Transcript Highlights:

• not to include the group died in parish not to include the 200<00:08:48.720> plus<00:08:49.040
• We know of being overtly taxed by the Chinese government. of what you know is China of what you know
• Chinese government. We know what a wall is being built for and for whom it is to keep out.
• > to<00:30:27.840> our<00:30:28.799> city The government sent troops to our city
• we've experienced our own government we've experienced our own government targeting a<00:31:08.640

Keywords: 919, house, all

Summary: The House took up House File 3919, a Veterans Affairs bill to modify benefits for veterans of the Secret War in Laos and to codify recommendations from an SGU task force created in the prior session. Representative Cha, the bill’s author, explained that the measure was the product of eight task force meetings and consultation with the Minnesota Department of Veterans Affairs, and he described the bill as a way to recognize SGU veterans, including Hmong, Lao, and other indigenous groups who served in Laos. He and several members spoke at length about the sacrifices of SGU veterans and the Hmong refugee experience, emphasizing that the bill was both a policy change and an overdue act of recognition. Multiple members rose in support. Representative Duran said he initially had concerns but changed his view after conversations with Cha and said he was not offended by the bill as a combat veteran. Representatives Lee, Vang, Gander, McDonald, Frasier, and others praised the veterans’ service, noted the large Hmong population in Minnesota, and said the bill was long overdue. Representative Lee K. offered a more cautious note, saying the bill was the result of a difficult compromise and expressing concern that the licensing distinction for these veterans was different from other veterans, though he still supported the measure. Representative Jean J. clarified that veterans naturalized under the federal Hmong Veterans Naturalization Act already have access to state programs, while this bill was aimed at SGU veterans who were not naturalized under that act. After discussion, the House proceeded to a roll-call vote. The bill passed unanimously, 132 ayes and 0 nays, and its title was agreed to.

Transcript Highlights:

• Last year, Rapides Parish had to shut down their schools for about 10 days, various schools, because
• We're just not—that's not the job of government.
• I've heard all morning I was in House and Government Affairs and told that ethics is listening.
• I've heard all morning I was in House and Government Affairs and told that ethics is listening.
• Freeman brought up the district attorney in Orleans Parish.

Summary: The committee first heard House Bill 137, which would strengthen penalties for knowingly making threats against schools, school activities, students, or school employees. The author said the bill responds to repeated false threats that disrupt schools, frighten families, and divert law enforcement, and it adds education and parental acknowledgment requirements. Members discussed possible juvenile consequences such as public service or physical work at schools, and the bill drew support from law enforcement, district attorneys, and Catholic bishops. It was reported favorably without objection. House Bill 321 followed, addressing Louisiana’s Safe Harbor law by expressly exempting minors from prostitution offenses and treating them as trafficking victims rather than offenders. The author, clergy, trafficking advocates, and a survivor testified that children involved in commercial sex are typically coerced, groomed, or controlled by traffickers, often family members or caregivers, and should receive protection and services instead of arrest. Witnesses described statewide advocacy and crisis-response services created in 2022, and committee members asked about prosecution of perpetrators and the prevalence of trafficking in rural areas. The bill was reported favorably without objection. The committee then approved House Bill 1246, a response to a fatal drunk-driving crash involving Jada Bright, which would allow law enforcement to keep intoxicated offenders in jail if they are not safe to release. An amendment was adopted to clean up the language, and the bill was reported favorably. House Bill 1104, creating a misdemeanor for possession of motor vehicle key-programming or emulating devices used to steal cars, also passed favorably with support from prosecutors and police. House Bill 552, a cleanup measure replacing references to intoxication with impairment in prior drug-related statutes, was reported favorably as well. Finally, the committee took up House Bill 310, which would require random reassignment when a defendant waives a jury trial in districts with more than two judges, unless the prosecutor agrees otherwise. Supporters said it would prevent judge shopping and address concerns about unusually high acquittal rates before particular judges, while opponents argued it raises due process concerns and effectively lets prosecutors choose the judge. Despite the opposition, the bill was reported favorably. The last major item was House Bill 1107, dealing with post-conviction death penalty cases involving claims of intellectual disability; the bill would set a 75 IQ threshold and create procedures for Atkins claims. Supporters said it would bring finality to long-pending capital cases and follow U.S. Supreme Court guidance, while opponents argued it would be unconstitutional under Atkins, Moore, and Hall because intellectual disability cannot be reduced to a single number. After extensive testimony and debate over amendments, the committee adopted the amendment and then reported the bill favorably.

