Video & Transcript : 'multilateral lending' :

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HI

Hawaii 2025 Regular Session

FIN Info Briefing - Mon Jan 6, 2025 @ 9:00 AM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • and significant<00:47:46.319><c> uh</c> significant uh significant uh deportations<00:47:48.720><c> lend
  • ><00:47:49.280><c> themselves</c><00:47:49.599><c> towards</c><00:47:49.920><c> a</c> deportations lend
  • , but relatively small—still, you know, way fewer homes than we were building during the subprime lending
  • </c><01:07:11.160><c> bubble</c><01:07:11.599><c> and</c> during the subprime lending bubble and during
  • the subprime lending bubble and all<01:07:11.960><c> the</c><01:07:12.200><c> all</c><01:07:12.359><
Summary: The Committee on Finance held its first informational briefing for 2025, beginning with member introductions and then hearing an economic outlook presentation from Dr. Eugene Tian of the Department of Business, Economic Development and Tourism. Dr. Tian said Hawaii’s economy was in relatively good shape in several areas, especially construction, which he described as at a historical high, with construction employment above 40,000 monthly and building permit values and contracting tax base both up sharply. He also noted real estate sales had rebounded in 2024, the labor market had stabilized with unemployment around 2.9%, and initial unemployment claims were below 2019 levels. At the same time, he highlighted challenges including inflation running above the national rate, a shrinking labor force, lower employment compared with 2023, and continued weakness in visitor spending and arrivals. He said future growth would likely come from health care, professional services, construction, tourism recovery, and diversified sectors such as renewable energy, aquaculture, creative industries, and technology. Dr. Tian also discussed Hawaii’s economic structure and recovery, saying the state remains more concentrated in a few industries than the U.S. overall, with government and hospitality making up larger shares of the economy. He said non-tourism sectors had recovered, but tourism-related jobs and output were still below pre-pandemic levels, with Maui and the visitor industry still affected by the wildfire and COVID-19 impacts. He projected tourism and non-agricultural wage and salary jobs would not fully recover until 2027, and said population trends remain a concern because of aging, the likelihood of deaths outpacing births in coming years, and reliance on in-migration. After his presentation, the chair said questions would be taken later and the committee took a short break. After the break, Dr. Carano of the Hawaii Executive Director’s office presented a second outlook, saying Hawaii’s economy in 2025 looked better than 2024 overall, though he emphasized substantial uncertainty tied to the incoming federal administration. He said possible changes to tariffs, tax policy, immigration, and federal spending could raise inflation and keep interest rates higher than previously expected, which would affect housing, consumer debt, the dollar, and Hawaii’s visitor industry. He noted that U.S. visitors account for roughly three-quarters of visitor spending in the state, making federal policy especially important. He also said deregulation could be a long-term positive but would not likely have much effect in 2025 or 2026. As an additional risk, he pointed to bird flu and its effect on livestock, poultry, and egg prices. No votes or formal actions were taken during the briefing.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Municipalities and Regional Government Jun 21st, 2026 at 01:00 pm

Joint Committee on Municipalities and Regional Government

Transcript Highlights:
  • regulation laws work well with traditional underwriting multifamily models, while discouraging high-risk lending
  • Wretation laws work well with traditional underwriting multifamily models, while discouraging high-risk lending
  • This is due to a mix of discriminatory lending practices and unstable employment. So we rent.
Summary: The Joint Committee on Municipalities and Regional Government held a long public hearing focused mainly on two sets of issues: proposals to amend or repeal the MBTA Communities Act, and bills to allow local rent stabilization. Committee chairs opened by explaining the hearing would be tightly managed because of the very large number of speakers, with testimony limited to two minutes per person and written testimony still accepted by email. Members and witnesses were called in a mix of in-person and virtual order throughout the hearing. On the MBTA Communities Act, several legislators and local officials argued the law is too rigid and should be revised to account for local conditions. Speakers from small, rural, or infrastructure-limited communities such as Hanson, Halifax, Marshfield, Winthrop, Dracut, Carver, Rehoboth, and others said the law’s one-size-fits-all approach does not fit towns with limited water, sewer, transit access, or buildable land. Some filed bills would repeal the law, exempt certain communities, or create appeals processes based on infrastructure, environmental, or historical constraints. Supporters of the law’s changes emphasized local control and the need to avoid forcing development where communities believe it is impractical or inconsistent with town character. A large portion of the hearing was devoted to rent stabilization legislation, especially S. 1447 and related House bills. Supporters included legislators, city councilors, tenant advocates, labor leaders, housing nonprofits, public health organizations, and residents who described sharp rent increases, displacement, homelessness risk, and the strain on working families, seniors, students, and people with disabilities. They argued local-option rent stabilization would let municipalities cap excessive increases and prevent no-fault evictions while preserving flexibility for local conditions. Opponents, including small landlords and property owners, said rent control would discourage investment, worsen housing quality, burden responsible owners, and drive small landlords out of the market. Some witnesses also supported a Cape Cod/Island transfer fee bill and a suburban infrastructure fund, arguing those would provide local revenue for housing or roads. No votes or formal committee actions were taken during the hearing.
MN

