Video & Transcript : 'Overdraft Lending' :

Page 78 of 114
CA
Transcript Highlights:
  • Our allies have been amazing in terms of lending support and mutual aid.
Summary: The Select Committee on Hate, Racism, and Xenophobia met to hear opening remarks, state data, and testimony from community organizations and equity commissions about rising hate and discrimination in California. The chair framed the hearing as a response to persistent targeting of protected classes, and members said the committee’s purpose was to elevate community voices and identify policy responses. Assembly Member Gonzalez and Assembly Member Lowenthal also briefly commented on the importance of listening to communities and developing legislative solutions. The California Department of Justice reported that 2024 hate crime events, offenses, and victims all increased from the prior year, with anti-Black bias remaining the most common category, followed by anti-Jewish and anti-Latino bias in different breakdowns. DOJ also noted increases in referrals for prosecution and described its hate-crimes guidance, rapid-response protocol, and outreach efforts. The California Commission on the State of Hate said hate is underreported, cited survey data suggesting millions of Californians experienced hate incidents, and recommended permanent data infrastructure, mandatory law-enforcement training, and sustained funding for victim support and prevention programs. Commissioners also emphasized that public messaging by leaders can influence hate and violence. A long panel of advocates described the impacts of racism, xenophobia, anti-Semitism, Islamophobia, anti-LGBTQ+ hate, and anti-immigrant enforcement on their communities. NAACP representatives focused on systemic racism in policing, education, health, housing, and environmental justice; LULAC and CHIRLA described ICE raids, profiling, and fear in Latino and immigrant communities; Jewish, Muslim, Asian American, and LGBTQ+ speakers highlighted rising threats, harassment, and the need for language access, school protections, security funding, and legal assistance. The Racial Equity Commission closed by describing its statewide framework work, community engagement, and a December 1 deadline for delivering recommendations to the Legislature and administration. No formal votes or committee actions were taken during the hearing, but members said they would request additional recommendations and continue the work through future hearings and briefings.
FL

Florida 2025 Regular Session

Criminal Justice Mar 25th, 2025

Criminal Justice

Transcript Highlights:
  • It means a lot and lends a lot of credibility to what we're doing for that.
Summary: The committee took up a full agenda of criminal justice and related bills, beginning with SB 1180 on AI-generated sexual images. Senator Gates explained the bill was prompted by an Escambia County case involving deepfake pornography created from images of teenage girls, and a student victim testified in support. The committee adopted the amendment and reported the bill favorably. Members then approved SB 500, creating a Spectrum Alert system and related training for missing children with autism; SB 726, making swatting offenders liable for prosecution, investigation, and restitution costs; and SB 494, which would create a statewide animal abuse database, after extensive support testimony from shelters, law enforcement, and animal welfare advocates. SB 964, revising objective parole guidelines to account for rehabilitation and program participation, also passed after testimony from supporters of parole reform and compassionate release. The committee next approved SB 1344, a juvenile justice cleanup bill with a delete-all amendment that updated truancy, CINS, detention risk assessment, and other juvenile justice provisions. SB 468, increasing penalties for fleeing or eluding and allowing impoundment of involved vehicles, was reported favorably after limited opposition and support from law enforcement-related groups. SB 1136, increasing penalties for offenses involving minors and clarifying that ignorance of a victim’s age is not a defense, also passed after testimony from law enforcement supporters and two speakers opposed. SB 1660, on prostitution, drew the most extensive public comment: the sponsor said it was intended to distinguish trafficking victims from willing participants and shift penalties toward buyers and facilitators, while survivors, prosecutors, and advocates debated whether the substitute amendment would improperly criminalize prostituted persons; the committee ultimately adopted the substitute and reported the bill favorably. The committee then approved SB 1828, making trespass at large ticketed events and certain secured locations a felony, with discussion focused on crowd control and public safety at major events. SB 1386, increasing penalties for assault and battery on utility workers and adding propane workers through an amendment, passed with broad support. SB 612, closing a loophole so minors who distribute deadly drugs like fentanyl can be charged with murder in certain cases, was reported favorably after testimony from the Hillsborough County Sheriff’s Office and opposition from civil liberties groups. SB 814, which would allow firearms on college campuses and at school-sponsored events, drew strong opposition from students and faculty and was reported unfavorably. Finally, the committee began SB 1604 on corrections with a delete-all amendment that addressed filing deadlines for DOC-related claims, execution-method language, tracking devices, involuntary treatment, and parole-related statutory cleanup; the transcript cuts off before final action on that bill.
FL

