grew from an expected $18 billion to $22.7 billion because of higher-than-anticipated property values and interactions among hold-harmless provisions, and that SB 1 continues and expands relief with $51 billion in total property tax relief, including $3 billion more for compression, $3 billion to raise the homestead exemption from $100,000 to $140,000, and a $500 million placeholder for business tax relief. Senators discussed the automatic nature of some of these costs, the effect of the non-homestead circuit breaker, the role of federal COVID funds, and the need to maintain school finance commitments if the state continues to compress school tax rates.
FL

Florida 2026 Regular Session

FL House Floor Session - 2025-04-29 (10:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • the bill it says that the condominium association can only use it if it will result in an insurance premium
  • I would like an answer about if you are going to require an insurance premium credit, because that might
  • I would like an answer about if you are going to require an insurance premium credit, because that might
  • our economy continues to grow rapidly, outpacing national trends, we face a critical need to fix a structure
  • our economy continues to grow rapidly, outpacing national trends, we face a critical need to fix a structure
Summary: The Senate convened with a quorum, opened with prayer and the Pledge, and heard several member introductions before moving to the special order calendar. The chamber first took up SB 200/HB 295 on a comprehensive waste reduction and recycling plan, which directs DEP to develop a statewide recycling strategy by 2026 with stakeholder input and a three-year implementation roadmap; the House bill was substituted and passed 38-0. Senators then approved CS/CS/SB 492 on mitigation banking and land development after adopting two McLean amendments, including one on out-of-service credits and another incorporating phosphate mining lands provisions; the bill passed 35-3 after debate over possible constitutional issues. CS/SB 494 on aggravated animal cruelty was also amended and substituted with the House companion to add a searchable FDLE database of convicted animal abusers and a sentencing multiplier, with an agriculture-related exemption; it passed 37-0. The Senate next passed CS/CS/SB 500/HB 711 creating the Spectrum Alert for missing children with autism, including training and coordinated alert procedures, with a House amendment to align implementation timing and funding; it passed 37-0. CS/CS/SB 524/HB 1089 added Duchenne muscular dystrophy to newborn screening tests and passed 36-0. CS/CS/SB 592/HB 393 revised the My Safe Florida Condominium Pilot Program by lowering approval thresholds, clarifying eligibility and ownership issues, and adding sliding-door wind-driven rain mitigation devices; it passed 37-0 after discussion about funding and insurance premium credits. CS/SB 742/HB 1145 on workforce education allowed charter schools direct access to grant funding and expanded money-back guarantees for certain programs, and it passed 37-0. CS/CS/SB 822/HB 443 on charter schools generated extensive debate and multiple amendments, including a Jones amendment requiring parent acknowledgment of school rules; the bill would expand charter autonomy, reporting flexibility, enrollment capacity, and governance provisions, and it was placed on the calendar for third reading after the amendment process. Later, the Senate passed HB 827 on a statewide study of automation and workforce impact, which would examine job displacement, wages, vulnerable regions, and training needs, by a 35-0 vote. It also passed CS/CS/SB 964/HB 181 on parole guidelines, CS/SB 976/HB 901 on court-appointed psychologists, and CS/SB 1084/HB 1451 on sexual cyber harassment and digitally forged intimate images, all unanimously. CS/CS/SB 1156 on a Home Health Aid for Medically Fragile Children Program was amended to clarify training requirements and passed 37-0 after supportive debate about helping parents care for medically fragile children. Finally, CS/CS/CS/SB 1240/HB 1091 on substance abuse and mental health care was amended to allow designated facilities to retain certain stabilized patients during the 72-hour involuntary examination period and passed 37-0. Several other bills were temporarily postponed, and the chamber also recognized guests and interns throughout the session.
NH

New Hampshire 2025 Regular Session

House Ways and Means (01/14/2025)

