Transcript Highlights:

• Now, are there going to be new appointments to the DSB board? I would expect that to occur, yes.
• In one of these appointments, because it's my understanding that these people have been serving for years
• I mean, he's not been appointed by the board. Is there a current...
• I mean, he's not been appointed by the board. Is there a current director?
• that if he would sign the letter that acknowledges Nathan Winters being the interim director as appointed

Keywords: 1204, all

Transcript Highlights:

• These provisions do not apply to appointments made by the governor.
• These provisions do not apply to appointments made by the governor. the departments are These provisions
• do not apply to appointments made by the governor.
• The provisions do not apply to appointments made by the governor.
• to the director of the Division include prescribing and providing training and consultation to appointing

Keywords: 994, senate, all

Summary: The committee considered and advanced several bills. House Bill 4995, concerning video cameras in special education classrooms, was explained as requiring parents to be notified of recording interruptions, providing written notice of the law to parents and school employees, shortening the required random review of recordings from every 90 days to every 30 days, and clarifying that school boards must still conduct independent investigations even if DHS or prosecutors do not act. The committee adopted the motion to report the bill to the full Senate. House Bill 5214, dealing with drug testing in child abuse and neglect cases, would allow courts to order testing of parents in certain cases, require laboratory confirmation of positives, and require DHS to notify the court and other parties; the committee adopted the strike-and-insert amendment, then reported the bill as amended and adopted a title amendment. The committee also advanced House Bill 4025 and House Bill 5441, both restructuring state personnel systems. HB 4025 would exempt employees of the Department of Health, health facilities, and human services from classified civil service and grievance procedures beginning July 1, 2026, while preserving status for some current employees and allowing exemptions to comply with federal requirements; the committee adopted a piecemeal amendment and reported it as amended. HB 5441 would eliminate separate civil service systems for Transportation, Revenue, and the Bureau for Social Services and move classifications and compensation structures to the Division of Personnel, with testimony from the governor’s counsel emphasizing faster hiring and more flexibility; the committee adopted the strike-and-insert amendment and reported the bill as amended. House Bill 4602, a child welfare pilot program creating a private community-based system for post-removal services, drew testimony from DHS about concerns over costs, continuity, oversight, and child well-being outcomes, while supporters argued it could reduce caseloads and improve flexibility. The chair amended the bill to remove one of the two pilot regions, leaving only the Berkeley/Jefferson County pilot, and the committee then reported the bill as amended despite opposition from the senator from Marion. House Bill 4106, removing the provisional concealed handgun license requirement for ages 18 to 21, heard testimony from a pediatrician opposing the change and from a gun rights advocate supporting it; an amendment requiring firearms training for under-21 carriers failed by a 1-14 roll call, and the committee then reported the bill as amended. Finally, House Bill 4198, after a subcommittee rewrite, was advanced with a strike-and-insert amendment that refined E-Verify requirements for public and private employers, added exemptions for certain small or new employers and sole proprietors, clarified recordkeeping and notice requirements, and adjusted penalties and enforcement procedures. After a motion for the previous question, the committee adopted the amendment and reported HB 4198 as amended. House Bill 5319 was removed from the agenda, and the committee adjourned.

Transcript Highlights:

• Finally, the bill permits the board to appoint a temporary director until the next regular election to
• Finally, the bill permits the board to appoint a temporary director until the next regular election to
• The multi-county configuration does not correspond with the current single-county appointment process
• To address this, this bill adds an optional method for board member appointments by petitioning the TCEQ
• The multi-county configuration does not correspond with the current single-county appointment process

Bills: HB103

Summary: The Senate Committee on Local Government heard a series of local and special-purpose bills, mostly with brief sponsor explanations and little or no public opposition. Topics included fireworks sales near the Texas-Mexico border for Cinco de Mayo (HB 1629), allowing larger counties to use their own inspectors for county buildings (HB 3234), updating governance and financial rules for the Wood County Central Hospital District (HB 5664), clarifying firefighter collective bargaining and impasse procedures (HB 3171), and exempting certain Fort Worth ETJ properties from release rules to protect infrastructure investments (HB 2512). The committee also heard bills on border subdivision rules in Cameron County (HB 3680), extending a property tax exemption to surviving spouses of certain veterans affected by the PACT Act (HB 2508/HJR 133), drainage district election timing and procedures (HB 5693, HB 2694), utility transparency for municipally owned systems (HB 1991), and management district and hospital district election or appointment changes (HB 5698, HB 2293). Another major bill, HB 1449, would expand a food truck permitting pilot program to counties over one million population; witnesses supported the concept but asked the committee to coordinate it with related fee and standards bills, and the bill was left pending for further work. The committee also heard HB 3732, which would let fire departments obtain extensions to comply with new NFPA protective equipment standards, and HB 5431, which would clarify that mayors and at-large council members do not need new elections after reapportionment; both were left pending after questions about their scope. Several transparency and tax-related bills were also discussed, including HB 103, creating a statewide database of local bond and tax election information, and HB 851, requiring reporting on homestead tax ceiling properties; both drew support and were later voted out. After testimony, the committee reported multiple bills favorably, often unanimously, and recommended many for the local and uncontested calendar. The committee also used procedural swaps to substitute House companions for Senate bills on several measures, then recessed with plans to return later to process additional bills.

Transcript Highlights:

• It removes minority representation requirements for F-CORR appointments and vendors.
• Senator, I think in the main bill, it allows the governor and the cabinet to directly appoint members
• Currently, the governor appoints but the Senate confirms the members of the commission, is that right
• changing that method to give the governor more direct control without confirmation of the Senate in appointing
• Currently, the governor appoints but the Senate confirms the members of the commission, is that right

Summary: The Appropriations Committee on Criminal and Civil Justice considered and reported favorably a series of criminal justice, corrections, and public safety bills. Among the measures approved were SB 468, increasing penalties for fleeing or attempting to elude law enforcement and allowing impoundment of involved vehicles; SB 1136, tightening age-related criminal offense provisions and clarifying that ignorance or misrepresentation of a victim’s age is not a defense in covered cases; SB 144, which was described as a broad public safety measure addressing law enforcement tools, AI/body camera use, concealed carry licensing exemptions for law enforcement, blood testing after exposure incidents, and related matters; and SB 1782, creating a dangerous excessive speeding offense for extreme speeding conduct. The committee also approved SB 964 on objective parole guidelines, SB 1450 giving law enforcement discretion on immediate arrest of individuals with significant medical conditions in nursing home or assisted living settings, SB 612 closing a loophole related to charging minors in drug-distribution deaths, SB 1838 protecting court officials from tampering, harassment, and retaliation, SB 776 adding an aggravating factor for assassination or attempted assassination of a head of state, and SB 716 imposing mandatory minimums for certain sexual offenses committed by registered sex offenders or predators. Several bills drew notable testimony and debate. SB 1804, which would make sex trafficking of a child under 12 or a mentally incapacitated person a capital offense, received strong support from the sponsor and some members who argued it was needed to address the most heinous trafficking cases, but it also drew opposition from the Florida Conference of Catholic Bishops, Florida Association of Criminal Defense Lawyers, and others who argued the death penalty should not be expanded to non-homicide crimes and would be unconstitutional, costly, and retraumatizing to victims. SB 1604 on corrections, which included provisions on inmate litigation, limitations periods, tracking devices, and involuntary mental health treatment, prompted questions about inmate rights, accountability, and possible abuse; the sponsor said the bill was intended to balance access to claims with institutional safety and to continue refining the language. SB 1838 also drew concerns from criminal defense lawyers about possible unintended effects on attorneys, and the sponsor said he would work on clarifying the language. The committee adopted amendments on several bills, including a substitute amendment to SB 144 that removed some provisions for further work, added first responder-related provisions, and adjusted motor vehicle kill-switch language; an amendment to SB 1136 changing the age threshold and refining luring/enticement language; a strike-all amendment to SB 964 limiting retroactivity and focusing on presumptive parolees; and a delete-all amendment to SB 1604 that revised multiple provisions, including tracking devices and consecutive sentencing under 10-20 Life. Most bills were reported favorably by roll call, with SB 776 and SB 1804 passing despite recorded no votes from some members. The chair closed by noting it was the committee’s final meeting of the session and thanked members before adjournment.

Transcript Highlights:

• So imagine having, um, not being able to go to medical appointments, not being able to, uh, go grocery
• some independent living skills and then uh once I finished that training, I of course had left my appointment
• Attend doctor's appointments and simply just use public transportation is simply unsafe.
• Uh, the GCPD is a 12-member advisory committee appointed by Governor Greg Abbott.
• So, CASA, of course, and hopefully you all know, we're the court appointed special advocates, so we recruit

Bills: HB 451, HB 645, HB 1041, HB 1151, HB 1155, HB 1536, HCR 12

Keywords: commercial sexual exploitation, child sex trafficking, human trafficking, child welfare, foster care, DFPS, Department of Family and Protective Services, juvenile probation, risk assessment, needs assessment, trauma screening, child abuse prevention, exploitation screening, validated screening tool, evidence-informed tool, conservatorship, juvenile justice, at-risk youth, trafficking prevention, Child Sex Trafficking Prevention Unit

Transcript Highlights:

• So, I don't know the exact process of how a counsel is appointed, but the proceeding could not go forward
• an AOT petition, the person that is potentially going to be subject to involuntary treatment, AOC appoints
• have to be served on the client, the client's guardian, if any, treatment guardian if one has been appointed
• This also allows the court to appoint a guardian ad litem to help make decisions when the individual
• If the client is incapable of informed consent, the court shall appoint a treatment guardian for the

Transcript Highlights:

• Speaker appoints the following conferees to House Bill 953 by Representative Fontenot: Representative
• Speaker appoints the following conferees to House Bill 1220 by Representative LeCompte: Representative
• And the Speaker appoints the following conferees to Senate Bill 208.
• We put an amendment on it that the chair can appoint other people. Then, 6-0? 7-0? 60? 16-0? Okay.
• We put an amendment on it that the chair can appoint other people. 6-0. 7-0. 60. Other people.

Bills: HB410, HR310, HR314, HR316, HR317, HR321, HR275, HR276, HR279, HR282, HR286, HR289, HR292, HR295, HR302, HR319, HR307, HR273, SCR59, SCR61, SCR62, SCR68, SCR69, SCR70, SCR54, SCR55, SCR64, SCR75, HCR32, HB776, HB42, HB119, HB159, HB302, HB1017, HB1028, SB217, SB283, HB953, SB208, HR74, HB998, HB901, HR20, HCR65, HCR71, HCR98, HB284, HB306, HB341, HB366, HB393, HB458, HB577, HB603, HB605, HB614, HB625, HB646, HB733, HB752, HB773, HB798, HB911, HB955, HB996, HB1035, HB1069, HB1113, HB1140, HB1180, HB1191, HB1240, HB1255, SB82, SB89, SB97, SB123, SB237, HB36, HB74, HB75, HB258, HB259, HB414, HB459, HB784, HB848, HB956, HB1095, HB1220, HB1252, SB469, SB479

Keywords: recording, privacy, notification, direct conversation, law enforcement, first responder, penalties, oil and gas, orphan wells, inactive wells, shut-in wells, marginal wells, plugging and abandonment, well decommissioning, site remediation, site restoration, Oilfield Site Restoration, OSR program, financial security, bonding

Transcript Highlights:

• It would require the court to appoint a court representative and look into allegations of a petition,
• It clearly establishes the requirements to appoint a temporary or emergency guardian or conservator,
• and that’s a real big part of this bill. the court to the court to appoint<00:24:27.840> a<00:
• a temporary or emergency to appoint a temporary or emergency guardian<00:24:57.520> or<00:24:
• Permit the court to appoint a temporary guardian or conservator or grant other temporary relief for a

Keywords: 1136, house, all

Transcript Highlights:

• You're substituting your judgment over the overall benefit of any of these books to publicly appointed
• by the city council of Fair appointed by the city council of Fair Hope.
• So, what is it about appointing a position that we can't do?
• <01:44:30.639> a So, what is it about appointing a So, what is it about appointing a position
• I've got another appointment. Thank you.

Keywords: 924, joint, all

Transcript Highlights:

• um and they make appointments um and they make recommendations<00:05:09.000> to<00:05:09.720>
• by uh the would still be appointed by uh the governor<00:10:44.399> and<00:10:44.519> the<
• appointments uh five appointments<00:14:25.959> from<00:14:26.240> The<00:14:26.959>
• > Association<00:14:27.440> of appointments from The Association of appointments from The
• from the association of appointments from the association of Minnesota<00:14:40.519> counties

Keywords: 1183, house

Transcript Highlights:

• Susan Wallace has been appointed to serve on the Arizona State Liquor Board as a member with financial
• My name is Susan Wallace, and I'm honored to be considered for the appointment to the Arizona State Liquor
• Board. ...for the appointment to the Arizona State Liquor Board.

Summary: The Committee on Regulatory Affairs and Government Efficiency met to approve the March 25, 2026 minutes and consider the nomination of Susan Wallace to the Arizona State Liquor Board. Committee members reviewed the board’s role and Wallace described her background in public education, small business, hospitality, retail, and alcohol-related operations in Tombstone, along with her service on the Tombstone Restoration Commission and as president of the Tombstone Chamber of Commerce. She said her experience would help her balance public safety, compliance, and support for responsible businesses if confirmed. During questioning, a member asked how she would approach situations involving the purchase of liquor licenses to block competitors; Wallace said such matters would need to be evaluated case by case based on the full facts. Don Isaacson, speaking for the Arizona Licensed Beverage Association, testified in support of the nomination, citing Wallace’s long experience in the industry and her understanding of tourism and hospitality issues. Committee members also thanked Wallace for volunteering for public service and emphasized the importance of board and commission work. A motion was made to recommend Wallace’s confirmation to the full Senate. The committee voted 7-0 to advance the nomination, with all members present voting aye. The meeting then adjourned.