Florida 2025 Regular Session

March 20, 2025 - 02:00 PM

Transcript Highlights:
  • By lending your name to this bill, you're making a difference.
Summary: The subcommittee met with a quorum present and took up five health-related bills. HB 1089, which would add Duchenne muscular dystrophy to Florida’s newborn screening panel, was presented as a way to enable earlier diagnosis and treatment; a pediatric neurologist from Nemours testified in support, noting existing FDA-approved therapies and ongoing clinical trials. After supportive debate, the bill passed 17-0 and was reported favorably. HB 1083 would standardize patient access to medical records by setting deadlines for providers to produce or allow inspection of records and requiring electronic delivery when available. Supporters said it would reduce delays in care and costs, while two industry groups appeared in opposition. Members from both parties spoke in favor, and the bill passed 17-0 and was reported favorably. HB 1297, which aligns Florida’s electronic prescribing rules more closely with federal law and removes some state exceptions, drew opposition from physicians who argued paper prescriptions are still needed for emergencies, shortages, and price shopping. The sponsor said the bill’s goals were patient safety, fraud prevention, and efficiency; despite concerns, it passed 18-0 and was reported favorably. The committee then considered PCS for HB 1421, the Emily Adkins Family Protection Act, which would create a statewide blood clot and pulmonary embolism registry, require hospital reporting and risk-assessment policies, and expand training requirements in hospitals, nursing homes, and assisted living facilities. The bill was presented with emotional testimony from Emily Adkins’ parents, who urged support and co-sponsorship in her memory. Members from both parties praised the family’s advocacy, and the PCS passed 18-0 and was reported favorably. Finally, HB 449 on optometry would expand optometrists’ authority to prescribe certain medications and perform specified laser and non-laser eye procedures after certification. The bill and amendment drew strong opposition from ophthalmologists and their association, who raised patient-safety, training, and delegation concerns, while optometrists argued the bill would improve access, especially in rural areas and counties without ophthalmologists. The amendment was adopted, and the bill as amended passed on a recorded vote and was reported favorably.
HI

Hawaii 2025 Regular Session

HHS Public Hearing 02-28-2025

Health and Human Services

Transcript Highlights:
  • rural health systems have, as well as seeing it across the state, and I look forward to hoping to lend
Summary: The Committee on Health and Human Services heard a series of gubernatorial nominations and board appointments, mostly to health-related advisory councils and commissions. Nominees testified briefly about their backgrounds and reasons for serving, including Melanie Lao for the Fuel Tank Advisory Committee; Asana Saragosa Torres and Jessica Stevens for the State Council on Mental Health; several nominees for the Emergency Medical Services Advisory Committee, including S. Brian, Jacob Pelo, Patrick Winfield Lougher, Dr. An Young, Marin Anka, and Kenneth Faria; Roxanne Row for the Hawaii County Health Planning Council; Lewis Johnson and Susie Schulberg for the Policy Advisory Board for Elder Affairs; Mariah Nicholls and Evan Nakatsuka for the State Rehabilitation Council; and Co Woly for the Hawaii Health Systems Corporation board. Testimony in support came from the Department of Health, the Executive Office on Aging, the Department of Human Services, Hawaii Youth Services Network, Hawaii Family Caregiver Coalition, and other individuals and organizations, with several nominees emphasizing lived experience, rural health access, mental health advocacy, EMS experience, or community service. One nomination, GM 522 for Melanie Lao, drew favorable comments about her qualifications and written responses. GM 572, Roxanne Row’s nomination to the Hawaii County Health Planning Council, was the only item that raised concern because the committee had not received her questionnaire answers directly; after questioning, the chair deferred decision-making on that nomination until March 5 pending receipt of the answers. The committee also noted a title correction for GM 548, changing the reference from an advisory board to the Emergency Medical Services Advisory Committee. At the end of the meeting, the committee voted to advise and consent on all nominations except GM 572, which was deferred. The adopted recommendations covered GM 522, 523, 525, 526, 540, 541, 548, 575, 576, 577, 579, 629, 630, 631, and 633. The meeting then adjourned after congratulating the nominees and inviting them to remain for a group photo.
CA
Transcript Highlights:
  • So we're here to lend support to CDPH, specifically to the Center for Preparedness and Response, and
FL

