Video & Transcript Research : 'loan restructuring'
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HI
Hawaii 2025 Regular Session
JHA Public Hearing - Tue Jan 28, 2025 @ 2:00 PM HST
Judiciary & Hawaiian Affairs
Transcript Highlights:
- <01:31:04.040>
amount limits and it amends the loan amount limits and it amends the loan amount - <01:32:10.239>
to <01:32:10.520>his loan to his loan to his campaign<01:32:12.440>um - Contribution loan limits should be adjusted based on the scale of the race.
- It seems that if they can secure loans from other people, they should be able to secure loans from themselves
- It seems that if they can secure loans from other people, they should be able to secure loans from themselves
Summary:
The House Committee on Judiciary and Hawaiian Affairs held its first hearing of the 33rd Legislature and heard several measures, beginning with HB 131, which would allow agencies to disclose government records to researchers for certain purposes and direct the Office of Information Practices to adopt uniform rules. OIP supported the bill, saying it would help researchers access government records, while DLNR questioned whether the bill was necessary, raised concerns about costs and exemptions, and suggested a definition change regarding media. The Public First Law Center and other supporters said the bill would not remove existing exemptions or create new disclosure requirements, but would simply authorize rulemaking to create a clearer process for research access. Common Cause Hawaiʻi raised concern about including news media in the measure. The chair emphasized that the rulemaking process would allow agencies and the public to work through details, and the committee moved on without a recorded vote in the transcript.
The committee then heard HB 411, which would create uniform administrative penalty procedures under the state ethics code and lobbyist law, and HB 412, which would expand lobbying definitions to cover certain communications with high-level executive officials about procurement and make some contracts voidable if awarded through unethical lobbying. The Ethics Commission supported HB 411 as an efficiency measure that would streamline the charge process without changing substantive rights, while HB 412 was described as a narrow transparency measure modeled on other states. The State Procurement Office warned that voiding contracts could cause delays, warranty issues, third-party complications, and higher reprocurement costs. The Ethics Commission responded that any contract revocation would be at the Attorney General’s discretion and likely reserved for egregious cases, and that the threat of voiding a contract would help deter noncompliance. The committee also heard HB 413, which clarifies that lobbyist campaign contribution prohibitions apply during periods when both houses of the Legislature are in session; the Ethics Commission and Campaign Spending Commission both supported the bill and the Ethics Commission requested amendments to clarify jurisdiction between state and county lobbyist enforcement.
Finally, the committee took up HB 149, which would require domestic and foreign corporations to report independent expenditures and political contributions to shareholders. The only testimony noted in the transcript was written comments from Matson, which said the requirement would be expensive and cumbersome and that the information is already publicly available through existing campaign finance reporting websites. No votes or final committee actions on the bills were recorded in the provided transcript.
ND
North Dakota 2025-2026 Regular Session
House Appropriations - Education and Environment Division Apr 15th, 2025 at 10:15 am
Appropriations - Education and Environment Division
Transcript Highlights:
- But I think we can look into how do we create a loan option.
- Representative Louser, to my knowledge, we do not, but if we set up a loan for them, then they can pay
- They don't have to use it for that, but I think by setting up a loan option for them, they take out that
- loan.
- The loan, is that what you were referring to?
Bills:
SB2003
Keywords:
higher education, student loans, scholarships, capital projects, workforce development, funding, North Dakota university system, 908, all
Summary:
The committee first reconsidered Senate Bill 2003 in the higher education budget and adopted several changes. It removed $3 million for enterprise resource planning, struck $2 million for a grant program for students who are pregnant or recently gave birth, and then added $3 million back into workforce education and innovative grants, restoring that line to $12 million. Members also discussed a possible purchase of the 19th Avenue building in Fargo for the State School of Science, but the motion was withdrawn for later consideration. Other higher ed items were briefly noted, including tribally controlled community colleges and a state magazine funding line, but no final action was taken on the building proposal during this segment.
The committee then moved to Senate Bill 2018, the Commerce budget, and reviewed a long list of funding items. It restored a vacant workforce FTE, increased tourism marketing to $10 million and Find the Good Life to $5 million, raised Operation Intern by $1 million, removed a $100,000 infrastructure study, increased autonomous agriculture grants to $15 million, and set the Regional Workforce Impact Program at $10 million. It also kept or adjusted several other items, including the uncrewed aerial vehicle replacement program, the global talent office, tribally controlled community colleges, Native American small business grants, and technical skills training grants.
A major new provision would transfer $50 million total, split between SIF and Bank of North Dakota profits, to the Theodore Roosevelt Library Museum Endowment Fund, matching a private fundraising challenge; members expressed both support and concern, and said they would revisit it later. The committee also discussed language to allow commercialization of Vantis and to permit the Turtle Mountain gaming compact proposal to move forward with required federal approvals, while clarifying that a previously discussed $100,000 study had been removed. Commerce officials said the workforce language was intended to centralize data and strategy, and they noted Operation Intern would need an emergency clause because applications begin in May. No final vote on the Commerce budget was taken in this segment, and the chair said the committee would return later to finish both budgets.