Transcript Highlights:

• Last year, Rapides Parish had to shut down their schools for about 10 days, various schools, because
• And we have to have a call to action and consequences for parents not doing that because government can
• We’re just not—that’s not the job of government.
• I've heard all morning I was in House and Government Affairs and told that ethics is listening.
• Freeman brought up the district attorney in Orleans Parish.

Keywords: 974, senate, all

Transcript Highlights:

• meeting in Pineville for the specific purpose of hearing from residents and concerned citizens in Grant Parish
• in Central Louisiana about giant salvinia in Ayat Lake in Grant Parish.

Bills: HCR54, HCR79, HCR87, HCR94, HCR104, HB1209

Keywords: migratory waterfowl, hunting regulations, flooded crops, wildlife management, environmental impact, hunting, Kisatchie National Forest, Louisiana Department of Wildlife and Fisheries, deer hunting, dogs, conservation, hunting heritage, federal regulations, Senator Kennedy, wildlife, U.S. Fish and Wildlife Service, legislative support, environment, protective measures, boating safety

Transcript Highlights:

• Some of our parishes, whether they're sheriffs or local, maybe a larger police force or state police,
• Does that mean we're going to come up to Winn Parish and work on the Amite? Absolutely. Absolutely.

Summary: The House Committee on Appropriations met on May 18, 2026, and considered four Senate bills. Senate Bill 143 would create a Special Protective Equipment Fund to finance bulletproof vests for peace officers, with the Louisiana Commission on Law Enforcement to regulate distribution; an amendment standardizing fund language was adopted, and the bill was reported favorably as amended. Testimony and cards in support came from law enforcement groups and the Louisiana Commission on Law Enforcement. Senate Bill 367 would create the Watershed Restoration and Conservation Fund, depositing remaining severance tax revenues from sand and stone mining after constitutional allocations; an amendment was adopted to align it with House Bill 802 by adding reporting and appropriation language, and the bill was reported favorably as amended. Support was noted from the Louisiana Concrete Association and Chiefs of Police, and members discussed flood-related concerns and broader watershed restoration goals. Senate Bill 388 would authorize review of state contracts involving foreign adversary nations or terrorist organizations and remove a trigger clause from a prior 2023 law. The sponsor said the review could be done at no cost, and the bill was reported favorably. Senate Bill 398 would reorganize manufactured housing regulation by moving oversight from the fire marshal’s office to the Board of Contractors, consolidating residential housing oversight, moving licensees to Title 37, and changing inspection procedures; an amendment to conform fund language was adopted, and the bill was reported favorably as amended. The committee then adjourned.

Bills: SB1333, SB1191, SB1439, SB1314, SB1509, SB1319, SB1346, SB1613

Keywords: water infrastructure, Oklahoma Water Resources Board, revolving fund, grants, environmental compliance, SB1191, Oklahoma Energy Initiative Act, Oklahoma Low Carbon Energy Initiative Board, low carbon energy, clean energy, energy policy, renewable energy, board repeal, statutory repeal, administrative board, energy committee, natural resources, Oklahoma statutes, 17 O.S. 802.3, fossil fuels

Transcript Highlights:

• partners and the tribal match opportunity, there's plenty of opportunity to match with the federal government

Bills: SB1191, SB1314, SB1319, SB1333, SB1346, SB1439, SB1509, SB1510, SB1613

Keywords: SB1191, Oklahoma Energy Initiative Act, Oklahoma Low Carbon Energy Initiative Board, low carbon energy, clean energy, energy policy, renewable energy, board repeal, statutory repeal, administrative board, energy committee, natural resources, Oklahoma statutes, 17 O.S. 802.3, groundwater, indemnity fund, well drilling, pollution prevention, regulatory compliance, SB1319

Transcript Highlights:

• <00:04:47.360> This executive branch of the government.
• This executive branch of the government.
• of government. of government.
• Some of this would be government.
• When you judicial branch government.

