Transcript Highlights:

• First item on the agenda is HB 2270 HD1 SD1, relating to the down payment loan assistance program.
• This bill amends the down payment loan assistance program by removing the prohibition on combined loan-to-value
• This bill amends the down payment loan This bill amends the down payment loan assistance<00:11:32.200
• program by removing the assistance program by removing the prohibition<00:11:33.760> on<00:11
• a program.

Bills: SB2057, SB2109, SB2400, HB1752, SB2599, SB2930

Keywords: immigration enforcement, sanctuary policy, detainer, ICE, federal immigration authorities, 8 U.S.C. 1357(g), 8 U.S.C. 1373, 8 U.S.C. 1644, deportation, undocumented immigrants, noncitizen, migrant rights, local police cooperation, law enforcement cooperation, hold request, judicial warrant, probable cause, civil immigration enforcement, county police, state police

Transcript Highlights:

• programs.
• This just ensures that they have a loan repayment program and that there are different opportunities
• During the previous administration, the Biden administration tried to enact a loan for program that was
• But still, I wouldn't want to use my taxpayers' money to fund... loan repayment program.
• One is I oppose loan forgiveness programs generally.

Bills: SB4, SB23, SB3, SJR2, SJR85, SB34, SB60, SB75, SB706, SB1814, SB1220, SB523, SB565, SB1253, SB840, SB764, SB2383, SB2155, SB1535, SB1405, SB1423, SB1566, SB1804, SB1728, SB1816, SB1952, SB1948, SB2037, SB2068, SB1455, SB213, SB243, SB627, SB646, SB670, SB896, SB917, SB1184, SB971, SB1255, SB1261, SB1283, SB1358, SB991, SB1733, SB21, SB231, SB739, SB1252, SB1371, SB664, SB40, SB9, SJR1, SB687, SB1332, SB458, SB482, SB927, SB984, SB651, SB1620, SB2124, SB2448, SB841, SB843, SB402, SB2662, SB2053, SB2332, SB2112, SB745, SB1247, SB1789, SB27, SB207, SB2938, SB1901, SB1227, SB1248, SB912, SB1321, SB2143, SB2145, SB1497, SB1239, SB2180, SB1388, SB1662, SB1951, SB1537, SB493, SB378, SB1020, SB1018, SB992, SB958, SB920, SB1350, SB1762, SB552, HCR109, SB2185, SB4, SB23, SB3, SJR2, SJR85, SB34, SB60, SB75, SB706, SB1814, SB1220, SB523, SB565, SB1253, SB840, SB764, SB2383, SB2155, SB1535, SB1405, SB1423, SB1566, SB1804, SB1728, SB1816, SB1952, SB1948, SB2037, SB2068, SB1455, SB213, SB243, SB627, SB646, SB670, SB896, SB917, SB1184, SB971, SB1255, SB1261, SB1283, SB1358, SB991, SB1733, SB21, SB231, SB739, SB1252, SB1371, HB2970, HB 109, SB2308

Keywords: property tax, homestead exemption, school funding, state aid, constitutional amendment, elderly, disabled, ad valorem taxation, school district funding, SJR 2, Senate Joint Resolution 2, property tax relief, school property tax, ad valorem tax, residence homestead, school district taxes, Texas Constitution Article VIII, public school finance, homeowner exemption, elderly exemption

Transcript Highlights:

• We've seen a major involvement in these programs, absolutely.
• And Black businesses receive smaller loans when they do get financing.
• Ultimately, BECKMA, through our loan program, lent Pioneers the funding that they needed, and they were
• able to repay the loan in time.
• My third ask would be to continue to invest in micro-lending programs.