Transcript Highlights:

• The Speaker announces the appointment of the following members of the House to a conference committee
• The speaker announces the appointment of the following members of the House to a conference committee
• This is an unelected board that has been appointed, and they have great power over how nursing homes
• is an unelected board that has been This is an unelected board that has been um<01:17:32.600> appointed
• um and they have great um appointed um and they have great power<01:17:36.400> over<01:17:36.640

Keywords: 1183, house

Transcript Highlights:

• And then lastly, when do you see yourself appointing or getting someone... ...when do you see yourself
• appointing or getting someone new in there and the services getting back up and going, or the services
• But on the other hand, the statute also says the DSB board shall appoint the DSB director, subject to
• Waits but but there is on the other hand the statute also says DSB board shall appoint the DSB director

Summary: The committee first considered a Department of Parks, Heritage and Tourism request to swap three administrative coordinator positions for one park superintendent, one maintenance supervisor, and one park manager for Blanchard Springs State Park. Members were told the change would be funded by conservation tax special revenues, would not increase total positions, and had OPM’s support. The item was reviewed and approved without objection. Members then approved two special compensation plans: one from the Department of Commerce for lump-sum bonuses of up to $5,000 for employees involved in the unemployment insurance system migration to a cloud-based platform, and one from the Department of Veterans Affairs for $2,000 recruitment bonuses for certified nursing assistants at the Fayetteville and North Little Rock State Veterans Homes. The Department of Health also received approval to reinstate a previously frozen fiscal support manager position for the State Medical Board, with the agency noting the position was already authorized and would not increase total staffing. The committee spent substantial time on a Commerce reduction-in-force affecting the Division of Services for the Blind and related workforce operations. Secretary Hugh McDonald said the layoffs were driven by over-obligated federal funds, lack of fiscal planning, and a need to realign operations; he said the RIF would be permanent and that 56 employees remained furloughed, with 17 positions slated for elimination. Senators questioned the division’s accountability structure, the role of the board and governor, and whether the cuts disproportionately affected African American employees; Commerce was asked to provide racial composition data for the workforce and the RIF. The committee also reviewed quarterly employment and overtime reports. Members asked about overtime levels at DHS, Corrections, and Transportation, and whether higher staffing levels and the new pay plan were reducing overtime. OPM said overtime was being monitored, that direct-care positions are exempt from the hiring freeze, and that the state had hired more than 1,200 employees at DHS since the new system went live. No further action was taken on the report items, and the meeting adjourned.

Transcript Highlights:

• On top of that, now you have to have an appointment. And so that's an issue for me.
• I mean just to get appointments.
• Which, I mean, it's almost like getting a doctor's appointment these days.
• But seriously, I mean getting a car maintenance appointment, it does take a lot of time.

Keywords: 996, all

Transcript Highlights:

• Her child had a medical appointment. Thank you.
• Her child had a medical appointment.<00:08:23.360> Thank<00:08:23.520> you.
• <00:08:24.000> Do<00:08:24.160> you<00:08:24.319> still appointment.
• Do you still appointment. Thank you.

Keywords: 1187, senate, all

Transcript Highlights:

• composition of the board to better reflect the community it serves. ...and we're changing the appointments
• page 19, this begins on line 518 and continues on for several lines thereafter, detailing the new appointment
• beginning with line 639, we are dealing with the... ...line 639, which deals with the hiring or appointment
• I was appointed a few weeks ago, and I want to thank you for listening to us.