Florida 2025 Regular Session

February 20, 2025 - 09:00 AM

Transcript Highlights:
  • The division provides information regarding the legitimacy of those businesses to the public, lending
Summary: The subcommittee first heard a panel on state cloud modernization efforts after canceling an LBR on the Department of Corrections’ OBIS project because the presentation materials were not submitted on time. Florida Digital Service, the Northwest Regional Data Center, and several agencies described how the state is assessing and migrating applications to cloud environments under the cloud-first policy. Northwest explained its 2023 cloud readiness assessment of 890 applications from 24 agencies, the criteria used to rate readiness and risk, and its recommendation to tackle lower-risk applications first. Agency updates covered the Department of Corrections’ modernization of 98 legacy applications tied to OBIS and cloud-native infrastructure, the Department of Elder Affairs’ Microsoft Power Platform modernization, the Department of Health’s health management and child protection systems, and FDOT’s large cloud program for transportation systems. Members repeatedly asked about costs, data ownership, disaster recovery, single sign-on, security tools, and whether cloud migration actually saves money; presenters generally said the focus is more on modernization, resilience, and efficiency than immediate savings, and that cost analyses are often application-specific rather than enterprise-wide. The discussion also covered governance and architecture questions. Florida Digital Service said agencies remain responsible for their own databases and cloud tenants, while FLDS provides advice and an enterprise architecture framework; it does not have statutory oversight over most projects, except for OBIS project oversight due to its size. Northwest said it is acting as a cloud broker for some agencies and is consolidating Azure and AWS payer tenants to seek better pricing, but agencies still make system-by-system decisions based on business needs, risk, latency, and total cost of ownership. Members raised concerns about fragmented data structures, the lack of a complete statewide application inventory, and the need for better interoperability and enterprise standards. Several agencies said disaster recovery is built into their cloud plans, and FDOT and Corrections described ongoing efforts to keep systems current through core platforms, training, and ongoing support. In the second half of the meeting, the Department of State presented two new technology requests. Secretary Byrd described the SunBiz corporate registry system as a 34-year-old platform supporting more than 3.5 million business entities and generating over $575 million in annual general revenue. He said the department had already virtualized the legacy hardware after earlier modernization efforts failed and is now seeking $800,000 recurring for password protection and $5 million nonrecurring to continue procurement for a replacement system. The department also presented the Florida Voter Registration System modernization request, noting that the current system is outdated and requires manual workarounds for some statutory changes. The department requested $2.4948 million nonrecurring and $44,000 recurring to procure a modernized FVRS solution, and staff said the feasibility study recommended a hybrid approach. Members asked about the study’s findings and about creating a database for voter eligibility information for returning citizens; the department said that would require data sharing with all 67 clerks of court and other entities such as DOC.
FL

