Video & Transcript Research : 'retiree coverage'

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MN

Minnesota 2025-2026 Regular Session

Fraud Committee Meeting - 2025-07-08

Fraud Prevention and State Agency Oversight Policy

Transcript Highlights:
  • At that time, all states were required to maintain health care coverage for Medicaid enrollees.
  • regardless of most changes in their lives that previously would have affected their coverage.
  • coverage rates in the state.
  • have the coverage they need for their bills to be paid to providers. ensure people have the coverage
  • It's going to deprive Minnesotans of healthcare and coverage.
FL

Florida 2026 Regular Session

Banking and Insurance Mar 31st, 2025

Banking and Insurance

Transcript Highlights:
  • So currently, it's a million-dollar coverage, okay?
  • So currently, it's a million-dollar coverage, okay?
  • Uninsured motorist coverage, Uber and Lyft can reject that.
  • They didn't have liability insurance, and then we provided that coverage.
  • This amendment clarifies that the coverage for services must be consistent with state laws. Okay.
Summary: The committee heard several bills and amendments, beginning with CS/SB 498 on trust fund interest for IOTA accounts. The sponsor said a 2023 Florida Supreme Court rule sharply increased interest paid into legal aid funding, creating a windfall and making participation difficult for banks. An amendment was adopted requiring savings institutions to pay the higher of 0.25% or the highest comparable rate offered on certain non-IOTA accounts, and the bill then passed favorably after testimony from banks, legal aid representatives, and other stakeholders both supporting and opposing the measure. The committee also approved CS/SB 232, which clarifies Florida’s consumer collection law applies only to phone calls during restricted hours and not emails or text messages, after a delete-all amendment and supportive testimony from industry groups. It then approved SB 132, as amended, to designate gold and silver as legal tender and set rules for custody, audits, electronic transfer, and government acceptance of payments; supporters called it a sound-money measure, while the banking association said it still had unresolved technical concerns. Later, the committee passed SB 1466 to create a trust fund for the My Safe Florida Home Program, with an amendment funding it from 20% of collected insurance premium tax revenue. It also considered SB 1206 on transportation network company insurance, reducing coverage during the “dead-leg” period before a rider is picked up from $1 million to lower limits; the bill drew sharp opposition from trial lawyers and support from insurers and some business groups, and the committee adopted a clarifying amendment before reporting the bill favorably. Finally, CS/SB 924 on fertility preservation for cancer patients was amended several times to narrow scope and clarify coverage rules, then passed favorably after debate over cost, preauthorization, and post-treatment storage obligations. The committee adjourned after allowing technical and conforming changes to implement the adopted amendments.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, January 7, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • In New York, forego coverage entirely.
  • premiums rise, and coverage disappear. premiums rise, and coverage disappear.
  • For them, this is not coverage.
  • People ought to have better coverage. They ought to have more affordable coverage.
  • People ought to have better coverage. People ought to have better coverage.
KY

Kentucky 2026 Regular Session

Senate Standing Committee on Banking and Insurance. (3-17-26)

Banking & Insurance

Transcript Highlights:
  • Thank you all for letting us hear House Bill 164 today, an act relating to the coverage of hearing aids
  • It will authorize full coverage of hearing aids up to $2,500 per year for children.
  • coverage of hearing aids. coverage of hearing aids.
  • hearing aid, increases the coverage hearing aid, increases the coverage amount<00:09:06.600>
  • <00:09:40.520> of it will authorize full coverage of it will authorize full coverage of hearing
NM

New Mexico 2026 Regular Session

Senate - Judiciary Feb 11th, 2026 at 05:25 pm

Senate Judiciary

Transcript Highlights:
  • One of the elements of the original act was requiring occurrence-based coverage.
  • And that's what occurrence-based coverage is.
  • So that first layer of coverage, the $200,000 or the $250,000, So that first layer of coverage, the $200,000
  • or the $250,000, was required to be occurrence-based coverage for the providers.
  • It's just for that base coverage.
Bills: SB41, SB153, SB165, SB261, SB264
AR
Transcript Highlights:
  • And we make a determination along those lines before we would sanction or remove health care coverage
  • Nothing else about the coverage has changed.
  • It was already mandated by federal law that we provide this coverage and also by a state law that was
  • So there is no change to that coverage at all.
  • We had no intention of ending our coverage because there was a state law that required coverage.
Summary: The meeting opened with approval of the prior minutes and then took up two Department of Human Services rules. Mary Franklin of DHS’s Division of County Operations presented a Medicaid/CHIP rule that removes the 90-day waiting period for certain ARKids B children who lose other coverage, clarifies child support enforcement procedures for pregnant women, and updates good-cause language to say “rape or incest” rather than “forcible rape.” Members asked about how child support referrals and sanctions work during pregnancy and the postpartum period; Franklin explained that sanctions would not be imposed until after the 60-day postpartum period and that good-cause determinations can prevent sanctions in appropriate cases. The rule had no public comments and a small fiscal impact, and it was reviewed without objection. Elizabeth Pittman of DHS’s Division of Medical Services then presented a medication-assisted treatment rule. She explained that the change simply removes an expired federal end date from the state plan and updates the CMS template, while leaving existing coverage for counseling and lab services tied to substance use disorder treatment unchanged. In response to questions, she said the rule does not add new benefits or costs because the coverage was already required by federal and state law. The committee reviewed the rule without objection. The meeting also included an informational presentation from Jenna Goldman of UAMS about a culinary medicine experience for legislators, scheduled for March 16 for the Senate and March 17 for the House at the Institute on Aging in Little Rock. She described it as a food-is-medicine program where participants would learn about healthy cooking and how to apply it in communities with limited food options. Members discussed its connection to rural health and potential grant opportunities. The meeting ended with a brief visit from a Monticello sixth-grade class, who asked Capitol trivia questions before the committee adjourned.
AR
Transcript Highlights:
  • And we make a determination along those lines before we would sanction or remove health care coverage
  • Nothing else about the coverage has changed.
  • It was already mandated by federal law that we provide this coverage and also by a state law that was
  • So there is no change to that coverage at all.
  • We had no intention of ending our coverage because there was a state law that required coverage.
Summary: The committee met briefly to approve prior minutes and then reviewed two Department of Human Services rules. The first, from the Division of County Operations, would remove the 90-day waiting period for certain ARKids B children who lose other coverage, clarify child support enforcement procedures for pregnant women and postpartum sanctions, and change the good-cause language from “forcible rape” to “rape or incest.” DHS said there were no public comments and only a small fiscal impact for system changes. The second rule, from the Division of Medical Services, updates the Medicaid state plan for medication-assisted treatment by removing an expired federal end date and adopting a new CMS template; officials said coverage does not change and there is no financial impact. Both rules were reviewed without objection. Members also heard an informational presentation from UAMS about a culinary medicine experience planned for March 16 for the Senate and March 17 for the House at the Institute on Aging in Little Rock. The program is intended to show how food can be used as medicine and to connect with the state’s rural health transformation priorities and possible grant opportunities. Members were encouraged to attend, wear comfortable shoes, and participate in the kitchen-based activity. The meeting ended with special recognition of a Monticello sixth-grade class visiting the Capitol for a scavenger hunt. A student asked several questions about the Capitol building’s materials and architecture, and members responded informally before the committee adjourned with no further business.
US
Transcript Highlights:
  • I want to talk about Medicare coverage for new technologies and innovation.
  • If you can't afford the insurance, you just go without coverage. that are accessing Medicaid.
  • have traditional Medicare, where the federal government provides health care coverage directly.
  • State officials call it Georgia Pathways to Coverage. I call it Georgia Pathways to Nowhere.
  • Georgia's pathways to coverage is a roadblock to care.
Summary: The committee convened to discuss critical issues surrounding the nomination of Michael Falkender for the position of Deputy Secretary of the Treasury. This meeting included a series of remarks from committee members who expressed divergent views on Falkender's qualifications and the implications of his appointment. Senator Wyden voiced strong opposition, arguing that Falkender represents harmful policies expected to be perpetuated under the current administration, especially concerning taxpayer privacy and IRS tactics. Meanwhile, other members defended Falkender, noting his extensive experience, including a commitment to transparency in government operations if confirmed.
WA

Washington 2025-2026 Regular Session

Senate Ways & Means Oct 16th, 2025

Transcript Highlights:
  • Community behavioral health services fall within a variety of the mandatory and optional coverages that
  • We've also given you the federal poverty level for Apple Health coverage for the expansion population
  • The population most at risk of... ...a little bit, the population most at risk of losing coverage due
  • It shortens some periods of retroactive coverage eligibility from three to one month for Apple Health
  • So we do know it is costly to those folks who have to seek care without coverage, for sure.
Summary: The Ways and Means Committee held a work session to review how H.R. 1 (the One Big Beautiful Bill Act) could affect Washington’s Medicaid, long-term care, developmental disabilities, and food assistance programs, with a focus on implementation challenges, fiscal impacts, and likely coverage losses. Staff and agency officials explained Washington’s Medicaid financing structure, eligibility categories, caseload trends, and the role of the Health Care Authority and DSHS in administering Apple Health and related services. They also described how Medicaid expansion increased access to behavioral health services and how H.R. 1’s provisions are expected to affect the expansion population most directly. Health Care Authority and DSHS officials outlined several major H.R. 1 changes: new work and community engagement requirements for the Medicaid expansion population, six-month redeterminations instead of annual renewals, changes to immigrant eligibility, limits on provider taxes and state-directed payments, new cost-sharing requirements, reduced retroactive coverage, and changes affecting long-term care eligibility. They said Washington is still awaiting federal guidance on many details, but estimated that about 620,000 Apple Health expansion enrollees could be subject to work requirements, that roughly 30,000 immigrants could lose Medicaid eligibility under the new definition of qualified alien, and that some long-term care and developmental disability clients could be indirectly affected. Officials also said the state is working with other agencies to build shared verification systems and may seek a delay waiver, though they do not expect broad federal flexibility. The committee also heard that H.R. 1 immediately blocks Medicaid reimbursement for Planned Parenthood services for one year, with the state planning to backfill about $11 million to preserve access. In addition, officials warned that the law could reduce federal Medicaid revenue by billions over time and strain hospitals and emergency rooms as more people become uninsured. They noted that Washington’s rural health transformation grant application is due November 5 and could bring some funding, but not to offset coverage losses. No votes were taken; the session was informational only. The committee then heard a separate presentation on food assistance, where staff and DSHS described H.R. 1’s SNAP changes, including expanded work requirements, immigrant eligibility restrictions, higher state administrative costs, and a possible future state share of benefit costs tied to payment error rates. DSHS estimated a four-year fiscal impact of about $750 million for food assistance changes and said the state is working on system and policy changes across agencies before the new requirements take effect.
AR
Transcript Highlights:
  • The coverage that will be provided to these youth includes care coordination...
  • The coverage that will be provided to these youth includes care coordination services, targeted case
  • Their case isn't closed, but the coverage is suspended for 12 months so that if they are released and
  • But initially, we just suspend the coverage.
  • But initially, we just suspend the coverage.
Summary: The committee first heard extensive public testimony from youth and advocates urging stronger restrictions on vaping. Speakers described vaping as a youth-targeted public health problem, citing flavored products, social media marketing, nicotine addiction, brain development concerns, school disruption, and exposure to harmful aerosol. They recommended prohibiting vaping in public indoor spaces and aligning vape rules with smoke-free laws. Committee members praised the speakers and encouraged them to continue building support for future legislation. The main presentation was on Arkansas’s Rural Health Transformation Program, administered through DFA. Secretary Jim Hudson and program director Brad Andi explained that Arkansas received about $209 million in the first year under the federal program, with potential for roughly $1 billion over five years if performance is strong. They emphasized that the program is meant for long-term rural health transformation, not general operating support, debt relief, or new construction. The state’s plan centers on four initiatives: HEART for prevention and community health, PACT for access and provider collaboration, RISE for workforce development, and THRIVE for technology and telehealth. Officials said applications will be handled through upcoming notices of funding opportunity, with a focus on local, shovel-ready projects, regional collaboration, and transparency. Committee members asked how the program would work for hospitals, clinics, nonprofits, schools, faith groups, and urban providers serving rural patients. Officials said eligibility is broad if applicants can show a connection to rural health, and that targeted renovations, mobile units, school-based clinics, farm-to-school or garden projects, EMS equipment, residency expansion, and behavioral health initiatives may fit if they align with the plan. They stressed that the program cannot fund working capital, routine maintenance, or new buildings, but can support repurposing space and collaborative networks. Members also raised concerns about protecting existing rural providers from being displaced, and officials said applications would be reviewed by a state committee with technical assistance and a reimbursement-based process. The committee then reviewed and took no objection to several DHS and Health Department rules. DHS presented a Medicaid/CHIP rule implementing federal requirements for incarcerated youth, including pre- and post-release coverage, care coordination, targeted case management, and screening services, with no public comments received. The Health Department also presented a licensing rule for audiology and speech pathology that implements recent acts and changes the renewal deadline; that rule was likewise reviewed without objection. The meeting adjourned after no further business.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 2/25/26

Commerce Finance and Policy

Transcript Highlights:
  • So this particular coverage at all.
  • reporting of aggregated data related to insurance plan costs and coverage.
  • So one of the issues we coverage.
  • Oh, go just go get full coverage then wait a week, we can turn it in."
  • And so come and enforce this coverage.
Keywords: 1183, house
KY
Transcript Highlights:
  • <00:11:08.800> Uh medication coverage? If so, when? Uh medication coverage? If so, when?
  • <00:11:43.680> About coverage changes in 2024 to 2025.
  • About coverage changes in 2024 to 2025.
  • and this in cover this ensures coverages and this in cover this ensures coverages for<00:15:37.839
  • > broadly<01:12:13.120> for If Medicaid coverage expands broadly for If Medicaid coverage
Keywords: 958, all
Summary: The Medicaid Oversight and Advisory Board met on February 23, 2026, approved the January 12 minutes, and then focused primarily on Kentucky Medicaid’s coverage and potential expansion of GLP-1 drugs, especially for weight loss. Department for Medicaid Services Commissioner Lisa Lee explained that Medicaid currently does not cover drugs for weight loss, anorexia, or weight gain, but the department had filed a regulation to remove that blanket exclusion so GLP-1s could be covered when used for an underlying health condition. She said the administrative regulation review subcommittee found the regulation deficient, and the co-chairs wanted the board to discuss the policy and financing implications before any change. DMS also said it would be open to adding caveats to ensure coverage would not extend to cosmetic weight loss alone. The department provided several data points on current utilization and spending. In 2025, Kentucky Medicaid paid for appetite-stimulating drugs such as Megestrol, Dronabinol, and Marinol, but did not pay for weight-loss drugs. For GLP-1s, DMS said coverage began in 2025 and is limited to FDA-approved medical conditions, with prior authorization requiring a type 2 diabetes diagnosis code and A1C documentation. DMS reported $234.6 million in GLP-1 spending in 2025 before rebates, about 240,931 prescriptions, and said GLP-1s accounted for 7.3% of pharmacy spend in 2024 and 8.3% in 2025. It also said there were 24,844 expansion members and 13,638 non-expansion members using GLP-1s, with spending of about $156 million and $78.5 million respectively, and that 10 pediatric weight-loss prescriptions were covered under EPSDT. The department said outcome analyses, including whether GLP-1 use reduces insulin or other diabetes treatment, are underway and should be completed in a couple of months. Members asked about cost, rebates, and whether the state should wait for more outcomes data before expanding coverage. DMS said average reimbursement to pharmacies was $975 per prescription and the average dispensing fee was $109; it also said 2025 rebate invoices totaled $90.8 million, with $7.6 million collected so far. Several members expressed concern about the high cost and the need to evaluate whether the drugs improve health outcomes before expanding access, while others noted the potential benefits for obesity and diabetes treatment. Some members also discussed whether GLP-1s are effectively being used for weight loss in diabetic patients and whether broader data collection should be used to assess long-term value. After the Medicaid discussion, Eli Lilly executive Tracy Sims presented on obesity as a chronic disease and the economic burden it creates in Kentucky. She said Kentucky’s adult obesity rate is a little over 37%, that obesity is linked to about 200 diseases, and that untreated obesity costs the state billions in GDP and hundreds of millions in state budget impact. She highlighted recent federal access programs for GLP-1s, including a Medicaid-related program that she said could lower the state share of a Zepbound prescription to about $71 per month after federal matching. No votes were taken on the GLP-1 policy question during the meeting, and the main action was the receipt of testimony and discussion of the department’s proposed regulatory change.
MN
Transcript Highlights:
  • can be complicated insurance coverage can be complicated but<00:14:45.079> it<00:14:45.199>
  • <00:15:02.639> for<00:15:02.880> babies<00:15:03.600> with Medicaid coverage
  • for babies with Medicaid coverage for babies with positive<00:15:04.240> newborn<00:15:04.720
  • <00:25:27.799> of<00:25:27.960> Senate now as you follow our coverage of Senate now
  • as you follow our coverage of Senate meetings<00:25:29.000> hearings<00:25:29.520> and
Keywords: 1187, senate, all
FL

