Video & Transcript Research : 'risk of loss'

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MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 4/7/26

Commerce Finance and Policy

Transcript Highlights:
  • <00:09:21.200><c> set</c><00:09:21.480><c> of</c> of set of of set of um um um an<00:09:23.680><c> organization
  • kind of the function of understand to be kind of the function of an<00:09:51.080><c> MLS.
  • But in the consumer reporting context, I think it's clear the risk of providing consumers the opportunity
  • But in the consumer reporting context, I think it's clear the risk of providing consumers the opportunity
  • But in the consumer reporting context, I think it's clear the risk of providing consumers the opportunity
Bills: HF4456, HF4544, HF3698
WA

Washington 2025-2026 Regular Session

House Labor & Workplace Standards Feb 20th, 2026 at 10:30 am

Labor & Workplace Standards

Transcript Highlights:
  • Madam Chair, members of the committee, Tammy Felon, on behalf of the Department of Labor and Industries
  • Members of the committee, Tammy Felon, on behalf of the Department of Labor and Industries, here to support
  • I'm Mike Ennis here on behalf of the Building Industry Association of Washington, also in support of
  • But the focus of the bill is to make sure that the users of the program are aware of the trade-offs,
  • The one particular piece that is of interest to us is around the risk classes that are rate-capped.
Bills: SB6136, SB6188, SB5944
FL

Florida 2026 Regular Session

Transportation Feb 10th, 2026

Transportation

Transcript Highlights:
  • So we are in favor of the study.
  • , regardless of the level of oversight that that state entity may have.
  • as agents of the public authority for purposes of sovereign immunity.
  • as agents of the public authority for purposes of sovereign immunity.
  • Any objections from any of those? Any objections from any of those members?
Bills: S0828, S1274, S1310, S1378, S1562
Summary: The Transportation Committee took up several measures and adopted amendments on multiple bills. SB 1274, as amended, removed a number of provisions from the original bill and added items including local authority to lower residential street speed limits, clarification on obscured license plates, FDOT funding for certain rural airport aviation projects, limits on yellow-light timing changes tied to red-light cameras, changes to private use of license plate readers, and other transportation-related revisions. After brief questions and supportive testimony, the committee reported the bill favorably. The committee also approved SB 1310, which was converted into a study bill directing FDOT to study advanced detection and monitoring systems at public railroad crossings and report findings and policy options to the governor and legislature. Railroad industry testimony supported the study but raised concerns about interoperability with train safety systems and suggested the study consider additional safety tools such as red-light cameras and wayside horns. The committee adopted the amendment and reported the bill favorably. SB 828, as amended, would extend sovereign immunity protections to private contractors providing public transit services on behalf of governments, with supporters saying it would reduce costs and provide certainty for transit providers, while opponents warned it was an overbroad expansion of sovereign immunity and could conflict with railroad employee protections under federal law. The committee reported that bill favorably as well. The committee then passed SB 1378, which strengthens traffic enforcement by clarifying when vehicles may be treated as abandoned, adding penalties for unlawfully attached plates or stickers, and allowing forfeiture of vehicles used to flee law enforcement even without an immediate arrest. It also approved SB 1562, which aims to prevent manufacturers from concentrating sales of certain vehicle brands through a single dealer group and instead promote competition among independent dealers. In addition, the committee unanimously confirmed a slate of appointees, and members later recorded additional affirmative votes on several bills before adjourning.
HI

