Video & Transcript Research : 'consumer transactions'
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NJ
New Jersey 2026-2027 Regular Session
Senate Budget and Appropriations Jun 28th, 2026
Senate Budget and Appropriations
Transcript Highlights:
- Greg Costa, Consumer Brands Association, is opposed. No need to testify.
- Next is Scott Mackey, Consumer Data Industry Association, opposed... for that information.
- Next is Scott Mackey, Consumer Data Industry Association, opposed. Good evening, Senator.
- CDIA is the Consumer Data Industry Association.
- Greg Costa, Consumer Brands, oppose, no need to testify.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration Mar 3rd, 2026
Transcript Highlights:
- Isn't it just simply adding a new business mandate while increasing costs for consumers?
- Isn't it just simply adding a new business mandate while increasing costs for consumers?
- But, you know, consumers here, we're navigating high costs for gas, rent, utilities, groceries, and when
- But you agree that it would increase costs on businesses that would probably get passed on to consumers
- Yeah, we worked on some of the same questions you had as far as is this going to add more to the consumer
Summary:
The Assembly Budget Subcommittee on State Administration heard several budget proposals from CDTFA, the Board of Equalization, and the Franchise Tax Board. The first panel focused on cannabis, hemp, flavored tobacco, and related enforcement. CDTFA requested ongoing funding to implement cannabis tax changes, enforce the new intoxicating hemp restrictions and flavored tobacco seizure authority, and continue compliance work. The department said it is targeting illicit product, protecting licensed businesses, and using referrals from the public and lawmakers to focus inspections. The LAO supported some of the proposals but urged the Legislature to treat them as part of a longer-term enforcement strategy and raised concerns about the use of General Fund support for cannabis enforcement. Public testimony on the cannabis item largely supported stronger enforcement and funding for the legal market.
The committee also heard CDTFA’s request to reappropriate funds for an upgrade to the CROS tax collection system, which would improve taxpayer services, security, and software maintenance without adding new money. A separate CDTFA proposal would make all delivery network companies, such as DoorDash and Uber Eats, marketplace facilitators for sales tax purposes. CDTFA said the change would reduce confusion for restaurants and improve compliance, while the LAO questioned whether the proposal functioned more like a tax increase because it would also capture service fees. Members raised affordability concerns, but the proposal was framed by the administration as a parity and compliance measure.
The subcommittee then considered a governor’s proposal for a sustainable aviation fuel tax credit. Finance argued the credit would help decarbonize aviation and support in-state production, while the LAO recommended rejection, citing cost, uncertainty about environmental benefits, possible diversion of diesel excise tax revenues from transportation programs, and concerns about consistency with voter-approved transportation funding rules. Testimony from airlines, labor unions, airports, and refinery workers strongly supported the credit, emphasizing union jobs, refinery conversions, and emissions reductions, while fuel retailers and some others warned about fiscal risk and higher fuel prices. The chair and some members expressed support for the proposal despite the funding concerns.
Finally, the BOE presented an IT modernization project for state-assessed property administration, saying the current system is outdated and manual and that a new system is needed to improve accuracy, cybersecurity, and workflow efficiency, especially with a likely increase in workload from new VoIP assessments. The LAO asked for more justification for the timing, but BOE said the urgency stems from aging systems and growing workload. BOE also requested modest funding to implement SB 293 changes to intergenerational property transfers and wildfire relief guidance, which the LAO did not oppose. The Franchise Tax Board began its presentation on the final phase of its Enterprise Data to Revenue modernization effort, describing the project’s rollout across audit, collections, legal, and filing enforcement workloads and noting it is now in a warranty period.
