Transcript Highlights:

• There were insurance.
• </c> insurance is well, bad. insurance is well, bad.
• </c> health insurance company is? health insurance company is?
• </c> health insurance potentially. health insurance potentially.
• </c> that when it comes to health insurance that when it comes to health insurance insurance<02:08:18.200

Committee: Senate Education Policy

Keywords: 1187, senate, all

Transcript Highlights:

• I know they can do insurance, and insurance is a little different because the only time we use insurance
• Already on insurance," "Already on insurance, you have the proof of insurance on your phone.
• The insurance is allowed.
• With regard to insurance, insurance is more on the driver than on the vehicle.
• And if I have to print out, that's how I get my insurance proof of insurance as well.

Committee: Senate Transportation

Keywords: 989, all

Transcript Highlights:

• They have other insurance. They would opt out.
• They have other insurance. They would opt out.
• to private market health insurance or Apple Health, and then having to restart insurance again and all
• Sometimes I'd have health insurance through the district.
• There's another piece: the funding rate isn't just medical insurance.

Summary: The House Appropriations Committee heard staff briefings and testimony on four bills. House Bill 2124, a Department of Retirement Systems request, would raise the minimum monthly pension benefit that can be paid as a lump sum from $50 to $250, with future inflation adjustments by the director; staff said it would cost about $11,000 in administrative changes and have no actuarial impact on the pension funds. House Bill 2125 would remove a biennial restriction on using pension fund interest earnings for certain administrative and compliance expenses that protect the funds; DRS said it would have no fiscal impact and would continue existing practice. Seth Miller of DRS supported both bills as efforts to reduce complexity and improve consistency across retirement systems. House Bill 2179 would create a retroactive exemption from PERS membership for certain port district employees who are instead covered by federal railroad retirement or union-sponsored defined benefit plans. Staff said audits found a small number of affected employees, with a one-time administrative cost of about $18,000, and noted possible legal concerns because retroactive changes can implicate vested retirement rights. Testimony from the Washington Public Ports Association and the Port of Ponderay supported the bill as a narrow clarification needed to avoid dual coverage and large retroactive liabilities; the Port of Vancouver also supported it as a fix for building trades workers covered by union plans. House Bill 2160 would change SEBB eligibility rules for school employees, creating a presumption of coverage on day one for returning employees who previously worked 630 hours in prior years, effectively shortening the lookback period and extending it across SEBB employers. Supporters, including substitute teachers, WEA, SEIU, and other school workers, said the bill would reduce disruptive gaps in coverage, help workers and families maintain continuous insurance, and improve recruitment and retention. Opponents, including school administrators, business officials, and school directors, argued it would be an unfunded mandate that could significantly increase district costs and administrative complexity, especially because districts would have to track hours and rebut presumptive eligibility. The Health Care Authority explained that eligibility is determined by local benefits administrators using worksheets and appeals, that the current two-year presumption was built from earlier benefit rules, and that the bill could increase costs and create issues for retirees who currently manage hours to stay below the 630-hour threshold. The committee took no votes and adjourned after public hearing.

Transcript Highlights:

• and of course disability self-insure and of course disability insurance<01:17:32.679><c> covers</c><
• Private insurers actually offer short-term disability insurance.
• </c> uh Insurance um agent uh insurance uh Insurance um agent uh insurance carriers<01:20:04.440><c>
• , car insurance, and life insurance.
• um</c> my health insurance my car insurance um my health insurance my car insurance um and<02:21:33.720