Bills: HB41, HB149, SB230, SB87, SB169, SB238, SB233, HB72, HB41, HB149, SB230, SB87, SB169, SB238, SB233, HB72

Keywords: sexual offenses, penalties, rape, sodomy, criminal justice, Judicial Branch, Alabama State Bar, legal profession, commissioners, government agency, campaign finance, security measures, candidates, elected officials, legislative protection, civil procedure, statute of limitations, real estate appraisers, legal complaints, appraisal board

Transcript Highlights:

• Members, this proposal improves Texas' open government by fixing several minor Public Information Act
• However, in some cases, even after this lengthy approval process, local governments sometimes imposed
• Under Article 2, Section 1, powers of the government shall be divided into three distinct departments
• It has the incidental effect of promoting effective government by assigning functions to the branches
• I'm Lori McMahon, Director of State and Federal Government Affairs at Toyota Motor North America.

Bills: SB1113, SB1117, SB1206, SB1460, SB1802, SB1906, SB1917, SB2340, SB2455, SB2680, SB2690, SB705, SB748

Keywords: SB 1113, converter's license, converter license, motor vehicle dealer, auto dealer, vehicle conversion, converted vehicles, direct sales, retail sales, trailer, semitrailer, manufactured trailer, chassis, manufacturer's statement of origin, MSO, Occupations Code, Transportation Code, Texas Department of Motor Vehicles, dealer licensing, general distinguishing number

Summary: The committee took up pending business first and reported several bills favorably, including SB 2139, SB 2610, SB 1856, SB 2530, SB 2401, SB 2858, and SB 3016, with most of those measures moving out on committee substitutes and being sent to the local and uncontested calendar or to the full Senate. The committee also heard SB 1906 on expanding Chapter 342E consumer lending rates; supporters argued it would modernize Texas law and expand access to safe, regulated credit, while opponents from Texas Appleseed and AARP warned it would raise costs on already expensive loans and worsen debt burdens. SB 1906 was left pending after testimony. The committee also reconsidered and re-voted SB 1856 after a procedural issue, with the substitute ultimately adopted and the bill reported favorably. The committee then heard SB 1113, which would clarify that certain vehicle converters, including a Texarkana business, do not need an additional dealer license to sell converted vehicles. The bill’s supporters described a long-standing business model and said the new metal license plate rules had created problems, while the Texas Automobile Dealers Association opposed the bill in its current form and said it could be resolved through DMV action or narrower changes. DMV said it was still researching a possible administrative fix, and SB 1113 was left pending. The committee also heard SB 2680, a Public Information Act cleanup bill dealing with emergency deadlines, business-day exclusions, and litigation timing; broadcasters and other open-government advocates argued the issues were already addressed by prior law and court rulings, while the Attorney General’s office said the bill would help with catastrophe notices and timing conflicts. SB 2680 was left pending. Other bills heard included SB 1117, which would allow any Texas-licensed dentist to administer botulinum toxin neuromodulators for aesthetic purposes in the oral and maxillofacial region; the author and dental witnesses said it would clarify scope and improve access, and the bill was left pending. SB 2340 would clarify the Attorney General’s investigative authority over Texas corporations, including pre-suit depositions and sworn written questions; opponents raised due process and separation-of-powers concerns, and the bill was left pending. The committee also heard SB 705 and SB 748, both TDLR cleanup bills, and SB 1206, which would impose timelines and notice requirements on municipalities reviewing transmission projects; SB 1206 was supported by an electric cooperative and left pending. SB 1460, creating an ethics violation registry tied to licensing consequences, drew constitutional and due-process objections from several witnesses and was also left pending. After a recess, the committee heard SB 1802 on landlord duties to repair mobility assistance devices like elevators and ramps in rental housing, with the author describing prolonged outages affecting seniors; the bill was left pending. Finally, SB 2455, creating an Energy Waste Advisory Committee to coordinate efficiency and demand-response programs, drew support from energy-efficiency and environmental witnesses and was left pending, and SB 2690, targeting deceptive business-certification solicitations, was laid out and opened to testimony before the transcript ended.

Transcript Highlights:

• Each governing body can craft this authority to the circumstances of its district or leave it to the
• I serve as Chief Government and Public Relations Officer of Port Houston.
• It is covered; if you look at the definition, the Port of Corpus Christi is governed by Nueces County
• It created a huge conflict, a huge mess locally among the government entities that we did not need.
• Which ports are governed by the Transportation Code? The only port governed...