Transcript Highlights:
  • And then motor fuels tax and insurance premium tax, we saw some slight growth.
  • 04:41:14.520> tax<04:41:15.200> and<04:41:15.480> insurance<04:41:15.878> premium
  • motor fuels tax and insurance premium motor fuels tax and insurance premium tax<04:41:16.440>
  • :48.958> transfer<04:41:49.440> tax<04:41:49.878> insurance<04:41:50.280> premium
  • estate transfer tax insurance premium estate transfer tax insurance premium tax<04:41:51.200>
Keywords: 928, house, all
Summary: The meeting was a Ways and Means briefing opened by the vice chair, who introduced Jason Wong of the Federal Home Loan Bank of Boston to discuss the national and regional economy. Wong focused on inflation, asking why it had fallen from about 9% in 2022 to the 2%–3% range, and what that meant for monetary policy and the risk of an economic downturn. He said the Fed’s target is 2%, noted that recent PCE inflation was about 2.4% and core PCE about 2.7%, and described the ongoing debate over whether interest rates should stay tight or be lowered further to protect the labor market. Wong explained that the improvement in inflation has been driven largely by goods prices, especially durable goods such as cars, appliances, and furniture, as well as non-durable goods like food. He said supply-chain disruptions during the pandemic caused major price spikes in 2022, but those pressures have eased and many goods prices are now at or below the Fed’s target. He also referenced the New York Fed’s Global Supply Chain Pressure Index, saying it showed extreme pandemic-era disruptions that have since receded. The main remaining inflation problem, he said, is in services, especially housing. Wong broke services into rent of shelter and all other services, explaining that shelter is a large share of household budgets and that housing inflation has a lag because rent measures often reflect older lease terms rather than current market rents. He said monthly Zillow data suggest market rents have cooled and may eventually feed through to official inflation measures. Members asked several questions about the chart’s time scale, the treatment of real estate, property taxes, and utilities, and Wong clarified that housing costs are counted in services and that the slides would be shared digitally. No votes or formal actions were taken.
MN
Transcript Highlights:
  • Can we increase premiums? No.
  • <00:20:14.720> Can<00:20:14.960> we<00:20:15.679> increase<00:20:16.080> premiums
  • Can we increase premiums? No. Can we No. Can we increase premiums? No.
Keywords: 919, house, all
Summary: Minnesota lawmakers and advocates held a press event focused on a special-session budget agreement that would repeal health coverage for undocumented immigrants. Speakers, including Rep. María Isa Pérez-Vega, Sen. Lieman, labor leaders, immigrant advocates, faith leaders, and other DFL/POCI caucus members, argued the repeal would harm about 17,000 people, increase uncompensated care costs, worsen ER and clinic wait times, reduce productivity, and ultimately raise costs for taxpayers and employers. They also said undocumented immigrants contribute significant tax revenue and that the measure was motivated by cruelty and scapegoating rather than fiscal responsibility. Testimony emphasized moral, public health, labor, and faith-based objections. Unidos Minnesota, SEIU Local 26, the Minnesota AFL-CIO, and Pastor Ingred Ramson all framed health care as a human right and said the policy would punish working families, immigrants, and communities of color. Several speakers linked the repeal to broader attacks on immigrants, labor rights, and other social protections, and warned that the compromise budget framework included a “poison pill” tying the health bill to the repeal. POCI caucus members said they had tried unsuccessfully to negotiate alternatives, including changes to paid leave, earned sick and safe time, non-compete bans, premiums, enrollment caps, and protections for children, elders, and people with chronic conditions. They said leadership was not part of the negotiations and expressed disappointment with DFL and governor-level decisions, while also saying they would continue to fight the policy and hold leaders accountable. No vote was taken in the event itself, but speakers repeatedly said the repeal was expected to pass and that they would oppose it and continue organizing in future sessions.
FL

Florida 2025 Regular Session

Rules Mar 26th, 2025

Transcript Highlights:
  • non-economic damages while well intended motive to mitigate increases in medical malpractice insurance premiums
  • care providers across the state of Florida who are currently facing the highest medical malpractice premiums
  • increasing exposure will translate to higher health care costs and higher medical malpractice insurance premiums
  • effect that which I believe has been acknowledged, the effect of litigation on malpractice insurance premiums
Keywords: 999, senate, all
MN

Minnesota 2025-2026 Regular Session

House Floor Session 4/29/25 - Part 2

Minnesota House Floor Meeting

Transcript Highlights:
  • They sometimes have low or no premiums.
  • They sometimes have low or no premiums.
  • They sometimes have low or no premiums.
  • They sometimes have low or no premiums.
  • They sometimes have low or no premiums.
Keywords: 1183, house