Keywords: 928, house, all

Summary: The committee first heard testimony on House Bill 437, which would change New Hampshire law on undischarged mortgages by creating a shorter period after which certain old mortgages would be treated as unenforceable. Prime sponsor Representative Bill Boyd said the bill was developed with input from bankers, lawyers, realtors, the Attorney General’s office, and the Banking Department, and he noted a drafting correction needed on line 18. He explained that the proposal would replace current law with a new framework modeled partly on Massachusetts, including a five-year expiration after a stated maturity date and a 35-year period for mortgages without an expiration date. Supporters said the bill would help clear obsolete title defects, reduce costly quiet-title litigation, and make real estate transactions easier for consumers, attorneys, and conveyancers. Representative Mary Hakken-Phillips, Susan Cole of the New Hampshire Association of Realtors, and Michelle Coffin all testified in support, describing the bill as a consumer protection measure. They said undischarged or improperly discharged mortgages often surface during title searches, causing delays, legal expenses, and failed or delayed closings. Coffin and Hakken-Phillips emphasized that many of these cases involve old, effectively obsolete mortgages and that the current process often requires expensive court action even when no one contests the title. Cole described a recent transaction in which a title defect caused a buyer to walk away and later restart the financing process, creating costs for both buyer and seller. A committee member asked about notice to mortgage holders; the response was that the lender bears responsibility for recording and extending the mortgage, and that due process rights would remain if a lender later contested the discharge. Ryan Hill of the New Hampshire Bankers Association said the banking industry had reviewed the bill and was generally comfortable with it, while requesting a delayed effective date so members would have time to adjust their recording practices. He said the bill’s January 1, 2028 effective date reflected that request. After closing the hearing on HB 437, the committee opened a hearing on House Bill 721, the Gold and Silver Legal Tender Act. Representative Juliet Harvey-Bolia introduced it as a bipartisan economic justice bill intended to recognize gold and silver as legal tender, protect against inflation, and address concerns about trust, taxes, and government taking. She argued that gold is a stable store of value and discussed tax treatment in neighboring states, federal history, and digital gold platforms. The hearing on HB 721 was still in progress when the transcript ended, with the chair limiting questions because of time.

Transcript Highlights:

• decisions regarding their insurance needs.
• insurance.
• Insurers are protected by good-faith immunity provisions.
• So this is a protection for the insurer, the insurance company.
• So it's an act in Title 22 relative to the payment and adjustment of insurance claims to require insurers

Bills: SR125 , SCR70 , SCR12 , HB4 , HB251 , HB623 , HB819 , HB944 , HB986 , HB1098 , HB1222 , HB1257 , HB221 , HCR58 , SCR22 , SCR24 , SB29 , SB30 , SB32 , SB41 , SB42 , SB43 , SB47 , SB84 , SB93 , SB113 , SB192 , SB199 , SB219 , SB220 , SB221 , SB222 , SB241 , SB253 , SB255 , SB289 , SB292 , SB306 , SB314 , SB351 , SB399 , SB404 , SB14 , SB102 , SB133 , SB151 , SB165 , SB169 , SB170 , SB200 , SB217 , SB280 , SB291 , SB300 , SB303 , SB330 , SB449 , SB489 , SB521 , SB45 , SB156 , SB181 , SB203 , SB274 , SB304 , SB379 , SB396 , SB410 , SB425 , SB427 , SB436 , SB424 , SCR61 , SCR9 , SB35 , SB65 , SB215 , SB246 , SB249 , SB269 , SB282 , SB296 , SB323 , SB363 , SB369 , SB474 , SB490 , SB492 , SB500 , HCR31 , HB296 , HB299 , HB322 , HB364 , HB519 , HB535 , HB538 , HB568 , HB571 , HB622 , HB635 , HB676 , HB772 , HB784 , HB1006 , HB1018 , HB1043 , HB1070 , HB1134 , HB1239 , HB62 , HB193 , HB203 , HB210 , HB220 , HB228 , HB246 , HB420 , HB475 , HB486 , HB574 , HB584 , HB750 , HB813 , HB815 , HB826 , HB870 , HB949 , HB953 , HB1045 , HB1092 , HB1151 , HB1162 , HB1176 , HB1177 , HB1196 , HB1214 , HB1241 , HB22 , HB28 , HB33 , HB41 , HB47 , HB87 , HB115 , HB162 , HB195 , HB214 , HB217 , HB233 , HB283 , HB290 , HB319 , HB324 , HB345 , HB362 , HB363 , HB368 , HB377 , HB380 , HB382 , HB386 , HB392 , HB406 , HB431 , HB441 , HB466 , HB503 , HB533 , HB559 , HB575 , HB590 , HB593 , HB618 , HB636 , HB655 , HB664 , HB685 , HB692 , HB707 , HB715 , HB732 , HB738 , HB741 , HB748 , HB776 , HB807 , HB822 , HB856 , HB860 , HB868 , HB887 , HB888 , HB905 , HB908 , HB961 , HB980 , HB990 , HB992 , HB999 , HB1000 , HB1010 , HB1146 , HB1157 , HB1233 , HB1236 , HB1243 , HB54 , HB137 , HB180 , HB192 , HB310 , HB321 , HB396 , HB512 , HB552 , HB578 , HB638 , HB663 , HB708 , HB717 , HB718 , HB1009 , HB1082 , HB1104 , HB1107 , HB1198 , HB1246 , HB1250 , HB17 , HB36 , HB73 , HB119 , HB126 , HB129 , HB133 , HB140 , HB159 , HB166 , HB211 , HB226 , HB245 , HB271 , HB280 , HB337 , HB351 , HB354 , HB399 , HB677 , HB712 , HB723 , HB726 , HB728 , HB759 , HB789 , HB844 , HB850 , HB966 , HB1036 , SB149 , SB382 , SB441 , HB134 , HB258 , HB359 , HB782

Keywords: SR125, Senate Resolution 125, MUSV, Medium Unmanned Surface Vessel, MASC, Modular Attack Surface Craft, Conrad Shipyard, Morgan City, Louisiana shipbuilding, U.S. Navy, Department of the Navy, unmanned naval vessels, autonomous ships, defense procurement, military contracting, shipyard jobs, maritime workforce, advanced manufacturing, robotics, software engineering

Transcript Highlights:

• </c> relating to insurance. Oh, maybe not. relating to insurance. Oh, maybe not.
• </c><00:21:58.080><c> I'm</c> homeowners insurance. Thank you. I'm homeowners insurance. Thank you.
• </c><00:23:07.440><c> for</c> doesn't pay their their insurance for doesn't pay their their insurance
• </c> don't just get their insurance cut off. don't just get their insurance cut off.
• with insurance and specifically with homeowners<00:23:26.799><c> insurance,</c><00:23:27.679><c> the

Committee: House Consumer Protection & Commerce

Keywords: 910, house, all

Summary: The Committee on Consumer Protection and Commerce heard testimony on several measures. SB 1402, relating to vessels in state commercial harbors, drew opposition from Captain Andy Sailing Incorporated, and later the committee agreed to amend the bill to exempt tour boat operators before passing it. SB 1411, relating to Medicaid third-party liability, received strong support from the Department of Human Services, which asked that the effective date be restored to upon approval. SB 1438, relating to home care agencies, was supported by the Department of Health and one individual testifier, with the department arguing that unlicensed personnel performing skilled nursing services puts kupuna at risk. The committee later moved that bill forward with a clean date. SB 1449, relating to prior authorization of health care services, drew support from the Hawaii Medical Association and comments from the Hawaii Association of Health Plans and HMSA. Health plans asked that reporting requirements align with upcoming CMS regulations, and HMSA noted the work of the stakeholder process. The committee discussed the bill as consumer-focused and adopted amendments to add laboratory and diagnostic tests and to require the working group’s first report before the 2026 session and before each session thereafter. SB 1291, relating to certified public accountants, received support from the Board of Public Accountancy, the Hawaii Society of CPAs, Hong Consulting LLC, and Ron Heler, who said it was substantially the same as a previously passed House bill and would help increase the CPA pipeline in Hawaii. The committee also heard SB 752, relating to insurance, with opposition and comments from the Hawaii Insurance Council and Liberty Mutual, which requested amendments on non-payment of premiums, material misrepresentation, and limiting the bill to homeowners insurance. Greg Mskian testified in support but urged clearer notice and denial explanations for homeowners. SB 385, relating to condominiums, drew support from Hawaii Realtors and detailed comments from Ray Tenno and Greg Mskian about making governing documents available online or by email to owners and agents, with discussion of website costs and access. Finally, SB 140, relating to invasive species, received support from the Department of Land and Natural Resources and CAPS, while the Department of Agriculture offered comments and proposed streamlining language; supporters emphasized firewood treatment standards and the need to prevent invasive pests. After a brief recess, the committee took votes on several measures, adopting the chair’s recommendations on SB 1402, SB 1411, SB 1438, SB 1449, and SB 1291.

Transcript Highlights:

• Getting paid by their insurance and letting the insurance file their liens in these cases is a much better
• So when you have insurance, the insurance pays some, you pay some.
• So we're taking an insurance form and making a doctor fill out an insurance form or or meet the elements
• Why didn't you use your insurance? Because they told me not to use my insurance.
• People will opt to just use their, their insurance, their health insurance if they can.

Committee: House Judiciary & Civil Jurisprudence

Transcript Highlights:

• be sold by an insurance producer who is licensed to sell or solicit accident and health insurance in
• product, it is not under the insurance department.
• Section 12, the Department of Insurance shall enforce this act.
• This is a self-funded plan, and the Alabama Department of Insurance does not regulate self-insured plans
• does not regulate self-funded insurance plans.

Bills: HB506 , HB513 , HB437

Committee: House Public Safety and Homeland Security

Keywords: emergency vehicles, off-road vehicles, public safety, liability, regulations, background check, criminal history, biometric identifiers, fingerprints, iris scan, palm print, photograph, rap back, NGI Rap Back, ALEA, Alabama Law Enforcement Agency, AJIC, Alabama Justice Information Commission, employment screening, licensing

Transcript Highlights:

• You're going to start to see a lot of the insurance prices go down, and insurance companies are going
• to want to insure your homes because they know they're safe.
• They can't afford the insurance because the insurance companies feel that their risk is too high.
• get away from traditional insurance.
• Consulting with the Office of the Superintendent of Insurance.

Committee: Senate Senate Conservation

Transcript Highlights:

• </c> times so I'll talk about our insurance times so I'll talk about our insurance division<00:05:24.039
• > division we regulate insurance carriers division we regulate insurance carriers for<00:05:25.919><c
• For example, on the health insurance side, we review all health insurance rates for individual and small
• </c><00:08:10.479><c> division</c> recommendations the insurance division recommendations the insurance
• </c> people would lose health insurance people would lose health insurance coverage<00:20:06.159><c>

Committee: Senate Commerce and Consumer Protection

Keywords: 1187, senate, all

Transcript Highlights:

• And then the insurance companies have to validate the claims data.
• Because the insurance companies have to wait for the claims.
• insurance markets through rate review and enforcement.
• NAFA Washington represents licensed insurance producers helping people find insurance across the state
• People with chronic conditions badly need comprehensive health insurance, but when insurers flood the

Summary: The committee first met in executive session and advanced Senate Bills 6102 and 6103 with due-pass recommendations to the Rules Committee, and referred Senate Bill 6194 to the Ways and Means Committee without recommendation. SB 6102 would align the Ambulance Transport Fund quality assurance fee with federal regulations, SB 6103 would make payments for rural emergency hospital services subject to appropriation, and SB 6194 would allow cost-based Medicaid payments for rural hospitals on federally recognized Indian reservations under specified conditions. The committee then held public hearings on several bills. SB 6183 would require health plans, beginning in 2027, to cover FDA-approved HIV antiviral drugs without prior authorization, step therapy, or other utilization management, with one therapeutic-equivalent exception for prevention drugs. The prime sponsor and one testifier supported the bill as a way to reduce barriers to timely HIV treatment and prevention; sign-in testimony showed 53 pro, 58 con, and one other. SB 5985 would create an online endometriosis resource center, require Department of Health training modules, and direct OSPI to include menstrual health and endometriosis awareness in school standards. The sponsor and multiple patients and clinicians testified in support, emphasizing long diagnostic delays and the need for earlier education; sign-in testimony showed 36 pro, 56 con, and 92 not testifying. SB 6019 would revise home care rate statutes to clarify how Medicaid home care agency rates are set, cap administrative portions at 20%, and require verification that funds are spent as required. The sponsor, labor, and provider representatives supported it as a technical fix to preserve pay parity, while sign-in testimony showed 46 pro and 57 con. SB 6161 would direct the Department of Health to include dementia risk-reduction information in public and provider materials when appropriate and to consult experts; supporters said it could help reduce cognitive decline and align with the state Alzheimer’s plan, while sign-in testimony showed 61 pro and 62 con. Finally, SB 6210 would authorize the Health Benefit Exchange to add a new certification criterion for marketplace plans to address affordability and access, including possible requirements tied to county availability, plan differentiation, and metal-level offerings. The prime sponsor, the Exchange, AARP, and patient advocates supported it as a response to rising premiums and limited choices, especially in rural or single-carrier counties; insurers, brokers, and some carriers opposed it, warning it could reduce competition, create uncertainty, and raise costs. The Office of the Insurance Commissioner supported the bill with a requested amendment to avoid premature disclosure of proposed rates.

Transcript Highlights:

• already insurance plan?
• This is insurance for farmers in the state of Florida who have a very difficult time getting insurance
• I have, health insurance I have available, and I'm paying through the roof, and my Insurance I have,
• Anxious around creating insurance plans that we're not calling insurance, we're calling the benefit plans
• opportunity to have private insurance.

Summary: The Committee on Commerce and Tourism took up several measures, beginning with SB 1666, which would adopt Florida’s version of UCC Article 12 to address commercial transactions involving digital assets such as cryptocurrency, smart contracts, blockchain, and NFTs. The committee adopted a technical amendment and then reported the bill favorably. It also approved CS/SB 480, a proposal to create affordable health coverage options for farmers and ranchers through a nonprofit agricultural organization model; the bill drew significant questions about preexisting conditions, ACA coverage, costs, and whether the plans would function like insurance, but it was ultimately reported favorably despite opposition from some members and outside groups. The committee then unanimously advanced CS/SB 1172, which expands business development incentives for veterans and military spouses, including procurement preferences, fee waivers, tax exemptions, and an entrepreneurship program; an amendment added military-spouse hiring preferences and protections for private employers that adopt them voluntarily. The committee also approved CS/SB 1400, a bill aimed at non-consensual AI-generated sexual deepfakes. The measure requires covered platforms to provide a removal process, post clear notice of that process, and remove identified content within 24 to 48 hours, with liability under the Florida Unfair Trade and Deceptive Practices Act for noncompliance; an amendment carved out internet service providers from liability. Members raised concerns about repeat uploads and the meaning of “reasonable efforts,” but the bill was reported favorably. The committee then adopted SM 1488, a memorial urging Congress to create a sovereign wealth fund, despite testimony opposing it as unnecessary and constitutionally questionable. It also passed SB 1252, which would create a centralized statewide system for sharing pawn and secondhand dealer data among law enforcement agencies; the sponsor said the first step would be a $250,000 feasibility study, and the bill was reported favorably. Finally, the committee considered SB 922, which revises Florida’s restrictive covenant laws by creating a streamlined process for certain non-compete and garden leave agreements involving employees with access to sensitive information and higher wages. The bill drew extensive debate over worker mobility, global scope, and whether it would strengthen employer leverage too much; after a technical amendment, it was reported favorably. The last major item was SB 1776, a Florida Whistleblowers Act revision that adds a notice-to-cure requirement, narrows retaliation and employer definitions, and limits claims where another statutory remedy exists. Members and public speakers raised concerns that it could make whistleblower claims harder to bring and give employers time to destroy evidence, but the bill was amended and then reported favorably.

Transcript Highlights:

• </c> insurance affordable for folks. insurance affordable for folks.
• </c> contribute to making health insurance contribute to making health insurance more<00:34:20.000><c
• are paid by those who buy the insurance are paid by those who buy the insurance<00:35:55.920><c> in<
• </c> insurance in their premiums. insurance in their premiums.
• </c> an additional report from the insurance an additional report from the insurance companies?

Bills: HF4502 , HF3388 , HF4106 , HF400 , HF4138 , HF4118 , HF4203

Committee: House Commerce Finance and Policy

Keywords: trusted contact, financial exploitation, elder abuse, elder financial abuse, fraud prevention, financial institution, banking, credit union, broker-dealer, account security, dormant account, consumer protection, scam, suspicious activity, protective services, law enforcement reporting, Minnesota Statutes chapter 45A, HF3388, Minnesota premium security plan, reinsurance

Transcript Highlights:

• there is no shortage of those insurers.
• Who I want to insure my business with, and there is no shortage of those insurers to choose from, and
• , Louisiana Association of Self-Insured.
• In the real world, the client is the insurance company.
• Excuse me, the insurance company not wanting to pay for it.

