Transcript Highlights:

• . program. program.
• </c><00:06:37.000><c> like</c> fraud in other public programs like fraud in other public programs like
• </c> Medicaid program or escape culpability. Medicaid program or escape culpability.
• </c> people for defrauding public programs. people for defrauding public programs.
• ,</c> is going to roll out in the programs, is going to roll out in the programs, right?

Committee: Senate Human Services

Transcript Highlights:

• Next, we have our Targeted Appraisal Review Program, or TARP as we like to refer to it.
• The TARP is a triggered program.
• We just concluded our first round of reviews for this program.
• We also have our methods and assistance program.
• I don't have that full number, actually I can tell you the foundation school program which is.

Committee: House Ways & Means

Transcript Highlights:

• A program called RIF, Reading Is Fundamental.
• But the EPR programs in New York, especially the modern EPR programs that have been passed since 2010
• We haven't talked about other elements, but this program—I have conceded the other four states have programs
• WE HAVEN'T TALKED ABOUT OTHER ELEMENTS BUT THIS PROGRAM, I HAVE CONCEDE THE OTHER FOUR STATES HAVE PROGRAMS
• I understand that there may be another program bill that's coming, but that program bill simply says

Summary: The Senate opened with prayer, the Pledge of Allegiance, and several guest introductions, including students from Brooklyn and St. John’s University, followed by adoption of the resolution calendar with exceptions for two items. The chamber then took up a series of previously adopted resolutions recognizing Black Maternal Health Week, Workplace Violence Prevention Month, the one-year anniversary of the Jet Set nightclub tragedy in the Dominican Republic, New York Constitution Day, and the Month of the Military Child. Senators speaking on the maternal health resolution emphasized racial disparities in maternal mortality and the need for culturally competent care; the workplace violence resolution highlighted hospital safety programs; the Jet Set resolution was adopted in memory of the victims; and the Constitution Day speech reviewed New York’s delayed but eventual support for independence in 1776. The military child resolution stressed the sacrifices of military families and support for children of service members. All of these resolutions were adopted, and the resolutions were opened to co-sponsorship. The Senate then moved through the third reading calendar, passing several bills and laying others aside. Measures passed included bills on public health, environmental conservation, executive law, public authorities, and consumer protection. One notable debate involved a bill to require transparency from private arbitration organizations handling consumer cases; supporters argued it would provide basic public data and guard against conflicts of interest, while opponents said it would burden a useful dispute-resolution process and intrude on privacy. The bill passed after debate. Another debated bill would phase out number 4 heating oil statewide; supporters said cleaner alternatives exist and the fuel is harmful to public health, while opponents raised cost and transition concerns, especially for colder regions. That bill also passed. The chamber also considered a bill to create a rebate program for battery-powered landscaping equipment, funded through utility-related mechanisms administered by NYSERDA. Supporters said it would reduce air and noise pollution and help companies transition, while opponents argued ratepayers should not subsidize landscaping equipment. The bill passed after being restored to the non-controversial calendar. Finally, the Senate began discussion of a housing-related bill aimed at preserving manufactured home parks by enabling nonprofits or municipalities to acquire development rights and keep the land dedicated to that use, with the sponsor explaining that the goal is to protect affordable housing and help residents remain in their homes.

Transcript Highlights:

• And the main highlights here is fiscal year 25 for the state revenue programs ended on.
• There's moderate growth across some of the revenue programs.
• And probably credits should not be created in tax programs with monthly filing like the gross.
• So any tax program, and again, there's about 40 tax programs that we administer.
• But it is down considerably from those post-pandemic years when we were sending out rebates.

Committee: Joint Revenue Stabilization & Tax Policy Committee

Transcript Highlights:

• That program is a more labor-intensive program to administer.
• </c> Champions program and that grant program Champions program and that grant program is<00:33:51.399
• different programs.
• One of our other programs is a special use permit program that is a permit program that happens anytime
• and OHRV programs, as well as a federal Recreation and Rec Trail program.