Hawaii 2026 Regular Session

WAL Public Hearing - Tue Apr 7, 2026 @ 10:00 AM HST

Water & Land

Transcript Highlights:
  • </c> uh is being required of us. uh is being required of us.
  • </c><00:32:34.560><c> of</c><00:32:34.880><c> of</c> hazards, especially in times of of of hazards, especially
  • in times of of of disasters<00:32:36.240><c> and</c><00:32:36.680><c> and</c><00:32:36.840><c> whatnot
  • I kind of, in the same line of questioning, guess for me the keyword is the definition of temporary.
  • ><c> Parks</c> County of Honolulu Department of Parks County of Honolulu Department of Parks and<00:40
Summary: The Water and Land Committee met on April 7 and heard testimony on several resolutions and one bill. SB 2405 SD1 HD2, relating to agricultural workforce housing, received support from the Department of Agriculture and Biosecurity, HFTC, and the Hawaii Farmers Union, and the committee later recommended passage as is; one member voted with reservations citing department cost and staffing concerns. The committee also heard HCR 19/HR 20 designating March as March for Water Month, HCR 63/HR 57 urging DLNR and DOT to clarify jurisdiction over Honouliuli Bridge, HCR 85/HR 77 on transferring parcels for the East Kapolei TOD project, HCR 140/HR 132 on vegetation management and fuel reduction in West Maui, HCR 166/HR 156 on identifying East Oahu lands for native Hawaiian tree planting, HCR 82/HR 74 on basic shelter standards for rapid deployment housing, HCR 98/HR 90 on a Honolulu housing pattern book, HCR 104/HR 96 on North Shore coastal trails, HCR 106/HR 98 on endorsing Waikiki as a world surfing reserve, HCR 141/HR 133 on Maui fire code enforcement, and HCR 165/HR 155 on permanent pickleball nets and lighting at Kamiloiki Community Park. Testimony was generally supportive on most measures, with several agencies and organizations submitting written comments or appearing in support. HCR 82/HR 74 drew the most discussion: the State Council on Developmental Disabilities supported the intent but asked that accessibility be considered on the front end, while another testifier opposed the resolution, arguing it could turn temporary emergency shelters into permanent substandard housing and should be deferred. Committee members discussed temporary versus permanent housing standards and accessibility, and the chair later said the measure would be amended to require permanent units to meet appropriate code standards and to note accessibility concerns in the committee report. On HCR 140/HR 132, DLNR testified that firebreak maintenance on its Waianae lands would be costly, and members noted funding and staffing implications. At the end of the meeting, the committee adopted the chair’s recommendations on the measures it voted on. SB 2405 was passed with a reservation from one member; HCR 19/HR 20, HCR 63/HR 57, HCR 85/HR 77, HCR 98/HR 90, HCR 104/HR 96, HCR 106/HR 98, HCR 141/HR 133, and HCR 165/HR 155 were passed unamended, while HCR 140/HR 132 was passed with reservations and HCR 166/HR 156 and HCR 82/HR 74 were passed with amendments. The committee then adjourned.
AL

Alabama 2026 Regular Session

Alabama Senate Veterans, Military Affairs and Public Safety Committee Jan 21st, 2026

Veterans, Military Affairs, and Public Safety

Transcript Highlights:
  • Um, it lessens the burden of uh, of lensure for our um, cosmetology and barbers and it's a part of our
  • Department of War endorses this bill." Department of War endorses this bill."
  • </c><00:08:52.000><c> So,</c> email from Department of War. So, email from Department of War.
  • Um, it lessens the burden of uh, of lensure for our um, cosmetology and barbers and it's a part of our
  • </c> they put them in front of us. they put them in front of us.
TX
Transcript Highlights:
  • First of all, of course, due to a variety of factors, the percentage of foreign-born 2023 was 14.3 percent
  • of our country and the voters of Texas.
  • some of the types of rank choice voting.
  • This is one piece of it. It's what we would do. Oh, of course. Oh, of course.
  • and obey both sides of the ledger of privacy and the authenticity of the vote.
TX
Transcript Highlights:
  • I kind of had a love-hate relationship with that part of the bill, and I just spoke to a lot of members
  • That's still the province of the Court of Criminal Appeals.
  • I want to ask you about some of the specifics of this bill.
  • of the Government Code to the text of Article 5, Section 3A. of the Constitution, and that constitutional
  • of Texas.
OK
Transcript Highlights:
  • I am the Director of Community Development for the Oklahoma Department of Commerce.
  • As such, we oversee the implementation of a number of federal and state-funded programs.
  • Office at the Department of Commerce administers those funds. 90% of them automatically to community
  • That could be a lack of transportation to get to a job, lack of education to get a job, lack of childcare
  • Of course, it impacts all of our communities, especially across rural communities in Oklahoma.
Bills: SB80, SB1101, SB1813, SB1966
LA

