Transcript Highlights:

• don't go looking for medical debt; it's not like buying a flat-screen television or any sort of consumer
• So this is an essential investment in the department that will ensure that consumers and businesses we
• program that stabilizes individual market premiums, maintains enrollment levels, and ensures that consumers
• As more Minnesotans are driving electric vehicles, we must ensure that consumers are getting what they

Bills: HF1646, HF2443

Keywords: medical debt, debt relief, healthcare financing, consumer protection, financial hardship, commerce, cannabis, insurance, housing, ombudsperson, affordability, property, task force, financial institutions

Bills: HB4, HB20

Keywords: district composition, congressional election, Texas, legislature, voting districts, fraudulent solicitation, disaster relief, nonprofit organizations, criminal penalties, consumer protection, fraud prevention, charitable donations

Summary: The Senate Committee on Education K-16 heard a series of higher education and K-12 bills, initially without a quorum and with several measures left pending subject to the call of the chair. Early bills included HB 1868, which would direct a study on lowering the dual-credit funding threshold for public junior colleges from 15 to 9 semester credit hours; HB 2598, which would replace statutory references to “licensed specialist in school psychology” with “school psychologist”; HB 3629, which would bar registered sex offenders from serving on independent school district boards of trustees; and HB 4361, which would require the Higher Education Coordinating Board to adopt rules for timely emergency notifications at public institutions of higher education. Each received brief sponsor explanations, no opposition testimony, and was left pending. The committee also heard HB 4848, requiring public higher education systems to ensure at least one institution offers affordable competency-based bachelor’s degree programs in high-demand fields, and HB 1211, which would remove the age 25 deadline for former foster youth to use public college tuition waivers. HB 1211 drew extensive supportive testimony from Texas CASA, a former foster youth who benefited from the waiver, and a current student headed to medical school, all arguing the change would better match the realities faced by youth aging out of care. Members discussed the bill’s fiscal uncertainty and the argument that the waiver is an investment in workforce participation; the bill was left pending. Later, the committee heard HB 20, creating an Applied Sciences Pathway Program to let high school students earn certificates in targeted industries such as welding, plumbing, electrical work, manufacturing, and oil and gas while in school. Industry and workforce groups strongly supported the bill as a way to address labor shortages, while Texas 2036 raised concerns about allowing applied versions of core academic courses to substitute for traditional instruction. HB 4687, which would extend governmental immunity protections to certain campus/district charter schools and adult charter high schools, also received support from a charter-school attorney who said it would align statutes with existing case law and not expand charter rights. HB 4236, as substituted, would create a study group to examine the property value study’s effect on school finance and alternative valuation methods; it was adopted as a committee substitute and left pending. The committee also heard HB 824 on civics instruction in high school government courses and HB 2243, which would create a commission on teacher job satisfaction and retention; the latter prompted debate over removing “ethnic diversity” language from the commission’s makeup. After adopting the substitute for HB 2243 by roll call, the committee recessed subject to the call of the chair.

Bills: HB4, HB20

Keywords: district composition, congressional election, Texas, legislature, voting districts, fraudulent solicitation, disaster relief, nonprofit organizations, criminal penalties, consumer protection, fraud prevention, charitable donations

Summary: The committee first took up House Bill 2853, which would allow the UT System Board of Regents to adjust the University of Texas at El Paso student union fee above the current statutory cap, subject to student approval, to help fund a new student union building. Senator Blanco explained the bill and the committee substitute, there were no questions or witnesses, public testimony was closed, and the committee adopted the substitute and left the bill pending subject to the call of the chair. The committee then heard House Bill 610, which would limit severance payments for terminated independent school district superintendents to six months’ salary and benefits. Senator Paxton described large severance payouts and said the bill had passed the House overwhelmingly. There were no witnesses, public testimony was closed, and the bill was left pending. A lengthy hearing followed on House Bill 4623, which would waive school district immunity in certain cases involving negligent hiring, supervision, or employment of professional school employees who commit abuse or related misconduct against students. Senator Paxton and several witnesses, including survivors and parents, argued the bill was needed to address cover-ups, delayed reporting, and repeated failures to remove dangerous employees; some members raised concerns about liability caps, litigation, and how the bill would interact with the Tort Claims Act. The committee also heard from TEA staff and employee-group witnesses who discussed possible injunctions and stronger no-hire protections. Public testimony was then closed and the bill was left pending. Finally, the committee heard House Bill 4, an accountability and assessment bill that would restore A-F ratings, change the state testing system, and replace STAAR with shorter, more instructionally useful assessments. Senator Bettencourt explained the committee substitute, including annual ratings, limits on taxpayer-funded lawsuits, and a phased-in testing redesign with beginning, middle, and end-of-year assessments. Testimony was generally supportive from education and business groups, though some witnesses favored norm-referenced testing while others emphasized criterion-referenced, TEKS-aligned assessments; one witness noted social studies assessments were restored in the bill. The hearing concluded with additional invited testimony and no final vote reported in the transcript.

Transcript Highlights:

• the things that we do protect consumers the things that we do protect consumers because<00:16:20.320
• Thank protect consumers in the state.
• in 2024 to add needed consumer in 2024 to add needed consumer protections<00:23:07.919> to
• > access<00:29:54.000> to Consumers will still have access to Consumers will still have
• And uh we did consumer health data.

Bills: HF3642, HF2700, HF3615

Keywords: virtual currency, kiosks, prohibition, customer payouts, cryptocurrency regulation, consumer privacy, data privacy, health data, sensitive data, Minnesota Consumer Data Privacy Act, personal data, data broker, targeted advertising, geofencing, location tracking, health care privacy, patient privacy, consent, minor privacy, children's privacy

Summary: The Commerce Finance and Policy Committee met on House File 3642, which would prohibit virtual currency kiosks in Minnesota. The bill was laid over, and the committee adopted a DE1 author’s amendment. Chair Kaggel and Representative Perryman described the measure as a response to widespread scams using crypto kiosks, especially against older adults and other vulnerable people, and said they would continue working with the Department of Commerce and other stakeholders. Testimony from law enforcement and advocates strongly supported the ban. A St. Cloud police sergeant and a Woodbury detective described cases in which victims lost large sums, said the current safeguards and refund rules are being bypassed, and argued that the kiosks are difficult to investigate because funds move quickly and often overseas. An AARP Minnesota volunteer also supported the bill, saying kiosks are a preferred tool for scammers and that existing protections have not kept pace with the problem. The Department of Commerce said it strongly supports the bill and reported that it has received 120 complaints over three years involving nearly $1 million in reported losses, with 2025 the worst year so far. The main opposition came from CoinFlip’s general counsel, who argued that the problem is fraud generally, not kiosks themselves, and said Minnesota already has consumer protections, including refunds for eligible victims. He urged stronger regulation rather than a ban, citing blockchain analytics, hold periods, and 24-hour customer service as alternatives. Committee members then asked questions about how long kiosks have operated in Minnesota, how many there are, who owns them, and the scale of losses; Commerce said there are hundreds statewide, operated by a variety of companies, and that reported losses are likely undercounts.

Bills: HB 112, HB 199, HB 621, HB 1349, HB 2214, HB 3466, HB 3698, HB 3699, HCR 9

Keywords: science park district, economic development, technology innovation, higher education collaboration, infrastructure development, Texas Economic Development Office, workforce development, unemployment benefits, state average unemployment rate, benefit year, economic support, Texas Workforce Commission, property owners' association, free speech, assembly rights, government officials, political candidates, floodplain, landlord, tenant

Bills: HB 112, HB 199, HB 621, HB 1349, HB 2214, HB 3466, HB 3698, HB 3699, HCR 9

Keywords: science park district, economic development, technology innovation, higher education collaboration, infrastructure development, Texas Economic Development Office, workforce development, unemployment benefits, state average unemployment rate, benefit year, economic support, Texas Workforce Commission, property owners' association, free speech, assembly rights, government officials, political candidates, floodplain, landlord, tenant

Transcript Highlights:

• It consumes them 24 hours a day.
• And it is a system... consumes them 24 hours a day. consumes them 24 hours a day.
• protects Minnesota consumers, and protects Minnesota consumers, and rightfully<01:10:23.160>
• <01:12:33.000> protections, compliance, and consumer protections, compliance, and consumer
• environment while protecting consumers environment while protecting consumers and<01:31:45.040><

Bills: HF3794, HF4472, HF4410, HF4347, HF4412, HF4398, HF4397, HF4201, HF4199, HF4203, HF3706, HF4071, HF4120, HF4175, HF4188

Keywords: surveillance, price discrimination, wage discrimination, automated decision systems, consumer protections, data privacy, biometrics, school district health insurance, charter school health benefits, employee benefits, public sector health insurance, health insurance survey, Legislative Budget Office, LBO report, premium costs, retiree coverage, broker commissions, third-party administrator, health plan transparency, health reimbursement arrangement

Transcript Highlights:

• establishes the Foreign Adversary Fraud Office and Fund in the Attorney General's Office to pursue consumer
• establishes the Foreign Adversary Fraud Office and Fund in the Attorney General's Office to pursue consumer
• The consumer fraud it is intended to address is serious.
• This is both consumer fraud and a national security problem.
• I'm interested in this nexus between consumer fraud and the national security risk.

Bills: SB1097, SB1308

Keywords: appropriation, claims, relief, state funding, named claimants, foreign adversary, consumer fraud, technology security, critical infrastructure, Arizona attorney general, fraud office, appropriations, 1182, all

Summary: The House Appropriations Committee met on March 11, 2026, and considered two bills. The first, SB 1097, was described as the annual name claimants’ bill, appropriating $370,211.08 from the General Fund and $33,021.08 from other specified funds to pay claims against state agencies in fiscal year 2026. There was no public testimony, no questions from members, and the committee voted 14-0 to give the bill a due pass recommendation. The committee then heard SB 1308, which would create a Foreign Adversary Fraud Office and Fund in the Attorney General’s Office to pursue consumer fraud involving technology produced by foreign adversaries. The bill also appropriates $500,000 from the General Fund for fiscal year 2027 and establishes a mechanism to transfer excess fund balances to a new Foreign Adversary Technology Rip and Replace Fund administered by the Department of Homeland Security. Kelly Curry testified in support on behalf of State Armor, arguing the bill addresses both consumer fraud and national security risks tied to connected technologies and foreign-made surveillance equipment. Members asked about similar cases and settlements in other states, and Curry cited recent filings in Nebraska, Tennessee, and Texas, as well as a Missouri case that reportedly settled in the tens of millions. During the vote, some members explained support while expressing general caution about creating new funds or appropriations outside the budget process. The committee approved SB 1308 on a 10-4-2 vote and sent it forward with a due pass recommendation before adjourning.

Transcript Highlights:

• It's not like buying a flat-screen television or any sort of consumer item.
• It's not like buying a flat-screen television or any sort of consumer item.
• As more Minnesotans are driving electric vehicles, we must ensure that consumers are getting what they
• As more Minnesotans are driving electric vehicles, we must ensure that consumers are getting what they
• <00:35:39.520> are<00:35:39.680> getting must ensure that consumers are getting must

Bills: HF1646, HF2443

Keywords: medical debt, debt relief, healthcare financing, consumer protection, financial hardship, commerce, cannabis, insurance, housing, ombudsperson, affordability, property, task force, financial institutions, 1183, house

Transcript Highlights:

• Okay. 2999 House Bill 2993 appropriates $6.4 million from the Consumer Protection/Consumer Fraud Revolving

Bills: HB2148, HB2993

Keywords: federal funding, state budget, appropriation, block grants, noncustodial funds, legislative authority, Arizona attorney general, Department of Public Safety, DPS, consumer fraud revolving fund, consumer protection fund, gang and immigration intelligence team enforcement mission fund, public safety appropriation, supplemental appropriation, outside counsel, state agency legal representation, legal services, state settlement proceeds, general fund, A.R.S. 41-192

Summary: The Committee on Appropriations, Transportation and Technology heard a presentation on advanced air mobility, featuring video and remarks about new aircraft technologies, including drones and electric vertical takeoff and landing craft. The presentation emphasized potential uses such as medical delivery, rescue operations, passenger and cargo transport, quieter flight profiles, and the need for coordination among industry, government, NASA, the FAA, and other partners. Members also noted an upcoming display of a Pivotal aircraft on the Senate lawn. The committee then considered House Bill 2148, which would grant the legislature authority to appropriate non-constitutional federal monies and require the legislature to specify the purposes for which those funds are spent, with a delayed effective date of January 1, 2027. Supporters described it as a transparency and separation-of-powers measure, while opponents argued it would interfere with existing federal funding structures and state programs. The bill received a do-pass recommendation on a 6-4 vote. House Bill 2993 was also heard. It would appropriate $6.4 million from the Consumer Protection/Consumer Fraud Revolving Fund to the Department of Public Safety for FY 2026 and exempt DPS from the statutory restriction on employing legal counsel without approval. Testimony from the Arizona State Troopers Association supported the funding as an emergency need to avoid cuts to recruit classes, overtime, and patrol car purchases, but several members objected to combining the appropriation with the outside-counsel policy change. The committee approved the bill on a 6-4 do-pass vote. The meeting concluded with announcements about upcoming committee events and adjournment.

Transcript Highlights:

• for the AG Office of Consumer for the AG Office of Consumer Protection,<00:37:57.120> Department
• protection bill for Hawaii's consumers.
• <00:40:45.680> protection forth a very strong consumer protection forth a very strong consumer
• <00:45:18.800> protection the most consumer protection the most consumer protection is<00:
• SB 888 SD2 relating to consumer SB 888 SD2 relating to consumer protection.<01:38:02.280> The

Bills: SB1166, SB888, SB2387, SB2471

Keywords: insurance, climate change, responsible parties, damages, Hawaii Property Insurance Association, Hurricane Relief Fund, civil action, climate disasters, extreme weather, SB888, Hawaii, consumer protection, smart home security, smart household security device, home security camera, video doorbell, Ring, Nest, connected devices, internet of things

Summary: The committee heard SB 1166 SD2, a bill on insurance and climate-related damages that would authorize the Hawaii Property Insurance Association and, in amended versions discussed during testimony, other public and private entities to pursue civil actions to recover losses tied to climate disasters and extreme weather. DCCA’s Insurance Division and the Department of the Attorney General raised legal concerns, saying the bill’s scope may not fit the insurance code section being amended, that it could create subject-matter and title issues, and that some subrogation language may be duplicative of existing rate-filing practice. Lawyers for Justice opposed the measure, arguing it conflicts with existing subrogation law and recent Hawaii Supreme Court rulings that treat the judicial lien process as the exclusive remedy. The American Petroleum Institute also opposed, warning the bill would add liability and litigation risk for companies operating under existing permits and could undermine energy reliability and investment. Supporters said the bill would help shift climate-related insurance costs away from residents and onto fossil fuel companies and other responsible parties. Testimony in support came from the Polluters Pay Hawaii Coalition, Center for Climate Integrity, Hawaii Island Council, Our Hawaii, Sierra Club of Hawaii, and others, who described recent flooding, storm damage, rising premiums, non-renewals, and underinsurance as evidence of a worsening climate-driven insurance crisis. Several supporters urged amendments to give the Attorney General explicit authority to recover insurance-related losses for the Hurricane Relief Fund, HPIA, and private insurers, and to ensure recovered amounts benefit policyholders. Committee members questioned whether HPIA is a private entity, whether the Attorney General could represent it, whether the bill could create double recovery or affect pending climate litigation, and whether insurers would have standing or damages if they are only paying contractual claims. The committee then took up SB 888 SD2, a consumer protection bill that would restrict smart household security device operators from sharing user data with law enforcement without consent or a judicial order, and would bar conditioning device use on such consent. The Office of Consumer Protection testified in support and said an Illinois law could serve as a useful template for exceptions to the warrant requirement. An individual supporter said the measure would protect immigrant communities, judges, and others from surveillance and misuse of private data. No vote was taken during the portion of the meeting provided, and the chair noted additional written testimony submitted in support of SB 1166.

Bills: HF3423, HF2354, HF3634

Keywords: healthcare, provider enrollment, medical assistance, legislation, state funds, fraud prevention, subpoena authority, criminal penalties, consumer protection, service verification, Medicaid, human services, electronic documentation, 1183, house

Transcript Highlights:

• In other words, we can't lend a thing of value.
• And do you want me to list the consumer protections?
• Unfortunately, some bad actors have given the industry a black eye, leaving consumer consumers harmed
• for older consumers.
• We've done some in-depth study of. consumer complaints and we pulled all the consumer complaints submitted

Bills: SB264, SB542, SB924, SB1008, SB1029, SB1036, SB1057, SB1058, SB1185, SB1202, SB1358, SB1364, SB1376, SB1569, SB1664, SB1697, SJR50

Keywords: SB 264, Texas Workers' Compensation Act, group self-insurance, self-insured groups, workers' compensation, Texas Department of Insurance, commissioner of insurance, certificate of approval, guaranty fund, trust fund, wind down, dissolution, labor code, insurance regulation, employer coverage, risk pool, business and commerce, trade workforce economic development, property owners' association, water conservation

Bills: HF500, HF718, HF1096, HF1246, HF1469

Keywords: nursing home, employment standards, worker rights, Minnesota Statutes, labor compensation, workforce development, job training, economic stability, low-income, career pathways, education funding, Summit Academy, employment, STEM programming, GED preparation, Neighborhood Development Center, NDC, small business, entrepreneurship, business training

Transcript Highlights:

• Um, now it's just if you control 25,000 consumers or more, and those are Alabama citizens, or 25% of
• Um, now it's just if you um control<00:10:37.600> 25,000<00:10:38.320> consumers<00:10:
• 38.720> or<00:10:38.880> more,<00:10:39.120> and control 25,000 consumers or more
• , and control 25,000 consumers or more, and those<00:10:39.519> are<00:10:39.680> Alabama

Bills: HB351, HB351

Keywords: ad valorem tax, road funding, local government, referendum, Choctaw County, data privacy, consumer rights, personal data, data protection, Alabama Personal Data Protection Act, 1136, house, all

Bills: SB 483, SB 522, SB 783, SB 1239, SB 1254, SB 1255, SB 1259, SB 1341, SB 1664, SB 1762, SB 1856, SB 1877, SB 1977

Keywords: utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness

Bills: SB 483, SB 522, SB 783, SB 1239, SB 1254, SB 1255, SB 1259, SB 1341, SB 1664, SB 1762, SB 1856, SB 1877, SB 1977

Keywords: utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness

Transcript Highlights:

• Mona Warrior, the Executive Director of the Office of Consumer Protection.
• <00:24:45.320> sharing testimony from Hawaii consumers sharing testimony from Hawaii consumers
• So, the vast majority of consumers are buying on that primary market.
• engage with the Office of Consumer engage with the Office of Consumer Protection,<00:34:02.800><
• add the DCCA Office of Consumer add the DCCA Office of Consumer Protection<00:47:10.240> as

Bills: SCR118, SCR173

Keywords: climate change, insurance affordability, working group, disaster recovery, fossil fuel companies, insurance stability, Hawaii Hurricane Relief Fund, ticket scalping, task force, consumer protection, event accessibility, local economy, 910, house, all

Summary: The Committee on Consumer Protection heard two resolutions. SCR 118 SD1 would urge the Insurance Division and the Attorney General to convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division deferred to written testimony, while the Attorney General opposed the measure because of an ongoing lawsuit, asking that references to legal recovery and the AG’s role in convening the group be removed. Members questioned how the resolution might relate to the state’s climate damages litigation and whether it could inform damages calculations. The committee later recommended passage with amendments, including removing the Attorney General as co-convener and changing certain membership references to board chairs; the motion passed unanimously with one excused member. The committee also heard SCR 173 SD1, which would create a task force on event ticket scalping. The Office of Consumer Protection supported the concept but asked to be added as a task force member and said the draft left its role unclear. Supporters, including the National Independent Venue Association and D-BAT, described high resale prices, fraudulent or speculative tickets, and harm to consumers and local businesses. StubHub and the Ticket Policy Forum supported the task force but urged broader scope to include the primary ticket market and ticket sellers, and StubHub also sought inclusion on the task force. Members discussed whether the task force should focus on the secondary market or the broader ticketing ecosystem, and whether the Office of Consumer Protection should be part of the task force or only consulted. The vice chair recommended passage with amendments adding the Office of Consumer Protection as a member and clarifying the consultation language, and the committee adopted that recommendation unanimously with one excused member.

Transcript Highlights:

• Consumers lose billions of dollars and file tens of thousands of complaints with the Federal Trade Commission
• It gives an opportunity to protect the consumer for an appeals process when things have gone bad.
• It gives an opportunity to protect the consumer for an appeals process when things have gone bad.
• dollars and give better protection to both those people who are licensed and the consumer.
• The consumer credit bill will be deferred. Oh, you are? Yes. I'm asking for a deferral on that.

Bills: SB147, SB414, HB220, HB750, HB799, HB827, HB952, HB953

Keywords: roof standards, construction code, residential property, fortified roofs, insurance, medical debt, interest rate, healthcare services, consumer protection, debt collection, Louisiana Medical Debt Protection Act, child exploitation, online reporting, platforms, cyber crime, PROTECT Act, automatic renewal, cancellation policy, subscription service, transparency

Transcript Highlights:

• So, for a small dairy farm, consumers become one of the last ways they can even kind of pay for anything
• We don't need to allow people to sell a raw product of any kind without informing the consumer of what
• Do we want to consume a product that could risk our health.
• At least the consumer is informed that they are purchasing a raw product and then after that, they should

Bills: SB2173, SB2028, SB2117, SB2127, SB2134

Keywords: landowner, energy negotiation, agricultural preservation, orphaned wells, renewable energy, raw milk, unpasteurized milk, milk products, dairy, pasteurization, food safety, consumer warning label, health warning, farm sales, direct-to-consumer sales, ungraded milk, goat milk, raw milk cheese, Oklahoma Department of Agriculture, Food and Forestry, agricultural regulation