Summary: New Hampshire Housing Finance Authority officials, led by Executive Director Rob Dapice, briefed legislators on the agency’s structure and funding. They explained that the authority is created by state law but is not a state agency, its debt is not state debt, and it is governed by a board appointed by the governor and approved by the Executive Council. The discussion focused on the Affordable Housing Fund and the lead paint hazard remediation fund, including how state appropriations and federal resources are combined to finance affordable rental housing and lead abatement work. Dapice said the Affordable Housing Fund is used as gap financing for multifamily affordable housing projects, typically alongside federal tax credits and tax-exempt bonds, and that state dollars leverage roughly 2:1 to 10:1 in additional federal and private investment, averaging about 4:1. He said the fund has received historic appropriations in recent budgets, including $30 million over the last two biennial budgets and an annual $5 million set-aside from the real estate transfer tax. He also said the fund is usually structured as 0% interest, deferred loans rather than grants, with repayments returning to the fund if projects generate cash flow. Members asked about rents, oversight, staffing, revenues, and whether the programs had added positions. Dapice said affordability restrictions generally last 30 to 99 years, rents are tied to income limits and capped so tenants pay no more than 30% of income, and compliance staff inspect properties regularly to verify income eligibility and rent limits. He said the organization has about 130 to 135 employees, down from about 145, with no new positions added because of the appropriations. He estimated total revenues at roughly $300 million, with administrative budget around $22 million, much of it pass-through grant money. On lead paint remediation, he said the state first appropriated $6 million in 2019, plus $1 million in ARPA funds, and that the program has cleared more than 500 units. He said the federal grant program is not annual or predictable, with a recent award of about $7.75 million, and that the maximum federal grant per unit is $177,000, typically paired with up to $100,000 in state loan support. He also noted that the program can address homes before a child is poisoned if lead hazards are identified, but that cases involving an already exposed child are a higher priority. No votes or formal actions were taken.

Transcript Highlights:

• Madam Chair, members, House Bill 2395 establishes the Arizona School Fitness Program and directs the
• The school participating in the program may include the program designation in its school report card
• The school participating in the program may include the program designation and its school report card
• Madam Whip, members, House Bill 2072 establishes an optional state certification program for lactation
• Not all cities have the option, but Chandler offers a rebate if you do artificial turf.

Summary: The meeting covered a very large number of bills across multiple committees, with most items presented on consent calendars and several sponsors explaining their measures. Education bills focused on moving statewide testing later in the school year, allowing paper testing by local choice, increasing transparency around district administrator pay, expanding religious excusal policies, creating a school fitness recognition program, and sending a resolution to voters to require sex-based designation of school sports teams and private spaces. Federalism and Government items included bans on foreign contributions to ballot-measure committees, a proposed ballot measure to eliminate voting centers and return to precinct-based voting, memorials urging withdrawal from the United Nations and the IMF, penalties for late agency financial reporting, restrictions on state contracts with China, and a bill limiting use of ADS-B aviation data for fee collection. Commerce bills addressed digital goods disclosure, child influencer trust accounts, liability for river outfitters, marketplace contractor termination rights, utility submetering charges, unemployment eligibility checks, and association-based health plans. Health and human services measures included lactation consultant certification and Medicaid breastfeeding support, a ban on gender transition procedures for minors, a requirement that chief medical officers hold active licenses, technical ambulance definitions, a SNAP waiver request to restrict non-eligible food purchases, hospital collection of patient immigration status, and enrollment verification for AHCCCS-related hospital presumptive eligibility. Judiciary bills included consent-verification requirements for online sexual material, a civil cause of action for DEI policy violations, hate-crime-style enhancements that also cover political affiliation, name-change disclosure rules for sex offenders, penalties for possession of falsified commercial driver’s licenses by unlawfully present persons, penalties for mailing abortion-inducing drugs, speed-inhibiting devices as an alternative to license suspension, longer transition services for inmates, stronger penalties for sexual extortion of minors, and legislative oversight of state shooting range closures. Natural resources and water bills dealt with brackish groundwater recovery and desalination studies, water augmentation authority financing, HOA drought-year watering restrictions, water-rate parity for customers outside city limits, and groundwater transportation from the McMullen Valley basin. Other topics included a ban on PFAS firefighting foam, restrictions on vaccine and mask mandates by governments and businesses, protections against employment or service discrimination based on medical interventions, elimination of long-vacant state positions, consumer protections against device disabling after owner modifications, and restrictions on Chinese-made critical infrastructure. The committee also heard a Space Commission update bill and a continuation of the Arizona Beef Council. Several bills were pulled from consent or flagged for amendments or legal concerns, including the testing-window bill, student directory information bill, river outfitter liability bill, ambulance bill, and others. No final floor votes were taken in the transcript, but many bills were advanced on third-read or consent calendars, while a few were set aside for amendments or further discussion.