Florida 2025 Regular Session

Senate in Special Session C Feb 13th, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • At least to get out of the way if… They can lend a hand, they can, but they are not required to go ahead
Bills: SJR2 , SB4 , SJR36 , SJR2 , SB4 , SJR1 , SJR5 , SB9 , SB40 , SJR2 , SB4 , SR98 , SJR40 , SJR41 , SJR42 , SJR43 , SJR44 , SJR45 , SJR46 , SJR47 , SCR13 , SB6 , SB13 , SB21 , SB826 , SB827 , SB828 , SB829 , SB830 , SB831 , SB832 , SB833 , SB834 , SB835 , SB836 , SB837 , SB838 , SB839 , SB840 , SB841 , SB842 , SB843 , SB844 , SB845 , SB846 , SB847 , SB848 , SB849 , SB850 , SB851 , SB853 , SB854 , SB855 , SB856 , SB857 , SB858 , SB859 , SB860 , SB861 , SB862 , SB863 , SB864 , SB865 , SB866 , SB867 , SB868 , SB869 , SB870 , SB871 , SB872 , SB873 , SB874 , SB875 , SB876 , SB877 , SB878 , SB879 , SB880 , SB881 , SB882 , SB883 , SB884 , SB885 , SB886 , SB887 , SB888 , SB889 , SB890 , SB891 , SB892 , SB893 , SB894 , SB895 , SB896 , SB897 , SB898 , SB899 , SB900 , SB901 , SB902 , SB903 , SB904 , SB905 , SB906 , SB907 , SB908 , SB909 , SB910 , SB911 , SB912 , SB913 , SB914 , SB915 , SB916 , SB917 , SB918 , SB919 , SB920 , SB921 , SB922 , SB923 , SB924 , SB925 , SB926 , SB927 , SB928 , SB929 , SB930 , SB931 , SB932 , SB933 , SB934 , SB935 , SB936 , SB937 , SB938 , SB939 , SB940 , SB941 , SB942 , SB943 , SB944 , SB945 , SB946 , SB947 , SB948 , SB949 , SB950 , SB951 , SB952 , SB953 , SB954 , SB955 , SB956 , SB957 , SB958 , SB959 , SB960 , SB961 , SB962 , SB963 , SB964 , SB965 , SB966 , SB967 , SB968 , SB969 , SB970 , SB971 , SB972 , SB973 , SB974 , SB975 , SB976 , SB977 , SB978 , SB979 , SB980 , SB981 , SB982 , SB983 , SB984 , SB985 , SB986 , SB987 , SB988 , SB989 , SB990 , SB991 , SB992 , SB993 , SB994 , SB995 , SB996 , SB997 , SB998 , SB999 , SB1000 , SJR40 , SJR41 , SJR42 , SJR43 , SJR44 , SJR45 , SJR46 , SJR47 , SCR13 , SB6 , SB13 , SB21 , SB826 , SB827 , SB828 , SB829 , SB830 , SB831 , SB832 , SB833 , SB834 , SB835 , SB836 , SB837 , SB838 , SB839 , SB840 , SB841 , SB842 , SB843 , SB844 , SB845 , SB846 , SB847 , SB848 , SB849 , SB850 , SB851 , SB853 , SB854 , SB855 , SB856 , SB857 , SB858 , SB859 , SB860 , SB861 , SB862 , SB863 , SB864 , SB865 , SB866 , SB867 , SB868 , SB869 , SB870 , SB871 , SB872 , SB873 , SB874 , SB875 , SB876 , SB877 , SB878 , SB879 , SB880 , SB881 , SB882 , SB883 , SB884 , SB885 , SB886 , SB887 , SB888 , SB889 , SB890 , SB891 , SB892 , SB893 , SB894 , SB895 , SB896 , SB897 , SB898 , SB899 , SB900 , SB901 , SB902 , SB903 , SB904 , SB905 , SB906 , SB907 , SB908 , SB909 , SB910 , SB911 , SB912 , SB913 , SB914 , SB915 , SB916 , SB917 , SB918 , SB919 , SB920 , SB921 , SB922 , SB923 , SB924 , SB925 , SB926 , SB927 , SB928 , SB929 , SB930 , SB931 , SB932 , SB933 , SB934 , SB935 , SB936 , SB937 , SB938 , SB939 , SB940 , SB941 , SB942 , SB943 , SB944 , SB945 , SB946 , SB947 , SB948 , SB949 , SB950 , SB951 , SB952 , SB953 , SB954 , SB955 , SB956 , SB957 , SB958 , SB959 , SB960 , SB961 , SB962 , SB963 , SB964 , SB965 , SB966 , SB967 , SB968 , SB969 , SB970 , SB971 , SB972 , SB973 , SB974 , SB975 , SB976 , SB977 , SB978 , SB979 , SB980 , SB981 , SB982 , SB983 , SB984 , SB985 , SB986 , SB987 , SB988 , SB989 , SB990 , SB991 , SB992 , SB993 , SB994 , SB995 , SB996 , SB997 , SB998 , SB999 , SB1000
NM

New Mexico 2025 Regular Session

House - Appropriations and Finance Feb 3rd, 2025

House Appropriations & Finance

Transcript Highlights:
  • I think some cases lend themselves to these types of placements and others don't, so I hope we're not
US
Transcript Highlights:
  • our guys struggled with a lot of issues, and so I would be honored to do anything I possibly can to lend
KY

Kentucky 2026 Regular Session

House Legislative Session Day 48 (3-17-26)

Kentucky House Floor Meeting

Transcript Highlights:
  • So I just want to lend my support for this amendment as well as support for the overall bill.
  • I</c><01:35:13.280><c> just</c><01:35:13.440><c> want</c><01:35:13.520><c> to</c><01:35:13.679><c> lend
  • So I just want to lend my so forth.
  • So I just want to lend my support<01:35:14.719><c> for</c><01:35:15.040><c> this</c><01:35:15.280><c>
NH

New Hampshire 2026 Regular Session

House Finance (01/30/2026)

Finance

Transcript Highlights:
  • So, when I look at this, raising a lending limit to this exponential increase would really raise eyebrows
  • So, uh, when I look at this, um, raising<00:20:11.919><c> a</c><00:20:12.160><c> lending</c><00:20:12.480
  • ><c> limit</c><00:20:13.280><c> to</c><00:20:13.520><c> this</c> raising a lending limit to this raising
  • a lending limit to this exponential<00:20:15.120><c> increase</c><00:20:16.080><c> would</c><00:20:16.400
Committee: House Finance
MN
Transcript Highlights:
  • achieve a higher education and shoving them out of the public loan system to forcing them into private lending
  • 02:11:54.880><c> them</c><02:11:55.040><c> into</c><02:11:56.079><c> private</c><02:11:56.480><c> lending
  • </c><02:11:56.880><c> if</c> forcing them into private lending if forcing them into private lending if
NH

New Hampshire 2025 Regular Session

Senate Judiciary (03/25/2025)

Judiciary

Transcript Highlights:
  • I think this does not clarify that or lend clarity to that necessarily.
  • I think this does not clarify that or lend clarity to that necessarily.
  • I think this does not clarify that or lend clarity to that necessarily.
  • I think this does not clarify that or lend clarity to that necessarily.
Committee: Senate Judiciary
NH
Transcript Highlights:
  • He said calling this payday lending or similar is not accurate.
  • <02:21:36.200><c> loaning</c><02:21:36.920><c> you</c><02:21:37.000><c> know</c><02:21:37.120><c> lending
  • </c> this is payday loaning you know lending this is payday loaning you know lending you<02:21:37.920
Summary: The subcommittee first reviewed its schedule, noting that 13 bills were being executed the next day and that additional subcommittee work would be scheduled around Town Meeting Day and the following session days. The chair explained that the committee would not meet on Town Meeting Day, would handle the remaining bills on the next available subcommittee day, and would continue any unfinished items later in the month. The committee then took up House Bill 774, which concerned Medicare-related coverage issues. Members discussed the bill’s purpose and the differences between Medicare standard and Medicare Advantage, with one member saying the proposal was informative but did not offer a workable solution. The committee also moved to inexpedient to legislate on House Bill 185, and the motion passed on a 6-0 vote. House Bill 241, relating to alternatives to opioids, was retained for further work. Members said the bill raised concerns about insurers effectively practicing medicine and about the lack of evidence on the efficacy of some alternative treatments, while also noting that chiropractic coverage mandates already exist in statute. The committee voted to retain the bill, with the motion passing 6-0. The most extended discussion was on House Bill 648, which would expand insurance coverage for glucose monitoring. Testimony and committee comments focused on whether coverage should be tied to insulin use or instead to a physician’s medical judgment, the role of continuous glucose monitoring for people with type 2 diabetes who are not on insulin, and the potential cost impact. An insurance department fiscal analyst said the original $22-per-member estimate was based on the unamended bill and that the amended version would require updated analysis; members agreed to retain the bill to narrow the eligible population and revisit the language later.
NH

New Hampshire 2025 Regular Session

House Criminal Justice and Public Safety (01/29/2025)

Criminal Justice and Public Safety

Transcript Highlights:
  • report looking into this issue, but we know that there's a few moving pieces right now that might lend
  • pieces right now there's a few moving pieces right now that<00:56:00.400><c> might</c><00:56:00.760><c> lend
  • itself</c><00:56:01.640><c> to</c><00:56:01.839><c> helping</c><00:56:02.200><c> shape</c> that might lend
  • itself to helping shape that might lend itself to helping shape future<00:56:03.160><c> legislation<
  • start their work until September, and they only have till November, and I just don't feel like that lends
WY

Wyoming 2026 Regular Session

Select Committee on Tribal Relations, June 16, 2026

Select Committee on Tribal Relations

Transcript Highlights:
  • I know we're very young on the Shoshone Tribe, but it builds, it lends itself to some creativity, more
  • Shoshone Tribe, but it lends itself to some creativity, more impacts directly to the community.
  • Just whoever was willing to lend a hand at that point, because we had to get creative with our funding
  • Just whoever would was willing to<02:59:37.600><c> lend</c><02:59:37.800><c> a</c><02:59:37.880><c> hand
  • a hand at that point because we to lend a hand at that point because we had<02:59:39.520><c> to</c><
HI

Hawaii 2025 Regular Session

WAM/FIN Joint Info Briefing - Fri Feb 14, 2025 @ 9:30 AM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • I'm the executive director of Hokua, and I'm honored to testify in support of our micro-lending program
  • Hokua's micro-lending program will provide low-interest, accessible loans to help parents cover these
  • honored to testify in support of our honored to testify in support of our microl<04:49:28.558><c> lending
  • program for families of microl lending program for families of disabled<04:49:30.680><c> children</c
  • Hokua's micro-lending program will provide low-interest, accessible loans to help parents cover these
NH

New Hampshire 2025 Regular Session

House Committee on Housing (01/28/2025)

Housing

Transcript Highlights:
  • Who, I guess, is lending it? Who is receiving these loans?
  • But the eligible recipients are listed in the proposed bill. lending it who is receiving these lending
  • program in that bill might fit in well with this because if a private institution can make money lending
  • Representative Newell said that if a private institution can make money lending out loans for people
Committee: House Housing
CA

California 2025-2026 Regular Session

Senate Floor Session Aug 30th, 2026 at 08:49 pm

Transcript Highlights:
  • But I just wanted to lend my voice to this support bill. ...funding, but just so I can lend my voice