Summary: The committee first voluntarily deferred House Bills 460 and 561, then took up House Bill 1101 on workers’ compensation. The sponsor said the bill would define maximum medical improvement, adjust fraud provisions, shorten temporary total disability and supplemental earnings benefit periods, and revise vocational rehabilitation rules; an amendment removed proposed age-based termination language for benefits. Business groups including LABI supported the bill as a way to reduce Louisiana’s comparatively high indemnity costs and align the state with regional norms, while injured-worker advocates and attorneys strongly opposed it, arguing it would cut benefits, shift medical and disability decisions away from treating physicians and judges, broaden fraud too far, and potentially push costs onto public programs. After debate, the committee voted to report HB 1101 with amendments. House Bill 282 was voluntarily deferred. House Bill 293, which would add sexual orientation and gender identity to Louisiana employment discrimination protections, drew generally supportive testimony from the sponsor and supporters, with some members raising questions about religious exemptions and federal law. The committee ultimately voted against reporting HB 293 favorably. House Bill 390, providing unpaid leave protections for domestic abuse survivors at larger employers, was presented as a tool for survivors, but the committee split 6-6 on a motion to report it favorably; the tie resulted in the bill being voluntarily deferred. The committee then heard House Bill 456, which would expand workers’ compensation petition requirements and allow employers or payers broader access to file disputed claims and seek discovery. Supporters argued employers currently lack a practical way to obtain records and challenge claims without first cutting off benefits, while opponents said the bill would revive a rejected 2012 approach, increase litigation, and undermine the no-fault workers’ compensation bargain. The discussion centered on whether the bill would preserve benefits while allowing discovery or instead encourage more disputes and penalties. The transcript ends with testimony still underway on HB 456, with no final vote shown.

Transcript Highlights:

• </c> greater levels of catastrophic insurance greater levels of catastrophic insurance uh<00:29:25.760
• </c><00:47:00.400><c> Ninth</c> catastrophic insurance policy. Ninth catastrophic insurance policy.
• </c> policy for our catastrophic insurance. policy for our catastrophic insurance.
• This is an insurance bill. It says we should buy insurance.
• </c> move this insurance matter along. So Mr. move this insurance matter along. So Mr.

Committee: Senate Education Policy

Keywords: 1187, senate, all

Transcript Highlights:

• You know, we can all agree that health insurance is extremely expensive and health insurance premium
• Meanwhile, the insurance company gets to double dip.
• never will be covered by insurance.
• My name is Miguel Bastides with the California Department of Insurance, here on behalf of Insurance Commissioner
• They rely on insurance brokers, agents, and related professionals to recommend insurance carriers, negotiate

Committee: House Health

Keywords: 988, house, all

Transcript Highlights:

• So what's being done now by insurance companies, in theory, what we're paying insurance companies to
• ><c> theory,</c><00:07:59.280><c> what</c> insurance companies in theory, what insurance companies in
• who work for insurance companies.
• Um, this idea might insurance companies.
• We're not going have insurance in there.

Keywords: 918, senate, all

Summary: The segment focused first on Senator John Marty’s bill, SF 3612, which would remove private insurers and HMOs from Minnesota’s state health care programs and replace them with a statewide administrative services model. Marty argued that managed care has created churn, coverage disruptions, and administrative waste in Medicaid and MinnesotaCare, and said the state should instead pay providers directly while investing more in care coordination, case management, and wraparound services through primary care clinics and county-based purchasers. He said the goal is better care, not just savings, though he also cited potential taxpayer savings and pointed to Connecticut as a model. He acknowledged the bill is not expected to become law this year and said a fiscal note and more details are still pending. Marty said the proposal has support from the governor and groups such as the American Cancer Society, but that his current co-authors are all DFL members. He expressed hope for bipartisan support and said the simpler system would also improve fraud detection and transparency. He addressed concerns about insurance-industry jobs by saying workers should be treated fairly and that retraining and dislocated-worker assistance would be part of the transition. He also said the broader goal is universal coverage for all medical needs, including mental health and dental care, without co-pays or deductibles. The second half highlighted Senator Jeff Howe and Minnesota’s Hometown Heroes Assistance Program for firefighters. Howe described the program as a statewide effort for roughly 20,000 career, paid-on-call, and volunteer firefighters that provides up to $20,000 in assistance for occupational illnesses such as cancer and heart disease, along with training, counseling, and family support. He said the program helps firefighters process trauma and has been recognized as the nation’s most comprehensive firefighter well-being initiative. Howe said the most recent version of the bill received unanimous bipartisan support in both chambers, and he suggested future expansions could include retired firefighters and possibly peace officers. The segment also noted a separate therapy approach using retired racehorses to help first responders work through trauma, with participants saying it has helped them stay on the job and manage anxiety and PTSD.

Transcript Highlights:

• "All these contractors that the insurance folks will tell you, and we have insurance folks at AGC in
• You ask about the cost of insurance based on the litigious environment we live in.
• on a contractor's insurance policy, even if that public entity didn't actually..." "...insured on a
• contractor's insurance policy, even if that public entity didn't actually purchase that policy.
• In fact, there are many cases, depending on what insurance I have, that they require me..."

Committee: House Commerce, Consumer Protection, Energy and the Environment

Summary: The Commerce Committee heard Senate Bill 916, sponsored by Senator Berger, which would limit certain liability exposure for contractors working on MoDOT projects when they are following approved plans and standards. The sponsor argued the bill aligns responsibility with control, prevents contractors from being sued for conditions they did not create, and stops the state from requiring indemnification as a condition of bidding or starting work. He cited examples of long-running lawsuits arising from highway work zones and said the bill would not protect negligence or defective workmanship. Several supporters testified, including a general contractor, representatives of the Missouri Asphalt Payment Association, the AGC of Missouri, the Missouri Municipal League, the Missouri Chamber of Commerce and Industry, and the American Council of Engineering Companies. They said contractors often face lawsuits and higher insurance costs for incidents outside their control, sometimes even before work begins or after a project is complete. The Municipal League also supported language clarifying that naming a public entity as an additional insured does not waive sovereign immunity. MoDOT’s deputy director and chief engineer testified for information, warning the bill could create unintended consequences by bringing the state into litigation during construction if contractor indemnification is removed. After testimony and questions, the committee moved into executive session once a quorum was established. Senate Bill 916 was voted do pass by unanimous roll call, 8 ayes and 0 noes.

Transcript Highlights:

• There has not been an insurance requirement, to my knowledge, in statute, so we're adding a new insurance
• I'm not an insurance guy, so I may not know what I'm asking.
• of just saying we'll have insurance?
• I mean, like to mention liability or... ...will have insurance?
• that would be required versus just generally having insurance?

Bills: SB1772 , SB1958 , SB2010 , SB1595 , SB1687 , SB1684 , SB2049 , SB1966

Committee: Senate Aeronautics and Transportation

Keywords: motor vehicle safety, headlamps, headlights, fog lights, daytime running lights, auxiliary driving lamps, spot lamps, off-road lamps, bicycle lights, bicycle reflectors, vehicle lighting, roadway visibility, low visibility, rain, snow, wipers, night driving, traffic safety, Oklahoma Title 47, vehicle code

Summary: The Senate Aeronautics and Transportation Committee met and heard several transportation- and licensing-related bills. Senate Bill 1772, by Senator Peterson, would require headlights from sunset to sunrise and whenever windshield wipers are in use; after brief discussion about automatic headlights and enforcement, it advanced 8-4. Senate Bill 1958, by Senator Standridge, designated the I-35/Flood Avenue interchange as the Patrolman Mark Harris Memorial Interchange; after a question about the wording on the sign, it advanced unanimously 12-0. The committee then considered Senate Bill 2010, which would require non-citizen applicants to provide proof of lawful presence, mark limited-term Real IDs, and require an annual report. Members raised concerns about definitions, proof requirements, and whether the language matched the stated intent; the author agreed to strike the title and work on the language, and the bill advanced 11-1. Senate Bill 1595, described as a consumer protection/accountability measure for CDL training schools and grant administration, drew questions about steering students, agency recommendations, and whether lists of schools would still be allowed; it also advanced 11-1. Senate Bill 1687 would allow commercial driver training entities to proctor the written exam, and it passed 12-0. Senate Bill 1684, which requires companies doing highway remediation to carry liability insurance, was amended to set the minimum coverage at $3 million and to specify liability insurance; after discussion about subcontractors and safety, it passed 12-0. Senate Bill 1996, a memorial highway and bridge naming bill, was laid over after a question about whether the honoree was law enforcement, first responder, or military. The committee also announced that SB 1950 and SB 2052 would be laid over, and that it would meet again the following week to finish remaining bills.

Transcript Highlights:

• by an insurance producer who is licensed to sell or solicit accident and health insurance in the state
• insurance department...
• The department of insurance as opposed to the department of revenue, and then the department of insurance
• This is a self-funded plan and the Alabama Department of Insurance does not regulate self-insured plans
• does not regulate self-funded insurance plans.

Bills: HB445 , HB477 , SB274 , HB441

Committee: House Health

Keywords: hemp-derived cannabinoids, CBD, THC, delta-8, delta-9, delta-10, consumable hemp products, psychoactive cannabinoids, cannabinoid regulation, hemp licensing, ABC Board, Alcoholic Beverage Control Board, retail hemp sales, wholesale hemp distribution, hemp tax, excise tax, age verification, underage sales, product testing, certificate of analysis