Louisiana 2026 Regular Session

Health and Welfare Apr 15th, 2026

Health and Welfare

Transcript Highlights:
  • There is inherent assumption of risk.
  • For example, the risk of myocarditis for children outweighed the risk of vaccination.
  • And the risk is not theoretical. Measles is one of the most contagious diseases we see.
  • And the risk is not theoretical. Measles is one of the most contagious diseases we see.
  • That kind of request puts sensitive information at risk—information shared in confidence by children
WA

Washington 2025-2026 Regular Session

Senate Human Services Jan 27th, 2026 at 01:30 pm

Human Services

Transcript Highlights:
  • In the event of a near-fatality of a child who was in the care of or receiving child welfare services
  • In the event of a near-fatality of a child who was in the care of or receiving child welfare services
  • H-Sync has been successful at identifying young people who are at risk of becoming homeless and connecting
  • homelessness used to determine eligibility for all OHY programs, allowing young people at risk of homelessness
  • the federal government, that's over $414 million that is at risk of being clawed back to the federal
Summary: The Senate Human Services Committee held public hearings on two bills before moving into executive session on several measures. SB 5977, sponsored by Sen. Nikki Torres, would require DCYF to publish near-fatality review reports within 180 days and post them publicly, with confidential information redacted; the sponsor said the goal was transparency, accountability, and child protection. No one testified on the bill. SB 6184, the Office of Homeless Youth request bill sponsored by the chair, would modernize and clarify OHY statutes, including allowing crisis residential centers to withhold immediate parental notification for compelling reasons such as protected health care, renaming and making permanent the H-Sync program, expanding youth housing eligibility and uses of funds, and updating terminology; OHY, advocates, school-based support providers, and a youth testifier all spoke in support, emphasizing flexibility, respectful language, and better support for unhoused youth. In executive session, the committee adopted the proposed substitute for SB 5681 and sent it to Ways and Means after rejecting an amendment that would have lowered the age for developmental disability services. For SB 5917, dealing with Department of Corrections distribution of abortion medication, the committee adopted one amendment to prioritize Indian health care providers and urban Indian health organizations, rejected numerous other amendments, and advanced the bill as amended to Rules. The committee also rejected all proposed amendments to SB 5942 except one technical amendment renaming the DCYF Oversight Board as the DCYF Accountability Board and keeping it in the governor’s office; the bill then passed to Rules. SB 6024, which would avoid duplicative audits for community residential providers, passed without amendment. The committee adopted a technical amendment to SB 6036, allowing certain former foster care licensees to be exempt from adult family home licensing when caring for an aging-out foster youth, and sent it to Rules. For SB 6085, the committee adopted an amendment restoring law library funding from the institutional welfare account, rejected several transparency and spending restrictions, and advanced the bill to Ways and Means. Across the executive session, most other amendments offered by Sen. Christian were rejected, and the committee repeatedly voted to move the bills forward despite his objections; the final actions were to advance the measures as amended or in proposed substitute form, with the bills passing subject to signatures.
AL

Alabama 2025 Regular Session

Alabama House Education Policy Committee Apr 9th, 2025

Education Policy

Transcript Highlights:
  • Thank you for this group of people that's willing to work so hard for the people of Alabama.
  • The John Wesley Foster Act is predicated, of course, on the loss of her son, and without that sacrifice
  • Thank you, Madam Chair, members of the Thank you, Madam Chair, members of the committee.
  • is one that was passed out of...
  • Expansion of what we passed last year with just a couple of tweaks.
WA