Bills: HB159, HB110, HB114, HB115, HB116, HB123, HB125

Keywords: U.S. Space and Rocket Center, Alabama Space Science Exhibit Commission, public facilities, space exploration, education programs, bond issuance, Governor involvement, HB110, sunset bill, Alabama Sunset Law, State Board of Medical Examiners, Medical Licensure Commission, medical licensing, physician regulation, healthcare regulation, professional licensing, ethics law, state ethics code, public servants, board members

Transcript Highlights:

• The legislature, the Senate, gets to appoint one person. The House gets to appoint one person.
• I believe everybody else is appointed... I believe everybody else is appointed by the governor.
• Energy Utility, or a separate entity as a quasi-independent nonprofit corporation governed by a board appointed
• Tony, on this point, I've been appointed to the Newark NARC nuke subcommittee, okay?
• Energy Utility, or a separate entity as a quasi-independent nonprofit corporation governed by a board appointed

Summary: The meeting focused on finalizing recommendations from the Delaware Nuclear Energy Task Force, with most of the discussion centered on how the state should organize itself to evaluate and potentially pursue nuclear power. Public commenters strongly supported nuclear energy, emphasizing energy reliability, economic competitiveness, data center demand, and the need for Delaware to act quickly. Several speakers argued that Delaware is falling behind neighboring states and should not delay if it wants to attract developers and preserve access to federal tax incentives. Members then worked through revisions to the recommendations, especially the section on state actions moving forward. There was broad agreement that Delaware needs a clearly empowered leadership structure, but disagreement over the best form: a cabinet-level energy agency, an expanded existing agency such as DENREC, a dedicated coordinator, an expanded Sustainable Energy Utility, or a separate quasi-independent authority. Some members favored a nimble, one-off entity with bonding and financing authority; others cautioned against creating a new body outside state government and stressed the need for coordination with existing agencies, public oversight, and cost discipline. The group also discussed adding responsibilities such as site identification, public engagement, coordination with PJM and federal agencies, and financing tools, while removing or folding in items that seemed duplicative or too broad. The committee also revised earlier modules to broaden the focus from small modular reactors to nuclear power more generally, while keeping the task force’s original SMR work in view. Members agreed to keep recommendations on state and local regulatory readiness, financial mechanisms, permitting coordination, and public engagement, and to add a recommendation for Delaware to participate as an observer in the Advanced Nuclear First Mover Initiative through NASEO and NARUC. The committee approved the revised Module Four recommendations by vote, with one abstention from Tom Noyes. Minutes from the prior meeting were also approved with minor corrections.

Transcript Highlights:

• offer my thanks to the Judicial Selection Commission and the Governor for the nomination and the appointment
• offer my thanks to this committee and also the Senate at large for their time in considering my appointment
• Governor for uh the nomination<00:08:47.400> and<00:08:47.480> the<00:08:47.560> appointment
• <00:08:48.680> Um<00:08:48.920> I nomination and the appointment.
• Um I nomination and the appointment.

Keywords: 912, senate, all

Summary: The Judiciary Committee heard testimony on Governor’s Message 725, the nomination of Daniel M. Gluck to serve as associate judge of the Intermediate Court of Appeals for a 10-year term. The chair announced a two-minute testimony limit, said the committee would not vote that day, and scheduled decision-making for the next day at 10:45 a.m. in Room 016. Testimony in support came from the Governor’s Office, judges and legal professionals, the Hawaii State Bar Association, and members of the public, including a child who described Gluck’s kindness and help in Girl Scouts. The committee reported 72 supporters, zero opposition, and one comment from the West Side Bar Association. Gluck thanked the committee and outlined his background in private practice, nonprofit work, and government service, including work in the executive, legislative, and judicial branches. He emphasized access to justice, pro bono representation, and his commitment to reducing the ICA backlog. In response to questions, he said he would focus on fuller staffing, shorter and more concise opinions, possible use of AI for limited administrative tasks, and process improvements to speed appeals. He also discussed appellate timelines, briefing schedules, and the value of oral argument for transparency and clarification. Members questioned him about impartiality, especially in cases involving tension between Hawaii and federal precedent. Gluck said judges must follow controlling law, including U.S. Supreme Court precedent on federal questions and Hawaii Supreme Court precedent on state-law issues, and that the judiciary should not make policy. He also described his current work as deputy corporation counsel, including HART, firearms licensing after Bruen, appeals, and pending state cases. No vote was taken, and the hearing was adjourned after questions concluded.

Transcript Highlights:

• Probably in 80% of the districts in Arkansas, we get appointed.
• But most of them, we get appointed. And our investigators do the investigation.
• And then if we get appointed, we prosecute all the way to sentencing.
• Probably in 80% of the districts in Arkansas, we get appointed.
• And then if we get appointed, we prosecuted all the way to sentencing.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.

Transcript Highlights:

• Probably in 80% of the districts in Arkansas, we get appointed.
• But most of them, we get appointed. And our investigators do the investigation.
• And then if we get appointed, we prosecute all the way... ...to sentencing.
• But most of them, we get appointed. And our investigators do the investigation.
• And then if we get appointed, we prosecuted all the way to sentencing.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.