Keywords: 995, all

Summary: The Joint Committee on Community Development and Small Business held an informational hearing focused on the conditions facing small and micro businesses in Massachusetts and the state programs intended to support them. Chairs Andy Vargas and Adam Gomez opened by emphasizing equitable economic development, the importance of CDFIs, and the need to help underserved entrepreneurs, especially women, minorities, veterans, immigrants, and other groups facing barriers. Committee members noted the hearing would not take up bills, and testimony was limited to 10 minutes per organization. State and quasi-public agency witnesses described current programs and funding. Dico Gibral of the Executive Office of Economic Development highlighted the Business Front Door, multilingual access, small business office hours in Gateway Cities, and funding in the Mass Leads Act, including support for CDFIs, small business technology, and capital grants. Tom Hooper of Commonwealth Corporation described workforce training programs such as the Workforce Training Fund, Workforce Competitiveness Trust Fund, and Career Technical Initiative, saying they help small businesses train workers, fill labor shortages, and support returning citizens and people with disabilities. Committee members asked about federal funding uncertainty, workforce migration, training schedules, and program uptake. Business and advocacy groups focused on cost pressures and regulatory burdens. The Massachusetts Restaurant Association urged continuation of outdoor dining and takeout alcohol sales, and pressed for relief from high credit card swipe fees, support for surcharging, and streamlining municipal licensing. The Retailers Association of Massachusetts cited survey results showing inflation, utility costs, payroll taxes, health insurance, and interchange fees as major concerns, and said many members might sell or close within five years; it also backed ending the state prohibition on surcharging and creating an Office of Main Streets Massachusetts. MACDC, BECKMA, and the Coalition for an Equitable Economy emphasized the need for more technical assistance, CDFI and small business funding, and protections against rising costs, tariffs, supply chain disruptions, and immigration enforcement impacts on immigrant-heavy business districts. No votes were taken.

Transcript Highlights:

• Operations of the program.
• And so that's what this does; it's a debt program.
• Is this like, is this like small loans, really, really small loans, like to put solar in a home, or is
• We, the 22, it took us a while to get Our program together. This is a complex program.
• Chair, these are all loans, they're not grants, right?

Transcript Highlights:

• This bill establishes an affordable housing loan guarantee program within the New Hampshire Housing Finance
• And the loans guaranteed<04:08:02.880> under<04:08:03.199> this<04:08:03.439> program
• <04:08:03.920> are<04:08:04.160> backed The loans guaranteed under this program are
• would use state bonding to provide a guaranteed low-loan program that would unlock private financing
• program? program?

Keywords: 1189, house, all

Transcript Highlights:

• If we do the startup loan program, we could move into the CED expansion program, you know, at least there
• Loan program we could we do the startup Loan program we could move<00:47:45.680> into<00:47:46.079
• Well, that was our old Hawaii Capital Loan Program. Yeah, that was a sunset and over.
• that this loan program they had that this loan program they had that basically<00:49:35.359>
• <00:49:44.799> program<00:49:45.799> yeah old Hawaii capital Loan program yeah old

Keywords: 912, senate, all

Summary: The Senate Committee on Economic Development and Tourism heard testimony on several bills, with much of the discussion focused on Enterprise Zones and related economic development measures. On SB 125, the committee heard support from DBEDT, the Department of Taxation, the Tax Foundation of Hawaiʻi, the Hawaiʻi Farm Bureau, and the Farmers Union. Members questioned how the bill would affect job-creation requirements and learned that existing companies and new companies are treated differently under the program, with existing companies generally subject to a 15% annual employment increase and new companies to a 10% increase, while the bill would extend the program period from seven to nine years. DBEDT also said the program has been effective, citing 1,162 jobs created or maintained at a cost of about $1.2 million, and noted that agriculture, manufacturing, and wholesaling are the main sectors involved. The committee then took up SB 729, also relating to Enterprise Zones, which would expand eligibility to better accommodate local manufacturers and value-added businesses that sell directly to retail rather than only wholesale. Testifiers from the Holua Collaborative and Hawaiʻi Farm Bureau supported the measure, saying it would help small manufacturers and agricultural producers add value and adapt to internet-era sales patterns. A committee discussion clarified that the bill would add value-added processing as an allowable activity within the zones, and DBEDT explained that the current rules were written for a wholesale-dominated market. The Attorney General’s office also testified, raising a supremacy clause concern and recommending language changes to avoid conflict with federal law. On SB 129, relating to labeling requirements for fish, the Attorney General and the Department of Agriculture both raised concerns about federal preemption and enforcement. The AG explained that federal law governs fish labeling but includes an exception for processed fish, and recommended narrowing the bill to processed fish and defining that term to fit the federal carve-out. The Hawaii Longline Association supported the bill but suggested excluding canned tuna while including products such as poke, sashimi, and sushi. The Department of Agriculture said it does not currently enforce this kind of labeling requirement and would need to determine whether another agency should handle enforcement. The committee also heard SB 581, which would establish an aerospace and aeronautics development program within DBEDT. Testimony was generally supportive, but members pressed for a fiscal estimate, and the bill’s sponsor said a prior version of the office had operated on about $400,000 annually with a small staff. No votes or final committee actions were taken during the portion of the hearing provided.

Transcript Highlights:

• Section five practices loan program.
• Section 54 amends the loan restructuring program to state that loans may not be less than $50,000.
• Section 57 amends the livestock expansion and modernization loan program to state that loans may not
• loan program to state<01:11:33.280> that<01:11:33.520> loans<01:11:33.840> may<
• Section 60 modifies the farm opportunity loan program to reduce the purposes of the loans.

Keywords: 1187, senate, all

Transcript Highlights:

• <00:03:08.879> for<00:03:09.120> 1 Program for 1 Program for 1 million<00:03:11.440>
• ,<00:03:21.280> 1 Program, 1 Program, 1 million<00:03:23.519> for<00:03:23.840> public
• On page three, for program.
• ,<00:04:03.120> 1 Rail Service Improvement Program, 1 Rail Service Improvement Program, 1
• <00:13:43.360> fund the drinking water revolving loan fund the drinking water revolving loan

Keywords: 1187, senate, all

Transcript Highlights:

• program and revolving Loan Fund program and depending<00:38:09.839> on<00:38:10.240> the
• The revolving loan program existed before IIJA.
• <00:49:32.240> program<00:49:32.599> the EPA the um the Loan program the EPA the um
• the Loan program the revolving<00:49:33.160> Loan<00:49:33.559> program<00:49:34.000><
• c> existed<00:49:34.480> before revolving Loan program existed before revolving Loan program

Keywords: 1187, senate, all

Transcript Highlights:

• Rate Reduction Program.
• and grant programs.
• down to $100,000 and reduces the Farmer's Interest Rate Reduction Program maximum loan amount from $1,000,000
• And it's not giving that money away, it's a low-interest loan, like the housing program I had, Senator
• But I'm wondering how we're going to be able to make up a $900 an acre gulf with a micro-loan program

Bills: HB43, HB519, HB1275, HB1592, HB2842, HB3088, HB3479, HB4163, SB823, HB609

Keywords: agriculture, finance, young farmers, financial assistance, pest control, honey production, beekeeping, food safety, local regulation, bovine producers, dairy farms, permits, bovine tuberculosis, public health, wildlife management, disease prevention, alert system, Texas A&M, white-tailed deer, public safety

Transcript Highlights:

• We have the Texas Water Development Fund, D-Fund program was unique. about this program is that one loan
• And finally, we have a program for agricultural water conservation grants and loans, and that's to cover
• The next program we use is our Water Loan Assistance Fund. excuse me, or WALAF.
• SWIFT program last program year.
• The on-the-ground... program is also one that is now handling our feral swine trap loan project which

Keywords: 1184, house, all

Transcript Highlights:

• <00:46:04.640> fund also looked at revolving loan fund also looked at revolving loan fund
• going to do with our athletic program. going to do with our athletic program.
• The maximum amount of loans under this program should not exceed 75% of total adequacy funding for the
• loan.
• <02:32:36.560> Second might for a commercial loan. Second might for a commercial loan.

Keywords: 1189, house, all

Transcript Highlights:

• For certain auto loan interest.
• from SIF for that program.
• The last item on here is just an update on the school construction loan program.
• loan program.
• loans.

Summary: The Budget Section Leadership Division met with a quorum and approved the March 18 minutes before hearing a series of informational updates. The Petroleum Council reported that North Dakota oil production is expected to remain relatively flat at just under 1.2 million barrels per day, with activity shifting northward in the Bakken as technology improves and three- and four-mile laterals boost well performance. The presentation also discussed oil and gas prices, gas taxation, flaring concerns, the importance of pipelines and other linear infrastructure, and enhanced oil recovery pilot projects supported by state and federal funding. Members asked questions about gas production taxes, natural gas liquids, and the outlook for drilling rigs and future production. The Office of State Tax Commissioner then reviewed the federal “big beautiful bill” and its estimated effect on North Dakota individual and business income tax collections. Staff explained that most of the individual income tax impact comes from the permanent increase in the standard deduction, while temporary provisions such as senior deductions, tip and overtime exclusions, and auto loan interest deductions have smaller or limited-term effects. They also noted that business tax changes, especially depreciation and expensing provisions, create a larger near-term cash impact, and that some FY25 collections likely reflected one-time oil field transactions that may have inflated the baseline used in earlier estimates. OMB provided updates on major capital projects and facility funding. For Capitol grounds improvements, officials described plans for 18th-floor renovations, wayfinding upgrades, public seating, lighting, tree management, and possible restroom and lobby reconfiguration, while also noting the governor’s residence security project and the discovery of human remains on the Capitol grounds. OMB and its consultants also reported on the state facility maintenance fund, including window replacement, boiler work, roof and foundation repairs, and a new facility conditions assessment covering more state buildings. Updates were also given on the new state hospital in Jamestown, the Minot state office building, and the use of federal state fiscal recovery funds, including possible future reallocations to the Department of Corrections. Finally, Legislative Council staff summarized the interim compliance report on legislative intent and trust fund activity, highlighting the status of lines of credit, Bank of North Dakota profit transfers, the statewide litigation pool, the new Office of Guardianship and Conservatorship, corrections planning, HHS program updates, and a likely future general fund request for the unemployment insurance modernization project. No formal votes were taken beyond approval of the minutes; the meeting was primarily informational, with members asking clarifying questions throughout.

Transcript Highlights:

• The MFA would be running this program.
• If somebody passes away, the loan can be assumable.
• I think in some of the Program design, some of the program design that was developed, we talked about
• So yeah, two great Programs.
• a lot of them that will default. on their loan payments.

Keywords: 996, all

Transcript Highlights:

• This makes their providers eligible for both federal and state loan repayment programs.
• So on the slide, I have three primary loan repayment programs for dental providers.
• Participants also cannot currently have another service obligation from a loan repayment program.
• So the opportunity here is to increase that investment in dental student loan repayment programs.
• loan repayment program and access to schools of dentistry and increased Medicaid reimbursement.

Summary: The committee first approved the minutes and then heard a detailed annual presentation from Dr. Thomas Arnold, chair of the Maternal Mortality Review Committee, on maternal mortality trends and review findings. He explained the committee’s structure, the de-identified review process, and the distinction between pregnancy-associated and pregnancy-related deaths. He said national maternal mortality has declined from its 2021 peak, but mental health conditions, substance use, overdose, suicide, cardiovascular disease, hemorrhage, infection, and embolism remain major causes. He emphasized that many deaths are preventable, with especially high rates among non-Hispanic Black women and in the American Indian/Alaska Native population, and noted that a large share of deaths occur after 42 days postpartum. Committee members asked about suicide, domestic abuse, pregnancy testing in unexplained deaths, and the role of home births and midwife training. Dr. Arnold said the committee is adding a caseworker, exploring post-mortem pregnancy testing in suspicious cases, and working with coroners and forensic officials; he also said home births and untrained midwifery pose safety concerns and that better public education and facility-based care are important. The committee then heard from State Fire Marshal Dr. Matt Clark on cigarette ignition propensity standards and fire prevention. He recommended updating North Dakota’s cigarette ignition legislation to the current national standard and also considering legislation requiring fast-breakaway oxygen tubing, citing fatal fires involving smoking around home oxygen. He explained that his office verifies manufacturer testing and maintains certification for cigarettes sold in the state, but does not itself conduct the testing. Members asked about implementation, cost, and whether the standards apply in tribal communities; Clark said he would follow up with cost information and additional details, and that he had not seen evidence of a major issue on tribal lands but would look further. Christine Greff of the Department of Health and Human Services presented the North Dakota Stroke System of Care report. She described the statewide network of two comprehensive stroke centers, four primary stroke centers, and 30 acute stroke-ready hospitals, along with the stroke registry and quality-improvement efforts. She reported that most strokes are ischemic, that the median stroke patient age is 71.5, and that common risk factors include hypertension, dyslipidemia, obesity, and diabetes. She highlighted improvements in door-to-CT, thrombolytic treatment times, dysphagia screening, EMS pre-notification, and interfacility transfer performance, and said new priorities include hemorrhagic stroke quality measures and standardized EMS stroke screening tools. Members asked about the VA hospital’s participation, and Greff said she would pursue outreach. After a break, the committee heard testimony from Taha Khan of Vertex Pharmaceuticals as part of the prior authorization study, focused on non-opioid pain treatment. He argued that prior authorization can delay access to acute pain treatment and may push patients toward opioids, especially in the critical 24- to 72-hour post-discharge window. He cited data showing that even short opioid exposure can increase the risk of long-term use and said prior authorization is often a barrier for physicians and patients. Khan recommended open access with a quantity limit rather than prior authorization, suggesting a 14-day limit supported by the product’s data and an episode-of-care approach. Members asked about dental use, payer discussions, and cost; he said the product’s wholesale acquisition cost is about $16.10 per tablet, with patient assistance available, and that he would follow up on payer and comparison-cost questions.

Transcript Highlights:

• SB 1367, relating to installment loans.
• It replaces the term consumer loan with the defined term installment loan for consistency throughout
• fees once the loan is paid off.
• laws it replaces the term consumer loan laws it replaces the term consumer loan with<00:37:49.079
• with the defined term installment loan with the defined term installment loan for<00:37:52.680><

Keywords: 912, senate, all

Summary: The committee heard several insurance and condominium-related bills. SB 1137 would require insurers to notify policyholders of approved rate changes within 30 days and at least 30 days before the effective date. The Insurance Division supported the bill, while testimony focused on condominium master policies and whether the notice period would be enough for associations to respond to rate increases. The division said the bill would mainly affect admitted carriers, not surplus lines insurers that write many condominium master policies, and warned against limiting the nonadmitted market. SB 293, requiring sellers to disclose when USPS cannot deliver mail or packages to a residential property, was also heard with HAAI Realtors commenting. SB 752 would extend notice periods for cancellation or nonrenewal of property-casualty policies; the Attorney General’s Office raised concerns about contractual impairment and retroactive application. The committee also heard SB 575, which would allow authorized insurers to offer building and hurricane damage coverage for condominium buildings at a lower rate than prior surplus lines coverage. The Insurance Division stood on written testimony, and a condominium owner urged amendments to require a membership vote before such coverage changes, citing concerns about condominium self-governance. SP 1046 would require managing agents to notify unit owners and the Real Estate Commission when a condominium association fails budget and reserve reporting requirements. The Real Estate Commission said the bill was administratively workable as drafted but noted ambiguity over who counts as the “managing agent”; several testifiers opposed the measure, arguing it could disrupt the principal-agent relationship and impose legal judgment on nonlawyers, while others supported it. SP 150, dealing with captive insurance companies seeking exemption from examinations, drew the most detailed discussion. The Captive Insurance Council supported the bill as a way to reduce duplicative oversight and improve Hawaii’s competitiveness, while the Insurance Division opposed it as drafted, citing concerns about broad commissioner discretion, possible missed issues between exams, staffing shortages, and the need to preserve oversight. A committee member asked about a possible middle ground, including a shorter exemption period or limiting the bill to self-attestation companies; the division said it would need more information and that annual filings and approval requirements would still provide oversight. The committee also heard SP 212, which would require at least two Real Estate Commission members to be licensed engineers or architects; testimony included support and a concern about conflicts of interest among people who serve in multiple roles in the condominium and real estate sectors. No votes or final actions were taken in the portion provided, and the chair moved from one measure to the next after testimony and questions.

Transcript Highlights:

• I know we've always had loan programs, you know, but I didn't know through A+.
• <02:31:47.240> programs, I know we've always had loan programs, I know we've always had loan
• In this program is here seem to be a loan assistance providing loan assistance to acute educator shortage
• In this program is here seem to be a loan assistance providing loan assistance to acute educator shortage
• educator loan assistance to acute educator shortage<02:36:00.040> programs.