TX
Transcript Highlights:
- special, if we're talking about independent committees, when a company wants to do an uninterested transaction
- special, if we're talking about independent committees, when a company wants to do an uninterested transaction
- Senate Bill 2677 by Perry, relating to disclosures for certain commercial sales-based financing transactions
- Senate Bill 2677 by Perry, relating to disclosures for certain commercial sales-based financing transactions
Bills:
SJR12, SCR39, SB27, SB29, SB241, SB406, SB414, SB464, SB568, SB578, SB609, SB660, SB689, SB693, SB785, SB857, SB879, SB921, SB922, SB955, SB985, SB993, SB996, SB1008, SB1035, SB1036, SB1059, SB1098, SB1120, SB1122, SB1147, SB1188, SB1197, SB1209, SB1227, SB1245, SB1267, SB1307, SB1321, SB1332, SB1386, SB1396, SB1453, SB1484, SB1494, SB1536, SB1537, SB1596, SB1610, SB1664, SB1741, SB1814, SB1822, SB1841, SB1948, SB2065, SB2155, SB2188, SB2230, SB2406, SB2407
Keywords:
parental rights, education, constitutional amendment, school choice, child education, border security, southern border, federal immigration policy, illegal immigration, cartels, transnational cartels, fentanyl, drug trafficking, human trafficking, Operation Lone Star, Texas border, National Guard, state guard, border wall, border barriers
Summary:
The Senate convened with a quorum present, heard an invocation, and approved the previous day’s journal. The chamber then adopted Senate Resolution 358 honoring the University of Texas Rio Grande Valley on its 10th anniversary, with senators highlighting the university’s growth, medical school, research expansion, and role in serving South Texas. The Senate also adopted Senate Resolution 368 honoring outgoing Texas A&M University System Chancellor John Sharp, with numerous senators praising his long public career, leadership in higher education, and statewide impact. Senate Resolution 361 recognizing Texas HBCU Day and Senate Resolution 362 recognizing Denton County Days at the Capitol were also adopted, along with other routine recognitions and gubernatorial appointments being read into the record.
The Senate then took up several bills. Committee Substitute Senate Bill 27, relating to rights and support for public school educators, was debated and amended to shorten vacancy posting requirements, allow bilingual certification candidates to retake only failed test sections, give teachers more flexibility with paid leave, clarify classroom removal procedures, and ensure parents are informed of appeal rights. The bill passed to engrossment, the three-day rule was suspended, and it was finally passed unanimously. Senate Joint Resolution 12, proposing a constitutional amendment to establish a parent’s right to direct a child’s education, was also brought up and passed to engrossment after a contested suspension vote.
The Senate next passed Committee Substitute Senate Bill 1741, which would require reporting of foreign funding at public universities, bar gifts from adversarial governments, and require training and reporting systems to prevent foreign influence and intellectual property theft in higher education. Committee Substitute Senate Bill 29, the so-called “Dexit” bill, was debated at length for its corporate governance changes, including codifying the business judgment rule and altering internal corporate litigation and records rules; it passed to engrossment, the three-day rule was suspended, and it was finally passed by a 30-1 vote. Senate Bill 857, allowing law enforcement discretion to tow vehicles driven by unlicensed or uninsured drivers, passed after discussion of towing abuses during flooding and disaster conditions. Committee Substitute Senate Bill 1536, requiring dementia and Alzheimer’s training for certain guardians, passed with broad support, and Senate Bill 922, addressing delayed electronic disclosure of sensitive medical test results so physicians can discuss them first, was taken up and passed to engrossment as the chamber continued through its calendar.
MN
Minnesota 2025-2026 Regular Session
Committee on Judiciary and Public Safety - Part 2 - 04/17/26
Judiciary and Public Safety
Transcript Highlights:
- the AG fulfills is defending the rights of the people of Minnesota in matters such as enforcing consumer
- He introduced himself as Jason Plunkett Cole, manager of the Consumer Protection Division at the Attorney
- the<00:15:54.520>
manager <00:15:54.880>of <00:15:54.960>the <00:15:55.040>Consumer - <00:15:55.400>
Protection the manager of the Consumer Protection the manager of the Consumer - So, we thank you transactions depend on.
HI
Hawaii 2026 Regular Session
EDN Public Hearing - Thu Feb 19, 2026 @ 2:00 PM HST
Transcript Highlights:
- We're interested in getting credentialing for the consumer protection of Hawaii's children.
- We're interested in getting credentialing for the consumer protection of Hawaii's children.