Transcript Highlights:

• And I believe that with four staff, we could deliver on the promise of this program.
• This program will allow us to harden these homes in a way that we can reduce the risk and the insurance
• So it is very important for all of us, but particularly our region to have this program so that we can
• They also have a wildland preparedness program.
• We have vegetation management programs and fire protection plans in place. Thank you.

Committee: Senate Senate Conservation

Transcript Highlights:

• </c> could be used uh in the pilot program could be used uh in the pilot program because<00:43:38.000
• It talks about the pilots program or the payment of taxes. But it says uses the word may. >> Yeah.
• It talks about the pilots program or the payment of taxes. But it says uses the word may.
• </c><06:01:06.240><c> And</c><06:01:06.400><c> I</c> portfolio standard program.
• And I portfolio standard program.

Committee: House Science, Technology and Energy

Transcript Highlights:

• Members, this particular program here in our city is doing a wonderful job.
• It repeals a few programs related to reentry that are defunct or have been inactive for decades.
• Members, this bill allows the 19th JDC to set up a complex litigation section program, and that's what
• The 19th JDC has asked for the ability to set up a pilot program to do this.
• and, through no fault of their own, the program commits some kind of error and the potential teacher

Bills: SR125 , SCR70 , SCR12 , HB4 , HB251 , HB623 , HB819 , HB944 , HB986 , HB1098 , HB1222 , HB1257 , HB221 , HCR58 , SCR22 , SCR24 , SB29 , SB30 , SB32 , SB41 , SB42 , SB43 , SB47 , SB84 , SB93 , SB113 , SB192 , SB199 , SB219 , SB220 , SB221 , SB222 , SB241 , SB253 , SB255 , SB289 , SB292 , SB306 , SB314 , SB351 , SB399 , SB404 , SB14 , SB102 , SB133 , SB151 , SB165 , SB169 , SB170 , SB200 , SB217 , SB280 , SB291 , SB300 , SB303 , SB330 , SB449 , SB489 , SB521 , SB45 , SB156 , SB181 , SB203 , SB274 , SB304 , SB379 , SB396 , SB410 , SB425 , SB427 , SB436 , SB424 , SCR61 , SCR9 , SB35 , SB65 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , HCR31 , HB296 , HB299 , HB322 , HB364 , HB519 , HB535 , HB538 , HB568 , HB571 , HB622 , HB635 , HB676 , HB772 , HB784 , HB1006 , HB1018 , HB1043 , HB1070 , HB1134 , HB1239 , HB62 , HB193 , HB203 , HB210 , HB220 , HB228 , HB246 , HB420 , HB475 , HB486 , HB574 , HB584 , HB750 , HB813 , HB815 , HB826 , HB870 , HB949 , HB953 , HB1045 , HB1092 , HB1151 , HB1162 , HB1176 , HB1177 , HB1196 , HB1214 , HB1241 , HB22 , HB28 , HB33 , HB41 , HB47 , HB87 , HB115 , HB162 , HB195 , HB214 , HB217 , HB233 , HB283 , HB290 , HB319 , HB324 , HB345 , HB362 , HB363 , HB368 , HB377 , HB380 , HB382 , HB386 , HB392 , HB406 , HB431 , HB441 , HB466 , HB503 , HB533 , HB559 , HB575 , HB590 , HB593 , HB618 , HB636 , HB655 , HB664 , HB685 , HB692 , HB707 , HB715 , HB732 , HB738 , HB741 , HB748 , HB776 , HB807 , HB822 , HB856 , HB860 , HB868 , HB887 , HB888 , HB905 , HB908 , HB961 , HB980 , HB990 , HB992 , HB999 , HB1000 , HB1010 , HB1146 , HB1157 , HB1233 , HB1236 , HB1243 , HB54 , HB137 , HB180 , HB192 , HB310 , HB321 , HB396 , HB512 , HB552 , HB578 , HB638 , HB663 , HB708 , HB717 , HB718 , HB1009 , HB1082 , HB1104 , HB1107 , HB1198 , HB1246 , HB1250 , HB17 , HB36 , HB73 , HB119 , HB126 , HB129 , HB133 , HB140 , HB159 , HB166 , HB211 , HB226 , HB245 , HB271 , HB280 , HB337 , HB351 , HB354 , HB399 , HB677 , HB712 , HB723 , HB726 , HB728 , HB759 , HB789 , HB844 , HB850 , HB966 , HB1036 , SB149 , SB382 , SB441 , HB134 , HB258 , HB359 , HB782