Keywords: 920, all

Summary: The Alabama Senate convened, heard a prayer and pledge, established a quorum, excused absent senators, and adopted the prior journal. The chamber received House messages, including referral of Senate Confirmation 89 for Rex Jones to the Underground and Aboveground Storage Tank Trust Funds Management Board, and concurred in Senate Bill 231 after a 30-0 vote. Several local House bills were referred to the Committee on Local Legislation. During personal remarks, Senator Coleman-Madison recognized Women’s History Month and highlighted Alabama native Mary Ellen Jolly and her book, "Accidental Activist," praising women who support the legislature. The Senate then processed committee reports, including favorable reports on multiple Finance and Taxation General Fund bills (SB 143, 144, 145 with substitute, 152, 153, 154, 162, 226 with substitute, and 146 with substitute and one abstention), as well as confirmations for Nancy Sandford, Marty Abrams, and Jim Page to the University of North Alabama Board of Trustees, all of which were confirmed. Committee reports also advanced several county and municipal and local legislation measures, including SB 292, HB 351, HB 141, HB 273, HB 504, HB 488, SB 343, and SB 346. On the floor, SB 333 on class two municipalities passed after adoption of its BIR and committee amendment, and HB 308, a proposed constitutional amendment for Mobile County, passed after the Senate tabled the committee amendment, adopted a substitute amendment by Senator Figures, and approved the certification resolution. SB 334 for Shelby County, SB 339 for Crenshaw County, and HB 507 for Covington County also passed, with certification resolutions adopted where required. The governor returned SB 228 with an executive amendment, and the Senate concurred 33-0. The Rules Committee report set the special order calendar for the next legislative day, listing bills including SB 91, SB 280, SB 181, SB 237, SB 326, SB 255, HB 77, HB 104, HB 110, HB 271, HB 362, HB 332, HB 429, SB 211, HB 125, HB 122, HB 124, SB 140, SB 199, and SB 332. Senator Singleton spoke at length criticizing the handling of minority-sponsored bills and questioning several measures, and after debate the Senate adopted the special order calendar 34-0. SB 91 was then carried over at the call of the chair.

Transcript Highlights:

• So, um, you said that this would make loans, small business loans, loans to small businesses and farms
• Yet, they still continue to do agricultural loans, they do commercial loans, and they do all those loans
• Yet, they still continue to do agricultural loans, they do commercial loans, and they do all those loans
• Yet, they still continue to do agricultural loans, they do commercial loans, and they do all those loans
• program. Okay. So represent Lee. program. Okay. So represent Lee.

Bills: HF331, HF916

Keywords: school supplies, sales tax exemption, use tax, sales and use tax, back-to-school, classroom supplies, education tax relief, tax holiday, retail exemption, Minnesota sales tax, school materials, binders, calculators, notebooks, pencils, backpacks, book bags, local tax revenue, taxable sales base, income tax

Transcript Highlights:

• That typically is what we're funding is, you know, our robotics programs, our art programs, programs
• So when we set up that loan program...
• So when we set up that loan program, you were talking about it was for three.
• The original loan program, I understood, was supposed to be for providers to expand their programs, their
• Or we make it programming.

Keywords: 996, all

Transcript Highlights:

• <00:04:07.640> to have had to rely on student loans to have had to rely on student loans to
• 1933 to provide relief for student loan 1933 to provide relief for student loan borrowers<00:05:
• to fund Recycling and reuse programs to fund Recycling and reuse programs Washington<00:18:35.679
• waste to recycling and Organics programs waste to recycling and Organics programs but<00:20:36.280
• Those are volunteers, and it's a very, very popular program.

Bills: HF1359, HF1829, HF290, HF1933, HF926

Keywords: solid waste management, resource management account, environmental fund, taxation, Minnesota statutes, homestead, property tax, classification, disability, resort properties, recreational use, commercial property, tax refund, estimated tax, interest on refunds, income tax, corporate franchise tax, S corporation, partnership, corporation