- <00:30:16.320>
protection <00:30:16.640>of <00:30:16.880>Hawaii's the consumer - protection of Hawaii's the consumer protection of Hawaii's children.<00:30:18.240>
Um, <00:30: - and such have wholesale transactions and such have been<01:25:11.679>
confirmed <01:25:12.080>
Summary:
The committee heard testimony on HB 2485, which would require cardiovascular screening for student athletes. The Department of Education and Department of Health said they support the bill’s intent but noted that many screenings are already part of existing school-entry and well-child exams. The Attorney General’s office asked for clarifying language on who performs the screenings, where results go, how “positive findings” are defined, how referrals would work, and whether funding would be appropriated if DOE must hire health professionals. The American Heart Association strongly supported the bill, citing the risk of sudden cardiac arrest in young athletes and arguing that sports physicals are an effective opportunity for early detection. No vote was taken, and the committee moved on after testimony.
The committee then heard HB 89, concerning a school psychologist working group and possible licensing or credentialing of school psychologists. The Department of Education and Board of Psychology supported the measure. The Hawaii Psychological Association said it supports licensing school psychologists but asked to be included in the working group, arguing it is an important stakeholder. The Hawaii Association of School Psychologists opposed including HPA, saying the issue is between school psychologists and DCCA and that HPA is not part of their organization. Testimony and discussion focused on the long-running disagreement over whether school psychologists should be regulated under the Board of Psychology or another mechanism, and on title protection and scope of practice. No action was reported during this portion.
The committee also took up HB 2445, relating to standardized emergency responses for immigration enforcement at or near schools. The Department of Education said it already issued internal law-enforcement guidance and questioned whether the bill was necessary, while also raising concerns about the bill’s 1,000-foot buffer language and the limits of school authority over activity off campus. The Board of Education echoed those concerns and suggested the bill may need clearer definitions. Supporters, including the White Coalition for Immigrant Rights, the Legal Clinic, and an attorney testifying on Know Your Rights training, argued that recent federal changes have increased ICE activity near schools and that a law is needed to ensure clear, public protocols, staff training, and family protections. A student testifier said the measure was a top priority of the state student council. The transcript ends during testimony, with no vote or final committee action shown.
AL
Transcript Highlights:
- The House is ready to transact present. The House is ready to transact present.
- the overall consumer.
- I grant you that this is a a consumer. I grant you that this is a a consumer.
- I it stronger to protect the consumers? I it stronger to protect the consumers?
- could really help protect the consumers? could really help protect the consumers?
Keywords:
appropriations, budget, state funding, education, healthcare, infrastructure, state budget, mental health funding, education funding, infrastructure improvements, public safety, groundwater, water conservation, financial assistance, Texas Water Development Board, innovation fund, local conservation districts, transportation protection agreement, funeral services, insurance exemption
CA
Transcript Highlights:
- It doesn't add new consumer protections.
- This bill gives Californians tools to protect consumers when they need it most.
- California already has a proud history of pioneering consumer protections.
- Charles Contrabecki, Interns for Social Advocacy, on behalf of Consumer Watchdog, in support.
- There is money that is transacted. But the government seizes that as a matter of policy.
NM
New Mexico 2025 Regular Session
IC - New Mexico Finance Authority Oversight Jul 9th, 2025
New Mexico Finance Authority Oversight Committee
Transcript Highlights:
- They then have to close the transaction and start the project initiative.
- So there are, we're looking also at the Affordability for the people, for the residents, for the consumers
MN
Transcript Highlights:
- basically, when there's something more complex, whether it's, you know, inheritance, it's a business transaction
- the ruling from the department rather than guessing on the department's position, and it ensures consumers
Keywords:
individual income tax, retirement contributions, tax corrections, annuity contracts, tax year attribution, tax credit, economic development, community investment, data disclosure, Minnesota regulations, tax increment financing, municipal authority, job creation, transferred increment, public hearing, nonresident employees, income tax exemption, Minnesota taxation, employment duties, tax withholding
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Ways and Means Jun 21st, 2026 at 10:30 am
Joint Committee on Ways and Means
Transcript Highlights:
- consumer protection, including the Home Improvement Contractor and...
- when consumers make some of their biggest investments.
- to support DTC's ongoing work to protect consumers and stakeholders.
- All right, so this is not a consumer perspective from your perspective?
- I had a question about the housing and consumer education centers.