Minnesota 2025-2026 Regular Session

House Public Safety Finance and Policy Committee 3/24/26 - Part 2

Public Safety Finance and Policy

Transcript Highlights:
  • It is not in articles, so it doesn't lend itself to an easy summary to be shared by Ben and I.
  • amend different sections and would get jumbled when we put them together like this. so it doesn't lend
  • itself to an easy so it doesn't lend itself to an easy summary<00:55:42.640><c> that</c><00:55:42.880
WA

Washington 2025-2026 Regular Session

Senate Ways & Means Feb 26th, 2026 at 01:30 pm

Ways & Means

Transcript Highlights:
  • the only success story, but we're happy to share ours as an example of the competitive edge this can lend
  • the only success story, but we're happy to share ours as an example of the competitive edge this can lend
  • deployed as loans, and as they are repaid, the funds remain in circulation, building permanent community lending
Committee: Senate Ways & Means
CA

California 2025-2026 Regular Session

Assembly Floor Session (Part 1 of September 12, 2025 Legislative day)

California House Floor Meeting

Transcript Highlights:
  • Menlo Park for speaking to the merits of this bill and lending their voice to the support of so many
  • I rise also to lend my voice in support of AB 7.
  • I rise also to lend my voice in support of AB 715 and thank the author from Los Angeles, remember Zurb
Summary: The Assembly convened after a quorum call, prayer, and Pledge of Allegiance, then moved through a long floor session focused largely on concurrence votes on Senate amendments and a few budget-related motions. Early procedural actions included a failed motion to send AB 1207 to the inactive file, approval of motions to take up Senate amendments without reference to file, and recesses for dinner and committee meetings. The chamber also heard several guest introductions and brief ceremonial remarks, including birthday acknowledgments and recognition of interns and visitors. Members then considered and passed a series of measures on topics including armory property transfers (SB 855), data center electricity impacts (SB 57), carbon capture pipeline transport (SB 614), health budget trailer bills (AB 144 and AB 149), and a Black Caucus higher-education bill allowing institutions to consider descendants of enslaved people in admissions (AB 7). The Assembly also concurred in numerous Senate amendments on bills covering community college nursing programs (AB 1400), public health, signage for the Los Angeles Convention Center, gambling, social media warning labels for children, housing plan-check timelines, small business disaster recovery, wildfire mental health services, antitrust enforcement, foster care kinship placements, housing stability, AI cybersecurity, emergency services, and school nutrition standards. Most of these measures passed with little or no opposition, though a few drew dissenting votes or brief debate over policy details. The most extended debate came on SB 274, which would limit retention of automated license plate reader data to 60 days unless tied to an investigation. Supporters argued it was needed to protect privacy and prevent misuse of sensitive location data, while opponents said it would hinder law enforcement and crime-solving. The transcript cuts off during that debate, so no final vote is shown for SB 274 in the provided text. Earlier and later votes recorded in the session showed broad support for many bills, with several measures passing unanimously and others receiving modest no votes, and some urgency measures being sent immediately to the Governor or the Senate after concurrence.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Community Development and Small Businesses Jun 21st, 2026 at 10:00 am

Joint Committee on Community Development and Small Businesses

Transcript Highlights:
  • owners are especially likely to face credit access issues and are often excluded from traditional lending
Summary: The Joint Committee on Community Development and Small Business held its second hearing of the session, with Chairs Gómez and Vargas opening by emphasizing the committee’s focus on equity, small business growth, and support for communities that have historically been overlooked. Several members noted the historic nature of having two Latino chairs. The hearing covered a package of bills centered on access to capital, transparency in state assistance, commercial tenant protections, downtown revitalization, and business improvement district administration. Testimony was largely supportive of bills aimed at helping micro-businesses, small businesses, and disadvantaged entrepreneurs. Beckma, the Asian Business Empowerment Council, a minority- and woman-owned business owner, and a worker-owned Springfield business all backed measures including S. 179 and H. 312/S. 184, which would prioritize capital assistance and require reporting on where state business aid goes. Witnesses said transparency, upfront payments on state contracts, and better data collection could help businesses that struggle with delayed reimbursements, limited reserves, and difficulty accessing traditional financing. The Metropolitan Area Planning Council supported S. 173, which would dedicate a portion of sales tax revenue to a downtown vitality fund for district management, cultural districts, and downtown infrastructure, and said the bill could help sustain downtowns and prevent cultural displacement. There was also testimony on H. 306, a commercial tenant first right of refusal bill, with Beckma supporting it as a way to help small tenants stay in their locations, while the Greater Boston Real Estate Board opposed it, arguing it would add cost, delay, uncertainty, and could reduce property values and the commercial tax base. The board supported H. 305, a housing bill that would expand by-right multifamily and open-space residential development while preserving local zoning protections. Andre Leroux of MassINC also supported S. 173 and H. 299, the latter proposing longer BID renewal periods and audit requirements aligned with nonprofit standards. No votes were taken; the hearing concluded after public testimony and questions, with the chair closing testimony.
CA

California 2025-2026 Regular Session

Assembly Floor Session Jun 4th, 2026

California House Floor Meeting

Transcript Highlights:
  • this sense... ...gun violence, all the families that have been impacted, and that we in this body lend
Summary: The Assembly convened after a quorum call, prayer, and pledge, then handled routine procedural business including re-referrals of several Senate bills, removal of AB 1156 from the inactive file, and withdrawal of ACR 210 to the second reading file. The chamber also heard multiple guest introductions, including family members of members and two CIF Scholar Athletes of the Year, Ryan Liu and Mona Sugawara, before moving to the daily file and consent calendar. The main floor item was ACR 191, which designated June 5 as National Gun Violence Awareness Day in California. Assemblymember Stephanie and several colleagues spoke in strong support, sharing personal and district-level experiences with gun violence, highlighting the impact on children, schools, graduations, and communities, and urging continued state and federal action. Speakers emphasized prevention, safe storage, community violence intervention, and the need to resist complacency; the resolution was adopted by voice vote after 55 co-authors were added. On the consent calendar, ACR 206 and several Senate concurrent resolutions were adopted, with ACR 206 passing 60-0. The Assembly also heard an adjournment in memory for Michael George Savan, a longtime Los Angeles County Sheriff’s Department commander, Marine Corps Reservist, and former Lomita mayor and councilmember. The house then announced the next session schedule and adjourned until Monday, June 8 at 1 p.m.
NY
Transcript Highlights:
  • I think your professional experience lends itself so well for this position because there's such overlap
Summary: The joint meeting of the Senate Finance Committee and the Committee on Cultural Affairs, Tourism, Parks, and Recreation considered Governor Hochul’s nomination of Kathleen “Kathy” Moser to serve as Commissioner of the Office of Parks, Recreation, and Historic Preservation. Moser described her background in conservation and public lands, and said her priorities would include improving access and belonging for all New Yorkers, maintaining health and safety, modernizing infrastructure, addressing climate change and sustainability, and strengthening partnerships with local governments, community groups, and the Legislature. Members questioned her on a range of park issues, including visitor fees, safety at swimming areas such as Lake Welch, security measures at parks, access for urban residents through nature buses and school transportation grants, maintenance and capital needs, event permitting, workforce recruitment and retention, and coordination around the 250th anniversary of the American Revolution. Moser said the department has targeted capital and safety investments at popular parks, is installing fencing, lighting, cameras, and license plate readers at entrances at selected sites, and is planning extensive 250th commemoration programming and historic-site renovations. She also discussed efforts to expand community stewardship, including partner groups, culturally specific amenities like cricket fields, and outreach through traveling exhibits and social media. Senators raised concerns and suggestions about renewable energy siting, cell service in rural areas, invasive species prevention, and local infrastructure needs. After questioning concluded, the committees voted to advance the nomination, and the motion was reported to the Senate floor.
CA

California 2025-2026 Regular Session

Senate Housing Committee Apr 7th, 2026

Housing

Transcript Highlights:
  • We'd like to lend our comments to those provided by Cal Cities, also registering opposition for the California
Committee: Senate Housing
Summary: The Senate Standing Committee on Housing heard two substantive housing bills and two consent items. SB 1116 by Senator Caballero would update the Starter Home Revitalization Act (SB 684) by clarifying development standards for small infill housing, reinforcing ministerial approval and timelines, improving state oversight and reporting, updating subdivision rules, and addressing private restrictions such as HOA or deed provisions that can block housing. The author and supporters, including California YIMBY and a small developer, said the bill responds to implementation problems and would help produce more starter homes; there was no opposition testimony. Members generally supported the measure but noted concerns about local implementation and the broader impact-fee/infrastructure context. SB 1117 by Senator Cervantes would clarify ADU fee law so local governments assess impact fees only on the portion of an ADU above 750 square feet, rather than on the full unit, while keeping the existing 750-square-foot exemption intact. Supporters argued the current fee structure discourages larger ADUs and creates a sharp production drop above 750 square feet; a homeowner witness said fees on an 800-square-foot ADU would have exceeded construction costs. Local government and fire-related organizations opposed or opposed unless amended, arguing impact fees fund essential infrastructure and services and should remain tied to nexus studies. Several senators said the bill was narrowly tailored but emphasized the need to address broader infrastructure financing. The committee also took up consent items SB 1267 by Senator Allen and SB 1426, the committee omnibus bill. After the committee obtained a quorum and later reconvened, it approved the consent calendar 10-0, SB 1117 10-0, and SB 1116 8-0. All measures were ordered out to the Senate Local Government Committee, and the hearing was adjourned.
CA

California 2025-2026 Regular Session

Senate Housing Committee Apr 7th, 2026

Housing

Transcript Highlights:
  • We also have an opposed position on this bill and would like to lend our comments to those provided by
Committee: Senate Housing
ID

Idaho 2026 Regular Session

Legislative Session Day 61 Mar 13th, 2026

Idaho Senate Floor Meeting

Transcript Highlights:
  • House Bill 798 by the State Affairs Committee, an act relating to the State Treasurer's securities lending
MO

Missouri 2026 Regular Session

Elementary and Secondary Education Mar 11th, 2026

Elementary and Secondary Education

Transcript Highlights:
  • but there's just tons of services and tons of programs and tons of people who are willing to give a lending
Summary: The Committee on Elementary and Secondary Education met in executive session and public hearing, with a quorum present. It first voted House Bill 1767, described as the educator and parent bill of rights combination bill, due pass by a 14-1 vote with one present. The committee then considered House Bill 2918, which was amended by a substitute focused on defining school-sponsored media as a news source and distinguishing news from commentary or editorial content; the sponsor said the changes were intended to promote balanced, truth-in-labeling journalism and to protect only bona fide news sources. The substitute was adopted, and the House Committee Substitute for HB 2918 passed 11-3 with three present. The committee also voted House Bill 2304 due pass by a 10-4 vote with three present, though the transcript does not describe the bill’s subject. The committee then moved out of executive session and heard House Bill 2772, sponsored by Representative Melissa Douglas, which would create a postsecondary McKinney-Vento-style liaison for students experiencing homelessness. Douglas said the bill would help students transition from K-12 homelessness supports into higher education by giving them a designated point of contact in financial aid, and she noted that a substitute would remove earlier appointment and donation provisions and leave implementation to higher education institutions. Committee members asked about the liaison’s qualifications, duties, staffing, and fiscal impact, and Douglas said the substitute removed the most controversial appointment requirements and was intended to be a zero-fiscal-note approach. Supporters testified that the bill would improve coordination and help homeless and foster students persist in postsecondary education. An opponent argued the proposal duplicated existing services, would be costly, and was unnecessary given current state, federal, and nonprofit supports. No vote was taken on HB 2772 before the hearing ended and the committee adjourned.
NM
Transcript Highlights:
  • And obviously, we understand that there's a housing shortage in the state of New Mexico, and lending
Summary: The House Labor, Veterans and Military Affairs Committee met and first announced that House Bill 132 would be rolled at the sponsor’s request because amendment language was still being worked on. The committee then proceeded without full quorum for part of the meeting and moved to House Bill 285, which concerns New Mexico’s disabled veterans property tax exemption. The sponsor and administration explained that the amended bill is a technical cleanup intended to clarify that the exemption applies to a veteran’s primary residence, address multiple-owner situations, and remove duplicative statutory language. Support came from New Mexico counties, the Tax and Revenue Department, and the Department of Veterans Services, all saying the bill would improve uniform administration without changing the substance of the exemption. Members also discussed broader concerns about veteran housing and homelessness, though the sponsor noted those issues were outside the bill’s scope. After quorum was established, the committee formally adopted the amendment to HB 285 and then passed the bill as amended on a do pass motion. Members asked about protest timelines and how the clarification would help veterans who are waiting on certification; the sponsor explained that the bill preserves the ability to protest within existing timeframes and gives veterans additional time to secure certification. The committee then took up House Bill 128, which updates New Mexico’s occupational disease and disablement law for firefighters by expanding presumptive cancer coverage and aligning the state list with newer research and federal changes. Testimony in support came from firefighters, labor groups, workers’ compensation officials, and medical experts, who described occupational cancer as a major cause of firefighter deaths and said the bill would reduce the burden on sick firefighters by presuming coverage rather than forcing them to prove causation. Members also raised questions about women firefighters, the five-year employment baseline, and fiscal impact, and the bill sponsor and Dr. Wu explained that the five-year standard reflects federal compromise and current data limitations. The committee then approved HB 128 on a do pass motion and adjourned.
LA
Transcript Highlights:
  • Those things that would tell us that this is a student that may have thoughts that would lend toward
Summary: The task force met to review the prior minutes, hear introductions from members and stakeholders, and receive an update on the HCR 86 study on African American suicide in Louisiana. Dr. Williams summarized survey findings from 94 university respondents and said the work focused on college students as a key risk group, with financial stress and other early triggers identified. He said universities had resisted participation because of stigma and concerns about enrollment and reputation, and he recommended stronger statewide reporting requirements, better data collection, and more targeted prevention efforts. Members discussed possible policy responses, including mandatory suicide prevention training, gatekeeper training for faculty and staff, student awareness materials, and adding 988 information to student IDs and campus outreach. Dr. Thomas described existing LDH efforts, including 988 partnerships, a university toolkit, and training through the Louisiana Center for Prevention Resources. Senator Boudreaux and others said the issue should be addressed through legislation rather than voluntary action alone, while Dr. McKee noted that occupational licensing rules and statutes could support required training and reporting. The task force agreed to revise the report language to say reporting would be confidential unless otherwise required by law, and to circulate additional state examples and recommendations before February 1 for use as a legislative template. Members also asked that the Office of Public Health be included in discussions about a centralized suicide data hub, since it already tracks real-time suicide data. The chair thanked the participants, said the final recommendations would guide possible legislation, and adjourned the meeting without setting another date unless further action is needed.
MS

Mississippi 2026 Regular Session

MS House Floor - 14 January, 2026; 2:00 PM

Mississippi House Floor Meeting

Transcript Highlights:
  • I pray for accessible elections for all Mississippians so that everyone can lend their voice to fight
FL

Florida 2026 5th Special Session

Ethics and Elections Dec 10th, 2025

Transcript Highlights:
  • to the U.S. around 9 or 10 years old, and I am very happy to be working in this space where I can lend
Summary: The Committee on Ethics and Elections met to consider several executive appointments, beginning with Matthew Walsh, Secretary of the Department of Juvenile Justice, for confirmation. Walsh outlined his long law-enforcement career, social work background, and priorities at DJJ, including staff wellness, reclassifying juvenile detention and probation officers as officers under statute, adding beds to move youth from detention into residential programs, and increasing per diem funding. Members asked about detention “dead time” and the need to get adjudicated youth into programming sooner. Public testimony included support from Barney Bishop and Christian Minor, and the committee voted unanimously to approve Walsh’s nomination and forward it to the full Senate. The committee then heard from Tina Vidal-Duarte, nominee for the Florida Atlantic University Board of Trustees. She described her business background as CEO of CDR Health, her education, and extensive nonprofit and board service, including leadership roles with the Florida Grand Opera, the Homeless Trust of Miami-Dade County, FAU, and the Hope Florida Foundation. Senators questioned her about free speech issues involving FAU faculty, her relationship with the new FAU president, student diversity, AI and workforce planning, and her prior role on Hope Florida. She also answered questions about her company’s work at the Everglades detention center and the bidding process for state contracts. Public testimony opposed her nomination, citing concerns about her business ties, Hope Florida, and detention-center contracts. Debate split largely along partisan lines, and the committee approved her nomination on a recorded vote. Afterward, the committee took up the remaining nominations in Tabs 2 through 15, excluding Tab 10, and approved them as a group by voice/recorded vote for forwarding to the full Senate. The meeting then concluded with no further business.
FL

Florida 2025 Regular Session

Ethics and Elections Dec 10th, 2025

Ethics and Elections

Transcript Highlights:
  • to the U.S. around 9 or 10 years old, and I am very happy to be working in this space where I can lend
Summary: The Committee on Ethics and Elections met to consider several gubernatorial appointees, beginning with Matthew Walsh, Secretary of Juvenile Justice, for confirmation. Walsh outlined his law enforcement background, social work training, and priorities at DJJ, including staff wellness, seeking statutory recognition and training standards for juvenile detention and probation officers, and increasing bed capacity so adjudicated youth can move from detention into residential programming sooner. Members asked about the impact of detention “dead time” and the need for more beds; Walsh said DJJ is evaluating ways to let youth begin programming earlier while in detention. Public support was noted, and the committee voted unanimously to confirm Walsh and forward his nomination to the full Senate. The committee then heard from Tina Vidal-Duarte, nominee to the Florida Atlantic University Board of Trustees. She described her business background, service on multiple boards, and prior service on FAU’s board pending confirmation, emphasizing governance, accountability, and strategic planning. Senators questioned her about FAU’s handling of faculty social media controversies, the university’s relationship with its new president, student and faculty engagement, AI planning, diversity, and her role on the Hope Florida board and with CDR Health’s state contracts, including work related to the Everglades detention center. Public testimony included strong opposition from one speaker who criticized her ties to state contracts and Hope Florida, while another senator spoke in support, citing her community service and business experience. The committee voted 5-2 to confirm her, with Senators Polsky and Bernard voting no. Afterward, the committee considered the remaining nominees in Tabs 2 through 15, excluding Tab 10, en bloc. No separate votes were requested, and the committee approved the group of nominees by voice roll call to be forwarded to the full Senate. The meeting then concluded with no further business.
CA

California 2025-2026 Regular Session

Assembly Floor Session Apr 21st, 2025

California House Floor Meeting

Transcript Highlights:
  • Speaker I rise today as a proud co-author of H.R. 25 and on behalf of the legislative Jewish caucus to lend
TX

Texas 89th Regular

89th Legislative Session Feb 25th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • If you have somebody that you love that fought and fought in Southeast Asia, I hope that you will lend
US
Transcript Highlights:
  • we ought to... be able to provide some support and so my amendment is very common-sense and it will lend
Bills: SB331
Summary: In this committee meeting, the focus was primarily on S-331, the Halt All Lethal Trafficking and Fentanyl Act, aimed at addressing the fentanyl crisis. The bill's key components include making permanent the class scheduling of fentanyl-related substances, confirming existing sentencing penalties, and easing registration requirements for scientific research on Schedule I substances. Numerous parents shared heartbreaking testimonies about their losses due to fentanyl, which fueled an urgent call to pass the legislation without alterations. The committee members engaged in passionate discussions highlighting the urgency of the situation as overdoses continue to claim American lives.