Washington 2025-2026 Regular Session

Senate Labor & Commerce Feb 2nd, 2026 at 10:30 am

Labor & Commerce

Transcript Highlights:
  • Behind every one of those numbers is a worker, a family, and a community that is feeling that loss.
  • Therefore, there's an estimate of reduction of time loss estimated at 1.5 to 1.8 million a year.
  • And therefore, there's an estimate of reduction of time loss estimated at 1.5 to 1.8 million a year.
  • risk.
  • We think this will put a lot of risk.
Summary: The committee heard testimony on Senate Bill 6282, which would require building and construction apprenticeship programs to provide two hours of behavioral health and wellness training beginning in 2027. The sponsor and labor supporters said construction workers face elevated suicide and substance use risks and that the bill would help reduce stigma, improve peer support, and connect workers to resources. Testifiers from electrical workers, bricklayers, and building trades strongly supported the measure, describing it as an important first step and noting planned amendments to extend similar information through continuing education for journey-level workers. No vote was taken on this bill in the portion provided. The committee also heard Senate Bill 6135, which would require interest arbitration panels for most uniform personnel in cities, counties, and other local governments to consider the employer’s ability to pay. County and city associations supported the bill as a modest fiscal-relief measure and said it would align local arbitration with existing state law. Teamsters representatives and other labor witnesses opposed it, arguing it would weaken collective bargaining rights and let employers use financial hardship to delay or reduce fair contracts. The public hearing closed with a reported tally of 5 in favor and 22 opposed, and the bill was not advanced in the excerpt. In executive session, the committee acted on several bills. It adopted a proposed substitute for Senate Bill 6053 on domestic workers and then voted the bill do pass to Rules. It also passed Senate Bill 6134, which requires notice to striking workers about possible unemployment overpayment if they later receive retroactive wages. Senate Bill 6147 on grocery store closures in food deserts was sent to Ways and Means after members discussed the definition of “food desert” and concerns about the six-month notice requirement; the sponsor said the bill was still being refined. Senate Bill 6106, excluding Indian tribes from the Stable Act employer definition and protecting employee contact information from disclosure, also passed to Rules. For Senate Bill 6045 on agricultural employees and PERC jurisdiction, the committee adopted a Schoesler amendment requiring multilingual signage, then passed the amended bill to Ways and Means. The committee also heard extensive testimony on Senate Bill 6128 about using an L&I-approved third-party app to record independent medical exams, with supporters citing security and consistency and opponents saying it would burden injured workers and was unnecessary; and on Senate Bill 6068, which would expand contractor liability for unpaid construction wages, with workers and labor groups supporting stronger enforcement and contractors opposing broader liability. The hearing then moved to Senate Bill 6303 on cannabis packaging and vapor devices, where testimony was split between sustainability and industry supporters and public health opponents concerned about child poisonings and packaging changes.
AL

Alabama 2026 Regular Session

Alabama Senate Education Policy Committee Feb 11th, 2026

Education Policy

Transcript Highlights:
  • I just need to, um, a further understanding of sexual risk avoidance.
  • understanding of sexual risk avoidance. understanding of sexual risk avoidance.
  • A local school board superintendent may deny participation if there's an objective substantial risk of
  • </c><00:08:44.480><c> Um</c><00:08:45.519><c> SP</c> substantial risk of physical harm.
  • Um SP substantial risk of physical harm.
TX
Transcript Highlights:
  • Children in these systems are at a higher risk of becoming victims of human trafficking due to a number
  • understanding of trafficking risk.
  • The benefits of breastfeeding are well studied and considerably decrease the risk of both acute and chronic
  • Breastfeeding also has positive impacts on the health of mothers by lowering the risk of diseases such
  • of the addictive nature and... and risk of respiratory depression and overdose.
HI

Hawaii 2026 Regular Session

CPN Public Hearing 01-29-2026

Commerce and Consumer Protection

Transcript Highlights:
  • ><c> committee</c><00:03:12.239><c> are</c> any of the members of this committee are any of the members
  • </c> think any of you would go to the roof of think any of you would go to the roof of the<00:08:48.000
  • of SB 2042.
  • Um also none of this risk profile.
  • commissioner of the of the DCCA.
Summary: The Senate Commerce and Consumer Protection Committee opened its first hearing of the year with remarks from Chair Jared Kohole outlining hearing procedures, a two-minute testimony limit, rules for remote testimony and decorum, and a revised testimony-publication pilot that keeps 96-hour notice but returns to a standard 24-hour testimony deadline. He then moved through the agenda, beginning with SB 2004 on outdoor advertising, which would increase penalties for violations of billboard and outdoor advertising laws. Testimony on that measure was limited; Henry Curtis of Life of the Land was first up, and written support was noted from Hawaiian Electric and the Outdoor Circle. The committee then heard SB 2039 on election campaign finance, which would prohibit certain business entities from engaging in campaign finance activities. The Attorney General’s office offered comments and did not take a formal position at the hearing. Several proponents testified in support, including Josh Frost, Tom Moore of the Center for American Progress, Hapa/Hawaii Alliance for Progressive Action, and Common Cause Hawaiʻi, all arguing the bill would curb corporate and dark-money influence and return elections to the people. Moore distinguished between regulating corporate “rights” and limiting corporate “powers,” and said the state can redefine the powers it grants corporations. In questions, Senator McKelvey asked whether the bill could be expanded to include unions; the Attorney General said he would need to get back with legal analysis, while Moore said his preferred approach would include all entities and that leaving out nonprofits or unions would create problems. Members also discussed whether the bill would affect PACs, and Moore explained that the proposal would prohibit corporate and dark-money flows into PACs while leaving individual political giving and existing political committees in place. The committee then moved on to the next measure. SB 2042, relating to insurance, was heard next. The bill would reduce the unimpaired minimum capital and surplus required of class 4 sponsored captive insurance companies under certain circumstances. The DCCA Insurance Division said it stood on its written testimony, and the Hawaii Captive Insurance Council testified in support, describing the change as a narrow, risk-based adjustment that would not affect the commissioner’s authority where actual risk resides and would help keep Hawaii competitive. The committee noted additional written support and proceeded without a vote or final action in the portion of the hearing provided.
AL

Alabama 2026 Regular Session

Alabama House Ways and Means Education Committee Mar 18th, 2026

Ways and Means Education

Transcript Highlights:
  • of some of the affected the eligibility of some of the athletes.<00:23:21.919><c> There</c><00:23:22.080
  • </c> but a lot of students, nearly half of but a lot of students, nearly half of students<00:44:48.480
  • </c><00:46:05.680><c> the</c> the state of Alabama and all of the the state of Alabama and all of the
  • A lot of what you're speaking to is, of course, including the mission of Innovate Alabama.
  • :59.040><c> Alabama</c> of the pillars of Innovate Alabama of the pillars of Innovate Alabama program
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 18th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • The bill introduces a formal definition of ball machines and refines the definition of retailers.
  • own insurance company to cover specific types of risk.
  • own insurance company to cover specific types of risk.
  • However, a good portion of those dollars flow out of state.
  • We went on, some of us, to form a nonprofit, the Florida Risk Institute.
Summary: The committee heard and advanced several bills related to engineering regulation, cybersecurity, financial services, and state administration. CS/SB 800 would increase penalties for repeated unlicensed engineering practice and create an engineering student loan assistance program funded by licensure fees and fines; it was reported favorably after questions about whether it would reimburse victims of unlicensed practitioners, with the sponsor noting it would not and that affected individuals would need to pursue complaints and private legal action. CS/SB 576 created a local government cybersecurity protection program administered by Florida Digital Service, with state purchasing of cybersecurity services and priority for fiscally constrained counties; it received support from local government and industry groups and was reported favorably. CS/SB 1078 set transition requirements for gubernatorial administrations, including liaisons, briefing books, office space, IT access, and controlled access to agency records under a memorandum of understanding, and it also passed favorably. The committee also approved CS/SB 314, which creates a regulatory framework for payment stablecoin issuers in Florida, and CS/SB 530, which updates lottery operations, security, retailer rules, and bonding requirements. CS/SB 1614, after adoption of a technical substitute amendment, would limit local governments’ eligibility for certain state funding if they have excess funds, have recently been audited by the legislative audit committee, or fail to affirm expenditure of prior funds; the sponsor said it would give the Joint Legislative Auditing Committee more enforcement leverage, and the bill was reported favorably. CS/SB 990 authorizes protective cell captive insurance companies to expand insurance market capacity and potentially lower premiums, while CS/SB 1588 is a step toward implementing last session’s gold and silver legal tender law; both were reported favorably. Additional bills passed included CS/SB 1440, which adds cybersecurity-related exemptions and reporting provisions for financial institutions, loan originators, and money service businesses, and CS/SB 1568, which creates a Florida Stable Coin Pilot Program allowing DFS fees to be paid with approved stablecoins. The stablecoin bill was amended to add guardrails, including fee limits, website notice requirements, and restrictions if no approved issuers are available. The committee also received a brief budget overview highlighting major funding items such as Florida Forever, Everglades restoration, water quality, Farmers Feeding Florida, citrus recovery, school lunches, state parks, and law enforcement and staffing items, and members later recorded additional votes before the committee adjourned.
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 18th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • Well, for all of our parks, the opinion of how much they need would be everything they've ever wanted
  • The bill introduces a formal definition of ball machines and refines the definition of retailers.
  • own insurance company to cover specific types of risk.
  • However, a good portion of those dollars flow out of state.
  • We went on, some of us, to form a nonprofit, the Florida Risk Institute.
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Feb 16th, 2026 at 10:48 pm