Summary:
The Joint Committee on Ways and Means held a public FY27 budget hearing at Barnstable Town Hall, with opening remarks emphasizing the Cape and Islands’ seasonal infrastructure, housing, transportation, workforce, and digital needs. The hearing began with testimony from the Executive Office of Labor and Workforce Development, which outlined the Healey-Driscoll administration’s budget priorities for job training, apprenticeship, youth employment, reentry programs, and unemployment insurance modernization. The secretary highlighted proposed funding for the Workforce Competitiveness Trust Fund, Career Technical Initiative, YouthWorks, reentry workforce development, and services for young adults with disabilities, along with a proposal to streamline youth work permits. Members also discussed the unemployment trust fund, the COVID assessment on employers, rising unemployment, and the need to improve DUA customer service and claims processing.
Committee members asked about job seeker barriers such as child care, housing, transportation, and out-migration of young workers, as well as how to keep Cape Cod graduates and seasonal workers in the region. The administration said its strategy is to pair training with broader affordability investments and to expose students to career pathways earlier, including through middle school, early childhood STEM, YouthWorks, pre-apprenticeships, and Building Pathways. Senators and representatives also raised concerns about regional funding disparities, especially for Hampshire Franklin MassHire, and the administration said it is reviewing MassHire funding and service equity through a policy committee and statewide workforce board. On unemployment assistance, officials reported major improvements in wait times and claims processing, but said they are still working through backlogs and staffing challenges while maintaining program integrity.
The committee then heard testimony from the Executive Office of Economic Development. The secretary described House 2 as a fiscally restrained budget with no new taxes or fees, while preserving core programs and using the Mass Leads Act tools to support competitiveness. EOED’s proposal included funding for the Community One Stop for Growth, rural economic development, social enterprise operating grants, regional economic development organizations, the Workforce Investment Trust Fund, Community Workforce Partnerships, Pathmaker, advanced manufacturing training, life sciences, innovation vouchers, AI initiatives, small business assistance, and tourism and live theater support. The Office of Consumer Affairs and Business Regulation also testified on its FY27 request, focusing on consumer protection, licensing, banking, insurance, and public safety regulation. No votes were taken during the hearing.
NH
New Hampshire 2026 Regular Session
House Commerce and Consumer Affairs (02/18/2026)
Commerce and Consumer Affairs
Transcript Highlights:
- <04:26:23.680>
to So, we need we need consumers to So, we need we need consumers to incentivize - In transfer ownership to the consumer.
- But I guess that consumers would like that.
- that consumers would like that. that consumers would like that.
- So having consumers not the industry.
TX
Transcript Highlights:
- The transaction or the development to a new area of town, and if it is in an opportunity index, and if
- Considering the fact that we all literally consume the product of their work on a daily basis, all we're
- The board has incentivized developers to try to do larger transactions.
Bills:
HB164, HB164, HB411, HB627, HB 1226, HB1677, HB1865, HB1997, HB2985, HB3462, HB4188, HB4685, HB4840, HB5370, HB5424, HB5466, HB5509, HB5660, HB5673
Keywords:
HB 164, HB164, Texas Flood Recovery, Reimbursement, and Reconstruction Program, Texas Division of Emergency Management, TDEM, Hill Country floods, July 2025 floods, flood recovery, disaster relief, flood reimbursement, reconstruction grants, resiliency standards, floodplain, base flood elevation, FEMA, Federal Emergency Management Agency, insurance denial, property damage, tenant assistance, rental property
TX
Transcript Highlights:
- On resolution of certain security transactions payments from total revenue, a taxable entity in the registered
- Justice Department for the Subcommittee on Juvenile Justice, SB 1172, by periodally exempting the transaction
- on homeless care public safety and veterans affairs SB 1644 by Schwertner relating to the use of consumers
Bills:
HB630, HB420, HB767, HB1708, HB2842, HB1404, HB2457, HB140, HB333, HB227, HB913, HB201, HB2198, HB 109, HB2763, HB519, HB 1261, HB 1135, HB1318, HB2358, HB2415, HB2765, HB2735, HB3307, HB1373, HB694, HB 1242, HB272, HB1437, HB1888, HCR78, HCR12, HCR128, HR7, HR11, HR37, HR69, HR83, HR89, HR100, HR123, HR129, HR137, HR254, HR258, HR289, HR293, HR318, HR324, HR350, HR368, HR370, HR372, HR379, HR406, HR407, HR432, HR445, HR471, HR504, HR506, HR507, HR528, HR567, HR572, HR591, HR592, HR593, HR603, HR614, HR621, HR673, HR684, HR685, HR687, HR700, HR701, HR711, HR712, HR754, HR757, HR758, HR760, HR764, HR765, HR766, HR767, HR768, HR769, HR770, HR771, HR772, HR774, HR776, HR777, HR778, HR779, HR780, HR783, HR784, HR784, HR6, HR6, HR17, HR17, HR18, HR18, HR49, HR49, HR170, HR170, HR236, HR236, HR247, HR275, HR355, HR356, HR364, HR672, HR690, HR690, HR755, HR755, HR756, HR756, HR759, HR759, HR762, HR762, HR763, HR763, HR781, HR781, HR785, HR785, SB2, SB260, SB569, HB2, HB2000, HB213, HB222, HB645, HB1458, HB 1022, HB141, HB643, HB3093, HB1700, HB 117
Keywords:
outboard motors, certificate of title, vessel regulation, Texas Parks and Wildlife Code, marine documentation, HB 420, Texas Water Code, special district, water district, board meetings, meeting location, teleconference, videoconference, remote meeting, public hearing, tax rate hearing, special districts, Cedar Creek Reservoir, county boundary, local government
LA
Louisiana 2026 Regular Session
Revenue and Fiscal Affairs May 28th, 2026
Transcript Highlights:
- All transactions have a $2.50 base charge. Correct.
- That includes ACHs for card transactions, credit and debit previously. There were... E-checks.
- We know $2.50 per transaction plus a percentage. I'm trying to figure out what that percentage is.
- That's a flat fee of $2.50, whether you're paying a $10 transaction or a $5 million transaction.
- And the entity that's going to be paying these... $10 transaction or a $5 million transaction, it's $2.50
Summary:
The Senate Committee on Revenue and Fiscal Affairs met on May 28, 2026, approved the May 19 minutes, and then considered three third-party convenience fee schedules for online payments. The first was for the Department of Agriculture and Forestry, presented by Rebecca Dupree with Louisiana Interactive; members confirmed the online payment option would be voluntary and approved the fee schedule without objection. The second was for the Department of Health’s Safe Drinking Water Program, presented by Karen Benjamin, and generated extended discussion about a $2.50 flat fee plus a 2.5% card-processing charge, especially whether that charge would violate recently passed Senate Bill 254 regarding debit card surcharges. Senators Mizell, Lambert, and Luneau questioned the structure, and department representatives said they believed the fee was not a surcharge and that ACH payments would avoid the percentage charge; the committee approved the fee schedule but urged the department to review it for compliance with SB 254.
The third fee schedule was for the Louisiana Office of State Fire Marshal, presented by Lindsay Savoy and Garrett Lee, covering online payments for the conveyance program and the Fire Emergency Training Academy. Senators again raised concerns about the 2.5% card charge in light of SB 254, and the presenters said they intended to comply with the new law and would discuss the issue further. The committee approved this fee schedule as well, with a similar reminder to consider the bill’s impact going forward. The meeting then adjourned.
LA
Transcript Highlights:
- All transactions have a $2.50 base charge. Correct.
- That includes ACHs for card transactions, credit and debit previously. There were... E-checks.
- We know $2.50 per transaction plus a percentage. I'm trying to figure out what that percentage is.
- That's a flat fee of $2.50, whether you're paying a $10 transaction or a $5 million transaction.
- And the entity that's going to be paying these... $10 transaction or a $5 million transaction, it's $2.50
NH
New Hampshire 2026 Regular Session
House Science, Technology and Energy (01/27/2026)
Science, Technology and Energy
Transcript Highlights:
- Currently, they're assigned to look at transactive energy cost allocation for DER interconnection.
- They're looking at many different things currently, like, as I mentioned earlier, transactive energy
- um and businesses or pods of consumers um and businesses that<00:39:53.520>
again <00:39:53.920 - <00:40:43.839>
energy mentioned earlier transactive energy mentioned earlier transactive energy - I guess it's subject to whatever the consumer would like to do with the information.