Florida 2025 Regular Session

Senate in Session Apr 9th, 2025

Florida Senate Floor Meeting

Bills: SJR4, SJR40, SJR81, SCR37, SCR39, SB22, SB32, SB33, SB36, SB38, SB95, SB209, SB249, SB311, SB326, SB365, SB458, SB609, SB660, SB664, SB693, SB732, SB745, SB760, SB762, SB779, SB783, SB785, SB868, SB871, SB883, SB921, SB955, SB993, SB996, SB1008, SB1057, SB1067, SB1151, SB1171, SB1210, SB1255, SB1265, SB1267, SB1271, SB1307, SB1313, SB1316, SB1318, SB1321, SB1332, SB1365, SB1426, SB1470, SB1484, SB1494, SB1559, SB1592, SB1596, SB1598, SB1637, SB1677, SB1706, SB1758, SB1762, SB1786, SB1809, SB1818, SB1822, SB1841, SB1871, SB1967, SB2064, SB2077, SB2112, SB2148, SB2320, SB2406, SB2407, SJR36, SJR81, SJR50, SJR4, SJR40, SJR27, SCR22, SCR12, SCR39, SCR38, SCR37, SB921, SB609, SB660, SB765, SB62, SB666, SB888, SB687, SB847, SB1248, SB504, SB305, SB296, SB284, SB304, SB1023, SB204, SB670, SB850, SB854, SB413, SB1346, SB1033, SB1220, SB1073, SB810, SB1539, SB447, SB1119, SB1505, SB1215, SB1302, SB583, SB673, SB681, SB1172, SB955, SB957, SB541, SB266, SB1415, SB53, SB1352, SB785, SB1450, SB1502, SB1566, SB1062, SB711, SB746, SB1404, SB1448, SB507, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB667, SB1059, SB1567, SB310, SB311, SB505, SB1210, SB1470, SB264, SB1358, SB1364, SB1569, SB1376, SB1228, SB519, SB1350, SB462, SB827, SB1585, SB1484, SB1273, SB927, SB1227, SB1229, SB1353, SB1464, SB1709, SB1729, SB1733, SB1744, SB1772, SB1841, SB1008, SB2016, SB1173, SB1163, SB996, SB1370, SB1321, SB1101, SB860, SB993, SB693, SB1537, SB1332, SB1307, SB963, SB493, SB984, SB619, SB1122, SB455, SB522, SB1057, SB1239, SB1254, SB1255, SB1259, SB1341, SB1877, SB1277, SB32, SB732, SB731, SB268, SB1822, SB1589, SB397, SB1058, SB1267, SB2112, SB1930, SB532, SB508, SB292, SB291, SB901, SB1333, SB1436, SB1494, SB964, SB779, SB1378, SB2312, SB1719, SB287, SB2143, SB1245, SB261, SB1247, SB2406, SB2407, SB1882, SB618, SB38, SB393, SB1371, SB1365, SB2243, SB2226, SB2039, SB1919, SB1895, SB1598, SB1493, SB1810, SB1791, SB1706, SB1644, SB1238, SB783, SB458, SB22, SB651, SB897, SB1809, SB1080, SB745, SB826, SB989, SB1320, SB1437, SB2320, SB2289, SB1171, SB664, SB1637, SB2064, SB868, SB1079, SB1243, SB1504, SB1851, SB1879, SB2237, SB1257, SB2034, SB1522, SB883, SB249, SB1318, SB1151, SB596, SB1191, SB226, SB570, SB870, SB991, SB60, SB365, SB1067, SB1786, SB326, SB1401, SB1592, SB1728, SB1265, SB586, SB529, SB217, SB209, SB1923, SB1559, SB1839, SB387, SB1874, SB1872, SB1873, SB1921, SB1883, SB1677, SB95, SB1620, SB1838, SB2024, SB2429, SB1999, SB511, SB2309, SB2166, SB871, SB510, SB33, SB2420, SB1860, SB1541, SB1316, SB1314, SB1313, SB1426, SB1398, SB1869, SB1750, SB1871, SB36, SB855, SB1233, SB760, SB2425, SB2037, SB1758, SB1759, SB2365, SB1924, SB762, SB1271, SB1818, SB605, SB1405, SB1762, SB1968, SB1977, SB2077, SB2148, SB2321, SB1967, SB1662, SB1663, SB2124, SB2204, SB1855, SB863, SB37, SJR39, SCR1, SCR27, SCR32, SCR42, SCR6, SB2232, SB819, SB2078, SB2252, SB1962, SB2253, SB825, SB1577, SB1184, SB2018, SB2206, SB1901, SB1030, SB2368, SB1963, SB1960, SB1643, SB1625, SB1299, SB841, SB668, SB584, SB231, SB2411, SB1085, SB2431, SB2231, SB1490, SB530, SB34, SB1261, SJR81, SB32, SB458, SB664, SB693, SB868, SB1008, SB1267, SB1307, SB1321, SB1484, SB1637, SB1809, SB1822, SB2064, SB2112, SB2320, SB2406, SB2407, SB609, SB660, SB921, SB779, SB1470, SR388, SB3042, SB440, SB2876, SB3042, SB440, SB2876
NH
Transcript Highlights:
  • <00:14:43.600> which homeowners insurance coverage which homeowners insurance coverage which
  • their underlying homeowners coverage.
  • Have the assumption that they've got flood insurance coverage via their underlying homeowners coverage
  • regarding total loss rental coverage regarding total loss rental coverage already<02:21:48.439><
  • Federal transparency in coverage Federal transparency in coverage requirements<04:52:14.760>
Keywords: 928, house, all
Summary: The committee heard testimony on a non-germane amendment to HB 297 that would create the Granite State Home Mitigation and Resiliency Program. Insurance Commissioner DJ Beton, joined by department staff, explained that the proposal is intended to help homeowners afford insurance by funding proactive home improvements that reduce risk and improve insurability. He said the program would be funded by the first $1 million collected annually from the insurance premium tax, with grants of up to $10,000 available on a first-come, first-served basis. Beton described the problem as rising homeowners insurance premiums, hard-market underwriting, nonrenewals, and the resulting shift to more expensive surplus lines coverage. He said eligible projects could include roof fortification, exterior improvements, flood-related foundation work, and removal of hazardous trees or limbs. He cited similar programs in other states, especially Alabama, Louisiana, and North Carolina, as evidence the model can work and noted that industry representatives were present in support. He also said the program would use means testing aligned with the Department of Energy’s weatherization program to target lower-income applicants. Members asked about the non-germane process, who would administer the program, and how the bill would prevent misuse of grant funds. The commissioner said the department would administer the program using one repurposed existing position, with Treasury handling fund flow through an MOU. Staff explained that applicants would have to show completed work through a signed contract, itemized work, and a sworn contractor affidavit, with some upfront payment allowed for materials and the remainder paid after completion. The chair and members discussed that the amendment is being attached to a different bill only to move the proposal through committee and on to House Finance for further consideration.
NH

New Hampshire 2026 Regular Session

Senate Health and Human Services (02/11/2026)

Health and Human Services

Transcript Highlights:
  • trying to understand where the coverage trying to understand where the coverage from<01:53:05.280
  • gt;> So that additional coverage >> So that additional coverage >> that<02:22:29.840><
  • So either commercial coverage or no coverage. Our bucket of state general funds has not increased.
  • There is coverage.
  • uh Harvard Pilgrim Healthcare coverage uh Harvard Pilgrim Healthcare coverage that<03:22:24.640>
Keywords: 1191, senate, all
NH

New Hampshire 2026 Regular Session

House Labor, Industrial and Rehabilitative Services (04/21/2026)

Labor, Industrial and Rehabilitative Services

Transcript Highlights:
  • <00:12:35.839> options workers compensation coverage options workers compensation coverage
  • > again, or lapses in coverage, but but again, or lapses in coverage, but but again, can<00:19
  • And you not have required coverage.
  • secure workers compensation coverage? secure workers compensation coverage?
  • compensation insurance coverage? compensation insurance coverage?
Keywords: 1189, house, all
TX

Texas 89th 2nd C.S.

Insurance Apr 2nd, 2025

Insurance

Transcript Highlights:
  • Basically what this does is it creates a Windstorm insurance coverage plan that is uniform and provides
  • HB 383388 authorizes group property and casualty coverage for personal lines.
  • Allowing personal lines will benefit Texans and provide a greater choice for coverage.
  • for personal lines of property and incidental liability coverage.
  • That means that for personal line group policies, the coverage limit you buy is your coverage, and one
LA

Louisiana 2026 Regular Session

Insurance May 12th, 2026

Insurance

Transcript Highlights:
  • allows, for example, damage or loss of the church buildings or other structures, premises liability coverage
  • , coverage for fraud...
  • It covers furniture, equipment, contents, wind, hail, loss of use, and coverage when a building cannot
  • This instrument provides relative to coverage for severe obesity treatment, to provide...
  • This creates a framework to make the all-or-nothing coverage of bariatric surgery instead based on how
Summary: The House Insurance Committee met on May 12 with a quorum present and first took up Senate Bill 341, which would expand the Louisiana churches and nonprofit religious organizations self-insured fund from property-only coverage to broader commercial coverage, including liability, contents, wind and hail, and loss-of-use protections. The sponsor and Department of Insurance said the bill was the product of agreement among the parties and was intended to help churches and nonprofits, including smaller congregations, obtain affordable coverage. After adopting technical amendments, the committee reported SB 341 as amended without objection. The committee then considered Senate Bill 509 on bank-owned life insurance (BOLI), which would clarify insurable interest and allow exchanges of underperforming policies. The sponsor, industry representatives, and the Department of Insurance discussed how banks use these policies for employee benefit funding, the role of 1035 exchanges, consent requirements, and concerns about federal tax issues and state insurable-interest language. Because the parties were still working toward a solution, the committee adopted a technical amendment but voluntarily deferred SB 509 until the following week. Finally, the committee heard Senate Bill 464 on coverage for severe obesity treatment, which would create a framework for partially implementing the bariatric surgery mandate based on available appropriations. The sponsor and the Department of Insurance said the bill would let the state cover a proportional share of expected surgeries if only part of the required funding is provided. The committee reported SB 464 favorably without objection, and then adjourned.
LA

Louisiana 2026 Regular Session

Insurance May 12th, 2026

Insurance

Transcript Highlights:
  • allows, for example, damage or loss of the church buildings or other structures, premises liability coverage
  • , coverage for fraud.
  • It covers furniture, equipment, contents, wind, hail, and loss of use of coverage when a building cannot
  • This instrument provides relative to coverage for severe obesity treatment, to provide...
  • A couple of years ago, we passed some legislation that looked to expand the benchmark coverage of our
Keywords: 965, house, all
Summary: The House Insurance Committee met with a quorum and took up three Senate bills. Senate Bill 341, by Senator Edmonds, was amended with technical changes and reported as amended. The bill expands the Louisiana churches and nonprofit religious organizations’ self-insured fund from a property-only pool to broader commercial coverage, including premises liability, fraud, contents, wind and hail, and loss-of-use coverage. Testimony from the sponsor and the Department of Insurance emphasized that the measure was intended to help churches and nonprofits, including smaller congregations, while preserving solvency requirements for the fund. The committee then heard Senate Bill 509, by Senator Cloud, concerning bank-owned life insurance (BOLI). The sponsor, bank and insurance industry representatives, and the Department of Insurance discussed allowing banks to exchange underperforming policies for better-performing ones under 1035 exchanges, while clarifying insurable-interest and consent issues. Members raised questions about former employees, split-dollar arrangements, and whether additional consent would be needed. Because the parties were still working on a solution, the committee adopted a technical amendment but voluntarily deferred the bill until the following week. Finally, Senate Bill 464, by Senator Barrow, was presented by Ryan Haney and the Department of Insurance as a framework to cover severe obesity treatment, including bariatric surgery. The bill would allow the state to partially implement the mandate based on the amount of funding appropriated, rather than requiring full funding up front. Supporters said the measure could reduce long-term health costs and align Louisiana more closely with neighboring states. The committee reported the bill favorably, and the meeting then adjourned.