Transcript Highlights:

• often leaving many borrowers, especially in my generation, barely able to keep up with principal payments
• often leaving many borrowers, especially in my generation, barely able to keep up with principal payments
• often leaving many borrowers, especially in my generation, barely able to keep up with principal payments
• , or his soon-to-be colleague, could you give us a ballpark on your total debt and then what that payment
• is, or what your colleague's payments are, just a ballpark, so we know what that layout is monthly?

Bills: HF1359, HF1829, HF290, HF1933, HF926

Keywords: solid waste management, resource management account, environmental fund, taxation, Minnesota statutes, homestead, property tax, classification, disability, resort properties, recreational use, commercial property, tax refund, estimated tax, interest on refunds, income tax, corporate franchise tax, S corporation, partnership, corporation

Bills: SB367, SB368, SB350, SB351

Keywords: rural health, healthcare access, state funding, health transformation, appropriations, fiscal policy, healthcare funding, economic development, mental health, maternal health, antitrust, competition, market regulation, business practices, consumer protection, anaphylaxis, epinephrine, auto-injector, public health, school safety

Transcript Highlights:

• , members of the committee, my name is Matthew Gonzalez, Vice President of State Affairs for the Consumer
• mandates, reporting requirements, and long-term generation standards that create uncertainty for consumers
• is intended to be New Mexico-friendly, not just job-friendly, but New Mexico-friendly, New Mexico consumer-friendly
• is intended to be New Mexico friendly, not just job friendly, but New Mexico friendly, New Mexico consumer
• So there is a consumer protection, but this doesn't prohibit utilities from buying microgrid power or

Bills: SB78, SB235, SB22, SB310

Keywords: nuclear energy, renewable energy, sustainability, carbon emissions, energy regulation, microgrid, zero carbon resources, Public Regulation Commission, energy generation, electric utilities, motor vehicle manufacturers, licensing, dealers, franchise agreements, consumer protection, water supply, sewage improvements, environment, funding, Mora County

Bills: HB 35, HB 138, HB 754, HB 1314, HB 1612, HB 2254, HB 2510, HB 2789, HB 3560, HB 3597, HB 4224, HB 4273, HB 4643, HB 4783

Keywords: peer support, first responders, mental health, confidentiality, emergency services, health impact analysis, cost analysis, coverage mandates, health insurance, legislative analysis, health care data, healthcare, price estimates, billing requirements, consumer protection, nonemergency services, assisted living, licensing, criminal offense, personal assistance

Transcript Highlights:

• part of their network, the consumer part of their network, the consumer would<00:14:48.720> most
• Thank you. with Office of Consumer Protection. Um, with Office of Consumer Protection.
• consumer protection. Thank you. consumer protection. Thank you.
• It protects consumer service in Hawaii.
• <00:50:32.720> Uh relating to consumer protection. Uh relating to consumer protection.

Bills: HB1849, HB2000, HB1753, HB1511, HB276, HB1513, HB2188, HB1876

Keywords: licensing, professional license, individual taxpayer identification number, immigration, state residency, right to repair, wheelchairs, consumer protection, repair providers, device documentation, HB1753, Hawaii Social Media Data Deletion Act, social media, account deletion, data deletion, privacy, consumer privacy, personal information, sensitive personal information, data retention