CA
California 2025-2026 Regular Session
Senate Budget and Fiscal Review Committee Jun 24th, 2026
Budget and Fiscal Review
Transcript Highlights:
- How quickly does it help us accelerate the down payment on those extending, outstanding loans?
- How quickly does it help us accelerate the down payment on those outstanding loans?
- So budgetary loans typically are incurring an interest rate equivalent to the pooled money investment
- So budgetary loans typically are incurring an interest rate equivalent to the pooled money investment
- And then when it comes to the unemployment insurance loan, the state is paying the interest on that loan
HI
Transcript Highlights:
- This is Senate Bill 1367, relating to installment loans, on behalf of the Senate. Myself as chair.
- Reconvening on Senate Bill 1367, Senate Draft 1, House Draft 1, relating to installment loans.
- Hurricane Relief Fund to the Hawaii Green Infrastructure Authority for GAP reserves to facilitate that loan
- 00:19:41.200>
to <00:19:41.440>facilitate <00:19:41.919>that <00:19:42.080>loan - reserves to facilitate that loan reserves to facilitate that loan program.<00:19:43.600>
I'd<
Summary:
The committee considered several conference measures on April 25, 2025, mostly waiting on FIN or Ways and Means releases before taking action. SB 25 on eviction mediation was agreed to and passed with amendments, with members voting aye except for one no vote recorded from Representative Pirk and several excused members. SB 1367 on installment loans was also taken up later in the meeting; a revised conference draft was noted to include a five-year timeframe, a $1 convenience fee, and a corrected effective date, and it passed unanimously among those voting.
Other measures were repeatedly rolled to later times in Room 224 or 225 because releases were still pending, including SB 1044 on property insurance stabilization, SB 1220 on a renewable gas tariff, SB 500 on electric utilities, HB 1370 on liquor tax/draft beer definitions, HB 939 on alcohol/liquor tax changes, HB 1052 on the universal service program, and SB 1500 on electric utilities. When SB 1220 and SB 500 were eventually heard, both were described as creating or adjusting utility-related processes and both passed with amendments. HB 1370 also passed with amendments after the committee noted it would redefine draft beer for liquor tax purposes.
SB 1044 drew the most detailed discussion: the conferees described major funding provisions, including a $30 million reimbursable general obligation bond appropriation for the Hawaii Hurricane Relief Fund, a $20 million reimbursable GO bond appropriation to the Hawaii Green Infrastructure Authority for a condominium loan program, and a $5 million appropriation for GAP reserves, along with 36-month assessment periods and a temporary recording fee up to $44. The bill passed with amendments. HB 1052 on the universal service program was described as allowing the Public Utilities Commission to use program funds to provide free telecommunications access for individuals with print disabilities, with a $150,000 cap, and it also passed with a conference draft.
MA
Massachusetts 2025-2026 Regular Session
Formal House Session 100 Jun 21st, 2026 at 11:00 am
Massachusetts House Floor Meeting
Transcript Highlights:
- And when you graduate, what it will look like with high student loans and you're trying to move out of
- The average cost of attending a four-year public college is $27,000, and student loan debt now exceeds
- The average college student in Massachusetts leaves school with more than $30,000 in student loans.
- They'll learn how to read a paycheck stub, open a bank account, file taxes, and evaluate a loan offer
- They'll learn to spot ...bank account, file taxes, and evaluate a loan offer.
Summary:
The House took up several procedural orders early in the session, including extending the reporting deadline for the Housing Committee on H.4655 and suspending Joint Rule 12 for a petition seeking to rescind prior Article 5 constitutional convention applications. It then advanced three Ways and Means bills on education-related topics: personal financial literacy education (H.4670), expanded access to the state seal of biliteracy (H.4671), and teacher preparation and student literacy (H.4672), each moving through amendment adoption and third reading or engrossment procedures.
A major portion of the meeting focused on H.4670, which would require personal financial literacy instruction in middle and high school and establish a financial literacy trust fund for curriculum and teacher training. Members spoke in support, emphasizing budgeting, credit, student loans, and long-term financial planning, and the bill passed to be engrossed by a 154-0 roll call. H.4671, which broadens access to the seal of biliteracy for students in public and private schools, also drew support and passed to be engrossed 155-0.
The most extensive debate centered on H.4672, a literacy bill requiring evidence-based reading instruction, DESE-approved curricula or approved local alternatives, screening and progress monitoring, professional development, and related implementation measures. Members described concerns about declining reading scores and argued for a shift away from three-cueing toward phonics-based, science-of-reading approaches. Several amendments were considered: a proposal to change intervention language from “significantly” to “at risk of falling behind” failed, while amendments adding funding language, stakeholder collaboration, and other implementation details were adopted. One amendment clarifying that pictures may be used as a supplement in literacy curricula was also adopted, and the bill ultimately passed to be engrossed 155-0. The House also observed moments of silence for former Judge Leslie Harris, former Representative Mark Carron, and former Representative Dennis Rosa, and adjourned to meet the next day at 11 a.m.