AL
Alabama 2026 Regular Session
Alabama House Financial Services Committee Mar 18th, 2026
Financial Services
Transcript Highlights:
- The bill requires reporting of suspicious cash transactions of $2,000 or more, cash transactions of $10,000
- on certain international transactions on certain international transactions and<00:07:14.240>
- The bill records of those transactions.
- of 2,000 or more, cash transactions of 2,000 or more, cash transactions<00:08:06.240>
of <00:08 - , >> Usually those types of transactions, >> Usually those types of transactions, you're
Bills:
HB585
Keywords:
Washington County, circuit clerk, compensation, county government, local legislation, 1136, house, all
LA
Keywords:
legal representation, attorney general, elected officials, defense, legislative acts, judicial review, judiciary, election, judges, 19th Judicial District Court, East Baton Rouge, precincts, coroner, retention, body, mortuary, investigation, missing persons, Amber Alert, Endangered Missing Child Advisory
Summary:
The committee met with a quorum and heard a series of Senate and House bills, mostly dealing with courts, veterans, public safety, and licensing. Early actions included favorable reports on SB 317, which adds the House and Senate Military and Veterans Affairs committee chairs to the Louisiana Military Advisory Council, and SB 357, which updates court administration and appellate e-case management provisions, cleans up outdated language, and revises reimbursement and security rules. SB 232, funding the judges’ supplemental compensation fund, was amended and reported favorably, and SB 421, modernizing electronic records terminology and safeguards, was also reported favorably. Several House bills were voluntarily deferred, including HB 1190, HB 1097, and later HB 374-1.
The committee then took up SB 208 on veterans’ services, which was presented as a response to the earlier court ruling striking down Act 479. The bill seeks to regulate unaccredited “claim shark” businesses that charge veterans for disability-claim assistance, while exempting federally regulated accredited agents. Testimony from the Department of Veterans Affairs supported the bill as a way to protect veterans from predatory practices, while an opposing witness argued the issue is preempted by federal law and should be left to Congress or the pending Fifth Circuit appeal. Despite the objection, the bill was reported favorably.
Members also advanced SB 510, which would restrict access to certain licensed establishments that sell hemp-based intoxicating products, especially bar-like venues where minors can currently enter; Alcohol and Tobacco Control explained the bill’s purpose and scope. HB 302, by Representative Chasson, was discussed as a measure to prohibit vape sales near schools, with testimony from public health and ATC witnesses noting the need to align the bill with existing licensing and local-ordinance authority; the committee moved it favorably after discussion. Finally, SB 34, creating “Brian’s Call” emergency alerts for missing children and adults with developmental disabilities, drew extensive emotional testimony from families and disability advocates and was reported favorably, as was SB 164, which adds public works employees to the definition of first responders. The committee adjourned after reporting HB 597, which restructures judicial compensation rules and eliminates the commission after a delayed effective date, and after deferring HB 374-1.
OK
Bills:
SB372, SB1224, SB1232, SB1264, SB1330, SB1381, SB1441, SB1450, SB1589, SB1618, SB1936, SB1980, SB2011, SB2030
Keywords:
SB372, firearms, gun rights, lawful carry, concealed carry, open carry, handgun license, Oklahoma Self-Defense Act, weapons policy, gun law, school safety, private school, public school, college campus, university campus, technology center, courthouse, government buildings, municipal buildings, county courthouse
MN
Minnesota 2025-2026 Regular Session
House Public Safety Finance and Policy Committee 3/24/26 - Part 2
Public Safety Finance and Policy
Transcript Highlights:
- The result is that consumers lose money.
- Uh the result is that consumers minutes.
- Uh the result is that consumers lose<00:19:10.400>
money. - But the real victims are the consumers.
- <00:26:02.000>
protections, protects consumer protections, protects consumer protections,
Bills:
HF2354, HF3407, HF4359, HF4192, HF3356, HF3695, HF1597, HF3155, HF3871, HF4437, HF4446, HF3990
Keywords:
medical assistance, fraud prevention, subpoena authority, criminal penalties, consumer protection, ghost guns, unserialized firearms, 3D-printed guns, 3D printer firearms, CNC milling, home-built firearms, firearm serialization, serial numbers, unfinished frame, unfinished receiver, ghost gun ban, gun control, firearm design files, CAD files, digital gun blueprints