Keywords: SR125, Senate Resolution 125, MUSV, Medium Unmanned Surface Vessel, MASC, Modular Attack Surface Craft, Conrad Shipyard, Morgan City, Louisiana shipbuilding, U.S. Navy, Department of the Navy, unmanned naval vessels, autonomous ships, defense procurement, military contracting, shipyard jobs, maritime workforce, advanced manufacturing, robotics, software engineering

Transcript Highlights:

• I mean, there's a lot of rebates.
• </c> be met by these programs. be met by these programs.
• </c> structure that these programs have. structure that these programs have.
• Um, have you ever done a rebate? Great. Um, have you ever done a rebate?
• </c> management programs in New Hampshire. management programs in New Hampshire.

Summary: The committee first heard Senate Bill 47, sponsored by Sen. Regina Birdsell at the request of the Insurance Department. The bill would codify the department’s interpretation that a birth mother’s health insurance is the primary coverage for a newborn, unless the mother has no insurance or coverage under an employer-sponsored plan. Birdsell and Insurance Commissioner DJ Benton Court said the measure is a clarification of existing practice and intended to protect vulnerable newborns; a question from Rep. Miles clarified that if a young woman is on her parents’ policy, the newborn would generally be covered under that family coverage. The hearing on SB 47 was then closed. The committee then took up Senate Bill 121, introduced by Grant Bosi for Sen. Kevin Avard, which would require insurers to notify the Insurance Department when they stop writing an entire line of business or, in some cases, Medicare Advantage plans. Commissioner Benton Court said the bill arose from disruption in the Medicare Advantage market, where consumers, brokers, and the department were confused by carriers changing or ending offerings; he said the department wanted a simple notification requirement so it could better advise consumers. Members discussed network adequacy, county-based service areas, and the fact that the bill would make notice a condition of licensure, with possible fines or license action for noncompliance. Witness Paula Rogers of AHIP said her group supported the bill if amended, and the department indicated it would support a change from a 120-day notice period to 90 days to align with state rules; the committee planned to work on an amendment in subcommittee. Finally, the committee heard Senate Bill 247, introduced by Rep. Brian Cole, which would prohibit network exclusion of pharmacies that refuse to dispense prescriptions when PBM reimbursement is below acquisition cost. Cole argued the bill is meant to stop pharmacies from being forced to sell drugs at a loss, describing PBMs as middlemen and saying the measure is a compromise that protects local pharmacies. Members questioned whether consumers would pay more and whether pharmacies voluntarily enter PBM contracts; Cole responded that the bill would let pharmacies refuse unprofitable fills while consumers could still obtain the drug through mail order or other channels. He also said the issue has changed over time because the practice now affects a much larger share of generics and is concentrated among a few PBMs. The hearing remained open as questions continued, with no vote taken in the excerpt.

Transcript Highlights:

• Because this is the Missouri SNAP program. Yeah, I understand. Yes.
• So in my mind, I'm thinking about the 340B rebate program that the federal government operates to allow
• the hospitals to provide price information about those prescriptions, would that undercut the 340B program
• Under the 340B program.
• And the reason that might be different is, of course, what we're talking about is a federal program where

