Video & Transcript Research : 'consumer debt'

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AZ

Arizona 2026 Regular Session

03/11/2026 - House Appropriations

Appropriations

Transcript Highlights:
  • establishes the Foreign Adversary Fraud Office and Fund in the Attorney General's Office to pursue consumer
  • establishes the Foreign Adversary Fraud Office and Fund in the Attorney General's Office to pursue consumer
  • The consumer fraud it is intended to address is serious.
  • This is both consumer fraud and a national security problem.
  • I'm interested in this nexus between consumer fraud and the national security risk.
Bills: SB1097, SB1308
Summary: The House Appropriations Committee met on March 11, 2026, and considered two bills. The first, SB 1097, was described as the annual name claimants’ bill, appropriating $370,211.08 from the General Fund and $33,021.08 from other specified funds to pay claims against state agencies in fiscal year 2026. There was no public testimony, no questions from members, and the committee voted 14-0 to give the bill a due pass recommendation. The committee then heard SB 1308, which would create a Foreign Adversary Fraud Office and Fund in the Attorney General’s Office to pursue consumer fraud involving technology produced by foreign adversaries. The bill also appropriates $500,000 from the General Fund for fiscal year 2027 and establishes a mechanism to transfer excess fund balances to a new Foreign Adversary Technology Rip and Replace Fund administered by the Department of Homeland Security. Kelly Curry testified in support on behalf of State Armor, arguing the bill addresses both consumer fraud and national security risks tied to connected technologies and foreign-made surveillance equipment. Members asked about similar cases and settlements in other states, and Curry cited recent filings in Nebraska, Tennessee, and Texas, as well as a Missouri case that reportedly settled in the tens of millions. During the vote, some members explained support while expressing general caution about creating new funds or appropriations outside the budget process. The committee approved SB 1308 on a 10-4-2 vote and sent it forward with a due pass recommendation before adjourning.
TX

Texas 89th 1st C.S.

Local Government Aug 1st, 2025

Local Government

Transcript Highlights:
  • It's all coming out of our pockets, whether we're being consumers or taxpayers.
  • We are debt-free, by the way, and have been since 2014. Thank you.
  • We are debt-free, by the way, and have been since 2014. Thank you.
  • We are, other than a $10 million debt with 3% left on a jail. We're debt-free. Okay.
  • You can get additional money for debt service.
Bills: SB9
Summary: The Senate Committee on Local Government met to hear Senate Bill 9, which would lower the voter-approval tax rate for certain local taxing units from 3.5% to 2.5%. Sen. Bettencourt, the bill author, argued the change would continue the state’s property tax reforms begun in 2019, slow local levy growth, and give voters more say over larger tax increases. He and supporters cited data showing property tax levies have grown faster than population plus inflation, and said the bill would help protect taxpayers while preserving the state’s broader investments in school tax relief, water, rural law enforcement, and ambulance funding. Supporters included the Texas Taxpayers and Research Association, the Texas Association of Business, the Texas Public Policy Foundation, and the Texas Association of Manufacturers. They said the bill would improve transparency, encourage more disciplined budgeting, and create certainty for homeowners and businesses. They argued that lower tax-rate growth would help attract and retain employers and investment, and that voters would still be able to approve higher rates when needed. Local officials and other opponents said the bill would constrain cities and counties facing rapid growth, inflation, infrastructure needs, and public safety costs. Testimony from county judges, city finance officials, firefighters, and urban county representatives emphasized pressures from jail operations, roads, water, EMS, police and fire staffing, and unfunded mandates. Several witnesses asked for carve-outs or exemptions for public safety and disaster-related costs, warning that a one-size-fits-all cap could force service cuts or shift costs elsewhere. The committee heard extensive questioning but no final vote or disposition on the bill was taken in the portion provided.
AZ

Arizona 2026 Regular Session

03/03/2026 - Senate Appropriations, Transportation and Technology

Appropriations, Transportation and Technology

Transcript Highlights:
  • Okay. 2999 House Bill 2993 appropriates $6.4 million from the Consumer Protection/Consumer Fraud Revolving
Bills: HB2148, HB2993
Summary: The Committee on Appropriations, Transportation and Technology heard a presentation on advanced air mobility, featuring video and remarks about new aircraft technologies, including drones and electric vertical takeoff and landing craft. The presentation emphasized potential uses such as medical delivery, rescue operations, passenger and cargo transport, quieter flight profiles, and the need for coordination among industry, government, NASA, the FAA, and other partners. Members also noted an upcoming display of a Pivotal aircraft on the Senate lawn. The committee then considered House Bill 2148, which would grant the legislature authority to appropriate non-constitutional federal monies and require the legislature to specify the purposes for which those funds are spent, with a delayed effective date of January 1, 2027. Supporters described it as a transparency and separation-of-powers measure, while opponents argued it would interfere with existing federal funding structures and state programs. The bill received a do-pass recommendation on a 6-4 vote. House Bill 2993 was also heard. It would appropriate $6.4 million from the Consumer Protection/Consumer Fraud Revolving Fund to the Department of Public Safety for FY 2026 and exempt DPS from the statutory restriction on employing legal counsel without approval. Testimony from the Arizona State Troopers Association supported the funding as an emergency need to avoid cuts to recruit classes, overtime, and patrol car purchases, but several members objected to combining the appropriation with the outside-counsel policy change. The committee approved the bill on a 6-4 do-pass vote. The meeting concluded with announcements about upcoming committee events and adjournment.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Mar 18, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • for the AG Office of Consumer for the AG Office of Consumer Protection,<00:37:57.120> Department
  • protection bill for Hawaii's consumers.
  • <00:40:45.680> protection forth a very strong consumer protection forth a very strong consumer
  • <00:45:18.800> protection the most consumer protection the most consumer protection is<00:
  • SB 888 SD2 relating to consumer SB 888 SD2 relating to consumer protection.<01:38:02.280> The
Summary: The committee heard SB 1166 SD2, a bill on insurance and climate-related damages that would authorize the Hawaii Property Insurance Association and, in amended versions discussed during testimony, other public and private entities to pursue civil actions to recover losses tied to climate disasters and extreme weather. DCCA’s Insurance Division and the Department of the Attorney General raised legal concerns, saying the bill’s scope may not fit the insurance code section being amended, that it could create subject-matter and title issues, and that some subrogation language may be duplicative of existing rate-filing practice. Lawyers for Justice opposed the measure, arguing it conflicts with existing subrogation law and recent Hawaii Supreme Court rulings that treat the judicial lien process as the exclusive remedy. The American Petroleum Institute also opposed, warning the bill would add liability and litigation risk for companies operating under existing permits and could undermine energy reliability and investment. Supporters said the bill would help shift climate-related insurance costs away from residents and onto fossil fuel companies and other responsible parties. Testimony in support came from the Polluters Pay Hawaii Coalition, Center for Climate Integrity, Hawaii Island Council, Our Hawaii, Sierra Club of Hawaii, and others, who described recent flooding, storm damage, rising premiums, non-renewals, and underinsurance as evidence of a worsening climate-driven insurance crisis. Several supporters urged amendments to give the Attorney General explicit authority to recover insurance-related losses for the Hurricane Relief Fund, HPIA, and private insurers, and to ensure recovered amounts benefit policyholders. Committee members questioned whether HPIA is a private entity, whether the Attorney General could represent it, whether the bill could create double recovery or affect pending climate litigation, and whether insurers would have standing or damages if they are only paying contractual claims. The committee then took up SB 888 SD2, a consumer protection bill that would restrict smart household security device operators from sharing user data with law enforcement without consent or a judicial order, and would bar conditioning device use on such consent. The Office of Consumer Protection testified in support and said an Illinois law could serve as a useful template for exceptions to the warrant requirement. An individual supporter said the measure would protect immigrant communities, judges, and others from surveillance and misuse of private data. No vote was taken during the portion of the meeting provided, and the chair noted additional written testimony submitted in support of SB 1166.
MN

Minnesota 2025 1st Special Session

House State Government Finance and Policy Committee 3/6/25

State Government Finance and Policy

Transcript Highlights:
  • File 1809, each year MMB has to give a legislative report by October 31st in regards to uncollected debt
  • MMB has to give a legislative report by October 31st in regards to uncollected debt.
  • This bill moves the due date for MMB submission of the annual uncollectible debt summary report from
  • provide a summary by October 31st of the number and the dollar amount of state agency uncollectible debts
  • provide a summary by October 31st of the number and the dollar amount of state agency uncollectible debts
Bills: HF1, HF1754, HF1809, HF1478
AL

Alabama 2026 1st Special Session

Alabama House Commerce and Small Business Committee Feb 10th, 2026

Commerce and Small Business

Transcript Highlights:
  • Um, now it's just if you control 25,000 consumers or more, and those are Alabama citizens, or 25% of
  • Um, now it's just if you um control<00:10:37.600> 25,000<00:10:38.320> consumers<00:10:
  • 38.720> or<00:10:38.880> more,<00:10:39.120> and control 25,000 consumers or more
  • , and control 25,000 consumers or more, and those<00:10:39.519> are<00:10:39.680> Alabama
Bills: HB351, HB351
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Apr 16, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • Mona Warrior, the Executive Director of the Office of Consumer Protection.
  • <00:24:45.320> sharing testimony from Hawaii consumers sharing testimony from Hawaii consumers
  • So, the vast majority of consumers are buying on that primary market.
  • engage with the Office of Consumer engage with the Office of Consumer Protection,<00:34:02.800><
  • add the DCCA Office of Consumer add the DCCA Office of Consumer Protection<00:47:10.240> as
Bills: SCR118, SCR173
Summary: The Committee on Consumer Protection heard two resolutions. SCR 118 SD1 would urge the Insurance Division and the Attorney General to convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division deferred to written testimony, while the Attorney General opposed the measure because of an ongoing lawsuit, asking that references to legal recovery and the AG’s role in convening the group be removed. Members questioned how the resolution might relate to the state’s climate damages litigation and whether it could inform damages calculations. The committee later recommended passage with amendments, including removing the Attorney General as co-convener and changing certain membership references to board chairs; the motion passed unanimously with one excused member. The committee also heard SCR 173 SD1, which would create a task force on event ticket scalping. The Office of Consumer Protection supported the concept but asked to be added as a task force member and said the draft left its role unclear. Supporters, including the National Independent Venue Association and D-BAT, described high resale prices, fraudulent or speculative tickets, and harm to consumers and local businesses. StubHub and the Ticket Policy Forum supported the task force but urged broader scope to include the primary ticket market and ticket sellers, and StubHub also sought inclusion on the task force. Members discussed whether the task force should focus on the secondary market or the broader ticketing ecosystem, and whether the Office of Consumer Protection should be part of the task force or only consulted. The vice chair recommended passage with amendments adding the Office of Consumer Protection as a member and clarifying the consultation language, and the committee adopted that recommendation unanimously with one excused member.
OK

Oklahoma 2026 Regular Session

Agriculture and Wildlife Mar 2nd, 2026 at 10:00 am

Agriculture and Wildlife

Transcript Highlights:
  • So, for a small dairy farm, consumers become one of the last ways they can even kind of pay for anything
  • We don't need to allow people to sell a raw product of any kind without informing the consumer of what
  • Do we want to consume a product that could risk our health.
  • At least the consumer is informed that they are purchasing a raw product and then after that, they should
FL

Florida 2026 Regular Session

Commerce and Tourism Feb 11th, 2026

Commerce and Tourism

Transcript Highlights:
  • The Federal Trade Commission's latest consumer protection data spotlight shows a huge jump in losses
  • bill aims to prohibit misleading caller ID practices and decrease the number of fraudulent calls consumers
  • problem with these calls is that actors use spoofed or manipulated caller identification to deceive consumers
Bills: S0888, S1516, S1562
Summary: The Commerce and Tourism Committee met with all members present and took up three bills. On Senate Bill 1562, as amended by a strike-all, Senator Trumbull explained that the measure would apply only to new vehicle brands and would limit any one dealer or dealer group to no more than one-third of statewide sales after a brand reaches 1,000 vehicles in Florida, with the stated goal of promoting competition and preventing manufacturers from concentrating sales through a single dealer. The committee adopted the amendment and then reported the bill favorably. Senator Smith later asked to be recorded in the negative on this bill, and Senator Yarbrough asked to be recorded in the affirmative on SB 1562 and SB 888. The committee then heard Senate Bill 888 by Senator Martin, which would limit professional services contracts for architects, engineers, surveyors, and landscape architects so they are liable only for their own negligence or that of those under their supervision, extend those protections from public to private contracts, void broader indemnity clauses, require a professional standard of care, and prohibit additional-insured requirements. There was no debate or opposition, and the bill was reported favorably. Finally, Senator Garcia presented Senate Bill 1516 on caller identification information, citing the volume of robocalls and fraud losses among older adults. The bill would prohibit misleading caller ID practices, require telecommunications companies to provide accurate originating number and location information, create penalties for violations, and require STIR/SHAKEN authentication or a comparable framework. Two appearance forms were filed in support from the Elder Law Section of The Florida Bar and AARP, and Senator Smith voiced support during debate. The committee reported the bill favorably. The meeting concluded with closing remarks and adjournment.