Transcript Highlights:

• This section briefly requires transparency through disclosure for board and property management folks
• Basically, this bill adds a definition of health data to the Minnesota Consumer Data Privacy Act.
• <01:55:39.760> requirements<01:55:40.320> from disclosure requirements from disclosure
• It keeps bad actors consumer deception.
• and consumers. and consumers.

Bills: SF1750, HF2700, HF1606, HF3356, HF3946, HF3970, HF3658, HF3875, HF2627, SF856, HF1268, HF1338

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan

Transcript Highlights:

• We are convening the Committee on Consumer Protection and Commerce.
• of a condo owner as a as a consumer. of a condo owner as a as a consumer. So. So. So.
• First up is DCCA's Office of Consumer First up is DCCA's Office of Consumer Protection<00:43:13.520
• I have a question for Office of Consumer Protection.
• Office of Consumer Protection with comments.

Bills: SB2433, SB2047, SB2425, SB3045, SB2761, SB3001, SB2852, SB2471

Keywords: condominium governance, education trust fund, unit owners, real estate, dispute resolution, financial obligations, community representation, pharmacy benefit managers, maximum allowable cost, transparency, drug pricing, insurance commissioner, contracting pharmacies, healthcare, substance use disorder, SUD, addiction treatment, behavioral health, mental health, rehabilitation

Summary: The committee heard testimony on SB 2433 SD1 relating to condominiums, which would direct the condominium education trust fund toward educational resources for unit owners and require the Real Estate Commission to ensure owners’ interests are represented in funded activities and related rulemaking. Supporters, including the Hawaii Real Estate Commission and a condominium owner advocate, said owners need a seat at the table in condo governance and education efforts. Committee discussion focused on whether the bill was necessary, with the Real Estate Commission indicating it could already use the trust fund for owner education and that owners are already considered stakeholders, though not through a specific commission seat. No vote was taken during the excerpted discussion. The committee then took up SB 2047 SD2 HD1 on pharmacy benefit managers, which would set requirements for maximum allowable cost reimbursement, allow reverse-and-rebill claims after successful appeals, and authorize fines for violations. The Insurance Division offered comments, the Hawaii Pharmacists Association supported the measure with amendments and suggested future PBM reform funding, and Kaiser Permanente requested a technical amendment. A committee question raised whether the staffing and resource request for implementation was too large for a bill focused only on MAC pricing, and the witness said he would provide more data to the next committee. No final action was shown. Next was SB 2425 SD2 HD1 on health insurance and substance use disorder treatment, requiring insurers to honor written assignments of benefits to SUD providers and prohibiting anti-assignment clauses. Supporters described patients being unable to access treatment because of high out-of-pocket costs and said direct payment would reduce harm for people in recovery. HMSA opposed the bill but said it would begin direct payments to non-participating SUD facilities effective March 27, while continuing to object to the assignment-of-benefits portion because of fraud and balance-billing concerns; the Hawaii Association of Health Plans also opposed. Members questioned HMSA about reimbursement mechanics and why the bill was needed if coverage policies were already changing. Finally, the committee heard SB 3045 SD1 HD1, which would require coverage of continuous glucose monitors and related supplies, including for Medicaid managed care, under certain conditions. DHS and the Insurance Division offered comments, while SHPDA, Hilo Benioff Medical Center Foundation, and others supported the bill, citing inconsistent access and a case in which a woman allegedly died after being denied a CGM. HMSA said it already covers medically necessary CGMs and had updated its policy in 2025 for type 1 and insulin-dependent patients, but it raised concerns about expanding mandated coverage to type 2 and gestational diabetes and about supply impacts. The committee also discussed whether the bill duplicated existing coverage standards and why it had been introduced repeatedly. No votes or final dispositions were included in the excerpt.

Transcript Highlights:

• is likely that the market will lower prices to make these dental procedures more affordable for consumers

Bills: SR29, SB667, SB1466, SB1942, SB1989, SB1670, SB1716, SB1521, SB1273, SB1433, HJR1032, SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: chiropractic, licensure, animal chiropractic, Board of Chiropractic Examiners, licensing requirements, midwifery, healthcare, Advisory Committee, state health policy, public safety, dental insurance, health care, medical necessity, insurance claims, dentist rights, Oklahoma College Savings Plan, 529 plan, 529 savings account, college savings, higher education savings

Bills: HB1730, HB1985, HB1749, HB1921

Keywords: cesspool, wastewater systems, public health, environmental protection, affordable upgrades, coral reefs, water quality, Hawaii legislation, cesspools, wastewater, environment, pollution, Hawaii, sustainable development, sewerage system, real estate, disclosure, environmental impact, wastewater management, housing

Summary: The committee heard several agriculture-related bills. HB 1953 would create a two-year conservation and environmental stewardship pilot program in the Department of Agriculture and Biosecurity (DAB); testimony from Agriculture Stewardship Hawaii supported investing in conservation agriculture and farm practices that protect waterways and native species. HB 248 would establish a climate-resilient food systems grant program, with DAB explaining the types of equipment and processing investments such grants could support, such as coffee roasting, packaging, harvesting equipment, and other value-added infrastructure. HB 2246 would create a grant administration program and revolving fund to help DAB manage grants; DAB said the bill would help leverage federal, state, county, and private funding by retaining part of the indirect cost recovery to meet matching requirements. HB 2549 would create a clean plant program to produce and distribute disease-free plant material, and reforestation advocates said it would support large-scale reforestation efforts. HB 2551 would fund an area fruit fly suppression program; DAB described sterile fruit fly technology and said the program could help reduce fruit fly populations statewide. HB 2216 would authorize DAB to package and sell part of its loan portfolio to third parties, and HB 2152 would clarify liability and penalties for dog attacks on livestock, with the Hawaii Sheep and Goat Association discussing proposed language and the Hawaiian Humane Society’s suggested amendment on euthanasia procedures. Testimony was largely supportive across the measures, with DAB, Hawaii Farm Bureau, and other agriculture and conservation groups generally backing the bills. There was some discussion on funding levels and implementation details, including DAB’s estimate of about $750,000 for three clean plant stations and a question about the appropriations needed for the fruit fly suppression program. For HB 2152, the chair noted an amendment incorporating Hawaiian Humane Society language that would require surrender of a dog found to have caused livestock loss or damage for humane euthanasia within 24 hours. In decision-making, the committee voted to pass all of the measures discussed, most with technical amendments or date-defect amendments to July 1, 2050. HB 1953, HB 2548, HB 2549, HB 2551, HB 2216, and HB 2152 were all adopted unanimously by the members present, and HB 2246 also passed with technical amendments. The chair’s amendment to HB 2152 was specifically adopted to include the humane euthanasia language.

Transcript Highlights:

• Am I missing something, because when I read through this, disclosure is disclosure.
• No, I fully support the disclosure.
• No, I fully support the disclosure.
• No, I fully support the disclosure.
• No, I fully support the disclosure.

Bills: HB1730, HB1985, HB1749, HB1921

Keywords: cesspool, wastewater systems, public health, environmental protection, affordable upgrades, coral reefs, water quality, Hawaii legislation, cesspools, wastewater, environment, pollution, Hawaii, sustainable development, sewerage system, real estate, disclosure, environmental impact, wastewater management, housing

Summary: The committee heard testimony on several cesspool-related measures. HB 1730 HD2 would create a cesspool conversion implementation working group to help the Department of Health review rules and practices and develop changes to make conversions more affordable. DOH and DLNR stood on written testimony, while environmental and wastewater advocates strongly supported the bill, emphasizing the need for dedicated staffing, technical expertise, and smaller, more focused advisory groups. Members discussed the high cost of upgrades and the need for new technologies that reduce excavation and leach field costs. The bill was passed with amendments, including clarifying the DOH director’s discretion over the size of the working group, and the committee noted DOH’s appropriation request for consideration. HB 1985 HD1 would extend certain cesspool conversion deadlines and authorize funding for consultants, while also advancing outreach and education. Testimony split sharply: advocates supported the education component but opposed deadline extensions as premature, arguing the state still has many years before the 2050 mandate and should not weaken the conversion timeline. The committee agreed to amend the bill to delete the deadline-extension portion, keep technical changes, and note DOH’s position request. HB 1749 HD2 would require sellers to disclose cesspools to buyers before a real estate purchase contract is executed and direct DOH and the Real Estate Commission to create a standardized form. Realtors supported the intent but asked to avoid duplicative statutory form requirements, and advocates stressed that disclosure should be prominent and not buried in paperwork. The committee adopted amendments removing the standardized-form mandate and passed the bill. HB 1921 HD2 would allow certain existing cesspools in priority level three areas to continue serving dwellings with additional bedrooms under conditions. DOH brought the measure, and supporters from the real estate and environmental sectors discussed innovative wastewater technologies, retrofits, and composting toilets as ways to reduce costs while improving treatment. The committee amended the bill to require DOH director-approved wastewater technology using solid waste separation for bedroom-count increases and to clarify priority-level determinations using block-level data from the Hawaii cesspool prioritization tool, then passed it. The committee also heard HB 2310, an emergency appropriation for the Department of Human Services to restore funding used to keep SNAP benefits flowing during the federal shutdown; DHS, public health, children’s advocates, and others supported it, and members questioned why it was not handled through the budget. The discussion clarified that the bill sought new money to move quickly for ACA-related premium support. No final vote on HB 2310 was shown in the excerpt.

Transcript Highlights:

• Um, now it's just if you control 25,000 consumers or more, and those are Alabama citizens, or 25% of
• Um, now it's just if you um control<00:10:37.600> 25,000<00:10:38.320> consumers<00:10:
• 38.720> or<00:10:38.880> more,<00:10:39.120> and control 25,000 consumers or more
• , and control 25,000 consumers or more, and those<00:10:39.519> are<00:10:39.680> Alabama

Bills: HB351, HB351

Keywords: ad valorem tax, road funding, local government, referendum, Choctaw County, data privacy, consumer rights, personal data, data protection, Alabama Personal Data Protection Act, 1136, house, all

Bills: SB 483, SB 522, SB 783, SB 1239, SB 1254, SB 1255, SB 1259, SB 1341, SB 1664, SB 1762, SB 1856, SB 1877, SB 1977

Keywords: utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness

Bills: SB 483, SB 522, SB 783, SB 1239, SB 1254, SB 1255, SB 1259, SB 1341, SB 1664, SB 1762, SB 1856, SB 1877, SB 1977

Keywords: utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness

Transcript Highlights:

• Some of your members are requiring consumers when they purchase...
• She's the consumer reporter at NBC-DFW who brought this issue forward.
• We get questions often from consumers about how to shop the market.
• And I think they'd be missing out on one heck of a consumer opportunity.
• Okay, we support the legislation on consumer bill.

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Transcript Highlights:

• It's of Texans, consumer Texans.
• But if it went down, consumers would pay less.
• Consumers already pay about double for these products.
• disclosure standpoint, but when it comes to— consumer pays off early and we have to repay them unearned
• Now, this bill is not about protecting consumers.

Bills: SB 1113, SB 1117, SB 1206, SB 1460, SB 1802, SB 1906, SB 1917, SB 2340, SB 2455, SB 2680, SB 2690, SB 705, SB 748

Keywords: SB 1113, converter's license, converter license, motor vehicle dealer, auto dealer, vehicle conversion, converted vehicles, direct sales, retail sales, trailer, semitrailer, manufactured trailer, chassis, manufacturer's statement of origin, MSO, Occupations Code, Transportation Code, Texas Department of Motor Vehicles, dealer licensing, general distinguishing number

Summary: The meeting of the Senate Business and Commerce Committee was marked by discussions on several significant bills, with a keen emphasis on legislative updates and committee substitutes. Notably, Senator Blanco presented a new committee substitute for SB2610, which modifies the employee cap from 100 to 250 and extends the update timeline for cyber security programs for small businesses. This substitute was adopted unanimously, reflecting a collaborative agreement among the committee members. Additionally, there were discussions surrounding SB1856 as Senator Crayton provided insights into how stakeholder feedback influenced the bill's committee substitute. The committee ultimately voted in favor, pushing it towards the local and contested calendar, indicating the bill's progression through legislative channels.

Transcript Highlights:

• Have you given any thought to allowing the Attorney General's Consumer Protection Division because they
• as he's done on human trafficking and any number of other. really important issues to the state, Consumer

Bills: HB32, HB15, HB171, HB421, HB581, HB644, HB745, HB349, HB917, HB204, HB923, HB15, HB171, HB204

Keywords: eviction, landlord rights, tenant rights, justice court, property law, court procedures, chemical dependency, court-ordered treatment, mental health, health care, treatment facility, juvenile justice, criminal justice reform, deep fake, digital impersonation, age verification, private cause of action, explicit content, consumer protection, HB 581

Transcript Highlights:

• I've been a consumer advocate on health issues for over 30 years.
• benefit the more disclosures they put in.
• The Disclosure Panel's decision-making process.
• Texas, and I'm a student attorney in our Consumer Protection Clinic.
• I've also written and taught in the area of consumer law and landlord-tenant law.

Bills: HB32, HB15, HB171, HB421, HB581, HB644, HB745, HB349, HB917, HB204, HB923, HB15, HB171, HB204

Keywords: eviction, landlord rights, tenant rights, justice court, property law, court procedures, chemical dependency, court-ordered treatment, mental health, health care, treatment facility, juvenile justice, criminal justice reform, deep fake, digital impersonation, age verification, private cause of action, explicit content, consumer protection, HB 581

Bills: HB 207, HB 235, HB 324, HB 449, HB 463, HB 502, HB 1121, HB 1445, HB 1465, HB 1778, HB 1977, HB 2000, HB 2066, HB 2596

Keywords: child protection, sexual offenses, obscenity laws, visual material, anatomically correct dolls, mannequins, robots, criminal offenses, sexually explicit material, minors, artificial intelligence, sexually explicit, doll, mannequin, robot, law enforcement, healthcare, insurance, affordable care, access

Bills: HB 207, HB 235, HB 324, HB 449, HB 463, HB 502, HB 1121, HB 1445, HB 1465, HB 1778, HB 1977, HB 2000, HB 2066, HB 2596

Keywords: child protection, sexual offenses, obscenity laws, visual material, anatomically correct dolls, mannequins, robots, criminal offenses, sexually explicit material, minors, artificial intelligence, sexually explicit, doll, mannequin, robot, law enforcement, healthcare, insurance, affordable care, access

Transcript Highlights:

• Mona Warrior, the Executive Director of the Office of Consumer Protection.
• <00:24:45.320> sharing testimony from Hawaii consumers sharing testimony from Hawaii consumers
• So, the vast majority of consumers are buying on that primary market.
• engage with the Office of Consumer engage with the Office of Consumer Protection,<00:34:02.800><
• add the DCCA Office of Consumer add the DCCA Office of Consumer Protection<00:47:10.240> as

Bills: SCR118, SCR173

Keywords: climate change, insurance affordability, working group, disaster recovery, fossil fuel companies, insurance stability, Hawaii Hurricane Relief Fund, ticket scalping, task force, consumer protection, event accessibility, local economy, 910, house, all

Summary: The Committee on Consumer Protection heard two resolutions. SCR 118 SD1 would urge the Insurance Division and the Attorney General to convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division deferred to written testimony, while the Attorney General opposed the measure because of an ongoing lawsuit, asking that references to legal recovery and the AG’s role in convening the group be removed. Members questioned how the resolution might relate to the state’s climate damages litigation and whether it could inform damages calculations. The committee later recommended passage with amendments, including removing the Attorney General as co-convener and changing certain membership references to board chairs; the motion passed unanimously with one excused member. The committee also heard SCR 173 SD1, which would create a task force on event ticket scalping. The Office of Consumer Protection supported the concept but asked to be added as a task force member and said the draft left its role unclear. Supporters, including the National Independent Venue Association and D-BAT, described high resale prices, fraudulent or speculative tickets, and harm to consumers and local businesses. StubHub and the Ticket Policy Forum supported the task force but urged broader scope to include the primary ticket market and ticket sellers, and StubHub also sought inclusion on the task force. Members discussed whether the task force should focus on the secondary market or the broader ticketing ecosystem, and whether the Office of Consumer Protection should be part of the task force or only consulted. The vice chair recommended passage with amendments adding the Office of Consumer Protection as a member and clarifying the consultation language, and the committee adopted that recommendation unanimously with one excused member.

Transcript Highlights:

• Thank you. ...to consumer fraud and allows the Attorney General to take action in line with the consumer
• more expensive for the consumer.
• I believe in consumer choice, and that consumers ought to be able to pick.
• I believe in consumer choice, and that consumers ought to be able to pick what works for them.
• And I'm okay with giving consumers a choice.

Bills: SB1003, SB1060, SB1134, SB1275, SB1327, SB1429, SB1618, SB1634, SB1654, SB1803, SCR1002, SCR1005, SCR1023, SCR1027

Keywords: election, canvass, certification, ballot tabulation, write-in candidates, registration, voting procedures, voter registration, temporary absence, absentee voting, residency, military voters, overseas voters, election law, Arizona Revised Statutes, political signs, campaign materials, public safety, municipal regulation, veterans

Summary: The committee first heard a lengthy presentation and discussion focused on Arizona State University’s foreign research ties, especially collaborations and funding connected to China and Chinese military-affiliated institutions. The presenter argued that ASU and the Arizona Board of Regents had not been transparent about foreign gifts, contracts, and research partnerships, citing federal reporting forms, the Wolf Amendment, export-control concerns, and alleged links to dual-use technologies such as quantum systems, AI, robotics, microelectronics, and biosecurity. A witness from American Global Strategies testified in support, saying the bill would help protect U.S. research security and national security by imposing state-level guardrails on sensitive collaborations. After questions, the committee considered a strike-everything amendment to SB 1060 that would bar public universities from entering into or continuing certain loans, gifts, contracts, research partnerships, or sponsored projects involving the PRC, the CCP, and listed Chinese military-linked universities, require ABOR review and approval, and impose reporting and budget penalties. The amendment was withdrawn, and the committee instead took up SB 1327, which directs ABOR to require university research security policies and to report annually on those policies and on foreign contributions over $250,000; SB 1327 received a 4-2 do-pass recommendation, with Del Santos, Hernandez, and Márquez voting no and Kolodin, Powell, Keshel, and Gillette voting yes. The committee then heard SB 1803, a veterans bill regulating unrecognized persons who assist with VA disability claims. The sponsor and industry witnesses said the bill would protect veterans from bad actors by requiring disclosures, capping fees, banning certain practices, and filing service agreements with the Attorney General, while opponents argued it could restrict consumer choice, resemble a price ceiling, and still allow non-attorneys to engage in the unauthorized practice of law. After extensive debate over contingent fees, legal ethics, and whether the bill was too favorable to one company, the committee continued the hearing with additional testimony and questions.

Transcript Highlights:

• Current Louisiana law requires disclosure of auto-renewal terms, but does not require easy cancellation
• Current Louisiana law requires disclosure of auto-renewal terms, but does not require easy cancellation
• It gives an opportunity to protect the consumer for an appeals process when things have gone bad.
• dollars and give better protection to both those people who are licensed and the consumer.
• The consumer credit bill will be deferred. Oh, you are? Yes. I'm asking for a deferral on that.

Bills: SB147, SB414, HB220, HB750, HB799, HB827, HB952, HB953

Keywords: roof standards, construction code, residential property, fortified roofs, insurance, medical debt, interest rate, healthcare services, consumer protection, debt collection, Louisiana Medical Debt Protection Act, child exploitation, online reporting, platforms, cyber crime, PROTECT Act, automatic renewal, cancellation policy, subscription service, transparency

Transcript Highlights:

• So, for a small dairy farm, consumers become one of the last ways they can even kind of pay for anything
• We don't need to allow people to sell a raw product of any kind without informing the consumer of what
• Do we want to consume a product that could risk our health.
• At least the consumer is informed that they are purchasing a raw product and then after that, they should

Bills: SB2173, SB2028, SB2117, SB2127, SB2134

Keywords: landowner, energy negotiation, agricultural preservation, orphaned wells, renewable energy, raw milk, unpasteurized milk, milk products, dairy, pasteurization, food safety, consumer warning label, health warning, farm sales, direct-to-consumer sales, ungraded milk, goat milk, raw milk cheese, Oklahoma Department of Agriculture, Food and Forestry, agricultural regulation

Transcript Highlights:

• Pulling straight in, trying to grab personal or otherwise protected consumer data that they would have

Bills: SB1670, SB1716, SB1521

Keywords: security breach, data breach, cybersecurity, breach notification, privacy, consumer protection, class action, civil liability, Attorney General, district attorney, financial institution, banking regulator, data security, reasonable safeguards, breach notice, Oklahoma Consumer Protection Act, artificial intelligence, AI, generative AI, chatbot