Video & Transcript Research : 'total loss'
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AL
Keywords:
salvage title, salvage certificate of title, rebuilt title, flood vehicle, junk vehicle, total loss, motor vehicle title, vehicle branding, insurance claim, insurance company, Department of Revenue, vehicle inspection, rebuilder, automotive dismantler, parts recycler, secondary metals recycler, junkyard, vehicle identification number, VIN, stolen vehicle
LA
Keywords:
home inspectors, board membership, licensing, term limits, Louisiana State Board, utility, reimbursement, overcharges, consumer protection, economic relief, hidden fees, junk fees, drip pricing, price transparency, mandatory fees, surcharges, unfair trade practices, advertising disclosures, total price, service fees
OK
Transcript Highlights:
- crimes worse than child sex trafficking, human... trafficking is nothing short of slavery and shows a total
- We see more cyber-related losses than we do tornado or fire losses in the state of Oklahoma, believe
- lot of times they end up passing along that information and then they suffer a significant financial loss
Bills:
SB1936, SB1612, SB1543, SB1260, SB1988, SB1859, SB2041, SB1257, HB4272, HB3277, HB3148, HB3651, HB3323, HB4287, HB4105, HB3304, HB3345
Keywords:
forfeiture, criminal offenses, law enforcement, Class D1 offenses, property seizure, SB1612, mandatory reporting, violent injury reporting, gunshot wound, stab wound, poisoning, burn injury, explosive injury, medical reporting, healthcare providers, law enforcement notification, evidence preservation, patient video records, confidentiality waiver, misdemeanor penalty
NM
Transcript Highlights:
- I share the goal of protecting homeowners from these devastating losses.
- So I'm buying my homeowner's insurance, and I'm buying coverage to cover a wildfire loss.
- It's about a third of the cost in your total premium.
- We've been going through the minimum loss ratio issue.
- Carriers are going to figure out a way to make sure that they covered the loss.
Keywords:
insurance, wildfire, flood damage, natural disasters, property coverage, water projects, appropriation, New Mexico, finance authority, infrastructure, New Mexico Finance Authority, funding, SB193, acequia, community ditch, irrigation works construction fund, water infrastructure, ditch infrastructure, irrigation, New Mexico water law
HI
Hawaii 2026 Regular Session
ECD Public Hearing - Fri Feb 13, 2026 @ 8:30 AM HST
Economic Development & Technology
Transcript Highlights:
- Certain things and it's mainly just a total amount.
- <00:19:50.720>
mainly <00:19:51.039>just <00:19:51.200>a <00:19:51.440>total - <00:19:52.720>
Um, and it's mainly just a total amount. - Um, and it's mainly just a total amount.
- This brought in $11 million from federal funding, but of the total grant requests of $3.5 million, we
Bills:
HB1813, HB2429, HB2423, HB1996, HB1851, HB2546, HB2028, HB2583, HB2490, HB2545, HB2114, HB1859, HB2534, HB2474, HB1863, HB2475
Keywords:
taxation, general excise tax, use tax, exemptions, Hawaii Revised Statutes, tax expenditure, tax expenditure evaluation, tax credit review, tax incentive, tax exemption, use tax exemption, income tax credit, DBEDT, Department of Business Economic Development and Tourism, Department of Taxation, fiscal oversight, budget accountability, tax policy, revenue loss, public spending
Summary:
The committee opened with HB 1813 on taxation and HB 2429 on tax expenditure evaluation, taking mostly written testimony and limited oral discussion. On HB 2429, the Tax Foundation and Department of Taxation raised privacy and federal-law concerns, warning that the bill could require taxpayers to file duplicative returns and could risk disclosure of federal tax information if released publicly. Members and witnesses discussed using anonymized or summary reporting instead of individual public release, with the department saying summarized data would be preferable and that the state can ask for the information as a policy matter, but individual public release could create problems.
The committee then heard HB 2423 HD1 on biodiesel, where Pacific Biodiesel said it can supply all biodiesel needed for B5 in Hawaii without imports and asked to move the implementation date earlier to November 2027 to allow rollout planning. HB 1996 HB1 on hearing aids drew broad support; a disability access representative said earlier insurance-based efforts had run into administrative problems and that this bill would immediately lower costs for consumers. HB 1851 HD1, also related to hearing aids, received support from the Department of Labor and Industrial Relations, while the Tax Foundation argued the program would be better funded directly rather than through the tax system, citing overhead costs and blank provisions that should be filled in before passage.
On HB 2546, the research activities tax credit, HCDC said the credit supports long-term R&D and should be converted from a first-come, first-served system to proration so more applicants receive some benefit; the agency described the credit as helping companies move from idea to commercialization and noted the state is leaving potential jobs and federal dollars on the table. HB 2028 HD1, relating to Labor Day for construction workers, drew support from labor representatives who said it recognizes construction workers and helps offset cost-of-living pressures, while the Tax Foundation opposed it as an industry-specific subsidy and flagged technical issues with undefined terms and blank credit amounts.
The committee also heard HB 2583, HB 2490, HB 2545, HB 2114, and HB 1859 HD1. HB 2490, concerning coastal erosion at Mokuhiki Bay, received strong support from a temple representative who described severe shoreline loss, years of temporary emergency work, and the need for a long-term, nature-based solution in coordination with state agencies. HB 2545, involving HCDC and SBIR commercialization, was supported as a way to turn R&D into economic development; HCDC said it had more applications than it could fund and that the bill could help create high-wage jobs. HB 2114, the Hawaii Benefits Hub, received comments from ETS and DHS emphasizing support for the concept but cautioning that operational, policy, cybersecurity, and data-sharing standards must be carefully aligned. HB 1859 HD1 on workforce development drew strong support from workforce and philanthropic groups, who said Hawaii faces a long-term gap between projected living-wage jobs and the number of young people entering the workforce, and argued the bill would create durable infrastructure for coordination and long-term planning. No formal votes or final actions were taken in the portion of the hearing provided.
OK
Oklahoma 2026 Regular Session
Appropriations and Budget Education Subcommittee Apr 6th, 2026 at 10:30 am
A&B Education Subcommittee
Keywords:
mathematics, student assessment, dyscalculia, intervention services, educational funding, professional development, state department of education, school employees, teachers, support personnel, support employees, public schools, school districts, bereavement leave, paid leave, grief leave, family leave, miscarriage, pregnancy loss, maternity leave
OK
Keywords:
longevity pay, state employees, Oklahoma government, salary increase, emergency declaration, capital planning, funding allocation, state budget, infrastructure, emergency measures, income tax credit, qualified project, economic development, infrastructure funding, small population areas, school employees, teachers, support personnel, support employees, public schools
LA
Bills:
HB414, HB786, HB1041, HB1052, HB1118, HB1139, HB1182, HB1185, HB1214, HB1217, HB1231, SR63, SCR27, SB5, SB194, SB415, SB433, SB451, SB462, SB516
Keywords:
healthcare, criminal convictions, employment, background checks, prohibited offenses, Medicaid, claim payments, extrapolation, provider audits, medical freedom, discrimination, access, medical intervention, child protection, confidentiality, multidisciplinary teams, child advocacy centers, public records, investigations, hospital
HI
Keywords:
youth penalties, juvenile justice, community service, fees and fines, Native Hawaiian, Pacific Islander, reform, court costs, cultural connection, pharmacy, pharmacist, pharmacy audit, audit reform, pharmacy benefit manager, PBM, recoupment, extrapolation, claims audit, pharmacy reimbursement, dispensing fee
Summary:
The committee heard testimony on SB 847, which would create a Kauai pilot program allowing qualified psychologists limited authority to prescribe psychotropic medications. The Board of Psychology supported the bill’s intent but asked for amendments to delay the effective date or extend the pilot so rules could be written first, and to clarify the education/training language. Supporters, including the Hawaii Psychological Association, Hawaii Mental Health Coalition, and several psychologists, argued that prescribing psychologists have long safety records in other jurisdictions and that the pilot could improve access to care on Kauai, especially amid ongoing mental health needs and storm-related stress. They cited studies and examples from New Mexico, Louisiana, the Department of Defense, and other places. Opponents, including the Hawaii Medical Association, American Academy of Pediatrics, Queen’s Medical Center, and a Department of Health representative, said the bill needed substantial work, raised concerns about training, liability, and workforce impacts, and urged a team-based model with psychiatrist oversight rather than independent prescribing. Some testimony also referenced a GAO report, with witnesses disagreeing over its meaning and cost-effectiveness. No vote was taken during the discussion, and members asked questions about how the bill would address the workforce shortage and whether a psychiatrist on Kauai could already meet the need.
The committee then moved to SB 2271 on hospital licensing and SB 2272 on home health care licensing. The Department of Health, the Healthcare Association of Hawaii, and the Hawaii State Council on Developmental Disabilities supported both measures, which were described as streamlining and clarifying licensing oversight by relying on accreditation or certification reports. A member asked whether the bill language on hospital accreditation reports was duplicative, and the response was that the second provision was intended to strengthen enforcement by requiring hospitals to provide the actual report to DOH. The committee did not take final action in the portion of the hearing provided, and the chair noted that all bills on the agenda would later be considered for decision-making.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/26/25
Commerce Finance and Policy
Transcript Highlights:
- Jones, yeah, just quickly, we only think the bill would touch about 10 or so total national retailers
Keywords:
homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department
LA
Transcript Highlights:
- Fish and Wildlife Service to initiate a formal study to evaluate how land use changes and habitat loss
- Fish and Wildlife Service to initiate a formal study to evaluate how land use changes and habitat loss
Bills:
SCR54, SCR59, HCR5, HCR62, HCR78, HCR86, HB595, HB688, HB802, HB841, HB1161, HB1171, HB1189, HB1248, HB1258
Keywords:
Mississippi River Basin, fishery commission, invasive species, sustainability, economic impact, red drum, fishing regulations, tournament permits, wildlife management, recreational fishing, flood management, FEMA, floodplain maps, environmental risks, Louisiana, flood insurance, risk assessment, community planning, seafood, commercial fishing
LA
Bills:
HR174, HR194, HCR98, SB39, SB124, SB190, SB236, SB270, SB273, SB359, SB415, SB426, SB437, SB451
Keywords:
fenbendazole, cancer treatment, public health, FDA, clinical trials, patient safety, visual acuity, student health, de-identified data, longitudinal analysis, education policy, SNAP, food stamps, Supplemental Nutrition Assistance Program, grocery delivery, delivery fees, service charges, online grocery, food access, food insecurity
Summary:
The House Committee on Health and Welfare met on May 12 and first reported HCR 98 favorably without objection. The resolution asks the Louisiana Department of Health to study whether SNAP benefits could be used to pay grocery delivery fees and related costs, especially for elderly and mobility-limited recipients. The author said the measure would not change SNAP rules, only request a study, and LDH was not opposed.
The committee then advanced several Senate bills. SB 273, on hospice care in inpatient licensed facilities, was amended and reported favorably; the bill requires documentation of hydration, nutrition, and care decisions and clarifies facility responsibility when multiple providers are involved. SB 415, creating the Empower Louisiana Food Purchase Program, was amended and reported favorably; the author described it as a privately funded, charity-run food card program for people in need, with LDH to develop rules. SB 437, a cleanup bill on judicially referred residential substance abuse treatment facilities, was reported favorably, with LDH explaining that facilities providing treatment must be licensed and surveyed.
The committee also approved SB 451 on newborn hearing screenings, which updates terminology and expands reporting requirements to improve early detection and intervention for deaf or hard-of-hearing children. SB 426, modernizing the addictive disorder regulatory authority and creating a licensure pathway for peer support specialists, was reported favorably with amendments after testimony from behavioral health providers and training organizations. SB 236 on annual LDH reviews of kidney disease treatment in Medicaid, SB 39 creating provisional licenses for massage therapist graduates, SB 190 tightening oversight of nursing facilities in the CMS Special Focus Facility Program, and SB 124 allowing peer review sharing within a health system were all reported favorably, most with technical amendments. The committee also reported favorably HR 174 urging study of fenbendazole for cancer, SB 270 allowing terminally ill patients to use medical marijuana in health care facilities, SB 359 changing terms for a Morehouse Parish hospital district board, and HR 194 requesting de-identified school visual acuity screening data for researchers. The meeting ended with a motion to adjourn.
MN
Minnesota 2025 1st Special Session
House Transportation Finance and Policy Committee 3/24/25
Transportation Finance and Policy
Transcript Highlights:
- When an individual has an episode caused by loss of consciousness through a seizure or something else
- It creates an expense for motorists who suffer from a one-time loss of consciousness.
- It creates an expense for motorists who suffer from a one-time loss of consciousness.
- <00:04:47.440>
of an episode has been caused by loss of an episode has been caused by loss - <00:05:50.000>
of who suffer from a one-time loss of who suffer from a one-time loss of consciousness
Keywords:
accident reporting, law enforcement, data privacy, contracted service providers, public safety, HF639, Minnesota driver license, Department of Public Safety, driver medical review, loss of consciousness, voluntary control, seizure, nonepileptic seizure, epilepsy, antiseizure medication, physician statement, medical certification, commercial driver, CDL, medical examiner's certificate
TX
Transcript Highlights:
- Texas banks have even experienced fraud losses that exceed their credit losses in recent years.
- So organized retail crimes cost Texans millions of dollars in losses every year.
- City to unincorporated and it's not a loss that has actually occurred yet.
- Check fraud alone accounted for $21 billion in losses in the American economy.
- That is 80% of the total global check fraud loss.
Keywords:
mail theft, postal theft, package theft, identity theft, negotiable instrument, check theft, mail receptacle key, mailbox lock, postal key, delivery service, courier, USPS, United States Postal Service, fraud, property crime, elderly victims, disabled victims, identity information, rebuttable presumption, felony enhancement
HI
Bills:
HB1163, HB2113, HB2333, HB2411, HB2583, HB1613, HB1614, HB2590, HB1950, HB1603, HB1707, HB1832, HB2119, HB2155, HB2594, HB2595, HB1929, HB2015, HB2207, HB1619, HB1667, HB1984, HB2140, HB2097, HB1957, HB2503, HB2581, HB1520, SCR55, SR53
Keywords:
commercial drivers license, non-domiciled, federal regulations, commercial learner's permit, citizenship, lawful residency, Department of Transportation, Kainahola Stream, flood prevention, vegetation removal, appropriation, natural resources, transportation, airport special districts, penalties, Hawaii, aeronautics law, public safety, workforce development, sector partnerships
HI
Hawaii 2026 Regular Session
EIG DEFER Public Hearing 04-21-2026
Energy and Intergovernmental Affairs
Keywords:
pedestrian safety, raised crosswalks, Honolulu, traffic infrastructure, school zone, HCR154, Hele-On, Hele-On Shared Ride Program, County of Hawaii, Hawaii County, Mass Transit Agency, shared ride, paratransit, accessible transportation, ADA, mobility devices, wheelchair accessible, kupuna, seniors, elderly
Summary:
The Committee on Energy and Intergovernmental Affairs reconvened on April 21 and took up a series of House Concurrent Resolutions, with no public testimony. Members first approved HCR 43, urging raised crosswalks near Ala Wai Elementary at University Avenue, Malkiki Street, and Kamoku Street to improve student safety, and HCR 154, asking Hawaii County to expand the Heleon shared ride program islandwide, including rural and underserved areas. They also passed HCR 165, calling for permanent pickleball nets and court lighting at Kamilo Iki Community Park, and HCR 186, urging the U.S. Department of Defense and Defense Health Agency to extend health care authorization renewals for people affected by the Red Hill water contamination crisis.
The committee then approved HCR 200, which urges the Department of Defense to reassess prior CERCLA-related closure decisions in light of evolving PFAS science. Members said the measure was intended to help keep PFAS out of the water system. HCR 202, establishing a legislative task force on Hawaii’s future energy pathways, was amended before passage to expand the task force’s scope to include separation of generation from transmission and distribution, add Senate leadership representation, and include representatives from the Agricultural Development Corporation and the Farm Bureau. Several members supported the amended version with reservations, expressing concern about possible cost impacts from separating generation and distribution.
Finally, the committee passed HCR 206 HD1, which requests the Hawaii State Energy Office to convene a working group to study the impacts of large data centers on utilities, ratepayers, natural resources, and climate goals. All measures were adopted by the committee, with HCR 202 passing with amendments and the others passing unamended. The meeting then adjourned.
OK
Oklahoma 2026 Regular Session
Appropriations and Budget Health Subcommittee Feb 9th, 2026 at 04:30 pm
A&B Health Subcommittee
Keywords:
dental insurance, claims, medical necessity, appeal procedures, dentist reimbursement, education, vision screening, binocular vision, kindergarten, elementary education, health, family caregiver, tax credit, activities of daily living, elderly care, Oklahoma tax law, HB3066, Health Care Workforce Training Commission, workforce recruitment, health care workforce
AL
Alabama 2026 1st Special Session
Alabama Senate Veterans, Military Affairs and Public Safety Committee Jan 21st, 2026
Veterans, Military Affairs, and Public Safety
Transcript Highlights:
- And I'm totally just gonna make up his title. It's military affairs liaison. Is that close?
- We've had a question on how many military package bills we have in total. second Senator Chastine.
- bills<00:09:37.760>
we <00:09:37.920>have <00:09:38.080>in <00:09:38.320>total
Keywords:
construction zone, work zone, speed camera, automated enforcement, photo radar, photographic speed enforcement, traffic safety, highway safety, road construction, maintenance workers, civil citation, civil fine, speeding ticket, owner liability, registered owner, ALDOT, Alabama Department of Transportation, ALEA, Alabama State Law Enforcement Agency, public safety
TX
Transcript Highlights:
- So if you look at 5,000 to 6,000... and total well completions in the state each year, only 2% are re-stimulations
- In total, 31 institutions received support from this fund.
- value of your account is going up and down, I guess that would be kind of like an unrealized gain or loss
Keywords:
SB 524, Texas franchise tax, veteran-owned business, new veteran-owned business, business tax exemption, filing fee exemption, Tax Code Chapter 171, Business Organizations Code, Comptroller, small business, veterans, entrepreneurship, tax repeal, privilege tax, beginning date, franchise tax exemption, severance tax, oil, gas, restimulation wells
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 20 Mar 5th, 2026 at 09:30 am
Oklahoma House Floor Meeting
Bills:
HB3419, HB4153, HB3430, HB3791, HB3277, HB4119, HB4408, HB3905, HB3968, HB3835, HB3386, HB2650, HB3742, HB3588, HB3748, HB4303, HB4311, HB3028, HB4428, HB4429, HB4132, HB1889, HB3265, HB1739, HB4434, HB3313, HB3852, HB4263, HB3413, HB3414, HB3415, HB3416, HB3417, HB3418, HB3420, HB2116, HB2206, HB3625, HB2939, HB3721, HB1823, HB2425, HB4440, HJR1087, HB4003, HJR1077, HB1770, HB1675, HB3627, HB3891, HJR1067, HB3462, HJR1053, HJR1054, HJR1044, HB3472, HB1225, HJR1019, HB4145, HJR1081, HB1746, HJR1069, HJR1050, HB1638, HB3327, HJR1055, HB3127, HB4488, HB2955, HB3781, HB3783, HB3802, HB2471, HB2937, SCR16, HB2960, HB3466, HB3262, HB3269, HB3152, HB4140, HB4142, HB3148, HB3378
Keywords:
corruption, nonpublic information, government accountability, criminal law, public office, driver license, reading proficiency, minors, education requirements, alternative testing, attendance, remedial reading, public school, oath of enrollment, court financial obligations, cost hearing, payment plan, community service, court compliance program, debt relief