Video & Transcript Research : 'consumer fraud'

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HI
Transcript Highlights:
  • So, it could be consumer price index, but we're looking at the Honolulu index because it's the most stable
  • So,<02:07:57.599> it<02:07:57.920> could<02:07:58.159> be<02:07:59.199> consumer
  • <02:07:59.679> price<02:08:00.000> index, So, it could be consumer price index, So,
  • it could be consumer price index, but<02:08:00.960> we're<02:08:01.199> looking<02:08:
Summary: The committee first took up HB 2611, which would prohibit algorithmic price-setting in Hawaii’s rental market, require public education by the Attorney General, and establish fines and penalties. The Department of the Attorney General opposed the bill, saying its language was too unclear and could expose landlords and agents to criminal and civil liability for ordinary rent-setting practices based on public information or assistance from property professionals. Members asked about antitrust standards, tacit agreement, and whether using county-published affordable-rent schedules would be unlawful; the AG said that would not be unlawful if based on public information and without collusion. Testimony was mixed, with the chair noting support from the Hawaii Civil Rights Commission, Hawaii Realtors with comments, 50501 Hawaii and General Strike Hawaii, Haloha Project, 13 individuals, and one opponent. The committee then heard HB 2102, which clarifies that residential projects involving ground disturbance in high-risk areas remain subject to state historic preservation review and removes an exemption for lands presumed nominally sensitive. The Office of Planning and Sustainable Development and the Department of Planning and Permitting supported the measure, saying it would improve clarity and ensure review focuses on projects most likely to affect historic properties or iwi kupuna, while also urging language refinements to better define sensitive sandy-soil areas and balance preservation with housing timelines. NAP Hawaii opposed the bill, arguing it would undo progress made last session and that the current process already includes protections for inadvertent discoveries and efficiency for lower-risk areas. The Office of Hawaiian Affairs strongly supported HB 2102, explaining it was responding to beneficiary complaints about late-added language in last year’s law and saying the nominally sensitive-area language should be removed because it was adopted without sufficient stakeholder input and could be harmful to iwi kupuna protections. Native Hawaiian Legal Corporation and several individuals also supported the bill. Committee discussion focused on how “nominally sensitive” areas are determined, whether project proponents could self-certify areas as exempt, and how high-density residential projects should be treated; SHPD said it uses survey and monitoring data to map sensitivity, that highly sensitive areas like Kīauea are not nominally sensitive, and that some high-density projects should remain exempt if they do not involve new ground disturbance. The hearing included no final vote in the portion provided, but the chair noted 48 individuals in support and continued questioning on the bill’s definitions and implementation.
HI

Hawaii 2026 Regular Session

GVO DEFER, GVO Public Hearings 02-05-2026

Government Operations

Summary: The committee met for decision-making on measures heard earlier in the week and took up a series of government operations, procurement, public records, public meetings, and related bills. Several measures were deferred one week to February 12, 2026, including bills on state construction projects, government accountability, gubernatorial appointments, the legislature, public procurement, and a bill on Hawaiian lei sales, largely so the committee could compare similar measures, address concerns, or integrate related reports. The committee also deferred SB 2449 on public meetings for the year, citing concerns that the proposed business-day definition was overly prescriptive and unnecessary. The committee passed several bills with amendments. These included measures clarifying UIPA applicability to records created or maintained by agencies, with amendments changing “government function” to “agency function” and committee report language noting Attorney General concerns and exempting ERS for now; SB 2811 on state building projects with technical amendments and a delayed effective date; SB 2809 on budget-related reports; SB 2336 on trees, with a Senate draft and removal of “political subdivision”; SB 2308 on small purchase vendor compliance, setting the threshold at $5,000 and adding a delayed effective date; SB 2601 on procurement, reorganizing misdemeanor language and leaving funding/FTE issues to Ways and Means; SB 2219 on a capital visitor center working group; and SB 2849 on public meetings, with technical amendments and a delayed effective date. Bills on neighborhood board concerns and public notice were also adopted, with SB 2929 drawing testimony both for and against. Testimony was generally supportive on procurement and small business measures, especially SB 2928 establishing permanent small business procurement coordinator positions, which drew strong support from the State Procurement Office, DBEDT, the Chamber of Commerce, DOT, the Ethics Commission, and others. On public notice, the County of Maui supported allowing website posting, while another witness raised concerns about accessibility, centralized notice locations, and impacts on kūpuna and people with disabilities. On search and rescue, the committee heard support for creating a statewide coordination structure, along with discussion of where such an office should reside; the Attorney General raised constitutional and placement concerns, while witnesses suggested law enforcement, DLNR, or DoD as possible homes. The committee also heard support for a bill protecting home addresses of covered public servants and candidates, though the Public First Law Center urged broader coverage and a better fit with existing law.
HI

Hawaii 2026 Regular Session

GVO Public Hearing 02-03-2026

Government Operations

Summary: The committee heard several government operations measures, beginning with SB 2064 on state construction projects, which would create an office of the state architect within DAGS to oversee design review and approvals for state construction. DAGS said it stood on its written testimony, DECAB supported the bill, DOT supported it, and HGA opposed it. No audience testimony or member questions were taken, and the chair moved on. The committee then took up SB 2312 on government contracts, which would make records held by private contractors performing government functions subject to UIPA. The State Procurement Office, Attorney General, OIP, ERS, DHS, and HGA offered comments or opposition, while the League of Women Voters, Public First Law Center, All Hawaii News, Grassroots, and several individuals supported the bill. Public First Law Center argued the bill closes a loophole and does not expand or reduce existing exemptions, while OIP and others raised concerns about privacy, confidential information, and the need for clearer procedures. Members discussed possible clarifying amendments, including changing “government function” to “agency,” and the bill was left for further consideration. Other measures discussed included SB 2662 on government accountability, which would require justification and caps for external consultants; ERS and DOT opposed it, while the American Council of Engineering Companies of Hawaii and Airlines Committee of Hawaii argued consultants are often more efficient and necessary for major projects. The committee also heard SB 2744 on due process, for which no testimony was received; SB 2809 on budget-related reports, with comments from B&F and the Tax Foundation; SB 2862 on gubernatorial appointments, opposed by the Governor’s Office and the Hawaii Correctional System Oversight Commission and supported by one individual; a bill on continuous legislative sessions, with comments from B&F, LRB, and Hope for Hawaii; SB 2336 on tree management standards, supported by an individual and the Outdoor Circle; and SB 2075 on public procurement local preferences, which drew broad support with comments from SPO and the Attorney General and discussion of simplifying the preference structure. No votes were taken in the excerpt, and the chair repeatedly moved measures along after testimony and questions.
TX

Texas 89th Regular

Trade, Workforce & Economic Development May 21st, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • Members, remember this bill by Senator West relating to the responsibility of consumer reporting agencies
  • to ensure compliance with certain consumer protections. ...reporting laws.
  • or discriminate against consumers.
  • Justice Rogers is dedicated to ensuring that every consumer has equal access to professional service
  • You can't lie to somebody; you can't lie to a consumer about the condition, you know, that.
TX

Texas 89th Regular

Public Health May 12th, 2025

Public Health

Transcript Highlights:
  • We'd also like to see language added that requires consumer disclosure to inform the client. ...that
  • These advertisements represent a deceptive marketing tactic that entices minors to produce and consume
  • certification suspended due to putting patients at risk, not complying with ongoing requirements, committing fraud
  • Yet, because I chose not to participate in the expensive, time-consuming maintenance of certification
TX
Transcript Highlights:
  • right now for waste and abuse within a medical practice for a physician whatsoever. ... or outside fraud
  • The consumer protections and disclosure provisions mirror a similar law that Oklahoma has. just passed
  • The bill accomplishes this while adding real consumer protections that go far beyond what is required
  • We worked with the industry and consumer groups to ensure this bill holds all referral agencies to the
  • DME reported... ...me at Memorial Hermann, home health service lines were rife with fraud and abuse at
TX
Transcript Highlights:
  • A bill as filed, so the filed version of 1383, would have gutted consumer protections for families and
  • balances a more flexible pricing arrangement for referral agencies while holding true to established consumer
  • Lost Occupations Code, Chapter 102-007-a-5, which requires referral agencies to show interested... consumers
TX

Texas 89th Regular

Health and Human Services (Part II) Apr 9th, 2025

Health & Human Services

Transcript Highlights:
  • want to take a moment to clarify, the bill as filed, so the filed version of 1383 would have gutted consumer
  • balances a more flexible pricing arrangement for referral agencies while holding true to established consumer
  • lost occupations Code chapter 102 007 Li A5, which requires referral agencies to show interested consumers
  • all of the healthcare providers meeting that that consumer stated criteria in the geographic location
TX

Texas 89th Regular

Health and Human Services (Part I) Apr 9th, 2025

Health & Human Services

Transcript Highlights:
  • Insurance and HMOs can only review past treatments to deny payment if they suspect fraud or improper
  • billing. ...to deny payment if they suspect fraud or improper billing.
  • There are protections for outside fraud.
  • Home health service lines were rife with fraud and abuse at that time.
  • Home health service lines were rife with fraud and abuse at that time.
Summary: The Senate Committee on Health and Human Services met with several members initially absent, then later established a quorum. The committee heard multiple bills, with most testimony focusing on access to care, insurance practices, senior safety, and health care worker protections. Several bills were laid out with committee substitutes, and public testimony was limited to two minutes per witness. Most bills were left pending after testimony, with no final votes taken in the portion provided. Senate Bill 2069 would create a work group to study the feasibility of a statewide acute psychiatric bed registry; the substitute shifts appointment authority to the Health and Human Services Commissioner and extends reporting and sunset dates. Senate Bill 463 would expand workplace violence protections to additional hospice, home and community support, intermediate care, and state-supported living center settings. Senate Bill 1283 would require background checks and transparency measures for senior retirement communities after testimony about the Dallas-area serial killings of elderly residents. Senate Bill 1784 would require 60 days’ written notice before medical debt is sent to collections. Senate Bill 527 would require medical insurance coverage for general anesthesia for medically necessary pediatric dental procedures for children under 13 with qualifying conditions; pediatric dentists testified that denials delay needed care. A major portion of the meeting centered on prior authorization. Senate Bill 1380 would eliminate prior authorization for a broad list of services, including emergency, primary, mental health, substance use, chemotherapy, preventive, pediatric hospice, and certain chronic-condition care. Physicians and hospice advocates supported the bill, describing delays, administrative burden, and patient harm, while health plans opposed blanket exemptions and argued prior authorization helps prevent unnecessary care and control costs. Relatedly, Senate Bill 547 would require insurers to report gold-card prior authorization exemptions to TDI and create a centralized database and annual report; TMA supported better tracking, while health plans warned of duplicative reporting and administrative cost. Senate Bill 407 would require health care facilities to honor conscience- and religion-based vaccine exemptions for employees, with testimony from a physician and vaccine-choice advocate supporting the bill. The committee also heard Senate Bill 1383, which would regulate senior living referral agencies, allow more flexible compensation structures, and add disclosure and consumer protections; an out-of-state referral company and A Place for Mom supported it. Senate Bill 1511 would allow freestanding emergency centers to provide outpatient services in addition to emergency care, with consumer protections such as estimates, limits on facility fees, and restrictions on balance billing. The chair repeatedly announced that bills were being left pending after testimony, and no final committee action or recorded votes were taken in the transcript provided.
TX
Transcript Highlights:
  • SB 331 is intended to allow the consumer to select health care treatments that align with their best
  • SB 1522 modernizes the Continuing Care Retirement Community statute and strengthens consumer protections
  • If providers are confused about what constitutes a CCRC, we can be certain that consumers are confused
  • Finally, it has consumer protections.
  • Senate Bill 1522 offers greater consumer protection by clarifying what constitutes continuing care and
TX

Texas 89th Regular

Insurance Mar 26th, 2025

Insurance

Transcript Highlights:
  • It allows more choice for consumers and allows insurance.
  • Consumers buy things; we normally do it based on quantity, quality, and price.
  • And this gives the ability for the consumer to have a little more market strength.
  • There's not enough consumers of the product.
  • This change ensures that consumers receive clear and timely information.
TX

Texas 89th Regular

Insurance Mar 26th, 2025

Insurance

Transcript Highlights:
  • Market in Texas, and so as consumers, it's important to know.
  • It's hell for consumers to know what's happening.
  • This is a consumer rights issue.
  • But that would be a choice for the consumer then, right? That would be a choice for the consumer.
  • end consumer—needs to know that that's there.
CA

California 2025-2026 Regular Session

Assembly Floor Session May 11th, 2026

California House Floor Meeting

Transcript Highlights:
  • Enteral formula is a nutritional formula designed for people who cannot consume food normally.
  • Enteral formula is a nutritional formula designed for people who cannot consume food normally.
  • But as I stated, there are less than four instances of voter fraud for every 10 million votes cast by
  • They found no systemic instances of voter fraud in the United States.
  • fraud, is that erodes voters' faith in our democracy.
Keywords: 988, house, all
Summary: The Assembly convened after initially lacking a quorum, completed the prayer and pledge, and then held a lengthy Asian American and Pacific Islander Heritage Month ceremony. Members from both parties and several caucuses spoke in support of HR 107, emphasizing AAPI contributions, resilience, and the need to oppose hate and discrimination. The resolution was adopted by voice vote, and the chamber then recognized 13 honorees for the 2026 observance, including community leaders, educators, advocates, business leaders, and cultural institutions. After guest introductions, the Assembly took up the Daily File and passed a series of measures, including AB 2050 on HOA reserve funding, AB 2106 on lawsuits involving licensed design professionals, AB 1794 on direct home delivery of enteral formula, AB 1829 on CalWORKs-related student aid, AB 2038 extending wildfire insurance moratorium protections, AB 2281 on election cybersecurity, AB 2448 on protecting sensitive medical information, AB 2568 on water district board compensation, and AB 1658 on county public contract change-order authority. Most of these bills passed with broad support, though AB 2050, AB 2038, and AB 2448 drew some no votes. The Assembly also adopted AJR 29, a resolution opposing a federal executive order affecting vote-by-mail and election administration, after a contentious floor debate over election trust, voter access, and decorum. Additional measures passed unanimously or near-unanimously, including AB 2125 on notice in water-rights adjudications, AB 2784 on State Bar fees, AB 1614 on e-bike passenger restrictions, AB 2503 on high school heat safety guidelines, AB 1703 on osteopathic title protections, AB 1920 on community college Promise eligibility, AB 1999 on veterinary workforce and animal shelter care, and ACR 123 recognizing Duan Wu Jie. The chamber then began consideration of ACR 189 designating May 2026 as Foster Youth Awareness Month, with supportive remarks from members, before the transcript cuts off.
NH

New Hampshire 2025 Regular Session

Senate Commerce (04/08/2025)

Commerce

Transcript Highlights:
  • <00:15:16.560> off premises or taken away and consumed off premises or taken away and consumed
  • He also said there is significant fraud in the system, though personally he has seen very little fraud
  • Yes, there are very few fraud complaints that go to Troop G.
  • There are two types of business fraud.
  • So we were able to create, you know, a fraud profile that we could use with our systems.
Keywords: 1191, senate, all
AZ

Arizona 2026 Regular Session

02/11/2026 - House Government #2

Transcript Highlights:
  • One just has some headlines for some deed fraud bills, or deed fraud that has occurred in Arizona.
  • One just has some headlines for some deed fraud bills, or deed fraud that has occurred in Arizona.
  • In the last two years, we had 300 complaints regarding real estate fraud.
  • It's a classic battle between customer service and fraud prevention.
  • I've personally witnessed the devastation caused by deed fraud.
Keywords: 1182, all
Summary: The committee heard HB 2842, a deed-fraud prevention bill that would create an early alert system for property owners when escrow is opened on their property. The sponsor and several witnesses, including a victim, an Attorney General investigator, and the Department of Real Estate commissioner, described widespread deed fraud and said the bill would provide proactive notice before a fraudulent transfer is completed. The committee adopted the Blackman amendment shifting the reporting entity from DIFI to the State Real Estate Department, then passed the bill with a due pass recommendation by a 7-0 vote. Members then considered HB 2667, which would require recipients of state first-time homebuyer or down payment assistance programs to be Arizona residents for two years and to occupy the home as a primary residence for two years, while barring out-of-state investors from using the homes as rentals. The sponsor said the bill was intended to help younger Arizonans and keep assistance focused on residents invested in the state. Opponents and other members raised concerns that the bill could conflict with existing federal and lender requirements and could reduce participation in local down payment programs; after discussion, the committee passed the bill 4-3. HB 2020 was heard next and would reduce certain school-disruption offenses to a class 1 misdemeanor for minors and narrow the definition of interference with an educational institution. The sponsor and a parent described a case in which a student was charged too harshly after a school altercation, while a public commenter urged case-by-case discretion and warned against saddling children with felonies. The committee passed the bill 4-3. The committee also advanced HB 2793, which streamlines annexation procedures for single-owner annexations and updates notice rules, including electronic newspaper publication. After adopting two amendments, members passed it 4-3. HB 2327, which allows eligible individuals to restrict public access to certain identifying information held by county recorders, assessors, and treasurers, passed unanimously. HB 2858, creating a 1% Arizona-bidder preference in certain state procurement ties, also passed unanimously after amendment. HB 2660, which adds procedural protections and oversight for health profession licensing board actions, passed 4-2 after testimony from the sponsor and a physician who said board actions had chilled speech and due process. Finally, HB 2063, appropriating $1.5 million for the Independent Correctional Oversight Office, passed unanimously after strong support from oversight advocates and former corrections stakeholders, and HB 2681, extending civil-service appeal deadlines from 10 calendar days to 10 business days, also passed unanimously. The committee then discussed HB 2812, which would raise the sick-leave payout cap for retiring state employees from $30,000 to $57,000; witnesses supported the increase and members began discussing a possible amendment to allow retirees to transfer the payout into a health savings arrangement, but the transcript ends before final action on that bill.
NH

New Hampshire 2026 Regular Session

Senate Judiciary (01/13/2026)

Judiciary

Transcript Highlights:
  • Our member banks are on the front lines of detecting and responding to fraud that targets individuals
  • I wanted to highlight some statistics on fraud from the Federal Trade Commission in 2024.
  • New Hampshire's current identity fraud New Hampshire's current identity fraud statute<00:54:09.080
  • > fraud Updating the fraud identity fraud Updating the fraud identity fraud statute<00:55:07.520
  • , fraud monitoring, and incident<00:55:19.000> response.
Keywords: 1191, senate, all