MN
Minnesota 2025-2026 Regular Session
MN House debates bill requiring agencies to submit such reports to members electronically 5/4/26
Minnesota House Floor Meeting
Transcript Highlights:
- What about a farmer that benefits from a low-interest loan program or grant program that we put in place
- from a What about a farmer that benefits from a low<00:07:39.640>
interest <00:07:40.080>loan - <00:07:40.400>
program <00:07:40.960>or <00:07:41.160>grant low interest loan - program or grant low interest loan program or grant program<00:07:41.960>
that <00:07:42.120>< - say that I also happen to know that there are a number of folks in the room who benefited from PPP loans
Summary:
House File 3679, which would allow mandatory reports to legislative committees to be submitted electronically instead of on paper, was presented as a bipartisan efficiency measure by Representative Nash. The bill also carried an A1 amendment, adopted by voice vote, that addressed interim administrative authority for the Chief Clerk during a gap in caucus leadership and was described as a procedural fix worked out with caucus leaders.
A second amendment, A2, offered by Representative Engen, sought to prohibit legislators from participating in appropriations to named nonprofit recipients that later employ or contract with them, arguing this created conflicts of interest and self-serving governance. Supporters said the amendment was needed for institutional integrity and taxpayer trust, while opponents argued it was too narrow, not well defined, and would unfairly single out certain jobs or industries; the debate included references to direct appropriations, conflict-of-interest rules, and examples involving nonprofits, law firms, farmers, teachers, and other outside employment. The A2 amendment was put to a roll call and failed on a 66-66 tie.
After the amendment vote, the bill was read a third time and received broad support. Representatives Nash and Cleborne urged a green vote, and the House passed House File 3679 as amended by a vote of 132-0, with its title agreed to.
KY
Kentucky 2025 Regular Session
House Standing Committee on Agriculture (2-12-25)
Transcript Highlights:
- The prohibition for those employees in the Office of Policy being able to apply for grants or loans through
- are involved in agriculture, and this would make sure that those individuals could apply for these loans
- It still keeps the prohibition for those employees of the Office of Policy, which oversees the loans
- return back, and I think it also shows the quality of the individuals that are working as they do those loans
- return back, and I think it also shows the quality of the individuals that are working as they do those loans
Keywords:
00:00 Meeting Start
00:45 Attendance Roll Call
01:50 Introduction of New Members
07:10 Discussion of HB 24
09:36 Roll Call Vote
12:20 Discussion of HB 216
19:25 Roll Call Vote, 958, all
Summary:
The Agriculture Committee met for its first meeting of the 2025 session, with the new chair opening the meeting, confirming a quorum, announcing the House’s 24-hour rule for committee substitutes and amendments, and welcoming several guests and new committee members. The chair also emphasized agriculture’s importance to Kentucky’s economy, citing crop revenue and the broader economic impact of the sector.
The committee first considered House Bill 24, which would raise the audit threshold for conservation districts from $750,000 to $1 million. Supporters said the bill updates an outdated threshold and helps reduce the burden of costly audits amid inflation. The bill received a motion and second, no opposition was raised, and it passed by roll call vote.
The committee then took up House Bill 216, presented by the vice chair and Brandon Reed of the Kentucky Office of Policy. The bill would allow certain Department of Agriculture employees to apply for grants or loans while preserving the existing prohibition for employees who oversee those programs. Testimony explained that the office’s funding comes from tobacco master settlement dollars, with a formula that directs money to agriculture and other purposes, and members discussed the importance of keeping those funds in Kentucky. The bill passed with favorable expression by roll call vote.
Before adjournment, members made additional welcoming remarks for local officials and guests, and the chair noted the National Farm Machinery Show and tractor pull as a major event for Kentucky agriculture. The committee then adjourned.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration Feb 25th, 2025
Transcript Highlights:
- budget does obviously include a $634 million general fund payment on the outstanding UI trust fund loan
- The federal UI loan, this morning I checked, is $21.8 billion.
- an insolvency, we, in essence, continue borrowing from the federal government so that outstanding loan
- But so long as the state has an outstanding federal loan, it by definition cannot be building reserves
- The state has an outstanding loan to help augment costs for the interest payment.
VT
Transcript Highlights:
- And they'd be subject to a lien on the property until the loan is repaid.
- If the property is sold, the loan and the lien go with the property to the new owner.
- If the property is sold, the loan and the lien go with the property to the new owner.
- Neither the program administrator nor the municipality has any liability for the loan.
- the loan. the loan.
Summary:
The House opened with a devotional performance by four Vermont music therapists, followed by remarks recognizing music therapy as an evidence-based profession and welcoming the performers to the chamber. The body then handled several referral and procedural matters: Senate Bills 212 and 328, and Senate Bill 325 after an Environment Committee report, were referred to Ways and Means under House Rule 35A because of revenue impacts. The House also read HCR 263, congratulating the 2026 Mount Mansfield Union High School Division 1 championship girls basketball team, and members offered brief congratulations and announcements, including a birthday greeting for the Chief of Staff, notice of an art social, and a reminder about the House Adjournment Pool benefiting Good Samaritan Haven.
The House voted to move Senate Bill 206, relating to licensure of early childhood educators, from Government Operations and Military Affairs to Human Services. It then took up House Bill 951, the state budget bill, suspended rules to consider it immediately, and voted not to concur with the Senate’s proposal of amendment. The House requested a committee of conference and appointed Representatives Shay, Feltes, and Lumley to serve on the House side, then suspended rules again to message its action to the Senate forthwith.