Committee: House General Laws

Summary: The committee first met in executive session and approved HB 2468 and HB 2481. HB 2481 was amended to replace earlier federal-style language with the governor’s recommended definitions and executive-order language, then rolled into a committee substitute and passed out of committee on a 9-3 vote. The discussion on HB 2481 centered on SNAP-related definitions and whether the revised language would affect federal waivers or change food-stamp purchasing rules; the sponsor said it would not. The committee then moved to regular session. The main public hearing was on HB 3070, the Second Amendment Preservation Act. Representative Hardwick said the bill was revised to remove language the Eighth Circuit had found problematic, while keeping Missouri’s anti-commandeering approach and prohibitions on state or local participation in certain federal gun-control actions, such as firearm registries, tracking, and confiscation from law-abiding citizens. Members questioned whether the bill would interfere with task forces, federal cooperation, courthouses, FFL paperwork, or local officers sharing information with federal agents. Hardwick and supporters said it would not affect Missouri enforcement of state gun laws or cooperation on other crimes, and that the bill was intended to stop Missouri officers from being used to enforce specific federal gun-control measures. Supporters from the Missouri Firearms Coalition and a gun-rights advocate backed the bill and emphasized civil penalties and anti-commandeering protections, while an opponent from Moms Demand Action argued it would handcuff police, weaken interstate trafficking enforcement, and create a dangerous patchwork of enforcement. No vote was taken on HB 3070 in the hearing. The committee also heard HB 388, which would prohibit certain anti-competitive health-care contracting practices, including anti-steering, anti-tiering, gag clauses, and most-favored-nation clauses. The sponsor and supporting witnesses described the bill as an anti-consolidation measure intended to improve price transparency, preserve competition, and help consumers and insurers steer patients toward lower-cost providers. They said the bill would apply to both providers and insurers and would not be anti-hospital or anti-payer. Members asked about effects on rural access to care, 340B pricing, physician-owned referral arrangements, and whether the bill would actually lower consumer costs. Supporters said the goal was to give payers more negotiating leverage and ultimately benefit patients through more competitive pricing, but no action was taken during the hearing.

Transcript Highlights:

• That's the Appliance Rebate Program, and we received a conditional award of $345 million. for that program
• over the life of the program.
• The Lone Star Program. Now the Lone Star Program has some federal dollars intermixed with it.
• or UIC program.
• This program falls under the TCEQ TURP Program.

Committee: House Energy Resources

Transcript Highlights:

• Is that on neglect and abuse prevention programs?
• program. Thank you for that.
• I know that we have invested heavily in this program.
• , who's been doing the training on the program, requested that they take that program over.
• So a sitcom project could apply to our regular film rebate program, right? That's correct, yes.

Bills: HB4030 , HB4031 , HB4032 , HB4033 , HB4034 , HB4035 , HB4036 , HB4037 , HB4038 , HB4039 , HB4040 , HB4041 , HB4042 , HB4043 , HB4044 , HB4045 , HB4046 , HB4047 , HB4048 , HB4049 , HB4050 , HB4051 , HB4052 , HB4053 , HB4054 , HB4056 , HB4057 , HB4065 , HB4067 , HB4071 , HB4072 , SB1144 , SB1145 , SB1146 , SB1147 , SB1148 , SB1149 , SB1156 , SB1157 , SB1158 , SB1159 , SB1161 , SB1162 , SB1163 , SB1164 , SB1165 , SB1166 , SB1167 , SB1174 , SB1175 , SB1176

Committee: Senate Joint Committee on Appropriations and Budget

Keywords: education funding, budget appropriations, public schools, teachers' retirement, early childhood education, aeronautics, infrastructure, funding, sustainability, Oklahoma, mining, operator fees, coal production, noncoal mining, department of mines, revenue, state budget, budgetary reform, financial legislation, fiscal accountability

Transcript Highlights:

• I'm Doctor Sarah Dents, principal program evaluator with your LFC.
• The hospital's just barely got this program up and running with Medicaid program.
• healthcare programs.
• and it's we don't see it as this program has failed.
• it's a good program that it's not being implemented properly.

Transcript Highlights:

• </c> we have learned a lot about the program we have learned a lot about the program and<00:52:26.240
• </c> qualifications to get into the program qualifications to get into the program and<00:52:33.599><
• It's a medical program.
• Since the program began in 2016, the program has never raised its fees.
• Since the program began in 2016, the program has never raised its fees.