Bills: SB 682, SB 1013, SB 1369, SB 1422, SB 2001, SB 2080, SB 2366, SB 2705, SB 2841

Keywords: memorial highway, Captain Kevin Williams, Firefighter Austin Cheek, Smith County, transportation, pedestrian right-of-way, sidewalk users, bicycle safety, micromobility, electric scooter, motor-assisted scooter, electric personal assistive mobility device, skateboard, roller skates, driveway crossing, alley crossing, traffic safety, yield law, Texas Transportation Code, vehicle-pedestrian collision

Summary: The meeting of the committee focused on several bills aimed at enhancing the operational efficiency of Texas transportation and port authorities. Key discussions included the implications of SB2080, which seeks to streamline operations for navigation districts by raising procurement authority, exempting security discussions from recording requirements, and aligning Texas ports with national standards to foster economic growth. Senator Alvarado advocated fervently for the bill, emphasizing its positive impact on competitiveness with ports in states like Virginia and New Jersey. Public testimony reflected mixed responses, with strong support from industry representatives but opposition from some municipal authorities concerned about the potential overreach of port authorities into local development.

Transcript Highlights:

• Current law in Texas government code requires all Texas police agencies to provide a retired peace officer
• A lot of times we're left out in the cold by the federal government.
• You know, it shouldn't be that hard to get through government stuff, but y'all know... and understand
• So hospital 3138 amends chapter 3 42. local government code to conform to that 2021 law four years ago
• There's nothing to prevent local governments from restricting the transportation, carrying, or use of

Bills: HB2034, HB2436, HB3010, HB3033, HB3138, HB3177, HB3426, HB3686, HB3858, HB4176, HB4257, HB4264, HB4804, HCR98

Keywords: groundwater, foreign ownership, national security, water permits, environmental health, deadly conduct, firearm, recklessness, peace officer, prosecution, Penal Code, Texas laws, disaster recovery, infrastructure, rural communities, grants, state funding, emergency management, HB 3033, Texas Department of Public Safety

Transcript Highlights:

• Today, I'd like to call this meeting of April 3, 2025, of the State Government Finance and Policy Committee
• But again, I'm happy to take questions, and our Government Affairs Director is also here, as well as
• In Article 1, Section 1, it states, "Government is instituted for the security, benefit, and protection
• I mean, we have a federal government that is expressly going after the basic rights of women and our
• LGBTQ communities, and when our federal government fails to meet a basic standard of decency, we need

Bills: HF1837, HF361, HF2725, HF2566, HF2744, HF1685, HF501, HF1889, HF1389

Keywords: state policy, employment, health insurance, fossil designation, public funds, community resources, Capitol Mall, grantmaking, community vitality, livability, funding, healthy aging, aging policy, older adults, seniors, elderly, gerontology, long-term care, assisted living, nursing homes

Transcript Highlights:

• [Music] Today, I'd like to call this meeting of the House State Government Finance and Policy Committee
• So that's a very fast overview, but again happy to take questions, and our Government Affairs Director
• So that's a very fast overview, but again happy to take questions, and our Government Affairs Director
• <00:08:18.440> Affairs questions and our government Affairs questions and our government Affairs
• In Article 1, Section 1, it states government is instituted for the security, benefit, and protection

Bills: HF1837, HF361, HF2725, HF2566, HF2744, HF1685, HF501, HF1889, HF1389

Keywords: state policy, employment, health insurance, fossil designation, public funds, community resources, Capitol Mall, grantmaking, community vitality, livability, funding, healthy aging, aging policy, older adults, seniors, elderly, gerontology, long-term care, assisted living, nursing homes

Transcript Highlights:

• All levels of government—cities, counties, the state, the MPO—are in partnership to anticipate the needs
• America, it doesn't get done without very high levels of government coordinating.
• I don't even know who the governing authority would be for that. I don't know.
• Government shouldn't be using our road taxes, dedicated to building and maintaining roads, on things
• Local governments spent another $37 billion in non-user fees to subsidize driving.

Bills: HJR58, HJR63, HB263, HB542, HB905, HB 1288, HB1402, HB2003, HB2262, HB2323, HB2429, HB2876, HB3019, HB263

Keywords: healthcare, insurance, elderly, retirement, benefits, transit-oriented projects, constitutional amendment, state highway fund, funding allocation, voter approval, highway fund, funding, public transportation, transit projects, transportation, local transit, fund allocation, voting rights, election integrity, ballot access

Transcript Highlights:

• The, the real problem I see here is not so much the parent-issued device, but also the government-issued

Bills: HB6, HB27, HB123, HB210, HB213, HB222

Keywords: hemp, consumable hemp products, hemp-derived cannabinoids, CBD, cannabidiol, CBG, cannabigerol, Texas hemp law, hemp regulation, cannabinoid products, delta-9 THC, intoxicating hemp, hemp gummies, hemp vape, retail registration, product registration, QR code labeling, child-resistant packaging, youth access, minor sales

Transcript Highlights:

• The Senate Elections and Government Affairs Committee is here.
• The Senate Elections and Government Affairs Committee is hereby called to order.
• This commission will provide a formal avenue for Indigenous communities to engage with state government
• , conflict of interest protections, serious governance structure.
• Chair Cruz and members of the Senate Elections and Government Affairs Committee, my name is Raymond Lewis

Bills: HB89, HB328, HB344, HB365, HB283, HB89, HB328, HB344, HB365, HB283

Keywords: home improvement, consumer protection, consumer fraud, dispute resolution, mediation, contractor registration, home repair, renovation, homeowner, building contractor, construction fraud, treble damages, attorney fees, Department of Justice, Division of Consumer Protection, Department of Labor, good faith, unfair trade practices, Delaware, regulations

Summary: The Senate Elections and Government Affairs Committee met in hybrid format, approved the June 10 draft minutes, and then heard a long agenda of bills. HB 89 (home improvement fraud dispute resolution) was presented as a consumer protection measure developed with DOJ to address contractor fraud, especially against vulnerable homeowners; members voiced support and asked to be added as sponsors. HB 283 updated realty transfer tax exemptions to use gender-neutral “spouses” language and add a direct grandparent-to-grandchild transfer exemption; it drew supportive public comment. HS1 for HB 390 would let DelDOT choose electronic-only bidding for projects, remove newspaper bid-opening notices, and clarify bidding records, with no opposition raised. HB 328/H.A. 2 modernizes the Register of Regulations statute, keeps newspaper distribution requirements, and delays some effective dates to 2027; it was described as a technical update. HB 365 would create the Delaware Indigenous Affairs Commission, prompting supportive testimony from Indigenous community members and some discussion about representation and internal tribal اختلافs, but no formal opposition. HB 423 would automatically enroll new state employees in the 457B deferred compensation plan unless they opt out, with exclusions for collective bargaining units and implementation tied to payroll readiness; it was presented as a retirement-savings measure. SS1 for SB 342 would modernize the Delaware Motion Picture and Television Development Commission to support a broader film/media incentive package, with support from the Delaware Arts Alliance and a request to help attract productions to Delaware. The committee also heard SB 331, a cleanup bill on garagekeeper liens for manufactured housing and related assets. The sponsor and an attorney explained it as clarifying who can recover funds and attorney’s fees in lien sales, but the Chief Magistrate and the manufactured housing association said the issue should be addressed more carefully and possibly in another section of code; they were open to further work. HB 436 would update the Smyrna charter, including school impact fees, election challenge procedures, vacancy rules, domicile standards, Board of Elections terms, and meeting schedules. HS1 for HB 376 made technical and organizational changes to the Millville charter, including a tiebreaker for municipal elections and a property tax cap, with the town solicitor saying there was little substantive change. HB 460 would require New Castle County municipalities to submit permit data monthly rather than on a much slower schedule, limited to closed permits with certificates of occupancy, to improve property assessment data; it was presented as part of broader reassessment/data-quality efforts. Public comment was heard on several items, especially HB 365 and SS1 for SB 342. Indigenous speakers supported the commission as a way to preserve heritage, improve representation, and create a formal seat at the table. The Delaware Arts Alliance supported the film commission modernization bill as part of a broader creative-economy plan. No recorded votes were taken on the individual bills in the transcript, and the meeting ended with a unanimous motion to adjourn.

Bills: HB316, HB549, HB646, HB752, HB824, HB873, HB1129, HB1157, HB1170

Keywords: literacy, adolescent, teacher education, high-dosage tutoring, reading intervention, workforce development, training programs, Bayou Growth Opportunity, funding, employment, skills gap, qualified employer, credential recognition, government growth limit, recurring revenue, state finance, Louisiana Income Tax Elimination Fund, fiscal responsibility, legislative sessions, regular sessions

Transcript Highlights:

• Government mandates are contrary to these individual rights.
• the consent of the governed.
• You know, there was a time when our government did things and the world governments did things.
• You know, there was a time when our government did things and the world governments did things.
• These are the types of things we typically avoid in government auditing.

Bills: HB2048, HB2189, HB2248, HB2403, HB2728, HB2729, HB2730, HB2731, HB2906, HCR2058

Keywords: orders of protection, domestic violence, court procedures, legal guardian, enforcement, healthcare, licensed health aides, scope of practice, ventilator care, training standards, medical freedom, healthcare mandates, employment requirements, public health, government regulation, elderly, physical disabilities, Arizona Health Care Cost Containment System, home and community based services, funding increase

Summary: The committee first heard a presentation from Central Arizona Shelter Services (CASS) on homelessness in Maricopa County and CASS programs for single adults, families, and older adults. The witness described rising homelessness, especially among older adults, and said recent declines were linked to American Rescue Plan Act funding for shelters and flexible rental assistance. Members asked about CASS partnerships with mutual aid and service organizations; the witness described collaborations for food, banking, haircuts, digital access, and behavioral health. No vote was taken on this presentation. The committee then considered HB 2248, the Arizona Medical Freedom Act, which would bar businesses, schools, and government entities from denying services or employment based on medical interventions and limit employer medical requirements, with a school outbreak amendment adopted. Proponents framed the bill as protecting bodily autonomy and informed consent, while opponents argued it would weaken employers’ ability to control communicable diseases and protect public health. The committee adopted the amendment and advanced the bill on a 4-3 vote. It also advanced HB 2906, requiring one oral and maxillofacial surgeon on the State Board of Dental Examiners, and HB 2189, directing the Nursing Board to implement rules for licensed health aides performing routine ventilator care; both passed with amendments and strong support from sponsors and board representatives. Later, the committee approved HB 2403, appropriating $2.5 million in FY2027 for home- and community-based services providers serving elderly and physically disabled Arizonans. Supporters said the funding would help retain caregivers and reduce more expensive hospital or facility care. The committee also passed several continuation bills, including HB 2731 for the Physician Assistants Board, HB 2730 for the Occupational Therapy Board, and HB 2729 for the Nursing Board, all on largely party-line or near-unanimous votes after testimony from board staff emphasizing public protection and oversight. The committee then took up HB 2728, a DES continuation bill that also incorporated nine previously vetoed policy bills affecting SNAP, unemployment, and related benefits. Opponents argued it would make access to essential benefits harder and turn a routine continuation bill into a vehicle for controversial policy changes; supporters said it was needed for oversight and program integrity. The bill advanced on a 4-3 vote. Finally, the committee approved HB 2048, a strike-everything amendment requiring AHCCCS to treat a new non-opioid pain medication no more restrictively than opioids in utilization controls, and ACR 2058, which would require a comprehensive Medicaid claims audit funded by recoveries. Both measures drew support from sponsors and some personal testimony, while opponents warned about cost, duplication of oversight, and incentives that could bias audits; each advanced on 4-3 votes. The committee then adjourned.

Bills: HB462, HB477, SB210, HB462, HB477, SB210

Keywords: emergency medical services, military training, licensure, public health, veterans, health benefits, nonprofit organization, agriculture, insurance regulation, taxation, hospital liens, medical billing, government healthcare, insurance claims, patient rights, HB462, chiropractic, chiropractor, State Board of Chiropractic Examiners, professional licensing

Transcript Highlights:

• :21.760> typical<00:46:22.160> city offload governance and typical city offload governance
• Thank you. for a 20 unit rural association governed for a 20 unit rural association governed entirely
• These nonprofit boards are governed by statute.
• common provisions in CIC governing common provisions in CIC governing documents.<01:24:01.440>
• I'm here as chair of the government I'm here as chair of the government affairs<01:47:06.560>

Bills: SF1750, HF704, HF3479

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan