Video & Transcript Research : 'consumer payments'
Page 56 of 500
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration Apr 1st, 2025
Transcript Highlights:
- focus on a number of budget issues for the Department of Veterans Affairs, Cannabis Control, and Consumer
- health and protect consumer health and safety.
- So as a consumer, $100 purchase turns into $146.
- So if we put the, We have an estimate of what's being consumed within California.
- That means millions of consumers have no access to safe cannabis. legal cannabis.
DE
Delaware 2025-2026 Regular Session
House of Representatives Legislative Session - Session 2 - 38th Legislative Day Jun 18th, 2026
Delaware House Floor Meeting
Transcript Highlights:
- So HB 439 is actually a consumer protection and public safety bill.
- So HB 439 is actually a consumer protection and public safety bill.
- If they're reunited with the family, there are no child support payments.
- Senate Bill 19 is the Delaware Payment Stable Coin Act.
- House Bill 467 is a simple consumer choice bill.
Summary:
The House received a series of Senate communications and committee reports, then took up a long consent calendar and several individual measures. Early actions included passing consent calendar items, recognizing Freedom of Speech Week and Juneteenth, and hearing numerous introductions and tributes, including remarks honoring House fellows, Father’s Day, and Representative Mara Gorman. The chamber also adopted several procedural motions and recesses, with roll calls recorded throughout.
Among the bills considered, the House passed House Bill 134 on animal cruelty, increasing penalties for repeat offenses; House Bill 131 with Senate Amendment 1 on pet stores and animal welfare; House Substitute 1 for House Bill 320 on technical corrections to the Delaware Constitution; House Substitute 1 for House Bill 407 on technical updates to the Hazardous Substance Control Act; House Substitute 1 for House Bill 425 on salary supplements for certain school employees; House Substitute 1 for House Bill 450, the Road Delaware Act, on land use and permitting reform; House Bill 459 on restricting energy drink sales in schools; House Substitute 1 for House Bill 439 on electric moped and motorcycle disclosures; and House Bill 444, the Delaware John Lewis Voting Rights Act, after amendment delaying its effective date to July 1, 2027. House Amendment 1 to House Bill 459 was adopted, and House Amendment 1 to House Bill 444 was adopted before final passage.
The House also rejected House Amendment 1 to House Substitute 1 for House Bill 425 after debate over salary supplement policy for school-related certifications, then passed the substitute bill itself. House Bill 407 prompted questions about the increase in civil penalties, which DENREC said was intended to update outdated fines and align the penalty structure with other laws. House Bill 444 drew floor speeches emphasizing voting rights protections and concerns about voter suppression and dilution. The session ended with the House moving to recess after continuing consideration of House Bill 355, the Speaker Truth Act, which had just adopted an amendment changing damages language to attorney’s fees and costs.
NH
New Hampshire 2025 Regular Session
House Finance Division I (09/18/2025)
Transcript Highlights:
- It changes the alternative compliance payments for classes one, three, and four to just above the other
- So the utilities end up having to make alternative compliance payments to make up the shortfall.
- compliance payments compliance payments uh<00:05:24.479>
to <00:05:24.720>make <00: - And I I asked that have on consumers?
- . the cost of energy to consumers.
Summary:
The committee first took up House Bill 219, which would revise the renewable portfolio standard by changing several class definitions, eliminating Class 2, lowering the utility obligation for Class 1 thermal renewable energy certificates from 2.2% to 1.7%, and adjusting alternative compliance payments. Representative Vose said the bill would save ratepayers an estimated $5.7 million annually, arguing that Class 2 is already saturated and that the changes would not materially affect renewable energy development. Members questioned the fiscal impact, with an amended fiscal note cited as showing a $1.2 million reduction in general fund revenue, and some members raised concerns that the bill could weaken one of the remaining incentives for renewable investment. The committee also reviewed the bill’s history, including that it had been added to HB 2 and then removed in conference committee. No vote was taken in the work session.
The committee then heard House Bill 164, concerning local records retention and the creation of a local records manager position. Secretary of State David Scanlan testified that the position has existed in statute for years but has never been funded, and said the need has grown as records management has become more digital and ADA accessibility has become more important. He described the bill as a way to help towns preserve and digitize records, especially for smaller communities with limited resources, while keeping records locally when possible. Members asked about the fiscal note, the potential cost of a public website and storage system, and whether the state could start by funding the position alone; the secretary said the staffing cost estimate remained accurate but that storage costs could rise over time. Several members expressed support and suggested further discussion with the Department of Information or other agencies. The work session was then closed without action.
Finally, the committee opened House Bill 365, which would provide proof of U.S. citizenship assistance for indigent voters. Secretary Scanlan said the bill is intended to help voters comply with the new voter registration documentation requirements by allowing the state to verify eligibility through federal, private, and other state databases, and by providing vouchers to cover the cost of obtaining documents such as birth certificates. He compared the proposal to the earlier voter ID law, which he said was successfully implemented with accommodations for voters lacking acceptable ID. Members asked how “indigent” would be defined and how the process would work for out-of-state-born applicants; the secretary said indigency would likely be based on a voter’s statement of inability to pay and that the state would help identify where to obtain records and, if necessary, verify them through outside databases. The discussion continued as the transcript ended, with no vote recorded.
US
US Federal 2025-2026 Regular Session
Joint hearings with the House Select Committee on the Strategic Competition to examine financial aggression, focusing on how the Chinese Communist Party exploits American retirees and undermines national security. Apr 9th, 2025 at 01:30 pm
Aging (Special) Committee
Transcript Highlights:
- They're incredibly time-consuming.
- The Federal Trade Commission is one of our premier consumer protection agencies.
- They have a long history of defending consumers.
- I've got nothing against Chinese consumers.
- To American consumers, they wouldn't be able to get money out of Alibaba right here?
Keywords:
Chinese Communist Party, retirement security, investment risks, SEC enforcement, Bipartisan action
Summary:
The meeting primarily addressed concerns regarding the impact of the Chinese Communist Party (CCP) on American investments and the financial security of retirees. The chair discussed legislation aimed at ensuring the protection of American investors against the risks posed by Chinese companies. There was a consensus among the members regarding the necessity to enforce existing policies that require compliance from foreign companies wishing to trade on American exchanges. The discussion included testimony from various stakeholders highlighting the urgent need to limit exposure to the CCP in retirement portfolios. Additionally, there were calls for increased accountability of regulatory bodies such as the SEC to better shield American investors from potential loss.
TX
Transcript Highlights:
- All the yucky stuff is consumed.
- Anything or a royalty payment, you know, from, uh, um.
- Um, and now imagine that those payments just stop and you have not received any notification, the payment
- The payments still need to be made.
- If you suspend or stop payment, just provide a reason why.
HI
Hawaii 2025 Regular Session
CPN-EIG, CPN Public Hearings 03-20-2025
Commerce and Consumer Protection
Transcript Highlights:
- Uh that is shipping direct to consumer.
- Uh let me see uh division of consumer Uh let me see uh division of consumer advocacy<00:36:02.800
- Michael Angelo, consumer advocate. Michael Angelo, consumer advocate.
- Michael Angelo, consumer advocate. Max. Michael Angelo, consumer advocate.
- We're going to add amendments to ensure timely payment of two PPAs and prioritize PPA payments from collected
Summary:
The joint Senate committees heard HB 108 HD2, which would allow direct shipment of beer and distilled spirits by certain licensees and require liquor commissions to adopt rules. Most testimony came from craft brewers and distillers in support, who said the bill would help small and fragile producers reach customers, move limited or specialty products that wholesalers do not carry, and maintain relationships with visitors after they leave Hawaii. Supporters also argued that direct-to-consumer shipping would not meaningfully increase underage access because common carriers age-gate deliveries and require adult signatures, and that the measure would supplement rather than replace the three-tier system.
Opposition came from the Hawaii Food Industry Association and the Hawaii Liquor Wholesalers Association, which said the bill could create problems with minor access and tax revenue and would allow out-of-state manufacturers to ship directly to Hawaii households. Supporters responded that similar concerns were raised when wine direct shipping was adopted and said the existing shipping and reporting systems can track and tax these sales. Several witnesses, including Maui Brewing, Ola Brew, Koloa Rum, Hana Rum, Koulana Rumworks, Koval Distillery, and the Brewers Association, described their small-batch operations, limited distribution options, and the potential for direct shipping to expand sales and jobs.
Committee members questioned witnesses about underage access, tax collection, and the impact on the three-tier system. One witness discussed efforts to protect and potentially scale the Hawaiian spirit Okolehao through geographic and sourcing rules. The transcript does not show a final vote or disposition on HB 108 HD2 in the excerpt provided.
LA
Louisiana 2026 Regular Session
House of Representatives May 31st, 2026
Louisiana House Floor Meeting
Transcript Highlights:
- House Bill 1117 by Representative Firmitt provides relative to injured contractual payments, prescriptive
- periods, and payment under terms of contracts.
- House Bill 1117 by Representative Firmitt provides relative to injured contractual payments, prescriptive
- periods, and payment under terms of contracts.
Bills:
HR310, HR314, HR316, HR317, HR321, HR275, HR276, HR279, HR282, HR286, HR289, HR292, HR295, HR302, HR319, HCR112, HR307, SCR59, SCR61, SCR62, SCR68, SCR69, SCR70, SCR54, SCR55, SCR64, SCR75, HCR79, HCR104, HB75, HB410, HB719, HB750, HB944, HB1098, HB1220, HB1252, HB359, HB210, HB468, HB1117, SB382, HB368, HB552, HB732, HB870, HB1236, SB29, SB42, SB43, SB149, SB208, SB274, SB300, SB312, SB387, SB389, SB401, HR74, HB998, HB901, HR20, HCR65, HCR71, HCR98, HB284, HB306, HB341, HB366, HB393, HB458, HB577, HB603, HB605, HB614, HB625, HB646, HB733, HB752, HB773, HB798, HB911, HB955, HB996, HB1035, HB1069, HB1113, HB1140, HB1180, HB1191, HB1240, HB1255, SB82, SB89, SB97, SB123, SB237, HB36, HB42, HB74, HB119, HB159, HB258, HB259, HB302, HB414, HB459, HB848, HB956, HB1017, HB1028, HB1095, SB217, SB283, SB469
Keywords:
oil and gas, orphan wells, inactive wells, shut-in wells, marginal wells, plugging and abandonment, well decommissioning, site remediation, site restoration, Oilfield Site Restoration, OSR program, financial security, bonding, taxpayer liability, public liability, offshore wells, onshore wells, coastal erosion, Department of Conservation and Energy, natural resources
LA
Louisiana 2026 Regular Session
House of Representatives May 31st, 2026
Louisiana House Floor Meeting
Bills:
HR310, HR314, HR316, HR317, HR321, HR275, HR276, HR279, HR282, HR286, HR289, HR292, HR295, HR302, HR319, HCR112, HR307, SCR59, SCR61, SCR62, SCR68, SCR69, SCR70, SCR54, SCR55, SCR64, SCR75, HCR79, HCR104, HB75, HB410, HB719, HB750, HB944, HB1098, HB1220, HB1252, HB359, HB210, HB468, HB1117, SB382, HB368, HB552, HB732, HB870, HB1236, SB29, SB42, SB43, SB149, SB208, SB274, SB300, SB312, SB387, SB389, SB401, HR74, HB998, HB901, HR20, HCR65, HCR71, HCR98, HB284, HB306, HB341, HB366, HB393, HB458, HB577, HB603, HB605, HB614, HB625, HB646, HB733, HB752, HB773, HB798, HB911, HB955, HB996, HB1035, HB1069, HB1113, HB1140, HB1180, HB1191, HB1240, HB1255, SB82, SB89, SB97, SB123, SB237, HB36, HB42, HB74, HB119, HB159, HB258, HB259, HB302, HB414, HB459, HB848, HB956, HB1017, HB1028, HB1095, SB217, SB283, SB469
Keywords:
oil and gas, orphan wells, inactive wells, shut-in wells, marginal wells, plugging and abandonment, well decommissioning, site remediation, site restoration, Oilfield Site Restoration, OSR program, financial security, bonding, taxpayer liability, public liability, offshore wells, onshore wells, coastal erosion, Department of Conservation and Energy, natural resources
LA
Transcript Highlights:
- There's been talk about consumers and patients being upset with their vision care plans.
- When payments are locked in by statute, plans have few levers left.
- Well, it could possibly limit the out-of-pocket cost for the consumer.
- You know, there's always a discussion that I'm up here always talking about consumers.
- I think there are options for a consumer.
Summary:
The House Committee on Health and Welfare met on April 28 with a quorum and took up several Senate bills, beginning with SB 113 on the local health care provider participation program in Calcasieu Parish. The committee adopted a technical amendment and heard that the bill would shift the local sponsor from the parish to the city if needed by a June 1 deadline. After brief discussion and no opposition, SB 113 was reported favorably with amendments.
The committee then approved SB 23, which exempts certain assisted living facilities licensed by LDH from the definition of food service establishment, and SB 150, which would allow LDH to scan and electronically store vital records supporting documents and return originals to citizens. SB 221 also advanced after testimony that it would allow EMS providers to be reimbursed by Medicaid for emergency responses where treatment is provided on scene but the patient is not transported. Members discussed that the bill could reduce unnecessary ER use and likely would require some rulemaking, but it was reported favorably.
A major portion of the meeting focused on SB 404, a broad vision benefit plan reform bill. Supporters, including optometrists, said the measure would improve transparency, patient choice, and access to eye care by limiting restrictive plan practices; opponents from the vision care plan industry argued it was an unprecedented, provider-driven overhaul that could raise costs and reduce flexibility. After extensive testimony and an agreed amendment clarifying network participation, the committee reported SB 404 favorably with amendments. The committee also reported SB 32 favorably with amendments after emotional testimony from parents and advocates about perinatal bereavement care, cooling devices, and training for hospitals to give grieving families more time and dignity after infant loss.
Finally, the committee heard SB 43, which would create a psychedelic-assisted therapy initiative within LDH for clinical research and treatment involving ibogaine and psilocybin, with testimony from veterans, researchers, and advocates describing potential benefits for PTSD, substance use, and traumatic brain injury. The bill was reported favorably with amendments and set to pass a courtesy sheet. The committee then began SB 253, a bill regulating peptides and compounding pharmacies, adopted technical amendments clarifying provider liability, and continued discussion as the transcript ended.
WY
Transcript Highlights:
- And so I do digital assets for payments.
- perspective, this bill enhances consumer perspective, this bill enhances consumer trust<01:09:35.920
- We are in a consumer protection mode.
- lump sum payment.
- Uh lump sum payments lump sum payment.
Keywords:
gun control, Second Amendment, constitutional rights, misdemeanor, law enforcement, virtual currency, kiosk, financial institutions, regulation, Wyoming Money Transmitters Act, penalties, death benefits, retirement, survivor support, public safety, guardianship, monitoring, ward protection, financial independence, case management
MN
Transcript Highlights:
- reflects higher forecasts for consumer reflects higher forecasts for consumer spending<00:37:38.320
- investment and some forms of consumer spending.
- investment and some forms of consumer spending.
- investment and some forms of consumer spending.
- Uh I hope I've answered your question. consumer prices Mhm. uh because consumer prices Mhm. uh because
Bills:
HF3425
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, February 27, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- I give myself such time as I may consume. Mr.
- <00:51:20.119>
um myself such time uh as I may consume um myself such time uh as I may consume - <00:53:54.040>
and as much time as I may consume and as much time as I may consume and close - <00:54:40.520>
choice about this uh loss of consumer choice about this uh loss of consumer - <00:55:29.880>
decide we're going to let the consumer decide we're going to let the consumer
NH
New Hampshire 2025 Regular Session
House Science, Technology and Energy (02/04/2025)
Science, Technology and Energy
Transcript Highlights:
- <00:11:50.240>
Protection registed with the Consumer Protection registed with the Consumer - residential condominium units consuming residential condominium units consuming poble<00:41:40.960
- <01:20:38.080>
method common areas now if this payment method common areas now if this payment - <05:37:16.160>
on when you make your mortgage payment on when you make your mortgage payment - the cace provider really the payment the cace provider really the payment schedule<05:38:16.160>
NH
New Hampshire 2026 Regular Session
Commission to Study Stable Tokens (02/10/2026)
Transcript Highlights:
- Domestic payments can take two to three days. Cross-border payments can take weeks.
- <00:08:02.879>
because but also for retail consumers because but also for retail consumers - . payment. payment. you<01:21:18.000>
know, <01:21:18.239>kind <01:21:18.480>of, - So you can see the mortgage payments plus property expenses equals the same sum as rent payments plus
- So you can see the mortgage payments plus property expenses equals the same sum as rent payments plus
Summary:
The meeting began with roll call and approval of the prior meeting minutes, which passed unanimously. Members then introduced the day’s presentations, including one on the Canton network and another on tokenizing real-world assets, with a focus on how blockchain systems can support regulated financial institutions and asset tokenization.
Julie, the director of policy and government affairs at Digital Asset, presented on the Canton network, describing it as a privacy-enabled public blockchain designed for regulated finance. She said tokenization should preserve the same legal and economic rights as the underlying asset, and argued that blockchain-based books and records can shorten settlement times, improve 24/7 trading, and reduce friction in capital markets. She identified three main barriers to institutional adoption of public blockchains: lack of privacy, limited throughput/scalability, and lack of control for compliance purposes such as freezing assets, pausing transactions, and meeting AML/sanctions obligations. She explained Canton’s structure as a public, permissionless network with application-level privacy controls, a global synchronizer, and super validators chosen by vote. She also highlighted current ecosystem participants and use cases, including Broadridge, Circle, and the DTCC’s planned tokenization of U.S. Treasuries on the network.
Members and online participants asked about the relationship between tokenized assets and the Clarity Act, tokenized deposits, safeguards for faster settlement, and whether the platform could be used for municipal or property records. Julie said Digital Asset was not taking a position on rewards, but supported clearer statutory definitions because tokenized securities should carry the same rights as the underlying assets and investors need to know whether a token is a true tokenized security or a synthetic/reference token. She said the company is agnostic on whether the cash leg is stablecoins or tokenized deposits, though it expects both to develop. In response to concerns about rapid settlement, she pointed to institution-level permissions and SEC disclosure expectations as safeguards. She also said the technology could be used for other records, including potentially property-related records, if those assets can be tokenized.
CA
California 2025-2026 Regular Session
Assembly Health Committee Jun 30th, 2026
Transcript Highlights:
- It does not restrict consumer choice.
- This bill is to inform consumers about added sugars.
- We're slowly creeping up on consuming added sugar.
- If we don't meet those obligations, the consumer gets rebated.
- This includes payments made by a consumer, but also payments made on their behalf.
Summary:
The Assembly Health Committee heard several measures, beginning with SB 331 by Sen. Menjivar, which would require large-group health plans to cover hearing aids for children. The author and supporters described the bill as a long-running effort to address a developmental emergency and reduce out-of-pocket costs for families, while opponents were absent. Testimony from parents, advocates, medical experts, and organizations emphasized the importance of early access to hearing aids; committee members voiced strong support, and the bill was moved on a do-pass basis to Appropriations, with several members requesting to be added as coauthors.
The committee then heard SB 608, also by Sen. Menjivar, to expand access to condoms in school-based health centers and related settings and to prevent barriers such as ID checks. Supporters, including students and school health advocates, argued the bill would improve sexual health and reduce stigma, while opponents from family and faith groups argued it would undermine parental authority and normalize early sexual activity. The bill was supported by committee members and moved forward on a do-pass basis to Appropriations.
Next, SB 971 by Sen. Choi proposed community-based healthy aging partnerships for older adults, with testimony from the California Senior Legislature and supporters from aging and dementia organizations. The measure was described as voluntary and focused on connection, independence, and local collaboration; there was no opposition, and the committee moved it on a do-pass basis to Appropriations. The committee also heard SB 869 by Sen. Weber Pierson, which would require warning icons and statements on chain restaurant menus for beverages with very high added sugar content. Supporters framed it as a transparency and public health measure, while restaurant and beverage industry representatives opposed it unless amended, citing cost and menu-space concerns; the bill was nevertheless moved on a do-pass basis to Appropriations after a roll call vote, with some members voting no and the measure placed on call.
The committee also considered SB 950 by Sen. Weber Pierson, aimed at ensuring timely coverage of FDA-approved, medically necessary treatments for early-onset Alzheimer’s disease on commercial plans. Supporters, including the Alzheimer’s Association and a patient advocate, said the bill would reduce delays and barriers to care, while health plan representatives opposed it over step therapy and utilization-management concerns. Members discussed the limited treatment window and the need for early access, and the bill was moved on a do-pass basis to Appropriations. In addition, SB 490 by Sen. Umberg would set timelines for DHCS investigations of unlicensed sober living homes and allow counties to assist if the department cannot act in time; supporters from Anaheim and a patient-brokering survivor described serious abuse and oversight gaps, while county behavioral health representatives opposed the county role as an unfunded and potentially liability-creating burden. After discussion, the bill was also moved on a do-pass basis to Appropriations. Finally, the committee began hearing SB 1037 by Sen. Weber Pierson on health insurance affordability and rate review, with supporters arguing it would tie premium increases more closely to affordability targets and public reporting; the transcript cuts off before the committee completed action on that measure.
NH
Transcript Highlights:
- These quick-cash marketing techniques used by out-of-state companies offer a nominal upfront payment
- These quick-cash marketing techniques used by out-of-state companies offer a nominal upfront payment
- These quick-cash marketing techniques used by out-of-state companies offer a nominal upfront payment
- It could be to help pay for their daughter or son with a down payment or whatever it might be.
- that is housed within the Consumer that is housed within the Consumer Protection<01:44:18.440>
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 3/25/25
Housing Finance and Policy
Transcript Highlights:
- rental assistance and Utility payments rental assistance and Utility payments this<00:09:23.000>
- mortgage lending and down payment mortgage lending and down payment assistance<01:02:55.839>
- Community it's a mouthful down payment Community it's a mouthful down payment assistance assistance
- but the down payment is home available but the down payment is the<01:18:29.199>
is <01:18:29.560 - <01:25:06.679>
it opportunity to put a down payment it opportunity to put a down payment it
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Tue Apr 7, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- <00:33:57.520>
by also be reflected in premium payments by also be reflected in premium payments - First up, DCC, Division of Consumer First up, DCC, Division of Consumer Advocacy<01:11:05.680>
misleading because it's the Consumer misleading because it's the Consumer Advocate<01:17:33.560> - Um and so, really if the Consumer Um and so, really if the Consumer Advocate<01:17:51.880>
were - <01:28:41.600>
advocate's identified here, the consumer advocate's identified here, the consumer
Keywords:
homeowners insurance, disaster recovery, replacement cost value, state of emergency, policyholder rights, insurance extensions, tenant rights, landlord obligations, housing crisis, eviction prevention, multilingual access, SB2272, Act 105, home health licensing, home health agency, home health services, Department of Health, DOH, CMS, Centers for Medicare and Medicaid Services
Summary:
The committee heard several resolutions and one bill focused on energy reliability, utility infrastructure, insurance, tenant rights, and home health licensing. On the energy side, members heard HCR 203/HR 193 on a status update for the Hawaii Electric Reliability Administrator, HCR 204/HR 194 on a comprehensive PUC analysis of cost reduction and risk, and HCR 202/HR 192 creating a legislative task force on future energy pathways. Testimony on the energy measures was generally supportive from the PUC, DCCA’s Division of Consumer Advocacy, the Hawaii State Energy Office, and the Office of Hawaiian Affairs, with OHA urging that equity, native Hawaiian impacts, and public trust resources be considered alongside cost savings. The committee also heard HCR 125/HR 117 on coordinating with utilities to address aging utility poles and lines along Farrington Highway and other high-risk corridors; Hawaiian Electric supported the measure, Hawaiian Telcom and Charter Spectrum said much of the work is already underway and questioned whether the resolution was necessary, and committee questioning focused on existing double-pole tracking and the role of DOT and the PUC.
The committee then took up HCR 137/HR 129 on timely reimbursement of health care claims under the clean claims statute. The DCCA Insurance Division and the Hawaii Insurers Council opposed the measure as drafted, saying it could be read to require payment beyond policy limits and could raise premiums or reduce market participation. United Policyholders supported the measure, arguing it would simply give policyholders more time to collect benefits they already purchased, and clarified that it was not intended to increase coverage beyond policy limits. The committee later amended the resolution to direct the DCCA Insurance Division to prioritize investigation and enforcement of clean claims complaints.
In the decision meeting, the committee recommended and adopted passage of HCR 203/HR 193 as is, HCR 204/HR 194 with an amendment removing the eighth whereas clause, HCR 202/HR 192 with an amendment adding a committee representative to the task force, HCR 125/HR 117 as is, and HCR 137/HR 129 with amendments. The committee also heard SB 2960 SC1 on property insurance, which would extend the time policyholders have after a declared disaster to document replacement-cost claims. The Insurance Division and Hawaii Insurers Council opposed it, warning it could force coverage beyond policy limits and increase premiums, while United Policyholders supported it and said it would help disaster survivors recover benefits they already paid for; members questioned whether similar laws in other states had caused premium spikes and clarified that the bill was not intended to exceed policy limits. The committee also heard SB 2347 SD1 on multilingual tenant-rights notices, with OHA, Hawaii Appleseed, and others supporting the bill but urging restoration of language requiring landlords to directly provide the notice at lease signing. Finally, SB 2272 SD1 HD1 on home health licensing drew support from the Department of Health, SHPDA, and the Health Care Association of Hawaii, with the association requesting an effective date amendment; testimony explained that the bill would allow state licensing compliance to be demonstrated through CMS-approved accreditation or certification surveys, potentially reducing duplication and freeing state resources.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (02/12/2025)
Transcript Highlights:
- Consumer Consumer Protection<00:11:34.399>
okay <00:11:35.399>you <00:11:35.519>can - can lead to more options for consumers can lead to more options for consumers can<00:27:25.240><
- ability to enforce the consumer ability to enforce the consumer protection<00:30:03.279>
act< - the alliance for responsible Consumer the alliance for responsible Consumer Legal<00:45:23.599><
- consumers who are getting the Consumer consumers who are getting the Consumer Legal<00:48:36.640
Summary:
The committee heard testimony on HB 733-FN, a bill concerning third-party litigation financing (TPLF). Representative Cole, the prime sponsor, described TPLF as outside investors funding lawsuits in which they have no personal stake, arguing that the practice is largely unregulated, can involve foreign entities, increases litigation abuse, and contributes to higher insurance and consumer costs. He said the bill is modeled on an NCOIL proposal and would require disclosure of TPLF agreements, with guardrails and reporting requirements on specified pages of the bill. He also noted a couple of drafting fixes, including adding the word “knowingly” and incorporating a missing section later.
Members raised questions about the bill’s foreign-entity language, especially the provision allowing a governor or the Department of Safety to designate a country as a threat to critical infrastructure. Representative Cole said he would have lawyers review that issue. Another member asked whether the bill would prohibit a party from obtaining outside funding for a lawsuit; Cole clarified that the bill is intended as a reporting measure, not a ban, and that disclosure would be required. He also said the bill is aimed at American citizens rather than foreign-backed financing, and that some states had considered caps on such arrangements, though this bill does not.
Brandon Gratz of the Attorney General’s office testified that the enforcement language appears too limited, because it would allow only civil penalties and not broader Consumer Protection Act remedies such as injunctions or restitution. He suggested the Attorney General may not have meaningful authority under the bill as written and raised possible insurance-law issues. Commissioner D.J. Benton-Court of the Insurance Department said the disclosure could help insurers better assess risk and potentially soften the hard insurance market by improving transparency, competition, underwriting, innovation, and claims management. He also said the bill likely needs further work on jurisdiction and enforcement, and that the committee may need to coordinate with the Attorney General, Insurance Department, and possibly banking regulators. No vote was taken in the portion provided.
TX
Texas 89th 2nd C.S.
Trade, Workforce & Economic Development Apr 2nd, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- The law governing in-home sales in Texas was enacted in-house. and consumers.
- I highlight four components of statute: Section 601.101, which ensures that consumers do not owe a payment
- Consumer protections like the three-day right to cancel are critical for consumers, including older adults
- Consumer protections, like the three-day right to cancel, are critical for consumers, including older
- If House Bill 3466 becomes law, consumers who And support.
Keywords:
school district, bond issuance, election dates, voter approval, Texas Education Code, HCR 9, Texas State Cemetery, Hill Country flood, July 4 2025 flood, Guadalupe River, Camp Mystic, memorial, monument, concurrent resolution, disaster remembrance, natural disaster, flood victims, survivors, State Preservation Board, Texas secretary of state
Summary:
The Committee on Trade, Workforce and Economic Development met with a quorum and moved quickly through a long agenda, hearing testimony and taking recorded votes on several bills. Early in the meeting, HB 2214 was laid out to exempt certain short-term residential leases and leaseback arrangements from flood-disclosure requirements; Texas Realtors supported the change, and the bill was left pending. The committee then voted out a series of pending measures, including HB 46, HB 186 (with a committee substitute), HB 431, HB 1147, HB 1154, HB 2468, HB 2488, HB 2788 (with a substitute), HB 2791 (with a substitute), HB 3260, and HCR 90, all reported favorably to the full House, with HB 1147 receiving two nays and the others passing unanimously or nearly so.
A major portion of the hearing focused on HB 112, which would create a Texas Science Park district and commission to support advanced manufacturing and innovation sites. The bill’s author and supporters, including Samsung Austin Semiconductor, the Texas Association of Business, and the Governor’s economic development office, argued it would strengthen supply chains, attract investment, and support national security and workforce development. Testimony described interest from semiconductor and advanced manufacturing companies and referenced the model of foreign science parks such as Sinshu in Taiwan. HB 112 was left pending after testimony.
The committee also heard HB 3698 and HB 3699, both related to unemployment insurance administration. HB 3698 would expand eligibility for the Reemployment Services and Eligibility Assessment program using federal funds, while HB 3699 would tighten the definition of “last work” to help the Texas Workforce Commission investigate UI fraud. Both bills were discussed with TWC resource witnesses and left pending after the committee withdrew the substitutes. HB 1349, which would extend HOA transparency and property-rights provisions to condominiums and refine HOA rules, and HB 621, which would require HOA meeting spaces to be available for residents to reserve for qualified political candidates or elected officials, were also heard and left pending. Finally, the committee heard HCR 9 to designate the first Saturday of each month as Small Business Saturday, HB 199 to index unemployment benefit duration to the state unemployment rate, and HB 3466 to exempt certain cancelable service contracts from Texas’s in-home sales cooling-off law; each drew supportive and opposing testimony and was left pending before adjournment.