Committee: House Health, Human Services & Elderly Affairs

Transcript Highlights:

• </c> Medicaid, um all of the federal programs Medicaid, um all of the federal programs self-funded.
• CPACER is commercial PACER program, and that commercial program was shifted over to the BFA last year
• CPACER is commercial PACER program, and that commercial program was shifted over to the BFA last year
• CPACER is commercial PACER program, and that commercial program was shifted over to the BFA last year
• Uh, regular to risk pool programs.

Committee: House Commerce and Consumer Affairs

Transcript Highlights:

• We need programs. That ensure that our workforce is safe.
• I'm going to briefly describe the program.
• How many employees is it going to take to run this program? This program?
• This program going? Zero. Zero, Madam Chair, Representative.
• Has there been any studies as to the cost between a publicly run program and a privately run program?

Committee: House House Health & Human Services

Transcript Highlights:

• It comes from the programs eligible for Enhanced Federal Student Loan Access.
• Members, House Bill 549 creates the Bayou Works program.
• of a pilot program.
• Members, what this bill will do is create more access to programming.
• It's just creating a pilot program for certain Department of Corrections programming and services to

Bills: SR146 , SCR12 , HB221 , HCR115 , HCR116 , HCR58 , HB1 , HB312 , HB313 , HB314 , HB383 , HB983 , HB1126 , HCR3 , HB2 , HB3 , SCR3 , SB56 , SCR9 , SCR58 , SB35 , SB65 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , SB514 , HCR27 , HCR28 , HCR66 , HCR67 , HCR72 , HCR5 , HCR32 , HCR49 , HCR50 , HCR53 , HCR60 , HCR62 , HCR64 , HCR68 , HCR78 , HCR81 , HCR86 , HCR97 , HCR102 , HCR31 , HCR47 , HB476 , HB481 , HB487 , HB492 , HB549 , HB579 , HB608 , HB621 , HB624 , HB626 , HB632 , HB637 , HB656 , HB722 , HB745 , HB804 , HB818 , HB821 , HB833 , HB864 , HB867 , HB874 , HB893 , HB909 , HB951 , HB968 , HB969 , HB978 , HB979 , HB988 , HB989 , HB1001 , HB1005 , HB1007 , HB1024 , HB1032 , HB1050 , HB1051 , HB1056 , HB1059 , HB1077 , HB1080 , HB1081 , HB1086 , HB1108 , HB1112 , HB1153 , HB1172 , HB1173 , HB1175 , HB1192 , HB1193 , HB1204 , HB1218 , HB1242 , HB1244 , HB1249 , HB1252 , HB1254 , HB42 , HB45 , HB71 , HB79 , HB158 , HB160 , HB169 , HB227 , HB251 , HB289 , HB330 , HB394 , HB410 , HB429 , HB769 , HB971 , HB1017 , HB1234 , HB1235 , HB9 , HB177 , HB181 , HB202 , HB223 , HB225 , HB387 , HB398 , HB457 , HB459 , HB540 , HB591 , HB616 , HB766 , HB775 , HB783 , HB895 , HB906 , HB950 , HB975 , HB1052 , HB1057 , HB1076 , HB1100 , HB1139 , HB1155 , HB1160 , HB1182 , HB1186 , HB1220 , HB1223 , HB1224 , HB1228 , HB1231 , HB1245 , HB1256 , HB17 , HB27 , HB36 , HB41 , HB47 , HB73 , HB126 , HB133 , HB140 , HB159 , HB166 , HB205 , HB211 , HB226 , HB259 , HB271 , HB308 , HB310 , HB324 , HB337 , HB351 , HB399 , HB403 , HB571 , HB712 , HB723 , HB726 , HB740 , HB750 , HB759 , HB812 , HB844 , HB966 , HB1006 , HB1009 , HB1018 , HB1036 , HB1038 , HB1107 , SB29 , SB42 , SB78 , SB208 , SB217 , SB274 , SB300 , SB341 , SB379 , SB382 , SB387 , SB401 , SB441 , SB449 , SB487 , HB74 , HB134 , HB258 , HB359 , HB468 , HB956 , HB1117 , SB43 , SB149

Keywords: SR146, Senate Resolution 146, Louis Thomas Nelson, Thomas Nelson, condolences, memorial resolution, tribute, obituary, public service, St. Martinville, Cade, St. Martin Parish, police juror, mayor, community center, water system, school bus driver, school board, Louisiana Senate, sympathy

Transcript Highlights:

• These programs... ...or one that they absolutely must make, like for a sibling's wedding.
• These programs are a win-win for consumers, airlines, and the economy.
• On their behalf, we ask that you reject any proposals that would harm these programs in your state's
• travel perks, but the cost of those programs is borne by the small business owner.
• These programs are a tool that card issuers use to win cardholder business.