Summary: The committee on Consumer Protection and Commerce met on February 10, 2026, and heard testimony on several bills. HB 1849 relating to licensing drew comments from DCCA’s Professional and Vocational Licensing Division and the Hawaii Real Estate Commission, both of which stood on written testimony. The Hawaii Coalition for Immigrant Rights testified in strong support, emphasizing that some immigrants, including DACA recipients, are already contributing in Hawaii and that the state should help create pathways for them to remain and advance professionally. No vote or final action was taken on HB 1849 during the portion shown. The committee then heard HB 2000, the wheelchair right-to-repair bill. Encart opposed the measure, arguing that repair delays are largely driven by insurance prior authorization and that wheelchair repairs involve FDA-regulated medical devices where improper repairs could create health risks. Peter Fritz testified in support, saying the bill was modeled on similar laws in other states and that he had personal experience through his sister’s use of a wheelchair. Members questioned whether repairs done outside insurer networks might not be reimbursed, and Fritz said that was a concern but that the need for timely repair outweighed it. The committee also discussed HB 1753 on social media, where DCCA’s Office of Consumer Protection supported the bill but suggested an amendment to the definition of personal information. On HB 1511 relating to consumer protection, DCCA’s Insurance Division supported the bill, while the Alliance for Automotive Innovation and the Hawaii Automobile Dealers Association offered comments seeking to preserve legitimate manufacturer and dealer communications about vehicles, warranties, recalls, and related services. The committee also took up HB 276 HD1 and HB 1513 on condominiums. The Hawaii Real Estate Commission offered comments on HB 276 HD1. For HB 1513, the Hawaii Green Infrastructure Authority supported the bill, but DCCA’s Insurance Division opposed it, warning that diverting HHRF funds could weaken reinsurance arrangements and raise premiums for consumers who rely on the fund. Members questioned whether the proposed condo loan program would need HHRF money and whether the amounts in the bill were necessary, and the division said it opposed using HHRF for that purpose. The committee also heard HB 2188 on housing, where OCP supported the measure and the Hawaii Association of Realtors raised concerns about conflicts with the Fair Credit Reporting Act and the use of tenant screening reports, noting that a working group is already addressing landlord-tenant issues. Members asked OCP to research how other states handle similar laws and whether additional language is needed to avoid federal conflict. Finally, on HB 1876 relating to mental health, the Department of Health’s Adult Mental Health Division supported the bill but said it remains opposed to harmful, non-evidence-based treatment modalities; Pride at Work Hawaii also testified in strong support. No final votes or committee decisions were reported in the excerpt.

Bills: HB489, HB545, HB555, HB583, HB670, HB672, HB797, HB814, HB913, HB952

Keywords: transfer on death, TOD, beneficiary designation, investment accounts, brokerage accounts, securities, nonprobate transfer, estate planning, succession, probate, community property, forced heirship, financial advisor, broker-dealer, custodian, transfer agent, banking, wealth transfer, inheritance, Louisiana Revised Statutes

Bills: HB1, HB312, HB313, HB314, HB383, HB983, HB1126, HCR3

Keywords: state budget, appropriations, education funding, public health, social services, government operations, state institutions, budget, funding, state general fund, local government, fiscal year, economic development, state treasury, emergency response, education, voting technology, sustainability, revenue sharing, fund distribution

Transcript Highlights:

• Fink's name was really just about making sure we narrow the lane down to consumer products you're going
• As I read this bill, it's interesting because it's written toward a consumer.
• And if they're pushing to an Arizona consumer a firmware update that now bricks—the term is 'bricks'—
• without consumers understanding that they're buying products that have these vulnerabilities.
• So this has been a major trend in my area of consumer protection across many states, and blue states

Bills: HB2121, HB2134, HB2451, HB2700

Keywords: modification, electronic equipment, consumer rights, OEM restrictions, civil penalties, intellectual property, critical infrastructure, foreign adversaries, China, communications, security, Arizona Space Commission, strategic plan, aerospace, economic development, space industry, education, workforce training, assistive technology, disability services

Summary: The House Committee on Science and Technology convened for its first meeting of the session, with members and staff introducing themselves and the chair reviewing committee rules and amendment deadlines. The committee then heard several bills focused on technology policy, infrastructure security, and a new study committee on assistive technology. Testimony was generally supportive of the bills’ goals, though several members raised concerns about implementation, costs, and the role of the Arizona Corporation Commission on the infrastructure bill. HB 2121 would prevent manufacturers from disabling consumer electronic devices when owners make modifications, such as using third-party parts or firmware changes, and would allow owners or the Attorney General to sue for damages. After discussion about consumer ownership, security, and possible manufacturing impacts, the committee adopted the Fink amendment narrowing the bill to consumer products and gave HB 2121 a do pass recommendation by a 7-1 vote with one present. HB 2134 would restrict Chinese-produced equipment from critical infrastructure and limit contracts with Chinese companies; the sponsor and supporters framed it as a national security measure, while opponents focused on cost, implementation, and utility coordination. The committee heard testimony from the Arizona Corporation Commission, which said the bill would require new staff and resources, and from outside witnesses who said the bill was prospective and aligned with federal restrictions. HB 2134 passed 5-4. HB 2451 would adjust Arizona Space Commission board terms, extend the strategic plan deadline, and add astronautic educational opportunities to the commission’s duties. Supporters described the commission as a bipartisan effort to grow Arizona’s space industry, and the bill passed 8-0. HB 2700 would create a Technology Study Committee focused on assistive technology and technology-first approaches for people with disabilities. The sponsor and a constituent advocate described how assistive technology can improve independence and service delivery, and members expressed support for the concept. After adopting the Connolly amendment, the committee approved HB 2700 as amended by an 8-0 vote. The committee then adjourned.

Transcript Highlights:

• He has a keen understanding of consumer protection, antitrust, and administrative law.
• The informing consumers about smart devices act the spy fridge at bill required disclosure of hidden
• The committee also should focus on protecting consumers from scams and the FTC consumers report shows
• that one point one point 1 billion consumers lost I mean I that's can't be right according to the FTC
• I have to read this again according to the FTC consumers lost 1.14 billion to Roe Mance scams in 2023

Bills: SB244, SB28, SB289, SB323, SB389, SB414, SB428, SB433, SB582, SB613, SB759, SB792, SB841, SB843, SB97

Keywords: national security, cybersecurity, consumer technology, routers, modems, study, communication, consumer protection, smart devices, transparency, internet-connected devices, FTC enforcement, broadband, infrastructure, federal programs, internet access, accessibility, affordability, deployment, government coordination

Summary: The Senate Committee on Commerce, Science, and Transportation held an important meeting where they discussed various bills aimed at addressing pressing issues like consumer protection, technology, and environmental management. Chairman Cruz opened the meeting by emphasizing the role of subpoenas in ensuring accountability and oversight, highlighting a recent compliance from several parties following such threats. The meeting progressed to consider several bills, including the Romance Scam Prevention Act championed by Senator Blackburn, which seeks to protect vulnerable populations from online dating scams that have resulted in enormous financial losses, particularly among seniors. The committee also nominated Michael Kratios for the Office of Science and Technology Policy and Mark Medder for the Federal Trade Commission, underscoring the significance of leadership in fostering innovation and consumer protection in technology sectors.

Transcript Highlights:

• payments, just for transparency?
• payments. on-time payments. payments. on-time payments.
• Rent ledgers often include partial payments, subsidy timing, payment plans, or disputes.
• and post payments in place.
• and post payments in place.

Bills: HF4207, HF3639, HF3981, HF3064, HF2123

Keywords: housing aid, local housing trust, funding projects, income provisions, technical changes, landlord regulations, tenant rights, minor children, lease agreements, eviction, privacy protection, housing, lease termination, medical care, death, infirmity, landlord obligations, St. Paul, public housing, Minnesota Housing Finance Agency

Transcript Highlights:

• : Contrary beginning January 1, 2027, and ending December 31, 2030, the revenues derived from the payment
• shall so notify the proper authority no later than 60 days after he or she becomes eligible for any payments
• shall so notify the proper authority no later than 60 days after he or she becomes eligible for any payments

Bills: HB304, HB285, HB312, HB311, SB60

Keywords: impoundment, driver licenses, vehicle redemption, local identification cards, law enforcement, HB285, TJ's Law, traffic infraction, traffic ticket, uniform traffic ticket and complaint, minor driver, juvenile driver, parent notification, guardian notification, emergency contact, citing agency, traffic citation, driver safety, youth safety, Alabama traffic law

Transcript Highlights:

• retired firefighters to remain on their employer-sponsored health insurance to receive the one-time payment
• Okay, it is Senator DiCeglie, and it's going to be Senate Bill 1612 on electronic payments to local governments
• The bill clarifies that local governments must accept electronic payments in all instances, not just
• It provides an exemption where another law requires local governments to accept another form of payment

Bills: S0332, S0464, S0576, S0830, S0964, S0984, S1096, S1296, S1298, S1612, S1656

Keywords: public records, public meetings, property rights, transcripts, settlement negotiations, Veterans Day, K-12 schools, holiday observance, education, Florida statutes, cybersecurity, local government, grant program, data-sharing, Florida Digital Service, ransomware protection, county administrators, city managers, exemption, privacy

