Transcript Highlights:

• Even if we avoid all accidents, our insurance premiums are rising.
• With our umbrella premiums having surged over 70%.
• We ended up seeing premium increases of 20 to 30% year over year.
• I understand people are mad about their insurance premiums.
• That's not why our premiums are going up.

Bills: SB 30, SB 517, SB 1313, SB 1314, SB 1316, SB 1541, SB 1698, SB 1845, SB 1860, SB 2420, SB 2429

Keywords: gambling, criminal offenses, penalties, defense, electronic devices, tobacco advertising, youth protection, public health, criminal offense, retailer regulation, e-cigarettes, nicotine products, health, public safety, regulation, advertising restrictions, health and safety, elections, election audit, county elections

Summary: The Senate Committee on State Affairs convened to discuss several critical pieces of legislation including SB30 and SB38. Senator Betancourt introduced a committee substitute for SB38 which underwent a smooth adoption process, moving it favorably toward the Senate. The meeting featured a mix of invited testimonies where both proponents and opponents took the floor. One notable highlight included a testimony from Melissa Casey, who criticized the current legal state as prone to fraud and detrimental to both insurers and the public at large, contending that it inflated insurance costs across the board. The discussions delved deeply into the implications of the bills on judicial processes and potential insurance ramifications, with spirited debates surrounding issues of non-economic damages and jury rights. The atmosphere remained engaged as committee members heard varied perspectives on the bills, showcasing a robust democratic process. The meeting underscored the importance of public testimony in shaping legislation, ensuring that multiple voices were considered as the committee pressed on towards making decisions that affect the legal landscape of Texas.

Transcript Highlights:

• the law firm of Fox Rothschild, and I'm here representing the Cigar Association of America and the Premium
• I see people in them all the time enjoying a premium cigar.
• I can tell you within the Premium Cigar Coalition, six of the seven companies will exceed the thresholds
• I will say we've done some research on the way that premium cigar consumers can buy purchase patterns
• This legislature two years ago passed a provision putting a cap on the excise tax for premium cigars.

Keywords: 909, all

Transcript Highlights:

• So that if they were going up, of course their premium would go up.
• If they wanted to go from 3% down to 1%, then that would make an impact on their premiums.
• It would reduce their premiums a little bit.
• So if people are having a tight time at a certain point they could reduce their premium down.
• <00:03:55.040> uh they could reduce their premium down. uh they could reduce their premium

Bills: HF3797, HF3780, HF4068, HF3935

Keywords: long-term care, insurance policy, healthcare, partnership policy, Minnesota, human services, wage increase, support workers, shared services, community first services, medical assistance, sanctions, healthcare services, monetary recovery, government accountability, assisted living, training, unlicensed personnel, resident rights, safety regulations

Transcript Highlights:

• Recommendations include 450... revenue to offset member premium increases.
• Those premium reductions went into effect on January 1st of this year.
• , premiums cover the cost of Active Care fully.
• They're written premiums.
• costs because they didn't see a premium increase that we paid.

Bills: SB1, SB 1

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, 1185, senate, all

Transcript Highlights:

• Because the premium loading issue that led the creation of reflective health benefit plans only affects
• Because the premium loading issue that led the creation of reflective health benefit plans only affects
• Because the premium loading issue that led the creation of reflective health benefit plans only affects
• [gasps] Because the<00:16:03.199> premium<00:16:04.171> [clears throat]<00:16:04.240>
• > loading the premium [clears throat] loading the premium [clears throat] loading loading<00:16:05.440

Keywords: 926, house, all

Summary: The House opened with a devotional by Reverend Kemp Randolph, who reflected on the idea that simpler solutions often require letting go of existing assumptions and urged lawmakers to consider what they may need to give up to achieve the greatest good. After the prayer, the chamber introduced House Bill 889, exempting disability-related income on candidate disclosure forms, and House Bill 890, aimed at reducing barriers for nonprofit religious organizations providing preventive health care services. Both bills were read the first time and referred to committee. The House also referred three bills to money committees under House Rule 35A: H.548 to Appropriations, and H.557 and H.567 to Ways and Means. Members then offered several announcements, including welcoming the guest pastor Kemp Randolph and visiting European Parliament member Maria Walsh, along with her mother and aunt. There were also notices about caucus meetings and a correction to a prior vote explanation regarding H.70. The House then took up H.611, a technical and housekeeping bill affecting the Department of Vermont Health Access. Committee testimony and floor remarks described provisions to reduce administrative burdens, update advisory committee membership, remove outdated references tied to the individual/small group market split, adjust the VARMM prescription drug assistance program, increase the allowable amount in Medicaid-related prepaid funeral arrangements, and delay Medicaid coverage for doula services by one year while federal approval is sought. The Health Care and Appropriations committees both recommended the bill, with Appropriations noting no fiscal impact and correcting a prior vote tally. The House adopted the Health Care Committee amendment to H.611 and ordered the bill to third reading. It then passed H.540, relating to recommendations of the post-adjudication reparative program working group. Finally, the House concurred in the Senate proposal of amendment with further amendment on H.50, concerning identification of underutilized state buildings and land; the committee explained changes restoring annual reporting, removing leased buildings from the inventory, and directing annual reports to the Department of Housing and Community Development through 2030. The chamber concluded with announcements about a Joint Fiscal Committee meeting on a rural health transformation grant and then adjourned until February 10, 2026.

Transcript Highlights:

• And so if the association goes away, premiums would go up.
• And so if the association goes away, premiums would go up.
• just the The increased cost in premiums just the The increased cost in premiums I<02:07:07.239><
• essentially be passed on to buy premiums essentially be passed on to buy premiums as<02:07:15.679
• that will then lead to higher premiums that will then lead to higher premiums for<02:52:54.319><

Keywords: 928, house, all

Summary: The committee heard testimony on House Bill 224, which would redirect most money from New Hampshire’s renewable energy fund back to electric ratepayers. The bill sponsor argued the measure would lower energy costs, noting recent utility rate increases and estimating annual savings of roughly $2.5 million to $7.3 million for ratepayers. Supporters said the fund has accumulated money that should be returned to customers rather than used for subsidies, and they emphasized that the state has already rebated similar funds from RGGI for years. Opponents, including Rep. Kat McGee, argued the renewable energy fund is a successful, nonlapsing dedicated fund that supports local clean-energy projects, energy resilience, emissions reductions, and private investment. McGee said the fiscal note overstated the benefit of rebates and understated the loss of investment, claiming the average annual rebate would amount to less than $10 per customer while the program has helped leverage significant private dollars and nearly 10,000 projects. She urged the committee to reject the bill as a poor deal for the state and ratepayers. Committee members questioned the fiscal note, the size of the rebate, whether the bill would set a precedent for other dedicated funds, and whether the program’s incentives amount to picking winners and losers. The Department of Energy testified neutrally, explaining how the renewable energy fund works, including renewable energy credits, alternative compliance payments, and the fund’s use for renewable energy initiatives. No vote was taken in the portion of the hearing provided.

Transcript Highlights:

• No more premiums paid. million dollars. No more premiums paid.
• insurance premium tax revenues. insurance premium tax revenues.
• life company doesn't write any premium life company doesn't write any premium in<01:03:54.640>
• Uh they only paid a $200 premium taxed.
• insurance premium taxes. >> That's how far it would carry out, right?

Keywords: 1189, house, all

Transcript Highlights:

• investigation of open meetings offenses as offenses against public administration does not enhance the classification
• Classification of information in the position classification plan regarding state information technology
• Members, HB 869 is to modernize state IT job classification. I move passage.
• SB2774 by Hannah Hossa-Adam relating to the classifications of certain entities primarily engaged in

Bills: HJR98, HJR8, HJR133, HB23, HB33, HB144, HB 109, HB 103, HB148, HB3809, HB1686, HB2217, HB2156, HB220, HB2421, HB2363, HB3773, HB421, HB2584, HB2615, HB2455, HB3711, HB2559, HB3747, HB2775, HB2886, HB3126, HB3666, HB3595, HB3260, HB3506, HB1638, HB3376, HB3826, HB3628, HB1349, HB3770, HB1831, HB1762, HB2614, HB3113, HB267, HB322, HB431, HB869, HB 1203, HB 1201, HB 1244, HB1875, HB1950, HB2152, HB2290, HB2341, HB2436, HB2809, HB2856, HB3012, HB2954, HCR56, HCR102, HB 107, HB1587, HB3684, HB658, HJR99, HB1399, HJR5, HJR2, HJR6, HJR31, HB1971, SJR3, HB1775, HJR72, HB502, HB3109, HJR98, HJR8, HJR133, HB 118, HB388, HB 114, HB205, HB2789, HB2791, HB499, HB2960, HB3163, HB3135, HB2427, HB1618, HB1672, HB1722, HB1338, HB787, HB2618, HB879, HB 1126, HB4134, HB3513, HB718, HB1536, HB1445, HB1640, HB1893, HB1734, HB3229, HB3306, HB 1276, HB3272, HB3276, HB3516, HB4145, HB1585, HB4810, HB2989, HB2558, HB3014, HB2742, HB1695, HB23, HB33, HB144, HB 109, HB 103, HB148, HB3809, HB1686, HB2217, HB2156, HB220, HB2421, HB2363, HB3773, HB421, HB2584, HB2615, HB2455, HB3711, HB2559, HB3747, HB2775, HB2886, HB3126, HB3666, HB3595, HB3260, HB3506, HB1638, HB3376, HB3826, HB3628, HB1349, HB3770, HB1831, HB1762, HB2614, HB3113, HB267, HB322, HB431, HB869, HB 1203, HB 1201, HB 1244, HB1875, HB1950, HB2152, HB2290, HB2341, HB2436, HB2809, HB2856, HB3012, HB2954, HCR56, HCR102

Keywords: Article V, federal government, fiscal restraints, constitutional amendment, term limits, nuclear energy, electric generation, funding, Texas nuclear development fund, advanced reactors, HJR 133, Texas constitutional amendment, ad valorem tax, property tax exemption, homestead exemption, surviving spouse, veteran, veterans benefits, service-connected death, presumed service-connected condition

Transcript Highlights:

• Yes, so originally I put neutral because I wasn't sure about some of the classification.
• My concern was this classification of a PG-1. Or a PG-1B.
• A PG-1B is a fentanyl classification that's all on its own.
• are overdosing from cocaine and meth, and we're looking at maybe we need to look at what that classification
• of records these agencies routinely collect are observation logs, staff rosters, intake logs, classification

Bills: HB1583, HB1775, HB1832, HB1836, HB1837, HB1866, HB1983, HB2029, HB2217, HB2318, HB2363, HB2486

Keywords: mental health, emergency detention, peace officer, mental illness, prevention of harm, border security, private landowners, study and report, General Land Office, participation, controlled substances, opioid antagonists, law enforcement training, substance abuse prevention, Texas-Mexico border, criminal justice, public safety, law enforcement, National Park Service, arrest powers

Transcript Highlights:

• Amendment number three removes language that is relative to the increase of premium upon renewal.
• Amendment number three removes language that is relative to the increase of premium upon renewal.
• . ...go the other way, but I do see the insurers lower your premium based on a new roof because some
• companies use the age of the roof to set the policy premium.
• And I've also never had a situation where the premium is increased based on them not fixing something

Summary: The House Insurance Committee met on May 6 and first heard H.R. 196, which would create a special study committee to examine the impacts of fallen trees on residential property, property values, daily life, and the insurance market. Representative Owen said the goal was to explore whether homeowners who proactively remove hazardous trees should receive some kind of insurance incentive or discount. Members generally supported the idea, with comments noting tree-related losses in hurricane damage and suggesting the study also consider homeowners association restrictions on tree removal. The resolution was reported favorably. The committee then considered Senate Bill 100, concerning proof of insurance for transportation network company drivers. Senator Jenkins explained the bill would require ride-share drivers involved in accidents to provide the correct ride-share-specific insurance and disclose whether they were logged into the app or on a prearranged ride, with penalties for failing to do so. Supporters from the Chiefs of Police were noted, and the bill was reported favorably. House Bill 408, dealing with homeowners insurance cancellations when policyholders timely mitigate risks, drew the most discussion. Representative Jordan said the bill was intended to prevent mid-policy cancellations after homeowners complete requested mitigation work, and committee amendments changed the bill from renewal language to cancellation language and shortened a notice period from 90 to 60 days. Insurance industry representatives opposed the bill, arguing the problem was not occurring in practice, that current notice rules already address the issue, and that the bill could create confusion and litigation. After debate, the committee adopted the amendment and then voluntarily deferred the bill. The committee also took up House Bill 625 on peer-to-peer car sharing programs. Representative Jordan described it as a measure to clarify insurance and liability rules for services like Turo, and the committee adopted two sets of technical and substantive amendments, including a requirement for admitted or approved physical damage coverage when no contractual protection package exists. Enterprise Rental Car’s representative said the company supported the broader policy discussion but disagreed with the amended version and wanted the issue revisited through NCOIL. The bill was reported favorably as amended, and the meeting adjourned.

Transcript Highlights:

• Amendment No. 3 removes language relative to the increase of premium upon renewal.
• . ...go the other way, but I do see the insurers lower your premium based on a new roof because some
• companies use the age of the roof to set the policy premium.
• And I've also never had a situation where the premium is increased based on them not fixing something
• And I've also never had a situation where the premium is increased based on them not fixing something

Keywords: 965, house, all

Summary: The House Insurance Committee met on May 6 with a quorum and first reported favorably House Resolution 196 by Rep. Owen. The resolution creates a special study committee to examine the impact of fallen trees on residential property, property values, daily life, and the insurance market. Rep. Owen said the goal is to study whether homeowners who remove risky trees should be considered for incentives or discounts, and members discussed whether homeowners association restrictions on tree removal should also be examined. The committee next reported favorably Senate Bill 100 by Sen. Jenkins, which requires transportation network company drivers to provide the correct proof of insurance after an accident and disclose whether they were logged into the ride-share app or on a prearranged ride. Supporters said the bill would ensure the proper ride-share-specific coverage is produced and reduce administrative problems when accidents occur. House Bill 408 by Rep. Jordan, dealing with homeowners insurance cancellations after a homeowner timely mitigates risks, drew opposition from the insurance industry. Opponents argued the bill addressed a problem they said does not generally occur and could create confusion or litigation, especially given existing notice rules. After discussion, the committee adopted a committee amendment changing a notice period from 90 days to 60 days, and Rep. Jordan voluntarily deferred the bill. The committee then took up House Bill 625 by Rep. Jordan on peer-to-peer car sharing programs. Members adopted technical amendments and a substantive amendment requiring a state-admitted or approved physical damage policy when no contractual protection package is in place, with a deductible cap and subrogation rights. Enterprise representative Ryan Haney said the company supported the broader effort but disagreed with the amended approach; the committee nevertheless reported the bill favorably as amended. The meeting then adjourned.

Transcript Highlights:

• Premiums of these plans? No, sir. Thank you, Mr. Chairman. This is a self-funded plan.
• Each year, our premiums are based on our projected income.
• The higher the premiums negate our potential profit. Farming is extremely unpredictable.
• With the option of an Alpha Health plan, we could rest easy knowing that our insurance premiums would
• Uh, how do your current premiums compare to your other expenses? Well, for instance, on my gas...

Keywords: 923, senate, all

Transcript Highlights:

• Representative Freeman is an act in Title 22 relative to health insurance coverage, to establish a classification
• by Representative Freeman is in Title 22, relative to health insurance coverage to establish a classification

Bills: SB525, SR112, SR109, SCR61, SCR62, SCR12, HB175, HB276, HB437, HB456, HB457, HB459, HB488, HB579, HB656, HB804, HB818, HB841, HB981, HB1052, HB1089, HB1101, HB1154, HB1166, HB1193, HB1194, HB1203, HB1209, HB1244, HB1249, HB221, HCR69, HCR58, SB57, SB405, SB414, HB62, HB193, HB203, HB205, HB210, HB220, HB222, HB228, HB246, HB420, HB475, HB486, HB574, HB584, HB750, HB799, HB813, HB815, HB826, HB870, HB949, HB953, HB1045, HB1092, HB1151, HB1162, HB1176, HB1177, HB1196, HB1214, HB1236, HB1241, SB106, SB206, SB248, SB441, SR86, SCR30, SB83, SB135, SB143, SB155, SB157, SB202, SB237, SB276, SB295, SB388, SB450, SB465, SB35, SB65, SB215, SB246, SB249, SB269, SB282, SB296, SB323, SB363, SB369, SB474, SB484, SB490, SB492, SB500, SB501, SB513, HCR31, HB301, HB358, HB359, HB384, HB413, HB428, HB450, HB462, HB547, HB613, HB631, HB657, HB669, HB675, HB680, HB691, HB712, HB716, HB720, HB723, HB727, HB728, HB735, HB747, HB759, HB825, HB845, HB846, HB903, HB904, HB907, HB923, HB929, HB941, HB962, HB965, HB1036, HB287, HB370, HB515, HB521, HB570, HB1200, HB29, HB39, HB58, HB67, HB73, HB76, HB77, HB82, HB112, HB121, HB125, HB132, HB134, HB151, HB154, HB155, HB161, HB166, HB187, HB191, HB207, HB211, HB224, HB238, HB241, HB242, HB250, HB260, HB265, HB275, HB300, HB320, HB338, HB339, HB349, HB379, HB399, HB427, HB463, HB464, HB468, HB545, HB550, HB551, HB565, HB588, HB639, HB725, HB782, HB805, HB808, HB834, HB847, HB853, HB858, HB861, HB883, HB916, HB937, HB977, HB1012, HB1027, HB1044, HB1054, HB1091, HB1117, HB90, HB127, HB138, HB150, HB201, HB268, HB273, HB285, HB315, HB354, HB355, HB360, HB376, HB445, HB506, HB606, HB649, HB665, HB681, HB721, HB746, HB757, HB781, HB835, HB844, HB857, HB872, HB886, HB889, HB892, HB972, HB982, HB987, HB1037, HB1068, HB1072, HB1078, HB1085, HB1132, HB1137, HB1167, HB1174, HB1232, HB1238, HB23, HB136, HB36, HB119, HB126, HB129, HB245, HB271, HB280, HB337, HB351, HB677, HB726, HB789, HB850, HB956, HB966, SB149, SB382

Keywords: unclaimed property, abandoned property, escheat, state treasurer, administrator, claimant, purchase agreement, assignment, property recovery, owner verification, documentation requirements, fraud prevention, bankruptcy, bankruptcy court, court order, Uniform Unclaimed Property Act, Louisiana Revised Statutes, R.S. 9:167.1, Chennault International Airport, 40th anniversary

Transcript Highlights:

• Part of that is driven by the multiple numbers of classifications.
• Now sometimes jails talk about 15 or 16 classifications. We're still looking for a room tonight.
• the multiple numbers of classifications. the multiple numbers of classifications.
• <01:30:14.080> and<01:30:14.200> sometimes<01:30:14.680> they classifications and
• sometimes they classifications and sometimes they That's<01:30:15.840> sweet.

Bills: HF4094, HF3390, HF3813, HF3583, HF3751, HF4324, HF4789, HF3596, HF4033, HF4424, HF4053

Keywords: Crosby, local sales tax, bonding authority, community projects, voter approval, Owatonna, use tax, special law, community center, municipal finance, capital project, sales and use tax, local option tax, city tax, public facility, general election, bond referendum, debt limit, levy limit, Minnesota local government

Transcript Highlights:

• employees that met the displacement notice threshold and summary data on the workers and worker classifications
• employees that met the displacement notice threshold and summary data on the workers and worker classifications
• employees that met the displacement notice threshold and summary data on the workers and worker classifications
• employees that met the displacement notice threshold and summary data on the workers and worker classifications
• workers and worker classifications workers and worker classifications affected.<00:26:38.760>

Keywords: 1187, senate, all

Transcript Highlights:

• responses were pretty representative, so we have a good distribution across school types and classifications
• responses were pretty representative, so we have a good distribution across school types and classifications
• responses were pretty representative, so we have a good distribution across school types and classifications
• <00:27:37.000> 13% School types and classifications 13% School types and classifications 13%
• c><01:34:33.280> regions In addition, several regions were able to do compensation and classification

Keywords: 1187, senate, all

Transcript Highlights:

• We saw significant increases in our Medicare Advantage premiums.
• And so our premiums did increase dramatically last year around 45%.
• We saw significant increases in our Medicare Advantage premiums.
• We saw significant increases in our Medicare Advantage premiums.
• Um most of it was driven again premiums.

Keywords: 958, all

Summary: The meeting opened with a quorum call, the Pledge of Allegiance, a prayer, and approval of the prior meeting minutes. The first presentation was from Bo Craycraft of the Judicial Form Retirement System, who gave an update on investment performance, asset allocation, cash flow, and projected employer costs. He reported strong fiscal year 2025 investment results, with both the legislative and judicial retirement plans outperforming their actuarial assumed rates of return and benchmarks, driven largely by U.S. equity performance. He also noted the plans remained near their target asset allocation and continued to experience negative cash flow, though he said that was manageable in context of strong asset growth. Craycraft then discussed a recent experience study and actuarial assumption changes, especially a revised salary growth assumption and a higher cash balance interest credit rate. He said these changes increased projected employer costs, with contributions rising from about $700,000 to a projected $2 million in later years, though he expected the eventual 2025 valuation and investment gains to reduce that estimate. Members asked about mortality assumptions, the impact of the experience study on liabilities, and the sharp increase in the judicial plan’s projected employer cost. Craycraft explained that the increase was driven mainly by the updated assumptions and that no other major plan changes were involved. At the chair’s request, Craycraft also addressed the recent rise in Medicare Advantage premiums for the plan’s health coverage, saying the 2025 increase was largely tied to Part D changes and the Inflation Reduction Act and had been about 45%, but that future growth was expected to be under 5%. After his presentation, the committee moved to the Kentucky Public Pensions Authority update, where the next speaker began by saying the funds had exceeded actuarial assumed returns for the fiscal year.

Transcript Highlights:

• Some don't, and so we don't know, in other words, our premiums...
• Premiums.
• In the interim session, an insurance industry spokesman reported that premiums charged covered 97% of
• premiums paid in the last 20 years.
• and creating their income through investing the proceeds of premiums before paying claims.

Bills: SB 21, SB21, SB72, SB140, SB262, SB370, SB372, SB495, SB627, SB703, SB764, SB842

Keywords: emergency alerts, weather alerts, public safety, local government, municipality, county, website posting, online notice, emergency management, disaster preparedness, evacuation, National Weather Service, NOAA, Texas Division of Emergency Management, TDEM, localized alerts, hazard warnings, severe weather, watch warning advisory, public information

Transcript Highlights:

• This year, the company will pay about $300 in premiums for me.
• Minnesota has a small employer premium rate that is a reduced premium rate.
• Minnesota paying premiums under that.
• <00:57:51.120> rate has a has a small employer premium rate has a has a small employer premium
• But to that is a reduced premium rate.

Keywords: 1183, house

Transcript Highlights:

• That means businesses have to pay higher premiums because this is insurance. They're not taxes.
• These are insurance premiums that business owners pay into to make sure that they still have business
• business community came to the legislature and said, please give us a waiver of these increases in premiums
• The solution was we're not going to raise premiums, insurance premiums on the business owners.
• The premium paid by employers. Also the lowest in the nation. $7 per month per employee.