Summary: The commission met for its second hearing to study the future of credit card payments and sales transactions and their impacts on small businesses. Members heard extensive testimony from credit unions, retailers, restaurants, and payment-industry representatives on interchange fees, processing fees, fraud, chargebacks, rewards programs, and the ability of businesses to pass fees on to customers. Several witnesses argued that swipe fees have risen sharply, are especially burdensome for restaurants and other small businesses, and are charged on taxes and tips that are merely pass-through amounts. They urged state action to prohibit fees on tax and tip portions, improve transparency, and allow surcharging or convenience fees, while opponents warned that state regulation could reduce fraud protections, increase compliance costs, and threaten consumer rewards programs. Business owners and trade groups described thin margins, rising costs, and the difficulty of understanding merchant statements or negotiating with processors. Restaurant witnesses said card-not-present and online transactions create the greatest fraud and chargeback risk, with money often removed immediately from merchants’ accounts and disputes rarely resolved in their favor. Retail witnesses gave examples of rising effective rates, higher fees on rewards cards, and the burden of processing fees on low-value transactions. A representative from the Massachusetts Restaurant Association and others said restaurants are effectively paying fees on meals tax and gratuities, which they argued should not be subject to interchange charges. On the other side, the Cooperative Credit Union Association said interchange revenue helps credit unions fund fraud prevention, rapid card replacement, and member protections, and warned that state limits on interchange could weaken those safeguards and lead to higher consumer costs or reduced services. Airlines for America testified that airline credit card rewards are popular, support travel and jobs in Massachusetts, and could be harmed by interchange reform. The National Restaurant Association and a payments-policy attorney countered that interchange fees are set by card networks rather than competitive markets, that banks remain highly profitable even with rewards, and that states can act after recent court decisions. No votes were taken; the hearing consisted of testimony and questions from commissioners.

Transcript Highlights:

• </c><00:16:51.360><c> and</c> Universal vaccine purchase programs and Universal vaccine purchase programs
• </c><00:17:35.880><c> that's</c> in the vaccine purchase program that's in the vaccine purchase program
• which is a federal children program which is a federal program<00:49:12.119><c> that</c><00:49:12.240
• There's also a program called Employers for National Service, which is an opt-in program, uh, no cash
• There's also a program called Employers for National Service, which is an opt-in program, uh, no cash

Summary: The committee held a public hearing on House Bill 233, which would impose transparency and reporting requirements on the New Hampshire Vaccine Association. The prime sponsor, Representative Comto, said the bill and a proposed amendment were intended to increase public access by requiring a physical meeting location, making meetings available online, and publishing a complete list of vaccines and pharmaceutical products purchased. She argued the association should be more transparent because it is involved in vaccine purchasing and public trust is important, especially given controversy around vaccines. Committee members questioned the sponsor about the association’s legal status, who sets vaccine requirements, whether other private entities would be covered, and whether the proposal should instead apply more broadly to all meetings or include recordings. The sponsor said the association was created by the legislature, that childhood vaccine requirements come from DHHS and CDC-related processes, and that she would be open to broader recording requirements. Some members raised concerns about misinformation and whether requiring answers to public questions could be problematic in a contentious policy area. Patrick Miller, executive director of the Vaccine Association, and attorney Mark McHugh testified in opposition. They described the association as a not-for-profit voluntary corporation created by statute in 2002 to serve as a funding mechanism for the state’s universal childhood vaccine purchase program, with no policymaking role and no public funding. They said the association already posts notices, agendas, minutes, and allows public webinar access and comments, while also providing annual audits and reports and other statutory reporting. They argued HB 233 would impose unnecessary administrative costs on a private entity, interfere with its limited charitable purpose, and ultimately increase costs borne by insurers, employers, and consumers. No vote or final action was taken during the hearing.