Summary: The committee first heard a committee substitute for SB 332, which creates a narrow public meetings and public records exemption for certain pre-suit settlement communications in Bert Harris claims involving local governments and private property rights. The sponsor said the change is intended to allow confidential legal strategy and negotiation during the 90-day pre-suit period while keeping settlements and outcomes public. The strike-all amendment was adopted, supportive testimony was waived in, and the bill was reported favorably. Members then approved several other measures, including SB 464 requiring K-12 schools to formally observe Veterans Day as a school holiday; SB 984 on firefighter cancer benefits and prevention, which was amended to add a statement of important state interest and reported favorably after testimony from firefighters both supporting the bill and urging a longer benefit window; SB 576 on local government cybersecurity, which was amended to route the program through the Florida Digital Service and strengthen state-local coordination; SB 964 clarifying how certain gift and honoraria disclosures are filed with the Commission on Ethics; SB 1612 requiring local governments to accept electronic payments with a delayed effective date; SB 830 creating public records exemptions for certain local government administrators and their families; SB 1096 clarifying the filing deadline for employment discrimination complaints; and SB 1656 designating the SS American Victory as Florida’s official state flagship. All were reported favorably. The committee also considered a slate of appointments, including a separate vote on Jeffrey Aaron to the Public Employees Relations Commission, which was recommended favorably after Senator Polsky objected to the appointment and cited concerns about political ties and prior work. The remaining appointees on tabs 12 through 30 were also recommended favorably. After a recess, the committee took up SB 1296 on the Public Employees Relations Commission, as substituted by a committee PCS. The PCS would change union certification and recertification rules, require stronger showing-of-interest and voting thresholds, limit paid union leave in some cases, require equal access to employer communication spaces, and speed up impasse procedures for state-funded salary increases. The bill drew extensive testimony, with supporters arguing it would improve accountability, transparency, and taxpayer fairness, and opponents—many of them teachers, bus drivers, and other public employees—saying it would weaken collective bargaining, burden workers, and function as union busting. Members raised constitutional concerns about the single-subject rule and collective bargaining protections, and debate was ongoing at the end of the transcript.

Transcript Highlights:

• And I think, you know, just being a consumer myself, I prefer to not have a claim if I can, just keep
• This encourages policyholders to take advantage of these payment options.
• They will have a better option for their clients with the installment payments.
• But as again, you know, recently to get a 10 percent rate increase, we had a consumer outcry that was
• If we can address that, it certainly helps those drivers, but it also helps, ultimately, consumers.

Bills: HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• We have consumers, coastal residents, builders, realtors, and insurance on the same side.
• We have many widows and widowers and workers that cannot make their mortgage payments because of the
• So I guess my question is, I hear that if there is a storm and there's a surcharge on consumers across
• I understand that this committee is under a five-part mandate to lower insurance rates, protect consumers
• And the consumers generally, if the standard is good, will get a better deal ultimately, leading to more

Bills: HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Bills: HB1845, HB2192, HB2438, HB2529, HB2607, HB2658, HB3348, HB3505, HB3305

Keywords: rural prosecution, salary assistance, staffing grant, legal support, criminal justice, fireworks, permit requirements, sale, county regulations, public safety, hospital district, administration, elections, director qualifications, public contracts, salary supplement, county judges, judicial functions, state law, government compensation

Transcript Highlights:

• a violation of the digital goods advertising requirements an unlawful practice under the Arizona Consumer
• allows the Attorney General to investigate and take appropriate actions as provided by the Arizona Consumer
• a violation of the digital goods advertising requirements an unlawful practice under the Arizona Consumer
• allows the Attorney General to investigate and take appropriate actions as provided by the Arizona Consumer
• And take appropriate actions as provided by the Arizona Consumer Fraud Act.

Bills: HB2010, HB2192, HB2310, HB2501

Keywords: digital goods, advertising, ownership, license, consumer protection, refund policies, streaming services, minors, content creators, online platforms, compensation, trust accounts, child protection, video content, privacy, employment, independent contractor, marketplace, digital services, contractual agreements

Summary: The committee heard House Bill 2010, which would prohibit sellers of digital goods from using terms like “buy” or “purchase” in a way that implies unrestricted ownership when the consumer is actually receiving a license, and would require clearer disclosures, post-transaction notices, prorated refunds or alternative access if license terms change, and enforcement under the Arizona Consumer Fraud Act. The sponsor said the bill responds to consumers being misled about digital purchases and to concerns that licensed content can be altered or removed after sale. The bill was approved on a 7-0 do pass vote. The committee also heard House Bill 2192, which would require compensation protections for minors featured in monetized online content, including trust-account requirements similar to child actor protections, recordkeeping, and a process for adults who were featured as minors to request removal or editing of content that identifies them. Google testified in support, saying the bill mirrors existing protections for child actors and provides a uniform standard; the sponsor said it addresses the growing child influencer industry. An amendment was adopted to clarify that platforms may rely on existing trust-and-safety systems and are not required to proactively monitor user content or be liable for third-party content if they comply with mitigation requirements. The bill then passed 7-0 as amended. House Bill 2310 was described as a technical fix to Arizona’s qualified marketplace contractor law for gig-economy platforms, clarifying that contracts may be terminated without cause on reasonable notice and that the contractor may terminate unilaterally. Lyft supported the measure, saying it removes ambiguity without changing the independent contractor framework; one senator questioned the wording, but the sponsor and witness said the intent was to preserve driver independence. The bill passed 7-0. The committee then heard House Bill 2501, an agency-requested measure from the Department of Insurance and Financial Institutions that conforms Arizona’s appraisal management company definition to federal law by updating the definition to include administering appraisal panels and defining a 12-month period. It also passed 7-0.

Bills: SB294, HB296, HB300, SB269

Keywords: public officers, bonding, risk management, notification, delinquency, consumer protection, rental home, marketplace guarantees, insurance, commissioner of insurance, healthcare, breast cancer screening, insurance coverage, deductible, copayment, emergency medical services, ambulance reimbursement, health care insurers, balance billing, provider networks

Bills: HB207, HB267, HB300, HB464, HB618, HB853

Keywords: Louisiana Auctioneers Licensing Board, auctioneer licensing, professional licensing board, board membership, gubernatorial appointments, consumer members, public at large, Public Service Commission district, East Baton Rouge Parish, venue, domicile, licensure requirements, licensed auctioneer, occupational licensing, state board governance, Act 138, home inspectors, licensing, term limits, Louisiana State Board

Transcript Highlights:

• HB 1642, relating to consumer protection. Office of Consumer Protection and Support.
• Even with the growth of online banking and mobile payments, not every consumer is comfortable using online
• Office of Consumer Protection offering comments. Emma Olsen for the Office of Consumer Protection.
• Consumers are hurt. ruins a reputation. Consumers are hurt.
• HB1642 relating to consumer protection. HB1642 relating to consumer protection.

Bills: HB2227, HB1775, HB1560, HB1642, HB1647, HB2003, HB1640, HB2198

Keywords: eviction, housing stability, tenant screening, court records, writ of possession, foreclosures, public sale, eligible bidders, housing, downpayment, judicial foreclosure, digital financial assets, consumer protection, financial kiosks, refunds, transaction security, HB1642, Hawaii, cryptocurrency ATM, crypto ATM

Summary: The committee on Consumer Protection and Commerce met on February 5, 2026, and heard testimony on several bills, beginning with HB 227 relating to eviction records. Supporters, including the Public First Law Center and the Office of Hawaiian Affairs, argued the bill would help people who prevail in eviction cases avoid long-term housing harm from online court records, while the Public First Law Center said keeping records off eCourt Kokua would not violate the First Amendment because the records would still be available in person. Members discussed access-to-justice concerns, and a witness said legal aid attorneys could still access the records through the attorney-only Jeff’s system and the court’s access-to-justice room. The chair also asked about precedent, and a witness cited a Hawaii Supreme Court case as supporting removal from the online database rather than sealing records entirely. The committee then took up HP 1775 relating to foreclosures, but the transcript only shows in-person opposition comments from the Hawaii State Bar Association Collection Law Section, the Hawaii Credit Union League, and the Hawaii Bankers Association. The credit union and banking groups said they had concerns about broader negative impacts on mortgage lending and other requirements, but no detailed discussion or action was captured before the committee moved on. The next measure, HB 1560 relating to consumer protection, drew support from the Office of Consumer Protection and cryptocurrency companies including Coinflip and America Digital, which said they already use wallet-pinning and other safeguards to prevent fraud. AARP Hawaii did not take a formal position but said the bill addressed a real problem, noting that Hawaii residents, especially in Kona, had lost more than $920,000 in 2024 to cryptocurrency ATM scams and arguing that stronger oversight was needed. The committee also heard HB 1642, which would ban cryptocurrency kiosks. The Office of Consumer Protection supported the ban as the best way to protect consumers from fraud, while Coinflip, Bitcoin Depot, and America Digital opposed it, arguing kiosks provide cash-based access to crypto, especially for unbanked or underbanked consumers, and that targeted regulation would be better than an outright ban. AARP Hawaii took no formal position but strongly emphasized the harm caused by scams, saying victims are often frightened into acting quickly and that kiosk transactions currently lack enough friction or intervention. Finally, HB 1647, also on consumer protection, would impose liability on host businesses that provide space for crypto kiosks. The Office of Consumer Protection warned small businesses might not understand the liability, while Coinflip, Bitcoin Depot, and America Digital opposed the bill, saying it would unfairly shift enforcement duties to host stores and could discourage businesses from hosting kiosks, effectively creating a de facto ban. No votes or final committee actions were taken in the portion of the meeting provided.

Transcript Highlights:

• Lenders I like it when the slow, boring, steady monthly payments come in on time, in accordance with

Bills: HF1224, HF1615, HF2403

Keywords: foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance