Video & Transcript Research : 'insurance code'

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LA

Louisiana 2026 Regular Session

Senate May 5th, 2026

Louisiana Senate Floor Meeting

Transcript Highlights:
  • House Bill 227 by Representative Ventrella is an act to amend the Code of Civil Procedure and the Code
  • provide through a self-insurance pool.
  • insurers to...
  • Between the Department of Insurance and the health insurers to ensure that we are able to make sure that
  • House Bill 141 by Representative Muscarello is an act to amend the Code of Civil Procedure and the Code
Bills: SB524, SR108, SR109, SCR56, SCR57, SCR12, HB227, HB398, HB689, HB897, HB1029, HB1107, HB1217, HB221, HCR58, HB136, SB162, SB382, SCR33, SCR30, SB112, SB194, SB307, SB341, SB346, SB363, SB495, SB503, SB507, SB509, SB513, SB408, SB131, SB145, SB333, SB464, SB466, SB500, SB283, SB338, SB488, SB35, SB65, SB215, SB228, SB246, SB249, SB268, SB269, SB282, SB296, SB312, SB319, SB323, SB369, SB431, SB474, SB484, SB490, SB492, SB501, HCR14, HB537, HB652, HB653, HB661, HB726, HB756, HB851, HB964, HB966, HB34, HB35, HB48, HB474, HB553, HB758, HB852, HB10, HB16, HB36, HB44, HB46, HB52, HB61, HB78, HB98, HB102, HB124, HB126, HB131, HB135, HB141, HB142, HB164, HB170, HB171, HB179, HB194, HB231, HB245, HB280, HB292, HB294, HB297, HB305, HB336, HB337, HB351, HB436, HB594, HB789, HB956, HB957, HB995, HB1040, HB50, HB117, HB120, HB122, HB139, HB148, HB149, HB185, HB199, HB247, HB271, HB286, HB301, HB358, HB359, HB384, HB413, HB428, HB450, HB462, HB547, HB613, HB631, HB657, HB669, HB675, HB680, HB691, HB712, HB716, HB720, HB723, HB727, HB728, HB735, HB747, HB759, HB825, HB842, HB845, HB846, HB903, HB904, HB907, HB923, HB929, HB941, HB962, HB965, HB1036, HB287, HB370, HB515, HB521, HB570, HB1200, HB29, HB39, HB58, HB67, HB73, HB76, HB77, HB82, HB112, HB121, HB125, HB132, HB134, HB151, HB154, HB155, HB161, HB166, HB187, HB191, HB207, HB211, HB224, HB238, HB241, HB242, HB250, HB260, HB265, HB275, HB300, HB320, HB338, HB339, HB349, HB379, HB399, HB427, HB463, HB464, HB468, HB545, HB550, HB551, HB565, HB588, HB639, HB725, HB782, HB805, HB808, HB834, HB847, HB853, HB858, HB861, HB883, HB916, HB937, HB977, HB1012, HB1027, HB1044, HB1054, HB1071, HB1091, HB1117, HB119, HB129, HB677, HB850, SB68, SB149
OK
Transcript Highlights:
  • Do you agree that insurance bills should go through other committees other than the Insurance Committee
  • My personal preference is that any Title 36 bills and bills for insurance would go through the Insurance
  • In insurance mandate reviews, that's a pretty broad term.
  • are constantly talking to us about the cost of insurance increase.
  • Insurance announced. Rope on the hall. Roll call is now in progress.
TX
Transcript Highlights:
  • wrong in an area or a community that has multiple zip codes that are... listed.
  • The code is not discrepant from this, from this central accumulator definition.
  • So the other provision that was Section 127.156 of the Election Code.
  • Senate Bill 1626 is in the same code. That's what the substitute does. Happy to answer questions.
  • Senate Bill 1626 is in the same code. That's what the substitute does. Happy to answer questions.
TX
Transcript Highlights:
  • For more information visit www.fema.gov to liability exposure or high insurance premiums.
  • wrong in an area or a community that has multiple zip codes that are. listed.
  • Will Texas Administrative Code...
  • The code is not discrepant from this, from this central accumulator definition.
  • Senate Bill 1626 is in the same code. And so that's what the substitute does.
TX

Texas 89th Regular

State Affairs (Part I) Apr 10th, 2025

State Affairs

Transcript Highlights:
  • holders from carrying firearms, unless otherwise prohibited by state law or Section 46.03 of the Penal Code
  • make site-specific safety decisions and potentially opens the door to liability exposure or high insurance
  • So back when I was director of voter registration, in the code, it required you...
  • In the code, it required you to put together a list of everybody that voted who was not registered.
Summary: The Senate State Affairs Committee heard testimony on Senate Bill 1065, which would require government property contracts to prohibit contractors from barring licensed handgun holders from carrying firearms on leased or owned public property, with civil penalties and attorney general enforcement for violations. Senator Hall and invited witnesses from the Texas State Rifle Association, NRA, and Texas Gun Rights argued the bill would close a loophole exposed by the State Fair of Texas gun ban and protect law-abiding Texans’ self-defense rights. Opponents, including Moms Demand Action/Everytown, said the bill would undermine event organizers’ ability to set site-specific safety rules and could increase liability and insurance costs. Public testimony was then closed and the bill was left pending. The committee next took up Senate Bill 2742, which would create civil penalties for independent school districts and officials who use public resources for electioneering, waive immunity defenses, and expand attorney general enforcement. Senator Hagan-Bood said current law bans the conduct but lacks meaningful penalties, making injunctions the only remedy. No public testimony was heard, and the bill was left pending. Finally, the committee heard Senate Bill 2743, also by Senator Hagan-Bood, which would allow a court to disqualify local prosecutors who refuse to prosecute election offenses and appoint the attorney general to handle the case, with a committee substitute adjusting the removal process through an adjacent-county judge. Opponents from the Texas Civil Rights Project argued the bill would undermine prosecutorial discretion and was vague and open to abuse, while a Harris County election official described past instances where alleged voter fraud cases were not pursued. After testimony, public comment was closed and SB 2743 was left pending.
TX

Texas 89th Regular

Water, Agriculture, and Rural Affairs May 12th, 2025

Water, Agriculture and Rural Affairs

Transcript Highlights:
  • codifies the enabling legislation for the San Antonio River Authority in the Special District Local Laws Code
  • Thanks to legislation passed in 2012 by this body, the Texas Tax Code allowed landowners to qualify for
Bills: HB630, HB685, HB1318, HB2692
Summary: The Senate Committee on Water, Agriculture, and Rural Affairs met with no quorum at the start, but later reached quorum and took up several bills. House Bill 2692, codifying the San Antonio River Authority’s enabling legislation and making non-substantive modernization changes, received brief supportive testimony from the River Authority and was left pending before later being voted out favorably. House Bill 685, which would prevent municipalities from charging higher water or sewer rates to tax-exempt entities than comparable customers, also drew support and was reported favorably. House Bill 1318, clarifying compensation issues when a municipality decertifies part of a retail water utility’s service area, was heard without opposition and passed out of committee. House Bill 630, exempting certain older outboard motors from title requirements, likewise passed and was placed on the local and uncontested calendar. The committee spent the most time on Senate Bill 2497, relating to filtration systems for certain public drinking water systems. Senator Zaffirini described the bill as a response to ongoing secondary water quality complaints, while TCEQ testified that such contaminants are aesthetic rather than health-based and that the water remains safe to drink if primary standards are met. The Texas Rural Water Association opposed the bill as written, arguing filtration may not solve most water quality problems and could be costly for small systems, while a consumer witness from Floresville supported it and described repeated rate increases and brown water after a filtration system was removed. Members discussed narrowing the bill through a committee substitute and emphasized the need for flexibility and technical expertise; the committee substitute was adopted and the bill was reported favorably, with Senator Kolkhorst later asking to be recorded as voting no. The committee also heard Senate Bill 2850, which would create a pollinator task force to study habitat loss, public education, and best practices for protecting bees and other pollinators. Senator Menendez and invited witness Erica Thompson of Texas BeeWorks highlighted major colony losses and the economic importance of pollinators to Texas agriculture, and Environment Texas and the Texas Beekeepers Association supported the measure. Members discussed monarch butterflies, native grasses, milkweed, and conservation efforts, and the bill was reported favorably and sent to the local and uncontested calendar. After testimony, the committee also voted out several pending items, including House Bill 5560 with a committee substitute addressing water-loss penalties and infrastructure improvements, and then recessed subject to the call of the chair.
TX

Texas 89th Regular

State Affairs Apr 25th, 2025

State Affairs

Transcript Highlights:
  • Flag Code. Which of the 27 versions is the correct one? Because under the U.S.
  • Flag Code, all 27 versions of any flag that is ever actively flown in the United States is an active
  • Flag Code, has the authority to update, modify, or change any rulings in regards to the display of a
  • Flag Code, is the one that can make any changes to how U.S. flags are displayed. Thank you.
  • Your policies are in your school district code. This is what the state law says about them.
TX
Transcript Highlights:
  • There are codes of conduct, there are ethics involved, all those sorts of things. things, and we believe
  • The estate code, however, does not require key financial documentation. such as complete bank or investment
TX

Texas 89th Regular

Local Government (Part I) May 5th, 2025

Local Government

Transcript Highlights:
  • This term has caused some confusion in code because the work a first responder does is inherently not
  • The committee substitute adds language to Chapters 11 and 41 of the Tax Code specifically to allow property
  • of witnesses that Texas is one of the only few states that tax inventories under the property tax code
  • The committee substitute adds the language to chapters 11 and 41 of the tax code specifically for to
  • of witnesses that Texas is one of the only few states that tax inventories under the property tax code
Summary: The Senate Committee on Local Government heard several bills, most of them left pending after brief public testimony. House Bill 331, by Rep. Patterson and sponsored by Sen. Hinojosa, would create a presumption that firefighters, police officers, and EMTs who suffer a heart attack or stroke within eight hours after a strenuous shift were injured in the line of duty for workers’ compensation purposes; testimony from a firefighters’ association supported the bill, and it was left pending. Senate Bill 2655, by Sen. Flores, would authorize Burnet County to establish a local provider participation fund to help support local hospital services; a hospital administrator testified in support, and the committee substitute was left pending. Senate Bill 1443, by Sen. Hughes, would extend the Northeast Healthcare Provider Participation District in three counties, and House Bill 3307, by Rep. Noble, would allow property tax arbitrators to complete required continuing education online; both were left pending without opposition. Senate Bill 3048, by Sen. Birdwell, would create the Bluebonnet Hills Municipal Management District in Midlothian and was also left pending. The committee then took up House Bill 9 and HJR 1, sponsored by Sen. Bettencourt, which would raise the business personal property tax exemption from $2,500 to $125,000 and place the constitutional amendment on the November 4, 2025 ballot. Business groups, realtors, and taxpayers’ advocates testified in strong support, saying the change would provide meaningful relief to small businesses and help balance earlier homeowner tax relief. The City of Fort Worth testified in opposition, warning of a revenue shift to homeowners and budget impacts, but the committee adopted the committee substitutes and reported both measures to the full Senate on 6-0 votes. The committee also heard House Bill 1399 and HJR 99, by Sen. Nichols, to exempt animal feed from property tax when it is already sales-tax exempt; no one testified against them, and both were left pending. Senate Bill 2553, by Sen. West, would let owners of historic archaeological sites protest land and structure appraisals separately, and it was left pending after supportive testimony. Senate Bill 2907 and SJR 78, also by Sen. West, would exempt certain perishable inventory, including food and some prescription drugs, from property tax if approved by voters; pharmacists, business groups, a researcher, and a coalition of retailers and food/medicine advocates supported the bill, and it was left pending. Finally, Senate Bill 1331, by Sen. Hancock and explained by Sen. Middleton, would lower the population threshold for certain municipal civil-service-related petition restrictions from 950,000 to 70,000; law enforcement representatives and a San Marcos police association supported it, and it was left pending. The committee then recessed until 15 to 30 minutes after adjournment.
TX

Texas 89th Regular

Local Government (Part II) May 5th, 2025

Local Government

Transcript Highlights:
  • Currently, under the Texas State Property Code, manufactured homes are considered personal property rather
  • The committee substitute simply moves the language for this from Occupations Code 1201.164 to 1201.162
  • I pay a mortgage, home insurance, and done significant upgrades. I pay insurance and taxes.
  • by the name of Wayne Pivoto, when we passed the Pivoto bill, also known as the Texas Property Tax Code
  • And the kind of things that are slipping around the code are not telling the truth.
Summary: The Committee on Local Government heard a series of local bills and public testimony focused on hospital districts, municipal management districts, local provider participation funds, manufactured housing, transit financing, development moratoriums, and property tax procedures. Early items included House Bill 467, which would help dissolve the defunct Maybank Kemp Hospital District and establish an Andrew Gibbs Memorial Nursing Endowment, and Senate Bill 3063, creating the Bio Bell Municipal Management District in Liberty County; both drew no public opposition and were left pending subject to call. The committee also heard House Bill 1327, extending the Harris County local provider participation fund through 2027, and Senate Bill 1375, extending Collin County’s LPPF authority, both presented as mechanisms to draw federal Medicaid matching funds for hospitals. A major portion of the meeting centered on Senate Bill 2764, which would require earlier notice to buyers of manufactured homes about how to convert a home from personal property to real property. Senator Cook described the bill as a consumer-information measure tied to displacement concerns at a mobile home park in her district, and a resident testified in support, saying the notice would help families make informed decisions. The committee also discussed Senate Bill 2519, a bill by Senator Bettencourt aimed at preventing local governments from shifting maintenance-and-operations tax revenue into debt-like uses and from changing the purpose of tax rate elections after voters approve them. Supporters argued it would protect taxpayers and preserve the separation between M&O and debt service, while opponents tied the bill to Austin’s Project Connect transit financing and warned it would disrupt an approved project and invite litigation. The committee heard and left pending several other bills, including House Bill 1244 on agricultural land ownership changes without reapplying for an ag exemption, House Bill 2559 on development moratoriums, and Senate Bill 2063 on unequal appraisal protests. Testimony on House Bill 2559 came from developers and builders who said moratoriums in Conroe had delayed projects and harmed buyers, while supporters of the bill said it would impose clearer limits and notice requirements. On Senate Bill 2063, the sponsor explained a committee substitute narrowing how market value evidence may be used in unequal appraisal appeals. The committee also considered multiple local district bills, including new MUDs and management districts in Montgomery, Denton, Fannin, Travis, Hays, and Williamson counties. At the end of the meeting, the committee took up pending business and voted out several measures, including House Bill 1244, House Bill 2559, House Bill 467, House Bill 1327, House Bill 1399, House Bill 2723, House Bill 2730, House Bill 3307, House Joint Resolution 99, and multiple district bills such as Senate Bills 3037, 3043, 3047, 3048, 3050, 3052, 3053, 3056, 3057, 3063, and others. Most were reported favorably, often with committee substitutes, and many were recommended for the local and uncontested calendar. Several bills, including the transit-related SB 2519 and the manufactured housing bill SB 2764, remained pending subject to call after testimony closed.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/25/26

Commerce Finance and Policy

Transcript Highlights:
  • health insurance survey bill. health insurance survey bill.
  • insurance or I get a paycheck." insurance or I get a paycheck."
  • group insurance plan is it.
  • self-insurance. So, cut us out." self-insurance. So, cut us out."
  • the QR code for the sake of recalls. the QR code for the sake of recalls.
KY
Transcript Highlights:
  • we have the Personnel Cabinet up on item number three regarding a couple of issues: state health insurance
  • plans and the executive health insurance plans and the executive branch<00:03:25.840> salary<
  • Chris Chamus, commissioner for the Department of Employee Insurance.
  • And we have on first on the agenda the state health insurance plans.
  • They were coded to CO dollars. tasks. They were coded to CO dollars.
Summary: The committee met on November 5, 2025, and first approved the minutes after a moment of silence for the UPS airport tragedy. The main presentation was from the Personnel Cabinet on the state health insurance plans and executive branch salary schedule adjustments. Officials said the health plan covers roughly 265,000 active members and up to about 300,000 across all benefit offerings, including school board employees, retirees, and other eligible groups. They described rising claims and expenditures, especially from high-cost claimants and pharmacy spending, and said recent premium and benefit changes were intended to balance costs while preserving recruitment and retention efforts. They also explained that employee premiums had not increased for several years, while employer contributions rose sharply in recent years, and projected a 10% employer increase and 3% employee increase going forward based on actuarial analysis. Committee members asked about deductibles, GLP-1 drug costs, claims validation, and the causes of cost growth; officials said the plan uses multiple payment-integrity vendors and that the increases reflect utilization, drug trends, and high-cost cases rather than a change in coverage. The committee also discussed executive branch salary schedule adjustments. Personnel and budget officials explained that when the legislature approves annual pay increases, the salary schedule is adjusted by the same percentage through executive order so the minimum and midpoint stay aligned with approved compensation levels. They said the 2025 adjustment was a 3% match effective September 16 and that the change was costless because salaries had already been increased. Members raised concerns about salary compression, noting that new hires can sometimes be paid near the level of long-serving employees. Officials said the adjustment helps prevent compression from worsening but does not solve it, and they acknowledged prior RFP efforts to address the issue were unsuccessful because no qualified bidder met the requirements. After the health plan and salary discussions, the committee began a presentation from the Cabinet for Health and Family Services on Kentucky’s senior meal program. Secretary Stack explained that the program is a federal-state-local partnership under the Older Americans Act, with area development districts helping deliver services. He outlined eligibility rules, noting that congregate meals at senior centers are available to people age 60 and older, with a spouse of any age allowed to join, and that home-delivered meals have additional homebound and assistance requirements. Members asked whether there was any means test for congregate meals, and the secretary said there is not; the only threshold is age for the center-based meals, while the home-delivered program has additional criteria.
LA

Louisiana 2026 Regular Session

Finance May 18th, 2026

Finance

Transcript Highlights:
  • to your bill for private insurance companies.
  • So everything's cost-neutral for insurance premiums on the state and the private side?
  • I mean, these things are running hand-in-hand, these insurance companies and these health insurance providers
  • One side is saying the insurance companies are saying, we're not doing this today.
  • One of them is the insurance company, and one of them is the health plan, right?
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/3/26

Commerce Finance and Policy

Transcript Highlights:
  • insurance product, not only because it contains insurance and non-insurance components, but also because
  • insurance product, not only because it contains insurance and non-insurance components, but also because
  • > unique<00:58:12.720> insurance >> Travel insurance is a unique insurance >>
  • , insurance and non- insurance components, insurance and non- insurance components, but<00:58:17.440
  • Travel insurance is a unique product within the industry because it contains both insurance and non-insurance
Summary: The committee first approved the minutes from February 26, after correcting the header date to Thursday, February 26. It then took up House File 36004, as amended by the author’s technical A1 amendment. Representative Van Binsbergen described the bill as a change to statute governing bulk delivery of nonoxygenated fuel, especially for boats and other watercraft, to allow direct delivery to vehicles rather than requiring transport of fuel in containers or removal of boats from the water. Members generally supported the concept, citing convenience for lake users, reduced travel and potential invasive species spread, and fewer spill risks, but the chair said the bill would be laid over pending additional clarification from the State Fire Marshal’s Office and other agencies. House File 2236 was then introduced as a vehicle bill for possible future omnibus use and laid over without testimony or opposition. The committee also heard House File 3709, which would allow Minnesota banks and credit unions to offer custodial accounts for digital assets such as cryptocurrency. The authors framed the bill as a consumer-protection and competitiveness measure that would let local institutions keep pace with customer demand and prevent Minnesotans from relying on out-of-state or offshore providers. Testimony from the Department of Commerce and credit union representatives supported the bill, saying it would level the playing field, keep digital assets under Minnesota oversight, and help local institutions remain relevant; one witness said significant liquidity had been leaving local communities for outside exchanges. Questions from members focused on whether the accounts would be NCUA-insured, how the bill related to unclaimed property, and whether the policy goal was consumer protection or simply preserving bank relevance. Several members expressed support but also cautioned about crypto volatility, scams, and the need to avoid turning credit unions into exchanges. The discussion ended without a final vote in the excerpt, with the bill still under committee consideration.