House Appropriations & Finance

Transcript Highlights:
  • visiting and family infant toddler programs, promotes inclusion of children who have or are at risk
  • cannot unreasonably promotes inclusion of children who have or are at risk Exclude early intervention
  • We can't allow the success of one group of women to be achieved on the backs of others.
  • of families, which is the purpose of the CCDBG and the purpose of Senate Bill 241.
  • And if anything, this is one of the, or will be one of, one of the best workforces development projects
Bills: SB132, SB241
NM

New Mexico 2026 Regular Session

Senate - Finance Feb 16th, 2026

House Appropriations & Finance

Transcript Highlights:
  • I'm a CPA and I'm also the chair of the Board of the Lottery.
  • their cost of buying a ticket over the last couple of years, Their cost of buying a ticket over the
  • The legislature has done a great job of making sure that gets shored up because we were seeing a loss
  • you are really at risk of contracting not just West Nile, but other horrific mosquito-borne diseases.
  • All of a sudden, we're having a bit of a fire sale with these appropriation bills out of nowhere.
Bills: SB132, SB241
Summary: The committee first heard HB 158 as amended, which would require state agencies receiving appropriations from the Grow Fund to submit accountability and evaluation plans to the State Budget Division and the Legislative Finance Committee. LFC staff said the bill would put existing practice into statute and formalize agency reporting and evaluation responsibilities. The bill drew no opposition testimony, and after questions about whether agencies or LFC would do the evaluations, it passed on a 9-0 due pass vote. HB 255, the Public Safety Workforce Building Program, was then presented as a bipartisan measure to consolidate public safety workforce funding into a competitive grant program for local law enforcement, fire, detention, and public attorney offices. The sponsor said it would not require a new appropriation. There was no opposition testimony, and the committee approved it on a 9-0 due pass vote. The committee then took up SB 309, which would replace the lottery’s 30% return requirement with a fixed floor return for several fiscal years, with a reversion to the current law if the floor is not met. Lottery officials and supporters argued the change would let the lottery offer more competitive prizes, including higher-value scratchers, and potentially increase scholarship revenue; opponents, including Think New Mexico and a nursing student, warned it could cap long-term growth and reduce scholarship funding. After extended debate, the bill passed on a 7-2 due pass vote. Later, SB 79, creating a statewide mosquito-borne disease prevention program through the Department of Health, was presented by its sponsor as a response to West Nile virus and warmer winters. Testimony from the sponsor and the state entomologist emphasized rising mosquito risk and the need for county grants and statewide coordination. Although the committee initially moved to table the bill because funding had already been included in the budget, that motion failed and the bill ultimately received a due pass vote. The committee also heard HB 295, which would create a centralized accessibility reporting position in the Department of Health; after testimony for and against, an amendment stripping the appropriation was adopted, and the bill passed 5-3. The committee then heard HB 124, establishing an Office of New Americans within Workforce Solutions to coordinate workforce integration for immigrants with lawful status. Supporters described barriers faced by immigrant workers and the need for bilingual training and centralized assistance, while the sponsor said the office would have no first-year budget impact. The bill passed 6-4. Finally, the committee considered SB 273 and SB 274, both involving state financial support for affected entities and the Patient Compensation Fund. SB 273, which would provide temporary state assistance to communities affected by economic disruption, passed after debate about precedent and economic recovery. SB 274, which sought repayment from the Patient Compensation Fund for prior state infusions, drew opposition from hospitals and physicians who warned of higher surcharges and questioned the timing and legality; discussion continued around the committee substitute and the fund’s statutory restrictions.