Video & Transcript : 'underwriting restrictions' :
Page 4 of 500
NM
Committee:
House House Judiciary
Keywords:
mental health, commitment, involuntary commitment, civil commitment, assisted outpatient treatment, AOT, court-ordered treatment, behavioral health, psychiatric hold, danger to self, danger to others, suicide prevention, self-harm, homicide risk, capacity, decisional capacity, guardianship, treatment guardian, crisis stabilization, crisis triage center
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Consumer Protection and Professional Licensure Feb 4th, 2026
Joint Committee on Consumer Protection and Professional Licensure
Transcript Highlights:
- prevalence of digital course materials and automatic textbook billing has limited consumer choice and restricted
Keywords:
cosmetology, cosmetologist, beauty industry, hairdresser, esthetician, salon, licensure compact, interstate compact, multistate license, license reciprocity, professional licensure, occupational licensing, workforce mobility, license portability, military spouse, military family, background check, disciplinary action, scope of practice, consumer protection
WA
Washington 2025-2026 Regular Session
House Technology, Economic Development, & Veterans Jan 23rd, 2026 at 10:30 am
Technology, Economic Development, & Veterans
Keywords:
fire services, reimbursement, state agencies, local jurisdictions, mobilization plan, military justice, victims' rights, militia, Washington code, legal protections, artificial intelligence, AI regulation, algorithmic discrimination, high-risk AI, machine learning, generative AI, synthetic content, impact assessment, risk management policy, consumer protection
TX
Committee:
House State Affairs
Keywords:
biological sex, government information, definitions, sex-based distinctions, public health, flags, display, state law, municipalities, government buildings, drug enforcement, local control, home rule, municipal charter, county policy, ordinance preemption, state preemption, attorney general enforcement, civil penalties, mandamus
TX
Transcript Highlights:
- Abortion pills are a necessary part of health care when your legislature has restricted access to those
- The answer is not restriction on knowledge or medicine.
- We don't need the Texas government to waste tax dollars restricting freedom of travel and freedom of
- By restricting local communities' abilities to represent their own values, HB3990 turns public spaces
- The bill does not create any new restrictions.
Committee:
House State Affairs
Keywords:
HB 229, Texas, political subdivision, local government, county dues, county association, state association of counties, lobbying, lobbyist, public funds, taxpayer lawsuit, injunctive relief, attorney's fees, Government Code Chapter 556, Local Government Code Section 89.002, legislative advocacy, municipal government, county government, city government, special district
TX
Transcript Highlights:
- And then we learned that there were no restrictions against him from moving back next door to us.
- This bill removes the nighttime restriction and clarifies when deadly force is legally justified.
- It only clarifies the nighttime restriction on two of the charges.
- It only clarifies the nighttime restriction on two of the charges.
- I haven't eliminated the restrictions. I haven't broadened anything.
Bills:
HB 1194 , HB 1221 , HB1738 , HB1913 , HB2177 , HB2178 , HB2180 , HB2229 , HB2282 , HB2448 , HB2492 , HB2777 , HB2984 , HB3357 , HB3553 , HB3602
Committee:
House Criminal Jurisprudence
Keywords:
emergency protection order, protective order, magistrate, criminal procedure, victim safety, family violence, domestic violence, stalking, assault, magistrate's order, temporary protection, court order duration, defendant restrictions, Article 17.292, Texas Code of Criminal Procedure, emergency restraining order, victim protection, firearm restriction, pretrial intervention, reimbursement fee
Summary:
The committee first took up House Bill 2777 by Representative Rose, which would bar the death penalty for defendants who can prove by clear and convincing evidence that they had schizophrenia or schizoaffective disorder and active psychotic symptoms at the time of the offense. Rose said the bill would still hold defendants accountable through life without parole, would save money by avoiding lengthy capital litigation, and would address cases where severe mental illness was not adequately considered. Supporters from NAMI Texas, the Catholic bishops, and a forensic psychologist said the bill is narrowly tailored, consistent with neuroscience and moral principles, and would prevent executions of people whose psychosis substantially impaired reality testing. Committee members questioned how the bill interacts with existing competency and insanity law, whether the diagnosis is sufficiently defined, and whether the statute requires active psychosis at the time of the offense. An opponent argued the death penalty should remain available for juries to decide in all cases. The bill was left pending.
The committee then heard House Bill 1221 by Representative Lozano, which would raise the cap on pretrial intervention program fees from $500 to $1,200. Lozano and a district attorney witness said the increase is needed because program costs have risen and the fees help make diversion programs self-sustaining, allowing first-time or low-level offenders to complete rehabilitation and potentially obtain expunction. Opponents from the Texas Fair Defense Project argued the higher fee could make diversion unaffordable for indigent defendants and undermine an important alternative to incarceration, especially where related supervision and monitoring costs already add up. Members discussed whether the fee applies only to PTI participants, how payment plans and waivers work, and whether ability to pay should be addressed more explicitly. The bill was left pending.
Finally, the committee heard House Bill 1738 by Representative Jones, which would repeal Penal Code Section 21.06 and related Health and Safety Code references concerning homosexual conduct. Jones said the law is unconstitutional under Lawrence v. Texas, remains harmful on the books, and has led to confusion and unnecessary costs even though it is unenforceable. Supporters said the bill simply removes outdated language and protects civil liberties, while opponents from Texas Values argued the statute still serves as a statement that homosexual conduct is unacceptable and should remain as a warning, even if unenforceable. Members debated whether the law’s remaining language is merely symbolic or still harmful, and whether other criminal statutes already cover conduct such as prostitution, incest, and offenses involving minors. The bill was left pending after testimony.
TX
Transcript Highlights:
- However, Texas law lacks a similar restriction for those on the state registry.
Bills:
HB47 , HB1552 , HB1686 , HB1953 , HB2151 , HB2355 , HB2582 , HB2697 , HB2895 , HB3073 , HB3418 , HB47
Committee:
House Criminal Jurisprudence
Keywords:
sexual assault, victim rights, forensic examination, medical care, trauma-informed care, crime victims compensation, evidence retention, child sexual abuse material, child pornography, digital services, reporting requirements, children's protection, sex offender registration, indecent assault, educator-student relationship, criminal justice, legislation, crime victims, compensation fund, information disclosure
TX
Transcript Highlights:
- The phrase "limits recovery of non-economic damages" means there's a restriction.
- Higher umbrella litigation reform will bring competition back and interest to underwrite commercial auto
- the patients under their insurance is not a possibility given the clawback... ...clauses and our restrictions
Bills:
SB30 , SB517 , SB1313 , SB1314 , SB1316 , SB1541 , SB1698 , SB1845 , SB1860 , SB2420 , SB2429
Committee:
Senate State Affairs
Keywords:
gambling, criminal offenses, penalties, defense, electronic devices, tobacco advertising, youth protection, public health, criminal offense, retailer regulation, e-cigarettes, nicotine products, health, public safety, regulation, advertising restrictions, health and safety, elections, election audit, county elections
Summary:
The Senate Committee on State Affairs convened to discuss several critical pieces of legislation including SB30 and SB38. Senator Betancourt introduced a committee substitute for SB38 which underwent a smooth adoption process, moving it favorably toward the Senate. The meeting featured a mix of invited testimonies where both proponents and opponents took the floor. One notable highlight included a testimony from Melissa Casey, who criticized the current legal state as prone to fraud and detrimental to both insurers and the public at large, contending that it inflated insurance costs across the board. The discussions delved deeply into the implications of the bills on judicial processes and potential insurance ramifications, with spirited debates surrounding issues of non-economic damages and jury rights.
The atmosphere remained engaged as committee members heard varied perspectives on the bills, showcasing a robust democratic process. The meeting underscored the importance of public testimony in shaping legislation, ensuring that multiple voices were considered as the committee pressed on towards making decisions that affect the legal landscape of Texas.
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Apr 14th, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- section two, it reads that what would be repealed, it says No greater or additional burdens or restrictions
Bills:
HB3312 , HB3700 , HB2981 , HB2961 , HB3016 , HB4478 , HB4326 , HB3025 , HB3710 , HB4125 , HB2951 , HB3082 , HB4142 , HB4106 , HB1752 , HB3268 , HB4440 , HJR1067 , SB1144 , SB1145 , SB1146 , SB1147 , SB1148 , SB1156 , SB1157 , SB1158 , SB1159 , SB1161 , SB1162 , SB1163 , SB1164 , SB1165 , SB1166 , SB1149 , SB1167 , HJR1024 , SB1174 , SB1175 , SB1176 , HB3419 , HB3748 , HB4335 , HB3057 , HB3279 , HB4428 , HB3420 , HB3040 , HB4140 , HB1638 , HB3298 , HB4113 , HB1082 , HB4301 , HB3269 , HB3587 , HB4226 , HB4324 , HB4339 , HB4342 , HB3278 , HB3996 , HB4236 , HB4352
Keywords:
firearm safety, public schools, education policy, student safety, gun control, opt-out option, grading system, student assessment, academic integrity, state funding, opinion conduct, open meetings, school boards, transparency, public access, education governance, HB2961, TSgt Marshal Dakota Roberts Gold Star Survivor Act, Gold Star family, Gold Star recipient
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Apr 14th, 2026 at 09:30 am
Oklahoma Senate Floor Meeting
Bills:
HB3312 , HB3700 , HB2981 , HB2961 , HB3016 , HB4478 , HB4326 , HB3025 , HB3710 , HB4125 , HB2951 , HB3082 , HB4142 , HB4106 , HB1752 , HB3268 , HB4440 , HJR1067 , SB1144 , SB1145 , SB1146 , SB1147 , SB1148 , SB1156 , SB1157 , SB1158 , SB1159 , SB1161 , SB1162 , SB1163 , SB1164 , SB1165 , SB1166 , SB1149 , SB1167 , HJR1024 , SB1174 , SB1175 , SB1176 , HB3419 , HB3748 , HB4335 , HB3057 , HB3279 , HB4428 , HB3420 , HB3040 , HB4140 , HB1638 , HB3298 , HB4113 , HB1082 , HB4301 , HB3269 , HB3587 , HB4226 , HB4324 , HB4339 , HB4342 , HB3278 , HB3996 , HB4236 , HB4352
Keywords:
firearm safety, public schools, education policy, student safety, gun control, opt-out option, grading system, student assessment, academic integrity, state funding, opinion conduct, open meetings, school boards, transparency, public access, education governance, HB2961, TSgt Marshal Dakota Roberts Gold Star Survivor Act, Gold Star family, Gold Star recipient
LA
Transcript Highlights:
- And so I'm certainly open to expanding that if we need to, if we feel like it's too restrictive because
- This bill only restricts license-compliant local contractors.
- So this piles on more restrictions without fixing the enforcement issue, which is what I hope we can
- I know that we all have a time restriction, but look, Mr. Chairman, you’ve got $2 billion...
Keywords:
home inspectors, board membership, licensing, term limits, Louisiana State Board, utility, reimbursement, overcharges, consumer protection, economic relief, hidden fees, junk fees, drip pricing, price transparency, mandatory fees, surcharges, unfair trade practices, advertising disclosures, total price, service fees
WA
Washington 2025-2026 Regular Session
House Technology, Economic Development, & Veterans Jan 27th, 2026 at 10:30 am
Technology, Economic Development, & Veterans
Keywords:
artificial intelligence, AI regulation, algorithmic discrimination, high-risk AI, machine learning, generative AI, synthetic content, impact assessment, risk management policy, consumer protection, civil rights, discrimination, facial recognition, automated decision-making, deployers, developers, Washington RCW, Title 19 RCW, employment, housing
AZ
Transcript Highlights:
- They are very excited to talk about educational parameters, restrictions, supporting this amendment.
Bills:
HB2049 , HB2050 , HB2051 , HB2072 , HB2082 , HB2085 , HB2177 , HB2178 , HB2179 , HB2183 , HB2195
Committees:
House Health & Human Services , House House Health & Human Services Committee of Reference
Keywords:
radiation therapy, particle accelerator, critical access hospitals, patient care, rural healthcare, radiologic technologist, radiologist assistant, radiology, imaging, x-ray, diagnostic x-ray, fluoroscopy, mammography, computed tomography, CT technologist, nuclear medicine technologist, bone densitometry, radiation safety, radiation licensing, scope of practice
WA
Transcript Highlights:
- So we'll start with her bill: Senate Bill 6054, concerning unreasonable restrictions on wildfire home-hardening
- In addition, there are restrictions on lot size.
- The restrictions like the 150 feet from the main dwelling, a discussion this morning with some of the
Committee:
Senate Housing
Keywords:
building code, scissor stairs, safety regulations, construction standards, statebuilding regulations, residential building, construction permits, housing development, planning efficiency, state regulations, wildfire, home hardening, fire-resistant materials, fire-hardened building materials, common interest communities, homeowners association, HOA, condominium, condo association, wildland urban interface
US
US Federal 2025-2026 Regular Session
Business meeting to consider S.28, to require the disclosure of a camera or recording capability in certain internet-connected devices, S.97, to require SelectUSA to coordinate with State-level economic development organizations to increase foreign d Mar 12th, 2025 at 08:30 am
Commerce, Science, and Transportation Committee
Transcript Highlights:
- This bill standardized digitizes and maps fishing restrictions in federal waters.
- which directs the U.S., directs SelectUSA to invest in the efforts to attract foreign the industry restricted
Bills:
SB244 , SB28 , SB289 , SB323 , SB389 , SB414 , SB428 , SB433 , SB582 , SB613 , SB759 , SB792 , SB841 , SB843 , SB97
Keywords:
national security, cybersecurity, consumer technology, routers, modems, study, communication, consumer protection, smart devices, transparency, internet-connected devices, FTC enforcement, sodium nitrite, poisoning prevention, youth safety, consumer product safety, banned hazardous product, Consumer Product Safety Act, CPSA, hazardous household products
Summary:
The Senate Committee on Commerce, Science, and Transportation held an important meeting where they discussed various bills aimed at addressing pressing issues like consumer protection, technology, and environmental management. Chairman Cruz opened the meeting by emphasizing the role of subpoenas in ensuring accountability and oversight, highlighting a recent compliance from several parties following such threats. The meeting progressed to consider several bills, including the Romance Scam Prevention Act championed by Senator Blackburn, which seeks to protect vulnerable populations from online dating scams that have resulted in enormous financial losses, particularly among seniors. The committee also nominated Michael Kratios for the Office of Science and Technology Policy and Mark Medder for the Federal Trade Commission, underscoring the significance of leadership in fostering innovation and consumer protection in technology sectors.
CA
Transcript Highlights:
- I'd like to welcome Kyle Belleville, Vice President of Product and Underwriting from the California FAIR
- And joining us today is Kyle Belleville, FAIR Plan Vice President, Product and Underwriting.
- The FAIR Plan, as you know, doesn't necessarily underwrite policies unless you're a meth house.
- or geographic restrictions or insured value restrictions or a restriction on the number of applications
- or geographic restrictions or insured value restrictions or a restriction on the number of applications
Committee:
House Insurance
NM
New Mexico 2025 Regular Session
IC - New Mexico Finance Authority Oversight Aug 11th, 2025
New Mexico Finance Authority Oversight Committee
Transcript Highlights:
- Those are all the underwriting firms.
- In this case, our lead underwriter for the 25 C's is B of A.
- The underwriter, B of A Securities, will agree or disagree.
- To the underwriters to help make that deal more marketable.
- I spoke to the lead underwriter a week or two ago.
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee Apr 21st, 2026
Privacy and Consumer Protection
Transcript Highlights:
- In other words, insurers can still evaluate Used to make underwriting decisions.
- But there are restrictions on our access to. before we even knew what a gene was.
- It's the test they can't use on its own to underwrite.
- You told us about underwriting. I think Assembly Member Erwin asked you about this.
- Isn't it true that underwriting has always been involved in managing uncertainty?
Committee:
House Privacy and Consumer Protection
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee Apr 21st, 2026
Transcript Highlights:
- In other words, insurers can still evaluate Used to make underwriting decisions.
- But there are restrictions on our access to. before we even knew what a gene was.
- And the purpose of underwriting is to... My medical expertise and how I apply it.
- It's the test they can't use on its own to underwrite.
- Isn't it true that underwriting has always been involved managing uncertainty?
Summary:
The committee heard several bills focused on privacy, accessibility, labor, and public safety. AB 1798 by Assemblymember Wilson would bar life and disability insurers from using non-diagnostic genetic information, including direct-to-consumer test results, in underwriting. Supporters argued the bill would protect privacy and encourage genetic testing, while insurers opposed it as unnecessary and said genetic data should be treated like other predictive health information. The bill passed the committee on a 7-0 vote and was held open for absent members.
AB 2190 by Assemblymember Wallace would create website accessibility standards based on WCAG guidelines and add affirmative defenses intended to reduce serial litigation while improving access for people with disabilities. Disability advocates supported the measure as a needed civil-rights update, while business groups warned it could increase liability and create unclear compliance obligations. The bill passed 9-0 and was sent to Appropriations.
AB 2721 by Assemblymember Carrillo would require hotels to post notice when they know or should know that U.S. Customs and Border Protection or ICE are using the premises, with supporters saying workers and guests deserve transparency and safety. Hotel and business groups opposed it, citing privacy, liability, and concerns about interfering with federal operations. The committee voted 6-2 to pass the bill to Appropriations, with the roll left open. AB 2027 by Assemblymember Ward would restrict employers from using worker data to train AI systems that replace workers and limit sharing of worker data for automation; labor groups supported it and business and public-sector groups opposed it as too broad. The bill passed 7-2 to Appropriations, with the roll left open. The committee also heard AB 1837 by Assemblymember Mark Gonzalez, which would extend and tighten privacy rules for transit agencies’ use of forward-facing cameras to enforce bus-lane violations; supporters said the cameras improve transit flow and safety, and the bill was presented with amendments, though no final vote is reflected in the transcript excerpt.
CA
California 2025-2026 Regular Session
Assembly Insurance Committee Mar 18th, 2026
Transcript Highlights:
- I'd like to welcome Kyle Belleville, Vice President of Product and Underwriting from the California Fair
- I'd like to welcome Kyle Belleville, Vice President of Product and Underwriting from the California Fair
- And joining us today is Kyle Bellville, Fair Plan Vice President, Product and Underwriting.
- The Fair Plan, as you know, doesn't necessarily underwrite policies unless you're a meth house.
- or geographic restrictions or insured value restrictions, or a restriction on the number of applications
Summary:
The Assembly Insurance Committee held its first outcomes review oversight hearing on the residential fair plan clearinghouse program created by AB 3012. Chair and members focused on whether the program is actually helping depopulate the California Fair Plan and move policyholders back to the voluntary market. The Fair Plan and Department of Insurance testified that the program exists as a platform for admitted and, in some cases, non-admitted insurers to review Fair Plan policies and make offers through the broker of record, but they acknowledged limited participation and limited results. CDI said it has received no formal complaints specific to the clearinghouse, but identified obstacles including only 11 participating residential insurers, the broker-of-record requirement, compensation and appointment issues, and the lack of direct consumer contact. CDI said about 730 residential risks have moved to voluntary market coverage through the program from June 2021 through April 30, 2025, and opt-outs are under 1%.
Committee members pressed witnesses on the program’s opacity, the lack of data on offers made versus policies actually moved, and whether the clearinghouse is functioning as intended. CDI and the Fair Plan said they do not have data on how many offers have been made, only on cancellations that are self-reported and marked as clearinghouse-related. Members also raised regional growth in Fair Plan enrollment, especially on the Central Coast, and concerns about underinsurance when policyholders move back to the regular market. CDI recommended more mandatory reporting, broader broker education, possible direct offers to policyholders after a period of time, and changes to commission and appointment rules to reduce barriers to insurer participation.
The second panel of industry witnesses generally agreed the clearinghouse is not a stand-alone solution and said its effectiveness depends on a healthier admitted market and actuarially sound Fair Plan rates. Independent agents and brokers, admitted-market insurers, and surplus lines representatives said the current system is constrained by low rate adequacy, limited insurer appetite for high-risk properties, operational friction, and misaligned incentives. Several witnesses suggested improvements such as better data sharing, clearer depopulation procedures, stronger broker education, and more flexible appointment or compensation rules. Some supported giving the program more time under the Sustainable Insurance Strategy, while others said the Legislature should consider whether to strengthen, modify, or potentially sunset the program if it continues to produce limited results. A public witness later reported that a new carrier had recently joined the clearinghouse and was working with brokers to bring in additional capacity.