In the orders of the day, the House passed House Bill 902 on amendments to the City of Barre charter, and passed Senate Bills 142, 179, 227, 230, and 298 in concurrence with proposals of amendment. Action on Senate Bill 223, relating to water quality, was postponed for two legislative days. The House then considered Senate Bill 327 on economic development, hearing detailed testimony from the Commerce and Economic Development, Ways and Means, and Appropriations committees. The bill would support small businesses, repeal the VEGI sunset, create hospitality and culinary workforce initiatives, revise the Rural Industrial Development Grant Program, authorize cash rounding when pennies are unavailable, and establish a C-PACE financing program. Ways and Means offered nine amendments, including changes to VEGI limits, grant language, rounding notice provisions, and C-PACE timing and tax clarifications; the House adopted the amendments and proposed the bill back to the Senate as amended.
KY
Kentucky 2026 Regular Session
House Standing Committee on Veterans, Military Affairs, and Public Protection (2-3-26)
Veterans, Military Affairs, & Public Protection
Transcript Highlights:
- These are not loans.
- And uh we're we're These are not loans.
- <00:26:58.080>
And intricacies of um loans to veterans. - And intricacies of um loans to veterans.
- ,<00:32:37.519>
and repair, um, the insurance or loan, and repair, um, the insurance or loan
Summary:
The committee heard House Bill 369, which would add post-traumatic stress disorder to an existing 2018 hyperbaric oxygen therapy-related law for veterans. Representative Scott Sharp and HBOT for KY Vets representatives testified that PTSD and traumatic brain injury often overlap, that veterans are frequently misdiagnosed, and that hyperbaric oxygen therapy has shown benefits in clinical trials and in Kentucky’s own funded program. Members asked whether the bill would require insurance coverage; the sponsors said it would not, and noted they are seeking broader approval through medical and congressional channels. The committee voted favorably on HB 369, with members expressing support based on personal experience and the needs of veterans and their families.
The committee then considered House Bill 419, for which a committee substitute was adopted before testimony. Representative Suzanne Miles and Kentucky Fire Commission/KCTCS representatives explained that the bill would expand the fire commission board from 14 to 18 members, clarify that KCTCS’s 5% administrative fee applies collectively to all funds rather than separately to each fund, and allow excess funds to help cover out-of-pocket cancer screening costs for volunteer and paid firefighters. A question about board staggering was answered by explaining that staggered terms were originally used to avoid all terms ending at once and were expected to continue. The committee passed HB 419 with favorable expression.
Later, USA Cares presented an update on how it has used prior state funding. The organization described its grant-based assistance for veterans and military families facing housing, vehicle, and utility crises, as well as career transition and housing-related support programs. Testimony emphasized that the aid helps prevent homelessness and reduce suicide risk, and the group reported it had used nearly all of the $2 million awarded in the last budget cycle to assist 364 families and more than 500 dependents. No vote was taken on the USA Cares presentation.
OK
Oklahoma 2026 Regular Session
Appr/Sub-Public Safety and Judiciary 2ND REVISED Jan 28th, 2026 at 09:00 am
Transcript Highlights:
- Next, our second ask is a rural loan assistance program.
- And so, the idea with this ask is a rural loan assistance program.
- or Loan Reduction.
- This fund to the loan servicers.
- But it says there rural loan assistance program. So, which counties would not be rural?
NM
New Mexico 2025 Regular Session
House - Health and Human Services Feb 5th, 2025
House Health & Human Services
Transcript Highlights:
- We have loan forgiveness.
- We have in New Mexico the Social Work Loan Repayment Program, the Healthcare Work Loan Repayment Program
- Does that cover any kind of student loans?
- My kids have both government federal loans and also Sallie Mae loans.
- So, does it cover all of those kinds of loans?
TX
Transcript Highlights:
- You did an increase on the nurse loan repayment program of about twelve and a half million dollars.
- I think let's see the nurse loan repayment program because we have the shortage of nurses.
- Professionals through a similar mental health loan repayment program. That's something of interest.
- The Agricultural Loan Program shall establish a Certified Lender Program.
- I am simply adding money to a program that exists called the Agricultural Loan Guarantee Program.
Bills:
SCR8, SCR25, SB1, SB14, SB24, SB213, SB251, SB315, SB371, SB378, SB379, SB406, SB413, SB472, SB487, SB502, SB502, SB509, SB513, SB513, SB565, SB565, SB583, SB608, SB621, SB650, SB686, SB686, SB707, SB710, SB710, SB761, SB761, SB810, SB815, SB840, SB856, SB875, SB875, SB896, SB896, SB916, SB925, SB958, SB958, SB961, SB965, SB965, SB973, SB973, SB987, SB990, SB995, SB1018, SB1019, SB1146, SB1146, SB1198, SB1252, SB1252, SB1253, SB1253, SB1330, SB1343, SB1362, SB1499, SB1499, SB1532, SB1532, SB1547, SB1547, SB1555, SB1596, SB1596, SJR36, SJR12, SJR57, SCR25, SCR22, SCR12, SCR8, SB565, SB765, SB62, SB666, SB707, SB888, SB687, SB847, SB1248, SB14, SB1006, SB504, SB925, SB995, SB857, SB305, SB296, SB284, SB815, SB1379, SB1497, SB1499, SB1498, SB241, SB304, SB621, SB1023, SB1024, SB686, SB112, SB371, SB204, SB609, SB670, SB502, SB850, SB854, SB413, SB1555, SB1362, SB1346, SB1033, SB1220, SB1073, SB810, SB987, SB1539, SB447, SB875, SB406, SB985, SB965, SB1119, SB1505, SB24, SB1194, SB1253, SB1215, SB1532, SB1302, SB856, SB650, SB583, SB673, SB213, SB681, SB1172, SB1252, SB378, SB1343, SB608, SB487, SB955, SB957, SB988, SB990, SB1019, SB1021, SB1120, SB251, SB958, SB761, SB1, SB541, SB315, SB379, SB1018, SB1737, SB266, SB1415, SB1527, SB125, SB599, SB1330, SB53, SB916, SB896, SB1352, SB973, SB785, SB710, SB472, SB1450, SB1502, SB1566, SB414, SB1062, SB1547, SB961, SB1038, SB513, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB108, SB8, SB318, SB507, SB533, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB1198, SB1146, SB763, SB667, SB1059, SB617, SB1567, SB503, SB1, SB1555, SR233, SR307, SR310, SR318, SR319, SCR25, SJR72, SJR73, SJR75, SJR77, SJR79, SJR80, SJR81, SJR82, SB2198, SB2201, SB2202, SB2203, SB2204, SB2205, SB2206, SB2207, SB2208, SB2209, SB2210, SB2211, SB2213, SB2214, SB2215, SB2216, SB2217, SB2218, SB2219, SB2220, SB2221, SB2222, SB2223, SB2224, SB2225, SB2226, SB2227, SB2228, SB2229, SB2231, SB2232, SB2233, SB2234, SB2235, SB2236, SB2237, SB2238, SB2239, SB2240, SB2241, SB2242, SB2243, SB2244, SB2245, SB2246, SB2247, SB2248, SB2249, SB2250, SB2251, SB2252, SB2253, SB2254, SB2255, SB2256, SB2257, SB2258, SB2259, SB2260, SB2261, SB2262, SB2263, SB2264, SB2265, SB2266, SB2267, SB2268, SB2269, SB2270, SB2271, SB2272, SB2273, SB2274, SB2275, SB2276, SB2277, SB2278, SB2279, SB2280, SB2281, SB2282, SB2283, SB2284, SB2285, SB2286, SB2287, SB2288, SB2289, SB2290, SB2291, SB2292, SB2293, SB2294, SB2295, SB2296, SB2297, SB2298, SB2299, SB2300, SB2301, SB2302, SB2303, SB2304, SB2305, SB2306, SB2307, SB2308, SB2309, SB2310, SB2311, SB2313, SB2314, SB2315, SB2316, SB2317, SB2318, SB2319, SB2320, SB2321, SB2322, SB2323, SB2324, SB2325, SB2326, SB2327, SB2328, SB2329, SB2330, SB2331, SB2333, SB2334, SB2335, SB2336, SB2337, SB2338, SB2339, SB2340, SB2341, SB2342, SB2343, SB2344, SB2346, SB2347, SB2348, SB2349, SB2350, SB2351, SB2352, SB2353, SB2354, SB2355, SB2356, SB2357, SB2358, SB2359, SB2360, SB2361, SB2362, SB2363, SB2364, SB2365, SB2366, SB2367, SB2368, SB2369, SB2370, SB2371, SB2372, SB2373, SB2374, SB2375, SB2376, SB2377, SB2378, SB2379, SB2380, SB2381, SB2382, SB2383, SB2384, SB2385, SB2386, SB2387, SB2388, SB2389, SB2390, SB2391, SB2393, SB2394, SB2395, SB2396, SB2397, SB2398, SB2399, SB2400, SB2401, SB2402, SB2403, SB2404, SB2405, SB2406, SB2410, SB2411, SB2412, SB2413, SB2414, SB2415, SB2416, SB2417, SB2418, SB2419, SB2420, SB2421, SB2422, SB2423, SB2424, SB2426, SB2427, SB2428, SB2429, SB2430, SB2431, SB2432, SB2433, SB2434, SB2435, SB2436, SB2437, SB2438, SB2439, SB2440, SB2441, SB2442, SB2443, SB2444, SB2445, SB2446, SB2447, SB2448, SB2449, SB2450, SB2451, SB2452, SB2453, SB2454, SB2455, SB2456, SB2457, SB2458, SB2459, SB2460, SJR72, SJR73, SJR75, SJR77, SJR79, SJR80, SJR81, SJR82, SB2198, SB2201, SB2202, SB2203, SB2204, SB2205, SB2206, SB2207, SB2208, SB2209, SB2210, SB2211, SB2213, SB2214, SB2215, SB2216, SB2217, SB2218, SB2219, SB2220, SB2221, SB2222, SB2223, SB2224, SB2225, SB2226, SB2227, SB2228, SB2229, SB2231, SB2232, SB2233, SB2234, SB2235, SB2236, SB2237, SB2238, SB2239, SB2240, SB2241, SB2242, SB2243, SB2244, SB2245, SB2246, SB2247, SB2248, SB2249, SB2250, SB2251, SB2252, SB2253, SB2254, SB2255, SB2256, SB2257, SB2258, SB2259, SB2260, SB2261, SB2262, SB2263, SB2264, SB2265, SB2266, SB2267, SB2268, SB2269, SB2270, SB2271, SB2272, SB2273, SB2274, SB2275, SB2276, SB2277, SB2278, SB2279, SB2280, SB2281, SB2282, SB2283, SB2284, SB2285, SB2286, SB2287, SB2288, SB2289, SB2290, SB2291, SB2292, SB2293, SB2294, SB2295, SB2296, SB2297, SB2298, SB2299, SB2300, SB2301, SB2302, SB2303, SB2304, SB2305, SB2306, SB2307, SB2308, SB2309, SB2310, SB2311, SB2313, SB2314, SB2315, SB2316, SB2317, SB2318, SB2319, SB2320, SB2321, SB2322, SB2323, SB2324, SB2325, SB2326, SB2327, SB2328, SB2329, SB2330, SB2331, SB2333, SB2334, SB2335, SB2336, SB2337, SB2338, SB2339, SB2340, SB2341, SB2342, SB2343, SB2344, SB2346, SB2347, SB2348, SB2349, SB2350, SB2351, SB2352, SB2353, SB2354, SB2355, SB2356, SB2357, SB2358, SB2359, SB2360, SB2361, SB2362, SB2363, SB2364, SB2365, SB2366, SB2367, SB2368, SB2369, SB2370, SB2371, SB2372, SB2373, SB2374, SB2375, SB2376, SB2377, SB2378, SB2379, SB2380, SB2381, SB2382, SB2383, SB2384, SB2385, SB2386, SB2387, SB2388, SB2389, SB2390, SB2391, SB2393, SB2394, SB2395, SB2396, SB2397, SB2398, SB2399, SB2400, SB2401, SB2402, SB2403, SB2404, SB2405, SB2406, SB2410, SB2411, SB2412, SB2413, SB2414, SB2415, SB2416, SB2417, SB2418, SB2419, SB2420, SB2421, SB2422, SB2423, SB2424, SB2426, SB2427, SB2428, SB2429, SB2430, SB2431, SB2432, SB2433, SB2434, SB2435, SB2436, SB2437, SB2438, SB2439, SB2440, SB2441, SB2442, SB2443, SB2444, SB2445, SB2446, SB2447, SB2448, SB2449, SB2450, SB2451, SB2452, SB2453, SB2454, SB2455, SB2456, SB2457, SB2458, SB2459, SB2460
Keywords:
central bank digital currency, CBDC, Federal Reserve, digital dollar, digital currency, cashless payments, financial privacy, cybersecurity, government surveillance, financial surveillance, money laundering, terrorism financing, illicit finance, banking policy, monetary policy, payments system, commercial banks, Texas Legislature, concurrent resolution, federal reserve digital currency
KY
Kentucky 2025 Regular Session
House Standing Committee on Primary and Secondary Education (2-26-25)
Transcript Highlights:
- Some students already understood loans, credit, and investing, while others like me didn't even know
- what a loan was.
- So once I figured out what a loan was, I became curious why some students knew and some didn't.
- >
loan <00:05:28.840>was <00:05:29.039>I <00:05:29.160>became <00:05:29.400 - >
C <00:05:29.720>ious <00:05:30.199>why <00:05:30.319>did what a loan was
Summary:
The committee heard House Bill 342, which would require all Kentucky students to complete a one-credit financial literacy course for graduation, with the credit able to count toward math, social studies, or an elective. Representative Meredith and student advocate Patrick Rovi argued the current financial literacy mandate is too weak without a credit requirement, citing low implementation across schools and the need for practical instruction in loans, credit, investing, and budgeting. Members generally supported the bill, while Representative Tipton raised concerns about adding credit requirements and limiting dual credit options, and Representative Willner questioned whether it would create an unfunded mandate. Supporters responded that the bill is designed to fit within existing graduation requirements and that free curriculum and professional development resources are available through groups like Next Generation Personal Finance. HB 342 passed the committee unanimously with an expression of opinion that it should pass.
The committee next considered House Bill 661, a technical cleanup bill related to the previously enacted nine-passenger van option for school transportation. Representative Emily Callaway said the measure only adjusts regulations needed for KDE to implement the earlier law effectively. The bill passed without opposition.
House Bill 208, sponsored by Representatives Josh Bray and James Tipton, would require school districts to adopt policies limiting cell phone use during the school day and, in the updated version, restrict social media access as well. Supporters said the bill is intended to improve student attention, reduce cyberbullying and mental health harms, and address concerns raised by school disruptions and social media use. Members asked about exemptions for students with medical needs, emergency access, and whether districts would need new software; sponsors said existing district technology and local discretion should handle those issues. The bill passed unanimously. The committee then began taking up House Bill 430, which would let certain small-transportation districts seek an exemption from the KDE requirement for four annual bus safety trainings, provided they adopt a local safety policy and submit it to KDE. A district superintendent testified that the current blanket requirement causes significant instructional disruption for districts with very limited daily transportation needs.
TX
Transcript Highlights:
- Are you willing to let unqualified high-risk loans continue unchecked? This bill?
- Every loan will still be authorized. Speaker, I'm not able to hear.
- Mortgage loan originators.
- to be a mortgage loan originator.
- Doesn't require everybody that has a hand in the loan to be a mortgage loan originator.
Bills:
HB200, HB541, HB1803, HB30, HB175, HB249, HB721, HB851, HB897, HB 1128, HB1904, HB1916, HB5560, HB3071, HB5627, HB5435, HB3913, HB2921, HB2695, HB2688, HB3045, HB3483, HB3673, HB4213, HB4226, HB783, HB4373, HB4735, HB5155, HB5057, HB4984, HB4944, HB4813, HB5339, HB5196, HB5033, HB4853, HB3486, HB4211, HB74, HB4670, HB4730, HB4743, HB4603, HB4463, HB3892, HB4139, HB4752, HB4520, HB4517, HB4486, HB4437, HB4426, HB4396, HB4263, HB3487, HB3418, HB2284, HB2266, HB2229, HB4912, HB2189, HB4506, HB5269, HB5224, HB5195, HB3317, HB4166, HB3947, HB3358, HB3370, HB4438, HB3745, HB3602, HB3697, HB2001, HB1968, HB3371, HB3909, HCR7, SB1744, SB1364, SB1316, HB2026, HB3302, HB3368, HB1639, HB5652, HB4655, HB5654, HB5658, HB5656, HB4894, HB4996, HB5088, HB5650, HB4464, HB3751, HB5665, HB5661, HB 1237, HB2802, HB5437, HB2703, HB5666, HB5667, HCR113, HCR86, SB2196, SB463, SB856, SB1245, SB1169, SB509, SB985, SB305, SB552, HB1535, HB 123, HB1804, HB426, HB1773, HB1871, HB2035, HB2492, HB1411, HB4753, HB4666, HB4529, HB1499, HB1610, HB2028, HB1506, HB886, HB3546, HB796, HB223, HB3556, HB2448, HB4638, HB 111, HB180, HB 1027, HB 1178, HB610, HB 1277, HB1615, HB1620, HB5342, HB4885, HB4751, HB4530, HB4488, HB2149, HB2071, HB2282, HB2248, HB2243, HB2522, HB2310, HB2513, HB2300, HB1902, HB1813, HB3719, HB4284, HB3743, HB3778, HB5153, HB5147, HB4877, HB4850, HB3261, HB3005, HB3033, HB2849, HB2967, HB3531, HB1768, HB333, HB2914, HB2613, HB3717, HB3704, HB2697, HB3801, HB3099, HB3488, HB3477, HB3466, HB3396, HB3469, HB2594, HB2776, HB2564, HB2298, HB5331, HB5646, HB5247, HB5323, HB4384, HB3896, HB4014, HB3627, HB3594, HB2524, HB510, HB561, HB5111, HB5446, HB 1181, HB3963, HB2785, HB1661, HB2460, HB200, HB541, HB1803, HB30, HB175, HB249, HB721, HB851, HB897, HB 1128, HB1904, HB1916, HB5560, HB3071, HB5627, HB5435, HB3913, HB2921, HB2695, HB2688, HB3045, HB3483, HB3673, HB4213, HB4226, HB783, HB4373, HB4735, HB5155, HB5057, HB4984, HB4944, HB4813, HB5339, HB5196, HB5033, HB4853, HB3486, HB4211, HB74, HB4670, HB4730, HB4743, HB4603, HB4463, HB3892, HB4139, HB4752, HB4520, HB4517, HB4486, HB4437, HB4426, HB4396, HB4263, HB3487, HB3418, HB2284, HB2266, HB2229, HB4912, HB2189, HB4506, HB5269, HB5224, HB5195, HB3317, HB4166, HB3947, HB3358, HB3370, HB4438, HB3745, HB3602, HB3697, HB2001, HB1968, HB3371, HB3909, HCR98, HCR92, HCR126, HCR7
Keywords:
juvenile offenders, parole eligibility, youth justice, criminal justice reform, inmate rehabilitation, direct patient care, healthcare, physicians, medical services, insurance regulation, dentist, dental hygienist, interstate practice, licensure, compact privilege, public health, military members, disaster relief, tax rates, local government
MN
Minnesota 2025-2026 Regular Session
Committee on Health and Human Services - 03/26/25
Health and Human Services
Transcript Highlights:
- So I would like to propose that we restructure it so that we are doing the work to develop the standards
- infrastructure funding strategy that invests in the medical assistance dental system through grants and loans
- infrastructure funding strategy that invests in the medical assistance dental system through grants and loans
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 3/24/26
Housing Finance and Policy
Transcript Highlights:
- Hampshire called the Welcome Home Loan Hampshire called the Welcome Home Loan Program.<00:42:34.400
- worked with New Hampshire Community Loan worked with New Hampshire Community Loan Fund<00:42:38.160
- pushed into higher interest chatt loans pushed into higher interest chatt loans with<00:43:12.720
- Loan Oak Estates in allowed us one sale.
- They all our own now CO North Loan Fund.
Keywords:
HF4234, Minnesota private activity bonds, tax-exempt bonds, bond cap, aggregate bond limitation, residential rental projects, multifamily housing, affordable housing finance, housing bonds, public finance, bond allocation, private activity bond cap, Minnesota Statutes 474A.02, tax committee, natural gas, gas hookups, residential construction, energy policy, local control, state preemption
MN
Transcript Highlights:
- >
those <00:37:19.359>loans <00:37:20.079>other delinquencies on those loans other - Next we look at the use of debt consolidation loans.
- access and the ability to get loans.
- it a hard time to get unsecured loans.
- <01:43:13.400>
for Grandma take out extra school loans for Grandma take out extra school loans
LA
Louisiana 2026 Regular Session
State Bond Commission May 21st, 2026
Transcript Highlights:
- This is also a partial forgiveness loan of up to $1 million through DEQ to fund engineering studies for
- The bonds will refinance loans and reimburse Crescent City Schools Foundation, Inc. for expenditures
- The bonds will refinance loans and reimburse Crescent City Schools Foundation, Inc. for expenditures
- associated with improved. loans and reimburse Crescent City Schools Foundation, Inc. for expenditures
- Item 32 is the Louisiana Public Facilities Authority for the Drinking Water Revolving Loan Fund Match
Summary:
The State Bond Commission met on May 21 with a quorum present and approved the April 16 minutes. The commission then reviewed and approved a large slate of local government and public authority financing requests, including election propositions for the November ballot, water and sewer infrastructure projects, fire protection and recreation district bonds, school board financing, and several refunding transactions. Most items were found to meet technical requirements and were approved on motions by Speaker DeVillier and seconded by Senator Talbot.
Among the more notable items were the East Baton Rouge City-Parish refunding bonds for the Greater Baton Rouge Airport District, the City of Kenner’s retroactive approval request tied to a convention center agreement with GMB Basketball LLC, a Louisiana Housing Corporation financing increase for the Federal City Building 10 affordable housing project, and preliminary approval for the Northwest Louisiana Finance Authority’s Petro Tower redevelopment in Shreveport. The commission also approved financing for Southern University’s Scott’s Bluff student housing project and the Crescent City Schools/Harriet Tubman Charter School project. The Crescent City Schools item prompted questions about how MFP funds are used; staff explained that lease payments would support the bonds and that MFP funds are generally split between educational expenses and facilities-related costs.
The commission received six monthly cost-of-issuance reports, which required no action, and a status update on the state debt schedule. It also approved Resolution No. 2 authorizing up to $425 million in general obligation refunding bonds to refund the Series 2016 bonds and tender other outstanding bonds for savings, with pricing tentatively set for June 16 and closing for June 30. During other business, New Orleans City Council President J.P. Morel thanked the commission for its role in helping address the city’s fiscal crisis and for approving a charter amendment election item aimed at strengthening budget oversight. The meeting adjourned after no further business.
HI
Transcript Highlights:
- Say there were 50 homes at an average loan amount of $500,000, that would be $25 million.
- Homes at the pilot um say there were 50 Homes at an<00:05:25.639>
average <00:05:26.000>loan - amount of $500,000 that an average loan amount of $500,000 that would<00:05:28.199>
be <00:05: - repay to HSDC, we'd have to work with the organizations to see how they're going to structure their loan
- I'm thinking that the state would provide construction loans, which would be paid back upon permanent
Summary:
The Senate Committee on Housing heard three bills. HB 1428 would appropriate funds for HHFC to distribute to HUD-certified housing counseling agencies and require a report to the Legislature. Testimony was uniformly supportive, including HHFC, the County of Hawaii Office of Housing and Community Development, and individual testifiers who said housing counseling, financial education, and one-on-one guidance can help keep residents housed. In response to a question, HHFC said there are five certified agencies in the state and requested $1.5 million for one year, noting uncertainty around federal funding. The chair recommended passage with amendments, and the committee adopted the recommendation unanimously.
HB 833 would create a five-year Community Land Trust Equity pilot program through HHFC, using Dwelling Unit Revolving Fund money to provide lines of credit for acquisition, rehabilitation, renovation, or construction of housing for certain households. Multiple organizations and individuals testified in support. HHFC said the needed funding depends on the size of the pilot and estimated that 50 homes at $500,000 each would require about $25 million; members discussed how the funds would revolve as loans are repaid. The chair recommended passage with amendments, including replacing the income restriction with qualified residents under HRS 20-32 and prioritizing applications requiring the lowest funds per unit per year. The recommendation was adopted.
HB 286 would increase the maximum annual deduction and account limits for Individual Housing Accounts. The Department of Taxation testified, with support also noted from the Maui Chamber of Commerce and several individuals, and one individual in opposition. In response to questions, DOTAX said the change would likely have limited impact because fewer than 100 IHAs have been reported and suggested the deduction would need to be above the Roth IRA limit to matter. The chair recommended passage with technical amendments and reported the proposed limits as $10,000 for single filers and $20,000 for married filing jointly. The committee adopted the recommendation, and the hearing adjourned.